Home > Rosemount National Bank > Income and Expense
Rosemount National Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,328 |
| Total interest expense | $44,000 | 7,232 |
| Net interest income | $179,000 | 7,323 |
| Provision for loan and lease losses | $-6,000 | 7,451 |
| Total noninterest income | $231,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,612 |
| Total noninterest expense | $950,000 | 4,328 |
| Salaries and employee benefits | $306,000 | 5,571 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $518,000 | 3,090 |
| Pre-tax net operating income | $-534,000 | 7,101 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-534,000 | 7,144 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-534,000 | 7,145 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-534,000 | 7,145 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-534,000 | 7,136 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 7,185 |
| Total interest expense | $276,000 | 7,135 |
| Net interest income | $1,032,000 | 7,140 |
| Provision for loan and lease losses | $628,000 | 3,772 |
| Total noninterest income | $316,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $236,000 | 4,117 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 5,689 |
| Total noninterest expense | $2,724,000 | 5,283 |
| Salaries and employee benefits | $1,032,000 | 5,956 |
| Premises and equipment expense | $512,000 | 4,114 |
| Additional noninterest expense | $1,180,000 | 4,656 |
| Pre-tax net operating income | $-2,004,000 | 6,774 |
| Securities gains (losses) | $195,000 | 1,606 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,809,000 | 6,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,809,000 | 6,812 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,809,000 | 6,812 |
| Net charge-offs | $982,000 | 2,716 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,004,000 | 6,828 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,241 |
| Total interest expense | $216,000 | 7,229 |
| Net interest income | $817,000 | 7,180 |
| Provision for loan and lease losses | $447,000 | 3,750 |
| Total noninterest income | $238,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $175,000 | 4,209 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $2,042,000 | 5,307 |
| Salaries and employee benefits | $724,000 | 6,144 |
| Premises and equipment expense | $391,000 | 4,146 |
| Additional noninterest expense | $927,000 | 4,518 |
| Pre-tax net operating income | $-1,434,000 | 6,930 |
| Securities gains (losses) | $195,000 | 1,396 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,239,000 | 6,969 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,239,000 | 6,968 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,239,000 | 6,969 |
| Net charge-offs | $634,000 | 2,751 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,434,000 | 6,996 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,260 |
| Total interest expense | $151,000 | 7,272 |
| Net interest income | $574,000 | 7,174 |
| Provision for loan and lease losses | $287,000 | 3,715 |
| Total noninterest income | $151,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $116,000 | 4,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $1,205,000 | 5,653 |
| Salaries and employee benefits | $467,000 | 6,248 |
| Premises and equipment expense | $263,000 | 4,150 |
| Additional noninterest expense | $475,000 | 5,219 |
| Pre-tax net operating income | $-767,000 | 6,896 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-767,000 | 6,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-767,000 | 6,992 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-767,000 | 6,992 |
| Net charge-offs | $533,000 | 2,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-767,000 | 6,961 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 7,335 |
| Total interest expense | $79,000 | 7,343 |
| Net interest income | $291,000 | 7,241 |
| Provision for loan and lease losses | $238,000 | 2,763 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $534,000 | 6,026 |
| Salaries and employee benefits | $220,000 | 6,433 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $187,000 | 5,848 |
| Pre-tax net operating income | $-413,000 | 7,111 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-413,000 | 7,191 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-413,000 | 7,193 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-413,000 | 7,192 |
| Net charge-offs | $498,000 | 1,581 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-413,000 | 7,168 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,329 |
| Total interest expense | $412,000 | 7,329 |
| Net interest income | $1,223,000 | 7,213 |
| Provision for loan and lease losses | $1,148,000 | 3,282 |
| Total noninterest income | $392,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $304,000 | 3,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $88,000 | 5,811 |
| Total noninterest expense | $3,000,000 | 5,178 |
| Salaries and employee benefits | $1,053,000 | 6,130 |
| Premises and equipment expense | $489,000 | 4,436 |
| Additional noninterest expense | $1,458,000 | 4,163 |
| Pre-tax net operating income | $-2,533,000 | 6,783 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,533,000 | 6,899 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,533,000 | 6,898 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,533,000 | 6,899 |
| Net charge-offs | $786,000 | 3,199 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,533,000 | 6,902 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,389 |
| Total interest expense | $324,000 | 7,396 |
| Net interest income | $924,000 | 7,265 |
| Provision for loan and lease losses | $959,000 | 2,846 |
| Total noninterest income | $303,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $230,000 | 3,860 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $73,000 | 5,808 |
| Total noninterest expense | $2,407,000 | 4,994 |
| Salaries and employee benefits | $818,000 | 6,080 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $1,227,000 | 3,821 |
| Pre-tax net operating income | $-2,139,000 | 7,081 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,139,000 | 7,212 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,139,000 | 7,212 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,139,000 | 7,211 |
| Net charge-offs | $680,000 | 2,662 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,139,000 | 7,200 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 7,405 |
| Total interest expense | $225,000 | 7,451 |
| Net interest income | $635,000 | 7,254 |
| Provision for loan and lease losses | $366,000 | 3,415 |
| Total noninterest income | $205,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $156,000 | 3,802 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $1,544,000 | 5,160 |
| Salaries and employee benefits | $535,000 | 6,194 |
| Premises and equipment expense | $245,000 | 4,511 |
| Additional noninterest expense | $764,000 | 4,012 |
| Pre-tax net operating income | $-1,070,000 | 7,052 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-1,071,000 | 7,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,071,000 | 7,171 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,071,000 | 7,172 |
| Net charge-offs | $352,000 | 2,753 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,071,000 | 7,169 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 7,502 |
| Total interest expense | $117,000 | 7,503 |
| Net interest income | $301,000 | 7,361 |
| Provision for loan and lease losses | $157,000 | 3,162 |
| Total noninterest income | $96,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $589,000 | 5,870 |
| Salaries and employee benefits | $280,000 | 6,137 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $206,000 | 5,524 |
| Pre-tax net operating income | $-349,000 | 7,137 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-349,000 | 7,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-349,000 | 7,274 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-349,000 | 7,274 |
| Net charge-offs | $185,000 | 2,202 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-349,000 | 7,230 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 7,135 |
| Total interest expense | $718,000 | 7,287 |
| Net interest income | $1,565,000 | 6,922 |
| Provision for loan and lease losses | $352,000 | 4,352 |
| Total noninterest income | $422,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $339,000 | 3,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $2,551,000 | 5,600 |
| Salaries and employee benefits | $1,209,000 | 5,973 |
| Premises and equipment expense | $357,000 | 5,384 |
| Additional noninterest expense | $985,000 | 4,869 |
| Pre-tax net operating income | $-916,000 | 6,974 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-917,000 | 6,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-917,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,777 |
| Cash dividends | $48,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-917,000 | 7,074 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 7,141 |
| Total interest expense | $577,000 | 7,306 |
| Net interest income | $1,223,000 | 6,902 |
| Provision for loan and lease losses | $190,000 | 4,286 |
| Total noninterest income | $334,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $260,000 | 3,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 6,057 |
| Total noninterest expense | $1,768,000 | 5,797 |
| Salaries and employee benefits | $893,000 | 6,010 |
| Premises and equipment expense | $268,000 | 5,403 |
| Additional noninterest expense | $607,000 | 5,391 |
| Pre-tax net operating income | $-401,000 | 7,192 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-402,000 | 7,111 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-402,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,413 |
| Cash dividends | $24,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-402,000 | 7,249 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 7,070 |
| Total interest expense | $416,000 | 7,305 |
| Net interest income | $867,000 | 6,791 |
| Provision for loan and lease losses | $115,000 | 4,076 |
| Total noninterest income | $221,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $174,000 | 3,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $1,141,000 | 5,918 |
| Salaries and employee benefits | $587,000 | 6,112 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $377,000 | 5,579 |
| Pre-tax net operating income | $-168,000 | 7,287 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-169,000 | 7,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-169,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,437 |
| Cash dividends | $24,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-169,000 | 7,337 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 7,004 |
| Total interest expense | $228,000 | 7,270 |
| Net interest income | $462,000 | 6,682 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $86,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $80,000 | 3,888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $584,000 | 5,881 |
| Salaries and employee benefits | $320,000 | 5,908 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $176,000 | 5,731 |
| Pre-tax net operating income | $-46,000 | 7,379 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-47,000 | 7,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-47,000 | 7,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 6,739 |
| Total interest expense | $997,000 | 7,176 |
| Net interest income | $2,177,000 | 6,320 |
| Provision for loan and lease losses | $690,000 | 1,874 |
| Total noninterest income | $461,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $351,000 | 3,778 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $110,000 | 6,071 |
| Total noninterest expense | $2,346,000 | 5,786 |
| Salaries and employee benefits | $1,183,000 | 6,026 |
| Premises and equipment expense | $359,000 | 5,337 |
| Additional noninterest expense | $804,000 | 5,327 |
| Pre-tax net operating income | $-398,000 | 7,755 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-399,000 | 7,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-399,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 1,023 |
| Cash dividends | $274,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-399,000 | 7,815 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 6,682 |
| Total interest expense | $748,000 | 7,211 |
| Net interest income | $1,724,000 | 6,209 |
| Provision for loan and lease losses | $545,000 | 1,460 |
| Total noninterest income | $343,000 | 5,258 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 3,808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $84,000 | 6,082 |
| Total noninterest expense | $1,745,000 | 5,779 |
| Salaries and employee benefits | $897,000 | 5,979 |
| Premises and equipment expense | $271,000 | 5,307 |
| Additional noninterest expense | $577,000 | 5,424 |
| Pre-tax net operating income | $-223,000 | 7,907 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-224,000 | 7,952 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-224,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 878 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-224,000 | 7,936 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 6,645 |
| Total interest expense | $496,000 | 7,243 |
| Net interest income | $1,225,000 | 6,106 |
| Provision for loan and lease losses | $450,000 | 1,118 |
| Total noninterest income | $234,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $174,000 | 3,791 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $1,129,000 | 5,905 |
| Salaries and employee benefits | $554,000 | 6,246 |
| Premises and equipment expense | $176,000 | 5,407 |
| Additional noninterest expense | $399,000 | 5,308 |
| Pre-tax net operating income | $-120,000 | 8,005 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-121,000 | 8,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-121,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 641 |
| Cash dividends | $278,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-121,000 | 8,024 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,640 |
| Total interest expense | $250,000 | 7,251 |
| Net interest income | $621,000 | 6,079 |
| Provision for loan and lease losses | $245,000 | 982 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $586,000 | 5,824 |
| Salaries and employee benefits | $278,000 | 6,281 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $-107,000 | 8,158 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-107,000 | 8,186 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-107,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 462 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-107,000 | 8,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 6,455 |
| Total interest expense | $865,000 | 7,195 |
| Net interest income | $2,577,000 | 5,934 |
| Provision for loan and lease losses | $356,000 | 2,490 |
| Total noninterest income | $503,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $469,000 | 3,199 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $2,203,000 | 5,874 |
| Salaries and employee benefits | $1,139,000 | 6,069 |
| Premises and equipment expense | $359,000 | 5,258 |
| Additional noninterest expense | $705,000 | 5,619 |
| Pre-tax net operating income | $521,000 | 6,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $520,000 | 6,074 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $520,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $797,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $520,000 | 6,072 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,515 |
| Total interest expense | $614,000 | 7,289 |
| Net interest income | $1,931,000 | 5,998 |
| Provision for loan and lease losses | $117,000 | 3,859 |
| Total noninterest income | $341,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $310,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $1,642,000 | 5,884 |
| Salaries and employee benefits | $859,000 | 6,026 |
| Premises and equipment expense | $271,000 | 5,242 |
| Additional noninterest expense | $512,000 | 5,701 |
| Pre-tax net operating income | $513,000 | 6,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $512,000 | 5,707 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $512,000 | 5,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $587,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $512,000 | 5,702 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,555 |
| Total interest expense | $386,000 | 7,340 |
| Net interest income | $1,280,000 | 6,045 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $225,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $1,078,000 | 5,937 |
| Salaries and employee benefits | $548,000 | 6,168 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $351,000 | 5,595 |
| Pre-tax net operating income | $349,000 | 6,161 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $348,000 | 5,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,142 |
| Cash dividends | $436,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $348,000 | 5,693 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 6,663 |
| Total interest expense | $172,000 | 7,486 |
| Net interest income | $621,000 | 6,136 |
| Provision for loan and lease losses | $39,000 | 3,587 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $520,000 | 6,060 |
| Salaries and employee benefits | $291,000 | 6,034 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $159,000 | 6,292 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $158,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $48,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $158,000 | 5,843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 6,494 |
| Total interest expense | $626,000 | 7,258 |
| Net interest income | $2,498,000 | 6,051 |
| Provision for loan and lease losses | $166,000 | 3,950 |
| Total noninterest income | $385,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $407,000 | 3,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-22,000 | 8,807 |
| Total noninterest expense | $2,163,000 | 5,835 |
| Salaries and employee benefits | $1,193,000 | 5,817 |
| Premises and equipment expense | $352,000 | 5,267 |
| Additional noninterest expense | $618,000 | 5,967 |
| Pre-tax net operating income | $554,000 | 6,569 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $553,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $352,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $553,000 | 6,136 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 6,541 |
| Total interest expense | $460,000 | 7,237 |
| Net interest income | $1,846,000 | 6,117 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $285,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $308,000 | 3,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-23,000 | 8,842 |
| Total noninterest expense | $1,586,000 | 5,878 |
| Salaries and employee benefits | $898,000 | 5,776 |
| Premises and equipment expense | $250,000 | 5,434 |
| Additional noninterest expense | $438,000 | 6,099 |
| Pre-tax net operating income | $473,000 | 6,491 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $472,000 | 6,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $472,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,717 |
| Cash dividends | $290,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $472,000 | 5,994 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 6,530 |
| Total interest expense | $294,000 | 7,229 |
| Net interest income | $1,227,000 | 6,111 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $160,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-31,000 | 8,861 |
| Total noninterest expense | $1,046,000 | 5,911 |
| Salaries and employee benefits | $586,000 | 5,829 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $297,000 | 6,030 |
| Pre-tax net operating income | $293,000 | 6,624 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $292,000 | 6,178 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $292,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $193,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $292,000 | 6,126 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,568 |
| Total interest expense | $136,000 | 7,340 |
| Net interest income | $613,000 | 6,165 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-16,000 | 8,918 |
| Total noninterest expense | $513,000 | 6,017 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $141,000 | 6,678 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $35,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 6,404 |
| Total interest expense | $465,000 | 7,433 |
| Net interest income | $2,545,000 | 5,948 |
| Provision for loan and lease losses | $191,000 | 3,781 |
| Total noninterest income | $363,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $332,000 | 4,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $2,182,000 | 5,726 |
| Salaries and employee benefits | $1,233,000 | 5,616 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $597,000 | 5,990 |
| Pre-tax net operating income | $535,000 | 6,609 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $534,000 | 6,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $534,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,018 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $534,000 | 6,145 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 6,452 |
| Total interest expense | $346,000 | 7,475 |
| Net interest income | $1,887,000 | 5,990 |
| Provision for loan and lease losses | $107,000 | 4,172 |
| Total noninterest income | $279,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $250,000 | 4,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $1,651,000 | 5,669 |
| Salaries and employee benefits | $939,000 | 5,519 |
| Premises and equipment expense | $256,000 | 5,274 |
| Additional noninterest expense | $456,000 | 5,900 |
| Pre-tax net operating income | $408,000 | 6,700 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $407,000 | 6,288 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $407,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $305,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $407,000 | 6,214 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,525 |
| Total interest expense | $234,000 | 7,523 |
| Net interest income | $1,236,000 | 6,066 |
| Provision for loan and lease losses | $69,000 | 4,142 |
| Total noninterest income | $174,000 | 6,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $1,059,000 | 5,825 |
| Salaries and employee benefits | $602,000 | 5,682 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $293,000 | 6,043 |
| Pre-tax net operating income | $282,000 | 6,614 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $281,000 | 6,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $217,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $281,000 | 6,103 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,587 |
| Total interest expense | $120,000 | 7,527 |
| Net interest income | $608,000 | 6,115 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-7,000 | 9,086 |
| Total noninterest expense | $514,000 | 5,953 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $118,000 | 6,879 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $117,000 | 6,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 6,354 |
| Total interest expense | $634,000 | 7,285 |
| Net interest income | $2,538,000 | 5,852 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $397,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $345,000 | 3,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $2,025,000 | 5,958 |
| Salaries and employee benefits | $1,148,000 | 5,786 |
| Premises and equipment expense | $318,000 | 5,483 |
| Additional noninterest expense | $559,000 | 6,199 |
| Pre-tax net operating income | $745,000 | 5,863 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $753,000 | 5,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $753,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $434,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $744,000 | 5,273 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 6,427 |
| Total interest expense | $495,000 | 7,342 |
| Net interest income | $1,871,000 | 5,940 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $305,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $257,000 | 4,024 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $1,488,000 | 6,001 |
| Salaries and employee benefits | $833,000 | 5,881 |
| Premises and equipment expense | $219,000 | 5,725 |
| Additional noninterest expense | $436,000 | 6,085 |
| Pre-tax net operating income | $628,000 | 5,764 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $629,000 | 5,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $629,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $380,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $627,000 | 5,103 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 6,486 |
| Total interest expense | $339,000 | 7,400 |
| Net interest income | $1,234,000 | 5,982 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $192,000 | 6,096 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $168,000 | 4,039 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $994,000 | 6,009 |
| Salaries and employee benefits | $568,000 | 5,794 |
| Premises and equipment expense | $140,000 | 5,867 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $387,000 | 5,954 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-1,000 | 8,923 |
| Income before extraordinary items | $388,000 | 5,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $388,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $285,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $388,000 | 5,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 6,507 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $612,000 | 6,006 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $93,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $469,000 | 6,213 |
| Salaries and employee benefits | $255,000 | 6,183 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $206,000 | 5,775 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $207,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $79,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $207,000 | 5,048 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 6,636 |
| Total interest expense | $833,000 | 7,411 |
| Net interest income | $2,371,000 | 6,083 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $441,000 | 5,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $375,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 7,179 |
| Total noninterest expense | $2,035,000 | 5,818 |
| Salaries and employee benefits | $1,171,000 | 5,571 |
| Premises and equipment expense | $263,000 | 5,966 |
| Additional noninterest expense | $601,000 | 5,924 |
| Pre-tax net operating income | $722,000 | 6,009 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $714,000 | 5,506 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $714,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $505,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $692,880 | 5,439 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 6,826 |
| Total interest expense | $1,402,000 | 7,190 |
| Net interest income | $2,022,000 | 6,400 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $439,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $385,000 | 3,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $2,068,000 | 5,612 |
| Salaries and employee benefits | $1,078,000 | 5,720 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $658,000 | 5,497 |
| Pre-tax net operating income | $393,000 | 7,014 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $344,000 | 6,861 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $344,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $248,000 | 4,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $344,000 | 6,753 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 6,734 |
| Total interest expense | $1,520,000 | 7,114 |
| Net interest income | $2,176,000 | 6,307 |
| Provision for loan and lease losses | $-120,000 | 9,815 |
| Total noninterest income | $415,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $2,131,000 | 5,449 |
| Salaries and employee benefits | $1,118,000 | 5,496 |
| Premises and equipment expense | $345,000 | 4,979 |
| Additional noninterest expense | $668,000 | 5,361 |
| Pre-tax net operating income | $580,000 | 6,663 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $235,000 | 5,093 |
| Income before extraordinary items | $345,000 | 7,183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $345,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $298,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $345,000 | 7,175 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 7,156 |
| Total interest expense | $1,135,000 | 7,815 |
| Net interest income | $2,066,000 | 6,525 |
| Provision for loan and lease losses | $-78,000 | 10,081 |
| Total noninterest income | $404,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,576 |
| Total noninterest expense | $2,342,000 | 5,101 |
| Salaries and employee benefits | $1,070,000 | 5,628 |
| Premises and equipment expense | $341,000 | 5,061 |
| Additional noninterest expense | $931,000 | 4,252 |
| Pre-tax net operating income | $206,000 | 8,551 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $85,000 | 7,134 |
| Income before extraordinary items | $125,000 | 8,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,295 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $122,440 | 8,785 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 6,949 |
| Total interest expense | $1,259,000 | 7,773 |
| Net interest income | $2,245,000 | 6,217 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $409,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $2,062,000 | 5,488 |
| Salaries and employee benefits | $1,139,000 | 5,264 |
| Premises and equipment expense | $349,000 | 4,894 |
| Additional noninterest expense | $574,000 | 5,918 |
| Pre-tax net operating income | $592,000 | 6,960 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $243,000 | 5,712 |
| Income before extraordinary items | $349,000 | 7,538 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $349,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,370 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $349,000 | 7,456 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 5,991 |
| Total interest expense | $1,957,000 | 6,347 |
| Net interest income | $2,801,000 | 5,576 |
| Provision for loan and lease losses | $1,405,000 | 764 |
| Total noninterest income | $364,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $2,388,000 | 4,965 |
| Salaries and employee benefits | $1,288,000 | 4,820 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $777,000 | 4,831 |
| Pre-tax net operating income | $-628,000 | 10,780 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $-252,000 | 10,812 |
| Income before extraordinary items | $-373,000 | 10,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-373,000 | 10,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 817 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-374,920 | 10,696 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 5,673 |
| Total interest expense | $2,147,000 | 6,132 |
| Net interest income | $3,155,000 | 5,245 |
| Provision for loan and lease losses | $735,000 | 1,277 |
| Total noninterest income | $198,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $2,159,000 | 5,618 |
| Salaries and employee benefits | $1,075,000 | 5,679 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $676,000 | 5,879 |
| Pre-tax net operating income | $459,000 | 8,170 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $253,000 | 8,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $253,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,476 |
| Cash dividends | $33,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $271,560 | 8,586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 7,689 |
| Total interest expense | $1,347,000 | 8,123 |
| Net interest income | $2,049,000 | 7,195 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,668,000 | 6,807 |
| Salaries and employee benefits | $844,000 | 6,862 |
| Premises and equipment expense | $312,000 | 5,461 |
| Additional noninterest expense | $512,000 | 7,160 |
| Pre-tax net operating income | $472,000 | 8,604 |
| Securities gains (losses) | $-131,000 | 11,582 |
| Applicable income taxes | $138,000 | 8,483 |
| Income before extraordinary items | $203,000 | 9,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $203,000 | 9,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $286,840 | 9,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 8,326 |
| Total interest expense | $1,334,000 | 7,446 |
| Net interest income | $1,513,000 | 8,850 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,449,000 | 7,767 |
| Salaries and employee benefits | $682,000 | 8,015 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $250,000 | 10,486 |
| Securities gains (losses) | $-24,000 | 10,481 |
| Applicable income taxes | $92,000 | 9,543 |
| Income before extraordinary items | $134,000 | 11,015 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $134,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $149,360 | 10,882 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 10,727 |
| Total interest expense | $788,000 | 10,106 |
| Net interest income | $951,000 | 10,950 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $1,060,000 | 9,483 |
| Salaries and employee benefits | $475,000 | 9,897 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $419,000 | 9,049 |
| Pre-tax net operating income | $21,000 | 12,306 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $20,000 | 12,425 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $20,000 | 12,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 375 |
| Net operating income | $20,000 | 12,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 11,578 |
| Total interest expense | $727,000 | 11,680 |
| Net interest income | $942,000 | 11,334 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $738,000 | 11,317 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $230,000 | 11,810 |
| Pre-tax net operating income | $332,000 | 9,850 |
| Securities gains (losses) | $333,000 | 1,441 |
| Applicable income taxes | $267,000 | 6,408 |
| Income before extraordinary items | $398,000 | 8,243 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $398,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $74,000 | 7,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $184,880 | 10,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.