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Roundbank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$11,572,000	1,854
Total interest expense	$848,000	2,123
Net interest income	$10,724,000	1,810
Provision for loan and lease losses	$0	2,963
Total noninterest income	$5,389,000	1,067
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$320,000	1,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,069,000	892
Total noninterest expense	$9,558,000	1,658
Salaries and employee benefits	$5,911,000	1,587
Premises and equipment expense	$660,000	2,220
Additional noninterest expense	$2,987,000	1,600
Pre-tax net operating income	$6,555,000	1,448
Securities gains (losses)	$151,000	659
Applicable income taxes	$7,000	3,563
Income before extraordinary items	$6,699,000	1,293
Extraordinary gains, net	$0	8
Net income	$6,699,000	1,293
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,699,000	1,293
Net charge-offs	$-59,000	4,276
Cash dividends	$4,976,000	600
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,548,000	1,292
2021-06-30 (YTD Data)		Rank
Total interest income	$8,053,000	1,794
Total interest expense	$605,000	2,093
Net interest income	$7,448,000	1,753
Provision for loan and lease losses	$0	2,862
Total noninterest income	$4,124,000	981
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$199,000	1,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,925,000	815
Total noninterest expense	$6,622,000	1,593
Salaries and employee benefits	$4,146,000	1,519
Premises and equipment expense	$452,000	2,175
Additional noninterest expense	$2,024,000	1,559
Pre-tax net operating income	$4,950,000	1,328
Securities gains (losses)	$151,000	535
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$5,097,000	1,160
Extraordinary gains, net	$0	6
Net income	$5,097,000	1,161
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,097,000	1,161
Net charge-offs	$-57,000	4,399
Cash dividends	$3,759,000	531
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,946,000	1,173
2021-03-31 (YTD Data)		Rank
Total interest income	$4,331,000	1,686
Total interest expense	$323,000	2,077
Net interest income	$4,008,000	1,641
Provision for loan and lease losses	$0	2,741
Total noninterest income	$2,377,000	884
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$98,000	1,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,279,000	741
Total noninterest expense	$3,530,000	1,514
Salaries and employee benefits	$2,246,000	1,409
Premises and equipment expense	$228,000	2,182
Additional noninterest expense	$1,056,000	1,480
Pre-tax net operating income	$2,855,000	1,179
Securities gains (losses)	$0	1,392
Applicable income taxes	$2,000	3,502
Income before extraordinary items	$2,853,000	1,071
Extraordinary gains, net	$0	3
Net income	$2,853,000	1,072
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,853,000	1,071
Net charge-offs	$-52,000	4,624
Cash dividends	$2,800,000	367
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,853,000	1,039
2020-12-31 (YTD Data)		Rank
Total interest income	$15,472,000	1,839
Total interest expense	$2,124,000	1,905
Net interest income	$13,348,000	1,813
Provision for loan and lease losses	$1,293,000	1,356
Total noninterest income	$9,794,000	808
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$435,000	1,775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,359,000	677
Total noninterest expense	$13,753,000	1,518
Salaries and employee benefits	$8,367,000	1,453
Premises and equipment expense	$861,000	2,233
Additional noninterest expense	$4,525,000	1,389
Pre-tax net operating income	$8,096,000	1,247
Securities gains (losses)	$457,000	638
Applicable income taxes	$5,000	3,559
Income before extraordinary items	$8,548,000	1,092
Extraordinary gains, net	$0	4
Net income	$8,548,000	1,092
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,548,000	1,092
Net charge-offs	$136,000	1,789
Cash dividends	$5,836,000	677
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,091,000	1,102
2020-09-30 (YTD Data)		Rank
Total interest income	$11,693,000	1,848
Total interest expense	$1,728,000	1,880
Net interest income	$9,965,000	1,818
Provision for loan and lease losses	$1,293,000	1,170
Total noninterest income	$6,507,000	856
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$319,000	1,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,188,000	706
Total noninterest expense	$10,105,000	1,520
Salaries and employee benefits	$5,915,000	1,522
Premises and equipment expense	$665,000	2,191
Additional noninterest expense	$3,525,000	1,328
Pre-tax net operating income	$5,074,000	1,373
Securities gains (losses)	$457,000	526
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$5,527,000	1,177
Extraordinary gains, net	$0	4
Net income	$5,527,000	1,176
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,527,000	1,177
Net charge-offs	$168,000	1,356
Cash dividends	$3,783,000	692
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,070,000	1,215
2020-06-30 (YTD Data)		Rank
Total interest income	$8,072,000	1,811
Total interest expense	$1,265,000	1,853
Net interest income	$6,807,000	1,791
Provision for loan and lease losses	$1,143,000	1,004
Total noninterest income	$3,832,000	884
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$209,000	1,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,623,000	712
Total noninterest expense	$6,474,000	1,565
Salaries and employee benefits	$3,663,000	1,604
Premises and equipment expense	$457,000	2,142
Additional noninterest expense	$2,354,000	1,315
Pre-tax net operating income	$3,022,000	1,437
Securities gains (losses)	$457,000	388
Applicable income taxes	$3,000	3,529
Income before extraordinary items	$3,476,000	1,166
Extraordinary gains, net	$0	4
Net income	$3,476,000	1,166
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,476,000	1,166
Net charge-offs	$196,000	1,019
Cash dividends	$3,778,000	533
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,019,000	1,261
2020-03-31 (YTD Data)		Rank
Total interest income	$3,631,000	1,962
Total interest expense	$677,000	1,888
Net interest income	$2,954,000	1,938
Provision for loan and lease losses	$0	3,711
Total noninterest income	$1,357,000	1,054
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$124,000	1,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,233,000	842
Total noninterest expense	$3,008,000	1,689
Salaries and employee benefits	$1,612,000	1,778
Premises and equipment expense	$247,000	2,067
Additional noninterest expense	$1,149,000	1,356
Pre-tax net operating income	$1,303,000	1,480
Securities gains (losses)	$457,000	201
Applicable income taxes	$1,000	3,449
Income before extraordinary items	$1,759,000	1,038
Extraordinary gains, net	$0	4
Net income	$1,759,000	1,037
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,759,000	1,038
Net charge-offs	$-5,000	4,210
Cash dividends	$2,400,000	475
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,302,000	1,310
2019-12-31 (YTD Data)		Rank
Total interest income	$14,393,000	1,986
Total interest expense	$2,649,000	1,960
Net interest income	$11,744,000	1,956
Provision for loan and lease losses	$-1,080,000	5,132
Total noninterest income	$3,263,000	1,484
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$576,000	1,724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,687,000	1,289
Total noninterest expense	$10,558,000	1,840
Salaries and employee benefits	$6,239,000	1,787
Premises and equipment expense	$865,000	2,232
Additional noninterest expense	$3,454,000	1,688
Pre-tax net operating income	$5,529,000	1,635
Securities gains (losses)	$23,000	1,586
Applicable income taxes	$5,000	3,722
Income before extraordinary items	$5,547,000	1,464
Extraordinary gains, net	$0	11
Net income	$5,547,000	1,466
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,547,000	1,466
Net charge-offs	$-406,000	5,090
Cash dividends	$3,531,000	1,061
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,524,000	1,438
2019-09-30 (YTD Data)		Rank
Total interest income	$10,690,000	2,022
Total interest expense	$1,980,000	1,991
Net interest income	$8,710,000	2,000
Provision for loan and lease losses	$-1,095,000	5,218
Total noninterest income	$2,197,000	1,582
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$426,000	1,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,771,000	1,378
Total noninterest expense	$7,841,000	1,859
Salaries and employee benefits	$4,628,000	1,810
Premises and equipment expense	$638,000	2,268
Additional noninterest expense	$2,575,000	1,702
Pre-tax net operating income	$4,161,000	1,668
Securities gains (losses)	$23,000	1,371
Applicable income taxes	$4,000	3,770
Income before extraordinary items	$4,180,000	1,497
Extraordinary gains, net	$0	11
Net income	$4,180,000	1,498
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,180,000	1,499
Net charge-offs	$-442,000	5,183
Cash dividends	$2,900,000	913
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,157,000	1,471
2019-06-30 (YTD Data)		Rank
Total interest income	$7,146,000	2,017
Total interest expense	$1,291,000	2,003
Net interest income	$5,855,000	1,983
Provision for loan and lease losses	$-471,000	5,250
Total noninterest income	$1,289,000	1,677
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$276,000	1,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,013,000	1,478
Total noninterest expense	$5,071,000	1,920
Salaries and employee benefits	$3,039,000	1,838
Premises and equipment expense	$426,000	2,281
Additional noninterest expense	$1,606,000	1,826
Pre-tax net operating income	$2,544,000	1,768
Securities gains (losses)	$-9,000	4,923
Applicable income taxes	$3,000	3,783
Income before extraordinary items	$2,532,000	1,584
Extraordinary gains, net	$0	11
Net income	$2,532,000	1,585
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,532,000	1,585
Net charge-offs	$-432,000	5,245
Cash dividends	$2,631,000	720
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,541,000	1,550
2019-03-31 (YTD Data)		Rank
Total interest income	$3,590,000	2,014
Total interest expense	$605,000	2,046
Net interest income	$2,985,000	1,965
Provision for loan and lease losses	$-486,000	5,321
Total noninterest income	$613,000	1,706
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$135,000	1,781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$478,000	1,496
Total noninterest expense	$2,529,000	1,924
Salaries and employee benefits	$1,518,000	1,850
Premises and equipment expense	$226,000	2,224
Additional noninterest expense	$785,000	1,850
Pre-tax net operating income	$1,555,000	1,475
Securities gains (losses)	$-9,000	5,085
Applicable income taxes	$1,000	3,744
Income before extraordinary items	$1,545,000	1,326
Extraordinary gains, net	$0	5
Net income	$1,545,000	1,325
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,545,000	1,325
Net charge-offs	$-426,000	5,322
Cash dividends	$2,093,000	487
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,554,000	1,300
2018-12-31 (YTD Data)		Rank
Total interest income	$13,720,000	1,992
Total interest expense	$1,986,000	1,942
Net interest income	$11,734,000	1,983
Provision for loan and lease losses	$60,000	3,354
Total noninterest income	$3,217,000	1,462
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$620,000	1,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,597,000	1,263
Total noninterest expense	$9,968,000	1,907
Salaries and employee benefits	$5,548,000	1,930
Premises and equipment expense	$797,000	2,365
Additional noninterest expense	$3,623,000	1,631
Pre-tax net operating income	$4,923,000	1,798
Securities gains (losses)	$-110,000	5,036
Applicable income taxes	$5,000	3,827
Income before extraordinary items	$4,808,000	1,629
Extraordinary gains, net	$0	6
Net income	$4,808,000	1,628
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,808,000	1,628
Net charge-offs	$-146,000	5,111
Cash dividends	$2,696,000	1,184
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,918,000	1,598
2018-09-30 (YTD Data)		Rank
Total interest income	$10,058,000	2,013
Total interest expense	$1,467,000	1,895
Net interest income	$8,591,000	2,020
Provision for loan and lease losses	$60,000	3,056
Total noninterest income	$2,467,000	1,462
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$458,000	1,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,009,000	1,260
Total noninterest expense	$7,497,000	1,902
Salaries and employee benefits	$4,172,000	1,917
Premises and equipment expense	$603,000	2,376
Additional noninterest expense	$2,722,000	1,627
Pre-tax net operating income	$3,501,000	1,888
Securities gains (losses)	$32,000	492
Applicable income taxes	$4,000	3,874
Income before extraordinary items	$3,529,000	1,672
Extraordinary gains, net	$0	5
Net income	$3,529,000	1,670
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,529,000	1,671
Net charge-offs	$-35,000	4,823
Cash dividends	$2,585,000	875
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,497,000	1,671
2018-06-30 (YTD Data)		Rank
Total interest income	$6,625,000	2,023
Total interest expense	$962,000	1,835
Net interest income	$5,663,000	2,044
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$1,707,000	1,432
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$306,000	1,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,401,000	1,212
Total noninterest expense	$4,981,000	1,920
Salaries and employee benefits	$2,805,000	1,919
Premises and equipment expense	$428,000	2,306
Additional noninterest expense	$1,748,000	1,693
Pre-tax net operating income	$2,329,000	1,874
Securities gains (losses)	$0	961
Applicable income taxes	$3,000	3,871
Income before extraordinary items	$2,326,000	1,673
Extraordinary gains, net	$0	6
Net income	$2,326,000	1,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,326,000	1,672
Net charge-offs	$-14,000	4,630
Cash dividends	$2,214,000	700
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,326,000	1,657
2018-03-31 (YTD Data)		Rank
Total interest income	$3,255,000	2,046
Total interest expense	$447,000	1,860
Net interest income	$2,808,000	2,051
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$749,000	1,554
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$151,000	1,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	1,337
Total noninterest expense	$2,499,000	1,929
Salaries and employee benefits	$1,464,000	1,881
Premises and equipment expense	$209,000	2,375
Additional noninterest expense	$826,000	1,764
Pre-tax net operating income	$998,000	2,049
Securities gains (losses)	$0	735
Applicable income taxes	$1,000	3,857
Income before extraordinary items	$997,000	1,850
Extraordinary gains, net	$0	7
Net income	$997,000	1,849
Minority interest net income	$0	52
Net income of bank and minority interests.	$997,000	1,850
Net charge-offs	$-13,000	4,839
Cash dividends	$1,470,000	549
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$997,000	1,841
2017-12-31 (YTD Data)		Rank
Total interest income	$12,867,000	1,999
Total interest expense	$1,619,000	1,803
Net interest income	$11,248,000	2,021
Provision for loan and lease losses	$-212,000	5,442
Total noninterest income	$3,027,000	1,578
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$506,000	2,009
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,521,000	1,319
Total noninterest expense	$9,902,000	1,927
Salaries and employee benefits	$5,842,000	1,852
Premises and equipment expense	$852,000	2,351
Additional noninterest expense	$3,208,000	1,838
Pre-tax net operating income	$4,585,000	1,836
Securities gains (losses)	$-203,000	5,517
Applicable income taxes	$5,000	3,958
Income before extraordinary items	$4,377,000	1,504
Extraordinary gains, net	$0	9
Net income	$4,377,000	1,504
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,377,000	1,504
Net charge-offs	$18,000	3,472
Cash dividends	$8,966,000	413
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,580,000	1,427
2017-09-30 (YTD Data)		Rank
Total interest income	$9,580,000	2,015
Total interest expense	$1,179,000	1,831
Net interest income	$8,401,000	2,032
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$2,292,000	1,588
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$350,000	2,152
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,942,000	1,306
Total noninterest expense	$7,431,000	1,927
Salaries and employee benefits	$4,404,000	1,856
Premises and equipment expense	$654,000	2,314
Additional noninterest expense	$2,373,000	1,853
Pre-tax net operating income	$3,172,000	1,980
Securities gains (losses)	$-49,000	5,589
Applicable income taxes	$4,000	3,992
Income before extraordinary items	$3,119,000	1,682
Extraordinary gains, net	$0	9
Net income	$3,119,000	1,683
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,119,000	1,683
Net charge-offs	$-23,000	4,968
Cash dividends	$8,870,000	315
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,168,000	1,636
2017-06-30 (YTD Data)		Rank
Total interest income	$6,350,000	2,013
Total interest expense	$767,000	1,828
Net interest income	$5,583,000	2,023
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$1,462,000	1,631
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$231,000	2,156
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,231,000	1,349
Total noninterest expense	$4,834,000	1,960
Salaries and employee benefits	$2,895,000	1,885
Premises and equipment expense	$449,000	2,282
Additional noninterest expense	$1,490,000	1,949
Pre-tax net operating income	$2,151,000	1,921
Securities gains (losses)	$-49,000	5,665
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$2,099,000	1,638
Extraordinary gains, net	$0	11
Net income	$2,099,000	1,638
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,099,000	1,638
Net charge-offs	$-27,000	5,100
Cash dividends	$8,370,000	236
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,148,000	1,586
2017-03-31 (YTD Data)		Rank
Total interest income	$3,149,000	2,021
Total interest expense	$376,000	1,835
Net interest income	$2,773,000	2,027
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$738,000	1,613
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$117,000	2,143
Trading account gains and fees	$0	142
Additional Noninterest Income	$621,000	1,331
Total noninterest expense	$2,422,000	1,987
Salaries and employee benefits	$1,457,000	1,898
Premises and equipment expense	$221,000	2,346
Additional noninterest expense	$744,000	1,949
Pre-tax net operating income	$1,059,000	1,886
Securities gains (losses)	$-49,000	5,772
Applicable income taxes	$1,000	3,997
Income before extraordinary items	$1,009,000	1,665
Extraordinary gains, net	$0	8
Net income	$1,009,000	1,665
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,009,000	1,665
Net charge-offs	$-63,000	5,522
Cash dividends	$700,000	950
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,058,000	1,585
2016-12-31 (YTD Data)		Rank
Total interest income	$13,118,000	1,925
Total interest expense	$1,384,000	1,916
Net interest income	$11,734,000	1,896
Provision for loan and lease losses	$-789,000	5,800
Total noninterest income	$2,514,000	1,844
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$462,000	2,221
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,052,000	1,573
Total noninterest expense	$10,327,000	1,849
Salaries and employee benefits	$6,166,000	1,744
Premises and equipment expense	$786,000	2,532
Additional noninterest expense	$3,375,000	1,778
Pre-tax net operating income	$4,710,000	1,699
Securities gains (losses)	$-96,000	5,802
Applicable income taxes	$5,000	4,087
Income before extraordinary items	$4,609,000	1,480
Extraordinary gains, net	$0	5
Net income	$4,609,000	1,479
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,609,000	1,479
Net charge-offs	$176,000	2,061
Cash dividends	$3,319,000	952
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,705,000	1,425
2016-09-30 (YTD Data)		Rank
Total interest income	$9,813,000	1,931
Total interest expense	$1,011,000	1,959
Net interest income	$8,802,000	1,898
Provision for loan and lease losses	$-489,000	5,846
Total noninterest income	$1,832,000	1,881
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$344,000	2,237
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,488,000	1,598
Total noninterest expense	$7,851,000	1,821
Salaries and employee benefits	$4,643,000	1,735
Premises and equipment expense	$596,000	2,518
Additional noninterest expense	$2,612,000	1,724
Pre-tax net operating income	$3,272,000	1,834
Securities gains (losses)	$46,000	1,823
Applicable income taxes	$4,000	4,144
Income before extraordinary items	$3,314,000	1,549
Extraordinary gains, net	$0	5
Net income	$3,314,000	1,548
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,314,000	1,549
Net charge-offs	$133,000	1,799
Cash dividends	$2,819,000	806
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,268,000	1,531
2016-06-30 (YTD Data)		Rank
Total interest income	$6,530,000	1,936
Total interest expense	$655,000	1,997
Net interest income	$5,875,000	1,900
Provision for loan and lease losses	$-489,000	5,965
Total noninterest income	$1,420,000	1,681
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$222,000	2,260
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,198,000	1,374
Total noninterest expense	$5,121,000	1,873
Salaries and employee benefits	$3,074,000	1,740
Premises and equipment expense	$401,000	2,504
Additional noninterest expense	$1,646,000	1,823
Pre-tax net operating income	$2,663,000	1,554
Securities gains (losses)	$31,000	1,734
Applicable income taxes	$3,000	4,154
Income before extraordinary items	$2,691,000	1,325
Extraordinary gains, net	$0	16
Net income	$2,691,000	1,325
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,691,000	1,325
Net charge-offs	$121,000	1,461
Cash dividends	$2,319,000	673
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,660,000	1,291
2016-03-31 (YTD Data)		Rank
Total interest income	$3,229,000	1,960
Total interest expense	$311,000	2,080
Net interest income	$2,918,000	1,919
Provision for loan and lease losses	$-194,000	6,016
Total noninterest income	$549,000	1,948
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$107,000	2,312
Trading account gains and fees	$0	142
Additional Noninterest Income	$442,000	1,645
Total noninterest expense	$2,510,000	1,905
Salaries and employee benefits	$1,501,000	1,792
Premises and equipment expense	$194,000	2,597
Additional noninterest expense	$815,000	1,816
Pre-tax net operating income	$1,151,000	1,739
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,000	4,176
Income before extraordinary items	$1,150,000	1,457
Extraordinary gains, net	$0	12
Net income	$1,150,000	1,457
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,150,000	1,458
Net charge-offs	$-1,000	4,102
Cash dividends	$777,000	894
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,150,000	1,427
2015-12-31 (YTD Data)		Rank
Total interest income	$12,963,000	1,892
Total interest expense	$1,141,000	2,199
Net interest income	$11,822,000	1,847
Provision for loan and lease losses	$175,000	2,493
Total noninterest income	$2,336,000	1,907
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$486,000	2,183
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,850,000	1,610
Total noninterest expense	$9,597,000	1,970
Salaries and employee benefits	$5,807,000	1,793
Premises and equipment expense	$702,000	2,813
Additional noninterest expense	$3,088,000	1,954
Pre-tax net operating income	$4,386,000	1,751
Securities gains (losses)	$32,000	1,944
Applicable income taxes	$8,000	4,139
Income before extraordinary items	$4,410,000	1,497
Extraordinary gains, net	$0	23
Net income	$4,410,000	1,497
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,410,000	1,497
Net charge-offs	$208,000	1,950
Cash dividends	$2,412,000	1,173
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,378,000	1,481
2015-09-30 (YTD Data)		Rank
Total interest income	$9,821,000	1,889
Total interest expense	$846,000	2,244
Net interest income	$8,975,000	1,845
Provision for loan and lease losses	$175,000	2,122
Total noninterest income	$1,717,000	1,949
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$365,000	2,194
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,352,000	1,663
Total noninterest expense	$7,131,000	1,990
Salaries and employee benefits	$4,361,000	1,793
Premises and equipment expense	$510,000	2,911
Additional noninterest expense	$2,260,000	1,989
Pre-tax net operating income	$3,386,000	1,735
Securities gains (losses)	$32,000	1,747
Applicable income taxes	$6,000	4,240
Income before extraordinary items	$3,412,000	1,479
Extraordinary gains, net	$0	21
Net income	$3,412,000	1,480
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,412,000	1,480
Net charge-offs	$-23,000	5,382
Cash dividends	$2,299,000	875
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,380,000	1,451
2015-06-30 (YTD Data)		Rank
Total interest income	$6,640,000	1,871
Total interest expense	$564,000	2,253
Net interest income	$6,076,000	1,816
Provision for loan and lease losses	$150,000	1,756
Total noninterest income	$1,080,000	2,035
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$236,000	2,215
Trading account gains and fees	$0	157
Additional Noninterest Income	$844,000	1,745
Total noninterest expense	$4,722,000	2,019
Salaries and employee benefits	$2,877,000	1,828
Premises and equipment expense	$343,000	2,899
Additional noninterest expense	$1,502,000	1,995
Pre-tax net operating income	$2,284,000	1,699
Securities gains (losses)	$18,000	1,765
Applicable income taxes	$5,000	4,231
Income before extraordinary items	$2,297,000	1,450
Extraordinary gains, net	$0	22
Net income	$2,297,000	1,449
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,297,000	1,451
Net charge-offs	$-6,000	5,097
Cash dividends	$1,799,000	786
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,279,000	1,417
2015-03-31 (YTD Data)		Rank
Total interest income	$3,359,000	1,855
Total interest expense	$281,000	2,280
Net interest income	$3,078,000	1,796
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$472,000	2,170
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$112,000	2,288
Trading account gains and fees	$0	152
Additional Noninterest Income	$360,000	1,885
Total noninterest expense	$2,345,000	2,022
Salaries and employee benefits	$1,452,000	1,818
Premises and equipment expense	$180,000	2,854
Additional noninterest expense	$713,000	2,072
Pre-tax net operating income	$1,130,000	1,668
Securities gains (losses)	$23,000	1,179
Applicable income taxes	$1,000	4,289
Income before extraordinary items	$1,152,000	1,418
Extraordinary gains, net	$0	13
Net income	$1,152,000	1,421
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,152,000	1,420
Net charge-offs	$0	3,288
Cash dividends	$799,000	808
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,129,000	1,395
2014-12-31 (YTD Data)		Rank
Total interest income	$13,886,000	1,805
Total interest expense	$1,221,000	2,227
Net interest income	$12,665,000	1,734
Provision for loan and lease losses	$150,000	2,763
Total noninterest income	$3,293,000	1,458
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$552,000	2,116
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,741,000	1,162
Total noninterest expense	$9,959,000	1,896
Salaries and employee benefits	$5,872,000	1,755
Premises and equipment expense	$776,000	2,721
Additional noninterest expense	$3,311,000	1,864
Pre-tax net operating income	$5,849,000	1,341
Securities gains (losses)	$38,000	1,926
Applicable income taxes	$5,000	4,305
Income before extraordinary items	$5,882,000	1,125
Extraordinary gains, net	$0	17
Net income	$5,882,000	1,124
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,882,000	1,125
Net charge-offs	$259,000	2,186
Cash dividends	$3,890,000	758
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,844,000	1,100
2014-09-30 (YTD Data)		Rank
Total interest income	$10,513,000	1,806
Total interest expense	$909,000	2,273
Net interest income	$9,604,000	1,726
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$2,248,000	1,572
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$419,000	2,093
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,829,000	1,265
Total noninterest expense	$7,462,000	1,901
Salaries and employee benefits	$4,356,000	1,775
Premises and equipment expense	$607,000	2,672
Additional noninterest expense	$2,499,000	1,851
Pre-tax net operating income	$3,940,000	1,474
Securities gains (losses)	$-13,000	6,193
Applicable income taxes	$4,000	4,360
Income before extraordinary items	$3,923,000	1,238
Extraordinary gains, net	$0	15
Net income	$3,923,000	1,235
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,923,000	1,237
Net charge-offs	$119,000	2,521
Cash dividends	$2,682,000	740
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,936,000	1,218
2014-06-30 (YTD Data)		Rank
Total interest income	$7,198,000	1,738
Total interest expense	$610,000	2,294
Net interest income	$6,588,000	1,672
Provision for loan and lease losses	$375,000	1,053
Total noninterest income	$1,493,000	1,556
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$270,000	2,133
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,223,000	1,267
Total noninterest expense	$5,057,000	1,869
Salaries and employee benefits	$2,916,000	1,769
Premises and equipment expense	$414,000	2,639
Additional noninterest expense	$1,727,000	1,776
Pre-tax net operating income	$2,649,000	1,426
Securities gains (losses)	$14,000	1,800
Applicable income taxes	$2,000	4,388
Income before extraordinary items	$2,661,000	1,192
Extraordinary gains, net	$0	20
Net income	$2,661,000	1,192
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,661,000	1,193
Net charge-offs	$-69,000	6,238
Cash dividends	$2,074,000	628
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,647,000	1,173
2014-03-31 (YTD Data)		Rank
Total interest income	$3,447,000	1,812
Total interest expense	$307,000	2,314
Net interest income	$3,140,000	1,736
Provision for loan and lease losses	$225,000	909
Total noninterest income	$618,000	1,760
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$133,000	2,134
Trading account gains and fees	$0	147
Additional Noninterest Income	$485,000	1,447
Total noninterest expense	$2,469,000	1,922
Salaries and employee benefits	$1,458,000	1,774
Premises and equipment expense	$215,000	2,610
Additional noninterest expense	$796,000	1,899
Pre-tax net operating income	$1,064,000	1,680
Securities gains (losses)	$5,000	1,340
Applicable income taxes	$1,000	4,330
Income before extraordinary items	$1,068,000	1,415
Extraordinary gains, net	$0	16
Net income	$1,068,000	1,417
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,068,000	1,417
Net charge-offs	$-49,000	6,307
Cash dividends	$858,000	690
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,063,000	1,400
2013-12-31 (YTD Data)		Rank
Total interest income	$14,524,000	1,712
Total interest expense	$1,490,000	2,173
Net interest income	$13,034,000	1,656
Provision for loan and lease losses	$2,137,000	595
Total noninterest income	$2,115,000	2,085
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$586,000	2,106
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,529,000	1,819
Total noninterest expense	$9,688,000	1,956
Salaries and employee benefits	$5,428,000	1,880
Premises and equipment expense	$740,000	2,857
Additional noninterest expense	$3,520,000	1,809
Pre-tax net operating income	$3,324,000	1,999
Securities gains (losses)	$74,000	1,532
Applicable income taxes	$5,000	4,396
Income before extraordinary items	$3,393,000	1,710
Extraordinary gains, net	$0	29
Net income	$3,393,000	1,714
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,393,000	1,714
Net charge-offs	$1,722,000	846
Cash dividends	$3,476,000	777
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,319,000	1,712
2013-09-30 (YTD Data)		Rank
Total interest income	$10,848,000	1,730
Total interest expense	$1,159,000	2,163
Net interest income	$9,689,000	1,669
Provision for loan and lease losses	$1,937,000	509
Total noninterest income	$1,689,000	2,038
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$440,000	2,110
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,249,000	1,774
Total noninterest expense	$7,498,000	1,902
Salaries and employee benefits	$4,171,000	1,841
Premises and equipment expense	$664,000	2,524
Additional noninterest expense	$2,663,000	1,783
Pre-tax net operating income	$1,943,000	2,482
Securities gains (losses)	$16,000	2,321
Applicable income taxes	$4,000	4,492
Income before extraordinary items	$1,955,000	2,173
Extraordinary gains, net	$0	25
Net income	$1,955,000	2,179
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,955,000	2,179
Net charge-offs	$1,265,000	846
Cash dividends	$3,276,000	594
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,939,000	2,124
2013-06-30 (YTD Data)		Rank
Total interest income	$7,522,000	1,668
Total interest expense	$809,000	2,114
Net interest income	$6,713,000	1,607
Provision for loan and lease losses	$1,487,000	486
Total noninterest income	$1,244,000	1,920
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$285,000	2,127
Trading account gains and fees	$0	157
Additional Noninterest Income	$959,000	1,625
Total noninterest expense	$4,993,000	1,905
Salaries and employee benefits	$2,755,000	1,871
Premises and equipment expense	$451,000	2,484
Additional noninterest expense	$1,787,000	1,772
Pre-tax net operating income	$1,477,000	2,218
Securities gains (losses)	$16,000	2,123
Applicable income taxes	$3,000	4,453
Income before extraordinary items	$1,490,000	1,934
Extraordinary gains, net	$0	22
Net income	$1,490,000	1,940
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,490,000	1,940
Net charge-offs	$874,000	848
Cash dividends	$3,075,000	439
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,474,000	1,880
2013-03-31 (YTD Data)		Rank
Total interest income	$3,722,000	1,697
Total interest expense	$421,000	2,097
Net interest income	$3,301,000	1,635
Provision for loan and lease losses	$971,000	411
Total noninterest income	$625,000	1,908
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$139,000	2,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$486,000	1,609
Total noninterest expense	$2,499,000	1,918
Salaries and employee benefits	$1,365,000	1,900
Premises and equipment expense	$226,000	2,510
Additional noninterest expense	$908,000	1,758
Pre-tax net operating income	$456,000	3,052
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,000	4,491
Income before extraordinary items	$455,000	2,777
Extraordinary gains, net	$0	10
Net income	$455,000	2,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$455,000	2,779
Net charge-offs	$259,000	1,174
Cash dividends	$2,169,000	283
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$455,000	2,689
2012-12-31 (YTD Data)		Rank
Total interest income	$15,796,000	1,680
Total interest expense	$2,221,000	1,961
Net interest income	$13,575,000	1,619
Provision for loan and lease losses	$1,680,000	1,224
Total noninterest income	$2,913,000	1,669
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$607,000	2,132
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,306,000	1,411
Total noninterest expense	$9,645,000	1,982
Salaries and employee benefits	$5,230,000	1,926
Premises and equipment expense	$974,000	2,324
Additional noninterest expense	$3,441,000	1,908
Pre-tax net operating income	$5,163,000	1,331
Securities gains (losses)	$34,000	2,955
Applicable income taxes	$5,000	4,499
Income before extraordinary items	$5,192,000	1,135
Extraordinary gains, net	$0	29
Net income	$5,192,000	1,136
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,192,000	1,136
Net charge-offs	$1,502,000	1,401
Cash dividends	$2,118,000	1,165
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,158,000	1,087
2012-09-30 (YTD Data)		Rank
Total interest income	$11,967,000	1,692
Total interest expense	$1,738,000	1,966
Net interest income	$10,229,000	1,628
Provision for loan and lease losses	$1,380,000	1,153
Total noninterest income	$1,981,000	1,801
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$455,000	2,162
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,526,000	1,510
Total noninterest expense	$7,229,000	1,976
Salaries and employee benefits	$3,875,000	1,952
Premises and equipment expense	$780,000	2,234
Additional noninterest expense	$2,574,000	1,921
Pre-tax net operating income	$3,601,000	1,464
Securities gains (losses)	$34,000	2,651
Applicable income taxes	$4,000	4,560
Income before extraordinary items	$3,631,000	1,238
Extraordinary gains, net	$0	20
Net income	$3,631,000	1,239
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,631,000	1,239
Net charge-offs	$898,000	1,572
Cash dividends	$1,739,000	894
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,597,000	1,181
2012-06-30 (YTD Data)		Rank
Total interest income	$7,828,000	1,727
Total interest expense	$1,217,000	1,936
Net interest income	$6,611,000	1,685
Provision for loan and lease losses	$1,034,000	1,069
Total noninterest income	$1,523,000	1,612
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$298,000	2,176
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,225,000	1,325
Total noninterest expense	$4,904,000	1,963
Salaries and employee benefits	$2,561,000	1,967
Premises and equipment expense	$550,000	2,104
Additional noninterest expense	$1,793,000	1,857
Pre-tax net operating income	$2,196,000	1,573
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,000	4,564
Income before extraordinary items	$2,194,000	1,352
Extraordinary gains, net	$0	19
Net income	$2,194,000	1,352
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,194,000	1,352
Net charge-offs	$362,000	2,113
Cash dividends	$1,360,000	751
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,194,000	1,275
2012-03-31 (YTD Data)		Rank
Total interest income	$3,926,000	1,737
Total interest expense	$650,000	1,876
Net interest income	$3,276,000	1,697
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$835,000	1,485
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$146,000	2,187
Trading account gains and fees	$0	148
Additional Noninterest Income	$689,000	1,195
Total noninterest expense	$2,463,000	1,948
Salaries and employee benefits	$1,201,000	2,084
Premises and equipment expense	$287,000	2,055
Additional noninterest expense	$975,000	1,708
Pre-tax net operating income	$1,348,000	1,300
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$1,347,000	1,100
Extraordinary gains, net	$0	19
Net income	$1,347,000	1,102
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,347,000	1,101
Net charge-offs	$66,000	2,806
Cash dividends	$603,000	739
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,347,000	1,037
2011-12-31 (YTD Data)		Rank
Total interest income	$15,413,000	1,828
Total interest expense	$3,071,000	1,921
Net interest income	$12,342,000	1,807
Provision for loan and lease losses	$2,140,000	1,496
Total noninterest income	$2,732,000	1,605
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$672,000	2,054
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,060,000	1,328
Total noninterest expense	$9,601,000	1,991
Salaries and employee benefits	$4,731,000	2,049
Premises and equipment expense	$1,000,000	2,414
Additional noninterest expense	$3,870,000	1,754
Pre-tax net operating income	$3,333,000	1,665
Securities gains (losses)	$3,000	3,591
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$3,331,000	1,466
Extraordinary gains, net	$0	29
Net income	$3,331,000	1,466
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,331,000	1,466
Net charge-offs	$1,304,000	2,053
Cash dividends	$4,100,000	508
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,328,000	1,399
2011-09-30 (YTD Data)		Rank
Total interest income	$11,015,000	1,943
Total interest expense	$2,374,000	1,939
Net interest income	$8,641,000	1,910
Provision for loan and lease losses	$750,000	2,344
Total noninterest income	$1,688,000	1,839
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$507,000	2,053
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,181,000	1,571
Total noninterest expense	$7,192,000	1,998
Salaries and employee benefits	$3,537,000	2,041
Premises and equipment expense	$784,000	2,350
Additional noninterest expense	$2,871,000	1,767
Pre-tax net operating income	$2,387,000	1,812
Securities gains (losses)	$3,000	3,309
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,390,000	1,598
Extraordinary gains, net	$0	21
Net income	$2,390,000	1,597
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,390,000	1,598
Net charge-offs	$147,000	4,041
Cash dividends	$3,775,000	371
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,387,000	1,520
2011-06-30 (YTD Data)		Rank
Total interest income	$7,234,000	1,983
Total interest expense	$1,618,000	1,968
Net interest income	$5,616,000	1,955
Provision for loan and lease losses	$575,000	2,156
Total noninterest income	$1,084,000	1,883
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$337,000	2,039
Trading account gains and fees	$0	153
Additional Noninterest Income	$747,000	1,638
Total noninterest expense	$4,803,000	2,016
Salaries and employee benefits	$2,385,000	2,037
Premises and equipment expense	$482,000	2,524
Additional noninterest expense	$1,936,000	1,778
Pre-tax net operating income	$1,322,000	2,065
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$2,000	4,487
Income before extraordinary items	$1,322,000	1,799
Extraordinary gains, net	$0	15
Net income	$1,322,000	1,799
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,322,000	1,799
Net charge-offs	$180,000	3,222
Cash dividends	$3,450,000	272
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,320,000	1,722
2011-03-31 (YTD Data)		Rank
Total interest income	$3,704,000	1,949
Total interest expense	$837,000	1,973
Net interest income	$2,867,000	1,923
Provision for loan and lease losses	$275,000	2,087
Total noninterest income	$483,000	2,044
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$167,000	2,028
Trading account gains and fees	$0	158
Additional Noninterest Income	$316,000	1,849
Total noninterest expense	$2,247,000	2,150
Salaries and employee benefits	$1,200,000	2,036
Premises and equipment expense	$262,000	2,388
Additional noninterest expense	$785,000	2,144
Pre-tax net operating income	$828,000	1,728
Securities gains (losses)	$2,000	1,590
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$829,000	1,439
Extraordinary gains, net	$0	9
Net income	$829,000	1,439
Minority interest net income	$0	86
Net income of bank and minority interests.	$829,000	1,439
Net charge-offs	$35,000	3,634
Cash dividends	$800,000	479
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$827,000	1,399
2010-12-31 (YTD Data)		Rank
Total interest income	$14,088,000	2,142
Total interest expense	$3,892,000	2,049
Net interest income	$10,196,000	2,145
Provision for loan and lease losses	$2,010,000	2,062
Total noninterest income	$7,549,000	788
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$556,000	2,445
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,993,000	585
Total noninterest expense	$6,927,000	2,749
Salaries and employee benefits	$3,859,000	2,490
Premises and equipment expense	$812,000	2,956
Additional noninterest expense	$2,256,000	2,930
Pre-tax net operating income	$8,808,000	609
Securities gains (losses)	$88,000	2,270
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$8,891,000	512
Extraordinary gains, net	$0	29
Net income	$8,891,000	512
Minority interest net income	$0	111
Net income of bank and minority interests.	$8,891,000	514
Net charge-offs	$1,596,000	2,112
Cash dividends	$2,012,000	808
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,803,000	487
2010-09-30 (YTD Data)		Rank
Total interest income	$10,095,000	2,295
Total interest expense	$2,968,000	2,095
Net interest income	$7,127,000	2,341
Provision for loan and lease losses	$1,251,000	2,211
Total noninterest income	$7,210,000	648
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$407,000	2,554
Trading account gains and fees	$0	165
Additional Noninterest Income	$6,803,000	472
Total noninterest expense	$4,691,000	3,003
Salaries and employee benefits	$2,693,000	2,666
Premises and equipment expense	$645,000	2,860
Additional noninterest expense	$1,353,000	3,507
Pre-tax net operating income	$8,395,000	512
Securities gains (losses)	$88,000	2,033
Applicable income taxes	$4,000	4,431
Income before extraordinary items	$8,479,000	403
Extraordinary gains, net	$0	23
Net income	$8,479,000	403
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,479,000	404
Net charge-offs	$87,000	5,044
Cash dividends	$1,788,000	609
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$8,391,000	395
2010-06-30 (YTD Data)		Rank
Total interest income	$6,223,000	2,498
Total interest expense	$1,902,000	2,260
Net interest income	$4,321,000	2,564
Provision for loan and lease losses	$750,000	2,275
Total noninterest income	$557,000	3,015
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$257,000	2,664
Trading account gains and fees	$0	152
Additional Noninterest Income	$300,000	2,838
Total noninterest expense	$2,807,000	3,285
Salaries and employee benefits	$1,655,000	2,880
Premises and equipment expense	$414,000	2,977
Additional noninterest expense	$738,000	3,996
Pre-tax net operating income	$1,321,000	1,900
Securities gains (losses)	$88,000	1,495
Applicable income taxes	$3,000	4,407
Income before extraordinary items	$1,406,000	1,556
Extraordinary gains, net	$0	19
Net income	$1,406,000	1,557
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,406,000	1,557
Net charge-offs	$5,000	6,051
Cash dividends	$1,564,000	436
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,318,000	1,585
2010-03-31 (YTD Data)		Rank
Total interest income	$3,061,000	2,590
Total interest expense	$986,000	2,289
Net interest income	$2,075,000	2,682
Provision for loan and lease losses	$375,000	2,136
Total noninterest income	$272,000	3,051
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$128,000	2,661
Trading account gains and fees	$0	175
Additional Noninterest Income	$144,000	2,911
Total noninterest expense	$1,412,000	3,304
Salaries and employee benefits	$827,000	2,932
Premises and equipment expense	$209,000	3,023
Additional noninterest expense	$376,000	3,956
Pre-tax net operating income	$560,000	2,214
Securities gains (losses)	$88,000	839
Applicable income taxes	$2,000	4,347
Income before extraordinary items	$646,000	1,697
Extraordinary gains, net	$0	16
Net income	$646,000	1,698
Minority interest net income	$0	91
Net income of bank and minority interests.	$646,000	1,699
Net charge-offs	$1,000	5,481
Cash dividends	$500,000	654
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$558,000	1,876
2009-12-31 (YTD Data)		Rank
Total interest income	$12,350,000	2,670
Total interest expense	$4,860,000	2,322
Net interest income	$7,490,000	2,887
Provision for loan and lease losses	$704,000	4,031
Total noninterest income	$1,255,000	2,885
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$587,000	2,578
Trading account gains and fees	$0	211
Additional Noninterest Income	$668,000	2,738
Total noninterest expense	$5,881,000	3,233
Salaries and employee benefits	$3,094,000	3,080
Premises and equipment expense	$775,000	3,212
Additional noninterest expense	$2,012,000	3,297
Pre-tax net operating income	$2,160,000	1,801
Securities gains (losses)	$10,000	3,254
Applicable income taxes	$5,000	4,022
Income before extraordinary items	$2,165,000	1,542
Extraordinary gains, net	$0	34
Net income	$2,165,000	1,539
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,165,000	1,541
Net charge-offs	$99,000	5,703
Cash dividends	$812,000	1,894
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,155,000	1,508
2009-09-30 (YTD Data)		Rank
Total interest income	$9,172,000	2,733
Total interest expense	$3,764,000	2,345
Net interest income	$5,408,000	2,980
Provision for loan and lease losses	$394,000	4,210
Total noninterest income	$903,000	3,026
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$445,000	2,571
Trading account gains and fees	$0	212
Additional Noninterest Income	$458,000	2,962
Total noninterest expense	$4,561,000	3,150
Salaries and employee benefits	$2,335,000	3,096
Premises and equipment expense	$694,000	2,784
Additional noninterest expense	$1,532,000	3,233
Pre-tax net operating income	$1,356,000	2,233
Securities gains (losses)	$10,000	2,967
Applicable income taxes	$4,000	4,272
Income before extraordinary items	$1,362,000	1,953
Extraordinary gains, net	$0	27
Net income	$1,362,000	1,952
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,362,000	1,953
Net charge-offs	$-21,000	7,945
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,352,000	1,922
2009-06-30 (YTD Data)		Rank
Total interest income	$6,026,000	2,810
Total interest expense	$2,610,000	2,347
Net interest income	$3,416,000	3,113
Provision for loan and lease losses	$263,000	3,938
Total noninterest income	$633,000	2,934
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$297,000	2,549
Trading account gains and fees	$0	193
Additional Noninterest Income	$336,000	2,807
Total noninterest expense	$3,061,000	3,172
Salaries and employee benefits	$1,564,000	3,119
Premises and equipment expense	$460,000	2,842
Additional noninterest expense	$1,037,000	3,207
Pre-tax net operating income	$725,000	2,702
Securities gains (losses)	$9,000	2,610
Applicable income taxes	$3,000	4,355
Income before extraordinary items	$731,000	2,386
Extraordinary gains, net	$0	21
Net income	$731,000	2,384
Minority interest net income	$0	112
Net income of bank and minority interests.	$731,000	2,386
Net charge-offs	$-113,000	8,148
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$722,000	2,340
2009-03-31 (YTD Data)		Rank
Total interest income	$3,008,000	2,853
Total interest expense	$1,383,000	2,309
Net interest income	$1,625,000	3,219
Provision for loan and lease losses	$131,000	3,486
Total noninterest income	$309,000	2,967
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$148,000	2,502
Trading account gains and fees	$0	171
Additional Noninterest Income	$161,000	2,856
Total noninterest expense	$1,381,000	3,360
Salaries and employee benefits	$778,000	3,170
Premises and equipment expense	$233,000	2,845
Additional noninterest expense	$370,000	3,803
Pre-tax net operating income	$422,000	2,695
Securities gains (losses)	$5,000	2,061
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$426,000	2,436
Extraordinary gains, net	$0	15
Net income	$426,000	2,436
Minority interest net income	$0	102
Net income of bank and minority interests.	$426,000	2,438
Net charge-offs	$29,000	4,044
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$421,000	2,317
2008-12-31 (YTD Data)		Rank
Total interest income	$13,206,000	2,788
Total interest expense	$6,446,000	2,360
Net interest income	$6,760,000	3,158
Provision for loan and lease losses	$382,000	4,208
Total noninterest income	$1,129,000	3,161
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$625,000	2,569
Trading account gains and fees	$0	154
Additional Noninterest Income	$504,000	3,157
Total noninterest expense	$5,350,000	3,379
Salaries and employee benefits	$3,056,000	3,194
Premises and equipment expense	$945,000	2,764
Additional noninterest expense	$1,349,000	3,916
Pre-tax net operating income	$2,157,000	2,316
Securities gains (losses)	$147,000	882
Applicable income taxes	$10,000	4,529
Income before extraordinary items	$2,294,000	1,735
Extraordinary gains, net	$0	39
Net income	$2,294,000	1,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	4,310
Cash dividends	$3,180,000	861
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,147,000	1,989
2008-09-30 (YTD Data)		Rank
Total interest income	$9,998,000	2,817
Total interest expense	$4,935,000	2,407
Net interest income	$5,063,000	3,175
Provision for loan and lease losses	$234,000	3,949
Total noninterest income	$853,000	3,208
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$467,000	2,587
Trading account gains and fees	$0	148
Additional Noninterest Income	$386,000	3,246
Total noninterest expense	$4,038,000	3,357
Salaries and employee benefits	$2,291,000	3,228
Premises and equipment expense	$723,000	2,716
Additional noninterest expense	$1,024,000	3,795
Pre-tax net operating income	$1,644,000	2,656
Securities gains (losses)	$138,000	799
Applicable income taxes	$5,000	5,028
Income before extraordinary items	$1,777,000	1,978
Extraordinary gains, net	$0	31
Net income	$1,777,000	1,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-120,000	8,287
Cash dividends	$3,180,000	682
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,639,000	2,251
2008-06-30 (YTD Data)		Rank
Total interest income	$6,694,000	2,847
Total interest expense	$3,393,000	2,425
Net interest income	$3,301,000	3,234
Provision for loan and lease losses	$186,000	3,272
Total noninterest income	$609,000	3,113
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$313,000	2,555
Trading account gains and fees	$0	149
Additional Noninterest Income	$296,000	3,040
Total noninterest expense	$2,689,000	3,373
Salaries and employee benefits	$1,513,000	3,307
Premises and equipment expense	$529,000	2,514
Additional noninterest expense	$647,000	3,943
Pre-tax net operating income	$1,035,000	2,888
Securities gains (losses)	$131,000	800
Applicable income taxes	$3,000	5,335
Income before extraordinary items	$1,163,000	2,270
Extraordinary gains, net	$0	21
Net income	$1,163,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,080
Cash dividends	$2,958,000	568
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,032,000	2,468
2008-03-31 (YTD Data)		Rank
Total interest income	$3,383,000	2,883
Total interest expense	$1,737,000	2,517
Net interest income	$1,646,000	3,244
Provision for loan and lease losses	$138,000	2,289
Total noninterest income	$327,000	2,960
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$157,000	2,520
Trading account gains and fees	$0	158
Additional Noninterest Income	$170,000	2,823
Total noninterest expense	$1,367,000	3,328
Salaries and employee benefits	$753,000	3,341
Premises and equipment expense	$294,000	2,307
Additional noninterest expense	$320,000	3,920
Pre-tax net operating income	$468,000	3,204
Securities gains (losses)	$34,000	1,302
Applicable income taxes	$2,000	5,366
Income before extraordinary items	$500,000	2,685
Extraordinary gains, net	$0	15
Net income	$500,000	2,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$2,514,000	347
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$466,000	2,782
2007-12-31 (YTD Data)		Rank
Total interest income	$13,368,000	2,971
Total interest expense	$7,019,000	2,624
Net interest income	$6,349,000	3,368
Provision for loan and lease losses	$945,000	1,478
Total noninterest income	$1,033,000	3,473
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$584,000	2,727
Trading account gains and fees	$0	178
Additional Noninterest Income	$449,000	3,517
Total noninterest expense	$4,809,000	3,555
Salaries and employee benefits	$2,754,000	3,455
Premises and equipment expense	$877,000	2,862
Additional noninterest expense	$1,178,000	4,129
Pre-tax net operating income	$1,628,000	3,751
Securities gains (losses)	$4,000	1,644
Applicable income taxes	$8,000	5,687
Income before extraordinary items	$1,624,000	3,258
Extraordinary gains, net	$0	39
Net income	$1,624,000	3,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,241,000	862
Cash dividends	$1,756,000	1,784
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,620,000	3,251
2007-09-30 (YTD Data)		Rank
Total interest income	$10,039,000	2,974
Total interest expense	$5,247,000	2,622
Net interest income	$4,792,000	3,352
Provision for loan and lease losses	$295,000	2,341
Total noninterest income	$730,000	3,597
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$404,000	2,874
Trading account gains and fees	$0	184
Additional Noninterest Income	$326,000	3,592
Total noninterest expense	$3,659,000	3,485
Salaries and employee benefits	$2,074,000	3,423
Premises and equipment expense	$687,000	2,753
Additional noninterest expense	$898,000	4,020
Pre-tax net operating income	$1,568,000	3,371
Securities gains (losses)	$4,000	1,247
Applicable income taxes	$6,000	5,862
Income before extraordinary items	$1,566,000	2,881
Extraordinary gains, net	$0	33
Net income	$1,566,000	2,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$400,000	1,264
Cash dividends	$1,256,000	1,723
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,562,000	2,877
2007-06-30 (YTD Data)		Rank
Total interest income	$6,600,000	3,016
Total interest expense	$3,424,000	2,671
Net interest income	$3,176,000	3,391
Provision for loan and lease losses	$105,000	3,205
Total noninterest income	$463,000	3,713
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$255,000	2,995
Trading account gains and fees	$0	168
Additional Noninterest Income	$208,000	3,702
Total noninterest expense	$2,397,000	3,569
Salaries and employee benefits	$1,359,000	3,508
Premises and equipment expense	$455,000	2,786
Additional noninterest expense	$583,000	4,105
Pre-tax net operating income	$1,137,000	3,223
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$3,000	6,009
Income before extraordinary items	$1,136,000	2,762
Extraordinary gains, net	$0	29
Net income	$1,136,000	2,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$1,004,000	1,500
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,134,000	2,748
2007-03-31 (YTD Data)		Rank
Total interest income	$3,258,000	3,051
Total interest expense	$1,673,000	2,713
Net interest income	$1,585,000	3,388
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$229,000	3,734
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$116,000	3,150
Trading account gains and fees	$0	195
Additional Noninterest Income	$113,000	3,538
Total noninterest expense	$1,204,000	3,562
Salaries and employee benefits	$694,000	3,484
Premises and equipment expense	$228,000	2,805
Additional noninterest expense	$282,000	4,146
Pre-tax net operating income	$565,000	3,259
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$564,000	2,771
Extraordinary gains, net	$0	22
Net income	$564,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$500,000	1,376
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$564,000	2,758
2006-12-31 (YTD Data)		Rank
Total interest income	$13,128,000	2,863
Total interest expense	$6,522,000	2,414
Net interest income	$6,606,000	3,272
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$884,000	3,819
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$496,000	3,074
Trading account gains and fees	$0	130
Additional Noninterest Income	$388,000	3,787
Total noninterest expense	$4,735,000	3,497
Salaries and employee benefits	$2,743,000	3,369
Premises and equipment expense	$817,000	2,953
Additional noninterest expense	$1,175,000	3,996
Pre-tax net operating income	$2,575,000	3,068
Securities gains (losses)	$-69,000	8,056
Applicable income taxes	$2,000	6,435
Income before extraordinary items	$2,504,000	2,621
Extraordinary gains, net	$0	51
Net income	$2,504,000	2,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,632
Cash dividends	$1,878,000	1,633
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,573,000	2,530
2006-09-30 (YTD Data)		Rank
Total interest income	$9,742,000	2,866
Total interest expense	$4,781,000	2,409
Net interest income	$4,961,000	3,294
Provision for loan and lease losses	$75,000	4,564
Total noninterest income	$640,000	3,904
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$369,000	3,107
Trading account gains and fees	$0	126
Additional Noninterest Income	$271,000	3,940
Total noninterest expense	$3,513,000	3,515
Salaries and employee benefits	$2,018,000	3,426
Premises and equipment expense	$616,000	2,934
Additional noninterest expense	$879,000	3,987
Pre-tax net operating income	$2,013,000	3,089
Securities gains (losses)	$6,000	998
Applicable income taxes	$2,000	6,519
Income before extraordinary items	$2,017,000	2,543
Extraordinary gains, net	$0	45
Net income	$2,017,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,644
Cash dividends	$1,593,000	1,376
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,011,000	2,539
2006-06-30 (YTD Data)		Rank
Total interest income	$6,375,000	2,876
Total interest expense	$3,049,000	2,401
Net interest income	$3,326,000	3,276
Provision for loan and lease losses	$75,000	3,786
Total noninterest income	$417,000	3,959
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$240,000	3,158
Trading account gains and fees	$0	126
Additional Noninterest Income	$177,000	3,972
Total noninterest expense	$2,255,000	3,637
Salaries and employee benefits	$1,323,000	3,479
Premises and equipment expense	$377,000	3,144
Additional noninterest expense	$555,000	4,157
Pre-tax net operating income	$1,413,000	3,000
Securities gains (losses)	$-12,000	7,917
Applicable income taxes	$2,000	6,505
Income before extraordinary items	$1,399,000	2,475
Extraordinary gains, net	$0	39
Net income	$1,399,000	2,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,929
Cash dividends	$1,308,000	1,169
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,411,000	2,441
2006-03-31 (YTD Data)		Rank
Total interest income	$3,073,000	2,903
Total interest expense	$1,439,000	2,408
Net interest income	$1,634,000	3,310
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$203,000	3,957
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$108,000	3,311
Trading account gains and fees	$0	115
Additional Noninterest Income	$95,000	3,822
Total noninterest expense	$1,102,000	3,716
Salaries and employee benefits	$637,000	3,600
Premises and equipment expense	$198,000	3,049
Additional noninterest expense	$267,000	4,263
Pre-tax net operating income	$690,000	2,997
Securities gains (losses)	$-12,000	8,270
Applicable income taxes	$2,000	6,346
Income before extraordinary items	$676,000	2,512
Extraordinary gains, net	$0	21
Net income	$676,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	1,837
Cash dividends	$737,000	995
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$688,000	2,457
2005-12-31 (YTD Data)		Rank
Total interest income	$11,121,000	2,881
Total interest expense	$4,837,000	2,261
Net interest income	$6,284,000	3,304
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$883,000	3,843
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$443,000	3,315
Trading account gains and fees	$0	138
Additional Noninterest Income	$440,000	3,606
Total noninterest expense	$3,756,000	4,056
Salaries and employee benefits	$2,206,000	3,833
Premises and equipment expense	$575,000	3,784
Additional noninterest expense	$975,000	4,502
Pre-tax net operating income	$3,291,000	2,571
Securities gains (losses)	$-19,000	7,795
Applicable income taxes	$2,000	6,781
Income before extraordinary items	$3,270,000	2,091
Extraordinary gains, net	$0	46
Net income	$3,270,000	2,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,059
Cash dividends	$2,397,000	1,286
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,289,000	2,059
2005-09-30 (YTD Data)		Rank
Total interest income	$8,262,000	2,857
Total interest expense	$3,547,000	2,190
Net interest income	$4,715,000	3,295
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$664,000	3,841
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$333,000	3,320
Trading account gains and fees	$0	126
Additional Noninterest Income	$331,000	3,626
Total noninterest expense	$2,782,000	4,064
Salaries and employee benefits	$1,618,000	3,879
Premises and equipment expense	$435,000	3,737
Additional noninterest expense	$729,000	4,502
Pre-tax net operating income	$2,507,000	2,564
Securities gains (losses)	$-19,000	8,149
Applicable income taxes	$2,000	6,802
Income before extraordinary items	$2,486,000	2,075
Extraordinary gains, net	$0	35
Net income	$2,486,000	2,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,432
Cash dividends	$2,112,000	1,008
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,505,000	2,027
2005-06-30 (YTD Data)		Rank
Total interest income	$5,464,000	2,813
Total interest expense	$2,275,000	2,164
Net interest income	$3,189,000	3,234
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$433,000	3,848
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$222,000	3,268
Trading account gains and fees	$0	116
Additional Noninterest Income	$211,000	3,674
Total noninterest expense	$1,835,000	4,075
Salaries and employee benefits	$1,054,000	3,922
Premises and equipment expense	$284,000	3,780
Additional noninterest expense	$497,000	4,397
Pre-tax net operating income	$1,727,000	2,447
Securities gains (losses)	$-16,000	8,304
Applicable income taxes	$2,000	6,782
Income before extraordinary items	$1,709,000	1,991
Extraordinary gains, net	$0	30
Net income	$1,709,000	1,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,434
Cash dividends	$1,427,000	986
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,725,000	1,938
2005-03-31 (YTD Data)		Rank
Total interest income	$2,659,000	2,844
Total interest expense	$1,069,000	2,196
Net interest income	$1,590,000	3,243
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$214,000	3,805
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$103,000	3,372
Trading account gains and fees	$0	115
Additional Noninterest Income	$111,000	3,545
Total noninterest expense	$912,000	4,123
Salaries and employee benefits	$512,000	4,019
Premises and equipment expense	$143,000	3,777
Additional noninterest expense	$257,000	4,274
Pre-tax net operating income	$862,000	2,420
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$2,000	6,630
Income before extraordinary items	$865,000	1,948
Extraordinary gains, net	$0	24
Net income	$865,000	1,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,595
Cash dividends	$857,000	769
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$860,000	1,918
2004-12-31 (YTD Data)		Rank
Total interest income	$10,202,000	2,781
Total interest expense	$4,133,000	1,970
Net interest income	$6,069,000	3,264
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$881,000	3,824
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$436,000	3,450
Trading account gains and fees	$0	138
Additional Noninterest Income	$445,000	3,525
Total noninterest expense	$3,482,000	4,199
Salaries and employee benefits	$2,048,000	3,919
Premises and equipment expense	$528,000	3,916
Additional noninterest expense	$906,000	4,671
Pre-tax net operating income	$3,368,000	2,340
Securities gains (losses)	$94,000	1,287
Applicable income taxes	$3,000	7,000
Income before extraordinary items	$3,459,000	1,829
Extraordinary gains, net	$0	34
Net income	$3,459,000	1,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,364
Cash dividends	$1,100,000	2,152
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,365,000	1,831
2004-09-30 (YTD Data)		Rank
Total interest income	$7,672,000	2,741
Total interest expense	$3,100,000	1,934
Net interest income	$4,572,000	3,241
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$656,000	3,871
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$317,000	3,525
Trading account gains and fees	$0	134
Additional Noninterest Income	$339,000	3,496
Total noninterest expense	$2,554,000	4,237
Salaries and employee benefits	$1,516,000	3,918
Premises and equipment expense	$361,000	4,199
Additional noninterest expense	$677,000	4,650
Pre-tax net operating income	$2,584,000	2,317
Securities gains (losses)	$93,000	1,219
Applicable income taxes	$3,000	7,043
Income before extraordinary items	$2,674,000	1,795
Extraordinary gains, net	$0	26
Net income	$2,674,000	1,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,955
Cash dividends	$825,000	1,976
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,581,000	1,807
2004-06-30 (YTD Data)		Rank
Total interest income	$5,124,000	2,723
Total interest expense	$2,067,000	1,919
Net interest income	$3,057,000	3,234
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$417,000	4,006
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$192,000	3,743
Trading account gains and fees	$0	130
Additional Noninterest Income	$225,000	3,524
Total noninterest expense	$1,705,000	4,251
Salaries and employee benefits	$1,013,000	3,935
Premises and equipment expense	$238,000	4,228
Additional noninterest expense	$454,000	4,648
Pre-tax net operating income	$1,709,000	2,320
Securities gains (losses)	$87,000	1,122
Applicable income taxes	$3,000	6,985
Income before extraordinary items	$1,793,000	1,778
Extraordinary gains, net	$0	21
Net income	$1,793,000	1,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$550,000	1,992
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,706,000	1,794
2004-03-31 (YTD Data)		Rank
Total interest income	$2,538,000	2,753
Total interest expense	$1,036,000	1,934
Net interest income	$1,502,000	3,254
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$186,000	4,225
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$88,000	3,887
Trading account gains and fees	$0	121
Additional Noninterest Income	$98,000	3,756
Total noninterest expense	$841,000	4,328
Salaries and employee benefits	$508,000	3,954
Premises and equipment expense	$108,000	4,563
Additional noninterest expense	$225,000	4,652
Pre-tax net operating income	$817,000	2,382
Securities gains (losses)	$27,000	1,550
Applicable income taxes	$3,000	6,752
Income before extraordinary items	$841,000	1,862
Extraordinary gains, net	$0	16
Net income	$841,000	1,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$814,000	1,833
2003-12-31 (YTD Data)		Rank
Total interest income	$10,060,000	2,808
Total interest expense	$4,718,000	1,903
Net interest income	$5,342,000	3,508
Provision for loan and lease losses	$145,000	4,649
Total noninterest income	$903,000	3,943
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$362,000	3,861
Trading account gains and fees	$0	160
Additional Noninterest Income	$541,000	3,453
Total noninterest expense	$3,157,000	4,452
Salaries and employee benefits	$1,895,000	4,101
Premises and equipment expense	$383,000	4,887
Additional noninterest expense	$879,000	4,714
Pre-tax net operating income	$2,943,000	2,550
Securities gains (losses)	$173,000	1,439
Applicable income taxes	$4,000	7,246
Income before extraordinary items	$3,112,000	1,974
Extraordinary gains, net	$0	54
Net income	$3,112,000	1,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,380
Cash dividends	$1,894,000	1,448
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,939,000	1,984
2003-09-30 (YTD Data)		Rank
Total interest income	$7,543,000	2,844
Total interest expense	$3,628,000	1,927
Net interest income	$3,915,000	3,587
Provision for loan and lease losses	$115,000	4,426
Total noninterest income	$691,000	3,972
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$260,000	3,986
Trading account gains and fees	$0	153
Additional Noninterest Income	$431,000	3,399
Total noninterest expense	$2,294,000	4,534
Salaries and employee benefits	$1,395,000	4,159
Premises and equipment expense	$269,000	5,083
Additional noninterest expense	$630,000	4,842
Pre-tax net operating income	$2,197,000	2,646
Securities gains (losses)	$159,000	1,377
Applicable income taxes	$4,000	7,286
Income before extraordinary items	$2,352,000	2,031
Extraordinary gains, net	$0	40
Net income	$2,352,000	2,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,128
Cash dividends	$1,634,000	1,191
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,193,000	2,039
2003-06-30 (YTD Data)		Rank
Total interest income	$5,087,000	2,840
Total interest expense	$2,477,000	1,944
Net interest income	$2,610,000	3,576
Provision for loan and lease losses	$85,000	4,219
Total noninterest income	$421,000	4,125
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$169,000	4,024
Trading account gains and fees	$0	150
Additional Noninterest Income	$252,000	3,612
Total noninterest expense	$1,509,000	4,568
Salaries and employee benefits	$912,000	4,216
Premises and equipment expense	$182,000	5,012
Additional noninterest expense	$415,000	4,872
Pre-tax net operating income	$1,437,000	2,689
Securities gains (losses)	$115,000	1,399
Applicable income taxes	$4,000	7,232
Income before extraordinary items	$1,548,000	2,050
Extraordinary gains, net	$0	30
Net income	$1,548,000	2,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$1,374,000	1,008
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,433,000	2,074
2003-03-31 (YTD Data)		Rank
Total interest income	$2,597,000	2,809
Total interest expense	$1,271,000	1,943
Net interest income	$1,326,000	3,524
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$175,000	4,492
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$78,000	4,130
Trading account gains and fees	$0	134
Additional Noninterest Income	$97,000	3,987
Total noninterest expense	$744,000	4,596
Salaries and employee benefits	$444,000	4,285
Premises and equipment expense	$92,000	4,977
Additional noninterest expense	$208,000	4,818
Pre-tax net operating income	$727,000	2,660
Securities gains (losses)	$49,000	1,402
Applicable income taxes	$4,000	6,977
Income before extraordinary items	$772,000	2,032
Extraordinary gains, net	$0	21
Net income	$772,000	2,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$1,114,000	629
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$723,490	2,032
2002-12-31 (YTD Data)		Rank
Total interest income	$10,817,000	2,821
Total interest expense	$5,554,000	2,034
Net interest income	$5,263,000	3,502
Provision for loan and lease losses	$255,000	3,810
Total noninterest income	$745,000	4,169
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$369,000	3,725
Trading account gains and fees	$0	153
Additional Noninterest Income	$376,000	3,812
Total noninterest expense	$2,969,000	4,493
Salaries and employee benefits	$1,757,000	4,165
Premises and equipment expense	$416,000	4,510
Additional noninterest expense	$796,000	4,935
Pre-tax net operating income	$2,784,000	2,654
Securities gains (losses)	$53,000	2,352
Applicable income taxes	$0	7,681
Income before extraordinary items	$2,837,000	2,106
Extraordinary gains, net	$0	70
Net income	$2,837,000	2,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,528
Cash dividends	$1,839,000	1,405
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,784,000	2,070
2001-12-31 (YTD Data)		Rank
Total interest income	$11,158,000	3,026
Total interest expense	$6,231,000	2,567
Net interest income	$4,927,000	3,474
Provision for loan and lease losses	$234,000	3,814
Total noninterest income	$729,000	4,086
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$392,000	3,465
Trading account gains and fees	$0	177
Additional Noninterest Income	$337,000	3,881
Total noninterest expense	$2,796,000	4,579
Salaries and employee benefits	$1,594,000	4,311
Premises and equipment expense	$420,000	4,441
Additional noninterest expense	$782,000	4,862
Pre-tax net operating income	$2,626,000	2,568
Securities gains (losses)	$29,000	2,852
Applicable income taxes	$125,000	5,718
Income before extraordinary items	$2,530,000	2,065
Extraordinary gains, net	$0	105
Net income	$2,530,000	2,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,411
Cash dividends	$1,481,000	1,688
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,502,450	2,014
2000-12-31 (YTD Data)		Rank
Total interest income	$10,735,000	3,206
Total interest expense	$6,301,000	2,655
Net interest income	$4,434,000	3,852
Provision for loan and lease losses	$162,000	4,234
Total noninterest income	$557,000	4,606
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$376,000	3,398
Trading account gains and fees	$0	180
Additional Noninterest Income	$181,000	5,011
Total noninterest expense	$2,492,000	4,865
Salaries and employee benefits	$1,436,000	4,519
Premises and equipment expense	$378,000	4,682
Additional noninterest expense	$678,000	5,305
Pre-tax net operating income	$2,337,000	2,937
Securities gains (losses)	$-56,000	9,241
Applicable income taxes	$183,000	5,565
Income before extraordinary items	$2,098,000	2,449
Extraordinary gains, net	$0	38
Net income	$2,098,000	2,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,998
Cash dividends	$850,000	2,553
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,149,520	2,388
1999-12-31 (YTD Data)		Rank
Total interest income	$9,327,000	3,430
Total interest expense	$5,295,000	2,762
Net interest income	$4,032,000	4,149
Provision for loan and lease losses	$68,000	5,976
Total noninterest income	$512,000	4,885
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$347,000	3,592
Trading account gains and fees	$0	173
Additional Noninterest Income	$165,000	5,379
Total noninterest expense	$2,370,000	5,073
Salaries and employee benefits	$1,319,000	4,819
Premises and equipment expense	$377,000	4,719
Additional noninterest expense	$674,000	5,387
Pre-tax net operating income	$2,106,000	3,201
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$196,000	5,753
Income before extraordinary items	$1,917,000	2,681
Extraordinary gains, net	$0	35
Net income	$1,917,000	2,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,900
Cash dividends	$1,645,000	1,569
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,910,630	2,655
1998-12-31 (YTD Data)		Rank
Total interest income	$9,209,000	3,470
Total interest expense	$5,230,000	2,875
Net interest income	$3,979,000	4,132
Provision for loan and lease losses	$72,000	5,801
Total noninterest income	$500,000	4,933
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$329,000	3,649
Trading account gains and fees	$0	224
Additional Noninterest Income	$171,000	5,353
Total noninterest expense	$2,188,000	5,246
Salaries and employee benefits	$1,186,000	5,105
Premises and equipment expense	$372,000	4,686
Additional noninterest expense	$630,000	5,553
Pre-tax net operating income	$2,219,000	3,071
Securities gains (losses)	$33,000	2,048
Applicable income taxes	$232,000	5,807
Income before extraordinary items	$2,020,000	2,525
Extraordinary gains, net	$0	32
Net income	$2,020,000	2,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,762
Cash dividends	$1,245,000	1,899
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,990,300	2,490
1997-12-31 (YTD Data)		Rank
Total interest income	$8,360,000	3,816
Total interest expense	$4,492,000	3,302
Net interest income	$3,868,000	4,363
Provision for loan and lease losses	$72,000	5,860
Total noninterest income	$454,000	5,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$326,000	3,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,110
Total noninterest expense	$2,133,000	5,406
Salaries and employee benefits	$1,102,000	5,461
Premises and equipment expense	$351,000	4,886
Additional noninterest expense	$680,000	5,332
Pre-tax net operating income	$2,117,000	3,356
Securities gains (losses)	$61,000	1,222
Applicable income taxes	$466,000	4,426
Income before extraordinary items	$1,712,000	2,968
Extraordinary gains, net	$0	44
Net income	$1,712,000	2,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$1,487,000	1,640
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,663,810	2,995
1996-12-31 (YTD Data)		Rank
Total interest income	$7,942,000	4,069
Total interest expense	$4,059,000	3,658
Net interest income	$3,883,000	4,438
Provision for loan and lease losses	$119,000	4,742
Total noninterest income	$317,000	6,741
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	6,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,600
Total noninterest expense	$2,037,000	5,872
Salaries and employee benefits	$1,017,000	5,915
Premises and equipment expense	$365,000	4,881
Additional noninterest expense	$655,000	6,002
Pre-tax net operating income	$2,044,000	3,373
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$671,000	3,273
Income before extraordinary items	$1,374,000	3,461
Extraordinary gains, net	$0	53
Net income	$1,374,000	3,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,244
Cash dividends	$800,000	2,476
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,373,330	3,412
1995-12-31 (YTD Data)		Rank
Total interest income	$6,952,000	4,585
Total interest expense	$3,444,000	4,215
Net interest income	$3,508,000	4,868
Provision for loan and lease losses	$48,000	6,309
Total noninterest income	$467,000	5,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$338,000	3,889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,436
Total noninterest expense	$2,024,000	5,934
Salaries and employee benefits	$1,000,000	6,068
Premises and equipment expense	$339,000	5,146
Additional noninterest expense	$685,000	5,960
Pre-tax net operating income	$1,903,000	3,655
Securities gains (losses)	$8,000	2,536
Applicable income taxes	$678,000	3,329
Income before extraordinary items	$1,233,000	3,864
Extraordinary gains, net	$0	65
Net income	$1,233,000	3,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$546,000	3,132
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,227,800	3,862
1994-12-31 (YTD Data)		Rank
Total interest income	$5,746,000	5,055
Total interest expense	$2,463,000	4,712
Net interest income	$3,283,000	5,222
Provision for loan and lease losses	$48,000	6,241
Total noninterest income	$426,000	5,896
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,278
Total noninterest expense	$1,984,000	6,248
Salaries and employee benefits	$981,000	6,180
Premises and equipment expense	$265,000	6,269
Additional noninterest expense	$738,000	6,074
Pre-tax net operating income	$1,677,000	4,002
Securities gains (losses)	$0	3,600
Applicable income taxes	$584,000	3,592
Income before extraordinary items	$1,093,000	4,204
Extraordinary gains, net	$0	249
Net income	$1,093,000	4,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,562
Cash dividends	$500,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,093,000	4,252
1993-12-31 (YTD Data)		Rank
Total interest income	$5,582,000	5,263
Total interest expense	$2,340,000	5,087
Net interest income	$3,242,000	5,289
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$499,000	5,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$279,000	4,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	5,385
Total noninterest expense	$1,856,000	6,741
Salaries and employee benefits	$934,000	6,519
Premises and equipment expense	$229,000	7,114
Additional noninterest expense	$693,000	6,614
Pre-tax net operating income	$1,865,000	3,556
Securities gains (losses)	$12,000	5,266
Applicable income taxes	$664,000	3,278
Income before extraordinary items	$1,213,000	3,976
Extraordinary gains, net	$95,000	1,624
Net income	$1,308,000	3,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	5,088
Cash dividends	$510,000	3,011
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,205,200	3,802
1992-12-31 (YTD Data)		Rank
Total interest income	$5,240,000	6,150
Total interest expense	$2,502,000	5,991
Net interest income	$2,738,000	6,144
Provision for loan and lease losses	$42,000	9,403
Total noninterest income	$378,000	6,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$239,000	5,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	6,908
Total noninterest expense	$1,535,000	7,789
Salaries and employee benefits	$748,000	7,624
Premises and equipment expense	$203,000	7,765
Additional noninterest expense	$584,000	7,654
Pre-tax net operating income	$1,539,000	3,952
Securities gains (losses)	$29,000	5,046
Applicable income taxes	$548,000	3,697
Income before extraordinary items	$1,020,000	4,413
Extraordinary gains, net	$0	1,422
Net income	$1,020,000	4,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	12,286
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,001,150	4,178

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.