Home > Royal Bank America > Net charge- offs to loans
Royal Bank America, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 5,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.1480% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0464% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3057% | 5,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3484% | 5,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1041% | 5,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.2173% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4492% | 5,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5159% | 5,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2537% | 5,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.4699% | 5,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8929% | 5,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0279% | 5,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 5,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.4598% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2217% | 5,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0793% | 5,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0793% | 5,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3498% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 5,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.5818% | 5,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2239% | 5,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1124% | 5,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1124% | 5,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4740% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1506% | 5,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.8873% | 5,390 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0651% | 5,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1291% | 5,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3027% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 5,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2895% | 5,906 |
| Percentage Net Loans Charged-off:Construction & development | -1.4228% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1471% | 5,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 5,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0598% | 5,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1984% | 5,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6776% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.1055% | 5,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2902% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2470% | 5,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2811% | 5,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6750% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0123% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.3197% | 5,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1564% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3304% | 6,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3755% | 6,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8087% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6988% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 5,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.1715% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5113% | 6,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5778% | 6,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5513% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5958% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1990% | 6,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.5973% | 5,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0253% | 6,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1503% | 6,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9780% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6930% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | -1.7302% | 5,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3830% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8274% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6167% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5049% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2526% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.6202% | 5,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5010% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1158% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5700% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7531% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4915% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6875% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3370% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3792% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6842% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5444% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2837% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0120% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3789% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8233% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9362% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3022% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9748% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7467% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7260% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 1.3669% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8214% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3499% | 6,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3960% | 6,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7575% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8941% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8764% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9930% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 1.9099% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1192% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5526% | 6,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6238% | 6,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5873% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4303% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9313% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0258% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 3.5453% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9315% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1651% | 6,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3177% | 6,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7757% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4717% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8386% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1668% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 2.3859% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8301% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5103% | 6,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -2.7998% | 6,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4752% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3441% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4080% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 3.3867% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9940% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6153% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3712% | 6,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3870% | 6,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1047% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1583% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7955% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7325% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 2.1415% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1710% | 2,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1580% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 2,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8342% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2655% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 4,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.6980% | 6,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2231% | 1,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 6,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 6,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5864% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5100% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1381% | 6,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.7072% | 6,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 6,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 6,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 6,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 5,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3609% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6347% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3347% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 7.0021% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9353% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0381% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6768% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7499% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6425% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3074% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4203% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6182% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 7.9701% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9405% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1263% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8133% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8915% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3732% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2314% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6678% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9408% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 8.2134% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1256% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4770% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4038% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5067% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6836% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5962% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 6,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 6,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 6,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 6,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 5,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8186% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8904% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7714% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 11.8493% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0001% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4983% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0646% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2988% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7983% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2952% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1441% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5990% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 6.8760% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4364% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1156% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0331% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2536% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3580% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5948% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5422% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8444% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 10.1809% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6419% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6004% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.1031% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 10.3966% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2879% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3675% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3432% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2496% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.2123% | 1,848 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 7,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.6098% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 11.9109% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8760% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5194% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8207% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3345% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 3.7124% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6694% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.0978% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 8.3683% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1792% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0639% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3203% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9332% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 4.8441% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1747% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.2312% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 7.4892% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 3,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9332% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1332% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6854% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 4.8716% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4418% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7226% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7538% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3519% | 2,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0073% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7311% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2466% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0779% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4043% | 8,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4227% | 8,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2034% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8569% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9603% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 2.9015% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8472% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5902% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1348% | 1,144 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8834% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0104% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8984% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6076% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4800% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.5573% | 1,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4968% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7797% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9469% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 3,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1837% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3668% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3625% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3788% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5903% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8985% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8831% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 2.4713% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8271% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6256% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7149% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8572% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 2.5878% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3620% | 7,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7122% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 7,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1347% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 7,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 7,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1700% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3022% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1184% | 6,091 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5843% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 6,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4480% | 8,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0048% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2735% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1445% | 6,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3668% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 6,639 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6071% | 8,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2071% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5611% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1913% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7519% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9311% | 8,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 7,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6732% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3647% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9666% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8639% | 8,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4384% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4660% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7982% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 3,671 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1616% | 8,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5854% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6299% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0669% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 7,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1037% | 7,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9046% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9748% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6112% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2889% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3607% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 7,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2262% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 3,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 8,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0975% | 8,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4881% | 6,100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 8,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 7,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3318% | 8,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 8,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 8,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3441% | 8,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6717% | 6,075 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3010% | 8,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2124% | 7,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3418% | 8,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 8,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 8,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3000% | 8,785 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0489% | 6,054 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2084% | 8,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2806% | 7,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3412% | 8,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0316% | 7,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 8,367 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2859% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2212% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7515% | 8,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3407% | 8,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.2638% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4413% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5823% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 7,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0571% | 7,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1516% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.3592% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5259% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 3,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0609% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 5,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3824% | 8,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0558% | 8,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.1702% | 8,159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 8,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5070% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7369% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3495% | 3,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2760% | 8,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -22.5624% | 8,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 7,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 8,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2473% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2947% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7130% | 8,908 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3979% | 9,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.1395% | 8,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 7,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0670% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3504% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 1,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5027% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7240% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7966% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -41.5020% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.2861% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2331% | 1,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2931% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1586% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8138% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3766% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2744% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.7980% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2790% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3431% | 1,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8241% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3054% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6789% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0279% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5417% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5445% | 10,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6161% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.1932% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1720% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 1,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6521% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6279% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4675% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4791% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1820% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9741% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4193% | 11,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4032% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 1.2607% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7605% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1156% | 1,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0242% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4157% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5311% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4867% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 5,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0959% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2127% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0272% | 1,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1530% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0065% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 6,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1451% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2041% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7441% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8810% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0566% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6098% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4239% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7418% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6319% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8979% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3381% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0478% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3079% | 13,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4556% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2118% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0016% | 1,480 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8434% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7241% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -2.8823% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |