Home > Roxbury Bank > Income and Expense
Roxbury Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 5,562 |
| Total interest expense | $58,000 | 5,496 |
| Net interest income | $679,000 | 5,558 |
| Provision for loan and lease losses | $20,000 | 3,943 |
| Total noninterest income | $41,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $27,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,416 |
| Total noninterest expense | $448,000 | 5,624 |
| Salaries and employee benefits | $253,000 | 5,613 |
| Premises and equipment expense | $67,000 | 5,450 |
| Additional noninterest expense | $128,000 | 5,619 |
| Pre-tax net operating income | $252,000 | 5,115 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $8,000 | 3,921 |
| Income before extraordinary items | $244,000 | 4,953 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $244,000 | 4,953 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $244,000 | 4,953 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $200,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $244,000 | 4,939 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $542,000 | 5,631 |
| Total interest expense | $41,000 | 5,569 |
| Net interest income | $501,000 | 5,626 |
| Provision for loan and lease losses | $15,000 | 3,792 |
| Total noninterest income | $27,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $21,000 | 5,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,558 |
| Total noninterest expense | $331,000 | 5,686 |
| Salaries and employee benefits | $186,000 | 5,677 |
| Premises and equipment expense | $51,000 | 5,506 |
| Additional noninterest expense | $94,000 | 5,684 |
| Pre-tax net operating income | $182,000 | 5,211 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $6,000 | 3,955 |
| Income before extraordinary items | $176,000 | 5,183 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $176,000 | 5,182 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $176,000 | 5,183 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $40,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $176,000 | 5,167 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 5,684 |
| Total interest expense | $25,000 | 5,638 |
| Net interest income | $330,000 | 5,676 |
| Provision for loan and lease losses | $6,000 | 3,724 |
| Total noninterest income | $18,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $14,000 | 5,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,588 |
| Total noninterest expense | $218,000 | 5,738 |
| Salaries and employee benefits | $122,000 | 5,729 |
| Premises and equipment expense | $33,000 | 5,550 |
| Additional noninterest expense | $63,000 | 5,735 |
| Pre-tax net operating income | $124,000 | 5,223 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $4,000 | 3,987 |
| Income before extraordinary items | $120,000 | 5,184 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $120,000 | 5,183 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $120,000 | 5,184 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $40,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $120,000 | 5,172 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 5,749 |
| Total interest expense | $11,000 | 5,726 |
| Net interest income | $166,000 | 5,740 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $11,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $8,000 | 5,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,614 |
| Total noninterest expense | $112,000 | 5,803 |
| Salaries and employee benefits | $62,000 | 5,798 |
| Premises and equipment expense | $17,000 | 5,595 |
| Additional noninterest expense | $33,000 | 5,796 |
| Pre-tax net operating income | $65,000 | 5,201 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $63,000 | 5,168 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $63,000 | 5,168 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $63,000 | 5,168 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $20,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $63,000 | 5,155 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 5,803 |
| Total interest expense | $32,000 | 5,826 |
| Net interest income | $644,000 | 5,799 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $64,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $31,000 | 5,431 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $33,000 | 5,475 |
| Total noninterest expense | $549,000 | 5,825 |
| Salaries and employee benefits | $264,000 | 5,842 |
| Premises and equipment expense | $53,000 | 5,749 |
| Additional noninterest expense | $232,000 | 5,729 |
| Pre-tax net operating income | $159,000 | 5,390 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $8,000 | 4,031 |
| Income before extraordinary items | $151,000 | 5,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $151,000 | 5,403 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $151,000 | 5,404 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $103,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $151,000 | 5,374 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 5,876 |
| Total interest expense | $23,000 | 5,898 |
| Net interest income | $477,000 | 5,866 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $46,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $25,000 | 5,455 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $21,000 | 5,569 |
| Total noninterest expense | $408,000 | 5,888 |
| Salaries and employee benefits | $199,000 | 5,903 |
| Premises and equipment expense | $39,000 | 5,812 |
| Additional noninterest expense | $170,000 | 5,795 |
| Pre-tax net operating income | $115,000 | 5,476 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $109,000 | 5,494 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $109,000 | 5,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $109,000 | 5,494 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $25,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $109,000 | 5,455 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $335,000 | 5,951 |
| Total interest expense | $16,000 | 5,968 |
| Net interest income | $319,000 | 5,943 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $30,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $16,000 | 5,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,643 |
| Total noninterest expense | $260,000 | 5,970 |
| Salaries and employee benefits | $133,000 | 5,973 |
| Premises and equipment expense | $27,000 | 5,869 |
| Additional noninterest expense | $100,000 | 5,905 |
| Pre-tax net operating income | $89,000 | 5,494 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $84,000 | 5,523 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 5,521 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $84,000 | 5,522 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $84,000 | 5,469 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 6,016 |
| Total interest expense | $7,000 | 6,046 |
| Net interest income | $162,000 | 6,000 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $13,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $125,000 | 6,038 |
| Salaries and employee benefits | $67,000 | 6,033 |
| Premises and equipment expense | $14,000 | 5,899 |
| Additional noninterest expense | $44,000 | 6,010 |
| Pre-tax net operating income | $50,000 | 5,476 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $50,000 | 5,467 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $50,000 | 5,466 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $50,000 | 5,466 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $25,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $50,000 | 5,412 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 6,068 |
| Total interest expense | $31,000 | 6,087 |
| Net interest income | $623,000 | 6,057 |
| Provision for loan and lease losses | $55,000 | 3,554 |
| Total noninterest income | $79,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $40,000 | 5,562 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $39,000 | 5,610 |
| Total noninterest expense | $499,000 | 6,098 |
| Salaries and employee benefits | $266,000 | 6,102 |
| Premises and equipment expense | $57,000 | 5,987 |
| Additional noninterest expense | $176,000 | 6,062 |
| Pre-tax net operating income | $148,000 | 5,574 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $148,000 | 5,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $148,000 | 5,590 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $148,000 | 5,591 |
| Net charge-offs | $38,000 | 3,436 |
| Cash dividends | $65,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $148,000 | 5,546 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,162 |
| Total interest expense | $23,000 | 6,183 |
| Net interest income | $464,000 | 6,149 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $62,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $30,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,643 |
| Total noninterest expense | $373,000 | 6,183 |
| Salaries and employee benefits | $200,000 | 6,184 |
| Premises and equipment expense | $43,000 | 6,066 |
| Additional noninterest expense | $130,000 | 6,150 |
| Pre-tax net operating income | $143,000 | 5,615 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $143,000 | 5,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 5,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $143,000 | 5,606 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $65,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $143,000 | 5,557 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $324,000 | 6,230 |
| Total interest expense | $16,000 | 6,247 |
| Net interest income | $308,000 | 6,217 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $42,000 | 5,929 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $254,000 | 6,253 |
| Salaries and employee benefits | $136,000 | 6,246 |
| Premises and equipment expense | $29,000 | 6,119 |
| Additional noninterest expense | $89,000 | 6,202 |
| Pre-tax net operating income | $91,000 | 5,662 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $91,000 | 5,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $91,000 | 5,653 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $91,000 | 5,654 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $91,000 | 5,606 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $159,000 | 6,302 |
| Total interest expense | $8,000 | 6,311 |
| Net interest income | $151,000 | 6,287 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 5,573 |
| Total noninterest expense | $128,000 | 6,322 |
| Salaries and employee benefits | $67,000 | 6,319 |
| Premises and equipment expense | $16,000 | 6,134 |
| Additional noninterest expense | $45,000 | 6,275 |
| Pre-tax net operating income | $45,000 | 5,665 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $45,000 | 5,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $45,000 | 5,656 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $45,000 | 5,657 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $45,000 | 5,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 6,402 |
| Total interest expense | $30,000 | 6,423 |
| Net interest income | $565,000 | 6,391 |
| Provision for loan and lease losses | $15,000 | 4,330 |
| Total noninterest income | $103,000 | 5,953 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $24,000 | 6,089 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $79,000 | 5,441 |
| Total noninterest expense | $527,000 | 6,408 |
| Salaries and employee benefits | $256,000 | 6,420 |
| Premises and equipment expense | $54,000 | 6,323 |
| Additional noninterest expense | $217,000 | 6,308 |
| Pre-tax net operating income | $126,000 | 5,827 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $148,000 | 5,785 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $148,000 | 5,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $148,000 | 5,786 |
| Net charge-offs | $86,000 | 3,322 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $126,000 | 5,793 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $433,000 | 6,488 |
| Total interest expense | $22,000 | 6,502 |
| Net interest income | $411,000 | 6,475 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $83,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $16,000 | 6,192 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $67,000 | 5,411 |
| Total noninterest expense | $394,000 | 6,483 |
| Salaries and employee benefits | $189,000 | 6,494 |
| Premises and equipment expense | $40,000 | 6,391 |
| Additional noninterest expense | $165,000 | 6,363 |
| Pre-tax net operating income | $100,000 | 5,888 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $122,000 | 5,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,824 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $122,000 | 5,825 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $100,000 | 5,857 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $281,000 | 6,554 |
| Total interest expense | $15,000 | 6,564 |
| Net interest income | $266,000 | 6,542 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $64,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $8,000 | 6,307 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $56,000 | 5,220 |
| Total noninterest expense | $251,000 | 6,558 |
| Salaries and employee benefits | $127,000 | 6,563 |
| Premises and equipment expense | $26,000 | 6,459 |
| Additional noninterest expense | $98,000 | 6,465 |
| Pre-tax net operating income | $79,000 | 5,866 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $89,000 | 5,797 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $89,000 | 5,799 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $89,000 | 5,799 |
| Net charge-offs | $30,000 | 3,174 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $79,000 | 5,809 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $140,000 | 6,624 |
| Total interest expense | $7,000 | 6,641 |
| Net interest income | $133,000 | 6,612 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $16,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $13,000 | 5,834 |
| Total noninterest expense | $126,000 | 6,637 |
| Salaries and employee benefits | $64,000 | 6,633 |
| Premises and equipment expense | $13,000 | 6,523 |
| Additional noninterest expense | $49,000 | 6,543 |
| Pre-tax net operating income | $23,000 | 6,013 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $23,000 | 6,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 6,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $23,000 | 6,014 |
| Net charge-offs | $32,000 | 2,181 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $23,000 | 5,984 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 6,708 |
| Total interest expense | $33,000 | 6,726 |
| Net interest income | $508,000 | 6,689 |
| Provision for loan and lease losses | $9,000 | 4,944 |
| Total noninterest income | $81,000 | 6,309 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $20,000 | 6,419 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 5,754 |
| Total noninterest expense | $511,000 | 6,701 |
| Salaries and employee benefits | $259,000 | 6,708 |
| Premises and equipment expense | $59,000 | 6,576 |
| Additional noninterest expense | $193,000 | 6,622 |
| Pre-tax net operating income | $69,000 | 6,032 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $69,000 | 6,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 6,083 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $69,000 | 6,086 |
| Net charge-offs | $66,000 | 4,139 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $69,000 | 6,038 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 6,791 |
| Total interest expense | $25,000 | 6,806 |
| Net interest income | $379,000 | 6,772 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $45,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $15,000 | 6,487 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $30,000 | 6,063 |
| Total noninterest expense | $385,000 | 6,771 |
| Salaries and employee benefits | $199,000 | 6,777 |
| Premises and equipment expense | $43,000 | 6,643 |
| Additional noninterest expense | $143,000 | 6,683 |
| Pre-tax net operating income | $39,000 | 6,178 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $39,000 | 6,230 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $39,000 | 6,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,231 |
| Net charge-offs | $67,000 | 3,636 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $39,000 | 6,178 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $275,000 | 6,838 |
| Total interest expense | $18,000 | 6,847 |
| Net interest income | $257,000 | 6,817 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $30,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $260,000 | 6,820 |
| Salaries and employee benefits | $137,000 | 6,816 |
| Premises and equipment expense | $28,000 | 6,696 |
| Additional noninterest expense | $95,000 | 6,730 |
| Pre-tax net operating income | $27,000 | 6,191 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $27,000 | 6,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 6,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $27,000 | 6,261 |
| Net charge-offs | $53,000 | 3,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $27,000 | 6,185 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 6,914 |
| Total interest expense | $9,000 | 6,923 |
| Net interest income | $128,000 | 6,887 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $131,000 | 6,889 |
| Salaries and employee benefits | $70,000 | 6,883 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $47,000 | 6,811 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $11,000 | 6,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,000 | 6,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,000 | 6,312 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,000 | 6,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 6,966 |
| Total interest expense | $47,000 | 6,987 |
| Net interest income | $542,000 | 6,946 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $95,000 | 6,330 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $32,000 | 6,501 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $63,000 | 5,703 |
| Total noninterest expense | $505,000 | 6,967 |
| Salaries and employee benefits | $276,000 | 6,953 |
| Premises and equipment expense | $56,000 | 6,851 |
| Additional noninterest expense | $173,000 | 6,930 |
| Pre-tax net operating income | $124,000 | 5,866 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $124,000 | 5,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $124,000 | 5,986 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $124,000 | 5,989 |
| Net charge-offs | $-14,000 | 6,665 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $124,000 | 5,837 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,071 |
| Total interest expense | $37,000 | 7,088 |
| Net interest income | $412,000 | 7,050 |
| Provision for loan and lease losses | $8,000 | 5,636 |
| Total noninterest income | $65,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $25,000 | 6,573 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,928 |
| Total noninterest expense | $370,000 | 7,071 |
| Salaries and employee benefits | $206,000 | 7,046 |
| Premises and equipment expense | $41,000 | 6,942 |
| Additional noninterest expense | $123,000 | 7,037 |
| Pre-tax net operating income | $99,000 | 6,005 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $99,000 | 6,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $99,000 | 6,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $99,000 | 6,112 |
| Net charge-offs | $-13,000 | 6,667 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $99,000 | 5,977 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $305,000 | 7,123 |
| Total interest expense | $25,000 | 7,157 |
| Net interest income | $280,000 | 7,109 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $44,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 5,983 |
| Total noninterest expense | $245,000 | 7,131 |
| Salaries and employee benefits | $138,000 | 7,105 |
| Premises and equipment expense | $27,000 | 6,995 |
| Additional noninterest expense | $80,000 | 7,106 |
| Pre-tax net operating income | $71,000 | 6,009 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $71,000 | 6,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 6,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $71,000 | 6,114 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $71,000 | 5,966 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 7,189 |
| Total interest expense | $13,000 | 7,215 |
| Net interest income | $141,000 | 7,166 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $122,000 | 7,195 |
| Salaries and employee benefits | $71,000 | 7,160 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $37,000 | 7,182 |
| Pre-tax net operating income | $36,000 | 6,073 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $36,000 | 6,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $36,000 | 6,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $36,000 | 6,143 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $36,000 | 6,010 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 7,233 |
| Total interest expense | $93,000 | 7,207 |
| Net interest income | $562,000 | 7,216 |
| Provision for loan and lease losses | $108,000 | 5,287 |
| Total noninterest income | $99,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $38,000 | 6,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $61,000 | 5,775 |
| Total noninterest expense | $764,000 | 7,061 |
| Salaries and employee benefits | $367,000 | 7,115 |
| Premises and equipment expense | $60,000 | 7,116 |
| Additional noninterest expense | $337,000 | 6,736 |
| Pre-tax net operating income | $-211,000 | 6,247 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $-215,000 | 6,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-215,000 | 6,345 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-215,000 | 6,345 |
| Net charge-offs | $184,000 | 4,399 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-215,000 | 6,284 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,303 |
| Total interest expense | $71,000 | 7,278 |
| Net interest income | $426,000 | 7,287 |
| Provision for loan and lease losses | $108,000 | 4,868 |
| Total noninterest income | $70,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $40,000 | 5,981 |
| Total noninterest expense | $613,000 | 7,068 |
| Salaries and employee benefits | $285,000 | 7,138 |
| Premises and equipment expense | $44,000 | 7,183 |
| Additional noninterest expense | $284,000 | 6,666 |
| Pre-tax net operating income | $-225,000 | 6,409 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $-229,000 | 6,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-229,000 | 6,531 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-229,000 | 6,531 |
| Net charge-offs | $197,000 | 3,729 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-229,000 | 6,465 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 7,367 |
| Total interest expense | $52,000 | 7,345 |
| Net interest income | $282,000 | 7,356 |
| Provision for loan and lease losses | $64,000 | 4,845 |
| Total noninterest income | $46,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $420,000 | 7,112 |
| Salaries and employee benefits | $194,000 | 7,188 |
| Premises and equipment expense | $29,000 | 7,255 |
| Additional noninterest expense | $197,000 | 6,681 |
| Pre-tax net operating income | $-156,000 | 6,512 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-156,000 | 6,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-156,000 | 6,578 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-156,000 | 6,577 |
| Net charge-offs | $184,000 | 3,196 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-156,000 | 6,539 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 7,409 |
| Total interest expense | $28,000 | 7,401 |
| Net interest income | $152,000 | 7,386 |
| Provision for loan and lease losses | $52,000 | 4,138 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $191,000 | 7,241 |
| Salaries and employee benefits | $98,000 | 7,223 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $-63,000 | 6,590 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-63,000 | 6,620 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-63,000 | 6,620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-63,000 | 6,620 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-63,000 | 6,607 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 7,445 |
| Total interest expense | $210,000 | 7,296 |
| Net interest income | $595,000 | 7,460 |
| Provision for loan and lease losses | $345,000 | 4,668 |
| Total noninterest income | $23,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 6,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-22,000 | 7,062 |
| Total noninterest expense | $1,109,000 | 6,961 |
| Salaries and employee benefits | $407,000 | 7,309 |
| Premises and equipment expense | $64,000 | 7,340 |
| Additional noninterest expense | $638,000 | 6,103 |
| Pre-tax net operating income | $-836,000 | 6,403 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-836,000 | 6,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-836,000 | 6,518 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-836,000 | 6,518 |
| Net charge-offs | $439,000 | 3,819 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-836,000 | 6,474 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,550 |
| Total interest expense | $172,000 | 7,378 |
| Net interest income | $445,000 | 7,569 |
| Provision for loan and lease losses | $110,000 | 5,592 |
| Total noninterest income | $26,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-8,000 | 7,219 |
| Total noninterest expense | $556,000 | 7,423 |
| Salaries and employee benefits | $310,000 | 7,368 |
| Premises and equipment expense | $47,000 | 7,447 |
| Additional noninterest expense | $199,000 | 7,297 |
| Pre-tax net operating income | $-195,000 | 6,285 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-195,000 | 6,434 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-195,000 | 6,435 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-195,000 | 6,434 |
| Net charge-offs | $229,000 | 4,063 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-195,000 | 6,343 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,629 |
| Total interest expense | $122,000 | 7,424 |
| Net interest income | $282,000 | 7,646 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $43,000 | 6,968 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 6,546 |
| Total noninterest expense | $372,000 | 7,486 |
| Salaries and employee benefits | $196,000 | 7,472 |
| Premises and equipment expense | $32,000 | 7,493 |
| Additional noninterest expense | $144,000 | 7,285 |
| Pre-tax net operating income | $-147,000 | 6,359 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-147,000 | 6,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-147,000 | 6,494 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-147,000 | 6,492 |
| Net charge-offs | $91,000 | 4,339 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-147,000 | 6,431 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 7,629 |
| Total interest expense | $64,000 | 7,517 |
| Net interest income | $186,000 | 7,614 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $188,000 | 7,571 |
| Salaries and employee benefits | $90,000 | 7,625 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $82,000 | 7,234 |
| Pre-tax net operating income | $5,000 | 6,191 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $5,000 | 6,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 6,326 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,000 | 6,325 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $5,000 | 6,215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 7,556 |
| Total interest expense | $337,000 | 7,500 |
| Net interest income | $940,000 | 7,491 |
| Provision for loan and lease losses | $902,000 | 3,655 |
| Total noninterest income | $63,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $58,000 | 6,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $760,000 | 7,661 |
| Salaries and employee benefits | $340,000 | 7,738 |
| Premises and equipment expense | $70,000 | 7,642 |
| Additional noninterest expense | $350,000 | 7,264 |
| Pre-tax net operating income | $-659,000 | 6,082 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $-641,000 | 6,160 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-641,000 | 6,160 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-641,000 | 6,160 |
| Net charge-offs | $763,000 | 3,239 |
| Cash dividends | $79,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-641,000 | 6,160 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,601 |
| Total interest expense | $265,000 | 7,570 |
| Net interest income | $747,000 | 7,511 |
| Provision for loan and lease losses | $208,000 | 5,108 |
| Total noninterest income | $45,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $555,000 | 7,733 |
| Salaries and employee benefits | $252,000 | 7,810 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $251,000 | 7,342 |
| Pre-tax net operating income | $29,000 | 5,564 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-18,000 | 6,697 |
| Income before extraordinary items | $47,000 | 5,577 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $47,000 | 5,577 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $47,000 | 5,577 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $79,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,000 | 5,519 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 7,652 |
| Total interest expense | $181,000 | 7,652 |
| Net interest income | $507,000 | 7,543 |
| Provision for loan and lease losses | $194,000 | 4,379 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $26,000 | 6,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $382,000 | 7,777 |
| Salaries and employee benefits | $163,000 | 7,908 |
| Premises and equipment expense | $34,000 | 7,801 |
| Additional noninterest expense | $185,000 | 7,275 |
| Pre-tax net operating income | $-42,000 | 5,941 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-43,000 | 6,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-43,000 | 6,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-43,000 | 6,051 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $30,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-43,000 | 5,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,682 |
| Total interest expense | $93,000 | 7,709 |
| Net interest income | $261,000 | 7,539 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $186,000 | 7,821 |
| Salaries and employee benefits | $88,000 | 7,914 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $80,000 | 7,383 |
| Pre-tax net operating income | $83,000 | 5,211 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $83,000 | 5,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 5,183 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $83,000 | 5,182 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,010 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,679 |
| Total interest expense | $421,000 | 7,813 |
| Net interest income | $1,082,000 | 7,490 |
| Provision for loan and lease losses | $242,000 | 4,960 |
| Total noninterest income | $78,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 6,272 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $614,000 | 8,013 |
| Salaries and employee benefits | $356,000 | 7,977 |
| Premises and equipment expense | $64,000 | 7,936 |
| Additional noninterest expense | $194,000 | 7,901 |
| Pre-tax net operating income | $304,000 | 5,434 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $288,000 | 5,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $307,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $288,000 | 5,327 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,758 |
| Total interest expense | $320,000 | 7,894 |
| Net interest income | $799,000 | 7,579 |
| Provision for loan and lease losses | $19,000 | 6,545 |
| Total noninterest income | $59,000 | 7,648 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $2,000 | 142 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $417,000 | 8,123 |
| Salaries and employee benefits | $242,000 | 8,081 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $129,000 | 8,031 |
| Pre-tax net operating income | $422,000 | 5,194 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $418,000 | 4,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $418,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $247,000 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $418,000 | 4,888 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,846 |
| Total interest expense | $216,000 | 7,977 |
| Net interest income | $521,000 | 7,647 |
| Provision for loan and lease losses | $16,000 | 6,096 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $1,000 | 143 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $267,000 | 8,213 |
| Salaries and employee benefits | $163,000 | 8,140 |
| Premises and equipment expense | $28,000 | 8,115 |
| Additional noninterest expense | $76,000 | 8,168 |
| Pre-tax net operating income | $279,000 | 5,378 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $279,000 | 5,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $145,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $279,000 | 5,057 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 7,938 |
| Total interest expense | $110,000 | 8,041 |
| Net interest income | $253,000 | 7,725 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $132,000 | 8,259 |
| Salaries and employee benefits | $83,000 | 8,170 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $35,000 | 8,244 |
| Pre-tax net operating income | $138,000 | 5,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $138,000 | 5,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $145,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $138,000 | 5,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 7,979 |
| Total interest expense | $445,000 | 8,027 |
| Net interest income | $905,000 | 7,860 |
| Provision for loan and lease losses | $47,000 | 5,745 |
| Total noninterest income | $65,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $61,000 | 6,585 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $505,000 | 8,327 |
| Salaries and employee benefits | $300,000 | 8,274 |
| Premises and equipment expense | $55,000 | 8,199 |
| Additional noninterest expense | $150,000 | 8,254 |
| Pre-tax net operating income | $418,000 | 6,222 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $106,000 | 4,440 |
| Income before extraordinary items | $312,000 | 6,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $312,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $213,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $312,000 | 6,363 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,050 |
| Total interest expense | $331,000 | 8,085 |
| Net interest income | $670,000 | 7,927 |
| Provision for loan and lease losses | $44,000 | 5,259 |
| Total noninterest income | $44,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $350,000 | 8,355 |
| Salaries and employee benefits | $208,000 | 8,305 |
| Premises and equipment expense | $42,000 | 8,191 |
| Additional noninterest expense | $100,000 | 8,329 |
| Pre-tax net operating income | $320,000 | 6,489 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $320,000 | 6,212 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $320,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $188,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $320,000 | 6,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,126 |
| Total interest expense | $215,000 | 8,159 |
| Net interest income | $441,000 | 7,998 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $232,000 | 8,414 |
| Salaries and employee benefits | $138,000 | 8,367 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $66,000 | 8,374 |
| Pre-tax net operating income | $210,000 | 6,575 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $210,000 | 6,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $210,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $210,000 | 6,302 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,231 |
| Total interest expense | $103,000 | 8,224 |
| Net interest income | $207,000 | 8,128 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $114,000 | 8,466 |
| Salaries and employee benefits | $69,000 | 8,411 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $32,000 | 8,423 |
| Pre-tax net operating income | $101,000 | 6,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $101,000 | 6,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $101,000 | 6,367 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 8,164 |
| Total interest expense | $336,000 | 8,235 |
| Net interest income | $820,000 | 8,069 |
| Provision for loan and lease losses | $-7,000 | 8,312 |
| Total noninterest income | $52,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $46,000 | 6,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $505,000 | 8,435 |
| Salaries and employee benefits | $287,000 | 8,409 |
| Premises and equipment expense | $58,000 | 8,273 |
| Additional noninterest expense | $160,000 | 8,318 |
| Pre-tax net operating income | $374,000 | 6,859 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $374,000 | 6,611 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $374,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,196 |
| Cash dividends | $119,000 | 5,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $374,000 | 6,612 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 8,242 |
| Total interest expense | $238,000 | 8,312 |
| Net interest income | $613,000 | 8,154 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $40,000 | 8,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $35,000 | 7,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $362,000 | 8,498 |
| Salaries and employee benefits | $193,000 | 8,494 |
| Premises and equipment expense | $38,000 | 8,405 |
| Additional noninterest expense | $131,000 | 8,273 |
| Pre-tax net operating income | $288,000 | 7,053 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $288,000 | 6,782 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $288,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,123 |
| Cash dividends | $119,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $288,000 | 6,781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,300 |
| Total interest expense | $149,000 | 8,362 |
| Net interest income | $405,000 | 8,218 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $256,000 | 8,497 |
| Salaries and employee benefits | $130,000 | 8,536 |
| Premises and equipment expense | $25,000 | 8,440 |
| Additional noninterest expense | $101,000 | 8,145 |
| Pre-tax net operating income | $171,000 | 7,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $171,000 | 6,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $171,000 | 6,996 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,325 |
| Total interest expense | $69,000 | 8,398 |
| Net interest income | $205,000 | 8,222 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $11,000 | 8,408 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $139,000 | 8,458 |
| Salaries and employee benefits | $63,000 | 8,571 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $74,000 | 7,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $74,000 | 7,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $74,000 | 7,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 8,447 |
| Total interest expense | $212,000 | 8,426 |
| Net interest income | $638,000 | 8,401 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $63,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $46,000 | 7,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $444,000 | 8,630 |
| Salaries and employee benefits | $254,000 | 8,593 |
| Premises and equipment expense | $47,000 | 8,500 |
| Additional noninterest expense | $143,000 | 8,526 |
| Pre-tax net operating income | $225,000 | 7,629 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $225,000 | 7,477 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $225,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $121,000 | 5,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $225,000 | 7,450 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 8,482 |
| Total interest expense | $148,000 | 8,467 |
| Net interest income | $489,000 | 8,432 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $42,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $315,000 | 8,657 |
| Salaries and employee benefits | $174,000 | 8,635 |
| Premises and equipment expense | $35,000 | 8,507 |
| Additional noninterest expense | $106,000 | 8,543 |
| Pre-tax net operating income | $186,000 | 7,691 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $186,000 | 7,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $186,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $121,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $186,000 | 7,496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,512 |
| Total interest expense | $90,000 | 8,505 |
| Net interest income | $321,000 | 8,458 |
| Provision for loan and lease losses | $21,000 | 5,614 |
| Total noninterest income | $25,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $208,000 | 8,668 |
| Salaries and employee benefits | $115,000 | 8,655 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $69,000 | 8,543 |
| Pre-tax net operating income | $117,000 | 7,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $117,000 | 7,619 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $117,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $117,000 | 7,573 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 8,613 |
| Total interest expense | $42,000 | 8,585 |
| Net interest income | $155,000 | 8,568 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $103,000 | 8,731 |
| Salaries and employee benefits | $56,000 | 8,727 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $54,000 | 7,843 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $54,000 | 7,697 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $54,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $54,000 | 7,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 8,615 |
| Total interest expense | $165,000 | 8,578 |
| Net interest income | $580,000 | 8,573 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $51,000 | 8,571 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $43,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $449,000 | 8,733 |
| Salaries and employee benefits | $236,000 | 8,756 |
| Premises and equipment expense | $48,000 | 8,622 |
| Additional noninterest expense | $165,000 | 8,510 |
| Pre-tax net operating income | $147,000 | 7,958 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,810 |
| Cash dividends | $122,000 | 5,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $147,000 | 7,848 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $548,000 | 8,675 |
| Total interest expense | $126,000 | 8,612 |
| Net interest income | $422,000 | 8,643 |
| Provision for loan and lease losses | $13,000 | 6,615 |
| Total noninterest income | $38,000 | 8,629 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $32,000 | 7,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $324,000 | 8,775 |
| Salaries and employee benefits | $170,000 | 8,798 |
| Premises and equipment expense | $36,000 | 8,644 |
| Additional noninterest expense | $118,000 | 8,563 |
| Pre-tax net operating income | $123,000 | 8,028 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $123,000 | 7,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $123,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $122,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $123,000 | 7,901 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,719 |
| Total interest expense | $86,000 | 8,662 |
| Net interest income | $283,000 | 8,683 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $21,000 | 7,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $223,000 | 8,819 |
| Salaries and employee benefits | $116,000 | 8,846 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $83,000 | 8,549 |
| Pre-tax net operating income | $76,000 | 8,086 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $76,000 | 8,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $76,000 | 7,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 8,762 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $140,000 | 8,734 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $122,000 | 8,800 |
| Salaries and employee benefits | $60,000 | 8,858 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $50,000 | 8,398 |
| Pre-tax net operating income | $25,000 | 8,253 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $25,000 | 8,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $25,000 | 8,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 8,742 |
| Total interest expense | $254,000 | 8,595 |
| Net interest income | $565,000 | 8,738 |
| Provision for loan and lease losses | $22,000 | 7,018 |
| Total noninterest income | $85,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $36,000 | 7,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $607,000 | 8,643 |
| Salaries and employee benefits | $277,000 | 8,821 |
| Premises and equipment expense | $57,000 | 8,661 |
| Additional noninterest expense | $273,000 | 7,938 |
| Pre-tax net operating income | $21,000 | 8,465 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $32,000 | 8,534 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $32,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $21,000 | 8,474 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 8,834 |
| Total interest expense | $205,000 | 8,648 |
| Net interest income | $390,000 | 8,867 |
| Provision for loan and lease losses | $47,000 | 5,836 |
| Total noninterest income | $76,000 | 8,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $29,000 | 7,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $459,000 | 8,638 |
| Salaries and employee benefits | $218,000 | 8,813 |
| Premises and equipment expense | $44,000 | 8,675 |
| Additional noninterest expense | $197,000 | 8,019 |
| Pre-tax net operating income | $-40,000 | 8,707 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-27,000 | 8,773 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-27,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-40,000 | 8,705 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $400,000 | 8,883 |
| Total interest expense | $151,000 | 8,637 |
| Net interest income | $249,000 | 8,927 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $62,000 | 8,111 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $343,000 | 8,519 |
| Salaries and employee benefits | $161,000 | 8,726 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $151,000 | 7,757 |
| Pre-tax net operating income | $-76,000 | 8,797 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-64,000 | 8,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-64,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,688 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-76,000 | 8,804 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,891 |
| Total interest expense | $88,000 | 8,589 |
| Net interest income | $126,000 | 8,972 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $200,000 | 8,343 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $80,000 | 7,665 |
| Pre-tax net operating income | $-59,000 | 8,911 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-52,000 | 8,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-52,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-59,000 | 8,887 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 8,691 |
| Total interest expense | $534,000 | 8,288 |
| Net interest income | $662,000 | 8,800 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $70,000 | 8,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $1,051,000 | 7,832 |
| Salaries and employee benefits | $341,000 | 8,735 |
| Premises and equipment expense | $78,000 | 8,471 |
| Additional noninterest expense | $632,000 | 5,749 |
| Pre-tax net operating income | $-569,000 | 9,011 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $-119,000 | 9,076 |
| Income before extraordinary items | $-406,000 | 9,010 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-406,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,919 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-439,880 | 8,976 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 8,702 |
| Total interest expense | $840,000 | 8,353 |
| Net interest income | $691,000 | 8,872 |
| Provision for loan and lease losses | $410,000 | 2,573 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $845,000 | 8,336 |
| Salaries and employee benefits | $341,000 | 8,890 |
| Premises and equipment expense | $64,000 | 8,903 |
| Additional noninterest expense | $440,000 | 6,855 |
| Pre-tax net operating income | $-461,000 | 9,148 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $-123,000 | 9,297 |
| Income before extraordinary items | $-308,000 | 9,131 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-308,000 | 9,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,793 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-329,300 | 9,094 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 8,386 |
| Total interest expense | $1,008,000 | 8,205 |
| Net interest income | $1,015,000 | 8,447 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $180,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $1,196,000 | 7,513 |
| Salaries and employee benefits | $398,000 | 8,755 |
| Premises and equipment expense | $61,000 | 9,156 |
| Additional noninterest expense | $737,000 | 4,996 |
| Pre-tax net operating income | $-61,000 | 9,213 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $-39,000 | 9,453 |
| Income before extraordinary items | $-30,000 | 9,195 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-30,000 | 9,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-24,880 | 9,180 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 8,759 |
| Total interest expense | $993,000 | 8,197 |
| Net interest income | $768,000 | 9,132 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $204,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $851,000 | 8,590 |
| Salaries and employee benefits | $376,000 | 9,023 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $397,000 | 7,298 |
| Pre-tax net operating income | $75,000 | 9,163 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $61,000 | 9,194 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $61,000 | 9,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $59,420 | 9,170 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 8,951 |
| Total interest expense | $920,000 | 8,634 |
| Net interest income | $860,000 | 9,109 |
| Provision for loan and lease losses | $316,000 | 2,493 |
| Total noninterest income | $113,000 | 8,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $645,000 | 9,275 |
| Salaries and employee benefits | $351,000 | 9,290 |
| Premises and equipment expense | $67,000 | 9,419 |
| Additional noninterest expense | $227,000 | 8,823 |
| Pre-tax net operating income | $12,000 | 9,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $12,000 | 9,791 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,751 |
| Cash dividends | $135,000 | 5,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,000 | 9,739 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 9,602 |
| Total interest expense | $668,000 | 9,633 |
| Net interest income | $889,000 | 9,449 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $81,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $576,000 | 9,841 |
| Salaries and employee benefits | $389,000 | 9,327 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $131,000 | 10,218 |
| Pre-tax net operating income | $320,000 | 8,884 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $206,000 | 9,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $206,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $207,950 | 9,055 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 10,688 |
| Total interest expense | $484,000 | 10,644 |
| Net interest income | $606,000 | 10,642 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $490,000 | 10,634 |
| Salaries and employee benefits | $337,000 | 10,057 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $105,000 | 11,042 |
| Pre-tax net operating income | $154,000 | 10,056 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $41,000 | 9,843 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $112,730 | 10,053 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $921,000 | 11,398 |
| Total interest expense | $397,000 | 11,339 |
| Net interest income | $524,000 | 11,345 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $451,000 | 11,235 |
| Salaries and employee benefits | $291,000 | 10,826 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $120,000 | 11,424 |
| Pre-tax net operating income | $111,000 | 11,021 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $28,000 | 10,615 |
| Income before extraordinary items | $82,000 | 11,086 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $82,000 | 11,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $82,750 | 11,066 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 12,323 |
| Total interest expense | $232,000 | 12,254 |
| Net interest income | $363,000 | 12,302 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $331,000 | 12,263 |
| Salaries and employee benefits | $206,000 | 12,027 |
| Premises and equipment expense | $28,000 | 12,262 |
| Additional noninterest expense | $97,000 | 12,316 |
| Pre-tax net operating income | $43,000 | 11,939 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $36,000 | 11,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $36,000 | 11,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $62,000 | 7,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $35,180 | 11,931 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 12,973 |
| Total interest expense | $234,000 | 12,888 |
| Net interest income | $339,000 | 12,931 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $21,000 | 13,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $245,000 | 13,109 |
| Salaries and employee benefits | $162,000 | 12,906 |
| Premises and equipment expense | $23,000 | 13,026 |
| Additional noninterest expense | $66,000 | 13,153 |
| Pre-tax net operating income | $93,000 | 11,912 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $68,000 | 12,112 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $68,000 | 12,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $23,000 | 8,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $68,000 | 11,953 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 13,608 |
| Total interest expense | $284,000 | 13,517 |
| Net interest income | $320,000 | 13,584 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $21,000 | 13,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $208,000 | 13,789 |
| Salaries and employee benefits | $146,000 | 13,575 |
| Premises and equipment expense | $12,000 | 13,814 |
| Additional noninterest expense | $50,000 | 13,847 |
| Pre-tax net operating income | $116,000 | 11,854 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $85,000 | 12,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $85,000 | 12,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $12,000 | 8,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,000 | 11,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.