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Royal Bank America, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$27,392,000781
Total interest expense$5,206,000496
Net interest income$22,186,000851
Provision for loan and lease losses$513,0001,128
Total noninterest income$1,783,0001,845
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$378,0002,022
Trading account gains and fees$0145
Additional Noninterest Income$1,405,0001,618
Total noninterest expense$15,233,0001,042
Salaries and employee benefits$7,769,0001,139
Premises and equipment expense$2,198,000845
Additional noninterest expense$5,266,000934
Pre-tax net operating income$8,223,000930
Securities gains (losses)$84,000656
Applicable income taxes$132,0003,015
Income before extraordinary items$8,175,000748
Extraordinary gains, net$09
Net income$7,877,000778
Minority interest net income$298,00033
Net income of bank and minority interests.$8,175,000748
Net charge-offs$810,000569
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$48,000507
Net operating income$8,092,680743
2017-06-30 (YTD Data)Rank
Total interest income$18,408,000769
Total interest expense$3,485,000484
Net interest income$14,923,000839
Provision for loan and lease losses$354,0001,074
Total noninterest income$1,385,0001,675
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$262,0001,967
Trading account gains and fees$0139
Additional Noninterest Income$1,123,0001,437
Total noninterest expense$10,545,0001,020
Salaries and employee benefits$5,340,0001,119
Premises and equipment expense$1,476,000841
Additional noninterest expense$3,729,000878
Pre-tax net operating income$5,409,000930
Securities gains (losses)$84,000476
Applicable income taxes$52,0003,278
Income before extraordinary items$5,441,000736
Extraordinary gains, net$011
Net income$5,241,000769
Minority interest net income$200,00033
Net income of bank and minority interests.$5,441,000736
Net charge-offs$512,000554
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$33,000485
Net operating income$5,357,840734
2017-03-31 (YTD Data)Rank
Total interest income$8,953,000783
Total interest expense$1,739,000472
Net interest income$7,214,000859
Provision for loan and lease losses$297,000717
Total noninterest income$792,0001,516
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$134,0001,929
Trading account gains and fees$0142
Additional Noninterest Income$658,0001,276
Total noninterest expense$5,611,000964
Salaries and employee benefits$2,775,0001,092
Premises and equipment expense$761,000833
Additional noninterest expense$2,075,000782
Pre-tax net operating income$2,098,0001,127
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,098,000899
Extraordinary gains, net$08
Net income$2,055,000920
Minority interest net income$43,00032
Net income of bank and minority interests.$2,098,000899
Net charge-offs$159,000688
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$18,000441
Net operating income$2,098,000886
2016-12-31 (YTD Data)Rank
Total interest income$33,394,000807
Total interest expense$7,160,000425
Net interest income$26,234,000917
Provision for loan and lease losses$1,242,000755
Total noninterest income$3,482,0001,479
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$451,0002,254
Trading account gains and fees$0170
Additional Noninterest Income$3,031,0001,204
Total noninterest expense$20,088,0001,046
Salaries and employee benefits$10,374,0001,118
Premises and equipment expense$2,856,000861
Additional noninterest expense$6,858,000956
Pre-tax net operating income$8,386,0001,061
Securities gains (losses)$725,000311
Applicable income taxes$-1,796,0005,870
Income before extraordinary items$10,907,000702
Extraordinary gains, net$05
Net income$10,317,000747
Minority interest net income$590,00028
Net income of bank and minority interests.$10,907,000701
Net charge-offs$511,0001,069
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$85,000515
Net operating income$10,182,000738
2016-09-30 (YTD Data)Rank
Total interest income$24,838,000810
Total interest expense$5,381,000413
Net interest income$19,457,000927
Provision for loan and lease losses$987,000696
Total noninterest income$2,132,0001,699
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$319,0002,363
Trading account gains and fees$0169
Additional Noninterest Income$1,813,0001,403
Total noninterest expense$14,881,0001,053
Salaries and employee benefits$8,018,0001,092
Premises and equipment expense$2,078,000883
Additional noninterest expense$4,785,0001,033
Pre-tax net operating income$5,721,0001,162
Securities gains (losses)$676,000292
Applicable income taxes$85,0003,309
Income before extraordinary items$6,312,000885
Extraordinary gains, net$05
Net income$5,970,000935
Minority interest net income$342,00031
Net income of bank and minority interests.$6,312,000885
Net charge-offs$422,000898
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$64,000480
Net operating income$5,642,760969
2016-06-30 (YTD Data)Rank
Total interest income$16,384,000815
Total interest expense$3,487,000418
Net interest income$12,897,000931
Provision for loan and lease losses$409,000999
Total noninterest income$1,285,0001,808
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$195,0002,480
Trading account gains and fees$0157
Additional Noninterest Income$1,090,0001,463
Total noninterest expense$10,021,0001,044
Salaries and employee benefits$5,315,0001,098
Premises and equipment expense$1,378,000891
Additional noninterest expense$3,328,000994
Pre-tax net operating income$3,752,0001,173
Securities gains (losses)$439,000308
Applicable income taxes$60,0003,285
Income before extraordinary items$4,131,000883
Extraordinary gains, net$016
Net income$3,902,000937
Minority interest net income$229,00031
Net income of bank and minority interests.$4,131,000882
Net charge-offs$90,0001,717
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$44,000458
Net operating income$3,696,390965
2016-03-31 (YTD Data)Rank
Total interest income$8,208,000815
Total interest expense$1,727,000421
Net interest income$6,481,000922
Provision for loan and lease losses$212,000924
Total noninterest income$764,0001,572
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$674,0001,249
Total noninterest expense$5,056,0001,045
Salaries and employee benefits$2,712,0001,089
Premises and equipment expense$718,000873
Additional noninterest expense$1,626,0001,002
Pre-tax net operating income$1,977,0001,098
Securities gains (losses)$342,000186
Applicable income taxes$04,259
Income before extraordinary items$2,319,000790
Extraordinary gains, net$012
Net income$2,243,000813
Minority interest net income$76,00035
Net income of bank and minority interests.$2,319,000790
Net charge-offs$-40,0005,674
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$21,000431
Net operating income$1,977,000877
2015-12-31 (YTD Data)Rank
Total interest income$29,974,000857
Total interest expense$6,510,000418
Net interest income$23,464,000984
Provision for loan and lease losses$-748,0006,002
Total noninterest income$2,441,0001,849
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$341,0002,797
Trading account gains and fees$0159
Additional Noninterest Income$2,100,0001,472
Total noninterest expense$20,884,000988
Salaries and employee benefits$10,417,0001,078
Premises and equipment expense$2,929,000846
Additional noninterest expense$7,538,000868
Pre-tax net operating income$5,769,0001,405
Securities gains (losses)$570,000315
Applicable income taxes$-5,326,0006,150
Income before extraordinary items$11,665,000629
Extraordinary gains, net$023
Net income$11,134,000664
Minority interest net income$531,00034
Net income of bank and minority interests.$11,665,000630
Net charge-offs$1,271,000567
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$107,000511
Net operating income$11,095,000655
2015-09-30 (YTD Data)Rank
Total interest income$22,134,000873
Total interest expense$4,820,000422
Net interest income$17,314,0001,006
Provision for loan and lease losses$-1,382,0006,181
Total noninterest income$1,519,0002,118
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$255,0002,823
Trading account gains and fees$0153
Additional Noninterest Income$1,264,0001,728
Total noninterest expense$15,553,0001,007
Salaries and employee benefits$7,808,0001,087
Premises and equipment expense$2,196,000855
Additional noninterest expense$5,549,000888
Pre-tax net operating income$4,662,0001,347
Securities gains (losses)$449,000332
Applicable income taxes$04,489
Income before extraordinary items$5,111,0001,050
Extraordinary gains, net$021
Net income$4,611,0001,153
Minority interest net income$500,00032
Net income of bank and minority interests.$5,111,0001,050
Net charge-offs$520,000835
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$86,000474
Net operating income$4,662,0001,109
2015-06-30 (YTD Data)Rank
Total interest income$14,341,000901
Total interest expense$3,178,000423
Net interest income$11,163,0001,038
Provision for loan and lease losses$-1,166,0006,262
Total noninterest income$1,203,0001,904
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$168,0002,817
Trading account gains and fees$0157
Additional Noninterest Income$1,035,0001,520
Total noninterest expense$10,546,000990
Salaries and employee benefits$5,158,0001,094
Premises and equipment expense$1,465,000850
Additional noninterest expense$3,923,000845
Pre-tax net operating income$2,986,0001,384
Securities gains (losses)$369,000325
Applicable income taxes$04,497
Income before extraordinary items$3,355,0001,051
Extraordinary gains, net$022
Net income$3,034,0001,157
Minority interest net income$321,00033
Net income of bank and minority interests.$3,355,0001,052
Net charge-offs$506,000634
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$65,000442
Net operating income$2,986,0001,142
2015-03-31 (YTD Data)Rank
Total interest income$7,276,000882
Total interest expense$1,579,000425
Net interest income$5,697,0001,008
Provision for loan and lease losses$-580,0006,340
Total noninterest income$529,0002,030
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$80,0002,869
Trading account gains and fees$0152
Additional Noninterest Income$449,0001,636
Total noninterest expense$5,163,0001,004
Salaries and employee benefits$2,606,0001,091
Premises and equipment expense$749,000845
Additional noninterest expense$1,808,000884
Pre-tax net operating income$1,643,0001,235
Securities gains (losses)$125,000506
Applicable income taxes$04,400
Income before extraordinary items$1,768,000971
Extraordinary gains, net$013
Net income$1,598,0001,061
Minority interest net income$170,00031
Net income of bank and minority interests.$1,768,000972
Net charge-offs$231,000651
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$44,000365
Net operating income$1,643,0001,003
2014-12-31 (YTD Data)Rank
Total interest income$28,765,000879
Total interest expense$6,525,000431
Net interest income$22,240,0001,014
Provision for loan and lease losses$-867,0006,336
Total noninterest income$2,675,0001,711
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$341,0002,980
Trading account gains and fees$0180
Additional Noninterest Income$2,334,0001,302
Total noninterest expense$20,999,000965
Salaries and employee benefits$10,140,0001,084
Premises and equipment expense$2,636,000923
Additional noninterest expense$8,223,000790
Pre-tax net operating income$4,783,0001,589
Securities gains (losses)$40,0001,884
Applicable income taxes$-654,0006,400
Income before extraordinary items$5,477,0001,201
Extraordinary gains, net$017
Net income$5,095,0001,278
Minority interest net income$382,00039
Net income of bank and minority interests.$5,477,0001,200
Net charge-offs$1,096,000823
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-11,0006,404
Net operating income$5,437,0001,178
2014-09-30 (YTD Data)Rank
Total interest income$21,537,000881
Total interest expense$4,900,000435
Net interest income$16,637,0001,020
Provision for loan and lease losses$-765,0006,431
Total noninterest income$2,064,0001,678
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$257,0003,002
Trading account gains and fees$0174
Additional Noninterest Income$1,807,0001,277
Total noninterest expense$15,065,0001,013
Salaries and employee benefits$7,487,0001,095
Premises and equipment expense$1,820,0001,001
Additional noninterest expense$5,758,000852
Pre-tax net operating income$4,401,0001,353
Securities gains (losses)$50,0001,449
Applicable income taxes$04,583
Income before extraordinary items$4,451,0001,119
Extraordinary gains, net$015
Net income$4,239,0001,168
Minority interest net income$212,00040
Net income of bank and minority interests.$4,451,0001,118
Net charge-offs$1,424,000508
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-16,0006,507
Net operating income$4,401,0001,102
2014-06-30 (YTD Data)Rank
Total interest income$14,350,000873
Total interest expense$3,267,000432
Net interest income$11,083,0001,014
Provision for loan and lease losses$-714,0006,536
Total noninterest income$1,157,0001,896
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$174,0002,964
Trading account gains and fees$0172
Additional Noninterest Income$983,0001,467
Total noninterest expense$9,857,0001,033
Salaries and employee benefits$4,789,0001,137
Premises and equipment expense$1,223,0001,001
Additional noninterest expense$3,845,000841
Pre-tax net operating income$3,097,0001,258
Securities gains (losses)$32,0001,412
Applicable income taxes$04,568
Income before extraordinary items$3,129,0001,027
Extraordinary gains, net$020
Net income$2,943,0001,091
Minority interest net income$186,00036
Net income of bank and minority interests.$3,129,0001,028
Net charge-offs$1,388,000392
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,000746
Net operating income$3,097,0001,023
2014-03-31 (YTD Data)Rank
Total interest income$7,146,000875
Total interest expense$1,633,000436
Net interest income$5,513,0001,016
Provision for loan and lease losses$-639,0006,640
Total noninterest income$615,0001,771
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$528,0001,362
Total noninterest expense$5,091,0001,007
Salaries and employee benefits$2,374,0001,156
Premises and equipment expense$607,0001,030
Additional noninterest expense$2,110,000772
Pre-tax net operating income$1,676,0001,149
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,676,000937
Extraordinary gains, net$016
Net income$1,559,0001,005
Minority interest net income$117,00027
Net income of bank and minority interests.$1,676,000938
Net charge-offs$1,166,000267
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$1,676,000914
2013-12-31 (YTD Data)Rank
Total interest income$27,498,000922
Total interest expense$7,210,000440
Net interest income$20,288,0001,086
Provision for loan and lease losses$-872,0006,656
Total noninterest income$5,188,0001,101
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$366,0003,008
Trading account gains and fees$0184
Additional Noninterest Income$4,822,000830
Total noninterest expense$24,284,000842
Salaries and employee benefits$10,286,0001,054
Premises and equipment expense$2,133,0001,121
Additional noninterest expense$11,865,000583
Pre-tax net operating income$2,064,0002,792
Securities gains (losses)$64,0001,628
Applicable income taxes$04,631
Income before extraordinary items$2,128,0002,490
Extraordinary gains, net$029
Net income$2,706,0002,062
Minority interest net income$-578,0006,808
Net income of bank and minority interests.$2,128,0002,493
Net charge-offs$2,718,000590
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$22,000774
Net operating income$2,064,0002,484
2013-09-30 (YTD Data)Rank
Total interest income$20,434,000937
Total interest expense$5,513,000442
Net interest income$14,921,0001,107
Provision for loan and lease losses$-196,0006,626
Total noninterest income$3,285,0001,265
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$283,0002,950
Trading account gains and fees$0180
Additional Noninterest Income$3,002,000968
Total noninterest expense$18,737,000814
Salaries and employee benefits$8,014,000999
Premises and equipment expense$1,555,0001,158
Additional noninterest expense$9,168,000569
Pre-tax net operating income$-335,0006,562
Securities gains (losses)$64,0001,494
Applicable income taxes$04,713
Income before extraordinary items$-271,0006,561
Extraordinary gains, net$025
Net income$93,0006,054
Minority interest net income$-364,0006,887
Net income of bank and minority interests.$-271,0006,561
Net charge-offs$2,386,000528
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$20,000708
Net operating income$-335,0006,572
2013-06-30 (YTD Data)Rank
Total interest income$13,486,000941
Total interest expense$3,789,000432
Net interest income$9,697,0001,122
Provision for loan and lease losses$-414,0006,800
Total noninterest income$2,153,0001,294
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$195,0002,842
Trading account gains and fees$0157
Additional Noninterest Income$1,958,0001,008
Total noninterest expense$13,344,000771
Salaries and employee benefits$5,474,000984
Premises and equipment expense$1,040,0001,154
Additional noninterest expense$6,830,000513
Pre-tax net operating income$-1,080,0006,797
Securities gains (losses)$65,0001,357
Applicable income taxes$04,679
Income before extraordinary items$-1,015,0006,813
Extraordinary gains, net$022
Net income$-494,0006,721
Minority interest net income$-521,0006,938
Net income of bank and minority interests.$-1,015,0006,814
Net charge-offs$1,668,000528
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$13,000681
Net operating income$-1,080,0006,809
2013-03-31 (YTD Data)Rank
Total interest income$6,747,000944
Total interest expense$1,986,000424
Net interest income$4,761,0001,143
Provision for loan and lease losses$-251,0006,916
Total noninterest income$1,352,0001,099
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$100,0002,779
Trading account gains and fees$0148
Additional Noninterest Income$1,252,000838
Total noninterest expense$6,027,000849
Salaries and employee benefits$2,797,000977
Premises and equipment expense$541,0001,126
Additional noninterest expense$2,689,000639
Pre-tax net operating income$337,0003,592
Securities gains (losses)$39,0001,029
Applicable income taxes$04,602
Income before extraordinary items$376,0003,140
Extraordinary gains, net$010
Net income$203,0004,250
Minority interest net income$173,00035
Net income of bank and minority interests.$376,0003,142
Net charge-offs$1,621,000311
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$7,000626
Net operating income$337,0003,240
2012-12-31 (YTD Data)Rank
Total interest income$31,961,000820
Total interest expense$9,881,000408
Net interest income$22,080,000993
Provision for loan and lease losses$5,997,000440
Total noninterest income$-1,647,0007,046
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$362,0003,122
Trading account gains and fees$0166
Additional Noninterest Income$-2,009,0007,036
Total noninterest expense$29,060,000699
Salaries and employee benefits$11,613,000894
Premises and equipment expense$2,140,0001,107
Additional noninterest expense$15,307,000494
Pre-tax net operating income$-14,624,0007,046
Securities gains (losses)$376,0001,166
Applicable income taxes$04,751
Income before extraordinary items$-14,248,0007,039
Extraordinary gains, net$029
Net income$-13,243,0007,037
Minority interest net income$-1,005,0007,078
Net income of bank and minority interests.$-14,248,0007,039
Net charge-offs$5,116,000573
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$44,000728
Net operating income$-14,624,0007,038
2012-09-30 (YTD Data)Rank
Total interest income$24,976,000798
Total interest expense$7,690,000410
Net interest income$17,286,000952
Provision for loan and lease losses$3,360,000573
Total noninterest income$4,232,0001,051
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$258,0003,265
Trading account gains and fees$0157
Additional Noninterest Income$3,974,000764
Total noninterest expense$25,558,000612
Salaries and employee benefits$8,936,000877
Premises and equipment expense$1,592,0001,122
Additional noninterest expense$15,030,000387
Pre-tax net operating income$-7,400,0007,122
Securities gains (losses)$231,0001,324
Applicable income taxes$04,802
Income before extraordinary items$-7,169,0007,128
Extraordinary gains, net$020
Net income$-6,410,0007,120
Minority interest net income$-759,0007,177
Net income of bank and minority interests.$-7,169,0007,128
Net charge-offs$2,323,000833
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$36,000674
Net operating income$-7,400,0007,125
2012-06-30 (YTD Data)Rank
Total interest income$17,220,000781
Total interest expense$5,315,000414
Net interest income$11,905,000924
Provision for loan and lease losses$1,599,000764
Total noninterest income$3,305,000909
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$165,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$3,140,000666
Total noninterest expense$16,261,000641
Salaries and employee benefits$6,068,000853
Premises and equipment expense$1,083,0001,111
Additional noninterest expense$9,110,000421
Pre-tax net operating income$-2,650,0007,128
Securities gains (losses)$5,0002,890
Applicable income taxes$04,770
Income before extraordinary items$-2,645,0007,140
Extraordinary gains, net$019
Net income$-1,711,0007,088
Minority interest net income$-934,0007,241
Net income of bank and minority interests.$-2,645,0007,140
Net charge-offs$484,0001,812
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$29,000605
Net operating income$-2,650,0007,135
2012-03-31 (YTD Data)Rank
Total interest income$8,800,000769
Total interest expense$2,803,000402
Net interest income$5,997,000916
Provision for loan and lease losses$84,0003,099
Total noninterest income$523,0002,085
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$81,0003,352
Trading account gains and fees$0148
Additional Noninterest Income$442,0001,644
Total noninterest expense$7,951,000646
Salaries and employee benefits$2,879,000900
Premises and equipment expense$538,0001,116
Additional noninterest expense$4,534,000407
Pre-tax net operating income$-1,515,0007,209
Securities gains (losses)$-5,0007,002
Applicable income taxes$04,704
Income before extraordinary items$-1,520,0007,221
Extraordinary gains, net$019
Net income$-892,0007,158
Minority interest net income$-628,0007,305
Net income of bank and minority interests.$-1,520,0007,221
Net charge-offs$10,0004,036
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$15,000537
Net operating income$-1,515,0007,212
2011-12-31 (YTD Data)Rank
Total interest income$39,348,000710
Total interest expense$14,106,000391
Net interest income$25,242,000863
Provision for loan and lease losses$7,649,000535
Total noninterest income$6,553,000834
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$313,0003,520
Trading account gains and fees$0146
Additional Noninterest Income$6,240,000603
Total noninterest expense$30,525,000651
Salaries and employee benefits$11,045,000890
Premises and equipment expense$2,233,0001,118
Additional noninterest expense$17,247,000447
Pre-tax net operating income$-6,379,0007,120
Securities gains (losses)$-634,0007,251
Applicable income taxes$04,719
Income before extraordinary items$-7,013,0007,144
Extraordinary gains, net$029
Net income$-7,888,0007,168
Minority interest net income$875,00033
Net income of bank and minority interests.$-7,013,0007,145
Net charge-offs$12,398,000367
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$93,000684
Net operating income$-6,379,0007,117
2011-09-30 (YTD Data)Rank
Total interest income$30,599,000701
Total interest expense$11,095,000395
Net interest income$19,504,000850
Provision for loan and lease losses$5,489,000569
Total noninterest income$4,456,000919
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$236,0003,511
Trading account gains and fees$0145
Additional Noninterest Income$4,220,000657
Total noninterest expense$23,840,000636
Salaries and employee benefits$8,314,000886
Premises and equipment expense$1,797,0001,059
Additional noninterest expense$13,729,000423
Pre-tax net operating income$-5,369,0007,247
Securities gains (losses)$-634,0007,361
Applicable income taxes$04,740
Income before extraordinary items$-6,003,0007,281
Extraordinary gains, net$021
Net income$-6,972,0007,297
Minority interest net income$969,00026
Net income of bank and minority interests.$-6,003,0007,280
Net charge-offs$8,741,000390
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$69,000634
Net operating income$-5,369,0007,259
2011-06-30 (YTD Data)Rank
Total interest income$20,557,000706
Total interest expense$7,870,000387
Net interest income$12,687,000872
Provision for loan and lease losses$5,061,000430
Total noninterest income$3,431,000826
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$158,0003,487
Trading account gains and fees$0153
Additional Noninterest Income$3,273,000580
Total noninterest expense$16,507,000622
Salaries and employee benefits$5,419,000916
Premises and equipment expense$1,242,0001,030
Additional noninterest expense$9,846,000402
Pre-tax net operating income$-5,450,0007,380
Securities gains (losses)$322,000523
Applicable income taxes$04,697
Income before extraordinary items$-5,128,0007,383
Extraordinary gains, net$015
Net income$-5,836,0007,390
Minority interest net income$708,00027
Net income of bank and minority interests.$-5,128,0007,383
Net charge-offs$6,576,000369
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$46,000561
Net operating income$-5,450,0007,386
2011-03-31 (YTD Data)Rank
Total interest income$10,568,000685
Total interest expense$4,025,000396
Net interest income$6,543,000850
Provision for loan and lease losses$2,084,000502
Total noninterest income$1,357,000989
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$1,274,000697
Total noninterest expense$6,844,000727
Salaries and employee benefits$2,683,000939
Premises and equipment expense$637,0001,029
Additional noninterest expense$3,524,000527
Pre-tax net operating income$-1,028,0007,281
Securities gains (losses)$8,0001,369
Applicable income taxes$04,545
Income before extraordinary items$-1,020,0007,297
Extraordinary gains, net$09
Net income$-1,398,0007,354
Minority interest net income$378,00026
Net income of bank and minority interests.$-1,020,0007,298
Net charge-offs$165,0002,273
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$23,000516
Net operating income$-1,028,0007,298
2010-12-31 (YTD Data)Rank
Total interest income$52,503,000561
Total interest expense$24,449,000313
Net interest income$28,054,000789
Provision for loan and lease losses$20,959,000356
Total noninterest income$6,680,000860
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$401,0003,072
Trading account gains and fees$0175
Additional Noninterest Income$6,279,000623
Total noninterest expense$36,185,000565
Salaries and employee benefits$10,571,000925
Premises and equipment expense$2,383,0001,092
Additional noninterest expense$23,231,000360
Pre-tax net operating income$-22,410,0007,532
Securities gains (losses)$965,000507
Applicable income taxes$198,0002,723
Income before extraordinary items$-21,643,0007,527
Extraordinary gains, net$029
Net income$-21,885,0007,527
Minority interest net income$242,00057
Net income of bank and minority interests.$-21,643,0007,527
Net charge-offs$28,072,000254
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$35,0001,017
Net operating income$-22,608,0007,523
2010-09-30 (YTD Data)Rank
Total interest income$40,875,000541
Total interest expense$19,386,000309
Net interest income$21,489,000766
Provision for loan and lease losses$7,526,000634
Total noninterest income$4,668,000889
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$308,0003,106
Trading account gains and fees$0165
Additional Noninterest Income$4,360,000630
Total noninterest expense$25,944,000578
Salaries and employee benefits$7,956,000918
Premises and equipment expense$2,118,000912
Additional noninterest expense$15,870,000368
Pre-tax net operating income$-7,313,0007,477
Securities gains (losses)$956,000430
Applicable income taxes$162,0002,737
Income before extraordinary items$-6,519,0007,496
Extraordinary gains, net$023
Net income$-6,873,0007,504
Minority interest net income$354,00050
Net income of bank and minority interests.$-6,519,0007,496
Net charge-offs$13,819,000359
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-4,0007,681
Net operating income$-7,475,0007,512
2010-06-30 (YTD Data)Rank
Total interest income$28,312,000530
Total interest expense$13,620,000307
Net interest income$14,692,000745
Provision for loan and lease losses$5,340,000611
Total noninterest income$3,404,000813
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$209,0003,071
Trading account gains and fees$0152
Additional Noninterest Income$3,195,000567
Total noninterest expense$16,617,000602
Salaries and employee benefits$5,232,000930
Premises and equipment expense$1,442,000913
Additional noninterest expense$9,943,000382
Pre-tax net operating income$-3,861,0007,478
Securities gains (losses)$475,000500
Applicable income taxes$106,0002,733
Income before extraordinary items$-3,492,0007,488
Extraordinary gains, net$019
Net income$-4,193,0007,536
Minority interest net income$701,00028
Net income of bank and minority interests.$-3,492,0007,488
Net charge-offs$13,534,000264
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-44,0007,779
Net operating income$-3,967,0007,518
2010-03-31 (YTD Data)Rank
Total interest income$14,368,000537
Total interest expense$7,188,000314
Net interest income$7,180,000773
Provision for loan and lease losses$881,0001,282
Total noninterest income$1,156,0001,087
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$107,0003,021
Trading account gains and fees$0175
Additional Noninterest Income$1,049,000764
Total noninterest expense$6,837,000732
Salaries and employee benefits$2,630,000930
Premises and equipment expense$743,000910
Additional noninterest expense$3,464,000525
Pre-tax net operating income$618,0002,054
Securities gains (losses)$54,0001,110
Applicable income taxes$35,0003,059
Income before extraordinary items$637,0001,733
Extraordinary gains, net$016
Net income$195,0003,933
Minority interest net income$442,00024
Net income of bank and minority interests.$637,0001,734
Net charge-offs$3,565,000423
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-83,0007,906
Net operating income$585,7001,786
2009-12-31 (YTD Data)Rank
Total interest income$60,095,000544
Total interest expense$33,999,000336
Net interest income$26,096,000831
Provision for loan and lease losses$18,639,000522
Total noninterest income$6,359,000901
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$484,0002,966
Trading account gains and fees$0211
Additional Noninterest Income$5,875,000634
Total noninterest expense$33,780,000615
Salaries and employee benefits$11,323,000870
Premises and equipment expense$3,417,000787
Additional noninterest expense$19,040,000452
Pre-tax net operating income$-19,964,0007,713
Securities gains (losses)$-4,049,0007,875
Applicable income taxes$434,0001,681
Income before extraordinary items$-24,447,0007,778
Extraordinary gains, net$034
Net income$-25,849,0007,790
Minority interest net income$1,402,00025
Net income of bank and minority interests.$-24,447,0007,777
Net charge-offs$18,138,000436
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$101,000889
Net operating income$-20,398,0007,745
2009-09-30 (YTD Data)Rank
Total interest income$45,083,000560
Total interest expense$25,753,000356
Net interest income$19,330,000850
Provision for loan and lease losses$11,540,000557
Total noninterest income$3,501,0001,177
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$367,0002,956
Trading account gains and fees$0212
Additional Noninterest Income$3,134,000829
Total noninterest expense$22,322,000704
Salaries and employee benefits$8,475,000881
Premises and equipment expense$2,572,000802
Additional noninterest expense$11,275,000529
Pre-tax net operating income$-11,031,0007,767
Securities gains (losses)$-3,689,0007,985
Applicable income taxes$680,0001,118
Income before extraordinary items$-15,400,0007,860
Extraordinary gains, net$027
Net income$-16,161,0007,865
Minority interest net income$761,00036
Net income of bank and minority interests.$-15,400,0007,859
Net charge-offs$16,142,000363
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$40,000970
Net operating income$-11,711,0007,820
2009-06-30 (YTD Data)Rank
Total interest income$29,747,000578
Total interest expense$17,060,000374
Net interest income$12,687,000862
Provision for loan and lease losses$8,666,000504
Total noninterest income$2,283,0001,205
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$238,0002,968
Trading account gains and fees$0193
Additional Noninterest Income$2,045,000871
Total noninterest expense$13,507,000786
Salaries and employee benefits$5,593,000905
Premises and equipment expense$1,711,000824
Additional noninterest expense$6,203,000628
Pre-tax net operating income$-7,203,0007,840
Securities gains (losses)$-3,739,0008,107
Applicable income taxes$374,0001,327
Income before extraordinary items$-11,316,0007,970
Extraordinary gains, net$021
Net income$-11,796,0007,972
Minority interest net income$480,00038
Net income of bank and minority interests.$-11,316,0007,969
Net charge-offs$10,201,000370
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-21,0008,128
Net operating income$-7,577,0007,904
2009-03-31 (YTD Data)Rank
Total interest income$14,676,000591
Total interest expense$8,368,000395
Net interest income$6,308,000853
Provision for loan and lease losses$2,758,000600
Total noninterest income$838,0001,500
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$118,0002,924
Trading account gains and fees$0171
Additional Noninterest Income$720,0001,097
Total noninterest expense$6,293,000807
Salaries and employee benefits$2,908,000878
Premises and equipment expense$849,000842
Additional noninterest expense$2,536,000672
Pre-tax net operating income$-1,905,0007,820
Securities gains (losses)$134,000857
Applicable income taxes$277,0001,133
Income before extraordinary items$-2,048,0007,906
Extraordinary gains, net$015
Net income$-2,264,0007,926
Minority interest net income$216,00037
Net income of bank and minority interests.$-2,048,0007,907
Net charge-offs$4,422,000340
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$112,000348
Net operating income$-2,182,0007,921
2008-12-31 (YTD Data)Rank
Total interest income$66,536,000562
Total interest expense$35,486,000458
Net interest income$31,050,000697
Provision for loan and lease losses$20,920,000361
Total noninterest income$8,887,000661
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$532,0002,878
Trading account gains and fees$0154
Additional Noninterest Income$8,355,000437
Total noninterest expense$28,123,000713
Salaries and employee benefits$14,399,000680
Premises and equipment expense$3,425,000803
Additional noninterest expense$10,299,000665
Pre-tax net operating income$-9,106,0007,972
Securities gains (losses)$-19,140,0008,226
Applicable income taxes$5,518,000298
Income before extraordinary items$-33,764,0008,161
Extraordinary gains, net$039
Net income$-33,764,0008,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,534,000363
Cash dividends$4,005,000687
Sale, conversion, retirement of capital stock, net$670,000483
Net operating income$-14,624,0008,084
2008-09-30 (YTD Data)Rank
Total interest income$50,845,000574
Total interest expense$26,349,000483
Net interest income$24,496,000687
Provision for loan and lease losses$12,326,000350
Total noninterest income$8,022,000586
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$402,0002,878
Trading account gains and fees$0148
Additional Noninterest Income$7,620,000409
Total noninterest expense$18,368,000797
Salaries and employee benefits$9,451,000808
Premises and equipment expense$2,301,000901
Additional noninterest expense$6,616,000710
Pre-tax net operating income$1,824,0002,467
Securities gains (losses)$-14,313,0008,305
Applicable income taxes$-4,800,0008,264
Income before extraordinary items$-7,689,0008,190
Extraordinary gains, net$031
Net income$-7,689,0008,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,802,000669
Cash dividends$4,005,000550
Sale, conversion, retirement of capital stock, net$484,000388
Net operating income$1,471,3202,469
2008-06-30 (YTD Data)Rank
Total interest income$34,656,000566
Total interest expense$17,453,000502
Net interest income$17,203,000635
Provision for loan and lease losses$7,912,000323
Total noninterest income$6,297,000544
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$271,0002,845
Trading account gains and fees$0149
Additional Noninterest Income$6,026,000384
Total noninterest expense$11,724,000830
Salaries and employee benefits$6,252,000825
Premises and equipment expense$1,480,000924
Additional noninterest expense$3,992,000756
Pre-tax net operating income$3,864,000918
Securities gains (losses)$10,0002,438
Applicable income taxes$1,071,000896
Income before extraordinary items$2,803,000975
Extraordinary gains, net$021
Net income$2,803,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000977
Cash dividends$4,005,000405
Sale, conversion, retirement of capital stock, net$311,000333
Net operating income$2,795,800958
2008-03-31 (YTD Data)Rank
Total interest income$18,588,000546
Total interest expense$9,594,000493
Net interest income$8,994,000611
Provision for loan and lease losses$3,381,000282
Total noninterest income$1,349,0001,045
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$135,0002,829
Trading account gains and fees$0158
Additional Noninterest Income$1,214,000734
Total noninterest expense$5,705,000840
Salaries and employee benefits$3,208,000805
Premises and equipment expense$718,000965
Additional noninterest expense$1,779,000810
Pre-tax net operating income$1,257,0001,473
Securities gains (losses)$18,0001,652
Applicable income taxes$241,0001,720
Income before extraordinary items$1,034,0001,454
Extraordinary gains, net$015
Net income$1,034,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,000634
Cash dividends$2,001,000414
Sale, conversion, retirement of capital stock, net$172,000233
Net operating income$1,019,4201,412
2007-12-31 (YTD Data)Rank
Total interest income$81,201,000534
Total interest expense$46,840,000445
Net interest income$34,361,000654
Provision for loan and lease losses$12,819,000208
Total noninterest income$7,230,000805
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$580,0002,748
Trading account gains and fees$0178
Additional Noninterest Income$6,650,000547
Total noninterest expense$34,661,000540
Salaries and employee benefits$11,649,000853
Premises and equipment expense$3,442,000776
Additional noninterest expense$19,570,000349
Pre-tax net operating income$-5,889,0008,446
Securities gains (losses)$558,000254
Applicable income taxes$-3,132,0008,478
Income before extraordinary items$-2,199,0008,338
Extraordinary gains, net$039
Net income$-2,199,0008,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,139,000311
Cash dividends$15,474,000295
Sale, conversion, retirement of capital stock, net$657,000490
Net operating income$-2,556,1208,367
2007-09-30 (YTD Data)Rank
Total interest income$60,919,000531
Total interest expense$35,332,000442
Net interest income$25,587,000657
Provision for loan and lease losses$7,267,000194
Total noninterest income$6,116,000730
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$440,0002,710
Trading account gains and fees$0184
Additional Noninterest Income$5,676,000505
Total noninterest expense$29,799,000481
Salaries and employee benefits$9,853,000740
Premises and equipment expense$2,682,000745
Additional noninterest expense$17,264,000297
Pre-tax net operating income$-5,363,0008,523
Securities gains (losses)$643,000196
Applicable income taxes$-1,936,0008,521
Income before extraordinary items$-2,784,0008,495
Extraordinary gains, net$033
Net income$-2,784,0008,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,040,000293
Cash dividends$11,638,000298
Sale, conversion, retirement of capital stock, net$330,000487
Net operating income$-3,195,5208,498
2007-06-30 (YTD Data)Rank
Total interest income$39,505,000558
Total interest expense$23,594,000452
Net interest income$15,911,000709
Provision for loan and lease losses$371,0001,305
Total noninterest income$4,345,000710
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$298,0002,671
Trading account gains and fees$0168
Additional Noninterest Income$4,047,000499
Total noninterest expense$11,534,000806
Salaries and employee benefits$6,017,000839
Premises and equipment expense$1,849,000743
Additional noninterest expense$3,668,000776
Pre-tax net operating income$8,351,000602
Securities gains (losses)$558,000173
Applicable income taxes$2,691,000569
Income before extraordinary items$6,218,000598
Extraordinary gains, net$029
Net income$6,218,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,975
Cash dividends$7,779,000304
Sale, conversion, retirement of capital stock, net$177,000475
Net operating income$5,827,400622
2007-03-31 (YTD Data)Rank
Total interest income$18,249,000581
Total interest expense$11,078,000471
Net interest income$7,171,000784
Provision for loan and lease losses$212,0001,104
Total noninterest income$2,430,000635
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$138,0002,762
Trading account gains and fees$0195
Additional Noninterest Income$2,292,000452
Total noninterest expense$5,671,000818
Salaries and employee benefits$2,750,000926
Premises and equipment expense$887,000771
Additional noninterest expense$2,034,000686
Pre-tax net operating income$3,718,000661
Securities gains (losses)$01,187
Applicable income taxes$1,099,000671
Income before extraordinary items$2,619,000691
Extraordinary gains, net$022
Net income$2,619,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,588
Cash dividends$3,894,000285
Sale, conversion, retirement of capital stock, net$162,000270
Net operating income$2,619,000679
2006-12-31 (YTD Data)Rank
Total interest income$89,129,000466
Total interest expense$43,908,000411
Net interest income$45,221,000505
Provision for loan and lease losses$1,023,0001,024
Total noninterest income$11,501,000552
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$662,0002,487
Trading account gains and fees$0130
Additional Noninterest Income$10,839,000394
Total noninterest expense$23,741,000737
Salaries and employee benefits$13,159,000709
Premises and equipment expense$3,725,000691
Additional noninterest expense$6,857,000790
Pre-tax net operating income$31,958,000382
Securities gains (losses)$139,000468
Applicable income taxes$10,168,000389
Income before extraordinary items$21,929,000395
Extraordinary gains, net$051
Net income$21,929,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,000986
Cash dividends$14,267,000304
Sale, conversion, retirement of capital stock, net$732,000536
Net operating income$21,834,480392
2006-09-30 (YTD Data)Rank
Total interest income$67,335,000468
Total interest expense$32,480,000415
Net interest income$34,855,000512
Provision for loan and lease losses$921,000818
Total noninterest income$9,624,000527
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$525,0002,380
Trading account gains and fees$0126
Additional Noninterest Income$9,099,000382
Total noninterest expense$18,955,000720
Salaries and employee benefits$9,956,000715
Premises and equipment expense$2,904,000687
Additional noninterest expense$6,095,000681
Pre-tax net operating income$24,603,000392
Securities gains (losses)$01,388
Applicable income taxes$7,746,000408
Income before extraordinary items$16,857,000399
Extraordinary gains, net$045
Net income$16,857,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,268
Cash dividends$10,572,000280
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$16,857,000391
2006-06-30 (YTD Data)Rank
Total interest income$43,168,000473
Total interest expense$20,884,000413
Net interest income$22,284,000530
Provision for loan and lease losses$1,299,000399
Total noninterest income$5,655,000574
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$369,0002,254
Trading account gains and fees$0126
Additional Noninterest Income$5,286,000416
Total noninterest expense$12,506,000724
Salaries and employee benefits$6,736,000706
Premises and equipment expense$1,887,000700
Additional noninterest expense$3,883,000716
Pre-tax net operating income$14,134,000448
Securities gains (losses)$01,185
Applicable income taxes$4,373,000455
Income before extraordinary items$9,761,000449
Extraordinary gains, net$039
Net income$9,761,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$7,051,000285
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,761,000440
2006-03-31 (YTD Data)Rank
Total interest income$20,943,000474
Total interest expense$9,676,000420
Net interest income$11,267,000520
Provision for loan and lease losses$335,000712
Total noninterest income$2,916,000556
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$186,0002,168
Trading account gains and fees$0115
Additional Noninterest Income$2,730,000408
Total noninterest expense$6,171,000732
Salaries and employee benefits$3,306,000718
Premises and equipment expense$897,000728
Additional noninterest expense$1,968,000702
Pre-tax net operating income$7,677,000407
Securities gains (losses)$0955
Applicable income taxes$2,418,000424
Income before extraordinary items$5,259,000419
Extraordinary gains, net$021
Net income$5,259,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,308
Cash dividends$3,525,000279
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,259,000413
2005-12-31 (YTD Data)Rank
Total interest income$75,368,000466
Total interest expense$30,331,000405
Net interest income$45,037,000494
Provision for loan and lease losses$1,0007,102
Total noninterest income$24,599,000342
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$678,0002,408
Trading account gains and fees$0138
Additional Noninterest Income$23,921,000254
Total noninterest expense$24,672,000696
Salaries and employee benefits$13,575,000664
Premises and equipment expense$2,963,000812
Additional noninterest expense$8,134,000662
Pre-tax net operating income$44,963,000298
Securities gains (losses)$282,000422
Applicable income taxes$12,831,000334
Income before extraordinary items$32,414,000290
Extraordinary gains, net$046
Net income$32,414,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,244,000356
Cash dividends$12,859,000319
Sale, conversion, retirement of capital stock, net$0934
Net operating income$32,210,960288
2005-09-30 (YTD Data)Rank
Total interest income$55,515,000464
Total interest expense$22,740,000392
Net interest income$32,775,000499
Provision for loan and lease losses$1,0006,883
Total noninterest income$9,560,000532
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$503,0002,445
Trading account gains and fees$0126
Additional Noninterest Income$9,057,000390
Total noninterest expense$21,344,000614
Salaries and employee benefits$10,097,000665
Premises and equipment expense$4,451,000422
Additional noninterest expense$6,796,000604
Pre-tax net operating income$20,990,000425
Securities gains (losses)$282,000399
Applicable income taxes$4,433,000572
Income before extraordinary items$16,839,000386
Extraordinary gains, net$035
Net income$16,839,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,206,000279
Cash dividends$9,408,000296
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,616,220381
2005-06-30 (YTD Data)Rank
Total interest income$36,172,000460
Total interest expense$14,365,000387
Net interest income$21,807,000497
Provision for loan and lease losses$1,0006,595
Total noninterest income$6,331,000530
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$317,0002,512
Trading account gains and fees$0116
Additional Noninterest Income$6,014,000385
Total noninterest expense$13,855,000624
Salaries and employee benefits$6,977,000635
Premises and equipment expense$2,720,000452
Additional noninterest expense$4,158,000641
Pre-tax net operating income$14,282,000409
Securities gains (losses)$250,000362
Applicable income taxes$2,647,000612
Income before extraordinary items$11,885,000363
Extraordinary gains, net$030
Net income$11,885,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,225,000208
Cash dividends$6,272,000281
Sale, conversion, retirement of capital stock, net$0643
Net operating income$11,680,000358
2005-03-31 (YTD Data)Rank
Total interest income$17,122,000469
Total interest expense$7,031,000365
Net interest income$10,091,000530
Provision for loan and lease losses$1,0006,172
Total noninterest income$2,363,000629
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$148,0002,585
Trading account gains and fees$0115
Additional Noninterest Income$2,215,000446
Total noninterest expense$6,334,000667
Salaries and employee benefits$2,905,000767
Premises and equipment expense$1,263,000473
Additional noninterest expense$2,166,000621
Pre-tax net operating income$6,119,000461
Securities gains (losses)$250,000220
Applicable income taxes$1,867,000486
Income before extraordinary items$4,502,000443
Extraordinary gains, net$024
Net income$4,502,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$3,135,000250
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,324,500442
2004-12-31 (YTD Data)Rank
Total interest income$67,304,000442
Total interest expense$27,076,000328
Net interest income$40,228,000513
Provision for loan and lease losses$6,0007,145
Total noninterest income$12,350,000532
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$605,0002,686
Trading account gains and fees$0138
Additional Noninterest Income$11,745,000373
Total noninterest expense$25,357,000649
Salaries and employee benefits$11,568,000734
Premises and equipment expense$6,038,000398
Additional noninterest expense$7,751,000675
Pre-tax net operating income$27,215,000396
Securities gains (losses)$720,000355
Applicable income taxes$7,910,000428
Income before extraordinary items$20,025,000392
Extraordinary gains, net$034
Net income$20,025,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,772
Cash dividends$12,209,000308
Sale, conversion, retirement of capital stock, net$0872
Net operating income$19,506,600384
2004-09-30 (YTD Data)Rank
Total interest income$50,359,000434
Total interest expense$20,492,000320
Net interest income$29,867,000515
Provision for loan and lease losses$6,0006,914
Total noninterest income$9,962,000507
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$474,0002,617
Trading account gains and fees$0134
Additional Noninterest Income$9,488,000360
Total noninterest expense$19,507,000637
Salaries and employee benefits$8,909,000708
Premises and equipment expense$4,494,000403
Additional noninterest expense$6,104,000642
Pre-tax net operating income$20,316,000394
Securities gains (losses)$417,000470
Applicable income taxes$6,197,000415
Income before extraordinary items$14,536,000404
Extraordinary gains, net$026
Net income$14,536,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,892
Cash dividends$9,141,000295
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,244,100392
2004-06-30 (YTD Data)Rank
Total interest income$33,847,000429
Total interest expense$13,699,000321
Net interest income$20,148,000500
Provision for loan and lease losses$5,0006,663
Total noninterest income$6,421,000515
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$319,0002,578
Trading account gains and fees$0130
Additional Noninterest Income$6,102,000367
Total noninterest expense$13,286,000627
Salaries and employee benefits$5,840,000720
Premises and equipment expense$2,857,000417
Additional noninterest expense$4,589,000579
Pre-tax net operating income$13,278,000402
Securities gains (losses)$136,000846
Applicable income taxes$3,990,000428
Income before extraordinary items$9,424,000410
Extraordinary gains, net$021
Net income$9,424,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,0008,896
Cash dividends$6,075,000277
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,328,800395
2004-03-31 (YTD Data)Rank
Total interest income$17,356,000419
Total interest expense$6,457,000343
Net interest income$10,899,000474
Provision for loan and lease losses$1,0006,438
Total noninterest income$1,133,0001,143
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$163,0002,506
Trading account gains and fees$0121
Additional Noninterest Income$970,000801
Total noninterest expense$4,951,000818
Salaries and employee benefits$2,617,000840
Premises and equipment expense$581,0001,007
Additional noninterest expense$1,753,000717
Pre-tax net operating income$7,080,000380
Securities gains (losses)$131,000677
Applicable income taxes$2,172,000416
Income before extraordinary items$5,039,000386
Extraordinary gains, net$016
Net income$5,039,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,801
Cash dividends$3,013,000260
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,947,300370
2003-12-31 (YTD Data)Rank
Total interest income$70,968,000423
Total interest expense$30,192,000321
Net interest income$40,776,000484
Provision for loan and lease losses$674,0001,675
Total noninterest income$2,961,0001,709
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$667,0002,464
Trading account gains and fees$0160
Additional Noninterest Income$2,294,0001,324
Total noninterest expense$18,788,000858
Salaries and employee benefits$10,022,000851
Premises and equipment expense$2,301,000998
Additional noninterest expense$6,465,000798
Pre-tax net operating income$24,275,000410
Securities gains (losses)$719,000596
Applicable income taxes$7,450,000457
Income before extraordinary items$17,544,000419
Extraordinary gains, net$054
Net income$17,544,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,0001,201
Cash dividends$11,328,000352
Sale, conversion, retirement of capital stock, net$0868
Net operating income$17,040,700409
2003-09-30 (YTD Data)Rank
Total interest income$53,260,000427
Total interest expense$23,139,000331
Net interest income$30,121,000498
Provision for loan and lease losses$514,0001,625
Total noninterest income$1,784,0002,084
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$493,0002,502
Trading account gains and fees$0153
Additional Noninterest Income$1,291,0001,707
Total noninterest expense$13,852,000876
Salaries and employee benefits$7,366,000878
Premises and equipment expense$1,749,000988
Additional noninterest expense$4,737,000823
Pre-tax net operating income$17,539,000431
Securities gains (losses)$347,000878
Applicable income taxes$5,584,000467
Income before extraordinary items$12,302,000457
Extraordinary gains, net$040
Net income$12,302,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,0001,011
Cash dividends$8,477,000345
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,062,570433
2003-06-30 (YTD Data)Rank
Total interest income$35,007,000440
Total interest expense$15,815,000331
Net interest income$19,192,000520
Provision for loan and lease losses$217,0002,365
Total noninterest income$1,061,0002,258
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$207,0003,535
Trading account gains and fees$0150
Additional Noninterest Income$854,0001,701
Total noninterest expense$9,154,000885
Salaries and employee benefits$4,904,000881
Premises and equipment expense$663,0001,711
Additional noninterest expense$3,587,000731
Pre-tax net operating income$10,882,000462
Securities gains (losses)$144,0001,250
Applicable income taxes$3,418,000506
Income before extraordinary items$7,608,000496
Extraordinary gains, net$030
Net income$7,608,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,115
Cash dividends$5,648,000309
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,508,640467
2003-03-31 (YTD Data)Rank
Total interest income$17,841,000442
Total interest expense$8,116,000340
Net interest income$9,725,000518
Provision for loan and lease losses$50,0003,651
Total noninterest income$468,0002,406
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$120,0003,077
Trading account gains and fees$0134
Additional Noninterest Income$348,0001,905
Total noninterest expense$4,500,000904
Salaries and employee benefits$2,387,000906
Premises and equipment expense$336,0001,696
Additional noninterest expense$1,777,000723
Pre-tax net operating income$5,643,000442
Securities gains (losses)$144,000815
Applicable income taxes$1,743,000503
Income before extraordinary items$4,044,000464
Extraordinary gains, net$021
Net income$4,044,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$2,828,000297
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,943,200446
2002-12-31 (YTD Data)Rank
Total interest income$75,374,000443
Total interest expense$37,010,000349
Net interest income$38,364,000522
Provision for loan and lease losses$250,0003,856
Total noninterest income$2,361,0001,873
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$896,0001,798
Trading account gains and fees$0153
Additional Noninterest Income$1,465,0001,679
Total noninterest expense$18,794,000838
Salaries and employee benefits$9,478,000849
Premises and equipment expense$1,179,0001,883
Additional noninterest expense$8,137,000657
Pre-tax net operating income$21,681,000442
Securities gains (losses)$775,000494
Applicable income taxes$6,670,000478
Income before extraordinary items$15,786,000442
Extraordinary gains, net$070
Net income$15,786,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-332,0009,325
Cash dividends$10,589,000348
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,243,500430
2001-12-31 (YTD Data)Rank
Total interest income$68,151,000528
Total interest expense$32,694,000534
Net interest income$35,457,000532
Provision for loan and lease losses$08,228
Total noninterest income$1,634,0002,344
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$820,0001,861
Trading account gains and fees$0177
Additional Noninterest Income$814,0002,360
Total noninterest expense$17,492,000862
Salaries and employee benefits$10,576,000710
Premises and equipment expense$1,108,0001,939
Additional noninterest expense$5,808,000852
Pre-tax net operating income$19,599,000433
Securities gains (losses)$04,612
Applicable income taxes$5,114,000534
Income before extraordinary items$14,485,000416
Extraordinary gains, net$0105
Net income$14,485,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$8,985,000404
Sale, conversion, retirement of capital stock, net$0922
Net operating income$14,485,000398
2000-12-31 (YTD Data)Rank
Total interest income$58,288,000631
Total interest expense$23,445,000772
Net interest income$34,843,000540
Provision for loan and lease losses$250,0003,225
Total noninterest income$1,209,0002,743
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$692,0002,000
Trading account gains and fees$0180
Additional Noninterest Income$517,0002,899
Total noninterest expense$13,693,0001,024
Salaries and employee benefits$7,942,000878
Premises and equipment expense$672,0002,971
Additional noninterest expense$5,079,000939
Pre-tax net operating income$22,109,000415
Securities gains (losses)$-1,302,0009,776
Applicable income taxes$7,647,000412
Income before extraordinary items$13,160,000459
Extraordinary gains, net$038
Net income$13,160,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$8,512,000431
Sale, conversion, retirement of capital stock, net$0969
Net operating income$13,993,280435
1999-12-31 (YTD Data)Rank
Total interest income$44,181,000767
Total interest expense$16,659,000935
Net interest income$27,522,000678
Provision for loan and lease losses$08,503
Total noninterest income$1,994,0001,863
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$856,0001,541
Trading account gains and fees$0173
Additional Noninterest Income$1,138,0001,709
Total noninterest expense$13,019,0001,069
Salaries and employee benefits$7,199,000952
Premises and equipment expense$655,0003,040
Additional noninterest expense$5,165,000932
Pre-tax net operating income$16,497,000563
Securities gains (losses)$03,155
Applicable income taxes$5,165,000587
Income before extraordinary items$11,332,000561
Extraordinary gains, net$035
Net income$11,332,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,524
Cash dividends$7,852,000489
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$11,332,000555
1998-12-31 (YTD Data)Rank
Total interest income$39,727,000842
Total interest expense$13,341,0001,151
Net interest income$26,386,000679
Provision for loan and lease losses$4,769,000336
Total noninterest income$3,535,0001,180
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$830,0001,526
Trading account gains and fees$0224
Additional Noninterest Income$2,705,000964
Total noninterest expense$10,684,0001,239
Salaries and employee benefits$4,966,0001,328
Premises and equipment expense$705,0002,751
Additional noninterest expense$5,013,000951
Pre-tax net operating income$14,468,000582
Securities gains (losses)$04,449
Applicable income taxes$4,373,000639
Income before extraordinary items$10,095,000590
Extraordinary gains, net$032
Net income$10,095,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000735
Cash dividends$5,877,000571
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,095,000560
1997-12-31 (YTD Data)Rank
Total interest income$32,123,0001,064
Total interest expense$10,047,0001,539
Net interest income$22,076,000818
Provision for loan and lease losses$-2,118,00010,910
Total noninterest income$1,559,0002,130
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$981,0001,315
Trading account gains and fees$0239
Additional Noninterest Income$578,0002,552
Total noninterest expense$13,504,0001,014
Salaries and employee benefits$9,505,000729
Premises and equipment expense$738,0002,612
Additional noninterest expense$3,261,0001,341
Pre-tax net operating income$12,249,000684
Securities gains (losses)$03,944
Applicable income taxes$3,693,000778
Income before extraordinary items$8,556,000666
Extraordinary gains, net$044
Net income$8,556,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,221,00010,908
Cash dividends$7,406,000463
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,556,000649
1996-12-31 (YTD Data)Rank
Total interest income$32,478,0001,061
Total interest expense$10,054,0001,582
Net interest income$22,424,000829
Provision for loan and lease losses$-1,488,00011,418
Total noninterest income$4,192,0001,073
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$888,0001,516
Trading account gains and fees$0262
Additional Noninterest Income$3,304,000827
Total noninterest expense$15,087,0001,013
Salaries and employee benefits$9,602,000728
Premises and equipment expense$640,0003,011
Additional noninterest expense$4,845,0001,166
Pre-tax net operating income$13,017,000638
Securities gains (losses)$04,148
Applicable income taxes$3,599,000763
Income before extraordinary items$9,418,000616
Extraordinary gains, net$053
Net income$9,418,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-825,00011,433
Cash dividends$6,972,000547
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,418,000602
1995-12-31 (YTD Data)Rank
Total interest income$29,206,0001,187
Total interest expense$9,592,0001,655
Net interest income$19,614,000945
Provision for loan and lease losses$08,958
Total noninterest income$2,042,0001,803
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$679,0001,986
Trading account gains and fees$0522
Additional Noninterest Income$1,363,0001,446
Total noninterest expense$10,282,0001,378
Salaries and employee benefits$4,821,0001,379
Premises and equipment expense$558,0003,420
Additional noninterest expense$4,903,0001,139
Pre-tax net operating income$11,374,000750
Securities gains (losses)$13,0002,193
Applicable income taxes$3,648,000779
Income before extraordinary items$7,739,000742
Extraordinary gains, net$065
Net income$7,739,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,928
Cash dividends$941,0002,168
Sale, conversion, retirement of capital stock, net$-775,00010,513
Net operating income$7,730,160732
1994-12-31 (YTD Data)Rank
Total interest income$29,021,0001,095
Total interest expense$8,244,0001,551
Net interest income$20,777,000899
Provision for loan and lease losses$2,500,000484
Total noninterest income$2,461,0001,582
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$605,0002,258
Trading account gains and fees$0475
Additional Noninterest Income$1,856,0001,190
Total noninterest expense$9,654,0001,528
Salaries and employee benefits$3,861,0001,734
Premises and equipment expense$638,0003,085
Additional noninterest expense$5,155,0001,145
Pre-tax net operating income$11,084,000737
Securities gains (losses)$-6,0009,509
Applicable income taxes$3,066,000856
Income before extraordinary items$8,012,000687
Extraordinary gains, net$0249
Net income$8,012,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$-76,00012,499
Net operating income$8,016,320693
1993-12-31 (YTD Data)Rank
Total interest income$27,635,0001,147
Total interest expense$9,151,0001,463
Net interest income$18,484,000992
Provision for loan and lease losses$811,0001,502
Total noninterest income$2,658,0001,605
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$619,0002,212
Trading account gains and fees$0532
Additional Noninterest Income$2,039,0001,241
Total noninterest expense$11,475,0001,344
Salaries and employee benefits$3,483,0001,922
Premises and equipment expense$529,0003,690
Additional noninterest expense$7,463,000944
Pre-tax net operating income$8,856,000835
Securities gains (losses)$312,0001,264
Applicable income taxes$2,543,000989
Income before extraordinary items$6,625,000788
Extraordinary gains, net$500,000465
Net income$7,125,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,092,000411
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-450,00013,234
Net operating income$6,400,360767
1992-12-31 (YTD Data)Rank
Total interest income$26,843,0001,361
Total interest expense$10,020,0001,717
Net interest income$16,823,0001,105
Provision for loan and lease losses$4,250,000652
Total noninterest income$1,219,0002,826
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$671,0002,023
Trading account gains and fees$0504
Additional Noninterest Income$548,0003,008
Total noninterest expense$8,547,0001,776
Salaries and employee benefits$3,158,0002,083
Premises and equipment expense$536,0003,741
Additional noninterest expense$4,853,0001,357
Pre-tax net operating income$5,245,0001,224
Securities gains (losses)$391,0001,304
Applicable income taxes$977,0002,151
Income before extraordinary items$4,659,0001,019
Extraordinary gains, net$01,422
Net income$4,659,0001,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-533,00013,912
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-1,045,00013,878
Net operating income$4,334,470998

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.