Home > Royal Bank > Income and Expense
Royal Bank, Income and Expense
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,551,000 | 1,417 |
| Total interest expense | $3,758,000 | 1,899 |
| Net interest income | $17,793,000 | 1,258 |
| Provision for loan and lease losses | $101,000 | 2,119 |
| Total noninterest income | $3,346,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $533,000 | 1,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,813,000 | 1,076 |
| Total noninterest expense | $13,287,000 | 1,333 |
| Salaries and employee benefits | $8,431,000 | 1,231 |
| Premises and equipment expense | $1,595,000 | 1,157 |
| Additional noninterest expense | $2,813,000 | 1,076 |
| Pre-tax net operating income | $7,751,000 | 1,168 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,496,000 | 1,013 |
| Income before extraordinary items | $6,255,000 | 1,206 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,255,000 | 1,215 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,255,000 | 1,206 |
| Net charge-offs | $27,000 | 1,761 |
| Cash dividends | $4,700,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,255,000 | 1,231 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,025,000 | 1,407 |
| Total interest expense | $2,176,000 | 1,910 |
| Net interest income | $11,849,000 | 1,269 |
| Provision for loan and lease losses | $90,000 | 1,868 |
| Total noninterest income | $2,221,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $344,000 | 1,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,877,000 | 1,017 |
| Total noninterest expense | $8,797,000 | 1,327 |
| Salaries and employee benefits | $5,575,000 | 1,229 |
| Premises and equipment expense | $1,066,000 | 1,151 |
| Additional noninterest expense | $1,877,000 | 1,016 |
| Pre-tax net operating income | $5,183,000 | 1,174 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,176,000 | 916 |
| Income before extraordinary items | $4,007,000 | 1,248 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,007,000 | 1,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,007,000 | 1,248 |
| Net charge-offs | $28,000 | 1,419 |
| Cash dividends | $2,700,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,007,000 | 1,262 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 1,419 |
| Total interest expense | $889,000 | 1,980 |
| Net interest income | $5,955,000 | 1,274 |
| Provision for loan and lease losses | $80,000 | 1,393 |
| Total noninterest income | $1,132,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $166,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 988 |
| Total noninterest expense | $4,449,000 | 1,330 |
| Salaries and employee benefits | $2,835,000 | 1,236 |
| Premises and equipment expense | $549,000 | 1,146 |
| Additional noninterest expense | $966,000 | 988 |
| Pre-tax net operating income | $2,558,000 | 1,204 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $578,000 | 953 |
| Income before extraordinary items | $1,980,000 | 1,300 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,980,000 | 1,299 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,980,000 | 1,300 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,980,000 | 1,316 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,981,000 | 1,311 |
| Total interest expense | $1,337,000 | 2,060 |
| Net interest income | $23,644,000 | 1,254 |
| Provision for loan and lease losses | $655,000 | 1,052 |
| Total noninterest income | $4,722,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $706,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,016,000 | 1,050 |
| Total noninterest expense | $17,077,000 | 1,341 |
| Salaries and employee benefits | $10,581,000 | 1,267 |
| Premises and equipment expense | $2,120,000 | 1,143 |
| Additional noninterest expense | $4,016,000 | 1,050 |
| Pre-tax net operating income | $10,634,000 | 1,229 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,476,000 | 939 |
| Income before extraordinary items | $8,158,000 | 1,293 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,158,000 | 1,293 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,158,000 | 1,293 |
| Net charge-offs | $112,000 | 1,178 |
| Cash dividends | $2,800,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,158,000 | 1,310 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,274,000 | 1,291 |
| Total interest expense | $832,000 | 1,995 |
| Net interest income | $17,442,000 | 1,247 |
| Provision for loan and lease losses | $275,000 | 1,267 |
| Total noninterest income | $3,512,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $522,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,990,000 | 1,075 |
| Total noninterest expense | $12,922,000 | 1,327 |
| Salaries and employee benefits | $8,071,000 | 1,249 |
| Premises and equipment expense | $1,589,000 | 1,143 |
| Additional noninterest expense | $2,990,000 | 1,075 |
| Pre-tax net operating income | $7,757,000 | 1,234 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,812,000 | 947 |
| Income before extraordinary items | $5,945,000 | 1,299 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,945,000 | 1,298 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,945,000 | 1,299 |
| Net charge-offs | $63,000 | 1,113 |
| Cash dividends | $2,000,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,945,000 | 1,324 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,937,000 | 1,280 |
| Total interest expense | $492,000 | 1,982 |
| Net interest income | $11,445,000 | 1,233 |
| Provision for loan and lease losses | $235,000 | 1,074 |
| Total noninterest income | $2,417,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $337,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,080,000 | 1,079 |
| Total noninterest expense | $8,626,000 | 1,313 |
| Salaries and employee benefits | $5,452,000 | 1,221 |
| Premises and equipment expense | $1,037,000 | 1,157 |
| Additional noninterest expense | $2,137,000 | 1,528 |
| Pre-tax net operating income | $5,001,000 | 1,211 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,171,000 | 912 |
| Income before extraordinary items | $3,830,000 | 1,266 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,830,000 | 1,266 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,830,000 | 1,266 |
| Net charge-offs | $12,000 | 1,527 |
| Cash dividends | $1,200,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,830,000 | 1,291 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 1,279 |
| Total interest expense | $227,000 | 2,035 |
| Net interest income | $5,522,000 | 1,228 |
| Provision for loan and lease losses | $120,000 | 887 |
| Total noninterest income | $1,308,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $165,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,143,000 | 1,000 |
| Total noninterest expense | $4,282,000 | 1,321 |
| Salaries and employee benefits | $2,711,000 | 1,222 |
| Premises and equipment expense | $522,000 | 1,155 |
| Additional noninterest expense | $1,049,000 | 1,518 |
| Pre-tax net operating income | $2,428,000 | 1,178 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $572,000 | 900 |
| Income before extraordinary items | $1,856,000 | 1,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,856,000 | 1,261 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,856,000 | 1,261 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $800,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,856,000 | 1,272 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,891,000 | 1,235 |
| Total interest expense | $1,120,000 | 2,053 |
| Net interest income | $23,771,000 | 1,181 |
| Provision for loan and lease losses | $390,000 | 1,229 |
| Total noninterest income | $5,274,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $587,000 | 1,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,687,000 | 1,118 |
| Total noninterest expense | $16,388,000 | 1,351 |
| Salaries and employee benefits | $10,429,000 | 1,263 |
| Premises and equipment expense | $2,021,000 | 1,195 |
| Additional noninterest expense | $3,938,000 | 1,600 |
| Pre-tax net operating income | $12,267,000 | 1,112 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,987,000 | 861 |
| Income before extraordinary items | $9,280,000 | 1,213 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,280,000 | 1,213 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,280,000 | 1,213 |
| Net charge-offs | $2,000 | 2,583 |
| Cash dividends | $1,600,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,280,000 | 1,196 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,131,000 | 1,232 |
| Total interest expense | $869,000 | 2,084 |
| Net interest income | $18,262,000 | 1,180 |
| Provision for loan and lease losses | $310,000 | 1,134 |
| Total noninterest income | $4,017,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $422,000 | 1,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,595,000 | 1,126 |
| Total noninterest expense | $12,307,000 | 1,363 |
| Salaries and employee benefits | $7,923,000 | 1,252 |
| Premises and equipment expense | $1,493,000 | 1,236 |
| Additional noninterest expense | $2,891,000 | 1,633 |
| Pre-tax net operating income | $9,662,000 | 1,102 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,368,000 | 880 |
| Income before extraordinary items | $7,294,000 | 1,213 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,294,000 | 1,213 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,294,000 | 1,213 |
| Net charge-offs | $1,000 | 2,373 |
| Cash dividends | $800,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,294,000 | 1,196 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,937,000 | 1,306 |
| Total interest expense | $595,000 | 2,112 |
| Net interest income | $11,342,000 | 1,234 |
| Provision for loan and lease losses | $30,000 | 2,355 |
| Total noninterest income | $2,722,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $257,000 | 1,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,465,000 | 1,117 |
| Total noninterest expense | $8,269,000 | 1,344 |
| Salaries and employee benefits | $5,402,000 | 1,226 |
| Premises and equipment expense | $981,000 | 1,235 |
| Additional noninterest expense | $1,886,000 | 1,649 |
| Pre-tax net operating income | $5,765,000 | 1,180 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,400,000 | 927 |
| Income before extraordinary items | $4,365,000 | 1,302 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,365,000 | 1,302 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,365,000 | 1,302 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,365,000 | 1,278 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 1,352 |
| Total interest expense | $312,000 | 2,124 |
| Net interest income | $5,348,000 | 1,282 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,408,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $130,000 | 1,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,278,000 | 1,082 |
| Total noninterest expense | $4,019,000 | 1,361 |
| Salaries and employee benefits | $2,664,000 | 1,220 |
| Premises and equipment expense | $471,000 | 1,291 |
| Additional noninterest expense | $884,000 | 1,701 |
| Pre-tax net operating income | $2,737,000 | 1,225 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $657,000 | 962 |
| Income before extraordinary items | $2,080,000 | 1,349 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,080,000 | 1,348 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,080,000 | 1,349 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,080,000 | 1,321 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,876,000 | 1,371 |
| Total interest expense | $1,922,000 | 2,022 |
| Net interest income | $19,954,000 | 1,286 |
| Provision for loan and lease losses | $1,310,000 | 1,345 |
| Total noninterest income | $5,157,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $586,000 | 1,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,571,000 | 1,086 |
| Total noninterest expense | $14,043,000 | 1,476 |
| Salaries and employee benefits | $8,976,000 | 1,372 |
| Premises and equipment expense | $1,648,000 | 1,410 |
| Additional noninterest expense | $3,419,000 | 1,735 |
| Pre-tax net operating income | $9,758,000 | 1,081 |
| Securities gains (losses) | $24,000 | 2,043 |
| Applicable income taxes | $2,374,000 | 830 |
| Income before extraordinary items | $7,408,000 | 1,208 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,408,000 | 1,208 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,408,000 | 1,208 |
| Net charge-offs | $304,000 | 1,285 |
| Cash dividends | $800,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,389,040 | 1,173 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,815,000 | 1,356 |
| Total interest expense | $1,549,000 | 2,017 |
| Net interest income | $15,266,000 | 1,242 |
| Provision for loan and lease losses | $990,000 | 1,382 |
| Total noninterest income | $3,815,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $446,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,369,000 | 1,059 |
| Total noninterest expense | $10,430,000 | 1,471 |
| Salaries and employee benefits | $6,784,000 | 1,348 |
| Premises and equipment expense | $1,188,000 | 1,452 |
| Additional noninterest expense | $2,458,000 | 1,760 |
| Pre-tax net operating income | $7,661,000 | 1,009 |
| Securities gains (losses) | $24,000 | 1,848 |
| Applicable income taxes | $1,886,000 | 764 |
| Income before extraordinary items | $5,799,000 | 1,134 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,799,000 | 1,133 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,799,000 | 1,134 |
| Net charge-offs | $289,000 | 1,042 |
| Cash dividends | $800,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,780,040 | 1,103 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 1,339 |
| Total interest expense | $1,121,000 | 2,019 |
| Net interest income | $10,369,000 | 1,230 |
| Provision for loan and lease losses | $990,000 | 1,103 |
| Total noninterest income | $2,362,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $310,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,052,000 | 1,070 |
| Total noninterest expense | $7,182,000 | 1,431 |
| Salaries and employee benefits | $4,764,000 | 1,290 |
| Premises and equipment expense | $784,000 | 1,453 |
| Additional noninterest expense | $1,634,000 | 1,767 |
| Pre-tax net operating income | $4,559,000 | 1,036 |
| Securities gains (losses) | $24,000 | 1,612 |
| Applicable income taxes | $1,112,000 | 759 |
| Income before extraordinary items | $3,471,000 | 1,167 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,471,000 | 1,167 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,471,000 | 1,167 |
| Net charge-offs | $226,000 | 941 |
| Cash dividends | $800,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,452,040 | 1,145 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 1,491 |
| Total interest expense | $630,000 | 1,981 |
| Net interest income | $4,459,000 | 1,377 |
| Provision for loan and lease losses | $115,000 | 1,862 |
| Total noninterest income | $1,027,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $197,000 | 1,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 1,106 |
| Total noninterest expense | $3,452,000 | 1,487 |
| Salaries and employee benefits | $2,303,000 | 1,337 |
| Premises and equipment expense | $398,000 | 1,449 |
| Additional noninterest expense | $751,000 | 1,921 |
| Pre-tax net operating income | $1,919,000 | 1,083 |
| Securities gains (losses) | $17,000 | 1,172 |
| Applicable income taxes | $455,000 | 794 |
| Income before extraordinary items | $1,481,000 | 1,198 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,481,000 | 1,197 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,481,000 | 1,198 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $800,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,467,570 | 1,192 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,980,000 | 1,526 |
| Total interest expense | $2,582,000 | 2,005 |
| Net interest income | $17,398,000 | 1,409 |
| Provision for loan and lease losses | $963,000 | 928 |
| Total noninterest income | $4,234,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $787,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,447,000 | 1,093 |
| Total noninterest expense | $13,070,000 | 1,531 |
| Salaries and employee benefits | $8,278,000 | 1,418 |
| Premises and equipment expense | $1,681,000 | 1,365 |
| Additional noninterest expense | $3,111,000 | 1,872 |
| Pre-tax net operating income | $7,599,000 | 1,272 |
| Securities gains (losses) | $-15,000 | 4,860 |
| Applicable income taxes | $1,771,000 | 979 |
| Income before extraordinary items | $5,813,000 | 1,416 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,813,000 | 1,418 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,813,000 | 1,418 |
| Net charge-offs | $124,000 | 2,051 |
| Cash dividends | $3,200,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,824,850 | 1,388 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,841,000 | 1,551 |
| Total interest expense | $1,902,000 | 2,041 |
| Net interest income | $12,939,000 | 1,433 |
| Provision for loan and lease losses | $763,000 | 847 |
| Total noninterest income | $3,122,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $593,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,529,000 | 1,094 |
| Total noninterest expense | $9,653,000 | 1,559 |
| Salaries and employee benefits | $6,138,000 | 1,434 |
| Premises and equipment expense | $1,218,000 | 1,417 |
| Additional noninterest expense | $2,297,000 | 1,875 |
| Pre-tax net operating income | $5,645,000 | 1,320 |
| Securities gains (losses) | $-15,000 | 4,955 |
| Applicable income taxes | $1,307,000 | 1,028 |
| Income before extraordinary items | $4,323,000 | 1,461 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,323,000 | 1,461 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,323,000 | 1,463 |
| Net charge-offs | $105,000 | 1,734 |
| Cash dividends | $2,400,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,334,850 | 1,422 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,715,000 | 1,575 |
| Total interest expense | $1,223,000 | 2,070 |
| Net interest income | $8,492,000 | 1,444 |
| Provision for loan and lease losses | $513,000 | 839 |
| Total noninterest income | $1,905,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $376,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,144 |
| Total noninterest expense | $6,159,000 | 1,613 |
| Salaries and employee benefits | $3,878,000 | 1,500 |
| Premises and equipment expense | $818,000 | 1,406 |
| Additional noninterest expense | $1,463,000 | 1,984 |
| Pre-tax net operating income | $3,725,000 | 1,310 |
| Securities gains (losses) | $-15,000 | 5,010 |
| Applicable income taxes | $880,000 | 986 |
| Income before extraordinary items | $2,830,000 | 1,454 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,830,000 | 1,453 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,830,000 | 1,454 |
| Net charge-offs | $53,000 | 1,787 |
| Cash dividends | $1,600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,841,850 | 1,419 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 1,596 |
| Total interest expense | $578,000 | 2,105 |
| Net interest income | $4,160,000 | 1,469 |
| Provision for loan and lease losses | $400,000 | 556 |
| Total noninterest income | $1,045,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $174,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $871,000 | 993 |
| Total noninterest expense | $2,985,000 | 1,664 |
| Salaries and employee benefits | $1,887,000 | 1,545 |
| Premises and equipment expense | $418,000 | 1,399 |
| Additional noninterest expense | $680,000 | 2,084 |
| Pre-tax net operating income | $1,820,000 | 1,302 |
| Securities gains (losses) | $-15,000 | 5,147 |
| Applicable income taxes | $427,000 | 997 |
| Income before extraordinary items | $1,378,000 | 1,448 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,378,000 | 1,447 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,378,000 | 1,447 |
| Net charge-offs | $61,000 | 1,113 |
| Cash dividends | $800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,389,850 | 1,413 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,964,000 | 1,591 |
| Total interest expense | $1,586,000 | 2,264 |
| Net interest income | $16,378,000 | 1,474 |
| Provision for loan and lease losses | $348,000 | 1,823 |
| Total noninterest income | $3,146,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $720,000 | 1,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,426,000 | 1,318 |
| Total noninterest expense | $12,191,000 | 1,592 |
| Salaries and employee benefits | $7,694,000 | 1,468 |
| Premises and equipment expense | $1,480,000 | 1,512 |
| Additional noninterest expense | $3,017,000 | 1,911 |
| Pre-tax net operating income | $6,985,000 | 1,351 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $1,669,000 | 980 |
| Income before extraordinary items | $5,315,000 | 1,501 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,315,000 | 1,499 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,315,000 | 1,500 |
| Net charge-offs | $166,000 | 1,791 |
| Cash dividends | $2,900,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,315,790 | 1,496 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,274,000 | 1,593 |
| Total interest expense | $1,075,000 | 2,337 |
| Net interest income | $12,199,000 | 1,479 |
| Provision for loan and lease losses | $288,000 | 1,615 |
| Total noninterest income | $2,307,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $531,000 | 1,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,776,000 | 1,353 |
| Total noninterest expense | $9,015,000 | 1,612 |
| Salaries and employee benefits | $5,688,000 | 1,478 |
| Premises and equipment expense | $1,110,000 | 1,537 |
| Additional noninterest expense | $2,217,000 | 1,943 |
| Pre-tax net operating income | $5,203,000 | 1,376 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $1,241,000 | 1,015 |
| Income before extraordinary items | $3,961,000 | 1,534 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,961,000 | 1,533 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,961,000 | 1,533 |
| Net charge-offs | $158,000 | 1,401 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,961,790 | 1,519 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 1,605 |
| Total interest expense | $647,000 | 2,414 |
| Net interest income | $8,025,000 | 1,495 |
| Provision for loan and lease losses | $178,000 | 1,656 |
| Total noninterest income | $1,459,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $335,000 | 1,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,124,000 | 1,419 |
| Total noninterest expense | $5,927,000 | 1,642 |
| Salaries and employee benefits | $3,756,000 | 1,496 |
| Premises and equipment expense | $718,000 | 1,583 |
| Additional noninterest expense | $1,453,000 | 1,975 |
| Pre-tax net operating income | $3,379,000 | 1,382 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $802,000 | 1,018 |
| Income before extraordinary items | $2,576,000 | 1,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,576,000 | 1,538 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,576,000 | 1,538 |
| Net charge-offs | $91,000 | 1,375 |
| Cash dividends | $1,300,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,576,790 | 1,521 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 1,651 |
| Total interest expense | $292,000 | 2,507 |
| Net interest income | $3,884,000 | 1,536 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $727,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $167,000 | 1,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 1,399 |
| Total noninterest expense | $2,949,000 | 1,656 |
| Salaries and employee benefits | $1,840,000 | 1,545 |
| Premises and equipment expense | $366,000 | 1,583 |
| Additional noninterest expense | $743,000 | 1,932 |
| Pre-tax net operating income | $1,617,000 | 1,404 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $377,000 | 1,047 |
| Income before extraordinary items | $1,239,000 | 1,548 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,239,000 | 1,548 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,239,000 | 1,548 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,239,790 | 1,539 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,659,000 | 1,685 |
| Total interest expense | $952,000 | 2,625 |
| Net interest income | $14,707,000 | 1,590 |
| Provision for loan and lease losses | $210,000 | 2,314 |
| Total noninterest income | $3,416,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $648,000 | 1,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,768,000 | 1,235 |
| Total noninterest expense | $11,925,000 | 1,625 |
| Salaries and employee benefits | $7,937,000 | 1,423 |
| Premises and equipment expense | $1,277,000 | 1,750 |
| Additional noninterest expense | $2,711,000 | 2,117 |
| Pre-tax net operating income | $5,988,000 | 1,464 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,101,000 | 1,238 |
| Income before extraordinary items | $3,887,000 | 1,639 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,887,000 | 1,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,887,000 | 1,639 |
| Net charge-offs | $59,000 | 2,853 |
| Cash dividends | $1,900,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,887,000 | 1,623 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 1,723 |
| Total interest expense | $688,000 | 2,671 |
| Net interest income | $10,751,000 | 1,641 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $2,624,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $483,000 | 1,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,141,000 | 1,212 |
| Total noninterest expense | $8,923,000 | 1,644 |
| Salaries and employee benefits | $5,890,000 | 1,434 |
| Premises and equipment expense | $928,000 | 1,814 |
| Additional noninterest expense | $2,105,000 | 2,032 |
| Pre-tax net operating income | $4,302,000 | 1,532 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,302,000 | 1,236 |
| Income before extraordinary items | $3,000,000 | 1,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,000,000 | 1,734 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,000,000 | 1,734 |
| Net charge-offs | $32,000 | 2,743 |
| Cash dividends | $1,400,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,000,000 | 1,716 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 1,789 |
| Total interest expense | $438,000 | 2,707 |
| Net interest income | $6,888,000 | 1,683 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,358,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $309,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,049,000 | 1,499 |
| Total noninterest expense | $5,463,000 | 1,759 |
| Salaries and employee benefits | $3,558,000 | 1,568 |
| Premises and equipment expense | $608,000 | 1,852 |
| Additional noninterest expense | $1,297,000 | 2,179 |
| Pre-tax net operating income | $2,783,000 | 1,555 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $891,000 | 1,189 |
| Income before extraordinary items | $1,892,000 | 1,780 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,892,000 | 1,780 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,892,000 | 1,780 |
| Net charge-offs | $32,000 | 2,314 |
| Cash dividends | $900,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,892,000 | 1,759 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 1,802 |
| Total interest expense | $216,000 | 2,706 |
| Net interest income | $3,377,000 | 1,710 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $659,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $153,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 1,515 |
| Total noninterest expense | $2,683,000 | 1,811 |
| Salaries and employee benefits | $1,762,000 | 1,597 |
| Premises and equipment expense | $309,000 | 1,846 |
| Additional noninterest expense | $612,000 | 2,277 |
| Pre-tax net operating income | $1,353,000 | 1,548 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $427,000 | 1,196 |
| Income before extraordinary items | $926,000 | 1,759 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $926,000 | 1,758 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $926,000 | 1,759 |
| Net charge-offs | $28,000 | 1,693 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $926,000 | 1,745 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 1,787 |
| Total interest expense | $850,000 | 2,705 |
| Net interest income | $13,305,000 | 1,688 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $3,545,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $635,000 | 1,732 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,910,000 | 1,230 |
| Total noninterest expense | $11,050,000 | 1,732 |
| Salaries and employee benefits | $7,020,000 | 1,541 |
| Premises and equipment expense | $1,282,000 | 1,753 |
| Additional noninterest expense | $2,748,000 | 2,126 |
| Pre-tax net operating income | $5,500,000 | 1,498 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,780,000 | 1,138 |
| Income before extraordinary items | $3,720,000 | 1,749 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,720,000 | 1,748 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,720,000 | 1,748 |
| Net charge-offs | $233,000 | 1,779 |
| Cash dividends | $2,100,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,720,000 | 1,712 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 1,801 |
| Total interest expense | $639,000 | 2,698 |
| Net interest income | $9,913,000 | 1,707 |
| Provision for loan and lease losses | $260,000 | 1,776 |
| Total noninterest income | $2,730,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $471,000 | 1,749 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,259,000 | 1,199 |
| Total noninterest expense | $8,175,000 | 1,754 |
| Salaries and employee benefits | $5,230,000 | 1,549 |
| Premises and equipment expense | $960,000 | 1,763 |
| Additional noninterest expense | $1,985,000 | 2,196 |
| Pre-tax net operating income | $4,208,000 | 1,495 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,367,000 | 1,157 |
| Income before extraordinary items | $2,841,000 | 1,759 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,841,000 | 1,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,841,000 | 1,759 |
| Net charge-offs | $202,000 | 1,443 |
| Cash dividends | $1,700,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,841,000 | 1,714 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 1,827 |
| Total interest expense | $423,000 | 2,725 |
| Net interest income | $6,541,000 | 1,728 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $1,938,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $324,000 | 1,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,614,000 | 1,129 |
| Total noninterest expense | $5,462,000 | 1,761 |
| Salaries and employee benefits | $3,430,000 | 1,584 |
| Premises and equipment expense | $631,000 | 1,779 |
| Additional noninterest expense | $1,401,000 | 2,102 |
| Pre-tax net operating income | $2,777,000 | 1,499 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $899,000 | 1,168 |
| Income before extraordinary items | $1,878,000 | 1,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,878,000 | 1,758 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,878,000 | 1,759 |
| Net charge-offs | $169,000 | 1,243 |
| Cash dividends | $1,400,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,878,000 | 1,713 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 1,832 |
| Total interest expense | $212,000 | 2,733 |
| Net interest income | $3,269,000 | 1,720 |
| Provision for loan and lease losses | $240,000 | 835 |
| Total noninterest income | $1,263,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $156,000 | 1,747 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,107,000 | 875 |
| Total noninterest expense | $2,799,000 | 1,730 |
| Salaries and employee benefits | $1,801,000 | 1,515 |
| Premises and equipment expense | $317,000 | 1,791 |
| Additional noninterest expense | $681,000 | 2,142 |
| Pre-tax net operating income | $1,493,000 | 1,412 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $487,000 | 1,078 |
| Income before extraordinary items | $1,006,000 | 1,609 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,006,000 | 1,610 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,006,000 | 1,610 |
| Net charge-offs | $70,000 | 1,227 |
| Cash dividends | $700,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,006,000 | 1,573 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,846,000 | 1,788 |
| Total interest expense | $836,000 | 2,742 |
| Net interest income | $13,010,000 | 1,678 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $2,541,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $672,000 | 1,707 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,869,000 | 1,599 |
| Total noninterest expense | $10,237,000 | 1,850 |
| Salaries and employee benefits | $6,243,000 | 1,691 |
| Premises and equipment expense | $1,143,000 | 1,960 |
| Additional noninterest expense | $2,851,000 | 2,100 |
| Pre-tax net operating income | $5,304,000 | 1,504 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,699,000 | 1,133 |
| Income before extraordinary items | $3,605,000 | 1,747 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,605,000 | 1,747 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,605,000 | 1,748 |
| Net charge-offs | $108,000 | 2,575 |
| Cash dividends | $2,600,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,605,000 | 1,711 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,231,000 | 1,829 |
| Total interest expense | $624,000 | 2,785 |
| Net interest income | $9,607,000 | 1,719 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $1,828,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $503,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,325,000 | 1,683 |
| Total noninterest expense | $7,436,000 | 1,911 |
| Salaries and employee benefits | $4,548,000 | 1,741 |
| Premises and equipment expense | $847,000 | 2,007 |
| Additional noninterest expense | $2,041,000 | 2,168 |
| Pre-tax net operating income | $3,989,000 | 1,520 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,280,000 | 1,164 |
| Income before extraordinary items | $2,709,000 | 1,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,709,000 | 1,783 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,709,000 | 1,784 |
| Net charge-offs | $86,000 | 2,316 |
| Cash dividends | $1,900,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,709,000 | 1,743 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 1,850 |
| Total interest expense | $412,000 | 2,822 |
| Net interest income | $6,320,000 | 1,742 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $1,197,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $319,000 | 1,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $878,000 | 1,696 |
| Total noninterest expense | $4,894,000 | 1,947 |
| Salaries and employee benefits | $3,003,000 | 1,763 |
| Premises and equipment expense | $563,000 | 2,016 |
| Additional noninterest expense | $1,328,000 | 2,212 |
| Pre-tax net operating income | $2,613,000 | 1,527 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $835,000 | 1,176 |
| Income before extraordinary items | $1,778,000 | 1,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,778,000 | 1,791 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,778,000 | 1,791 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $1,200,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,778,000 | 1,738 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 1,880 |
| Total interest expense | $205,000 | 2,846 |
| Net interest income | $3,108,000 | 1,775 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $556,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $154,000 | 1,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $402,000 | 1,766 |
| Total noninterest expense | $2,404,000 | 1,981 |
| Salaries and employee benefits | $1,465,000 | 1,803 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $652,000 | 2,246 |
| Pre-tax net operating income | $1,250,000 | 1,549 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $398,000 | 1,198 |
| Income before extraordinary items | $852,000 | 1,834 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $852,000 | 1,837 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $852,000 | 1,836 |
| Net charge-offs | $22,000 | 2,069 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $852,000 | 1,767 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,055,000 | 1,904 |
| Total interest expense | $908,000 | 2,771 |
| Net interest income | $12,147,000 | 1,809 |
| Provision for loan and lease losses | $76,000 | 3,445 |
| Total noninterest income | $2,468,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $754,000 | 1,656 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,714,000 | 1,638 |
| Total noninterest expense | $9,540,000 | 1,992 |
| Salaries and employee benefits | $5,663,000 | 1,818 |
| Premises and equipment expense | $1,153,000 | 1,992 |
| Additional noninterest expense | $2,724,000 | 2,219 |
| Pre-tax net operating income | $4,999,000 | 1,516 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $1,563,000 | 1,166 |
| Income before extraordinary items | $3,439,000 | 1,793 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,439,000 | 1,793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,439,000 | 1,792 |
| Net charge-offs | $28,000 | 4,127 |
| Cash dividends | $2,600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,436,930 | 1,762 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 1,950 |
| Total interest expense | $693,000 | 2,777 |
| Net interest income | $8,894,000 | 1,852 |
| Provision for loan and lease losses | $76,000 | 3,088 |
| Total noninterest income | $1,915,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $568,000 | 1,657 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,347,000 | 1,581 |
| Total noninterest expense | $7,016,000 | 2,027 |
| Salaries and employee benefits | $4,144,000 | 1,870 |
| Premises and equipment expense | $856,000 | 2,026 |
| Additional noninterest expense | $2,016,000 | 2,226 |
| Pre-tax net operating income | $3,717,000 | 1,548 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $1,153,000 | 1,178 |
| Income before extraordinary items | $2,567,000 | 1,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,567,000 | 1,808 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,567,000 | 1,807 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $1,800,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,564,930 | 1,775 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 1,960 |
| Total interest expense | $467,000 | 2,771 |
| Net interest income | $5,842,000 | 1,871 |
| Provision for loan and lease losses | $76,000 | 2,605 |
| Total noninterest income | $1,298,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $357,000 | 1,723 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $941,000 | 1,514 |
| Total noninterest expense | $4,651,000 | 2,041 |
| Salaries and employee benefits | $2,745,000 | 1,879 |
| Premises and equipment expense | $584,000 | 1,997 |
| Additional noninterest expense | $1,322,000 | 2,256 |
| Pre-tax net operating income | $2,413,000 | 1,541 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $743,000 | 1,192 |
| Income before extraordinary items | $1,673,000 | 1,800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,673,000 | 1,803 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,673,000 | 1,802 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,670,930 | 1,759 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 1,958 |
| Total interest expense | $240,000 | 2,763 |
| Net interest income | $2,921,000 | 1,860 |
| Provision for loan and lease losses | $76,000 | 1,800 |
| Total noninterest income | $668,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $175,000 | 1,734 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $493,000 | 1,424 |
| Total noninterest expense | $2,323,000 | 2,039 |
| Salaries and employee benefits | $1,370,000 | 1,894 |
| Premises and equipment expense | $300,000 | 1,982 |
| Additional noninterest expense | $653,000 | 2,294 |
| Pre-tax net operating income | $1,190,000 | 1,523 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $364,000 | 1,161 |
| Income before extraordinary items | $829,000 | 1,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $829,000 | 1,764 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $829,000 | 1,762 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $826,930 | 1,739 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,960,000 | 1,790 |
| Total interest expense | $1,186,000 | 2,587 |
| Net interest income | $12,774,000 | 1,686 |
| Provision for loan and lease losses | $1,116,000 | 1,005 |
| Total noninterest income | $3,327,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $778,000 | 1,691 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,549,000 | 1,281 |
| Total noninterest expense | $9,769,000 | 1,937 |
| Salaries and employee benefits | $5,601,000 | 1,823 |
| Premises and equipment expense | $1,112,000 | 2,039 |
| Additional noninterest expense | $3,056,000 | 2,051 |
| Pre-tax net operating income | $5,216,000 | 1,384 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,600,000 | 1,075 |
| Income before extraordinary items | $3,616,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,616,000 | 1,642 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,616,000 | 1,643 |
| Net charge-offs | $738,000 | 1,577 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,616,000 | 1,600 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 1,816 |
| Total interest expense | $924,000 | 2,586 |
| Net interest income | $9,424,000 | 1,712 |
| Provision for loan and lease losses | $817,000 | 1,034 |
| Total noninterest income | $2,748,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $582,000 | 1,686 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,166,000 | 1,205 |
| Total noninterest expense | $7,400,000 | 1,922 |
| Salaries and employee benefits | $4,287,000 | 1,800 |
| Premises and equipment expense | $833,000 | 2,068 |
| Additional noninterest expense | $2,280,000 | 2,057 |
| Pre-tax net operating income | $3,955,000 | 1,396 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,214,000 | 1,090 |
| Income before extraordinary items | $2,741,000 | 1,640 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,741,000 | 1,642 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,741,000 | 1,644 |
| Net charge-offs | $429,000 | 1,762 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,741,000 | 1,597 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 1,834 |
| Total interest expense | $643,000 | 2,570 |
| Net interest income | $6,174,000 | 1,731 |
| Provision for loan and lease losses | $558,000 | 1,071 |
| Total noninterest income | $1,914,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $370,000 | 1,734 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,544,000 | 1,182 |
| Total noninterest expense | $4,956,000 | 1,923 |
| Salaries and employee benefits | $2,814,000 | 1,825 |
| Premises and equipment expense | $553,000 | 2,071 |
| Additional noninterest expense | $1,589,000 | 1,970 |
| Pre-tax net operating income | $2,574,000 | 1,406 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $784,000 | 1,113 |
| Income before extraordinary items | $1,790,000 | 1,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,790,000 | 1,678 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,790,000 | 1,679 |
| Net charge-offs | $328,000 | 1,608 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,790,000 | 1,603 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 1,859 |
| Total interest expense | $335,000 | 2,548 |
| Net interest income | $3,055,000 | 1,759 |
| Provision for loan and lease losses | $329,000 | 931 |
| Total noninterest income | $976,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $165,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $811,000 | 1,140 |
| Total noninterest expense | $2,433,000 | 1,964 |
| Salaries and employee benefits | $1,378,000 | 1,881 |
| Premises and equipment expense | $287,000 | 2,042 |
| Additional noninterest expense | $768,000 | 2,037 |
| Pre-tax net operating income | $1,269,000 | 1,394 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $384,000 | 1,115 |
| Income before extraordinary items | $885,000 | 1,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $885,000 | 1,645 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $885,000 | 1,645 |
| Net charge-offs | $191,000 | 1,397 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $885,000 | 1,594 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,317,000 | 1,845 |
| Total interest expense | $1,737,000 | 2,416 |
| Net interest income | $12,580,000 | 1,750 |
| Provision for loan and lease losses | $1,154,000 | 1,618 |
| Total noninterest income | $3,212,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $772,000 | 1,743 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,440,000 | 1,354 |
| Total noninterest expense | $9,256,000 | 2,060 |
| Salaries and employee benefits | $5,207,000 | 1,936 |
| Premises and equipment expense | $1,057,000 | 2,174 |
| Additional noninterest expense | $2,992,000 | 2,172 |
| Pre-tax net operating income | $5,382,000 | 1,288 |
| Securities gains (losses) | $-25,000 | 6,802 |
| Applicable income taxes | $1,633,000 | 1,027 |
| Income before extraordinary items | $3,724,000 | 1,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,724,000 | 1,545 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,724,000 | 1,544 |
| Net charge-offs | $312,000 | 3,242 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,741,500 | 1,443 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,737,000 | 1,869 |
| Total interest expense | $1,367,000 | 2,403 |
| Net interest income | $9,370,000 | 1,783 |
| Provision for loan and lease losses | $843,000 | 1,652 |
| Total noninterest income | $2,079,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $585,000 | 1,748 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,494,000 | 1,536 |
| Total noninterest expense | $6,764,000 | 2,127 |
| Salaries and employee benefits | $3,780,000 | 2,002 |
| Premises and equipment expense | $786,000 | 2,215 |
| Additional noninterest expense | $2,198,000 | 2,200 |
| Pre-tax net operating income | $3,842,000 | 1,377 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,161,000 | 1,094 |
| Income before extraordinary items | $2,681,000 | 1,637 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,681,000 | 1,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,681,000 | 1,638 |
| Net charge-offs | $267,000 | 2,980 |
| Cash dividends | $1,900,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,681,000 | 1,550 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,197,000 | 1,868 |
| Total interest expense | $939,000 | 2,423 |
| Net interest income | $6,258,000 | 1,780 |
| Provision for loan and lease losses | $554,000 | 1,694 |
| Total noninterest income | $1,286,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $388,000 | 1,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 1,618 |
| Total noninterest expense | $4,439,000 | 2,174 |
| Salaries and employee benefits | $2,484,000 | 2,020 |
| Premises and equipment expense | $515,000 | 2,238 |
| Additional noninterest expense | $1,440,000 | 2,251 |
| Pre-tax net operating income | $2,551,000 | 1,371 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $773,000 | 1,092 |
| Income before extraordinary items | $1,778,000 | 1,638 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,778,000 | 1,637 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,778,000 | 1,638 |
| Net charge-offs | $145,000 | 3,073 |
| Cash dividends | $1,300,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,778,000 | 1,554 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 1,859 |
| Total interest expense | $488,000 | 2,433 |
| Net interest income | $3,161,000 | 1,768 |
| Provision for loan and lease losses | $279,000 | 1,664 |
| Total noninterest income | $667,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $185,000 | 1,817 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $482,000 | 1,544 |
| Total noninterest expense | $2,193,000 | 2,176 |
| Salaries and employee benefits | $1,239,000 | 2,026 |
| Premises and equipment expense | $267,000 | 2,158 |
| Additional noninterest expense | $687,000 | 2,328 |
| Pre-tax net operating income | $1,356,000 | 1,292 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $419,000 | 1,032 |
| Income before extraordinary items | $937,000 | 1,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $937,000 | 1,562 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $937,000 | 1,562 |
| Net charge-offs | $101,000 | 2,432 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $937,000 | 1,465 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,648,000 | 1,925 |
| Total interest expense | $2,311,000 | 2,478 |
| Net interest income | $12,337,000 | 1,810 |
| Provision for loan and lease losses | $1,434,000 | 1,955 |
| Total noninterest income | $14,842,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $826,000 | 1,746 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $14,016,000 | 341 |
| Total noninterest expense | $9,015,000 | 2,116 |
| Salaries and employee benefits | $4,804,000 | 2,017 |
| Premises and equipment expense | $1,092,000 | 2,224 |
| Additional noninterest expense | $3,119,000 | 2,128 |
| Pre-tax net operating income | $16,730,000 | 420 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $6,144,000 | 362 |
| Income before extraordinary items | $10,587,000 | 506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,587,000 | 506 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $10,587,000 | 507 |
| Net charge-offs | $311,000 | 3,765 |
| Cash dividends | $2,000,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $10,586,360 | 495 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 2,069 |
| Total interest expense | $1,805,000 | 2,478 |
| Net interest income | $8,449,000 | 1,949 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $14,075,000 | 389 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $615,000 | 1,758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,460,000 | 292 |
| Total noninterest expense | $6,652,000 | 2,166 |
| Salaries and employee benefits | $3,538,000 | 2,039 |
| Premises and equipment expense | $827,000 | 2,227 |
| Additional noninterest expense | $2,287,000 | 2,184 |
| Pre-tax net operating income | $15,602,000 | 367 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $5,825,000 | 305 |
| Income before extraordinary items | $9,778,000 | 418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,778,000 | 418 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $9,778,000 | 418 |
| Net charge-offs | $242,000 | 3,490 |
| Cash dividends | $1,400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $9,777,360 | 409 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 2,156 |
| Total interest expense | $1,223,000 | 2,519 |
| Net interest income | $5,400,000 | 2,038 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $13,366,000 | 302 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $380,000 | 1,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,986,000 | 222 |
| Total noninterest expense | $4,235,000 | 2,263 |
| Salaries and employee benefits | $2,309,000 | 2,117 |
| Premises and equipment expense | $542,000 | 2,284 |
| Additional noninterest expense | $1,384,000 | 2,424 |
| Pre-tax net operating income | $14,401,000 | 276 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,458,000 | 240 |
| Income before extraordinary items | $8,943,000 | 325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,943,000 | 324 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,943,000 | 325 |
| Net charge-offs | $201,000 | 3,115 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,943,000 | 314 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 2,248 |
| Total interest expense | $594,000 | 2,662 |
| Net interest income | $2,583,000 | 2,100 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $12,869,000 | 190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $170,000 | 1,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,699,000 | 150 |
| Total noninterest expense | $2,036,000 | 2,383 |
| Salaries and employee benefits | $1,083,000 | 2,260 |
| Premises and equipment expense | $278,000 | 2,278 |
| Additional noninterest expense | $675,000 | 2,456 |
| Pre-tax net operating income | $13,356,000 | 178 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,158,000 | 158 |
| Income before extraordinary items | $8,198,000 | 202 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,198,000 | 202 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,198,000 | 202 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $8,198,000 | 200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,670,000 | 2,565 |
| Total interest expense | $2,566,000 | 2,934 |
| Net interest income | $9,104,000 | 2,398 |
| Provision for loan and lease losses | $552,000 | 3,988 |
| Total noninterest income | $2,302,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $808,000 | 1,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,494,000 | 1,710 |
| Total noninterest expense | $7,450,000 | 2,596 |
| Salaries and employee benefits | $3,995,000 | 2,400 |
| Premises and equipment expense | $975,000 | 2,533 |
| Additional noninterest expense | $2,480,000 | 2,701 |
| Pre-tax net operating income | $3,404,000 | 1,455 |
| Securities gains (losses) | $68,000 | 2,455 |
| Applicable income taxes | $933,000 | 1,296 |
| Income before extraordinary items | $2,539,000 | 1,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,539,000 | 1,622 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,539,000 | 1,624 |
| Net charge-offs | $383,000 | 3,982 |
| Cash dividends | $1,700,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,489,360 | 1,598 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,784,000 | 2,619 |
| Total interest expense | $1,989,000 | 2,968 |
| Net interest income | $6,795,000 | 2,441 |
| Provision for loan and lease losses | $327,000 | 4,200 |
| Total noninterest income | $1,589,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $609,000 | 1,859 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $980,000 | 1,822 |
| Total noninterest expense | $5,599,000 | 2,590 |
| Salaries and employee benefits | $3,049,000 | 2,386 |
| Premises and equipment expense | $731,000 | 2,571 |
| Additional noninterest expense | $1,819,000 | 2,703 |
| Pre-tax net operating income | $2,458,000 | 1,610 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $667,000 | 1,379 |
| Income before extraordinary items | $1,859,000 | 1,773 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,859,000 | 1,776 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,859,000 | 1,776 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $1,300,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,808,680 | 1,734 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 2,665 |
| Total interest expense | $1,368,000 | 2,995 |
| Net interest income | $4,455,000 | 2,486 |
| Provision for loan and lease losses | $137,000 | 4,751 |
| Total noninterest income | $899,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $394,000 | 1,919 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $505,000 | 2,075 |
| Total noninterest expense | $3,652,000 | 2,639 |
| Salaries and employee benefits | $1,997,000 | 2,440 |
| Premises and equipment expense | $494,000 | 2,566 |
| Additional noninterest expense | $1,161,000 | 2,788 |
| Pre-tax net operating income | $1,565,000 | 1,663 |
| Securities gains (losses) | $68,000 | 1,686 |
| Applicable income taxes | $422,000 | 1,394 |
| Income before extraordinary items | $1,211,000 | 1,791 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,211,000 | 1,790 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,211,000 | 1,791 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $900,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,160,680 | 1,775 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 2,743 |
| Total interest expense | $702,000 | 3,059 |
| Net interest income | $2,179,000 | 2,575 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $434,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $189,000 | 1,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 2,099 |
| Total noninterest expense | $1,828,000 | 2,664 |
| Salaries and employee benefits | $995,000 | 2,477 |
| Premises and equipment expense | $253,000 | 2,570 |
| Additional noninterest expense | $580,000 | 2,788 |
| Pre-tax net operating income | $725,000 | 1,764 |
| Securities gains (losses) | $68,000 | 987 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $593,000 | 1,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $593,000 | 1,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $593,000 | 1,845 |
| Net charge-offs | $-18,000 | 7,626 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $542,000 | 1,917 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 2,785 |
| Total interest expense | $3,373,000 | 3,135 |
| Net interest income | $8,484,000 | 2,560 |
| Provision for loan and lease losses | $325,000 | 5,153 |
| Total noninterest income | $2,218,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $810,000 | 2,030 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,408,000 | 1,720 |
| Total noninterest expense | $7,454,000 | 2,643 |
| Salaries and employee benefits | $3,959,000 | 2,467 |
| Premises and equipment expense | $992,000 | 2,596 |
| Additional noninterest expense | $2,503,000 | 2,733 |
| Pre-tax net operating income | $2,923,000 | 1,370 |
| Securities gains (losses) | $17,000 | 3,102 |
| Applicable income taxes | $712,000 | 1,226 |
| Income before extraordinary items | $2,228,000 | 1,502 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,228,000 | 1,499 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,228,000 | 1,501 |
| Net charge-offs | $338,000 | 4,336 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,215,080 | 1,479 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 2,818 |
| Total interest expense | $2,595,000 | 3,207 |
| Net interest income | $6,333,000 | 2,580 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $1,740,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $581,000 | 2,094 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,159,000 | 1,656 |
| Total noninterest expense | $5,561,000 | 2,660 |
| Salaries and employee benefits | $2,971,000 | 2,497 |
| Premises and equipment expense | $754,000 | 2,594 |
| Additional noninterest expense | $1,836,000 | 2,760 |
| Pre-tax net operating income | $2,242,000 | 1,439 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $531,000 | 1,342 |
| Income before extraordinary items | $1,711,000 | 1,572 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,711,000 | 1,570 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,711,000 | 1,572 |
| Net charge-offs | $275,000 | 3,842 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,711,000 | 1,531 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 2,862 |
| Total interest expense | $1,758,000 | 3,292 |
| Net interest income | $4,178,000 | 2,600 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $1,222,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $362,000 | 2,188 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $860,000 | 1,559 |
| Total noninterest expense | $3,731,000 | 2,674 |
| Salaries and employee benefits | $1,972,000 | 2,542 |
| Premises and equipment expense | $514,000 | 2,578 |
| Additional noninterest expense | $1,245,000 | 2,735 |
| Pre-tax net operating income | $1,469,000 | 1,546 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $351,000 | 1,391 |
| Income before extraordinary items | $1,118,000 | 1,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 1,659 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,118,000 | 1,661 |
| Net charge-offs | $177,000 | 3,582 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,118,000 | 1,627 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,862 |
| Total interest expense | $895,000 | 3,337 |
| Net interest income | $2,100,000 | 2,581 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $603,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $167,000 | 2,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $436,000 | 1,524 |
| Total noninterest expense | $1,816,000 | 2,648 |
| Salaries and employee benefits | $995,000 | 2,559 |
| Premises and equipment expense | $268,000 | 2,540 |
| Additional noninterest expense | $553,000 | 2,756 |
| Pre-tax net operating income | $767,000 | 1,670 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $188,000 | 1,524 |
| Income before extraordinary items | $579,000 | 1,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 1,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $579,000 | 1,861 |
| Net charge-offs | $83,000 | 3,063 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $579,000 | 1,750 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,846,000 | 2,853 |
| Total interest expense | $4,299,000 | 3,329 |
| Net interest income | $8,547,000 | 2,538 |
| Provision for loan and lease losses | $345,000 | 4,389 |
| Total noninterest income | $1,697,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $826,000 | 2,069 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $871,000 | 2,341 |
| Total noninterest expense | $7,123,000 | 2,643 |
| Salaries and employee benefits | $3,830,000 | 2,603 |
| Premises and equipment expense | $1,039,000 | 2,534 |
| Additional noninterest expense | $2,254,000 | 2,557 |
| Pre-tax net operating income | $2,776,000 | 1,927 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $596,000 | 1,679 |
| Income before extraordinary items | $2,181,000 | 1,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,181,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 3,763 |
| Cash dividends | $1,800,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,180,210 | 1,957 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 2,889 |
| Total interest expense | $3,317,000 | 3,373 |
| Net interest income | $6,394,000 | 2,575 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $1,296,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $610,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $686,000 | 2,346 |
| Total noninterest expense | $5,349,000 | 2,635 |
| Salaries and employee benefits | $2,875,000 | 2,643 |
| Premises and equipment expense | $786,000 | 2,534 |
| Additional noninterest expense | $1,688,000 | 2,505 |
| Pre-tax net operating income | $2,066,000 | 2,250 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $435,000 | 2,065 |
| Income before extraordinary items | $1,632,000 | 2,160 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,632,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,978 |
| Cash dividends | $1,300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,631,210 | 2,267 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 2,915 |
| Total interest expense | $2,279,000 | 3,420 |
| Net interest income | $4,239,000 | 2,580 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $854,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $394,000 | 2,150 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $460,000 | 2,372 |
| Total noninterest expense | $3,573,000 | 2,631 |
| Salaries and employee benefits | $1,908,000 | 2,677 |
| Premises and equipment expense | $536,000 | 2,487 |
| Additional noninterest expense | $1,129,000 | 2,465 |
| Pre-tax net operating income | $1,360,000 | 2,378 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $288,000 | 2,266 |
| Income before extraordinary items | $1,073,000 | 2,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,073,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,402 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,072,210 | 2,379 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 2,953 |
| Total interest expense | $1,217,000 | 3,411 |
| Net interest income | $2,080,000 | 2,624 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $443,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $195,000 | 2,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $248,000 | 2,238 |
| Total noninterest expense | $1,848,000 | 2,546 |
| Salaries and employee benefits | $971,000 | 2,651 |
| Premises and equipment expense | $288,000 | 2,349 |
| Additional noninterest expense | $589,000 | 2,354 |
| Pre-tax net operating income | $615,000 | 2,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $504,000 | 2,670 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $504,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $504,000 | 2,601 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,693,000 | 3,133 |
| Total interest expense | $5,428,000 | 3,255 |
| Net interest income | $7,265,000 | 2,995 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $1,477,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $797,000 | 2,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $680,000 | 2,801 |
| Total noninterest expense | $6,286,000 | 2,841 |
| Salaries and employee benefits | $3,464,000 | 2,831 |
| Premises and equipment expense | $899,000 | 2,804 |
| Additional noninterest expense | $1,923,000 | 2,758 |
| Pre-tax net operating income | $2,216,000 | 3,109 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $596,000 | 2,515 |
| Income before extraordinary items | $1,620,000 | 3,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,620,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,520 |
| Cash dividends | $560,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,620,000 | 3,251 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 3,202 |
| Total interest expense | $4,005,000 | 3,284 |
| Net interest income | $5,272,000 | 3,095 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $1,057,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $573,000 | 2,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $484,000 | 2,904 |
| Total noninterest expense | $4,549,000 | 2,923 |
| Salaries and employee benefits | $2,500,000 | 2,923 |
| Premises and equipment expense | $648,000 | 2,876 |
| Additional noninterest expense | $1,401,000 | 2,772 |
| Pre-tax net operating income | $1,660,000 | 3,247 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $473,000 | 2,601 |
| Income before extraordinary items | $1,187,000 | 3,491 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,187,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,148 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,187,000 | 3,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 3,357 |
| Total interest expense | $2,518,000 | 3,434 |
| Net interest income | $3,350,000 | 3,237 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $684,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $362,000 | 2,293 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $322,000 | 2,907 |
| Total noninterest expense | $2,886,000 | 3,065 |
| Salaries and employee benefits | $1,575,000 | 3,114 |
| Premises and equipment expense | $395,000 | 3,116 |
| Additional noninterest expense | $916,000 | 2,837 |
| Pre-tax net operating income | $1,078,000 | 3,359 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $322,000 | 2,650 |
| Income before extraordinary items | $756,000 | 3,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $756,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,104 |
| Cash dividends | $360,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $756,000 | 3,624 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 3,648 |
| Total interest expense | $1,142,000 | 3,663 |
| Net interest income | $1,479,000 | 3,573 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $326,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $147,000 | 2,643 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $179,000 | 2,716 |
| Total noninterest expense | $1,366,000 | 3,216 |
| Salaries and employee benefits | $751,000 | 3,263 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $440,000 | 2,918 |
| Pre-tax net operating income | $409,000 | 3,937 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $299,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $180,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $299,000 | 4,160 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,966,000 | 3,577 |
| Total interest expense | $4,158,000 | 3,504 |
| Net interest income | $5,808,000 | 3,614 |
| Provision for loan and lease losses | $111,000 | 4,589 |
| Total noninterest income | $1,139,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $666,000 | 2,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $473,000 | 3,439 |
| Total noninterest expense | $4,979,000 | 3,366 |
| Salaries and employee benefits | $2,807,000 | 3,316 |
| Premises and equipment expense | $691,000 | 3,363 |
| Additional noninterest expense | $1,481,000 | 3,317 |
| Pre-tax net operating income | $1,857,000 | 3,814 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $527,000 | 3,084 |
| Income before extraordinary items | $1,330,000 | 4,042 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,330,000 | 4,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,920 |
| Cash dividends | $830,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,330,000 | 4,017 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,351,000 | 3,601 |
| Total interest expense | $3,024,000 | 3,491 |
| Net interest income | $4,327,000 | 3,647 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $879,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $493,000 | 2,509 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $386,000 | 3,271 |
| Total noninterest expense | $3,762,000 | 3,338 |
| Salaries and employee benefits | $2,181,000 | 3,219 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $1,065,000 | 3,437 |
| Pre-tax net operating income | $1,354,000 | 4,016 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $367,000 | 3,298 |
| Income before extraordinary items | $987,000 | 4,198 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $987,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $580,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $987,000 | 4,189 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 3,616 |
| Total interest expense | $1,886,000 | 3,556 |
| Net interest income | $2,891,000 | 3,645 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $576,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $313,000 | 2,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 3,241 |
| Total noninterest expense | $2,501,000 | 3,343 |
| Salaries and employee benefits | $1,460,000 | 3,206 |
| Premises and equipment expense | $336,000 | 3,438 |
| Additional noninterest expense | $705,000 | 3,447 |
| Pre-tax net operating income | $916,000 | 4,002 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $668,000 | 4,186 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $668,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,858 |
| Cash dividends | $390,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $668,730 | 4,176 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,641 |
| Total interest expense | $882,000 | 3,593 |
| Net interest income | $1,444,000 | 3,648 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $288,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $141,000 | 3,087 |
| Total noninterest expense | $1,260,000 | 3,343 |
| Salaries and employee benefits | $736,000 | 3,201 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $360,000 | 3,389 |
| Pre-tax net operating income | $442,000 | 4,039 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $328,000 | 4,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $328,000 | 4,169 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,487,000 | 3,579 |
| Total interest expense | $2,743,000 | 3,573 |
| Net interest income | $5,744,000 | 3,555 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,042,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $592,000 | 2,688 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $450,000 | 3,556 |
| Total noninterest expense | $4,867,000 | 3,310 |
| Salaries and employee benefits | $2,818,000 | 3,140 |
| Premises and equipment expense | $663,000 | 3,382 |
| Additional noninterest expense | $1,386,000 | 3,442 |
| Pre-tax net operating income | $1,619,000 | 4,204 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $411,000 | 3,660 |
| Income before extraordinary items | $1,208,000 | 4,334 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,208,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,688 |
| Cash dividends | $760,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,208,000 | 4,300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 3,588 |
| Total interest expense | $1,935,000 | 3,600 |
| Net interest income | $4,307,000 | 3,539 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $800,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $435,000 | 2,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,434 |
| Total noninterest expense | $3,632,000 | 3,297 |
| Salaries and employee benefits | $2,129,000 | 3,094 |
| Premises and equipment expense | $477,000 | 3,478 |
| Additional noninterest expense | $1,026,000 | 3,436 |
| Pre-tax net operating income | $1,225,000 | 4,260 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $310,000 | 3,756 |
| Income before extraordinary items | $915,000 | 4,414 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $915,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,434 |
| Cash dividends | $580,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $915,000 | 4,375 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 3,580 |
| Total interest expense | $1,199,000 | 3,619 |
| Net interest income | $2,862,000 | 3,530 |
| Provision for loan and lease losses | $110,000 | 3,223 |
| Total noninterest income | $519,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $248,000 | 3,384 |
| Total noninterest expense | $2,381,000 | 3,322 |
| Salaries and employee benefits | $1,410,000 | 3,092 |
| Premises and equipment expense | $309,000 | 3,533 |
| Additional noninterest expense | $662,000 | 3,502 |
| Pre-tax net operating income | $890,000 | 4,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $237,000 | 3,497 |
| Income before extraordinary items | $653,000 | 4,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $653,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,083 |
| Cash dividends | $380,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $653,000 | 4,135 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,624 |
| Total interest expense | $556,000 | 3,725 |
| Net interest income | $1,427,000 | 3,543 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $240,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,380 |
| Total noninterest expense | $1,149,000 | 3,438 |
| Salaries and employee benefits | $692,000 | 3,154 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $309,000 | 3,724 |
| Pre-tax net operating income | $488,000 | 3,742 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $136,000 | 3,256 |
| Income before extraordinary items | $352,000 | 3,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $352,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $178,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $352,000 | 3,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 3,501 |
| Total interest expense | $1,961,000 | 3,715 |
| Net interest income | $5,769,000 | 3,394 |
| Provision for loan and lease losses | $264,000 | 3,159 |
| Total noninterest income | $887,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $539,000 | 2,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $4,547,000 | 3,384 |
| Salaries and employee benefits | $2,709,000 | 3,135 |
| Premises and equipment expense | $587,000 | 3,593 |
| Additional noninterest expense | $1,251,000 | 3,625 |
| Pre-tax net operating income | $1,845,000 | 3,729 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $510,000 | 3,316 |
| Income before extraordinary items | $1,343,000 | 3,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,343,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,926 |
| Cash dividends | $720,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,337,240 | 3,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 3,518 |
| Total interest expense | $1,434,000 | 3,744 |
| Net interest income | $4,299,000 | 3,399 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $650,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $404,000 | 2,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $246,000 | 4,087 |
| Total noninterest expense | $3,459,000 | 3,325 |
| Salaries and employee benefits | $2,021,000 | 3,097 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $1,006,000 | 3,418 |
| Pre-tax net operating income | $1,360,000 | 3,834 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $382,000 | 3,386 |
| Income before extraordinary items | $987,000 | 4,040 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $987,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $980,520 | 3,990 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 3,533 |
| Total interest expense | $945,000 | 3,777 |
| Net interest income | $2,831,000 | 3,427 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $421,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $259,000 | 3,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 4,157 |
| Total noninterest expense | $2,312,000 | 3,347 |
| Salaries and employee benefits | $1,338,000 | 3,140 |
| Premises and equipment expense | $293,000 | 3,625 |
| Additional noninterest expense | $681,000 | 3,376 |
| Pre-tax net operating income | $865,000 | 3,908 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $222,000 | 3,585 |
| Income before extraordinary items | $651,000 | 4,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $390,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $645,000 | 3,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 3,561 |
| Total interest expense | $476,000 | 3,795 |
| Net interest income | $1,402,000 | 3,443 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $211,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,199,000 | 3,226 |
| Salaries and employee benefits | $671,000 | 3,148 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $367,000 | 3,156 |
| Pre-tax net operating income | $399,000 | 4,098 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $305,000 | 4,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $210,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $301,960 | 4,132 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 3,532 |
| Total interest expense | $2,155,000 | 3,788 |
| Net interest income | $5,599,000 | 3,377 |
| Provision for loan and lease losses | $218,000 | 3,875 |
| Total noninterest income | $903,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $544,000 | 2,901 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $359,000 | 4,168 |
| Total noninterest expense | $4,474,000 | 3,368 |
| Salaries and employee benefits | $2,556,000 | 3,224 |
| Premises and equipment expense | $595,000 | 3,549 |
| Additional noninterest expense | $1,323,000 | 3,442 |
| Pre-tax net operating income | $1,810,000 | 3,625 |
| Securities gains (losses) | $16,000 | 3,357 |
| Applicable income taxes | $503,000 | 3,366 |
| Income before extraordinary items | $1,323,000 | 3,867 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,323,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,399 |
| Cash dividends | $720,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,311,480 | 3,726 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 3,575 |
| Total interest expense | $1,649,000 | 3,845 |
| Net interest income | $4,164,000 | 3,408 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $678,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $402,000 | 2,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 4,185 |
| Total noninterest expense | $3,322,000 | 3,384 |
| Salaries and employee benefits | $1,919,000 | 3,212 |
| Premises and equipment expense | $454,000 | 3,495 |
| Additional noninterest expense | $949,000 | 3,551 |
| Pre-tax net operating income | $1,342,000 | 3,774 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $377,000 | 3,507 |
| Income before extraordinary items | $977,000 | 4,038 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $977,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,765 |
| Cash dividends | $540,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $968,360 | 3,893 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 3,607 |
| Total interest expense | $1,125,000 | 3,878 |
| Net interest income | $2,737,000 | 3,444 |
| Provision for loan and lease losses | $116,000 | 3,625 |
| Total noninterest income | $454,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $267,000 | 2,912 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $187,000 | 4,154 |
| Total noninterest expense | $2,198,000 | 3,403 |
| Salaries and employee benefits | $1,282,000 | 3,199 |
| Premises and equipment expense | $294,000 | 3,559 |
| Additional noninterest expense | $622,000 | 3,609 |
| Pre-tax net operating income | $877,000 | 3,817 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $248,000 | 3,563 |
| Income before extraordinary items | $636,000 | 4,125 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $636,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $360,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $630,960 | 3,956 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 3,607 |
| Total interest expense | $576,000 | 3,878 |
| Net interest income | $1,368,000 | 3,426 |
| Provision for loan and lease losses | $63,000 | 3,194 |
| Total noninterest income | $220,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $1,087,000 | 3,421 |
| Salaries and employee benefits | $644,000 | 3,168 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $295,000 | 3,698 |
| Pre-tax net operating income | $438,000 | 3,827 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $318,000 | 4,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $315,120 | 3,911 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 3,654 |
| Total interest expense | $2,729,000 | 3,825 |
| Net interest income | $5,245,000 | 3,513 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $754,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $474,000 | 3,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 4,398 |
| Total noninterest expense | $4,430,000 | 3,267 |
| Salaries and employee benefits | $2,382,000 | 3,245 |
| Premises and equipment expense | $503,000 | 3,922 |
| Additional noninterest expense | $1,545,000 | 2,893 |
| Pre-tax net operating income | $1,404,000 | 4,273 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $355,000 | 4,124 |
| Income before extraordinary items | $1,071,000 | 4,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,071,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,779 |
| Cash dividends | $720,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,054,500 | 4,335 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 3,808 |
| Total interest expense | $3,983,000 | 3,804 |
| Net interest income | $4,530,000 | 3,738 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $637,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $363,000 | 3,670 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $274,000 | 4,308 |
| Total noninterest expense | $3,544,000 | 3,784 |
| Salaries and employee benefits | $2,110,000 | 3,441 |
| Premises and equipment expense | $455,000 | 4,202 |
| Additional noninterest expense | $979,000 | 4,132 |
| Pre-tax net operating income | $1,415,000 | 4,016 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $370,000 | 3,878 |
| Income before extraordinary items | $1,046,000 | 4,160 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,046,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,328 |
| Cash dividends | $720,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,045,260 | 4,050 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,489,000 | 3,939 |
| Total interest expense | $4,202,000 | 3,825 |
| Net interest income | $4,287,000 | 3,948 |
| Provision for loan and lease losses | $181,000 | 3,933 |
| Total noninterest income | $588,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $227,000 | 4,505 |
| Total noninterest expense | $3,408,000 | 3,799 |
| Salaries and employee benefits | $1,989,000 | 3,482 |
| Premises and equipment expense | $459,000 | 4,064 |
| Additional noninterest expense | $960,000 | 4,115 |
| Pre-tax net operating income | $1,286,000 | 4,529 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $327,000 | 4,401 |
| Income before extraordinary items | $952,000 | 4,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $952,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $720,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $957,180 | 4,507 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 4,056 |
| Total interest expense | $3,505,000 | 4,038 |
| Net interest income | $4,216,000 | 3,992 |
| Provision for loan and lease losses | $132,000 | 4,547 |
| Total noninterest income | $532,000 | 4,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,959 |
| Total noninterest expense | $3,211,000 | 3,986 |
| Salaries and employee benefits | $1,814,000 | 3,720 |
| Premises and equipment expense | $461,000 | 4,050 |
| Additional noninterest expense | $936,000 | 4,240 |
| Pre-tax net operating income | $1,405,000 | 4,287 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $1,005,000 | 4,428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,005,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $680,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,005,000 | 4,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 4,431 |
| Total interest expense | $3,217,000 | 4,459 |
| Net interest income | $3,719,000 | 4,376 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $586,000 | 4,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,457 |
| Total noninterest expense | $3,087,000 | 4,022 |
| Salaries and employee benefits | $1,795,000 | 3,677 |
| Premises and equipment expense | $418,000 | 4,270 |
| Additional noninterest expense | $874,000 | 4,387 |
| Pre-tax net operating income | $1,178,000 | 4,949 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $400,000 | 4,414 |
| Income before extraordinary items | $779,000 | 5,272 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $779,000 | 5,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $640,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $778,340 | 5,176 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 6,547 |
| Total interest expense | $1,949,000 | 6,365 |
| Net interest income | $2,171,000 | 6,583 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $407,000 | 5,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $1,779,000 | 6,119 |
| Salaries and employee benefits | $1,013,000 | 5,804 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $485,000 | 6,633 |
| Pre-tax net operating income | $757,000 | 6,744 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $254,000 | 6,227 |
| Income before extraordinary items | $502,000 | 6,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $502,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $502,660 | 6,890 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 6,908 |
| Total interest expense | $1,854,000 | 6,728 |
| Net interest income | $2,102,000 | 6,953 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $390,000 | 6,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,239 |
| Total noninterest expense | $1,687,000 | 6,637 |
| Salaries and employee benefits | $975,000 | 6,107 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $445,000 | 7,510 |
| Pre-tax net operating income | $768,000 | 6,626 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $267,000 | 6,222 |
| Income before extraordinary items | $502,000 | 6,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $502,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $345,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,350 | 6,835 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 7,392 |
| Total interest expense | $1,652,000 | 7,269 |
| Net interest income | $1,975,000 | 7,373 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $1,579,000 | 7,034 |
| Salaries and employee benefits | $834,000 | 6,925 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $498,000 | 7,264 |
| Pre-tax net operating income | $728,000 | 7,179 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $258,000 | 6,532 |
| Income before extraordinary items | $478,000 | 7,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $478,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $472,800 | 7,432 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 7,805 |
| Total interest expense | $1,363,000 | 7,336 |
| Net interest income | $1,801,000 | 8,046 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $1,542,000 | 7,464 |
| Salaries and employee benefits | $755,000 | 7,486 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $507,000 | 7,773 |
| Pre-tax net operating income | $534,000 | 8,428 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $346,000 | 8,664 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $346,000 | 8,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $345,350 | 8,734 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 8,288 |
| Total interest expense | $1,377,000 | 7,626 |
| Net interest income | $1,651,000 | 8,640 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,855 |
| Total noninterest expense | $1,414,000 | 8,131 |
| Salaries and employee benefits | $699,000 | 8,007 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $433,000 | 9,156 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $324,000 | 9,192 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $324,000 | 9,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $230,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $297,780 | 9,246 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 9,296 |
| Total interest expense | $1,357,000 | 8,997 |
| Net interest income | $1,458,000 | 9,416 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $1,199,000 | 9,040 |
| Salaries and employee benefits | $611,000 | 8,714 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $391,000 | 9,672 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $316,000 | 9,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,240 | 8,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.