Home > Rosenberg Bank and Trust > Income and Expense
Rosenberg Bank and Trust, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 6,596 |
| Total interest expense | $1,329,000 | 7,461 |
| Net interest income | $2,751,000 | 6,000 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $791,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $2,900,000 | 4,544 |
| Salaries and employee benefits | $1,312,000 | 4,835 |
| Premises and equipment expense | $445,000 | 4,194 |
| Additional noninterest expense | $1,143,000 | 4,231 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $416,000 | 8,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $416,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $113,000 | 6,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $416,000 | 8,082 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,508 |
| Total interest expense | $1,430,000 | 7,445 |
| Net interest income | $2,885,000 | 5,829 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $774,000 | 4,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $684,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,574,000 | 5,138 |
| Salaries and employee benefits | $1,228,000 | 5,127 |
| Premises and equipment expense | $374,000 | 4,976 |
| Additional noninterest expense | $972,000 | 5,038 |
| Pre-tax net operating income | $930,000 | 6,211 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $336,000 | 5,656 |
| Income before extraordinary items | $649,000 | 6,432 |
| Extraordinary gains, net | $-23,000 | 12,488 |
| Net income | $626,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $91,000 | 7,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $612,700 | 6,432 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 7,094 |
| Total interest expense | $1,761,000 | 7,736 |
| Net interest income | $2,576,000 | 6,442 |
| Provision for loan and lease losses | $337,000 | 3,868 |
| Total noninterest income | $751,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $657,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $2,453,000 | 5,401 |
| Salaries and employee benefits | $1,159,000 | 5,339 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $957,000 | 5,236 |
| Pre-tax net operating income | $537,000 | 8,163 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $439,000 | 7,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $439,000 | 7,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 2,953 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $346,200 | 8,396 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.