Home > Roxborough-Manayunk Bank > Income and Expense
Roxborough-Manayunk Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,749,000 | 729 |
| Total interest expense | $22,309,000 | 414 |
| Net interest income | $16,440,000 | 1,178 |
| Provision for loan and lease losses | $1,158,000 | 1,033 |
| Total noninterest income | $2,552,000 | 1,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,552,000 | 1,203 |
| Total noninterest expense | $18,720,000 | 863 |
| Salaries and employee benefits | $11,852,000 | 719 |
| Premises and equipment expense | $3,317,000 | 692 |
| Additional noninterest expense | $3,551,000 | 1,383 |
| Pre-tax net operating income | $-886,000 | 8,943 |
| Securities gains (losses) | $4,176,000 | 180 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $2,974,000 | 2,058 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,974,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $2,250,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-784,400 | 8,939 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,109,000 | 747 |
| Total interest expense | $16,832,000 | 433 |
| Net interest income | $12,277,000 | 1,192 |
| Provision for loan and lease losses | $852,000 | 1,031 |
| Total noninterest income | $1,882,000 | 1,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,882,000 | 1,292 |
| Total noninterest expense | $11,896,000 | 1,039 |
| Salaries and employee benefits | $6,595,000 | 988 |
| Premises and equipment expense | $2,479,000 | 712 |
| Additional noninterest expense | $2,822,000 | 1,308 |
| Pre-tax net operating income | $1,411,000 | 3,645 |
| Securities gains (losses) | $2,056,000 | 273 |
| Applicable income taxes | $526,000 | 2,941 |
| Income before extraordinary items | $2,941,000 | 1,634 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,941,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $2,250,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,193,400 | 3,352 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,030,000 | 724 |
| Total interest expense | $11,281,000 | 446 |
| Net interest income | $8,749,000 | 1,118 |
| Provision for loan and lease losses | $717,000 | 863 |
| Total noninterest income | $1,232,000 | 2,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,232,000 | 1,307 |
| Total noninterest expense | $8,015,000 | 1,026 |
| Salaries and employee benefits | $4,281,000 | 1,009 |
| Premises and equipment expense | $1,668,000 | 704 |
| Additional noninterest expense | $2,066,000 | 1,212 |
| Pre-tax net operating income | $1,249,000 | 2,984 |
| Securities gains (losses) | $1,260,000 | 313 |
| Applicable income taxes | $412,000 | 2,628 |
| Income before extraordinary items | $2,097,000 | 1,553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,097,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,038,600 | 2,728 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 718 |
| Total interest expense | $5,628,000 | 455 |
| Net interest income | $4,554,000 | 1,076 |
| Provision for loan and lease losses | $397,000 | 742 |
| Total noninterest income | $608,000 | 1,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $608,000 | 1,290 |
| Total noninterest expense | $3,803,000 | 1,061 |
| Salaries and employee benefits | $2,036,000 | 1,045 |
| Premises and equipment expense | $803,000 | 735 |
| Additional noninterest expense | $964,000 | 1,269 |
| Pre-tax net operating income | $962,000 | 2,113 |
| Securities gains (losses) | $419,000 | 405 |
| Applicable income taxes | $233,000 | 2,441 |
| Income before extraordinary items | $1,148,000 | 1,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,148,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $750,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $800,230 | 1,865 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $41,188,000 | 741 |
| Total interest expense | $23,765,000 | 492 |
| Net interest income | $17,423,000 | 1,104 |
| Provision for loan and lease losses | $702,000 | 1,825 |
| Total noninterest income | $3,537,000 | 1,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,537,000 | 899 |
| Total noninterest expense | $14,963,000 | 1,035 |
| Salaries and employee benefits | $8,183,000 | 986 |
| Premises and equipment expense | $2,898,000 | 760 |
| Additional noninterest expense | $3,882,000 | 1,239 |
| Pre-tax net operating income | $5,295,000 | 1,548 |
| Securities gains (losses) | $167,000 | 1,289 |
| Applicable income taxes | $893,000 | 2,404 |
| Income before extraordinary items | $4,569,000 | 1,361 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,569,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,235 |
| Cash dividends | $3,000,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,428,720 | 1,357 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,546,000 | 800 |
| Total interest expense | $27,599,000 | 608 |
| Net interest income | $14,947,000 | 1,184 |
| Provision for loan and lease losses | $847,000 | 1,430 |
| Total noninterest income | $1,690,000 | 2,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,690,000 | 1,401 |
| Total noninterest expense | $13,310,000 | 1,116 |
| Salaries and employee benefits | $7,506,000 | 997 |
| Premises and equipment expense | $2,492,000 | 845 |
| Additional noninterest expense | $3,312,000 | 1,415 |
| Pre-tax net operating income | $2,480,000 | 2,680 |
| Securities gains (losses) | $264,000 | 975 |
| Applicable income taxes | $79,000 | 6,281 |
| Income before extraordinary items | $2,665,000 | 1,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,665,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $2,250,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,408,920 | 2,091 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $39,433,000 | 901 |
| Total interest expense | $26,059,000 | 704 |
| Net interest income | $13,374,000 | 1,312 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $2,117,000 | 1,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,117,000 | 1,090 |
| Total noninterest expense | $10,576,000 | 1,314 |
| Salaries and employee benefits | $6,337,000 | 1,112 |
| Premises and equipment expense | $1,727,000 | 1,164 |
| Additional noninterest expense | $2,512,000 | 1,761 |
| Pre-tax net operating income | $4,435,000 | 1,661 |
| Securities gains (losses) | $196,000 | 415 |
| Applicable income taxes | $778,000 | 2,569 |
| Income before extraordinary items | $3,853,000 | 1,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,853,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,690,320 | 1,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,888,000 | 1,033 |
| Total interest expense | $20,112,000 | 787 |
| Net interest income | $11,776,000 | 1,496 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,710,000 | 2,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,710,000 | 1,284 |
| Total noninterest expense | $7,948,000 | 1,732 |
| Salaries and employee benefits | $4,627,000 | 1,505 |
| Premises and equipment expense | $1,229,000 | 1,661 |
| Additional noninterest expense | $2,092,000 | 2,082 |
| Pre-tax net operating income | $5,298,000 | 1,434 |
| Securities gains (losses) | $-115,000 | 9,980 |
| Applicable income taxes | $1,111,000 | 2,051 |
| Income before extraordinary items | $4,072,000 | 1,332 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,072,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $4,800,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,162,850 | 1,285 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,136,000 | 1,395 |
| Total interest expense | $13,147,000 | 1,182 |
| Net interest income | $9,989,000 | 1,714 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $506,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $506,000 | 2,959 |
| Total noninterest expense | $6,907,000 | 1,883 |
| Salaries and employee benefits | $4,416,000 | 1,482 |
| Premises and equipment expense | $993,000 | 1,975 |
| Additional noninterest expense | $1,498,000 | 2,786 |
| Pre-tax net operating income | $3,318,000 | 2,169 |
| Securities gains (losses) | $-74,000 | 10,388 |
| Applicable income taxes | $1,293,000 | 1,866 |
| Income before extraordinary items | $1,951,000 | 2,616 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,951,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $1,548,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,998,360 | 2,479 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,462,000 | 1,619 |
| Total interest expense | $11,002,000 | 1,424 |
| Net interest income | $9,460,000 | 1,844 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $2,742,000 | 1,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,742,000 | 889 |
| Total noninterest expense | $6,619,000 | 1,951 |
| Salaries and employee benefits | $4,287,000 | 1,522 |
| Premises and equipment expense | $1,146,000 | 1,710 |
| Additional noninterest expense | $1,186,000 | 3,391 |
| Pre-tax net operating income | $5,463,000 | 1,424 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $2,091,000 | 1,267 |
| Income before extraordinary items | $3,385,000 | 1,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,385,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $1,447,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,376,680 | 1,561 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,147,000 | 1,659 |
| Total interest expense | $11,070,000 | 1,455 |
| Net interest income | $9,077,000 | 1,983 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $-709,000 | 11,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $-709,000 | 11,477 |
| Total noninterest expense | $8,464,000 | 1,678 |
| Salaries and employee benefits | $3,838,000 | 1,725 |
| Premises and equipment expense | $1,354,000 | 1,493 |
| Additional noninterest expense | $3,272,000 | 1,600 |
| Pre-tax net operating income | $-235,000 | 11,098 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $112,000 | 8,533 |
| Income before extraordinary items | $-363,000 | 11,219 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-363,000 | 11,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $164,000 | 5,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-347,000 | 11,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,680,000 | 1,728 |
| Total interest expense | $10,648,000 | 1,513 |
| Net interest income | $9,032,000 | 1,987 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $488,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $488,000 | 2,924 |
| Total noninterest expense | $7,099,000 | 1,946 |
| Salaries and employee benefits | $3,756,000 | 1,763 |
| Premises and equipment expense | $1,399,000 | 1,470 |
| Additional noninterest expense | $1,944,000 | 2,455 |
| Pre-tax net operating income | $2,286,000 | 3,101 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $885,000 | 2,644 |
| Income before extraordinary items | $1,432,000 | 3,385 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,432,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $164,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,412,160 | 3,400 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,997,000 | 1,709 |
| Total interest expense | $8,814,000 | 1,470 |
| Net interest income | $9,183,000 | 1,974 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $530,000 | 5,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $530,000 | 2,854 |
| Total noninterest expense | $6,565,000 | 2,154 |
| Salaries and employee benefits | $3,499,000 | 1,912 |
| Premises and equipment expense | $1,418,000 | 1,471 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $3,088,000 | 2,296 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $1,188,000 | 1,896 |
| Income before extraordinary items | $1,905,000 | 2,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,905,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 938 |
| Net operating income | $1,901,800 | 2,568 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,934,000 | 1,744 |
| Total interest expense | $9,096,000 | 1,469 |
| Net interest income | $8,838,000 | 2,045 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $515,000 | 3,207 |
| Total noninterest expense | $6,230,000 | 2,311 |
| Salaries and employee benefits | $3,363,000 | 1,974 |
| Premises and equipment expense | $1,321,000 | 1,595 |
| Additional noninterest expense | $1,546,000 | 3,418 |
| Pre-tax net operating income | $3,029,000 | 2,261 |
| Securities gains (losses) | $678,000 | 727 |
| Applicable income taxes | $1,186,000 | 1,949 |
| Income before extraordinary items | $2,521,000 | 1,984 |
| Extraordinary gains, net | $407,000 | 548 |
| Net income | $2,928,000 | 1,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 12,701 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,015 |
| Net operating income | $2,059,960 | 2,291 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,420,000 | 1,933 |
| Total interest expense | $10,484,000 | 1,650 |
| Net interest income | $7,936,000 | 2,290 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $544,000 | 5,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $544,000 | 3,017 |
| Total noninterest expense | $9,807,000 | 1,565 |
| Salaries and employee benefits | $3,009,000 | 2,178 |
| Premises and equipment expense | $1,325,000 | 1,608 |
| Additional noninterest expense | $5,472,000 | 1,216 |
| Pre-tax net operating income | $-1,387,000 | 13,557 |
| Securities gains (losses) | $113,000 | 2,816 |
| Applicable income taxes | $835,000 | 2,495 |
| Income before extraordinary items | $-2,108,000 | 13,680 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,108,000 | 13,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 13,333 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $18,349,000 | 57 |
| Net operating income | $-2,221,000 | 13,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.