Home > Royal Bank > Assets and Liabilities
Royal Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 8 | 9,876 |
Assets and Liabilities | ||
Total Assets: | $12,726,000 | 10,510 |
Cash and due from depository institutions | $1,165,000 | 9,876 |
Interest-bearing balances | $678,000 | 2,858 |
Securities | $2,936,000 | 9,999 |
Federal funds sold & reverse repurchase agreements | $650,000 | 6,966 |
Net loans & leases | $7,713,000 | 10,245 |
Loan loss allowance | $126,000 | 9,762 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $122,000 | 10,016 |
Other real estate owned | $0 | 9,876 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $140,000 | 10,650 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,726,000 | 10,510 |
Total liabilities | $11,526,000 | 10,454 |
Total deposits | $11,347,000 | 10,405 |
Interest-bearing deposits | $9,769,000 | 10,342 |
Deposits held in domestic offices | $11,347,000 | 10,405 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $179,000 | 9,249 |
Total equity capital | $1,200,000 | 10,626 |
Total bank equity capital | $1,200,000 | 10,626 |
Perpetual preferred stock | $0 | 223 |
Common stock | $100,000 | 8,205 |
Surplus | $600,000 | 8,523 |
Undivided profits | $500,000 | 9,456 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,017 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $86,000 | 9,997 |
Earning assets | $11,977,000 | 10,448 |
Long-term assets (5+ years) | $719,000 | 8,775 |
Average Assets, year-to-date | $12,377,400 | 10,483 |
Average Assets, quarterly | $12,545,500 | 10,511 |
Volatile liabilities | $300,000 | 10,684 |
Insider loans | $30,000 | 9,317 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $458,000 | 9,647 |
Tier 1 (core) risk-based capital | $1,193,000 | 10,620 |
Tier 2 risk-based capital | $98,450 | 9,934 |
Total risk weighted assets | $7,848,150 | 10,349 |
Total unused commitments | $458,000 | 9,655 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 8 | 10,360 |
Assets and Liabilities | ||
Total Assets: | $12,524,000 | 11,024 |
Cash and due from depository institutions | $1,215,000 | 10,360 |
Interest-bearing balances | $484,000 | 3,142 |
Securities | $2,732,000 | 10,644 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $8,285,000 | 10,563 |
Loan loss allowance | $118,000 | 10,308 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $138,000 | 10,347 |
Other real estate owned | $0 | 10,360 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $154,000 | 11,116 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,524,000 | 11,024 |
Total liabilities | $11,375,000 | 10,971 |
Total deposits | $11,051,000 | 10,935 |
Interest-bearing deposits | $9,603,000 | 10,856 |
Deposits held in domestic offices | $11,051,000 | 10,934 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $150,000 | 4,677 |
Subordinated debt | $0 | 298 |
All other liabilities | $174,000 | 9,617 |
Total equity capital | $1,149,000 | 11,128 |
Total bank equity capital | $1,149,000 | 11,128 |
Perpetual preferred stock | $0 | 250 |
Common stock | $100,000 | 8,632 |
Surplus | $600,000 | 8,853 |
Undivided profits | $449,000 | 9,927 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $63,000 | 8,802 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $103,000 | 10,165 |
Earning assets | $11,501,000 | 10,976 |
Long-term assets (5+ years) | $1,057,000 | 8,716 |
Average Assets, year-to-date | $12,016,600 | 11,027 |
Average Assets, quarterly | $12,461,500 | 11,014 |
Volatile liabilities | $250,000 | 11,218 |
Insider loans | $43,000 | 9,587 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $498,000 | 9,776 |
Tier 1 (core) risk-based capital | $1,146,000 | 11,124 |
Tier 2 risk-based capital | $103,550 | 10,257 |
Total risk weighted assets | $8,269,250 | 10,726 |
Total unused commitments | $498,000 | 9,784 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 7 | 11,136 |
Assets and Liabilities | ||
Total Assets: | $11,799,000 | 11,555 |
Cash and due from depository institutions | $760,000 | 11,136 |
Interest-bearing balances | $386,000 | 3,604 |
Securities | $3,360,000 | 10,885 |
Federal funds sold & reverse repurchase agreements | $275,000 | 8,795 |
Net loans & leases | $7,116,000 | 11,197 |
Loan loss allowance | $115,000 | 10,785 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $142,000 | 10,716 |
Other real estate owned | $0 | 11,136 |
Goodwill and other intangibles | $1,000 | 3,154 |
All other assets | $145,000 | 11,665 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,799,000 | 11,555 |
Total liabilities | $10,664,000 | 11,522 |
Total deposits | $10,362,000 | 11,494 |
Interest-bearing deposits | $9,051,000 | 11,416 |
Deposits held in domestic offices | $10,362,000 | 11,494 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $140,000 | 4,216 |
Subordinated debt | $0 | 337 |
All other liabilities | $162,000 | 10,267 |
Total equity capital | $1,135,000 | 11,586 |
Total bank equity capital | $1,135,000 | 11,586 |
Perpetual preferred stock | $0 | 288 |
Common stock | $100,000 | 9,051 |
Surplus | $600,000 | 9,170 |
Undivided profits | $435,000 | 10,459 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $34,000 | 9,725 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $89,000 | 10,857 |
Earning assets | $11,137,000 | 11,494 |
Long-term assets (5+ years) | $1,847,000 | 8,051 |
Average Assets, year-to-date | $11,513,800 | 11,538 |
Average Assets, quarterly | $11,580,500 | 11,569 |
Volatile liabilities | $140,000 | 11,804 |
Insider loans | $9,000 | 10,605 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $545,000 | 9,906 |
Tier 1 (core) risk-based capital | $1,128,000 | 11,579 |
Tier 2 risk-based capital | $93,650 | 10,819 |
Total risk weighted assets | $7,470,350 | 11,291 |
Total unused commitments | $545,000 | 9,916 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 8 | 11,389 |
Assets and Liabilities | ||
Total Assets: | $11,775,000 | 12,134 |
Cash and due from depository institutions | $892,000 | 11,389 |
Interest-bearing balances | $385,000 | 3,713 |
Securities | $3,562,000 | 11,452 |
Federal funds sold & reverse repurchase agreements | $150,000 | 7,907 |
Net loans & leases | $6,895,000 | 11,753 |
Loan loss allowance | $113,000 | 11,339 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $136,000 | 11,275 |
Other real estate owned | $0 | 11,389 |
Goodwill and other intangibles | $1,000 | 3,097 |
All other assets | $139,000 | 12,286 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,775,000 | 12,134 |
Total liabilities | $10,669,000 | 12,111 |
Total deposits | $10,550,000 | 12,053 |
Interest-bearing deposits | $9,222,000 | 11,974 |
Deposits held in domestic offices | $10,550,000 | 12,053 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $119,000 | 10,695 |
Total equity capital | $1,106,000 | 12,111 |
Total bank equity capital | $1,106,000 | 12,111 |
Perpetual preferred stock | $0 | 310 |
Common stock | $100,000 | 9,549 |
Surplus | $600,000 | 9,495 |
Undivided profits | $406,000 | 10,538 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $34,000 | 10,083 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $82,000 | 11,300 |
Earning assets | $10,992,000 | 12,060 |
Long-term assets (5+ years) | $1,929,000 | 8,344 |
Average Assets, year-to-date | $11,665,400 | 12,131 |
Average Assets, quarterly | $11,755,500 | 12,134 |
Volatile liabilities | $0 | 12,493 |
Insider loans | $29,000 | 10,652 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $427,000 | 10,533 |
Tier 1 (core) risk-based capital | $1,126,000 | 12,123 |
Tier 2 risk-based capital | $92,560 | 11,362 |
Total risk weighted assets | $7,384,160 | 11,825 |
Total unused commitments | $427,000 | 10,538 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 7 | 12,281 |
Assets and Liabilities | ||
Total Assets: | $11,653,000 | 12,779 |
Cash and due from depository institutions | $1,010,000 | 12,281 |
Interest-bearing balances | $385,000 | 4,775 |
Securities | $3,252,000 | 12,054 |
Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
Net loans & leases | $7,013,000 | 12,183 |
Loan loss allowance | $106,000 | 11,983 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $139,000 | 11,779 |
Other real estate owned | $0 | 12,281 |
Goodwill and other intangibles | $1,000 | 3,065 |
All other assets | $138,000 | 12,846 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,653,000 | 12,779 |
Total liabilities | $10,527,000 | 12,760 |
Total deposits | $10,400,000 | 12,705 |
Interest-bearing deposits | $9,019,000 | 12,629 |
Deposits held in domestic offices | $10,400,000 | 12,705 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $127,000 | 10,920 |
Total equity capital | $1,126,000 | 12,624 |
Total bank equity capital | $1,126,000 | 12,624 |
Perpetual preferred stock | $0 | 343 |
Common stock | $100,000 | 10,031 |
Surplus | $600,000 | 9,799 |
Undivided profits | $426,000 | 11,062 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $76,000 | 9,752 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $81,000 | 11,580 |
Earning assets | $10,750,000 | 12,700 |
Long-term assets (5+ years) | $2,600,000 | 8,168 |
Average Assets, year-to-date | $11,482,400 | 12,762 |
Average Assets, quarterly | $11,613,000 | 12,754 |
Volatile liabilities | $0 | 13,139 |
Insider loans | $16,000 | 11,339 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $727,000 | 9,900 |
Tier 1 (core) risk-based capital | $1,124,000 | 12,612 |
Tier 2 risk-based capital | $93,610 | 11,769 |
Total risk weighted assets | $7,476,510 | 12,327 |
Total unused commitments | $727,000 | 9,925 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 8 | 12,446 |
Assets and Liabilities | ||
Total Assets: | $11,600,000 | 13,329 |
Cash and due from depository institutions | $846,000 | 12,446 |
Interest-bearing balances | $438,000 | 5,155 |
Securities | $3,369,000 | 12,409 |
Federal funds sold & reverse repurchase agreements | $225,000 | 10,824 |
Net loans & leases | $6,811,000 | 12,681 |
Loan loss allowance | $104,000 | 12,462 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $187,000 | 11,700 |
Other real estate owned | $13,000 | 12,446 |
Goodwill and other intangibles | $2,000 | 3,055 |
All other assets | $147,000 | 13,366 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,600,000 | 13,329 |
Total liabilities | $10,487,000 | 13,302 |
Total deposits | $10,308,000 | 13,274 |
Interest-bearing deposits | $8,956,000 | 13,184 |
Deposits held in domestic offices | $10,308,000 | 13,273 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $179,000 | 10,501 |
Total equity capital | $1,113,000 | 13,032 |
Total bank equity capital | $1,113,000 | 13,032 |
Perpetual preferred stock | $0 | 346 |
Common stock | $100,000 | 10,493 |
Surplus | $600,000 | 10,013 |
Undivided profits | $413,000 | 11,278 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $80,000 | 10,545 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $89,000 | 11,888 |
Earning assets | $10,843,000 | 13,221 |
Long-term assets (5+ years) | $2,111,000 | 8,824 |
Average Assets, year-to-date | $11,832,000 | 13,275 |
Average Assets, quarterly | $11,634,500 | 13,310 |
Volatile liabilities | $0 | 13,745 |
Insider loans | $11,000 | 8,785 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $425,000 | 10,843 |
Tier 1 (core) risk-based capital | $1,113,000 | 13,013 |
Tier 2 risk-based capital | $89,410 | 12,238 |
Total risk weighted assets | $7,138,510 | 12,899 |
Total unused commitments | $425,000 | 10,867 |
Derivatives | $0 | 651 |