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Round Top State Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$10,213,000	1,242
Total interest expense	$4,262,000	1,113
Net interest income	$5,951,000	1,353
Provision for loan and lease losses	$0	2,775
Total noninterest income	$444,000	2,047
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$226,000	1,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	2,303
Total noninterest expense	$3,641,000	1,639
Salaries and employee benefits	$2,245,000	1,537
Premises and equipment expense	$447,000	1,393
Additional noninterest expense	$218,000	2,303
Pre-tax net operating income	$2,754,000	1,152
Securities gains (losses)	$0	665
Applicable income taxes	$496,000	1,035
Income before extraordinary items	$2,258,000	1,163
Extraordinary gains, net	$0	47
Net income	$2,258,000	1,180
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,258,000	1,163
Net charge-offs	$2,000	2,066
Cash dividends	$239,000	1,810
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,258,000	1,171
2024-12-31 (YTD Data)		Rank
Total interest income	$42,458,000	1,193
Total interest expense	$20,240,000	1,021
Net interest income	$22,218,000	1,348
Provision for loan and lease losses	$235,000	1,926
Total noninterest income	$1,719,000	2,156
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$887,000	1,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$832,000	2,442
Total noninterest expense	$14,169,000	1,648
Salaries and employee benefits	$8,592,000	1,570
Premises and equipment expense	$1,760,000	1,372
Additional noninterest expense	$832,000	2,442
Pre-tax net operating income	$9,533,000	1,191
Securities gains (losses)	$0	940
Applicable income taxes	$1,705,000	1,054
Income before extraordinary items	$7,828,000	1,230
Extraordinary gains, net	$0	53
Net income	$7,828,000	1,242
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,828,000	1,230
Net charge-offs	$20,000	2,473
Cash dividends	$2,565,000	1,402
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$7,828,000	1,247
2024-09-30 (YTD Data)		Rank
Total interest income	$31,994,000	1,184
Total interest expense	$15,548,000	1,002
Net interest income	$16,446,000	1,350
Provision for loan and lease losses	$235,000	1,620
Total noninterest income	$1,283,000	2,150
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$654,000	1,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$629,000	2,407
Total noninterest expense	$10,662,000	1,621
Salaries and employee benefits	$6,442,000	1,552
Premises and equipment expense	$1,338,000	1,350
Additional noninterest expense	$629,000	2,407
Pre-tax net operating income	$6,832,000	1,223
Securities gains (losses)	$0	930
Applicable income taxes	$1,216,000	1,083
Income before extraordinary items	$5,616,000	1,247
Extraordinary gains, net	$0	51
Net income	$5,616,000	1,260
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,616,000	1,249
Net charge-offs	$16,000	2,201
Cash dividends	$243,000	2,706
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$5,616,000	1,251
2024-06-30 (YTD Data)		Rank
Total interest income	$21,019,000	1,185
Total interest expense	$10,173,000	1,006
Net interest income	$10,846,000	1,349
Provision for loan and lease losses	$235,000	1,281
Total noninterest income	$864,000	2,115
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$421,000	1,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	2,327
Total noninterest expense	$7,072,000	1,627
Salaries and employee benefits	$4,325,000	1,546
Premises and equipment expense	$897,000	1,344
Additional noninterest expense	$443,000	2,327
Pre-tax net operating income	$4,403,000	1,234
Securities gains (losses)	$0	628
Applicable income taxes	$806,000	1,084
Income before extraordinary items	$3,597,000	1,273
Extraordinary gains, net	$0	52
Net income	$3,597,000	1,291
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,597,000	1,276
Net charge-offs	$16,000	1,863
Cash dividends	$243,000	2,474
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$3,597,000	1,281
2024-03-31 (YTD Data)		Rank
Total interest income	$10,351,000	1,182
Total interest expense	$4,882,000	1,030
Net interest income	$5,469,000	1,346
Provision for loan and lease losses	$122,000	1,114
Total noninterest income	$413,000	2,124
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$211,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,363
Total noninterest expense	$3,604,000	1,602
Salaries and employee benefits	$2,198,000	1,525
Premises and equipment expense	$437,000	1,382
Additional noninterest expense	$202,000	2,363
Pre-tax net operating income	$2,156,000	1,237
Securities gains (losses)	$0	689
Applicable income taxes	$382,000	1,093
Income before extraordinary items	$1,774,000	1,265
Extraordinary gains, net	$0	51
Net income	$1,774,000	1,279
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,774,000	1,265
Net charge-offs	$16,000	1,375
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,774,000	1,270
2023-12-31 (YTD Data)		Rank
Total interest income	$34,792,000	1,241
Total interest expense	$11,786,000	1,154
Net interest income	$23,006,000	1,298
Provision for loan and lease losses	$130,000	2,283
Total noninterest income	$1,685,000	2,195
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$843,000	1,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$842,000	2,460
Total noninterest expense	$14,183,000	1,602
Salaries and employee benefits	$8,634,000	1,503
Premises and equipment expense	$1,737,000	1,373
Additional noninterest expense	$842,000	2,460
Pre-tax net operating income	$10,378,000	1,129
Securities gains (losses)	$8,000	794
Applicable income taxes	$1,864,000	1,026
Income before extraordinary items	$8,522,000	1,153
Extraordinary gains, net	$0	54
Net income	$8,522,000	1,168
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,522,000	1,156
Net charge-offs	$14,000	2,331
Cash dividends	$1,300,000	1,902
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,515,440	1,173
2023-06-30 (YTD Data)		Rank
Total interest income	$16,528,000	1,247
Total interest expense	$4,715,000	1,158
Net interest income	$11,813,000	1,271
Provision for loan and lease losses	$0	2,940
Total noninterest income	$862,000	2,116
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$410,000	1,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$452,000	2,309
Total noninterest expense	$7,093,000	1,570
Salaries and employee benefits	$4,364,000	1,476
Premises and equipment expense	$885,000	1,349
Additional noninterest expense	$452,000	2,305
Pre-tax net operating income	$5,582,000	1,114
Securities gains (losses)	$8,000	684
Applicable income taxes	$1,009,000	1,007
Income before extraordinary items	$4,581,000	1,125
Extraordinary gains, net	$0	51
Net income	$4,581,000	1,138
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,581,000	1,125
Net charge-offs	$11,000	1,777
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,574,440	1,142
2023-03-31 (YTD Data)		Rank
Total interest income	$7,979,000	1,257
Total interest expense	$2,115,000	1,141
Net interest income	$5,864,000	1,292
Provision for loan and lease losses	$0	2,612
Total noninterest income	$424,000	2,134
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$202,000	1,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	2,320
Total noninterest expense	$3,462,000	1,627
Salaries and employee benefits	$2,148,000	1,534
Premises and equipment expense	$425,000	1,417
Additional noninterest expense	$222,000	2,320
Pre-tax net operating income	$2,826,000	1,128
Securities gains (losses)	$8,000	629
Applicable income taxes	$511,000	1,031
Income before extraordinary items	$2,323,000	1,137
Extraordinary gains, net	$0	4
Net income	$2,323,000	1,136
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,323,000	1,136
Net charge-offs	$13,000	1,282
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,316,440	1,157
2022-12-31 (YTD Data)		Rank
Total interest income	$28,923,000	1,179
Total interest expense	$4,160,000	902
Net interest income	$24,763,000	1,210
Provision for loan and lease losses	$640,000	1,066
Total noninterest income	$1,533,000	2,317
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$781,000	1,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$752,000	2,638
Total noninterest expense	$12,621,000	1,711
Salaries and employee benefits	$7,864,000	1,600
Premises and equipment expense	$1,540,000	1,511
Additional noninterest expense	$752,000	2,638
Pre-tax net operating income	$13,035,000	1,055
Securities gains (losses)	$0	691
Applicable income taxes	$2,336,000	969
Income before extraordinary items	$10,699,000	1,048
Extraordinary gains, net	$0	5
Net income	$10,699,000	1,048
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,699,000	1,048
Net charge-offs	$5,000	2,318
Cash dividends	$2,312,000	1,359
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,699,000	1,075
2022-09-30 (YTD Data)		Rank
Total interest income	$20,940,000	1,174
Total interest expense	$2,554,000	823
Net interest income	$18,386,000	1,189
Provision for loan and lease losses	$440,000	1,047
Total noninterest income	$1,181,000	2,314
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$585,000	1,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$596,000	2,605
Total noninterest expense	$9,335,000	1,731
Salaries and employee benefits	$5,840,000	1,607
Premises and equipment expense	$1,122,000	1,542
Additional noninterest expense	$596,000	2,605
Pre-tax net operating income	$9,792,000	1,055
Securities gains (losses)	$0	740
Applicable income taxes	$1,789,000	954
Income before extraordinary items	$8,003,000	1,052
Extraordinary gains, net	$0	4
Net income	$8,003,000	1,051
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,003,000	1,052
Net charge-offs	$-5,000	3,411
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,003,000	1,071
2022-06-30 (YTD Data)		Rank
Total interest income	$13,408,000	1,164
Total interest expense	$1,497,000	768
Net interest income	$11,911,000	1,188
Provision for loan and lease losses	$310,000	899
Total noninterest income	$873,000	2,213
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$378,000	1,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	2,404
Total noninterest expense	$6,206,000	1,710
Salaries and employee benefits	$3,886,000	1,601
Premises and equipment expense	$732,000	1,579
Additional noninterest expense	$1,588,000	1,911
Pre-tax net operating income	$6,268,000	1,026
Securities gains (losses)	$0	687
Applicable income taxes	$1,138,000	925
Income before extraordinary items	$5,130,000	1,025
Extraordinary gains, net	$0	4
Net income	$5,130,000	1,024
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,130,000	1,025
Net charge-offs	$-5,000	3,441
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,130,000	1,050
2022-03-31 (YTD Data)		Rank
Total interest income	$6,531,000	1,155
Total interest expense	$740,000	734
Net interest income	$5,791,000	1,188
Provision for loan and lease losses	$0	2,285
Total noninterest income	$432,000	2,215
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$186,000	1,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,380
Total noninterest expense	$3,120,000	1,697
Salaries and employee benefits	$1,944,000	1,602
Premises and equipment expense	$362,000	1,606
Additional noninterest expense	$814,000	1,855
Pre-tax net operating income	$3,103,000	985
Securities gains (losses)	$0	623
Applicable income taxes	$563,000	911
Income before extraordinary items	$2,540,000	1,009
Extraordinary gains, net	$0	4
Net income	$2,540,000	1,008
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,540,000	1,009
Net charge-offs	$-5,000	3,667
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,540,000	1,020
2021-12-31 (YTD Data)		Rank
Total interest income	$25,782,000	1,196
Total interest expense	$3,294,000	833
Net interest income	$22,488,000	1,230
Provision for loan and lease losses	$250,000	1,548
Total noninterest income	$1,507,000	2,534
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$714,000	1,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$793,000	2,844
Total noninterest expense	$11,616,000	1,777
Salaries and employee benefits	$7,280,000	1,665
Premises and equipment expense	$1,364,000	1,640
Additional noninterest expense	$2,972,000	2,000
Pre-tax net operating income	$12,129,000	1,119
Securities gains (losses)	$215,000	582
Applicable income taxes	$2,309,000	1,004
Income before extraordinary items	$10,035,000	1,152
Extraordinary gains, net	$0	10
Net income	$10,035,000	1,152
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,035,000	1,152
Net charge-offs	$2,000	2,583
Cash dividends	$1,698,000	1,691
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,860,850	1,148
2021-09-30 (YTD Data)		Rank
Total interest income	$19,335,000	1,221
Total interest expense	$2,522,000	867
Net interest income	$16,813,000	1,258
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$1,149,000	2,556
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$516,000	1,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$633,000	2,814
Total noninterest expense	$8,642,000	1,786
Salaries and employee benefits	$5,369,000	1,694
Premises and equipment expense	$1,037,000	1,648
Additional noninterest expense	$2,236,000	1,994
Pre-tax net operating income	$9,170,000	1,149
Securities gains (losses)	$215,000	535
Applicable income taxes	$1,730,000	1,048
Income before extraordinary items	$7,655,000	1,178
Extraordinary gains, net	$0	8
Net income	$7,655,000	1,178
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,655,000	1,179
Net charge-offs	$2,000	2,301
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,478,700	1,178
2021-06-30 (YTD Data)		Rank
Total interest income	$12,554,000	1,242
Total interest expense	$1,733,000	876
Net interest income	$10,821,000	1,277
Provision for loan and lease losses	$0	2,862
Total noninterest income	$721,000	2,589
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$332,000	1,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	2,888
Total noninterest expense	$5,700,000	1,792
Salaries and employee benefits	$3,530,000	1,708
Premises and equipment expense	$669,000	1,688
Additional noninterest expense	$1,501,000	1,965
Pre-tax net operating income	$5,842,000	1,169
Securities gains (losses)	$215,000	449
Applicable income taxes	$1,116,000	1,059
Income before extraordinary items	$4,941,000	1,195
Extraordinary gains, net	$0	6
Net income	$4,941,000	1,196
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,941,000	1,196
Net charge-offs	$2,000	2,060
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,764,700	1,197
2021-03-31 (YTD Data)		Rank
Total interest income	$5,974,000	1,298
Total interest expense	$919,000	869
Net interest income	$5,055,000	1,357
Provision for loan and lease losses	$0	2,741
Total noninterest income	$345,000	2,642
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$165,000	1,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	2,945
Total noninterest expense	$2,772,000	1,822
Salaries and employee benefits	$1,724,000	1,728
Premises and equipment expense	$315,000	1,782
Additional noninterest expense	$733,000	1,968
Pre-tax net operating income	$2,628,000	1,264
Securities gains (losses)	$215,000	315
Applicable income taxes	$515,000	1,119
Income before extraordinary items	$2,328,000	1,249
Extraordinary gains, net	$0	3
Net income	$2,328,000	1,249
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,328,000	1,249
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,151,700	1,288
2020-12-31 (YTD Data)		Rank
Total interest income	$24,728,000	1,245
Total interest expense	$5,071,000	938
Net interest income	$19,657,000	1,305
Provision for loan and lease losses	$1,049,000	1,556
Total noninterest income	$1,567,000	2,367
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$753,000	1,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$814,000	2,669
Total noninterest expense	$11,345,000	1,769
Salaries and employee benefits	$6,731,000	1,721
Premises and equipment expense	$1,346,000	1,642
Additional noninterest expense	$3,268,000	1,799
Pre-tax net operating income	$8,830,000	1,172
Securities gains (losses)	$1,056,000	347
Applicable income taxes	$1,836,000	989
Income before extraordinary items	$8,050,000	1,139
Extraordinary gains, net	$0	4
Net income	$8,050,000	1,139
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,050,000	1,139
Net charge-offs	$154,000	1,711
Cash dividends	$1,559,000	1,744
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,194,640	1,199
2020-09-30 (YTD Data)		Rank
Total interest income	$18,824,000	1,231
Total interest expense	$4,008,000	957
Net interest income	$14,816,000	1,281
Provision for loan and lease losses	$649,000	1,738
Total noninterest income	$1,198,000	2,321
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$559,000	1,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$639,000	2,596
Total noninterest expense	$8,571,000	1,744
Salaries and employee benefits	$5,118,000	1,700
Premises and equipment expense	$1,042,000	1,607
Additional noninterest expense	$2,411,000	1,789
Pre-tax net operating income	$6,794,000	1,111
Securities gains (losses)	$891,000	332
Applicable income taxes	$1,460,000	922
Income before extraordinary items	$6,225,000	1,071
Extraordinary gains, net	$0	4
Net income	$6,225,000	1,071
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,225,000	1,071
Net charge-offs	$150,000	1,417
Cash dividends	$113,000	3,131
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,503,290	1,146
2020-06-30 (YTD Data)		Rank
Total interest income	$12,847,000	1,217
Total interest expense	$2,796,000	983
Net interest income	$10,051,000	1,264
Provision for loan and lease losses	$649,000	1,393
Total noninterest income	$805,000	2,250
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$392,000	1,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	2,582
Total noninterest expense	$5,567,000	1,780
Salaries and employee benefits	$3,360,000	1,714
Premises and equipment expense	$703,000	1,590
Additional noninterest expense	$1,504,000	1,879
Pre-tax net operating income	$4,640,000	1,018
Securities gains (losses)	$891,000	246
Applicable income taxes	$1,074,000	783
Income before extraordinary items	$4,457,000	951
Extraordinary gains, net	$0	4
Net income	$4,457,000	951
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,457,000	951
Net charge-offs	$152,000	1,144
Cash dividends	$113,000	2,929
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,735,290	1,062
2020-03-31 (YTD Data)		Rank
Total interest income	$6,196,000	1,262
Total interest expense	$1,462,000	1,031
Net interest income	$4,734,000	1,315
Provision for loan and lease losses	$0	3,711
Total noninterest income	$426,000	2,116
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$247,000	1,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	2,566
Total noninterest expense	$2,730,000	1,823
Salaries and employee benefits	$1,650,000	1,751
Premises and equipment expense	$348,000	1,620
Additional noninterest expense	$732,000	1,965
Pre-tax net operating income	$2,430,000	908
Securities gains (losses)	$89,000	650
Applicable income taxes	$489,000	752
Income before extraordinary items	$2,030,000	920
Extraordinary gains, net	$0	4
Net income	$2,030,000	920
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,030,000	920
Net charge-offs	$3,000	2,231
Cash dividends	$113,000	2,239
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,957,910	943
2019-12-31 (YTD Data)		Rank
Total interest income	$23,306,000	1,333
Total interest expense	$5,331,000	1,184
Net interest income	$17,975,000	1,359
Provision for loan and lease losses	$50,000	3,376
Total noninterest income	$1,709,000	2,151
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$995,000	1,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$714,000	2,629
Total noninterest expense	$10,387,000	1,867
Salaries and employee benefits	$6,290,000	1,777
Premises and equipment expense	$1,346,000	1,644
Additional noninterest expense	$2,751,000	2,063
Pre-tax net operating income	$9,247,000	1,114
Securities gains (losses)	$201,000	636
Applicable income taxes	$1,816,000	964
Income before extraordinary items	$7,632,000	1,158
Extraordinary gains, net	$0	11
Net income	$7,632,000	1,159
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,632,000	1,160
Net charge-offs	$29,000	2,953
Cash dividends	$1,369,000	1,983
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,469,190	1,160
2019-09-30 (YTD Data)		Rank
Total interest income	$17,212,000	1,363
Total interest expense	$3,869,000	1,214
Net interest income	$13,343,000	1,383
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,307,000	2,125
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$734,000	1,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	2,567
Total noninterest expense	$7,808,000	1,867
Salaries and employee benefits	$4,735,000	1,779
Premises and equipment expense	$1,030,000	1,627
Additional noninterest expense	$2,043,000	2,087
Pre-tax net operating income	$6,842,000	1,153
Securities gains (losses)	$170,000	585
Applicable income taxes	$1,336,000	1,013
Income before extraordinary items	$5,676,000	1,191
Extraordinary gains, net	$0	11
Net income	$5,676,000	1,192
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,676,000	1,193
Net charge-offs	$46,000	2,267
Cash dividends	$67,000	3,445
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,538,300	1,188
2019-06-30 (YTD Data)		Rank
Total interest income	$11,301,000	1,373
Total interest expense	$2,472,000	1,232
Net interest income	$8,829,000	1,392
Provision for loan and lease losses	$0	3,685
Total noninterest income	$855,000	2,134
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$487,000	1,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	2,589
Total noninterest expense	$5,185,000	1,884
Salaries and employee benefits	$3,146,000	1,783
Premises and equipment expense	$679,000	1,653
Additional noninterest expense	$1,360,000	2,098
Pre-tax net operating income	$4,499,000	1,136
Securities gains (losses)	$61,000	684
Applicable income taxes	$870,000	994
Income before extraordinary items	$3,690,000	1,185
Extraordinary gains, net	$0	11
Net income	$3,690,000	1,185
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,690,000	1,185
Net charge-offs	$28,000	2,198
Cash dividends	$67,000	3,273
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,640,590	1,172
2019-03-31 (YTD Data)		Rank
Total interest income	$5,563,000	1,384
Total interest expense	$1,176,000	1,253
Net interest income	$4,387,000	1,401
Provision for loan and lease losses	$0	3,406
Total noninterest income	$430,000	2,086
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$251,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	2,536
Total noninterest expense	$2,576,000	1,893
Salaries and employee benefits	$1,548,000	1,822
Premises and equipment expense	$337,000	1,686
Additional noninterest expense	$691,000	2,051
Pre-tax net operating income	$2,241,000	1,122
Securities gains (losses)	$0	1,087
Applicable income taxes	$426,000	999
Income before extraordinary items	$1,815,000	1,174
Extraordinary gains, net	$0	5
Net income	$1,815,000	1,173
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,815,000	1,173
Net charge-offs	$18,000	1,744
Cash dividends	$12,000	2,763
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,815,000	1,151
2018-12-31 (YTD Data)		Rank
Total interest income	$20,825,000	1,389
Total interest expense	$3,795,000	1,193
Net interest income	$17,030,000	1,423
Provision for loan and lease losses	$319,000	1,910
Total noninterest income	$1,712,000	2,168
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$966,000	1,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	2,581
Total noninterest expense	$9,653,000	1,958
Salaries and employee benefits	$5,737,000	1,882
Premises and equipment expense	$1,304,000	1,688
Additional noninterest expense	$2,612,000	2,146
Pre-tax net operating income	$8,770,000	1,149
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,605,000	1,006
Income before extraordinary items	$7,165,000	1,190
Extraordinary gains, net	$0	6
Net income	$7,165,000	1,189
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,165,000	1,189
Net charge-offs	$-6,000	4,424
Cash dividends	$1,021,000	2,173
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,165,000	1,189
2018-09-30 (YTD Data)		Rank
Total interest income	$15,274,000	1,400
Total interest expense	$2,681,000	1,192
Net interest income	$12,593,000	1,439
Provision for loan and lease losses	$174,000	2,150
Total noninterest income	$1,268,000	2,211
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$712,000	1,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$556,000	2,625
Total noninterest expense	$7,100,000	1,991
Salaries and employee benefits	$4,285,000	1,887
Premises and equipment expense	$899,000	1,828
Additional noninterest expense	$1,916,000	2,179
Pre-tax net operating income	$6,587,000	1,146
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,212,000	1,027
Income before extraordinary items	$5,375,000	1,192
Extraordinary gains, net	$0	5
Net income	$5,375,000	1,191
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,375,000	1,191
Net charge-offs	$-12,000	4,525
Cash dividends	$13,000	3,592
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,375,000	1,185
2018-06-30 (YTD Data)		Rank
Total interest income	$9,905,000	1,422
Total interest expense	$1,671,000	1,187
Net interest income	$8,234,000	1,459
Provision for loan and lease losses	$123,000	1,996
Total noninterest income	$849,000	2,202
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$464,000	1,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	2,572
Total noninterest expense	$4,724,000	2,002
Salaries and employee benefits	$2,848,000	1,903
Premises and equipment expense	$599,000	1,837
Additional noninterest expense	$1,277,000	2,190
Pre-tax net operating income	$4,236,000	1,160
Securities gains (losses)	$0	961
Applicable income taxes	$769,000	1,042
Income before extraordinary items	$3,467,000	1,197
Extraordinary gains, net	$0	6
Net income	$3,467,000	1,196
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,467,000	1,196
Net charge-offs	$6,000	2,773
Cash dividends	$13,000	3,454
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,467,000	1,191
2018-03-31 (YTD Data)		Rank
Total interest income	$4,865,000	1,432
Total interest expense	$781,000	1,194
Net interest income	$4,084,000	1,470
Provision for loan and lease losses	$0	3,508
Total noninterest income	$413,000	2,214
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$242,000	1,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	2,672
Total noninterest expense	$2,337,000	2,040
Salaries and employee benefits	$1,409,000	1,940
Premises and equipment expense	$295,000	1,884
Additional noninterest expense	$633,000	2,190
Pre-tax net operating income	$2,160,000	1,132
Securities gains (losses)	$0	735
Applicable income taxes	$395,000	1,012
Income before extraordinary items	$1,765,000	1,155
Extraordinary gains, net	$0	7
Net income	$1,765,000	1,154
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,765,000	1,155
Net charge-offs	$4,000	2,263
Cash dividends	$13,000	2,730
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,765,000	1,149
2017-12-31 (YTD Data)		Rank
Total interest income	$18,904,000	1,418
Total interest expense	$2,816,000	1,152
Net interest income	$16,088,000	1,456
Provision for loan and lease losses	$200,000	2,355
Total noninterest income	$1,679,000	2,253
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$963,000	1,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$716,000	2,693
Total noninterest expense	$9,079,000	2,064
Salaries and employee benefits	$5,357,000	1,986
Premises and equipment expense	$1,202,000	1,845
Additional noninterest expense	$2,520,000	2,242
Pre-tax net operating income	$8,488,000	1,128
Securities gains (losses)	$107,000	605
Applicable income taxes	$3,124,000	927
Income before extraordinary items	$5,471,000	1,267
Extraordinary gains, net	$0	9
Net income	$5,471,000	1,267
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,471,000	1,267
Net charge-offs	$6,000	3,826
Cash dividends	$756,000	2,530
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,402,520	1,260
2017-09-30 (YTD Data)		Rank
Total interest income	$14,020,000	1,436
Total interest expense	$2,074,000	1,144
Net interest income	$11,946,000	1,473
Provision for loan and lease losses	$184,000	2,103
Total noninterest income	$1,259,000	2,276
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$728,000	1,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$531,000	2,734
Total noninterest expense	$6,805,000	2,069
Salaries and employee benefits	$4,027,000	1,992
Premises and equipment expense	$926,000	1,816
Additional noninterest expense	$1,852,000	2,271
Pre-tax net operating income	$6,216,000	1,174
Securities gains (losses)	$109,000	567
Applicable income taxes	$1,806,000	986
Income before extraordinary items	$4,519,000	1,251
Extraordinary gains, net	$0	9
Net income	$4,519,000	1,251
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,519,000	1,251
Net charge-offs	$-3,000	4,449
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,441,610	1,247
2017-06-30 (YTD Data)		Rank
Total interest income	$9,215,000	1,441
Total interest expense	$1,361,000	1,129
Net interest income	$7,854,000	1,479
Provision for loan and lease losses	$118,000	2,138
Total noninterest income	$835,000	2,297
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$476,000	1,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$359,000	2,724
Total noninterest expense	$4,529,000	2,074
Salaries and employee benefits	$2,690,000	1,993
Premises and equipment expense	$609,000	1,848
Additional noninterest expense	$1,230,000	2,280
Pre-tax net operating income	$4,042,000	1,185
Securities gains (losses)	$109,000	415
Applicable income taxes	$1,176,000	990
Income before extraordinary items	$2,975,000	1,249
Extraordinary gains, net	$0	11
Net income	$2,975,000	1,249
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,975,000	1,249
Net charge-offs	$-1,000	4,147
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,896,520	1,260
2017-03-31 (YTD Data)		Rank
Total interest income	$4,533,000	1,450
Total interest expense	$675,000	1,120
Net interest income	$3,858,000	1,502
Provision for loan and lease losses	$46,000	2,138
Total noninterest income	$446,000	2,186
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$237,000	1,241
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,525
Total noninterest expense	$2,248,000	2,110
Salaries and employee benefits	$1,341,000	2,028
Premises and equipment expense	$300,000	1,884
Additional noninterest expense	$607,000	2,299
Pre-tax net operating income	$2,010,000	1,167
Securities gains (losses)	$0	1,153
Applicable income taxes	$539,000	1,024
Income before extraordinary items	$1,471,000	1,230
Extraordinary gains, net	$0	8
Net income	$1,471,000	1,229
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,471,000	1,230
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,471,000	1,217
2016-12-31 (YTD Data)		Rank
Total interest income	$17,574,000	1,450
Total interest expense	$2,735,000	1,055
Net interest income	$14,839,000	1,504
Provision for loan and lease losses	$552,000	1,383
Total noninterest income	$1,421,000	2,560
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$937,000	1,282
Trading account gains and fees	$0	170
Additional Noninterest Income	$484,000	3,315
Total noninterest expense	$8,836,000	2,121
Salaries and employee benefits	$5,127,000	2,056
Premises and equipment expense	$1,260,000	1,784
Additional noninterest expense	$2,449,000	2,351
Pre-tax net operating income	$6,872,000	1,262
Securities gains (losses)	$702,000	319
Applicable income taxes	$2,099,000	1,008
Income before extraordinary items	$5,475,000	1,289
Extraordinary gains, net	$0	5
Net income	$5,475,000	1,288
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,475,000	1,288
Net charge-offs	$18,000	3,674
Cash dividends	$682,000	2,633
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,969,560	1,367
2016-09-30 (YTD Data)		Rank
Total interest income	$13,043,000	1,464
Total interest expense	$2,043,000	1,057
Net interest income	$11,000,000	1,526
Provision for loan and lease losses	$458,000	1,208
Total noninterest income	$1,061,000	2,565
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$698,000	1,282
Trading account gains and fees	$0	169
Additional Noninterest Income	$363,000	3,321
Total noninterest expense	$6,637,000	2,109
Salaries and employee benefits	$3,851,000	2,046
Premises and equipment expense	$955,000	1,773
Additional noninterest expense	$1,831,000	2,359
Pre-tax net operating income	$4,966,000	1,327
Securities gains (losses)	$601,000	331
Applicable income taxes	$1,549,000	1,051
Income before extraordinary items	$4,018,000	1,329
Extraordinary gains, net	$0	5
Net income	$4,018,000	1,329
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,018,000	1,329
Net charge-offs	$16,000	3,263
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,585,280	1,420
2016-06-30 (YTD Data)		Rank
Total interest income	$8,610,000	1,485
Total interest expense	$1,354,000	1,058
Net interest income	$7,256,000	1,550
Provision for loan and lease losses	$272,000	1,352
Total noninterest income	$652,000	2,649
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$452,000	1,304
Trading account gains and fees	$0	157
Additional Noninterest Income	$200,000	3,599
Total noninterest expense	$4,469,000	2,090
Salaries and employee benefits	$2,593,000	2,038
Premises and equipment expense	$640,000	1,751
Additional noninterest expense	$1,236,000	2,342
Pre-tax net operating income	$3,167,000	1,360
Securities gains (losses)	$408,000	331
Applicable income taxes	$996,000	1,086
Income before extraordinary items	$2,579,000	1,372
Extraordinary gains, net	$0	16
Net income	$2,579,000	1,371
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,579,000	1,372
Net charge-offs	$18,000	2,837
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,285,240	1,462
2016-03-31 (YTD Data)		Rank
Total interest income	$4,206,000	1,513
Total interest expense	$674,000	1,061
Net interest income	$3,532,000	1,592
Provision for loan and lease losses	$141,000	1,262
Total noninterest income	$267,000	2,906
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$227,000	1,283
Trading account gains and fees	$0	142
Additional Noninterest Income	$40,000	4,634
Total noninterest expense	$2,301,000	2,068
Salaries and employee benefits	$1,327,000	2,008
Premises and equipment expense	$319,000	1,777
Additional noninterest expense	$655,000	2,219
Pre-tax net operating income	$1,357,000	1,498
Securities gains (losses)	$215,000	281
Applicable income taxes	$436,000	1,164
Income before extraordinary items	$1,136,000	1,464
Extraordinary gains, net	$0	12
Net income	$1,136,000	1,464
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,136,000	1,465
Net charge-offs	$19,000	2,012
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$981,200	1,610
2015-12-31 (YTD Data)		Rank
Total interest income	$15,632,000	1,577
Total interest expense	$2,629,000	1,074
Net interest income	$13,003,000	1,679
Provision for loan and lease losses	$395,000	1,604
Total noninterest income	$1,563,000	2,429
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$791,000	1,496
Trading account gains and fees	$0	159
Additional Noninterest Income	$772,000	2,700
Total noninterest expense	$8,382,000	2,203
Salaries and employee benefits	$4,693,000	2,171
Premises and equipment expense	$1,210,000	1,877
Additional noninterest expense	$2,479,000	2,359
Pre-tax net operating income	$5,789,000	1,398
Securities gains (losses)	$4,000	2,883
Applicable income taxes	$1,328,000	1,326
Income before extraordinary items	$4,465,000	1,480
Extraordinary gains, net	$0	23
Net income	$4,465,000	1,480
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,465,000	1,480
Net charge-offs	$19,000	3,792
Cash dividends	$547,000	2,839
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,461,920	1,458
2015-09-30 (YTD Data)		Rank
Total interest income	$11,524,000	1,630
Total interest expense	$1,954,000	1,087
Net interest income	$9,570,000	1,726
Provision for loan and lease losses	$293,000	1,543
Total noninterest income	$1,209,000	2,413
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$603,000	1,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$606,000	2,655
Total noninterest expense	$6,183,000	2,236
Salaries and employee benefits	$3,462,000	2,197
Premises and equipment expense	$884,000	1,943
Additional noninterest expense	$1,837,000	2,382
Pre-tax net operating income	$4,303,000	1,438
Securities gains (losses)	$9,000	2,412
Applicable income taxes	$928,000	1,443
Income before extraordinary items	$3,384,000	1,488
Extraordinary gains, net	$0	21
Net income	$3,384,000	1,489
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,384,000	1,489
Net charge-offs	$-8,000	5,100
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,376,980	1,453
2015-06-30 (YTD Data)		Rank
Total interest income	$7,588,000	1,657
Total interest expense	$1,288,000	1,108
Net interest income	$6,300,000	1,750
Provision for loan and lease losses	$191,000	1,562
Total noninterest income	$819,000	2,393
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$387,000	1,515
Trading account gains and fees	$0	157
Additional Noninterest Income	$432,000	2,585
Total noninterest expense	$4,077,000	2,259
Salaries and employee benefits	$2,283,000	2,234
Premises and equipment expense	$562,000	2,017
Additional noninterest expense	$1,232,000	2,377
Pre-tax net operating income	$2,851,000	1,436
Securities gains (losses)	$6,000	2,180
Applicable income taxes	$588,000	1,484
Income before extraordinary items	$2,269,000	1,463
Extraordinary gains, net	$0	22
Net income	$2,269,000	1,464
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,269,000	1,465
Net charge-offs	$-8,000	5,189
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,264,260	1,426
2015-03-31 (YTD Data)		Rank
Total interest income	$3,741,000	1,672
Total interest expense	$630,000	1,128
Net interest income	$3,111,000	1,772
Provision for loan and lease losses	$88,000	1,599
Total noninterest income	$449,000	2,250
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$190,000	1,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$259,000	2,304
Total noninterest expense	$2,037,000	2,270
Salaries and employee benefits	$1,130,000	2,274
Premises and equipment expense	$269,000	2,125
Additional noninterest expense	$638,000	2,287
Pre-tax net operating income	$1,435,000	1,394
Securities gains (losses)	$0	2,027
Applicable income taxes	$283,000	1,503
Income before extraordinary items	$1,152,000	1,418
Extraordinary gains, net	$0	13
Net income	$1,152,000	1,421
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,152,000	1,420
Net charge-offs	$-4,000	5,028
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,152,000	1,370
2014-12-31 (YTD Data)		Rank
Total interest income	$14,376,000	1,744
Total interest expense	$2,668,000	1,110
Net interest income	$11,708,000	1,866
Provision for loan and lease losses	$311,000	1,944
Total noninterest income	$1,704,000	2,344
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$935,000	1,381
Trading account gains and fees	$0	180
Additional Noninterest Income	$769,000	2,687
Total noninterest expense	$7,458,000	2,464
Salaries and employee benefits	$4,144,000	2,416
Premises and equipment expense	$996,000	2,247
Additional noninterest expense	$2,318,000	2,559
Pre-tax net operating income	$5,643,000	1,371
Securities gains (losses)	$31,000	2,055
Applicable income taxes	$1,202,000	1,360
Income before extraordinary items	$4,472,000	1,446
Extraordinary gains, net	$0	17
Net income	$4,472,000	1,444
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,472,000	1,445
Net charge-offs	$7,000	4,671
Cash dividends	$546,000	2,758
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,447,510	1,428
2014-09-30 (YTD Data)		Rank
Total interest income	$10,671,000	1,776
Total interest expense	$2,022,000	1,114
Net interest income	$8,649,000	1,900
Provision for loan and lease losses	$267,000	1,756
Total noninterest income	$1,345,000	2,273
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$738,000	1,318
Trading account gains and fees	$0	174
Additional Noninterest Income	$607,000	2,625
Total noninterest expense	$5,552,000	2,488
Salaries and employee benefits	$3,083,000	2,430
Premises and equipment expense	$744,000	2,280
Additional noninterest expense	$1,725,000	2,582
Pre-tax net operating income	$4,175,000	1,405
Securities gains (losses)	$31,000	1,754
Applicable income taxes	$952,000	1,355
Income before extraordinary items	$3,254,000	1,464
Extraordinary gains, net	$0	15
Net income	$3,254,000	1,463
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,254,000	1,464
Net charge-offs	$9,000	4,191
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,230,130	1,454
2014-06-30 (YTD Data)		Rank
Total interest income	$7,035,000	1,791
Total interest expense	$1,361,000	1,105
Net interest income	$5,674,000	1,912
Provision for loan and lease losses	$241,000	1,485
Total noninterest income	$962,000	2,145
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$516,000	1,243
Trading account gains and fees	$0	172
Additional Noninterest Income	$446,000	2,465
Total noninterest expense	$3,668,000	2,517
Salaries and employee benefits	$2,022,000	2,487
Premises and equipment expense	$494,000	2,295
Additional noninterest expense	$1,152,000	2,583
Pre-tax net operating income	$2,727,000	1,394
Securities gains (losses)	$30,000	1,445
Applicable income taxes	$627,000	1,341
Income before extraordinary items	$2,130,000	1,447
Extraordinary gains, net	$0	20
Net income	$2,130,000	1,449
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,130,000	1,449
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,106,900	1,439
2014-03-31 (YTD Data)		Rank
Total interest income	$3,468,000	1,800
Total interest expense	$687,000	1,108
Net interest income	$2,781,000	1,940
Provision for loan and lease losses	$116,000	1,484
Total noninterest income	$521,000	1,967
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$259,000	1,232
Trading account gains and fees	$0	147
Additional Noninterest Income	$262,000	2,196
Total noninterest expense	$1,838,000	2,522
Salaries and employee benefits	$1,009,000	2,488
Premises and equipment expense	$249,000	2,326
Additional noninterest expense	$580,000	2,561
Pre-tax net operating income	$1,348,000	1,381
Securities gains (losses)	$-4,000	6,345
Applicable income taxes	$295,000	1,360
Income before extraordinary items	$1,049,000	1,436
Extraordinary gains, net	$0	16
Net income	$1,049,000	1,439
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,049,000	1,438
Net charge-offs	$5,000	3,116
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,052,120	1,411
2013-12-31 (YTD Data)		Rank
Total interest income	$13,351,000	1,871
Total interest expense	$2,865,000	1,183
Net interest income	$10,486,000	2,013
Provision for loan and lease losses	$347,000	2,297
Total noninterest income	$2,250,000	1,986
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,092,000	1,244
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,158,000	2,178
Total noninterest expense	$6,828,000	2,687
Salaries and employee benefits	$3,781,000	2,602
Premises and equipment expense	$948,000	2,354
Additional noninterest expense	$2,099,000	2,866
Pre-tax net operating income	$5,561,000	1,317
Securities gains (losses)	$425,000	515
Applicable income taxes	$1,384,000	1,185
Income before extraordinary items	$4,602,000	1,321
Extraordinary gains, net	$0	29
Net income	$4,602,000	1,323
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,602,000	1,324
Net charge-offs	$-27,000	6,321
Cash dividends	$504,000	2,736
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,274,750	1,390
2013-09-30 (YTD Data)		Rank
Total interest income	$9,881,000	1,898
Total interest expense	$2,144,000	1,225
Net interest income	$7,737,000	2,041
Provision for loan and lease losses	$347,000	1,937
Total noninterest income	$1,793,000	1,947
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$820,000	1,251
Trading account gains and fees	$0	180
Additional Noninterest Income	$973,000	2,078
Total noninterest expense	$5,155,000	2,674
Salaries and employee benefits	$2,820,000	2,622
Premises and equipment expense	$687,000	2,446
Additional noninterest expense	$1,648,000	2,762
Pre-tax net operating income	$4,028,000	1,373
Securities gains (losses)	$425,000	469
Applicable income taxes	$1,081,000	1,179
Income before extraordinary items	$3,372,000	1,350
Extraordinary gains, net	$0	25
Net income	$3,372,000	1,352
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,372,000	1,352
Net charge-offs	$-27,000	6,333
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,049,000	1,448
2013-06-30 (YTD Data)		Rank
Total interest income	$6,494,000	1,918
Total interest expense	$1,410,000	1,262
Net interest income	$5,084,000	2,058
Provision for loan and lease losses	$181,000	2,222
Total noninterest income	$929,000	2,328
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$543,000	1,238
Trading account gains and fees	$0	157
Additional Noninterest Income	$386,000	2,848
Total noninterest expense	$3,440,000	2,674
Salaries and employee benefits	$1,877,000	2,645
Premises and equipment expense	$438,000	2,552
Additional noninterest expense	$1,125,000	2,687
Pre-tax net operating income	$2,392,000	1,485
Securities gains (losses)	$372,000	474
Applicable income taxes	$682,000	1,214
Income before extraordinary items	$2,082,000	1,447
Extraordinary gains, net	$0	22
Net income	$2,082,000	1,449
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,082,000	1,450
Net charge-offs	$-28,000	6,410
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,803,000	1,592
2013-03-31 (YTD Data)		Rank
Total interest income	$3,211,000	1,954
Total interest expense	$696,000	1,331
Net interest income	$2,515,000	2,093
Provision for loan and lease losses	$71,000	2,498
Total noninterest income	$469,000	2,324
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$275,000	1,217
Trading account gains and fees	$0	148
Additional Noninterest Income	$194,000	2,819
Total noninterest expense	$1,772,000	2,641
Salaries and employee benefits	$930,000	2,688
Premises and equipment expense	$222,000	2,553
Additional noninterest expense	$620,000	2,468
Pre-tax net operating income	$1,141,000	1,531
Securities gains (losses)	$208,000	446
Applicable income taxes	$351,000	1,183
Income before extraordinary items	$998,000	1,493
Extraordinary gains, net	$0	10
Net income	$998,000	1,496
Minority interest net income	$0	76
Net income of bank and minority interests.	$998,000	1,495
Net charge-offs	$1,000	4,010
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$844,080	1,644
2012-12-31 (YTD Data)		Rank
Total interest income	$12,846,000	2,037
Total interest expense	$2,928,000	1,513
Net interest income	$9,918,000	2,170
Provision for loan and lease losses	$16,000	5,659
Total noninterest income	$1,783,000	2,365
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,097,000	1,299
Trading account gains and fees	$0	166
Additional Noninterest Income	$686,000	2,929
Total noninterest expense	$6,828,000	2,716
Salaries and employee benefits	$3,401,000	2,864
Premises and equipment expense	$893,000	2,503
Additional noninterest expense	$2,534,000	2,532
Pre-tax net operating income	$4,857,000	1,407
Securities gains (losses)	$1,273,000	410
Applicable income taxes	$1,567,000	1,060
Income before extraordinary items	$4,563,000	1,293
Extraordinary gains, net	$0	29
Net income	$4,563,000	1,294
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,563,000	1,294
Net charge-offs	$29,000	5,219
Cash dividends	$504,000	2,743
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,620,980	1,492
2012-09-30 (YTD Data)		Rank
Total interest income	$9,730,000	2,057
Total interest expense	$2,225,000	1,560
Net interest income	$7,505,000	2,190
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,286,000	2,421
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$809,000	1,331
Trading account gains and fees	$0	157
Additional Noninterest Income	$477,000	3,021
Total noninterest expense	$5,071,000	2,750
Salaries and employee benefits	$2,561,000	2,856
Premises and equipment expense	$645,000	2,618
Additional noninterest expense	$1,865,000	2,584
Pre-tax net operating income	$3,720,000	1,417
Securities gains (losses)	$692,000	584
Applicable income taxes	$1,161,000	1,094
Income before extraordinary items	$3,251,000	1,388
Extraordinary gains, net	$0	20
Net income	$3,251,000	1,389
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,251,000	1,389
Net charge-offs	$14,000	5,204
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,738,920	1,521
2012-06-30 (YTD Data)		Rank
Total interest income	$6,593,000	2,034
Total interest expense	$1,511,000	1,592
Net interest income	$5,082,000	2,151
Provision for loan and lease losses	$0	5,619
Total noninterest income	$774,000	2,535
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$534,000	1,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$240,000	3,401
Total noninterest expense	$3,397,000	2,754
Salaries and employee benefits	$1,711,000	2,856
Premises and equipment expense	$415,000	2,699
Additional noninterest expense	$1,271,000	2,543
Pre-tax net operating income	$2,459,000	1,412
Securities gains (losses)	$380,000	713
Applicable income taxes	$768,000	1,100
Income before extraordinary items	$2,071,000	1,437
Extraordinary gains, net	$0	19
Net income	$2,071,000	1,437
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,071,000	1,437
Net charge-offs	$11,000	4,911
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,793,600	1,543
2012-03-31 (YTD Data)		Rank
Total interest income	$3,309,000	2,035
Total interest expense	$765,000	1,641
Net interest income	$2,544,000	2,156
Provision for loan and lease losses	$0	5,254
Total noninterest income	$402,000	2,476
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$261,000	1,350
Trading account gains and fees	$0	148
Additional Noninterest Income	$141,000	3,154
Total noninterest expense	$1,674,000	2,784
Salaries and employee benefits	$843,000	2,902
Premises and equipment expense	$205,000	2,746
Additional noninterest expense	$626,000	2,557
Pre-tax net operating income	$1,272,000	1,382
Securities gains (losses)	$172,000	663
Applicable income taxes	$392,000	1,090
Income before extraordinary items	$1,052,000	1,385
Extraordinary gains, net	$0	19
Net income	$1,052,000	1,386
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,052,000	1,386
Net charge-offs	$16,000	3,803
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$926,440	1,479
2011-12-31 (YTD Data)		Rank
Total interest income	$13,459,000	2,075
Total interest expense	$3,309,000	1,783
Net interest income	$10,150,000	2,154
Provision for loan and lease losses	$90,000	5,433
Total noninterest income	$1,372,000	2,589
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,062,000	1,396
Trading account gains and fees	$0	146
Additional Noninterest Income	$310,000	3,811
Total noninterest expense	$6,168,000	2,992
Salaries and employee benefits	$2,993,000	3,122
Premises and equipment expense	$815,000	2,873
Additional noninterest expense	$2,360,000	2,717
Pre-tax net operating income	$5,264,000	1,129
Securities gains (losses)	$540,000	748
Applicable income taxes	$1,545,000	972
Income before extraordinary items	$4,259,000	1,181
Extraordinary gains, net	$0	29
Net income	$4,259,000	1,181
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,259,000	1,181
Net charge-offs	$-69,000	7,221
Cash dividends	$504,000	2,415
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,864,800	1,217
2011-09-30 (YTD Data)		Rank
Total interest income	$10,115,000	2,102
Total interest expense	$2,526,000	1,829
Net interest income	$7,589,000	2,164
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$1,136,000	2,429
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$785,000	1,425
Trading account gains and fees	$0	145
Additional Noninterest Income	$351,000	3,221
Total noninterest expense	$4,493,000	3,065
Salaries and employee benefits	$2,173,000	3,205
Premises and equipment expense	$568,000	3,050
Additional noninterest expense	$1,752,000	2,739
Pre-tax net operating income	$4,142,000	1,115
Securities gains (losses)	$439,000	712
Applicable income taxes	$1,273,000	903
Income before extraordinary items	$3,308,000	1,158
Extraordinary gains, net	$0	21
Net income	$3,308,000	1,158
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,308,000	1,158
Net charge-offs	$-60,000	7,272
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,991,920	1,229
2011-06-30 (YTD Data)		Rank
Total interest income	$6,719,000	2,126
Total interest expense	$1,723,000	1,854
Net interest income	$4,996,000	2,195
Provision for loan and lease losses	$90,000	4,488
Total noninterest income	$689,000	2,569
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$491,000	1,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$198,000	3,499
Total noninterest expense	$3,000,000	3,102
Salaries and employee benefits	$1,427,000	3,258
Premises and equipment expense	$356,000	3,214
Additional noninterest expense	$1,217,000	2,712
Pre-tax net operating income	$2,595,000	1,150
Securities gains (losses)	$100,000	1,143
Applicable income taxes	$756,000	962
Income before extraordinary items	$1,939,000	1,298
Extraordinary gains, net	$0	15
Net income	$1,939,000	1,298
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,939,000	1,298
Net charge-offs	$-64,000	7,336
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,867,000	1,278
2011-03-31 (YTD Data)		Rank
Total interest income	$3,329,000	2,153
Total interest expense	$888,000	1,860
Net interest income	$2,441,000	2,243
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$328,000	2,678
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$234,000	1,530
Trading account gains and fees	$0	158
Additional Noninterest Income	$94,000	3,676
Total noninterest expense	$1,504,000	3,101
Salaries and employee benefits	$718,000	3,265
Premises and equipment expense	$179,000	3,251
Additional noninterest expense	$607,000	2,700
Pre-tax net operating income	$1,205,000	1,207
Securities gains (losses)	$100,000	537
Applicable income taxes	$375,000	932
Income before extraordinary items	$930,000	1,315
Extraordinary gains, net	$0	9
Net income	$930,000	1,315
Minority interest net income	$0	86
Net income of bank and minority interests.	$930,000	1,315
Net charge-offs	$-47,000	7,353
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$859,000	1,364
2010-12-31 (YTD Data)		Rank
Total interest income	$13,910,000	2,168
Total interest expense	$4,187,000	1,909
Net interest income	$9,723,000	2,255
Provision for loan and lease losses	$630,000	3,760
Total noninterest income	$1,491,000	2,527
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,079,000	1,410
Trading account gains and fees	$0	175
Additional Noninterest Income	$412,000	3,466
Total noninterest expense	$5,558,000	3,305
Salaries and employee benefits	$2,829,000	3,272
Premises and equipment expense	$751,000	3,118
Additional noninterest expense	$1,978,000	3,286
Pre-tax net operating income	$5,026,000	1,031
Securities gains (losses)	$756,000	621
Applicable income taxes	$1,662,000	840
Income before extraordinary items	$4,120,000	1,051
Extraordinary gains, net	$0	29
Net income	$4,120,000	1,053
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,120,000	1,054
Net charge-offs	$337,000	4,166
Cash dividends	$481,000	2,405
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,583,240	1,152
2010-09-30 (YTD Data)		Rank
Total interest income	$10,517,000	2,205
Total interest expense	$3,224,000	1,938
Net interest income	$7,293,000	2,304
Provision for loan and lease losses	$480,000	3,605
Total noninterest income	$1,159,000	2,481
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$832,000	1,410
Trading account gains and fees	$0	165
Additional Noninterest Income	$327,000	3,419
Total noninterest expense	$4,227,000	3,276
Salaries and employee benefits	$2,125,000	3,286
Premises and equipment expense	$554,000	3,206
Additional noninterest expense	$1,548,000	3,134
Pre-tax net operating income	$3,745,000	1,089
Securities gains (losses)	$622,000	616
Applicable income taxes	$1,324,000	824
Income before extraordinary items	$3,043,000	1,114
Extraordinary gains, net	$0	23
Net income	$3,043,000	1,116
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,043,000	1,117
Net charge-offs	$344,000	3,548
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,607,600	1,232
2010-06-30 (YTD Data)		Rank
Total interest income	$7,062,000	2,213
Total interest expense	$2,212,000	1,965
Net interest income	$4,850,000	2,301
Provision for loan and lease losses	$380,000	3,262
Total noninterest income	$756,000	2,452
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$547,000	1,433
Trading account gains and fees	$0	152
Additional Noninterest Income	$209,000	3,441
Total noninterest expense	$2,807,000	3,285
Salaries and employee benefits	$1,408,000	3,323
Premises and equipment expense	$352,000	3,356
Additional noninterest expense	$1,047,000	3,074
Pre-tax net operating income	$2,419,000	1,101
Securities gains (losses)	$486,000	490
Applicable income taxes	$895,000	790
Income before extraordinary items	$2,010,000	1,111
Extraordinary gains, net	$0	19
Net income	$2,010,000	1,112
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,010,000	1,112
Net charge-offs	$348,000	2,870
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,674,660	1,277
2010-03-31 (YTD Data)		Rank
Total interest income	$3,486,000	2,300
Total interest expense	$1,152,000	1,988
Net interest income	$2,334,000	2,418
Provision for loan and lease losses	$85,000	4,189
Total noninterest income	$374,000	2,486
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$294,000	1,331
Trading account gains and fees	$0	175
Additional Noninterest Income	$80,000	3,909
Total noninterest expense	$1,411,000	3,311
Salaries and employee benefits	$707,000	3,375
Premises and equipment expense	$178,000	3,414
Additional noninterest expense	$526,000	3,035
Pre-tax net operating income	$1,212,000	1,091
Securities gains (losses)	$432,000	285
Applicable income taxes	$514,000	693
Income before extraordinary items	$1,130,000	968
Extraordinary gains, net	$0	16
Net income	$1,130,000	972
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,130,000	972
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$831,920	1,277
2009-12-31 (YTD Data)		Rank
Total interest income	$14,488,000	2,304
Total interest expense	$5,074,000	2,230
Net interest income	$9,414,000	2,318
Provision for loan and lease losses	$20,000	7,177
Total noninterest income	$1,586,000	2,465
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,285,000	1,341
Trading account gains and fees	$0	211
Additional Noninterest Income	$301,000	3,979
Total noninterest expense	$5,594,000	3,363
Salaries and employee benefits	$2,798,000	3,392
Premises and equipment expense	$759,000	3,260
Additional noninterest expense	$2,037,000	3,263
Pre-tax net operating income	$5,386,000	785
Securities gains (losses)	$-8,000	6,985
Applicable income taxes	$1,680,000	644
Income before extraordinary items	$3,698,000	926
Extraordinary gains, net	$0	34
Net income	$3,698,000	926
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,698,000	925
Net charge-offs	$16,000	6,746
Cash dividends	$420,000	2,774
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,703,520	920
2009-09-30 (YTD Data)		Rank
Total interest income	$10,808,000	2,354
Total interest expense	$3,823,000	2,319
Net interest income	$6,985,000	2,334
Provision for loan and lease losses	$20,000	6,935
Total noninterest income	$1,232,000	2,456
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$938,000	1,380
Trading account gains and fees	$0	212
Additional Noninterest Income	$294,000	3,655
Total noninterest expense	$4,174,000	3,389
Salaries and employee benefits	$2,069,000	3,446
Premises and equipment expense	$570,000	3,307
Additional noninterest expense	$1,535,000	3,227
Pre-tax net operating income	$4,023,000	838
Securities gains (losses)	$-8,000	7,209
Applicable income taxes	$1,272,000	692
Income before extraordinary items	$2,743,000	989
Extraordinary gains, net	$0	27
Net income	$2,743,000	988
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,743,000	989
Net charge-offs	$-5,000	7,804
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,748,440	970
2009-06-30 (YTD Data)		Rank
Total interest income	$7,140,000	2,405
Total interest expense	$2,539,000	2,415
Net interest income	$4,601,000	2,370
Provision for loan and lease losses	$20,000	6,682
Total noninterest income	$790,000	2,539
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$620,000	1,371
Trading account gains and fees	$0	193
Additional Noninterest Income	$170,000	3,903
Total noninterest expense	$2,625,000	3,579
Salaries and employee benefits	$1,379,000	3,481
Premises and equipment expense	$367,000	3,411
Additional noninterest expense	$879,000	3,616
Pre-tax net operating income	$2,746,000	834
Securities gains (losses)	$-8,000	7,458
Applicable income taxes	$868,000	700
Income before extraordinary items	$1,870,000	1,019
Extraordinary gains, net	$0	21
Net income	$1,870,000	1,017
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,870,000	1,019
Net charge-offs	$-6,000	7,819
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,875,440	986
2009-03-31 (YTD Data)		Rank
Total interest income	$3,512,000	2,465
Total interest expense	$1,284,000	2,479
Net interest income	$2,228,000	2,427
Provision for loan and lease losses	$20,000	5,880
Total noninterest income	$348,000	2,737
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$301,000	1,373
Trading account gains and fees	$0	171
Additional Noninterest Income	$47,000	4,942
Total noninterest expense	$1,309,000	3,510
Salaries and employee benefits	$690,000	3,513
Premises and equipment expense	$182,000	3,475
Additional noninterest expense	$437,000	3,344
Pre-tax net operating income	$1,247,000	1,023
Securities gains (losses)	$-8,000	7,812
Applicable income taxes	$394,000	836
Income before extraordinary items	$845,000	1,303
Extraordinary gains, net	$0	15
Net income	$845,000	1,304
Minority interest net income	$0	102
Net income of bank and minority interests.	$845,000	1,304
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$850,440	1,222
2008-12-31 (YTD Data)		Rank
Total interest income	$13,592,000	2,720
Total interest expense	$5,670,000	2,644
Net interest income	$7,922,000	2,732
Provision for loan and lease losses	$10,000	7,169
Total noninterest income	$1,751,000	2,354
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,293,000	1,394
Trading account gains and fees	$0	154
Additional Noninterest Income	$458,000	3,344
Total noninterest expense	$5,018,000	3,557
Salaries and employee benefits	$2,585,000	3,681
Premises and equipment expense	$704,000	3,493
Additional noninterest expense	$1,729,000	3,234
Pre-tax net operating income	$4,645,000	1,165
Securities gains (losses)	$-2,000	6,877
Applicable income taxes	$1,475,000	881
Income before extraordinary items	$3,168,000	1,287
Extraordinary gains, net	$0	39
Net income	$3,168,000	1,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,543
Cash dividends	$372,000	3,794
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,169,360	1,386
2008-09-30 (YTD Data)		Rank
Total interest income	$10,002,000	2,814
Total interest expense	$4,313,000	2,714
Net interest income	$5,689,000	2,868
Provision for loan and lease losses	$10,000	6,725
Total noninterest income	$1,441,000	2,265
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$990,000	1,373
Trading account gains and fees	$0	148
Additional Noninterest Income	$451,000	2,977
Total noninterest expense	$3,685,000	3,614
Salaries and employee benefits	$1,930,000	3,718
Premises and equipment expense	$517,000	3,565
Additional noninterest expense	$1,238,000	3,294
Pre-tax net operating income	$3,435,000	1,426
Securities gains (losses)	$-2,000	7,202
Applicable income taxes	$1,092,000	1,079
Income before extraordinary items	$2,341,000	1,548
Extraordinary gains, net	$0	31
Net income	$2,341,000	1,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,934
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,342,360	1,632
2008-06-30 (YTD Data)		Rank
Total interest income	$6,569,000	2,894
Total interest expense	$2,904,000	2,790
Net interest income	$3,665,000	2,942
Provision for loan and lease losses	$10,000	6,307
Total noninterest income	$943,000	2,324
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$656,000	1,367
Trading account gains and fees	$0	149
Additional Noninterest Income	$287,000	3,109
Total noninterest expense	$2,434,000	3,646
Salaries and employee benefits	$1,279,000	3,781
Premises and equipment expense	$338,000	3,631
Additional noninterest expense	$817,000	3,303
Pre-tax net operating income	$2,164,000	1,573
Securities gains (losses)	$-3,000	8,017
Applicable income taxes	$687,000	1,248
Income before extraordinary items	$1,474,000	1,833
Extraordinary gains, net	$0	21
Net income	$1,474,000	1,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,244
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,476,040	1,801
2008-03-31 (YTD Data)		Rank
Total interest income	$3,240,000	3,006
Total interest expense	$1,461,000	2,954
Net interest income	$1,779,000	3,018
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$495,000	2,254
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$327,000	1,335
Trading account gains and fees	$0	158
Additional Noninterest Income	$168,000	2,844
Total noninterest expense	$1,202,000	3,700
Salaries and employee benefits	$634,000	3,809
Premises and equipment expense	$170,000	3,639
Additional noninterest expense	$398,000	3,325
Pre-tax net operating income	$1,062,000	1,688
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$338,000	1,353
Income before extraordinary items	$728,000	1,961
Extraordinary gains, net	$0	15
Net income	$728,000	1,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$725,280	1,907
2007-12-31 (YTD Data)		Rank
Total interest income	$12,215,000	3,233
Total interest expense	$5,425,000	3,256
Net interest income	$6,790,000	3,173
Provision for loan and lease losses	$110,000	4,771
Total noninterest income	$1,721,000	2,467
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,298,000	1,376
Trading account gains and fees	$0	178
Additional Noninterest Income	$423,000	3,629
Total noninterest expense	$4,465,000	3,783
Salaries and employee benefits	$2,333,000	3,913
Premises and equipment expense	$705,000	3,423
Additional noninterest expense	$1,427,000	3,563
Pre-tax net operating income	$3,936,000	2,008
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$1,245,000	1,610
Income before extraordinary items	$2,690,000	2,219
Extraordinary gains, net	$0	39
Net income	$2,690,000	2,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,413
Cash dividends	$313,000	4,361
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,690,680	2,206
2007-09-30 (YTD Data)		Rank
Total interest income	$8,922,000	3,309
Total interest expense	$3,963,000	3,315
Net interest income	$4,959,000	3,256
Provision for loan and lease losses	$60,000	4,834
Total noninterest income	$1,172,000	2,635
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$957,000	1,380
Trading account gains and fees	$0	184
Additional Noninterest Income	$215,000	4,352
Total noninterest expense	$3,354,000	3,762
Salaries and employee benefits	$1,738,000	3,924
Premises and equipment expense	$533,000	3,380
Additional noninterest expense	$1,083,000	3,476
Pre-tax net operating income	$2,717,000	2,278
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$849,000	1,824
Income before extraordinary items	$1,867,000	2,526
Extraordinary gains, net	$0	33
Net income	$1,867,000	2,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,530
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,867,690	2,499
2007-06-30 (YTD Data)		Rank
Total interest income	$5,776,000	3,403
Total interest expense	$2,558,000	3,404
Net interest income	$3,218,000	3,351
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$759,000	2,684
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$622,000	1,417
Trading account gains and fees	$0	168
Additional Noninterest Income	$137,000	4,494
Total noninterest expense	$2,217,000	3,808
Salaries and employee benefits	$1,161,000	3,953
Premises and equipment expense	$354,000	3,407
Additional noninterest expense	$702,000	3,557
Pre-tax net operating income	$1,730,000	2,418
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$540,000	1,960
Income before extraordinary items	$1,189,000	2,661
Extraordinary gains, net	$0	29
Net income	$1,189,000	2,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,834
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,189,690	2,643
2007-03-31 (YTD Data)		Rank
Total interest income	$2,783,000	3,485
Total interest expense	$1,229,000	3,480
Net interest income	$1,554,000	3,449
Provision for loan and lease losses	$0	5,779
Total noninterest income	$363,000	2,744
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$303,000	1,413
Trading account gains and fees	$0	195
Additional Noninterest Income	$60,000	4,749
Total noninterest expense	$1,103,000	3,823
Salaries and employee benefits	$585,000	3,956
Premises and equipment expense	$174,000	3,473
Additional noninterest expense	$344,000	3,578
Pre-tax net operating income	$814,000	2,534
Securities gains (losses)	$0	1,187
Applicable income taxes	$256,000	2,058
Income before extraordinary items	$558,000	2,789
Extraordinary gains, net	$0	22
Net income	$558,000	2,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,965
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$558,000	2,780
2006-12-31 (YTD Data)		Rank
Total interest income	$10,080,000	3,547
Total interest expense	$3,860,000	3,683
Net interest income	$6,220,000	3,429
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,276,000	3,006
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,041,000	1,691
Trading account gains and fees	$0	130
Additional Noninterest Income	$235,000	4,800
Total noninterest expense	$4,187,000	3,857
Salaries and employee benefits	$2,172,000	4,023
Premises and equipment expense	$691,000	3,363
Additional noninterest expense	$1,324,000	3,647
Pre-tax net operating income	$3,309,000	2,601
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,040,000	2,139
Income before extraordinary items	$2,269,000	2,825
Extraordinary gains, net	$0	51
Net income	$2,269,000	2,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,872
Cash dividends	$286,000	4,547
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,269,000	2,815
2006-09-30 (YTD Data)		Rank
Total interest income	$7,368,000	3,593
Total interest expense	$2,722,000	3,752
Net interest income	$4,646,000	3,461
Provision for loan and lease losses	$0	6,685
Total noninterest income	$917,000	3,104
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$770,000	1,716
Trading account gains and fees	$0	126
Additional Noninterest Income	$147,000	5,173
Total noninterest expense	$3,119,000	3,867
Salaries and employee benefits	$1,623,000	4,017
Premises and equipment expense	$512,000	3,407
Additional noninterest expense	$984,000	3,657
Pre-tax net operating income	$2,444,000	2,705
Securities gains (losses)	$0	1,388
Applicable income taxes	$771,000	2,255
Income before extraordinary items	$1,673,000	2,953
Extraordinary gains, net	$0	45
Net income	$1,673,000	2,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,550
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,673,000	2,943
2006-06-30 (YTD Data)		Rank
Total interest income	$4,783,000	3,613
Total interest expense	$1,706,000	3,792
Net interest income	$3,077,000	3,479
Provision for loan and lease losses	$0	6,419
Total noninterest income	$593,000	3,147
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$499,000	1,744
Trading account gains and fees	$0	126
Additional Noninterest Income	$94,000	5,267
Total noninterest expense	$2,075,000	3,901
Salaries and employee benefits	$1,082,000	4,033
Premises and equipment expense	$333,000	3,467
Additional noninterest expense	$660,000	3,642
Pre-tax net operating income	$1,595,000	2,755
Securities gains (losses)	$0	1,185
Applicable income taxes	$505,000	2,293
Income before extraordinary items	$1,090,000	3,005
Extraordinary gains, net	$0	39
Net income	$1,090,000	3,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,763
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,090,000	2,993
2006-03-31 (YTD Data)		Rank
Total interest income	$2,332,000	3,627
Total interest expense	$817,000	3,765
Net interest income	$1,515,000	3,516
Provision for loan and lease losses	$0	6,013
Total noninterest income	$283,000	3,198
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$244,000	1,727
Trading account gains and fees	$0	115
Additional Noninterest Income	$39,000	5,582
Total noninterest expense	$1,047,000	3,874
Salaries and employee benefits	$546,000	4,028
Premises and equipment expense	$165,000	3,494
Additional noninterest expense	$336,000	3,555
Pre-tax net operating income	$751,000	2,828
Securities gains (losses)	$0	955
Applicable income taxes	$244,000	2,309
Income before extraordinary items	$507,000	3,121
Extraordinary gains, net	$0	21
Net income	$507,000	3,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$507,000	3,099
2005-12-31 (YTD Data)		Rank
Total interest income	$8,450,000	3,592
Total interest expense	$2,527,000	3,798
Net interest income	$5,923,000	3,460
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,268,000	3,010
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$986,000	1,756
Trading account gains and fees	$0	138
Additional Noninterest Income	$282,000	4,471
Total noninterest expense	$4,023,000	3,850
Salaries and employee benefits	$2,071,000	4,026
Premises and equipment expense	$620,000	3,556
Additional noninterest expense	$1,332,000	3,545
Pre-tax net operating income	$3,168,000	2,643
Securities gains (losses)	$15,000	1,350
Applicable income taxes	$1,034,000	2,222
Income before extraordinary items	$2,149,000	2,912
Extraordinary gains, net	$0	46
Net income	$2,149,000	2,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,078
Cash dividends	$275,000	4,519
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,138,800	2,896
2005-09-30 (YTD Data)		Rank
Total interest income	$6,141,000	3,631
Total interest expense	$1,768,000	3,853
Net interest income	$4,373,000	3,497
Provision for loan and lease losses	$0	6,899
Total noninterest income	$961,000	2,994
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$746,000	1,725
Trading account gains and fees	$0	126
Additional Noninterest Income	$215,000	4,440
Total noninterest expense	$2,995,000	3,836
Salaries and employee benefits	$1,539,000	4,013
Premises and equipment expense	$467,000	3,531
Additional noninterest expense	$989,000	3,529
Pre-tax net operating income	$2,339,000	2,707
Securities gains (losses)	$15,000	1,338
Applicable income taxes	$773,000	2,253
Income before extraordinary items	$1,581,000	3,011
Extraordinary gains, net	$0	35
Net income	$1,581,000	3,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,785
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,570,950	2,985
2005-06-30 (YTD Data)		Rank
Total interest income	$4,010,000	3,628
Total interest expense	$1,115,000	3,828
Net interest income	$2,895,000	3,499
Provision for loan and lease losses	$0	6,626
Total noninterest income	$638,000	2,960
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$504,000	1,673
Trading account gains and fees	$0	116
Additional Noninterest Income	$134,000	4,559
Total noninterest expense	$1,961,000	3,868
Salaries and employee benefits	$1,002,000	4,075
Premises and equipment expense	$308,000	3,540
Additional noninterest expense	$651,000	3,554
Pre-tax net operating income	$1,572,000	2,658
Securities gains (losses)	$15,000	1,210
Applicable income taxes	$520,000	2,220
Income before extraordinary items	$1,067,000	2,942
Extraordinary gains, net	$0	30
Net income	$1,067,000	2,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,061
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,056,950	2,927
2005-03-31 (YTD Data)		Rank
Total interest income	$1,963,000	3,654
Total interest expense	$536,000	3,836
Net interest income	$1,427,000	3,543
Provision for loan and lease losses	$0	6,226
Total noninterest income	$332,000	2,831
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$246,000	1,664
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	4,035
Total noninterest expense	$992,000	3,864
Salaries and employee benefits	$507,000	4,055
Premises and equipment expense	$153,000	3,594
Additional noninterest expense	$332,000	3,509
Pre-tax net operating income	$767,000	2,659
Securities gains (losses)	$18,000	832
Applicable income taxes	$257,000	2,226
Income before extraordinary items	$528,000	2,920
Extraordinary gains, net	$0	24
Net income	$528,000	2,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$515,940	2,942
2004-12-31 (YTD Data)		Rank
Total interest income	$7,317,000	3,685
Total interest expense	$1,906,000	3,789
Net interest income	$5,411,000	3,577
Provision for loan and lease losses	$90,000	5,165
Total noninterest income	$1,124,000	3,274
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$918,000	1,908
Trading account gains and fees	$0	138
Additional Noninterest Income	$206,000	5,047
Total noninterest expense	$3,454,000	4,224
Salaries and employee benefits	$1,841,000	4,262
Premises and equipment expense	$546,000	3,814
Additional noninterest expense	$1,067,000	4,120
Pre-tax net operating income	$2,991,000	2,602
Securities gains (losses)	$16,000	2,543
Applicable income taxes	$981,000	2,188
Income before extraordinary items	$2,026,000	2,880
Extraordinary gains, net	$0	34
Net income	$2,026,000	2,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,149
Cash dividends	$252,000	4,578
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,015,280	2,837
2004-09-30 (YTD Data)		Rank
Total interest income	$5,422,000	3,685
Total interest expense	$1,403,000	3,805
Net interest income	$4,019,000	3,585
Provision for loan and lease losses	$66,000	5,012
Total noninterest income	$818,000	3,352
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$670,000	1,959
Trading account gains and fees	$0	134
Additional Noninterest Income	$148,000	5,155
Total noninterest expense	$2,530,000	4,261
Salaries and employee benefits	$1,349,000	4,308
Premises and equipment expense	$350,000	4,288
Additional noninterest expense	$831,000	3,972
Pre-tax net operating income	$2,241,000	2,611
Securities gains (losses)	$11,000	2,659
Applicable income taxes	$734,000	2,238
Income before extraordinary items	$1,518,000	2,921
Extraordinary gains, net	$0	26
Net income	$1,518,000	2,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,626
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,510,630	2,861
2004-06-30 (YTD Data)		Rank
Total interest income	$3,574,000	3,720
Total interest expense	$935,000	3,804
Net interest income	$2,639,000	3,624
Provision for loan and lease losses	$27,000	5,578
Total noninterest income	$519,000	3,483
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$426,000	2,028
Trading account gains and fees	$0	130
Additional Noninterest Income	$93,000	5,304
Total noninterest expense	$1,642,000	4,379
Salaries and employee benefits	$853,000	4,505
Premises and equipment expense	$217,000	4,509
Additional noninterest expense	$572,000	3,889
Pre-tax net operating income	$1,489,000	2,605
Securities gains (losses)	$15,000	2,191
Applicable income taxes	$490,000	2,239
Income before extraordinary items	$1,014,000	2,901
Extraordinary gains, net	$0	21
Net income	$1,014,000	2,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,003,950	2,844
2004-03-31 (YTD Data)		Rank
Total interest income	$1,780,000	3,737
Total interest expense	$464,000	3,872
Net interest income	$1,316,000	3,618
Provision for loan and lease losses	$17,000	4,995
Total noninterest income	$241,000	3,609
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$197,000	2,109
Trading account gains and fees	$0	121
Additional Noninterest Income	$44,000	5,375
Total noninterest expense	$813,000	4,422
Salaries and employee benefits	$427,000	4,504
Premises and equipment expense	$103,000	4,692
Additional noninterest expense	$283,000	3,919
Pre-tax net operating income	$727,000	2,630
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$236,000	2,279
Income before extraordinary items	$492,000	2,979
Extraordinary gains, net	$0	16
Net income	$492,000	2,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$491,320	2,879
2003-12-31 (YTD Data)		Rank
Total interest income	$7,039,000	3,806
Total interest expense	$2,064,000	3,929
Net interest income	$4,975,000	3,693
Provision for loan and lease losses	$42,000	6,478
Total noninterest income	$846,000	4,097
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$784,000	2,151
Trading account gains and fees	$0	160
Additional Noninterest Income	$62,000	7,257
Total noninterest expense	$3,060,000	4,544
Salaries and employee benefits	$1,605,000	4,626
Premises and equipment expense	$394,000	4,773
Additional noninterest expense	$1,061,000	4,089
Pre-tax net operating income	$2,719,000	2,707
Securities gains (losses)	$10,000	3,613
Applicable income taxes	$882,000	2,356
Income before extraordinary items	$1,847,000	3,042
Extraordinary gains, net	$0	54
Net income	$1,847,000	3,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,408
Cash dividends	$217,000	4,830
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,840,200	2,918
2003-09-30 (YTD Data)		Rank
Total interest income	$5,263,000	3,865
Total interest expense	$1,590,000	3,962
Net interest income	$3,673,000	3,767
Provision for loan and lease losses	$17,000	6,906
Total noninterest income	$647,000	4,108
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$566,000	2,232
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	6,450
Total noninterest expense	$2,273,000	4,561
Salaries and employee benefits	$1,192,000	4,643
Premises and equipment expense	$297,000	4,743
Additional noninterest expense	$784,000	4,119
Pre-tax net operating income	$2,030,000	2,818
Securities gains (losses)	$10,000	3,326
Applicable income taxes	$666,000	2,470
Income before extraordinary items	$1,374,000	3,170
Extraordinary gains, net	$0	40
Net income	$1,374,000	3,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,102
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,367,300	3,026
2003-06-30 (YTD Data)		Rank
Total interest income	$3,506,000	3,893
Total interest expense	$1,084,000	3,994
Net interest income	$2,422,000	3,791
Provision for loan and lease losses	$9,000	6,877
Total noninterest income	$420,000	4,134
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$380,000	2,182
Trading account gains and fees	$0	150
Additional Noninterest Income	$40,000	6,937
Total noninterest expense	$1,512,000	4,559
Salaries and employee benefits	$793,000	4,644
Premises and equipment expense	$195,000	4,779
Additional noninterest expense	$524,000	4,094
Pre-tax net operating income	$1,321,000	2,874
Securities gains (losses)	$10,000	2,948
Applicable income taxes	$431,000	2,547
Income before extraordinary items	$900,000	3,213
Extraordinary gains, net	$0	30
Net income	$900,000	3,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$893,200	3,062
2003-03-31 (YTD Data)		Rank
Total interest income	$1,742,000	3,938
Total interest expense	$556,000	4,014
Net interest income	$1,186,000	3,861
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$217,000	3,964
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$180,000	2,223
Trading account gains and fees	$0	134
Additional Noninterest Income	$37,000	5,843
Total noninterest expense	$761,000	4,523
Salaries and employee benefits	$393,000	4,668
Premises and equipment expense	$99,000	4,734
Additional noninterest expense	$269,000	3,983
Pre-tax net operating income	$633,000	2,964
Securities gains (losses)	$10,000	2,181
Applicable income taxes	$207,000	2,633
Income before extraordinary items	$436,000	3,257
Extraordinary gains, net	$0	21
Net income	$436,000	3,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$429,200	3,129
2002-12-31 (YTD Data)		Rank
Total interest income	$7,063,000	4,016
Total interest expense	$2,795,000	3,750
Net interest income	$4,268,000	4,140
Provision for loan and lease losses	$68,000	6,337
Total noninterest income	$863,000	3,810
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$799,000	1,997
Trading account gains and fees	$0	153
Additional Noninterest Income	$64,000	7,231
Total noninterest expense	$2,778,000	4,707
Salaries and employee benefits	$1,466,000	4,775
Premises and equipment expense	$395,000	4,699
Additional noninterest expense	$917,000	4,477
Pre-tax net operating income	$2,285,000	3,089
Securities gains (losses)	$27,000	2,929
Applicable income taxes	$742,000	2,727
Income before extraordinary items	$1,570,000	3,380
Extraordinary gains, net	$0	70
Net income	$1,570,000	3,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,791
Cash dividends	$181,000	5,001
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,551,640	3,299
2001-12-31 (YTD Data)		Rank
Total interest income	$6,910,000	4,473
Total interest expense	$3,496,000	4,214
Net interest income	$3,414,000	4,638
Provision for loan and lease losses	$67,000	6,261
Total noninterest income	$740,000	4,059
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$634,000	2,331
Trading account gains and fees	$0	177
Additional Noninterest Income	$106,000	6,307
Total noninterest expense	$2,459,000	5,006
Salaries and employee benefits	$1,255,000	5,153
Premises and equipment expense	$374,000	4,810
Additional noninterest expense	$830,000	4,667
Pre-tax net operating income	$1,628,000	3,664
Securities gains (losses)	$6,000	3,836
Applicable income taxes	$506,000	3,313
Income before extraordinary items	$1,128,000	3,964
Extraordinary gains, net	$0	105
Net income	$1,128,000	3,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$126,000	5,521
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,123,860	3,854
2000-12-31 (YTD Data)		Rank
Total interest income	$5,780,000	5,215
Total interest expense	$2,831,000	5,139
Net interest income	$2,949,000	5,211
Provision for loan and lease losses	$79,000	5,801
Total noninterest income	$591,000	4,450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$506,000	2,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	6,788
Total noninterest expense	$2,068,000	5,554
Salaries and employee benefits	$1,108,000	5,530
Premises and equipment expense	$200,000	6,773
Additional noninterest expense	$760,000	4,901
Pre-tax net operating income	$1,393,000	4,288
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$437,000	3,797
Income before extraordinary items	$954,000	4,519
Extraordinary gains, net	$0	38
Net income	$954,000	4,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,934
Cash dividends	$42,000	6,486
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$955,380	4,512
1999-12-31 (YTD Data)		Rank
Total interest income	$4,816,000	5,697
Total interest expense	$2,224,000	5,605
Net interest income	$2,592,000	5,674
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$478,000	5,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$401,000	3,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,232
Total noninterest expense	$1,747,000	6,183
Salaries and employee benefits	$941,000	6,137
Premises and equipment expense	$162,000	7,459
Additional noninterest expense	$644,000	5,549
Pre-tax net operating income	$1,293,000	4,532
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$400,000	4,165
Income before extraordinary items	$894,000	4,765
Extraordinary gains, net	$0	35
Net income	$894,000	4,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,348
Cash dividends	$100,000	6,057
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$893,310	4,729
1998-12-31 (YTD Data)		Rank
Total interest income	$4,537,000	6,028
Total interest expense	$2,292,000	5,669
Net interest income	$2,245,000	6,217
Provision for loan and lease losses	$30,000	7,298
Total noninterest income	$366,000	5,889
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$301,000	3,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,637
Total noninterest expense	$1,522,000	6,627
Salaries and employee benefits	$843,000	6,496
Premises and equipment expense	$141,000	7,860
Additional noninterest expense	$538,000	6,178
Pre-tax net operating income	$1,059,000	5,245
Securities gains (losses)	$22,000	2,353
Applicable income taxes	$320,000	5,001
Income before extraordinary items	$761,000	5,356
Extraordinary gains, net	$0	32
Net income	$761,000	5,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$226,000	5,133
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$745,600	5,310
1997-12-31 (YTD Data)		Rank
Total interest income	$3,735,000	6,923
Total interest expense	$1,810,000	6,663
Net interest income	$1,925,000	7,075
Provision for loan and lease losses	$35,000	7,233
Total noninterest income	$323,000	6,418
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$233,000	4,879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	7,074
Total noninterest expense	$1,435,000	6,949
Salaries and employee benefits	$790,000	6,842
Premises and equipment expense	$123,000	8,418
Additional noninterest expense	$522,000	6,334
Pre-tax net operating income	$778,000	6,639
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$237,000	6,404
Income before extraordinary items	$539,000	6,743
Extraordinary gains, net	$0	44
Net income	$539,000	6,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,314
Cash dividends	$65,000	6,979
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$540,380	6,679
1996-12-31 (YTD Data)		Rank
Total interest income	$2,968,000	8,039
Total interest expense	$1,425,000	7,770
Net interest income	$1,543,000	8,165
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$221,000	7,946
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	6,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,844
Total noninterest expense	$1,175,000	8,055
Salaries and employee benefits	$633,000	7,936
Premises and equipment expense	$81,000	9,791
Additional noninterest expense	$461,000	7,373
Pre-tax net operating income	$559,000	7,632
Securities gains (losses)	$0	4,148
Applicable income taxes	$163,000	7,688
Income before extraordinary items	$396,000	7,651
Extraordinary gains, net	$0	53
Net income	$396,000	7,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$59,000	7,406
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$396,000	7,591
1995-12-31 (YTD Data)		Rank
Total interest income	$2,360,000	9,172
Total interest expense	$1,131,000	8,809
Net interest income	$1,229,000	9,251
Provision for loan and lease losses	$0	8,958
Total noninterest income	$119,000	9,879
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	8,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,276
Total noninterest expense	$768,000	9,915
Salaries and employee benefits	$391,000	10,010
Premises and equipment expense	$57,000	10,880
Additional noninterest expense	$320,000	9,033
Pre-tax net operating income	$580,000	7,991
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$168,000	7,963
Income before extraordinary items	$414,000	7,933
Extraordinary gains, net	$0	65
Net income	$414,000	7,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	11,095
Cash dividends	$53,000	7,697
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$412,580	7,914
1994-12-31 (YTD Data)		Rank
Total interest income	$1,978,000	9,841
Total interest expense	$798,000	9,618
Net interest income	$1,180,000	9,809
Provision for loan and lease losses	$0	9,146
Total noninterest income	$110,000	10,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	8,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,719
Total noninterest expense	$734,000	10,543
Salaries and employee benefits	$357,000	10,669
Premises and equipment expense	$52,000	11,558
Additional noninterest expense	$325,000	9,657
Pre-tax net operating income	$556,000	8,272
Securities gains (losses)	$-4,000	9,291
Applicable income taxes	$144,000	8,434
Income before extraordinary items	$408,000	8,130
Extraordinary gains, net	$0	249
Net income	$408,000	8,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	10,986
Cash dividends	$51,000	7,890
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$410,960	8,140
1993-12-31 (YTD Data)		Rank
Total interest income	$1,837,000	10,519
Total interest expense	$751,000	10,298
Net interest income	$1,086,000	10,464
Provision for loan and lease losses	$0	10,371
Total noninterest income	$92,000	11,522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	9,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	11,580
Total noninterest expense	$656,000	11,360
Salaries and employee benefits	$304,000	11,604
Premises and equipment expense	$49,000	12,246
Additional noninterest expense	$303,000	10,412
Pre-tax net operating income	$522,000	8,521
Securities gains (losses)	$0	7,477
Applicable income taxes	$133,000	9,018
Income before extraordinary items	$389,000	8,544
Extraordinary gains, net	$0	3,149
Net income	$389,000	8,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	7,294
Cash dividends	$42,000	8,158
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$389,000	8,281
1992-12-31 (YTD Data)		Rank
Total interest income	$1,954,000	10,984
Total interest expense	$930,000	10,713
Net interest income	$1,024,000	11,014
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$93,000	11,911
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,916
Total noninterest expense	$658,000	11,748
Salaries and employee benefits	$282,000	12,227
Premises and equipment expense	$65,000	12,061
Additional noninterest expense	$311,000	10,684
Pre-tax net operating income	$439,000	8,901
Securities gains (losses)	$13,000	6,142
Applicable income taxes	$122,000	9,301
Income before extraordinary items	$330,000	8,931
Extraordinary gains, net	$0	1,422
Net income	$330,000	9,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	9,710
Cash dividends	$35,000	8,104
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$320,510	8,673

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.