Home > Roselle Bank > Income and Expense
Roselle Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 2,337 |
| Total interest expense | $1,630,000 | 940 |
| Net interest income | $1,239,000 | 3,370 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $243,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $5,000 | 4,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,241 |
| Total noninterest expense | $7,447,000 | 808 |
| Salaries and employee benefits | $2,857,000 | 1,110 |
| Premises and equipment expense | $409,000 | 1,416 |
| Additional noninterest expense | $4,181,000 | 461 |
| Pre-tax net operating income | $-5,995,000 | 5,084 |
| Securities gains (losses) | $174,000 | 423 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-5,821,000 | 5,066 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-5,821,000 | 5,066 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-5,821,000 | 5,066 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-5,995,000 | 5,077 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,754,000 | 2,320 |
| Total interest expense | $6,413,000 | 1,002 |
| Net interest income | $5,341,000 | 3,298 |
| Provision for loan and lease losses | $103,000 | 2,917 |
| Total noninterest income | $473,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $20,000 | 4,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,136 |
| Total noninterest expense | $9,392,000 | 2,016 |
| Salaries and employee benefits | $5,268,000 | 2,030 |
| Premises and equipment expense | $1,138,000 | 1,858 |
| Additional noninterest expense | $2,986,000 | 1,930 |
| Pre-tax net operating income | $-3,681,000 | 5,160 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-3,673,000 | 5,156 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-3,673,000 | 5,157 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,673,000 | 5,157 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-3,681,000 | 5,155 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 2,357 |
| Total interest expense | $4,709,000 | 1,024 |
| Net interest income | $4,080,000 | 3,310 |
| Provision for loan and lease losses | $63,000 | 2,971 |
| Total noninterest income | $351,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $15,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,163 |
| Total noninterest expense | $7,095,000 | 2,006 |
| Salaries and employee benefits | $4,197,000 | 1,953 |
| Premises and equipment expense | $810,000 | 1,947 |
| Additional noninterest expense | $2,088,000 | 2,054 |
| Pre-tax net operating income | $-2,727,000 | 5,242 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-2,719,000 | 5,236 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,719,000 | 5,236 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,719,000 | 5,236 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-2,727,000 | 5,233 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 2,375 |
| Total interest expense | $2,990,000 | 1,050 |
| Net interest income | $2,790,000 | 3,293 |
| Provision for loan and lease losses | $48,000 | 2,826 |
| Total noninterest income | $240,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $12,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,115 |
| Total noninterest expense | $3,839,000 | 2,333 |
| Salaries and employee benefits | $2,156,000 | 2,347 |
| Premises and equipment expense | $354,000 | 2,541 |
| Additional noninterest expense | $1,329,000 | 2,130 |
| Pre-tax net operating income | $-857,000 | 5,255 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-849,000 | 5,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-849,000 | 5,253 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-849,000 | 5,253 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-857,000 | 5,251 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 2,395 |
| Total interest expense | $1,389,000 | 1,091 |
| Net interest income | $1,469,000 | 3,216 |
| Provision for loan and lease losses | $23,000 | 2,683 |
| Total noninterest income | $130,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $7,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,971 |
| Total noninterest expense | $1,928,000 | 2,331 |
| Salaries and employee benefits | $1,073,000 | 2,360 |
| Premises and equipment expense | $201,000 | 2,387 |
| Additional noninterest expense | $654,000 | 2,144 |
| Pre-tax net operating income | $-352,000 | 5,302 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-352,000 | 5,295 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-352,000 | 5,294 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-352,000 | 5,294 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-352,000 | 5,297 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,425,000 | 2,453 |
| Total interest expense | $4,383,000 | 1,043 |
| Net interest income | $6,042,000 | 3,153 |
| Provision for loan and lease losses | $333,000 | 1,860 |
| Total noninterest income | $457,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $18,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 3,237 |
| Total noninterest expense | $7,477,000 | 2,363 |
| Salaries and employee benefits | $4,198,000 | 2,379 |
| Premises and equipment expense | $747,000 | 2,467 |
| Additional noninterest expense | $2,532,000 | 2,204 |
| Pre-tax net operating income | $-1,311,000 | 5,365 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $3,646,000 | 578 |
| Income before extraordinary items | $-4,953,000 | 5,391 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-4,953,000 | 5,390 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-4,953,000 | 5,390 |
| Net charge-offs | $9,000 | 3,389 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-4,957,000 | 5,392 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,483 |
| Total interest expense | $3,090,000 | 1,040 |
| Net interest income | $4,571,000 | 3,154 |
| Provision for loan and lease losses | $239,000 | 1,802 |
| Total noninterest income | $329,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $10,000 | 5,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,314 |
| Total noninterest expense | $5,525,000 | 2,394 |
| Salaries and employee benefits | $3,059,000 | 2,416 |
| Premises and equipment expense | $566,000 | 2,466 |
| Additional noninterest expense | $1,900,000 | 2,198 |
| Pre-tax net operating income | $-864,000 | 5,432 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-338,000 | 5,444 |
| Income before extraordinary items | $-526,000 | 5,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-526,000 | 5,404 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-526,000 | 5,404 |
| Net charge-offs | $17,000 | 2,776 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-526,000 | 5,406 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 2,509 |
| Total interest expense | $1,927,000 | 1,041 |
| Net interest income | $3,065,000 | 3,154 |
| Provision for loan and lease losses | $182,000 | 1,592 |
| Total noninterest income | $227,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $6,000 | 5,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 3,249 |
| Total noninterest expense | $3,633,000 | 2,424 |
| Salaries and employee benefits | $1,997,000 | 2,472 |
| Premises and equipment expense | $395,000 | 2,428 |
| Additional noninterest expense | $1,241,000 | 2,239 |
| Pre-tax net operating income | $-523,000 | 5,477 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-199,000 | 5,494 |
| Income before extraordinary items | $-324,000 | 5,447 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-324,000 | 5,446 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-324,000 | 5,446 |
| Net charge-offs | $17,000 | 2,331 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-324,000 | 5,450 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 2,525 |
| Total interest expense | $898,000 | 1,058 |
| Net interest income | $1,571,000 | 3,122 |
| Provision for loan and lease losses | $83,000 | 1,631 |
| Total noninterest income | $113,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $2,000 | 5,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,197 |
| Total noninterest expense | $1,789,000 | 2,479 |
| Salaries and employee benefits | $952,000 | 2,581 |
| Premises and equipment expense | $215,000 | 2,327 |
| Additional noninterest expense | $622,000 | 2,216 |
| Pre-tax net operating income | $-188,000 | 5,531 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-72,000 | 5,550 |
| Income before extraordinary items | $-116,000 | 5,494 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-116,000 | 5,494 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-116,000 | 5,494 |
| Net charge-offs | $17,000 | 1,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-116,000 | 5,501 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,384,000 | 2,570 |
| Total interest expense | $3,411,000 | 957 |
| Net interest income | $5,973,000 | 3,189 |
| Provision for loan and lease losses | $159,000 | 2,608 |
| Total noninterest income | $442,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $10,000 | 5,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 3,356 |
| Total noninterest expense | $10,814,000 | 1,783 |
| Salaries and employee benefits | $3,642,000 | 2,629 |
| Premises and equipment expense | $739,000 | 2,575 |
| Additional noninterest expense | $6,433,000 | 1,007 |
| Pre-tax net operating income | $-4,558,000 | 5,660 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-689,000 | 5,612 |
| Income before extraordinary items | $-3,869,000 | 5,641 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,869,000 | 5,641 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,869,000 | 5,641 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-3,869,000 | 5,641 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 2,591 |
| Total interest expense | $2,531,000 | 952 |
| Net interest income | $4,451,000 | 3,223 |
| Provision for loan and lease losses | $114,000 | 2,550 |
| Total noninterest income | $360,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $7,000 | 5,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,256 |
| Total noninterest expense | $9,285,000 | 1,593 |
| Salaries and employee benefits | $2,761,000 | 2,639 |
| Premises and equipment expense | $483,000 | 2,823 |
| Additional noninterest expense | $6,041,000 | 815 |
| Pre-tax net operating income | $-4,588,000 | 5,737 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-1,945,000 | 5,726 |
| Income before extraordinary items | $-2,643,000 | 5,716 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,643,000 | 5,716 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,643,000 | 5,716 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-2,643,000 | 5,717 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 2,587 |
| Total interest expense | $1,662,000 | 945 |
| Net interest income | $2,980,000 | 3,203 |
| Provision for loan and lease losses | $94,000 | 2,294 |
| Total noninterest income | $237,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $4,000 | 5,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,278 |
| Total noninterest expense | $7,595,000 | 1,309 |
| Salaries and employee benefits | $1,876,000 | 2,603 |
| Premises and equipment expense | $331,000 | 2,782 |
| Additional noninterest expense | $5,388,000 | 634 |
| Pre-tax net operating income | $-4,472,000 | 5,787 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-1,853,000 | 5,777 |
| Income before extraordinary items | $-2,619,000 | 5,774 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,619,000 | 5,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,619,000 | 5,774 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-2,619,000 | 5,774 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 2,601 |
| Total interest expense | $815,000 | 943 |
| Net interest income | $1,484,000 | 3,223 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $127,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $2,000 | 5,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,168 |
| Total noninterest expense | $5,992,000 | 904 |
| Salaries and employee benefits | $980,000 | 2,558 |
| Premises and equipment expense | $179,000 | 2,696 |
| Additional noninterest expense | $4,833,000 | 392 |
| Pre-tax net operating income | $-4,426,000 | 5,859 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-1,801,000 | 5,849 |
| Income before extraordinary items | $-2,625,000 | 5,847 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-2,625,000 | 5,847 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-2,625,000 | 5,847 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-2,625,000 | 5,847 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,445,000 | 2,525 |
| Total interest expense | $3,261,000 | 895 |
| Net interest income | $6,184,000 | 3,134 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $528,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $7,000 | 5,701 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $521,000 | 3,207 |
| Total noninterest expense | $7,101,000 | 2,528 |
| Salaries and employee benefits | $4,033,000 | 2,481 |
| Premises and equipment expense | $656,000 | 2,858 |
| Additional noninterest expense | $2,412,000 | 2,383 |
| Pre-tax net operating income | $-439,000 | 5,772 |
| Securities gains (losses) | $272,000 | 706 |
| Applicable income taxes | $-257,000 | 5,810 |
| Income before extraordinary items | $90,000 | 5,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $90,000 | 5,529 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $90,000 | 5,530 |
| Net charge-offs | $53,000 | 3,102 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-84,080 | 5,695 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 2,492 |
| Total interest expense | $2,433,000 | 893 |
| Net interest income | $4,734,000 | 3,094 |
| Provision for loan and lease losses | $15,000 | 3,917 |
| Total noninterest income | $401,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $5,000 | 5,763 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $396,000 | 3,198 |
| Total noninterest expense | $5,310,000 | 2,525 |
| Salaries and employee benefits | $2,918,000 | 2,538 |
| Premises and equipment expense | $498,000 | 2,846 |
| Additional noninterest expense | $1,894,000 | 2,289 |
| Pre-tax net operating income | $-190,000 | 5,820 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $-206,000 | 5,908 |
| Income before extraordinary items | $19,000 | 5,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $19,000 | 5,718 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $19,000 | 5,718 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $17,080 | 5,694 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 2,431 |
| Total interest expense | $1,610,000 | 901 |
| Net interest income | $3,309,000 | 3,021 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $285,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $2,000 | 5,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,100 |
| Total noninterest expense | $3,542,000 | 2,535 |
| Salaries and employee benefits | $1,927,000 | 2,572 |
| Premises and equipment expense | $343,000 | 2,796 |
| Additional noninterest expense | $1,272,000 | 2,284 |
| Pre-tax net operating income | $37,000 | 5,661 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $-70,000 | 5,974 |
| Income before extraordinary items | $110,000 | 5,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 5,419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $110,000 | 5,420 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $107,000 | 5,374 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 2,366 |
| Total interest expense | $793,000 | 915 |
| Net interest income | $1,769,000 | 2,884 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $121,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,000 | 5,909 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $120,000 | 3,271 |
| Total noninterest expense | $1,743,000 | 2,574 |
| Salaries and employee benefits | $915,000 | 2,686 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $641,000 | 2,256 |
| Pre-tax net operating income | $132,000 | 4,857 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $120,000 | 4,841 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $120,000 | 4,841 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $120,000 | 4,841 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $120,000 | 4,781 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 2,310 |
| Total interest expense | $3,138,000 | 892 |
| Net interest income | $7,171,000 | 2,813 |
| Provision for loan and lease losses | $196,000 | 2,360 |
| Total noninterest income | $509,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $7,000 | 5,966 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $502,000 | 3,283 |
| Total noninterest expense | $6,936,000 | 2,576 |
| Salaries and employee benefits | $3,888,000 | 2,550 |
| Premises and equipment expense | $744,000 | 2,700 |
| Additional noninterest expense | $2,304,000 | 2,498 |
| Pre-tax net operating income | $548,000 | 4,844 |
| Securities gains (losses) | $50,000 | 1,646 |
| Applicable income taxes | $306,000 | 2,648 |
| Income before extraordinary items | $292,000 | 5,259 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $292,000 | 5,263 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $292,000 | 5,263 |
| Net charge-offs | $298,000 | 1,613 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $260,000 | 5,277 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 2,337 |
| Total interest expense | $2,338,000 | 904 |
| Net interest income | $5,362,000 | 2,842 |
| Provision for loan and lease losses | $154,000 | 2,230 |
| Total noninterest income | $389,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $6,000 | 6,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 3,284 |
| Total noninterest expense | $5,046,000 | 2,642 |
| Salaries and employee benefits | $2,861,000 | 2,588 |
| Premises and equipment expense | $549,000 | 2,775 |
| Additional noninterest expense | $1,636,000 | 2,612 |
| Pre-tax net operating income | $551,000 | 4,613 |
| Securities gains (losses) | $50,000 | 1,458 |
| Applicable income taxes | $86,000 | 3,355 |
| Income before extraordinary items | $515,000 | 4,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 4,515 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $515,000 | 4,516 |
| Net charge-offs | $269,000 | 1,282 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $472,000 | 4,579 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 2,327 |
| Total interest expense | $1,548,000 | 920 |
| Net interest income | $3,600,000 | 2,828 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $258,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $3,000 | 6,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,278 |
| Total noninterest expense | $3,371,000 | 2,664 |
| Salaries and employee benefits | $1,899,000 | 2,614 |
| Premises and equipment expense | $358,000 | 2,831 |
| Additional noninterest expense | $1,114,000 | 2,581 |
| Pre-tax net operating income | $382,000 | 4,528 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $50,000 | 3,444 |
| Income before extraordinary items | $332,000 | 4,570 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $332,000 | 4,571 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $332,000 | 4,572 |
| Net charge-offs | $252,000 | 1,033 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $332,000 | 4,500 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 2,342 |
| Total interest expense | $763,000 | 942 |
| Net interest income | $1,792,000 | 2,836 |
| Provision for loan and lease losses | $7,000 | 3,380 |
| Total noninterest income | $125,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,000 | 6,193 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $124,000 | 3,290 |
| Total noninterest expense | $1,710,000 | 2,639 |
| Salaries and employee benefits | $934,000 | 2,661 |
| Premises and equipment expense | $204,000 | 2,610 |
| Additional noninterest expense | $572,000 | 2,519 |
| Pre-tax net operating income | $200,000 | 4,436 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $171,000 | 4,518 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $171,000 | 4,520 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $171,000 | 4,522 |
| Net charge-offs | $225,000 | 666 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $171,000 | 4,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,580,000 | 2,268 |
| Total interest expense | $3,084,000 | 974 |
| Net interest income | $7,496,000 | 2,766 |
| Provision for loan and lease losses | $177,000 | 2,627 |
| Total noninterest income | $489,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $9,000 | 6,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $480,000 | 3,322 |
| Total noninterest expense | $6,280,000 | 2,823 |
| Salaries and employee benefits | $3,403,000 | 2,819 |
| Premises and equipment expense | $659,000 | 3,029 |
| Additional noninterest expense | $2,218,000 | 2,653 |
| Pre-tax net operating income | $1,528,000 | 3,452 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $462,000 | 2,275 |
| Income before extraordinary items | $1,074,000 | 3,830 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,074,000 | 3,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,074,000 | 3,831 |
| Net charge-offs | $280,000 | 2,093 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,068,400 | 3,792 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,267 |
| Total interest expense | $2,313,000 | 984 |
| Net interest income | $5,706,000 | 2,754 |
| Provision for loan and lease losses | $155,000 | 2,346 |
| Total noninterest income | $366,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $7,000 | 6,334 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $359,000 | 3,359 |
| Total noninterest expense | $4,705,000 | 2,840 |
| Salaries and employee benefits | $2,523,000 | 2,851 |
| Premises and equipment expense | $509,000 | 3,003 |
| Additional noninterest expense | $1,673,000 | 2,642 |
| Pre-tax net operating income | $1,212,000 | 3,414 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $676,000 | 1,688 |
| Income before extraordinary items | $534,000 | 4,509 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $534,000 | 4,509 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $534,000 | 4,510 |
| Net charge-offs | $247,000 | 1,776 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $535,280 | 4,466 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 2,237 |
| Total interest expense | $1,541,000 | 983 |
| Net interest income | $3,848,000 | 2,730 |
| Provision for loan and lease losses | $99,000 | 2,395 |
| Total noninterest income | $246,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,000 | 6,395 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $242,000 | 3,350 |
| Total noninterest expense | $3,110,000 | 2,870 |
| Salaries and employee benefits | $1,649,000 | 2,912 |
| Premises and equipment expense | $347,000 | 2,983 |
| Additional noninterest expense | $1,114,000 | 2,650 |
| Pre-tax net operating income | $885,000 | 3,187 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $285,000 | 2,080 |
| Income before extraordinary items | $598,000 | 3,640 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $598,000 | 3,645 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $598,000 | 3,646 |
| Net charge-offs | $244,000 | 1,430 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $599,360 | 3,569 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 2,235 |
| Total interest expense | $776,000 | 985 |
| Net interest income | $1,921,000 | 2,714 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $123,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $121,000 | 3,299 |
| Total noninterest expense | $1,555,000 | 2,905 |
| Salaries and employee benefits | $814,000 | 2,957 |
| Premises and equipment expense | $205,000 | 2,713 |
| Additional noninterest expense | $536,000 | 2,732 |
| Pre-tax net operating income | $444,000 | 3,113 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $302,000 | 3,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 3,536 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $302,000 | 3,536 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $303,360 | 3,484 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,040,000 | 2,211 |
| Total interest expense | $3,371,000 | 998 |
| Net interest income | $7,669,000 | 2,714 |
| Provision for loan and lease losses | $321,000 | 2,358 |
| Total noninterest income | $519,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $10,000 | 6,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $509,000 | 3,332 |
| Total noninterest expense | $6,280,000 | 2,881 |
| Salaries and employee benefits | $3,445,000 | 2,839 |
| Premises and equipment expense | $622,000 | 3,231 |
| Additional noninterest expense | $2,213,000 | 2,763 |
| Pre-tax net operating income | $1,587,000 | 3,305 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $482,000 | 2,198 |
| Income before extraordinary items | $1,105,000 | 3,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,105,000 | 3,710 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,105,000 | 3,711 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,105,000 | 3,660 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 2,220 |
| Total interest expense | $2,556,000 | 1,025 |
| Net interest income | $5,759,000 | 2,712 |
| Provision for loan and lease losses | $179,000 | 2,761 |
| Total noninterest income | $380,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $7,000 | 6,601 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $373,000 | 3,419 |
| Total noninterest expense | $4,750,000 | 2,869 |
| Salaries and employee benefits | $2,567,000 | 2,862 |
| Premises and equipment expense | $459,000 | 3,299 |
| Additional noninterest expense | $1,724,000 | 2,663 |
| Pre-tax net operating income | $1,210,000 | 3,344 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $370,000 | 2,216 |
| Income before extraordinary items | $840,000 | 3,735 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $840,000 | 3,738 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $840,000 | 3,739 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $840,000 | 3,665 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 2,186 |
| Total interest expense | $1,722,000 | 1,038 |
| Net interest income | $3,919,000 | 2,652 |
| Provision for loan and lease losses | $62,000 | 3,366 |
| Total noninterest income | $251,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $5,000 | 6,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,478 |
| Total noninterest expense | $3,187,000 | 2,854 |
| Salaries and employee benefits | $1,697,000 | 2,890 |
| Premises and equipment expense | $309,000 | 3,293 |
| Additional noninterest expense | $1,181,000 | 2,576 |
| Pre-tax net operating income | $921,000 | 3,049 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $292,000 | 2,045 |
| Income before extraordinary items | $629,000 | 3,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $629,000 | 3,532 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $629,000 | 3,533 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $629,000 | 3,427 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 2,173 |
| Total interest expense | $877,000 | 1,050 |
| Net interest income | $1,988,000 | 2,628 |
| Provision for loan and lease losses | $-43,000 | 6,795 |
| Total noninterest income | $126,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,473 |
| Total noninterest expense | $1,636,000 | 2,819 |
| Salaries and employee benefits | $841,000 | 2,926 |
| Premises and equipment expense | $161,000 | 3,225 |
| Additional noninterest expense | $634,000 | 2,419 |
| Pre-tax net operating income | $521,000 | 2,796 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $170,000 | 1,869 |
| Income before extraordinary items | $351,000 | 3,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $351,000 | 3,273 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $351,000 | 3,275 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $351,000 | 3,175 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,161,000 | 2,151 |
| Total interest expense | $4,128,000 | 1,089 |
| Net interest income | $8,033,000 | 2,655 |
| Provision for loan and lease losses | $56,000 | 5,137 |
| Total noninterest income | $485,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $16,000 | 6,716 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $469,000 | 3,424 |
| Total noninterest expense | $6,495,000 | 2,850 |
| Salaries and employee benefits | $3,552,000 | 2,747 |
| Premises and equipment expense | $560,000 | 3,556 |
| Additional noninterest expense | $2,383,000 | 2,665 |
| Pre-tax net operating income | $1,967,000 | 2,837 |
| Securities gains (losses) | $23,000 | 3,132 |
| Applicable income taxes | $653,000 | 1,906 |
| Income before extraordinary items | $1,337,000 | 3,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,337,000 | 3,335 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,337,000 | 3,335 |
| Net charge-offs | $60,000 | 4,799 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,321,590 | 3,219 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,155 |
| Total interest expense | $3,181,000 | 1,110 |
| Net interest income | $6,068,000 | 2,691 |
| Provision for loan and lease losses | $-8,000 | 6,948 |
| Total noninterest income | $352,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $12,000 | 6,810 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $340,000 | 3,504 |
| Total noninterest expense | $4,899,000 | 2,840 |
| Salaries and employee benefits | $2,692,000 | 2,736 |
| Premises and equipment expense | $414,000 | 3,639 |
| Additional noninterest expense | $1,793,000 | 2,684 |
| Pre-tax net operating income | $1,529,000 | 2,846 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $516,000 | 1,906 |
| Income before extraordinary items | $1,032,000 | 3,364 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,032,000 | 3,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,032,000 | 3,366 |
| Net charge-offs | $42,000 | 4,633 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,019,270 | 3,245 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 2,135 |
| Total interest expense | $2,169,000 | 1,130 |
| Net interest income | $4,089,000 | 2,667 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $235,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 3,479 |
| Total noninterest expense | $3,295,000 | 2,822 |
| Salaries and employee benefits | $1,913,000 | 2,573 |
| Premises and equipment expense | $279,000 | 3,605 |
| Additional noninterest expense | $1,103,000 | 2,883 |
| Pre-tax net operating income | $989,000 | 2,871 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $335,000 | 1,935 |
| Income before extraordinary items | $673,000 | 3,412 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $673,000 | 3,413 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $673,000 | 3,413 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $660,270 | 3,260 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 2,163 |
| Total interest expense | $1,102,000 | 1,148 |
| Net interest income | $2,018,000 | 2,704 |
| Provision for loan and lease losses | $-22,000 | 7,134 |
| Total noninterest income | $119,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $1,680,000 | 2,771 |
| Salaries and employee benefits | $975,000 | 2,534 |
| Premises and equipment expense | $143,000 | 3,583 |
| Additional noninterest expense | $562,000 | 2,812 |
| Pre-tax net operating income | $479,000 | 2,958 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $164,000 | 1,931 |
| Income before extraordinary items | $331,000 | 3,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $331,000 | 3,455 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $331,000 | 3,455 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $320,280 | 3,342 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 2,122 |
| Total interest expense | $4,560,000 | 1,338 |
| Net interest income | $8,538,000 | 2,564 |
| Provision for loan and lease losses | $824,000 | 2,700 |
| Total noninterest income | $917,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $18,000 | 6,762 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $899,000 | 2,288 |
| Total noninterest expense | $6,268,000 | 2,947 |
| Salaries and employee benefits | $3,589,000 | 2,691 |
| Premises and equipment expense | $590,000 | 3,619 |
| Additional noninterest expense | $2,089,000 | 3,020 |
| Pre-tax net operating income | $2,363,000 | 2,212 |
| Securities gains (losses) | $186,000 | 1,516 |
| Applicable income taxes | $692,000 | 1,688 |
| Income before extraordinary items | $1,857,000 | 2,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,857,000 | 2,397 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,857,000 | 2,398 |
| Net charge-offs | $1,579,000 | 1,806 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,721,220 | 2,446 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,808,000 | 2,155 |
| Total interest expense | $3,427,000 | 1,381 |
| Net interest income | $6,381,000 | 2,589 |
| Provision for loan and lease losses | $817,000 | 2,245 |
| Total noninterest income | $805,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $14,000 | 6,802 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $791,000 | 2,052 |
| Total noninterest expense | $4,754,000 | 2,922 |
| Salaries and employee benefits | $2,713,000 | 2,668 |
| Premises and equipment expense | $454,000 | 3,597 |
| Additional noninterest expense | $1,587,000 | 2,991 |
| Pre-tax net operating income | $1,615,000 | 2,444 |
| Securities gains (losses) | $-4,000 | 6,937 |
| Applicable income taxes | $517,000 | 1,709 |
| Income before extraordinary items | $1,094,000 | 2,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,094,000 | 2,887 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,094,000 | 2,887 |
| Net charge-offs | $1,544,000 | 1,461 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,096,720 | 2,781 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 2,169 |
| Total interest expense | $2,294,000 | 1,427 |
| Net interest income | $4,280,000 | 2,574 |
| Provision for loan and lease losses | $267,000 | 3,163 |
| Total noninterest income | $242,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 3,261 |
| Total noninterest expense | $3,210,000 | 2,909 |
| Salaries and employee benefits | $1,798,000 | 2,695 |
| Premises and equipment expense | $317,000 | 3,512 |
| Additional noninterest expense | $1,095,000 | 2,955 |
| Pre-tax net operating income | $1,045,000 | 2,464 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $305,000 | 1,776 |
| Income before extraordinary items | $734,000 | 2,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 2,829 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $734,000 | 2,829 |
| Net charge-offs | $1,209,000 | 1,317 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $738,260 | 2,729 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 2,183 |
| Total interest expense | $1,169,000 | 1,454 |
| Net interest income | $2,116,000 | 2,597 |
| Provision for loan and lease losses | $114,000 | 3,217 |
| Total noninterest income | $125,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,265 |
| Total noninterest expense | $1,659,000 | 2,825 |
| Salaries and employee benefits | $888,000 | 2,733 |
| Premises and equipment expense | $181,000 | 3,225 |
| Additional noninterest expense | $590,000 | 2,754 |
| Pre-tax net operating income | $468,000 | 2,678 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $110,000 | 2,081 |
| Income before extraordinary items | $352,000 | 2,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $352,000 | 2,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $352,000 | 2,917 |
| Net charge-offs | $996,000 | 862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $356,560 | 2,842 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,871,000 | 2,179 |
| Total interest expense | $5,751,000 | 1,448 |
| Net interest income | $8,120,000 | 2,682 |
| Provision for loan and lease losses | $490,000 | 4,162 |
| Total noninterest income | $491,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,613 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $470,000 | 3,278 |
| Total noninterest expense | $6,123,000 | 3,056 |
| Salaries and employee benefits | $3,461,000 | 2,761 |
| Premises and equipment expense | $627,000 | 3,607 |
| Additional noninterest expense | $2,035,000 | 3,206 |
| Pre-tax net operating income | $1,998,000 | 2,237 |
| Securities gains (losses) | $7,000 | 3,401 |
| Applicable income taxes | $686,000 | 1,589 |
| Income before extraordinary items | $1,319,000 | 2,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,319,000 | 2,722 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,319,000 | 2,727 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,314,380 | 2,633 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 2,146 |
| Total interest expense | $4,456,000 | 1,451 |
| Net interest income | $6,293,000 | 2,638 |
| Provision for loan and lease losses | $478,000 | 3,620 |
| Total noninterest income | $359,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $16,000 | 6,702 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $343,000 | 3,333 |
| Total noninterest expense | $4,510,000 | 3,110 |
| Salaries and employee benefits | $2,516,000 | 2,837 |
| Premises and equipment expense | $482,000 | 3,581 |
| Additional noninterest expense | $1,512,000 | 3,197 |
| Pre-tax net operating income | $1,664,000 | 2,195 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $592,000 | 1,484 |
| Income before extraordinary items | $1,082,000 | 2,747 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,082,000 | 2,743 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,082,000 | 2,748 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,075,500 | 2,625 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 2,083 |
| Total interest expense | $3,088,000 | 1,455 |
| Net interest income | $4,393,000 | 2,520 |
| Provision for loan and lease losses | $368,000 | 3,318 |
| Total noninterest income | $235,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $10,000 | 6,763 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $225,000 | 3,304 |
| Total noninterest expense | $2,965,000 | 3,149 |
| Salaries and employee benefits | $1,673,000 | 2,849 |
| Premises and equipment expense | $328,000 | 3,567 |
| Additional noninterest expense | $964,000 | 3,297 |
| Pre-tax net operating income | $1,295,000 | 1,927 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $475,000 | 1,265 |
| Income before extraordinary items | $820,000 | 2,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $820,000 | 2,459 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $820,000 | 2,462 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $820,000 | 2,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 2,085 |
| Total interest expense | $1,602,000 | 1,474 |
| Net interest income | $2,232,000 | 2,518 |
| Provision for loan and lease losses | $128,000 | 3,642 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 3,261 |
| Total noninterest expense | $1,545,000 | 3,081 |
| Salaries and employee benefits | $856,000 | 2,843 |
| Premises and equipment expense | $186,000 | 3,314 |
| Additional noninterest expense | $503,000 | 3,166 |
| Pre-tax net operating income | $679,000 | 1,875 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $239,000 | 1,250 |
| Income before extraordinary items | $440,000 | 2,390 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $440,000 | 2,389 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $440,000 | 2,390 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $440,000 | 2,299 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,756,000 | 2,029 |
| Total interest expense | $8,921,000 | 1,345 |
| Net interest income | $7,835,000 | 2,779 |
| Provision for loan and lease losses | $222,000 | 5,666 |
| Total noninterest income | $506,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $22,000 | 6,870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $484,000 | 3,257 |
| Total noninterest expense | $6,154,000 | 3,119 |
| Salaries and employee benefits | $3,300,000 | 2,935 |
| Premises and equipment expense | $644,000 | 3,695 |
| Additional noninterest expense | $2,210,000 | 3,065 |
| Pre-tax net operating income | $1,965,000 | 1,937 |
| Securities gains (losses) | $265,000 | 1,336 |
| Applicable income taxes | $576,000 | 1,419 |
| Income before extraordinary items | $1,654,000 | 1,953 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,654,000 | 1,950 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,654,000 | 1,952 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,457,900 | 2,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,026 |
| Total interest expense | $7,078,000 | 1,325 |
| Net interest income | $5,711,000 | 2,849 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $387,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $17,000 | 6,916 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $370,000 | 3,315 |
| Total noninterest expense | $4,670,000 | 3,093 |
| Salaries and employee benefits | $2,438,000 | 2,999 |
| Premises and equipment expense | $488,000 | 3,684 |
| Additional noninterest expense | $1,744,000 | 2,898 |
| Pre-tax net operating income | $1,218,000 | 2,411 |
| Securities gains (losses) | $265,000 | 1,087 |
| Applicable income taxes | $313,000 | 1,885 |
| Income before extraordinary items | $1,170,000 | 2,222 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,170,000 | 2,219 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,170,000 | 2,222 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $960,650 | 2,496 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 2,006 |
| Total interest expense | $5,000,000 | 1,320 |
| Net interest income | $3,722,000 | 2,892 |
| Provision for loan and lease losses | $127,000 | 4,982 |
| Total noninterest income | $265,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $253,000 | 3,278 |
| Total noninterest expense | $3,128,000 | 3,111 |
| Salaries and employee benefits | $1,594,000 | 3,080 |
| Premises and equipment expense | $330,000 | 3,669 |
| Additional noninterest expense | $1,204,000 | 2,821 |
| Pre-tax net operating income | $732,000 | 2,677 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $59,000 | 3,043 |
| Income before extraordinary items | $673,000 | 2,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 2,570 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $673,000 | 2,572 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $673,000 | 2,492 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 1,991 |
| Total interest expense | $2,592,000 | 1,326 |
| Net interest income | $1,877,000 | 2,867 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $135,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $1,440,000 | 3,249 |
| Salaries and employee benefits | $792,000 | 3,124 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $469,000 | 3,178 |
| Pre-tax net operating income | $560,000 | 2,179 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $72,000 | 2,518 |
| Income before extraordinary items | $488,000 | 2,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 2,177 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $488,000 | 2,179 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $488,000 | 2,038 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,239,000 | 1,982 |
| Total interest expense | $11,900,000 | 1,372 |
| Net interest income | $7,339,000 | 2,915 |
| Provision for loan and lease losses | $108,000 | 5,964 |
| Total noninterest income | $485,000 | 4,909 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,977 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $460,000 | 3,329 |
| Total noninterest expense | $5,109,000 | 3,502 |
| Salaries and employee benefits | $2,857,000 | 3,393 |
| Premises and equipment expense | $627,000 | 3,792 |
| Additional noninterest expense | $1,625,000 | 3,420 |
| Pre-tax net operating income | $2,607,000 | 2,021 |
| Securities gains (losses) | $-7,886,000 | 8,143 |
| Applicable income taxes | $-2,464,000 | 7,971 |
| Income before extraordinary items | $-2,815,000 | 7,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,815,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,232,040 | 1,909 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,519,000 | 2,009 |
| Total interest expense | $9,161,000 | 1,388 |
| Net interest income | $5,358,000 | 3,016 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $376,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $18,000 | 7,048 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $358,000 | 3,371 |
| Total noninterest expense | $3,749,000 | 3,550 |
| Salaries and employee benefits | $2,072,000 | 3,504 |
| Premises and equipment expense | $464,000 | 3,856 |
| Additional noninterest expense | $1,213,000 | 3,363 |
| Pre-tax net operating income | $1,949,000 | 2,350 |
| Securities gains (losses) | $-7,630,000 | 8,257 |
| Applicable income taxes | $459,000 | 2,008 |
| Income before extraordinary items | $-6,140,000 | 8,157 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,140,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,490,000 | 2,453 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 2,040 |
| Total interest expense | $6,290,000 | 1,401 |
| Net interest income | $3,409,000 | 3,135 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $254,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $242,000 | 3,411 |
| Total noninterest expense | $2,485,000 | 3,584 |
| Salaries and employee benefits | $1,376,000 | 3,565 |
| Premises and equipment expense | $306,000 | 3,916 |
| Additional noninterest expense | $803,000 | 3,348 |
| Pre-tax net operating income | $1,154,000 | 2,668 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $237,000 | 2,493 |
| Income before extraordinary items | $919,000 | 2,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $919,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $917,420 | 2,712 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 2,094 |
| Total interest expense | $3,232,000 | 1,450 |
| Net interest income | $1,612,000 | 3,299 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $140,000 | 3,158 |
| Total noninterest expense | $1,276,000 | 3,526 |
| Salaries and employee benefits | $689,000 | 3,587 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $425,000 | 3,125 |
| Pre-tax net operating income | $470,000 | 3,201 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $76,000 | 3,104 |
| Income before extraordinary items | $396,000 | 3,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $396,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $394,320 | 3,144 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,371,000 | 2,243 |
| Total interest expense | $12,205,000 | 1,635 |
| Net interest income | $6,166,000 | 3,439 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $400,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $376,000 | 3,852 |
| Total noninterest expense | $5,157,000 | 3,368 |
| Salaries and employee benefits | $2,882,000 | 3,330 |
| Premises and equipment expense | $626,000 | 3,724 |
| Additional noninterest expense | $1,649,000 | 3,158 |
| Pre-tax net operating income | $1,361,000 | 4,084 |
| Securities gains (losses) | $463,000 | 274 |
| Applicable income taxes | $87,000 | 4,573 |
| Income before extraordinary items | $1,737,000 | 3,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,737,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,297,150 | 3,757 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,623,000 | 2,279 |
| Total interest expense | $8,993,000 | 1,663 |
| Net interest income | $4,630,000 | 3,440 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $300,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,136 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $282,000 | 3,857 |
| Total noninterest expense | $3,857,000 | 3,344 |
| Salaries and employee benefits | $2,177,000 | 3,301 |
| Premises and equipment expense | $465,000 | 3,743 |
| Additional noninterest expense | $1,215,000 | 3,158 |
| Pre-tax net operating income | $1,037,000 | 4,268 |
| Securities gains (losses) | $463,000 | 245 |
| Applicable income taxes | $65,000 | 4,773 |
| Income before extraordinary items | $1,435,000 | 3,070 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,435,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $990,520 | 3,900 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,991,000 | 2,316 |
| Total interest expense | $5,907,000 | 1,697 |
| Net interest income | $3,084,000 | 3,459 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $202,000 | 5,548 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $190,000 | 3,872 |
| Total noninterest expense | $2,571,000 | 3,374 |
| Salaries and employee benefits | $1,456,000 | 3,331 |
| Premises and equipment expense | $327,000 | 3,624 |
| Additional noninterest expense | $788,000 | 3,233 |
| Pre-tax net operating income | $691,000 | 4,347 |
| Securities gains (losses) | $463,000 | 192 |
| Applicable income taxes | $54,000 | 4,693 |
| Income before extraordinary items | $1,100,000 | 2,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,100,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $660,150 | 3,941 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 2,312 |
| Total interest expense | $2,894,000 | 1,717 |
| Net interest income | $1,603,000 | 3,352 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $97,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $91,000 | 3,941 |
| Total noninterest expense | $1,300,000 | 3,354 |
| Salaries and employee benefits | $734,000 | 3,322 |
| Premises and equipment expense | $168,000 | 3,579 |
| Additional noninterest expense | $398,000 | 3,185 |
| Pre-tax net operating income | $388,000 | 4,069 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-50,000 | 8,419 |
| Income before extraordinary items | $438,000 | 3,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $438,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $438,000 | 3,269 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,741,000 | 2,200 |
| Total interest expense | $10,974,000 | 1,542 |
| Net interest income | $6,767,000 | 3,203 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $381,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $354,000 | 3,980 |
| Total noninterest expense | $5,142,000 | 3,272 |
| Salaries and employee benefits | $2,697,000 | 3,417 |
| Premises and equipment expense | $610,000 | 3,719 |
| Additional noninterest expense | $1,835,000 | 2,764 |
| Pre-tax net operating income | $1,958,000 | 3,698 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-41,000 | 8,276 |
| Income before extraordinary items | $1,999,000 | 3,109 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,999,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,999,000 | 3,096 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,268,000 | 2,202 |
| Total interest expense | $8,062,000 | 1,519 |
| Net interest income | $5,206,000 | 3,153 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $285,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $21,000 | 7,256 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,992 |
| Total noninterest expense | $3,805,000 | 3,307 |
| Salaries and employee benefits | $2,006,000 | 3,443 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $1,351,000 | 2,804 |
| Pre-tax net operating income | $1,650,000 | 3,558 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $40,000 | 5,574 |
| Income before extraordinary items | $1,610,000 | 3,042 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,610,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,610,000 | 3,035 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 2,180 |
| Total interest expense | $5,222,000 | 1,487 |
| Net interest income | $3,577,000 | 3,080 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $190,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 3,972 |
| Total noninterest expense | $2,567,000 | 3,279 |
| Salaries and employee benefits | $1,350,000 | 3,425 |
| Premises and equipment expense | $298,000 | 3,787 |
| Additional noninterest expense | $919,000 | 2,766 |
| Pre-tax net operating income | $1,176,000 | 3,402 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $1,121,000 | 2,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,121,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,121,000 | 2,928 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 2,147 |
| Total interest expense | $2,516,000 | 1,461 |
| Net interest income | $1,856,000 | 2,969 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $92,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $1,304,000 | 3,252 |
| Salaries and employee benefits | $676,000 | 3,429 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $473,000 | 2,666 |
| Pre-tax net operating income | $632,000 | 3,201 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $587,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $587,000 | 2,774 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,919,000 | 1,980 |
| Total interest expense | $8,971,000 | 1,268 |
| Net interest income | $7,948,000 | 2,719 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $389,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $32,000 | 7,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $357,000 | 3,975 |
| Total noninterest expense | $4,945,000 | 3,266 |
| Salaries and employee benefits | $2,574,000 | 3,397 |
| Premises and equipment expense | $597,000 | 3,673 |
| Additional noninterest expense | $1,774,000 | 2,790 |
| Pre-tax net operating income | $3,368,000 | 2,523 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $515,000 | 3,327 |
| Income before extraordinary items | $2,864,000 | 2,340 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,864,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,854,650 | 2,316 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,646,000 | 1,931 |
| Total interest expense | $6,524,000 | 1,220 |
| Net interest income | $6,122,000 | 2,628 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $292,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $268,000 | 3,997 |
| Total noninterest expense | $3,692,000 | 3,253 |
| Salaries and employee benefits | $1,929,000 | 3,387 |
| Premises and equipment expense | $450,000 | 3,657 |
| Additional noninterest expense | $1,313,000 | 2,803 |
| Pre-tax net operating income | $2,710,000 | 2,416 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $462,000 | 3,084 |
| Income before extraordinary items | $2,259,000 | 2,254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,259,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,249,870 | 2,223 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,369,000 | 1,902 |
| Total interest expense | $4,158,000 | 1,196 |
| Net interest income | $4,211,000 | 2,535 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $194,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $178,000 | 3,959 |
| Total noninterest expense | $2,433,000 | 3,268 |
| Salaries and employee benefits | $1,284,000 | 3,374 |
| Premises and equipment expense | $305,000 | 3,577 |
| Additional noninterest expense | $844,000 | 2,872 |
| Pre-tax net operating income | $1,972,000 | 2,216 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $378,000 | 2,696 |
| Income before extraordinary items | $1,605,000 | 2,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,605,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,596,090 | 2,086 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 1,863 |
| Total interest expense | $1,990,000 | 1,187 |
| Net interest income | $2,187,000 | 2,440 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 4,035 |
| Total noninterest expense | $1,236,000 | 3,234 |
| Salaries and employee benefits | $631,000 | 3,425 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $428,000 | 2,845 |
| Pre-tax net operating income | $1,045,000 | 2,085 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $212,000 | 2,502 |
| Income before extraordinary items | $833,000 | 2,017 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $833,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $833,000 | 1,980 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 1,746 |
| Total interest expense | $7,872,000 | 1,027 |
| Net interest income | $8,522,000 | 2,397 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $4,364,000 | 3,497 |
| Salaries and employee benefits | $2,389,000 | 3,472 |
| Premises and equipment expense | $594,000 | 3,558 |
| Additional noninterest expense | $1,381,000 | 3,343 |
| Pre-tax net operating income | $4,240,000 | 1,955 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $963,000 | 2,221 |
| Income before extraordinary items | $3,278,000 | 1,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,278,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,277,230 | 1,874 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,186,000 | 1,743 |
| Total interest expense | $5,887,000 | 1,008 |
| Net interest income | $6,299,000 | 2,402 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $68,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $3,288,000 | 3,467 |
| Salaries and employee benefits | $1,801,000 | 3,429 |
| Premises and equipment expense | $452,000 | 3,532 |
| Additional noninterest expense | $1,035,000 | 3,325 |
| Pre-tax net operating income | $3,079,000 | 2,030 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $678,000 | 2,378 |
| Income before extraordinary items | $2,402,000 | 1,963 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,402,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,401,220 | 1,915 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 1,735 |
| Total interest expense | $3,929,000 | 992 |
| Net interest income | $4,178,000 | 2,386 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $50,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $21,000 | 7,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $2,176,000 | 3,510 |
| Salaries and employee benefits | $1,194,000 | 3,462 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $675,000 | 3,403 |
| Pre-tax net operating income | $2,052,000 | 2,005 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $450,000 | 2,363 |
| Income before extraordinary items | $1,594,000 | 1,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,594,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,600,240 | 1,903 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 1,748 |
| Total interest expense | $1,967,000 | 1,013 |
| Net interest income | $2,058,000 | 2,427 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $1,142,000 | 3,373 |
| Salaries and employee benefits | $610,000 | 3,408 |
| Premises and equipment expense | $169,000 | 3,259 |
| Additional noninterest expense | $363,000 | 3,187 |
| Pre-tax net operating income | $935,000 | 2,132 |
| Securities gains (losses) | $-8,000 | 8,893 |
| Applicable income taxes | $189,000 | 2,673 |
| Income before extraordinary items | $738,000 | 2,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $738,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $744,400 | 1,982 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,444,000 | 1,733 |
| Total interest expense | $9,320,000 | 964 |
| Net interest income | $7,124,000 | 2,709 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $81,000 | 8,492 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $37,000 | 7,907 |
| Total noninterest expense | $4,485,000 | 3,361 |
| Salaries and employee benefits | $2,525,000 | 3,247 |
| Premises and equipment expense | $618,000 | 3,438 |
| Additional noninterest expense | $1,342,000 | 3,404 |
| Pre-tax net operating income | $2,672,000 | 2,748 |
| Securities gains (losses) | $93,000 | 1,959 |
| Applicable income taxes | $388,000 | 3,847 |
| Income before extraordinary items | $2,377,000 | 2,487 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,377,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,297,020 | 2,440 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,457,000 | 1,744 |
| Total interest expense | $7,169,000 | 976 |
| Net interest income | $5,288,000 | 2,759 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $64,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $3,381,000 | 3,335 |
| Salaries and employee benefits | $1,916,000 | 3,216 |
| Premises and equipment expense | $472,000 | 3,379 |
| Additional noninterest expense | $993,000 | 3,419 |
| Pre-tax net operating income | $1,935,000 | 2,920 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $239,000 | 4,357 |
| Income before extraordinary items | $1,696,000 | 2,690 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,696,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,696,000 | 2,546 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,562,000 | 1,718 |
| Total interest expense | $4,917,000 | 975 |
| Net interest income | $3,645,000 | 2,674 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $43,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $2,238,000 | 3,345 |
| Salaries and employee benefits | $1,278,000 | 3,212 |
| Premises and equipment expense | $303,000 | 3,453 |
| Additional noninterest expense | $657,000 | 3,417 |
| Pre-tax net operating income | $1,426,000 | 2,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $216,000 | 3,811 |
| Income before extraordinary items | $1,210,000 | 2,554 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,210,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,210,000 | 2,402 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 1,705 |
| Total interest expense | $2,511,000 | 983 |
| Net interest income | $1,836,000 | 2,638 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $1,106,000 | 3,375 |
| Salaries and employee benefits | $616,000 | 3,282 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $737,000 | 2,635 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $618,000 | 2,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $618,000 | 2,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,282,000 | 1,592 |
| Total interest expense | $11,580,000 | 968 |
| Net interest income | $7,702,000 | 2,486 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $4,142,000 | 3,470 |
| Salaries and employee benefits | $2,152,000 | 3,517 |
| Premises and equipment expense | $517,000 | 3,843 |
| Additional noninterest expense | $1,473,000 | 2,992 |
| Pre-tax net operating income | $3,599,000 | 2,161 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $905,000 | 2,383 |
| Income before extraordinary items | $2,804,000 | 2,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,804,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,720,400 | 2,123 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,317,000 | 1,590 |
| Total interest expense | $14,674,000 | 1,097 |
| Net interest income | $6,643,000 | 2,689 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $99,000 | 8,529 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $53,000 | 7,544 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $3,809,000 | 3,576 |
| Salaries and employee benefits | $2,244,000 | 3,266 |
| Premises and equipment expense | $470,000 | 4,099 |
| Additional noninterest expense | $1,095,000 | 3,774 |
| Pre-tax net operating income | $2,885,000 | 2,346 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $788,000 | 2,453 |
| Income before extraordinary items | $2,097,000 | 2,422 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,097,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,097,000 | 2,344 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,328,000 | 1,615 |
| Total interest expense | $13,682,000 | 1,276 |
| Net interest income | $7,646,000 | 2,325 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $110,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $3,619,000 | 3,595 |
| Salaries and employee benefits | $2,014,000 | 3,441 |
| Premises and equipment expense | $491,000 | 3,841 |
| Additional noninterest expense | $1,114,000 | 3,664 |
| Pre-tax net operating income | $4,093,000 | 1,783 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $1,353,000 | 1,646 |
| Income before extraordinary items | $2,736,000 | 1,899 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,736,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,738,680 | 1,900 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,830,000 | 1,568 |
| Total interest expense | $13,480,000 | 1,133 |
| Net interest income | $7,350,000 | 2,400 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $110,000 | 8,668 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $3,500,000 | 3,709 |
| Salaries and employee benefits | $1,849,000 | 3,665 |
| Premises and equipment expense | $475,000 | 3,951 |
| Additional noninterest expense | $1,176,000 | 3,498 |
| Pre-tax net operating income | $3,944,000 | 1,861 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,339,000 | 1,743 |
| Income before extraordinary items | $2,605,000 | 2,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,605,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,605,000 | 2,006 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,497,000 | 1,506 |
| Total interest expense | $14,389,000 | 1,089 |
| Net interest income | $7,108,000 | 2,393 |
| Provision for loan and lease losses | $-1,000 | 10,177 |
| Total noninterest income | $120,000 | 8,690 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $3,406,000 | 3,698 |
| Salaries and employee benefits | $1,745,000 | 3,761 |
| Premises and equipment expense | $474,000 | 3,848 |
| Additional noninterest expense | $1,187,000 | 3,404 |
| Pre-tax net operating income | $3,823,000 | 1,909 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $1,357,000 | 1,786 |
| Income before extraordinary items | $2,479,000 | 2,103 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,479,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,470,550 | 2,040 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,298,000 | 1,470 |
| Total interest expense | $14,415,000 | 1,127 |
| Net interest income | $7,883,000 | 2,229 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $3,182,000 | 3,911 |
| Salaries and employee benefits | $1,637,000 | 3,953 |
| Premises and equipment expense | $447,000 | 4,067 |
| Additional noninterest expense | $1,098,000 | 3,603 |
| Pre-tax net operating income | $4,815,000 | 1,605 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,738,000 | 1,488 |
| Income before extraordinary items | $3,078,000 | 1,727 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,078,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,077,360 | 1,697 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,776,000 | 1,534 |
| Total interest expense | $14,216,000 | 1,155 |
| Net interest income | $7,560,000 | 2,383 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $118,000 | 9,560 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $5,333,000 | 2,560 |
| Salaries and employee benefits | $1,590,000 | 4,091 |
| Premises and equipment expense | $503,000 | 3,761 |
| Additional noninterest expense | $3,240,000 | 1,609 |
| Pre-tax net operating income | $2,338,000 | 2,981 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $830,000 | 2,758 |
| Income before extraordinary items | $1,479,000 | 3,224 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,479,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,497,560 | 3,157 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,650,000 | 1,640 |
| Total interest expense | $14,002,000 | 1,187 |
| Net interest income | $6,648,000 | 2,680 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $3,439,000 | 3,810 |
| Salaries and employee benefits | $1,569,000 | 4,118 |
| Premises and equipment expense | $382,000 | 4,716 |
| Additional noninterest expense | $1,488,000 | 3,106 |
| Pre-tax net operating income | $3,480,000 | 2,112 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,253,000 | 1,948 |
| Income before extraordinary items | $2,227,000 | 2,260 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,227,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,227,000 | 2,234 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,442,000 | 1,762 |
| Total interest expense | $9,353,000 | 1,395 |
| Net interest income | $8,089,000 | 2,233 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $561,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $494,000 | 2,970 |
| Total noninterest expense | $3,253,000 | 4,116 |
| Salaries and employee benefits | $1,542,000 | 4,184 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $1,381,000 | 3,577 |
| Pre-tax net operating income | $5,397,000 | 1,369 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,939,000 | 1,239 |
| Income before extraordinary items | $3,458,000 | 1,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,458,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,458,000 | 1,447 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,824,000 | 1,662 |
| Total interest expense | $10,762,000 | 1,260 |
| Net interest income | $8,062,000 | 2,223 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $151,000 | 10,182 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $3,451,000 | 3,961 |
| Salaries and employee benefits | $1,779,000 | 3,649 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $1,370,000 | 3,779 |
| Pre-tax net operating income | $4,756,000 | 1,477 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,711,000 | 1,388 |
| Income before extraordinary items | $3,045,000 | 1,663 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,045,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,045,000 | 1,573 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,917,000 | 1,697 |
| Total interest expense | $13,839,000 | 1,279 |
| Net interest income | $7,078,000 | 2,565 |
| Provision for loan and lease losses | $-2,000 | 13,427 |
| Total noninterest income | $384,000 | 6,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $384,000 | 3,804 |
| Total noninterest expense | $2,981,000 | 4,565 |
| Salaries and employee benefits | $1,403,000 | 4,490 |
| Premises and equipment expense | $424,000 | 4,577 |
| Additional noninterest expense | $1,154,000 | 4,498 |
| Pre-tax net operating income | $4,483,000 | 1,425 |
| Securities gains (losses) | $1,384,000 | 519 |
| Applicable income taxes | $2,012,000 | 1,110 |
| Income before extraordinary items | $3,855,000 | 1,216 |
| Extraordinary gains, net | $-340,000 | 13,797 |
| Net income | $3,515,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,941,560 | 1,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.