Home > Roseville Community Bank > Assets and Liabilities
Roseville Community Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $45,039,000 | 7,354 |
| Cash and due from depository institutions | $2,594,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,654,000 | 6,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $27,873,000 | 6,967 |
| Loan loss allowance | $205,000 | 8,483 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $296,000 | 8,705 |
| Other real estate owned | $212,000 | 7,238 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $410,000 | 8,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,039,000 | 7,354 |
| Total liabilities | $42,254,000 | 7,152 |
| Total deposits | $41,165,000 | 7,058 |
| Interest-bearing deposits | $27,320,000 | 7,925 |
| Deposits held in domestic offices | $41,165,000 | 7,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 2,577 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $414,000 | 6,419 |
| Total equity capital | $2,785,000 | 8,989 |
| Total bank equity capital | $2,785,000 | 8,989 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,050,000 | 2,981 |
| Surplus | $1,214,000 | 6,735 |
| Undivided profits | $521,000 | 8,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $156,000 | 8,551 |
| Earning assets | $41,527,000 | 7,328 |
| Long-term assets (5+ years) | $1,521,000 | 8,040 |
| Average Assets, year-to-date | $40,276,800 | 7,548 |
| Average Assets, quarterly | $43,387,000 | 7,415 |
| Volatile liabilities | $2,685,000 | 8,515 |
| Insider loans | $18,000 | 9,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,986,000 | 5,898 |
| Tier 1 (core) risk-based capital | $2,737,000 | 8,937 |
| Tier 2 risk-based capital | $205,000 | 8,156 |
| Total risk weighted assets | $29,339,000 | 6,989 |
| Total unused commitments | $3,986,000 | 5,904 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $39,383,000 | 7,977 |
| Cash and due from depository institutions | $1,753,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,015,000 | 7,411 |
| Federal funds sold & reverse repurchase agreements | $4,720,000 | 2,850 |
| Net loans & leases | $22,204,000 | 7,926 |
| Loan loss allowance | $165,000 | 9,267 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $367,000 | 8,577 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $324,000 | 9,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,383,000 | 7,977 |
| Total liabilities | $37,002,000 | 7,767 |
| Total deposits | $36,726,000 | 7,630 |
| Interest-bearing deposits | $26,233,000 | 8,251 |
| Deposits held in domestic offices | $36,726,000 | 7,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $276,000 | 8,046 |
| Total equity capital | $2,381,000 | 9,627 |
| Total bank equity capital | $2,381,000 | 9,627 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,050,000 | 3,050 |
| Surplus | $1,214,000 | 6,877 |
| Undivided profits | $117,000 | 10,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 8,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $140,000 | 9,202 |
| Earning assets | $36,939,000 | 7,889 |
| Long-term assets (5+ years) | $419,000 | 9,103 |
| Average Assets, year-to-date | $34,614,200 | 8,259 |
| Average Assets, quarterly | $37,852,500 | 8,056 |
| Volatile liabilities | $1,680,000 | 9,579 |
| Insider loans | $1,000 | 9,774 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,433,000 | 6,161 |
| Tier 1 (core) risk-based capital | $2,370,000 | 9,574 |
| Tier 2 risk-based capital | $165,000 | 8,920 |
| Total risk weighted assets | $24,853,500 | 7,691 |
| Total unused commitments | $3,433,000 | 6,170 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $31,690,000 | 9,015 |
| Cash and due from depository institutions | $1,864,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,848,000 | 8,666 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 4,544 |
| Net loans & leases | $19,168,000 | 8,597 |
| Loan loss allowance | $140,000 | 10,004 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $274,000 | 9,403 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $262,000 | 10,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,690,000 | 9,015 |
| Total liabilities | $29,638,000 | 8,852 |
| Total deposits | $29,472,000 | 8,719 |
| Interest-bearing deposits | $20,016,000 | 9,430 |
| Deposits held in domestic offices | $29,472,000 | 8,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $166,000 | 9,738 |
| Total equity capital | $2,052,000 | 10,290 |
| Total bank equity capital | $2,052,000 | 10,290 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,050,000 | 3,262 |
| Surplus | $1,214,000 | 7,079 |
| Undivided profits | $-212,000 | 10,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 9,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $115,000 | 9,958 |
| Earning assets | $29,291,000 | 8,977 |
| Long-term assets (5+ years) | $312,000 | 9,526 |
| Average Assets, year-to-date | $30,758,800 | 8,977 |
| Average Assets, quarterly | $30,971,000 | 9,054 |
| Volatile liabilities | $1,579,000 | 9,902 |
| Insider loans | $26,000 | 9,831 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,875,000 | 6,549 |
| Tier 1 (core) risk-based capital | $2,067,000 | 10,224 |
| Tier 2 risk-based capital | $140,000 | 9,637 |
| Total risk weighted assets | $20,706,000 | 8,523 |
| Total unused commitments | $2,875,000 | 6,564 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $30,405,000 | 9,462 |
| Cash and due from depository institutions | $2,318,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,607,000 | 8,414 |
| Federal funds sold & reverse repurchase agreements | $2,670,000 | 4,707 |
| Net loans & leases | $15,135,000 | 9,520 |
| Loan loss allowance | $143,000 | 10,339 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $265,000 | 9,790 |
| Other real estate owned | $36,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $374,000 | 10,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,405,000 | 9,462 |
| Total liabilities | $28,482,000 | 9,278 |
| Total deposits | $28,315,000 | 9,153 |
| Interest-bearing deposits | $19,350,000 | 9,887 |
| Deposits held in domestic offices | $28,315,000 | 9,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $167,000 | 10,176 |
| Total equity capital | $1,923,000 | 10,775 |
| Total bank equity capital | $1,923,000 | 10,775 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,050,000 | 3,402 |
| Surplus | $1,214,000 | 7,198 |
| Undivided profits | $-341,000 | 11,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $96,000 | 10,729 |
| Earning assets | $27,412,000 | 9,489 |
| Long-term assets (5+ years) | $141,000 | 10,152 |
| Average Assets, year-to-date | $27,812,800 | 9,604 |
| Average Assets, quarterly | $29,835,000 | 9,479 |
| Volatile liabilities | $1,695,000 | 9,989 |
| Insider loans | $36,000 | 10,127 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,945,000 | 6,413 |
| Tier 1 (core) risk-based capital | $1,930,000 | 10,712 |
| Tier 2 risk-based capital | $143,000 | 9,899 |
| Total risk weighted assets | $17,811,500 | 9,261 |
| Total unused commitments | $2,945,000 | 6,428 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $24,790,000 | 10,462 |
| Cash and due from depository institutions | $2,426,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,274,000 | 9,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $14,432,000 | 9,944 |
| Loan loss allowance | $143,000 | 10,830 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $270,000 | 10,094 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $5,000 | 2,992 |
| All other assets | $383,000 | 10,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,790,000 | 10,462 |
| Total liabilities | $23,160,000 | 10,313 |
| Total deposits | $22,636,000 | 10,260 |
| Interest-bearing deposits | $13,598,000 | 11,233 |
| Deposits held in domestic offices | $22,636,000 | 10,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 4,088 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $124,000 | 10,579 |
| Total equity capital | $1,630,000 | 11,441 |
| Total bank equity capital | $1,630,000 | 11,441 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,050,000 | 3,544 |
| Surplus | $1,214,000 | 7,343 |
| Undivided profits | $-634,000 | 12,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 11,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $74,000 | 11,476 |
| Earning assets | $21,706,000 | 10,545 |
| Long-term assets (5+ years) | $308,000 | 10,410 |
| Average Assets, year-to-date | $26,423,200 | 10,175 |
| Average Assets, quarterly | $25,787,000 | 10,289 |
| Volatile liabilities | $1,501,000 | 10,364 |
| Insider loans | $39,000 | 10,457 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,400,000 | 6,005 |
| Tier 1 (core) risk-based capital | $1,671,000 | 11,447 |
| Tier 2 risk-based capital | $143,000 | 10,265 |
| Total risk weighted assets | $16,126,800 | 9,847 |
| Total unused commitments | $3,400,000 | 6,015 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $26,268,000 | 10,701 |
| Cash and due from depository institutions | $2,170,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,670,000 | 10,019 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $15,263,000 | 9,960 |
| Loan loss allowance | $105,000 | 12,008 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $180,000 | 11,376 |
| Other real estate owned | $54,000 | 9,167 |
| Goodwill and other intangibles | $14,000 | 2,807 |
| All other assets | $317,000 | 11,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,268,000 | 10,701 |
| Total liabilities | $24,686,000 | 10,526 |
| Total deposits | $24,535,000 | 10,435 |
| Interest-bearing deposits | $15,940,000 | 11,361 |
| Deposits held in domestic offices | $24,535,000 | 10,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $151,000 | 10,352 |
| Total equity capital | $1,582,000 | 11,955 |
| Total bank equity capital | $1,582,000 | 11,955 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,050,000 | 3,651 |
| Surplus | $1,214,000 | 7,417 |
| Undivided profits | $-682,000 | 12,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 11,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $88,000 | 11,379 |
| Earning assets | $23,533,000 | 10,755 |
| Long-term assets (5+ years) | $1,233,000 | 9,661 |
| Average Assets, year-to-date | $26,180,200 | 10,593 |
| Average Assets, quarterly | $26,986,500 | 10,551 |
| Volatile liabilities | $1,525,000 | 10,457 |
| Insider loans | $35,000 | 10,918 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,732,000 | 6,675 |
| Tier 1 (core) risk-based capital | $1,568,000 | 11,953 |
| Tier 2 risk-based capital | $105,000 | 11,475 |
| Total risk weighted assets | $17,016,900 | 9,867 |
| Total unused commitments | $2,732,000 | 6,696 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $24,656,000 | 11,258 |
| Cash and due from depository institutions | $2,193,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,687,000 | 11,221 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $15,305,000 | 10,111 |
| Loan loss allowance | $67,000 | 13,167 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $174,000 | 11,850 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $24,000 | 2,694 |
| All other assets | $273,000 | 12,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,656,000 | 11,258 |
| Total liabilities | $22,910,000 | 11,154 |
| Total deposits | $22,746,000 | 11,071 |
| Interest-bearing deposits | $16,233,000 | 11,700 |
| Deposits held in domestic offices | $22,746,000 | 11,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $164,000 | 10,830 |
| Total equity capital | $1,746,000 | 11,947 |
| Total bank equity capital | $1,746,000 | 11,947 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,050,000 | 3,817 |
| Surplus | $1,214,000 | 7,390 |
| Undivided profits | $-518,000 | 13,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 10,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $92,000 | 11,795 |
| Earning assets | $21,992,000 | 11,277 |
| Long-term assets (5+ years) | $1,056,000 | 10,178 |
| Average Assets, year-to-date | $22,134,600 | 11,541 |
| Average Assets, quarterly | $25,199,500 | 11,113 |
| Volatile liabilities | $2,752,000 | 8,888 |
| Insider loans | $34,000 | 7,754 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,948,000 | 7,379 |
| Tier 1 (core) risk-based capital | $1,722,000 | 11,958 |
| Tier 2 risk-based capital | $67,000 | 12,796 |
| Total risk weighted assets | $17,326,400 | 10,022 |
| Total unused commitments | $1,948,000 | 7,411 |
| Derivatives | $0 | 651 |