Home > Roseville 1st National Bank > Assets and Liabilities
Roseville 1st National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $64,943,000 | 5,951 |
| Cash and due from depository institutions | $2,427,000 | 6,562 |
| Interest-bearing balances | $71,000 | 5,181 |
| Securities | $7,832,000 | 7,711 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 4,467 |
| Net loans & leases | $49,795,000 | 5,101 |
| Loan loss allowance | $456,000 | 5,999 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,440,000 | 4,975 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,124,000 | 3,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,943,000 | 5,951 |
| Total liabilities | $60,435,000 | 5,813 |
| Total deposits | $59,917,000 | 5,570 |
| Interest-bearing deposits | $47,702,000 | 5,829 |
| Deposits held in domestic offices | $59,917,000 | 5,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $518,000 | 5,237 |
| Total equity capital | $4,508,000 | 7,380 |
| Total bank equity capital | $4,508,000 | 7,380 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,600,000 | 2,267 |
| Surplus | $422,000 | 8,596 |
| Undivided profits | $2,486,000 | 5,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $299,000 | 6,477 |
| Earning assets | $59,023,000 | 5,954 |
| Long-term assets (5+ years) | $9,141,000 | 5,049 |
| Average Assets, year-to-date | $59,848,400 | 6,080 |
| Average Assets, quarterly | $65,491,000 | 5,881 |
| Volatile liabilities | $9,786,000 | 5,481 |
| Insider loans | $2,455,000 | 1,876 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $350,000 | 1,043 |
| Unused loan commitments | $15,148,000 | 2,862 |
| Tier 1 (core) risk-based capital | $4,669,000 | 7,264 |
| Tier 2 risk-based capital | $456,000 | 5,639 |
| Total risk weighted assets | $49,479,200 | 5,240 |
| Total unused commitments | $15,148,000 | 2,869 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $55,923,000 | 6,546 |
| Cash and due from depository institutions | $2,395,000 | 6,003 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $8,241,000 | 7,616 |
| Federal funds sold & reverse repurchase agreements | $6,980,000 | 2,502 |
| Net loans & leases | $34,777,000 | 6,186 |
| Loan loss allowance | $329,000 | 7,098 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,484,000 | 4,804 |
| Other real estate owned | $0 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,046,000 | 3,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,923,000 | 6,546 |
| Total liabilities | $51,773,000 | 6,396 |
| Total deposits | $51,536,000 | 6,206 |
| Interest-bearing deposits | $40,346,000 | 6,545 |
| Deposits held in domestic offices | $51,536,000 | 6,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $237,000 | 8,178 |
| Total equity capital | $4,150,000 | 7,785 |
| Total bank equity capital | $4,150,000 | 7,785 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,600,000 | 2,233 |
| Surplus | $422,000 | 8,762 |
| Undivided profits | $2,128,000 | 6,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $188,000 | 8,070 |
| Earning assets | $49,999,000 | 6,638 |
| Long-term assets (5+ years) | $8,980,000 | 4,987 |
| Average Assets, year-to-date | $51,598,800 | 6,635 |
| Average Assets, quarterly | $54,593,000 | 6,552 |
| Volatile liabilities | $6,285,000 | 6,371 |
| Insider loans | $1,295,000 | 2,961 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $673,000 | 1,174 |
| Unused loan commitments | $12,414,000 | 3,160 |
| Tier 1 (core) risk-based capital | $4,053,000 | 7,738 |
| Tier 2 risk-based capital | $329,000 | 6,681 |
| Total risk weighted assets | $41,854,500 | 5,727 |
| Total unused commitments | $12,414,000 | 3,164 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $50,588,000 | 7,016 |
| Cash and due from depository institutions | $1,830,000 | 5,787 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $4,010,000 | 9,598 |
| Federal funds sold & reverse repurchase agreements | $6,720,000 | 2,060 |
| Net loans & leases | $34,348,000 | 6,374 |
| Loan loss allowance | $724,000 | 4,383 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,720,000 | 4,288 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,960,000 | 3,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,588,000 | 7,016 |
| Total liabilities | $46,623,000 | 6,876 |
| Total deposits | $46,349,000 | 6,690 |
| Interest-bearing deposits | $37,838,000 | 6,892 |
| Deposits held in domestic offices | $46,349,000 | 6,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $274,000 | 8,069 |
| Total equity capital | $3,965,000 | 8,081 |
| Total bank equity capital | $3,965,000 | 8,081 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,600,000 | 2,251 |
| Surplus | $422,000 | 9,104 |
| Undivided profits | $1,943,000 | 7,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $214,000 | 8,043 |
| Earning assets | $45,099,000 | 7,116 |
| Long-term assets (5+ years) | $4,567,000 | 6,184 |
| Average Assets, year-to-date | $44,925,800 | 7,283 |
| Average Assets, quarterly | $49,267,500 | 7,052 |
| Volatile liabilities | $7,519,000 | 5,917 |
| Insider loans | $1,672,000 | 2,394 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $638,000 | 968 |
| Unused loan commitments | $10,312,000 | 3,388 |
| Tier 1 (core) risk-based capital | $3,814,000 | 8,096 |
| Tier 2 risk-based capital | $507,530 | 5,101 |
| Total risk weighted assets | $40,385,930 | 5,892 |
| Total unused commitments | $10,312,000 | 3,389 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $38,669,000 | 8,292 |
| Cash and due from depository institutions | $1,792,000 | 7,667 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $4,188,000 | 10,098 |
| Federal funds sold & reverse repurchase agreements | $3,440,000 | 3,494 |
| Net loans & leases | $27,193,000 | 7,336 |
| Loan loss allowance | $254,000 | 8,436 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,443,000 | 4,815 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $613,000 | 8,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,669,000 | 8,292 |
| Total liabilities | $34,895,000 | 8,247 |
| Total deposits | $34,687,000 | 8,106 |
| Interest-bearing deposits | $30,159,000 | 8,024 |
| Deposits held in domestic offices | $34,687,000 | 8,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $208,000 | 9,145 |
| Total equity capital | $3,774,000 | 8,406 |
| Total bank equity capital | $3,774,000 | 8,406 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,600,000 | 2,389 |
| Surplus | $422,000 | 9,516 |
| Undivided profits | $1,752,000 | 7,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $147,000 | 9,387 |
| Earning assets | $34,822,000 | 8,355 |
| Long-term assets (5+ years) | $2,424,000 | 7,455 |
| Average Assets, year-to-date | $34,983,600 | 8,508 |
| Average Assets, quarterly | $37,575,000 | 8,361 |
| Volatile liabilities | $3,952,000 | 7,805 |
| Insider loans | $1,483,000 | 2,695 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $110,000 | 1,369 |
| Unused loan commitments | $8,248,000 | 3,823 |
| Tier 1 (core) risk-based capital | $3,578,000 | 8,524 |
| Tier 2 risk-based capital | $254,000 | 7,846 |
| Total risk weighted assets | $31,183,900 | 6,964 |
| Total unused commitments | $8,248,000 | 3,838 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $31,905,000 | 9,291 |
| Cash and due from depository institutions | $1,441,000 | 8,670 |
| Interest-bearing balances | $450,000 | 3,434 |
| Securities | $3,209,000 | 10,950 |
| Federal funds sold & reverse repurchase agreements | $1,584,000 | 6,232 |
| Net loans & leases | $23,522,000 | 7,964 |
| Loan loss allowance | $185,000 | 9,705 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,491,000 | 4,678 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $658,000 | 8,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,905,000 | 9,291 |
| Total liabilities | $28,438,000 | 9,285 |
| Total deposits | $28,268,000 | 9,160 |
| Interest-bearing deposits | $24,884,000 | 9,050 |
| Deposits held in domestic offices | $28,268,000 | 9,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $170,000 | 10,133 |
| Total equity capital | $3,467,000 | 8,929 |
| Total bank equity capital | $3,467,000 | 8,929 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,598,000 | 2,488 |
| Surplus | $421,000 | 9,894 |
| Undivided profits | $1,448,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 9,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $176,000 | 9,226 |
| Earning assets | $28,765,000 | 9,309 |
| Long-term assets (5+ years) | $2,147,000 | 7,755 |
| Average Assets, year-to-date | $30,501,000 | 9,287 |
| Average Assets, quarterly | $31,531,000 | 9,276 |
| Volatile liabilities | $2,986,000 | 8,572 |
| Insider loans | $1,869,000 | 2,269 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $809,000 | 882 |
| Unused loan commitments | $5,809,000 | 4,580 |
| Tier 1 (core) risk-based capital | $3,204,000 | 9,150 |
| Tier 2 risk-based capital | $185,000 | 9,123 |
| Total risk weighted assets | $26,191,900 | 7,734 |
| Total unused commitments | $5,809,000 | 4,594 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $26,388,000 | 10,231 |
| Cash and due from depository institutions | $1,529,000 | 9,330 |
| Interest-bearing balances | $199,000 | 4,486 |
| Securities | $3,018,000 | 11,685 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 3,292 |
| Net loans & leases | $18,576,000 | 9,043 |
| Loan loss allowance | $158,000 | 10,568 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $149,000 | 11,157 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $666,000 | 8,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,388,000 | 10,231 |
| Total liabilities | $23,119,000 | 10,319 |
| Total deposits | $22,998,000 | 10,193 |
| Interest-bearing deposits | $20,448,000 | 10,046 |
| Deposits held in domestic offices | $22,998,000 | 10,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $121,000 | 10,647 |
| Total equity capital | $3,269,000 | 9,114 |
| Total bank equity capital | $3,269,000 | 9,114 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,598,000 | 2,568 |
| Surplus | $1,368,000 | 6,989 |
| Undivided profits | $303,000 | 10,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $116,000 | 10,461 |
| Earning assets | $24,243,000 | 10,184 |
| Long-term assets (5+ years) | $953,000 | 9,530 |
| Average Assets, year-to-date | $25,532,600 | 10,307 |
| Average Assets, quarterly | $26,057,000 | 10,257 |
| Volatile liabilities | $2,860,000 | 8,617 |
| Insider loans | $2,157,000 | 1,935 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,741,000 | 5,732 |
| Tier 1 (core) risk-based capital | $3,269,000 | 9,213 |
| Tier 2 risk-based capital | $158,000 | 9,959 |
| Total risk weighted assets | $20,154,700 | 8,940 |
| Total unused commitments | $3,741,000 | 5,738 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $22,507,000 | 11,228 |
| Cash and due from depository institutions | $1,009,000 | 10,317 |
| Interest-bearing balances | $498,000 | 4,343 |
| Securities | $1,927,000 | 12,605 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $17,148,000 | 9,468 |
| Loan loss allowance | $137,000 | 11,407 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $176,000 | 11,410 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $747,000 | 7,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,507,000 | 11,228 |
| Total liabilities | $19,541,000 | 11,329 |
| Total deposits | $19,465,000 | 11,246 |
| Interest-bearing deposits | $18,298,000 | 10,914 |
| Deposits held in domestic offices | $19,465,000 | 11,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $76,000 | 12,155 |
| Total equity capital | $2,966,000 | 9,838 |
| Total bank equity capital | $2,966,000 | 9,838 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,598,000 | 2,622 |
| Surplus | $1,292,000 | 7,238 |
| Undivided profits | $76,000 | 12,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 10,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $120,000 | 10,402 |
| Earning assets | $21,073,000 | 11,134 |
| Long-term assets (5+ years) | $1,175,000 | 9,740 |
| Average Assets, year-to-date | $20,796,400 | 11,392 |
| Average Assets, quarterly | $21,824,000 | 11,293 |
| Volatile liabilities | $3,707,000 | 7,624 |
| Insider loans | $927,000 | 3,937 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $439,000 | 1,261 |
| Unused loan commitments | $3,915,000 | 5,578 |
| Tier 1 (core) risk-based capital | $2,966,000 | 9,779 |
| Tier 2 risk-based capital | $137,000 | 10,745 |
| Total risk weighted assets | $18,137,600 | 9,620 |
| Total unused commitments | $3,915,000 | 5,599 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $19,691,000 | 12,085 |
| Cash and due from depository institutions | $1,367,000 | 12,085 |
| Interest-bearing balances | $1,320,000 | 3,344 |
| Securities | $2,067,000 | 13,037 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $13,161,000 | 10,710 |
| Loan loss allowance | $127,000 | 12,022 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $170,000 | 11,893 |
| Other real estate owned | $0 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $826,000 | 7,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,691,000 | 12,085 |
| Total liabilities | $16,801,000 | 12,246 |
| Total deposits | $16,702,000 | 12,165 |
| Interest-bearing deposits | $16,495,000 | 11,648 |
| Deposits held in domestic offices | $16,702,000 | 12,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $99,000 | 12,344 |
| Total equity capital | $2,890,000 | 9,929 |
| Total bank equity capital | $2,890,000 | 9,929 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,598,000 | 2,722 |
| Surplus | $634,000 | 9,927 |
| Undivided profits | $658,000 | 10,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 11,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $132,000 | 10,555 |
| Earning assets | $18,648,000 | 11,894 |
| Long-term assets (5+ years) | $1,541,000 | 9,510 |
| Average Assets, year-to-date | $17,614,600 | 12,325 |
| Average Assets, quarterly | $19,747,000 | 12,019 |
| Volatile liabilities | $1,763,000 | 10,350 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,786,000 | 7,628 |
| Tier 1 (core) risk-based capital | $2,890,000 | 9,865 |
| Tier 2 risk-based capital | $127,000 | 11,260 |
| Total risk weighted assets | $15,325,500 | 10,541 |
| Total unused commitments | $1,786,000 | 7,663 |
| Derivatives | $0 | 651 |