Home > Royal Bank > Net charge- offs to loans
Royal Bank, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4621% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1574% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3841% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2237% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0571% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0579% | 4,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0623% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0239% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7138% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0145% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4678% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0259% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0193% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7151% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0293% | 3,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0194% | 3,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0197% | 3,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8278% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0099% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0326% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1134% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0198% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 3,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6949% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0298% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3898% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2049% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1500% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9794% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2853% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6118% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1171% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3773% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4383% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0385% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8710% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0876% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0193% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0195% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2992% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4269% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0358% | 3,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3033% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0749% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2333% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0277% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4675% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3636% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0528% | 4,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9601% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | 22.6415% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 4,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4823% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9733% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3911% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1634% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0494% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1202% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4596% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7262% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7393% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3118% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3172% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0329% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0869% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7905% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0190% | 3,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0347% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0671% | 3,117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3746% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0426% | 3,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0666% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1055% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2803% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1311% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2431% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2807% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7502% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1928% | 2,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0105% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2656% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3072% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2925% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0309% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2792% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0093% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1743% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1233% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3326% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3821% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2787% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5852% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2553% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1297% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2476% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1198% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4223% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1621% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3726% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6779% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1724% | 2,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0144% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5781% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2428% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1058% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3640% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0020% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0311% | 4,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0435% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.4076% | 5,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 3,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0081% | 5,338 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3615% | 1,225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.5571% | 5,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0657% | 5,478 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4695% | 1,226 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0561% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.8544% | 5,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1279% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 2,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 5,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0343% | 5,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 5,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 5,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | -1.6777% | 5,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1703% | 5,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1747% | 5,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3570% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3698% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.7833% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8743% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2489% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1776% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0955% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8681% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0178% | 4,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6402% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 1.3065% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4028% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 3,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1334% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 2,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0583% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8247% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0479% | 5,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8615% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3201% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2044% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6331% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0876% | 5,666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2397% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1263% | 5,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3257% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0347% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2638% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7859% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 3,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.3675% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2399% | 2,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 3,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1229% | 1,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 3,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2206% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2088% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1054% | 3,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2091% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 1.9520% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3180% | 1,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 3,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1647% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 2,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1532% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2168% | 3,114 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4983% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0637% | 3,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0257% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1510% | 3,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3619% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 3,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2478% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 3,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1080% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4343% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0794% | 5,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0399% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1927% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5574% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4887% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4555% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0306% | 5,646 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2910% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1888% | 6,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3121% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2668% | 1,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3191% | 2,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2289% | 3,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0775% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2635% | 3,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 1,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 3,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3200% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 1,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3667% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2624% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4684% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6901% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2886% | 3,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0338% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2228% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2217% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4913% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5616% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 3,777 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6482% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0812% | 6,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0211% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0597% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2063% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2382% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8129% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1274% | 6,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0229% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2534% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 7,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 7,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 7,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1818% | 4,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6722% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6071% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7122% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 6,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 7,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1354% | 7,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1552% | 7,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2320% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2326% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4513% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 6,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1123% | 7,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2047% | 7,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2342% | 7,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3718% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 3,544 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1818% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 1,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 7,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1974% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4158% | 7,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4750% | 7,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4130% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 3,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.2235% | 3,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2526% | 2,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1614% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4600% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 3,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3956% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6596% | 3,588 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0942% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0337% | 2,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.3035% | 2,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3370% | 1,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 3,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6196% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5233% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7487% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5432% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0183% | 1,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1676% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.4568% | 2,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4410% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 3,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2627% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3449% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9330% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4531% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2221% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9099% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7404% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0782% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1464% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 3,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2382% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 3,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9681% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9178% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0425% | 1,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1651% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 3,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 3,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0388% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2300% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0576% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 3,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8154% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1718% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0745% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9853% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1244% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1952% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7618% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5010% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0453% | 1,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4304% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0628% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2019% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2204% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0345% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3586% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5558% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4077% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1652% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0137% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4279% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6587% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5424% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1527% | 7,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1382% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5209% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0421% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2948% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6817% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1020% | 5,677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1673% | 1,125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0209% | 7,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8643% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0493% | 5,530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5826% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0420% | 7,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1638% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8614% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1579% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0425% | 7,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 7,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1316% | 7,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6400% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2018% | 5,414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2573% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 7,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2205% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5014% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5283% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1709% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 6,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0066% | 1,242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0865% | 7,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2578% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0587% | 5,399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2727% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0564% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5216% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0391% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4842% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 5,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3980% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3310% | 1,064 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1406% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1746% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1221% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4105% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1036% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1973% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0430% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8996% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 3,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6880% | 3,429 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2649% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0407% | 1,803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9993% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5845% | 1,911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1816% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 4,514 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 3,818 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 6,278 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0684% | 11,900 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 7,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |