Rosedale Federal Savings and Loan Association, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,410,000972
Total interest expense$14,387,0001,004
Net interest income$33,023,000960
Provision for loan and lease losses$-230,0004,404
Total noninterest income$1,286,0002,461
Gross Fiduciary activities income$0981
Service charges on deposit accounts$114,0003,254
Trading account gains and feesNANA
Additional Noninterest Income$1,172,0002,123
Total noninterest expense$27,006,000967
Salaries and employee benefits$15,766,000924
Premises and equipment expense$3,096,000836
Additional noninterest expense$1,172,0002,123
Pre-tax net operating income$7,533,0001,463
Securities gains (losses)$-1,173,0004,325
Applicable income taxes$1,600,0001,133
Income before extraordinary items$4,760,0001,783
Extraordinary gains, net$054
Net income$4,760,0001,805
Minority interest net income$088
Net income of bank and minority interests.$4,760,0001,786
Net charge-offs$-342,0004,505
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,686,6701,611
2023-09-30 (YTD Data)Rank
Total interest income$35,181,000959
Total interest expense$9,655,0001,014
Net interest income$25,526,000941
Provision for loan and lease losses$-974,0004,538
Total noninterest income$966,0002,454
Gross Fiduciary activities income$0950
Service charges on deposit accounts$85,0003,277
Trading account gains and feesNANA
Additional Noninterest Income$881,0002,113
Total noninterest expense$20,404,000963
Salaries and employee benefits$12,112,000921
Premises and equipment expense$2,271,000861
Additional noninterest expense$881,0002,113
Pre-tax net operating income$7,062,0001,269
Securities gains (losses)$0849
Applicable income taxes$1,946,000842
Income before extraordinary items$5,116,0001,422
Extraordinary gains, net$052
Net income$5,116,0001,433
Minority interest net income$081
Net income of bank and minority interests.$5,116,0001,422
Net charge-offs$-339,0004,525
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,116,0001,436
2023-06-30 (YTD Data)Rank
Total interest income$23,410,000941
Total interest expense$5,622,0001,022
Net interest income$17,788,000910
Provision for loan and lease losses$-748,0004,568
Total noninterest income$555,0002,576
Gross Fiduciary activities income$0931
Service charges on deposit accounts$55,0003,297
Trading account gains and feesNANA
Additional Noninterest Income$500,0002,200
Total noninterest expense$13,785,000938
Salaries and employee benefits$8,246,000892
Premises and equipment expense$1,554,000823
Additional noninterest expense$500,0002,197
Pre-tax net operating income$5,306,0001,158
Securities gains (losses)$0938
Applicable income taxes$1,463,000798
Income before extraordinary items$3,843,0001,288
Extraordinary gains, net$051
Net income$3,843,0001,300
Minority interest net income$081
Net income of bank and minority interests.$3,843,0001,288
Net charge-offs$-337,0004,581
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,843,0001,302
2023-03-31 (YTD Data)Rank
Total interest income$11,047,000977
Total interest expense$2,353,0001,056
Net interest income$8,694,000934
Provision for loan and lease losses$-508,0004,628
Total noninterest income$249,0002,696
Gross Fiduciary activities income$0913
Service charges on deposit accounts$11,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,240
Total noninterest expense$6,727,000972
Salaries and employee benefits$4,100,000921
Premises and equipment expense$807,000825
Additional noninterest expense$238,0002,240
Pre-tax net operating income$2,724,0001,156
Securities gains (losses)$0950
Applicable income taxes$752,000800
Income before extraordinary items$1,972,0001,306
Extraordinary gains, net$04
Net income$1,972,0001,305
Minority interest net income$048
Net income of bank and minority interests.$1,972,0001,306
Net charge-offs$4,0001,642
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,972,0001,323
2022-12-31 (YTD Data)Rank
Total interest income$36,370,000973
Total interest expense$4,949,000793
Net interest income$31,421,000987
Provision for loan and lease losses$387,0001,373
Total noninterest income$947,0002,880
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$86,0003,571
Trading account gains and feesNANA
Additional Noninterest Income$861,0002,503
Total noninterest expense$27,704,000920
Salaries and employee benefits$15,049,000955
Premises and equipment expense$2,871,000902
Additional noninterest expense$861,0002,503
Pre-tax net operating income$4,277,0002,217
Securities gains (losses)$-73,0003,827
Applicable income taxes$1,094,0001,482
Income before extraordinary items$3,110,0002,410
Extraordinary gains, net$05
Net income$3,110,0002,408
Minority interest net income$063
Net income of bank and minority interests.$3,110,0002,409
Net charge-offs$-57,0004,135
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,167,6702,414
2022-09-30 (YTD Data)Rank
Total interest income$25,436,000980
Total interest expense$3,370,000674
Net interest income$22,066,0001,031
Provision for loan and lease losses$383,0001,106
Total noninterest income$679,0002,958
Gross Fiduciary activities income$0968
Service charges on deposit accounts$58,0003,685
Trading account gains and feesNANA
Additional Noninterest Income$621,0002,563
Total noninterest expense$19,585,000969
Salaries and employee benefits$10,581,0001,015
Premises and equipment expense$2,056,000927
Additional noninterest expense$621,0002,563
Pre-tax net operating income$2,777,0002,382
Securities gains (losses)$-73,0004,161
Applicable income taxes$816,0001,486
Income before extraordinary items$1,888,0002,663
Extraordinary gains, net$04
Net income$1,888,0002,661
Minority interest net income$057
Net income of bank and minority interests.$1,888,0002,662
Net charge-offs$-56,0004,146
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,945,6702,651
2022-06-30 (YTD Data)Rank
Total interest income$15,234,0001,039
Total interest expense$2,207,000537
Net interest income$13,027,0001,117
Provision for loan and lease losses$-98,0004,473
Total noninterest income$400,0003,078
Gross Fiduciary activities income$0925
Service charges on deposit accounts$22,0004,081
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,697
Total noninterest expense$11,741,0001,032
Salaries and employee benefits$6,116,0001,119
Premises and equipment expense$1,366,000919
Additional noninterest expense$4,259,000881
Pre-tax net operating income$1,784,0002,348
Securities gains (losses)$0687
Applicable income taxes$491,0001,494
Income before extraordinary items$1,293,0002,528
Extraordinary gains, net$04
Net income$1,293,0002,528
Minority interest net income$060
Net income of bank and minority interests.$1,293,0002,528
Net charge-offs$-30,0004,018
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,293,0002,560
2022-03-31 (YTD Data)Rank
Total interest income$7,379,0001,042
Total interest expense$1,125,000497
Net interest income$6,254,0001,120
Provision for loan and lease losses$-429,0004,625
Total noninterest income$172,0003,206
Gross Fiduciary activities income$0892
Service charges on deposit accounts$13,0003,977
Trading account gains and feesNANA
Additional Noninterest Income$159,0002,837
Total noninterest expense$6,001,0001,021
Salaries and employee benefits$3,089,0001,112
Premises and equipment expense$669,000943
Additional noninterest expense$2,243,000834
Pre-tax net operating income$854,0002,308
Securities gains (losses)$0623
Applicable income taxes$235,0001,488
Income before extraordinary items$619,0002,504
Extraordinary gains, net$04
Net income$619,0002,501
Minority interest net income$050
Net income of bank and minority interests.$619,0002,504
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$619,0002,529
2021-12-31 (YTD Data)Rank
Total interest income$31,513,0001,009
Total interest expense$5,645,000479
Net interest income$25,868,0001,100
Provision for loan and lease losses$-972,0004,522
Total noninterest income$526,0003,603
Gross Fiduciary activities income$0994
Service charges on deposit accounts$51,0003,997
Trading account gains and feesNANA
Additional Noninterest Income$475,0003,304
Total noninterest expense$19,567,0001,180
Salaries and employee benefits$11,174,0001,190
Premises and equipment expense$2,094,0001,164
Additional noninterest expense$6,299,0001,108
Pre-tax net operating income$7,799,0001,520
Securities gains (losses)$02,062
Applicable income taxes$2,005,0001,099
Income before extraordinary items$5,794,0001,702
Extraordinary gains, net$010
Net income$5,794,0001,701
Minority interest net income$074
Net income of bank and minority interests.$5,794,0001,702
Net charge-offs$-161,0004,490
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,794,0001,672
2021-09-30 (YTD Data)Rank
Total interest income$23,651,0001,025
Total interest expense$4,390,000491
Net interest income$19,261,0001,120
Provision for loan and lease losses$-585,0004,563
Total noninterest income$499,0003,424
Gross Fiduciary activities income$0957
Service charges on deposit accounts$33,0004,142
Trading account gains and feesNANA
Additional Noninterest Income$466,0003,126
Total noninterest expense$14,550,0001,197
Salaries and employee benefits$8,529,0001,173
Premises and equipment expense$1,595,0001,164
Additional noninterest expense$4,426,0001,161
Pre-tax net operating income$5,795,0001,594
Securities gains (losses)$02,015
Applicable income taxes$1,595,0001,105
Income before extraordinary items$4,200,0001,812
Extraordinary gains, net$08
Net income$4,200,0001,811
Minority interest net income$069
Net income of bank and minority interests.$4,200,0001,812
Net charge-offs$-105,0004,477
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,200,0001,785
2021-06-30 (YTD Data)Rank
Total interest income$15,462,0001,039
Total interest expense$3,040,000493
Net interest income$12,422,0001,154
Provision for loan and lease losses$-550,0004,626
Total noninterest income$320,0003,463
Gross Fiduciary activities income$0951
Service charges on deposit accounts$18,0004,258
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,124
Total noninterest expense$9,785,0001,182
Salaries and employee benefits$5,793,0001,161
Premises and equipment expense$1,042,0001,176
Additional noninterest expense$2,950,0001,141
Pre-tax net operating income$3,507,0001,673
Securities gains (losses)$01,818
Applicable income taxes$965,0001,166
Income before extraordinary items$2,542,0001,918
Extraordinary gains, net$06
Net income$2,542,0001,917
Minority interest net income$067
Net income of bank and minority interests.$2,542,0001,918
Net charge-offs$-96,0004,579
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,542,0001,882
2021-03-31 (YTD Data)Rank
Total interest income$7,822,0001,016
Total interest expense$1,571,000508
Net interest income$6,251,0001,134
Provision for loan and lease losses$-347,0004,730
Total noninterest income$150,0003,521
Gross Fiduciary activities income$0922
Service charges on deposit accounts$7,0004,369
Trading account gains and feesNANA
Additional Noninterest Income$143,0003,165
Total noninterest expense$4,859,0001,158
Salaries and employee benefits$2,918,0001,143
Premises and equipment expense$540,0001,147
Additional noninterest expense$1,401,0001,170
Pre-tax net operating income$1,889,0001,587
Securities gains (losses)$01,392
Applicable income taxes$520,0001,108
Income before extraordinary items$1,369,0001,830
Extraordinary gains, net$03
Net income$1,369,0001,830
Minority interest net income$055
Net income of bank and minority interests.$1,369,0001,830
Net charge-offs$-82,0004,725
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,369,0001,791
2020-12-31 (YTD Data)Rank
Total interest income$34,154,000947
Total interest expense$8,486,000571
Net interest income$25,668,0001,044
Provision for loan and lease losses$2,335,000946
Total noninterest income$620,0003,395
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$48,0004,193
Trading account gains and feesNANA
Additional Noninterest Income$572,0003,015
Total noninterest expense$19,286,0001,147
Salaries and employee benefits$10,955,0001,162
Premises and equipment expense$1,982,0001,193
Additional noninterest expense$6,349,0001,051
Pre-tax net operating income$4,667,0001,869
Securities gains (losses)$02,675
Applicable income taxes$1,189,0001,305
Income before extraordinary items$3,478,0002,105
Extraordinary gains, net$04
Net income$3,478,0002,105
Minority interest net income$072
Net income of bank and minority interests.$3,478,0002,105
Net charge-offs$387,0001,142
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,478,0002,052
2020-09-30 (YTD Data)Rank
Total interest income$24,884,000980
Total interest expense$6,587,000600
Net interest income$18,297,0001,084
Provision for loan and lease losses$1,827,000939
Total noninterest income$468,0003,376
Gross Fiduciary activities income$0981
Service charges on deposit accounts$36,0004,225
Trading account gains and feesNANA
Additional Noninterest Income$432,0002,981
Total noninterest expense$14,822,0001,114
Salaries and employee benefits$8,412,0001,120
Premises and equipment expense$1,459,0001,208
Additional noninterest expense$4,951,0001,020
Pre-tax net operating income$2,116,0002,508
Securities gains (losses)$02,494
Applicable income taxes$582,0001,620
Income before extraordinary items$1,534,0002,797
Extraordinary gains, net$04
Net income$1,534,0002,797
Minority interest net income$065
Net income of bank and minority interests.$1,534,0002,797
Net charge-offs$110,0001,607
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,534,0002,753
2020-06-30 (YTD Data)Rank
Total interest income$16,836,000980
Total interest expense$4,485,000631
Net interest income$12,351,0001,072
Provision for loan and lease losses$1,813,000763
Total noninterest income$319,0003,317
Gross Fiduciary activities income$0970
Service charges on deposit accounts$23,0004,284
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,924
Total noninterest expense$10,210,0001,075
Salaries and employee benefits$5,640,0001,106
Premises and equipment expense$961,0001,223
Additional noninterest expense$3,609,000943
Pre-tax net operating income$647,0003,474
Securities gains (losses)$02,249
Applicable income taxes$178,0002,151
Income before extraordinary items$469,0003,719
Extraordinary gains, net$04
Net income$469,0003,719
Minority interest net income$065
Net income of bank and minority interests.$469,0003,719
Net charge-offs$117,0001,284
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$469,0003,676
2020-03-31 (YTD Data)Rank
Total interest income$8,683,000956
Total interest expense$2,286,000695
Net interest income$6,397,0001,034
Provision for loan and lease losses$1,360,000515
Total noninterest income$177,0003,162
Gross Fiduciary activities income$0941
Service charges on deposit accounts$20,0004,020
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,723
Total noninterest expense$5,542,0001,022
Salaries and employee benefits$2,862,0001,106
Premises and equipment expense$496,0001,196
Additional noninterest expense$2,184,000803
Pre-tax net operating income$-328,0004,957
Securities gains (losses)$01,705
Applicable income taxes$-90,0004,947
Income before extraordinary items$-238,0004,901
Extraordinary gains, net$04
Net income$-238,0004,901
Minority interest net income$056
Net income of bank and minority interests.$-238,0004,901
Net charge-offs$107,000848
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-238,0004,928
2019-12-31 (YTD Data)Rank
Total interest income$35,448,000949
Total interest expense$8,478,000783
Net interest income$26,970,000979
Provision for loan and lease losses$-470,0005,095
Total noninterest income$722,0003,232
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$68,0004,267
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,746
Total noninterest expense$19,816,0001,095
Salaries and employee benefits$10,416,0001,165
Premises and equipment expense$1,776,0001,292
Additional noninterest expense$7,624,000891
Pre-tax net operating income$8,346,0001,201
Securities gains (losses)$8,0001,962
Applicable income taxes$2,187,000841
Income before extraordinary items$6,167,0001,358
Extraordinary gains, net$011
Net income$6,167,0001,360
Minority interest net income$076
Net income of bank and minority interests.$6,167,0001,361
Net charge-offs$-360,0005,074
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,160,6801,327
2019-09-30 (YTD Data)Rank
Total interest income$26,576,000950
Total interest expense$6,193,000804
Net interest income$20,383,000978
Provision for loan and lease losses$-303,0005,170
Total noninterest income$596,0003,128
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$51,0004,327
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,625
Total noninterest expense$14,952,0001,087
Salaries and employee benefits$7,825,0001,164
Premises and equipment expense$1,256,0001,372
Additional noninterest expense$5,871,000861
Pre-tax net operating income$6,330,0001,206
Securities gains (losses)$7,0001,751
Applicable income taxes$1,744,000845
Income before extraordinary items$4,593,0001,386
Extraordinary gains, net$011
Net income$4,593,0001,386
Minority interest net income$072
Net income of bank and minority interests.$4,593,0001,388
Net charge-offs$-220,0005,088
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,587,4701,357
2019-06-30 (YTD Data)Rank
Total interest income$17,659,000947
Total interest expense$3,980,000817
Net interest income$13,679,000976
Provision for loan and lease losses$-450,0005,247
Total noninterest income$464,0002,906
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$35,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$429,0002,387
Total noninterest expense$9,940,0001,089
Salaries and employee benefits$5,188,0001,167
Premises and equipment expense$890,0001,300
Additional noninterest expense$3,862,000879
Pre-tax net operating income$4,653,0001,104
Securities gains (losses)$7,0001,296
Applicable income taxes$1,282,000762
Income before extraordinary items$3,378,0001,268
Extraordinary gains, net$011
Net income$3,378,0001,268
Minority interest net income$069
Net income of bank and minority interests.$3,378,0001,268
Net charge-offs$-248,0005,173
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,372,4701,248
2019-03-31 (YTD Data)Rank
Total interest income$8,837,000947
Total interest expense$1,912,000825
Net interest income$6,925,000969
Provision for loan and lease losses$-232,0005,305
Total noninterest income$296,0002,533
Gross Fiduciary activities income$0972
Service charges on deposit accounts$19,0004,268
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,043
Total noninterest expense$4,808,0001,112
Salaries and employee benefits$2,486,0001,212
Premises and equipment expense$467,0001,277
Additional noninterest expense$1,855,000893
Pre-tax net operating income$2,645,000973
Securities gains (losses)$7,000777
Applicable income taxes$730,000685
Income before extraordinary items$1,922,0001,122
Extraordinary gains, net$05
Net income$1,922,0001,121
Minority interest net income$052
Net income of bank and minority interests.$1,922,0001,121
Net charge-offs$7,0002,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,916,4701,108
2018-12-31 (YTD Data)Rank
Total interest income$34,784,000910
Total interest expense$5,993,000794
Net interest income$28,791,000920
Provision for loan and lease losses$612,0001,261
Total noninterest income$-55,0005,369
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$37,0004,870
Trading account gains and feesNANA
Additional Noninterest Income$-92,0005,361
Total noninterest expense$19,092,0001,102
Salaries and employee benefits$9,866,0001,186
Premises and equipment expense$1,844,0001,265
Additional noninterest expense$7,382,000905
Pre-tax net operating income$9,032,0001,122
Securities gains (losses)$-91,0004,987
Applicable income taxes$2,204,000825
Income before extraordinary items$6,737,0001,256
Extraordinary gains, net$06
Net income$6,737,0001,254
Minority interest net income$072
Net income of bank and minority interests.$6,737,0001,255
Net charge-offs$247,0001,462
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,808,8901,239
2018-09-30 (YTD Data)Rank
Total interest income$26,032,000894
Total interest expense$4,248,000789
Net interest income$21,784,000911
Provision for loan and lease losses$518,0001,108
Total noninterest income$-30,0005,445
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$33,0004,849
Trading account gains and feesNANA
Additional Noninterest Income$-63,0005,441
Total noninterest expense$13,967,0001,120
Salaries and employee benefits$7,172,0001,209
Premises and equipment expense$1,224,0001,396
Additional noninterest expense$5,571,000888
Pre-tax net operating income$7,269,0001,073
Securities gains (losses)$-91,0005,221
Applicable income taxes$1,975,000736
Income before extraordinary items$5,203,0001,229
Extraordinary gains, net$05
Net income$5,203,0001,228
Minority interest net income$066
Net income of bank and minority interests.$5,203,0001,228
Net charge-offs$343,000912
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,274,8901,212
2018-06-30 (YTD Data)Rank
Total interest income$17,262,000887
Total interest expense$2,721,000774
Net interest income$14,541,000898
Provision for loan and lease losses$467,000866
Total noninterest income$281,0003,687
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$22,0004,902
Trading account gains and feesNANA
Additional Noninterest Income$259,0003,069
Total noninterest expense$9,338,0001,118
Salaries and employee benefits$4,747,0001,217
Premises and equipment expense$808,0001,422
Additional noninterest expense$3,783,000876
Pre-tax net operating income$5,017,0001,022
Securities gains (losses)$0961
Applicable income taxes$1,381,000696
Income before extraordinary items$3,636,0001,148
Extraordinary gains, net$06
Net income$3,636,0001,146
Minority interest net income$065
Net income of bank and minority interests.$3,636,0001,147
Net charge-offs$380,000627
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,636,0001,143
2018-03-31 (YTD Data)Rank
Total interest income$8,613,000879
Total interest expense$1,308,000764
Net interest income$7,305,000896
Provision for loan and lease losses$335,000628
Total noninterest income$140,0003,674
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$8,0005,085
Trading account gains and feesNANA
Additional Noninterest Income$132,0002,998
Total noninterest expense$4,580,0001,140
Salaries and employee benefits$2,427,0001,209
Premises and equipment expense$423,0001,382
Additional noninterest expense$1,730,000941
Pre-tax net operating income$2,530,0001,001
Securities gains (losses)$0735
Applicable income taxes$696,000679
Income before extraordinary items$1,834,0001,124
Extraordinary gains, net$07
Net income$1,834,0001,123
Minority interest net income$052
Net income of bank and minority interests.$1,834,0001,124
Net charge-offs$149,000683
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,834,0001,116
2017-12-31 (YTD Data)Rank
Total interest income$30,944,000931
Total interest expense$4,254,000800
Net interest income$26,690,000944
Provision for loan and lease losses$1,395,000686
Total noninterest income$505,0003,922
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$65,0004,779
Trading account gains and feesNANA
Additional Noninterest Income$440,0003,330
Total noninterest expense$19,665,0001,063
Salaries and employee benefits$8,870,0001,274
Premises and equipment expense$1,669,0001,374
Additional noninterest expense$9,126,000736
Pre-tax net operating income$6,135,0001,440
Securities gains (losses)$02,243
Applicable income taxes$3,291,000900
Income before extraordinary items$2,844,0002,143
Extraordinary gains, net$09
Net income$2,844,0002,144
Minority interest net income$076
Net income of bank and minority interests.$2,844,0002,144
Net charge-offs$963,000713
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,844,0002,125
2017-09-30 (YTD Data)Rank
Total interest income$22,290,000968
Total interest expense$3,010,000822
Net interest income$19,280,000983
Provision for loan and lease losses$954,000723
Total noninterest income$318,0004,182
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$53,0004,745
Trading account gains and feesNANA
Additional Noninterest Income$265,0003,627
Total noninterest expense$13,965,0001,123
Salaries and employee benefits$6,190,0001,372
Premises and equipment expense$1,386,0001,270
Additional noninterest expense$6,389,000775
Pre-tax net operating income$4,679,0001,440
Securities gains (losses)$02,274
Applicable income taxes$1,888,000950
Income before extraordinary items$2,791,0001,839
Extraordinary gains, net$09
Net income$2,791,0001,839
Minority interest net income$071
Net income of bank and minority interests.$2,791,0001,839
Net charge-offs$765,000597
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,791,0001,808
2017-06-30 (YTD Data)Rank
Total interest income$14,737,000965
Total interest expense$1,999,000797
Net interest income$12,738,000985
Provision for loan and lease losses$552,000795
Total noninterest income$241,0004,027
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$35,0004,772
Trading account gains and feesNANA
Additional Noninterest Income$206,0003,434
Total noninterest expense$8,757,0001,190
Salaries and employee benefits$4,047,0001,401
Premises and equipment expense$871,0001,338
Additional noninterest expense$3,839,000854
Pre-tax net operating income$3,670,0001,273
Securities gains (losses)$01,906
Applicable income taxes$1,481,000832
Income before extraordinary items$2,189,0001,580
Extraordinary gains, net$011
Net income$2,189,0001,580
Minority interest net income$071
Net income of bank and minority interests.$2,189,0001,580
Net charge-offs$731,000436
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,189,0001,562
2017-03-31 (YTD Data)Rank
Total interest income$7,384,000959
Total interest expense$995,000785
Net interest income$6,389,000971
Provision for loan and lease losses$60,0001,878
Total noninterest income$61,0004,807
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$16,0004,894
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,412
Total noninterest expense$4,111,0001,250
Salaries and employee benefits$2,001,0001,428
Premises and equipment expense$441,0001,334
Additional noninterest expense$1,669,000962
Pre-tax net operating income$2,279,0001,046
Securities gains (losses)$01,153
Applicable income taxes$920,000698
Income before extraordinary items$1,359,0001,328
Extraordinary gains, net$08
Net income$1,359,0001,327
Minority interest net income$055
Net income of bank and minority interests.$1,359,0001,328
Net charge-offs$337,000429
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,359,0001,308
2016-12-31 (YTD Data)Rank
Total interest income$30,250,000892
Total interest expense$4,087,000723
Net interest income$26,163,000920
Provision for loan and lease losses$-2,119,0005,878
Total noninterest income$419,0004,325
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$69,0004,924
Trading account gains and fees$0170
Additional Noninterest Income$350,0003,762
Total noninterest expense$15,621,0001,285
Salaries and employee benefits$8,457,0001,315
Premises and equipment expense$1,463,0001,558
Additional noninterest expense$5,701,0001,139
Pre-tax net operating income$13,080,000732
Securities gains (losses)$03,212
Applicable income taxes$4,660,000580
Income before extraordinary items$8,420,000885
Extraordinary gains, net$05
Net income$8,420,000884
Minority interest net income$082
Net income of bank and minority interests.$8,420,000884
Net charge-offs$-2,362,0005,895
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,420,000861
2016-09-30 (YTD Data)Rank
Total interest income$22,773,000884
Total interest expense$3,040,000723
Net interest income$19,733,000905
Provision for loan and lease losses$-1,650,0005,943
Total noninterest income$276,0004,494
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$52,0004,960
Trading account gains and fees$0169
Additional Noninterest Income$224,0003,958
Total noninterest expense$11,905,0001,269
Salaries and employee benefits$6,242,0001,329
Premises and equipment expense$1,112,0001,547
Additional noninterest expense$4,551,0001,086
Pre-tax net operating income$9,754,000726
Securities gains (losses)$03,160
Applicable income taxes$3,911,000540
Income before extraordinary items$5,843,000961
Extraordinary gains, net$05
Net income$5,843,000961
Minority interest net income$071
Net income of bank and minority interests.$5,843,000961
Net charge-offs$-2,003,0005,956
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,843,000934
2016-06-30 (YTD Data)Rank
Total interest income$15,364,000872
Total interest expense$2,010,000721
Net interest income$13,354,000890
Provision for loan and lease losses$-1,961,0006,039
Total noninterest income$-6,0006,019
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$32,0005,058
Trading account gains and fees$0157
Additional Noninterest Income$-38,0006,013
Total noninterest expense$7,687,0001,306
Salaries and employee benefits$4,147,0001,338
Premises and equipment expense$727,0001,573
Additional noninterest expense$2,813,0001,155
Pre-tax net operating income$7,622,000626
Securities gains (losses)$02,835
Applicable income taxes$3,010,000490
Income before extraordinary items$4,612,000810
Extraordinary gains, net$016
Net income$4,612,000809
Minority interest net income$071
Net income of bank and minority interests.$4,612,000809
Net charge-offs$-2,124,0006,049
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,612,000783
2016-03-31 (YTD Data)Rank
Total interest income$7,738,000866
Total interest expense$1,001,000723
Net interest income$6,737,000879
Provision for loan and lease losses$-2,446,0006,113
Total noninterest income$-80,0006,106
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$15,0005,134
Trading account gains and fees$0142
Additional Noninterest Income$-95,0006,106
Total noninterest expense$3,791,0001,322
Salaries and employee benefits$2,112,0001,324
Premises and equipment expense$367,0001,566
Additional noninterest expense$1,312,0001,217
Pre-tax net operating income$5,312,000468
Securities gains (losses)$02,077
Applicable income taxes$2,245,000359
Income before extraordinary items$3,067,000603
Extraordinary gains, net$012
Net income$3,067,000600
Minority interest net income$062
Net income of bank and minority interests.$3,067,000603
Net charge-offs$-2,662,0006,117
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,067,000586
2015-12-31 (YTD Data)Rank
Total interest income$32,143,000801
Total interest expense$4,013,000693
Net interest income$28,130,000808
Provision for loan and lease losses$1,499,000574
Total noninterest income$-573,0006,169
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$62,0005,214
Trading account gains and fees$0159
Additional Noninterest Income$-635,0006,175
Total noninterest expense$14,310,0001,367
Salaries and employee benefits$7,630,0001,407
Premises and equipment expense$1,606,0001,440
Additional noninterest expense$5,074,0001,252
Pre-tax net operating income$11,748,000761
Securities gains (losses)$03,216
Applicable income taxes$4,527,000566
Income before extraordinary items$7,221,000984
Extraordinary gains, net$023
Net income$7,221,000984
Minority interest net income$081
Net income of bank and minority interests.$7,221,000984
Net charge-offs$1,129,000622
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,221,000964
2015-09-30 (YTD Data)Rank
Total interest income$24,151,000798
Total interest expense$3,006,000696
Net interest income$21,145,000807
Provision for loan and lease losses$1,256,000487
Total noninterest income$-548,0006,258
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$45,0005,306
Trading account gains and fees$0153
Additional Noninterest Income$-593,0006,264
Total noninterest expense$10,851,0001,359
Salaries and employee benefits$5,809,0001,396
Premises and equipment expense$1,227,0001,414
Additional noninterest expense$3,815,0001,260
Pre-tax net operating income$8,490,000801
Securities gains (losses)$03,031
Applicable income taxes$3,510,000568
Income before extraordinary items$4,980,0001,072
Extraordinary gains, net$021
Net income$4,980,0001,070
Minority interest net income$078
Net income of bank and minority interests.$4,980,0001,072
Net charge-offs$917,000534
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,980,0001,045
2015-06-30 (YTD Data)Rank
Total interest income$16,018,000799
Total interest expense$2,003,000695
Net interest income$14,015,000812
Provision for loan and lease losses$1,299,000348
Total noninterest income$-467,0006,336
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$32,0005,268
Trading account gains and fees$0157
Additional Noninterest Income$-499,0006,338
Total noninterest expense$7,193,0001,371
Salaries and employee benefits$3,854,0001,410
Premises and equipment expense$851,0001,387
Additional noninterest expense$2,488,0001,276
Pre-tax net operating income$5,056,000881
Securities gains (losses)$02,636
Applicable income taxes$2,125,000612
Income before extraordinary items$2,931,0001,196
Extraordinary gains, net$022
Net income$2,931,0001,196
Minority interest net income$075
Net income of bank and minority interests.$2,931,0001,197
Net charge-offs$967,000362
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,931,0001,164
2015-03-31 (YTD Data)Rank
Total interest income$8,319,000769
Total interest expense$995,000707
Net interest income$7,324,000775
Provision for loan and lease losses$-31,0006,135
Total noninterest income$-142,0006,395
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$17,0005,220
Trading account gains and fees$0152
Additional Noninterest Income$-159,0006,392
Total noninterest expense$3,507,0001,393
Salaries and employee benefits$1,879,0001,436
Premises and equipment expense$443,0001,359
Additional noninterest expense$1,185,0001,315
Pre-tax net operating income$3,706,000621
Securities gains (losses)$02,027
Applicable income taxes$1,583,000449
Income before extraordinary items$2,123,000827
Extraordinary gains, net$013
Net income$2,123,000825
Minority interest net income$064
Net income of bank and minority interests.$2,123,000827
Net charge-offs$49,0001,580
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,123,000796
2014-12-31 (YTD Data)Rank
Total interest income$33,753,000750
Total interest expense$3,973,000735
Net interest income$29,780,000740
Provision for loan and lease losses$-46,0005,953
Total noninterest income$5,0006,378
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$89,0005,144
Trading account gains and fees$0180
Additional Noninterest Income$-84,0006,387
Total noninterest expense$12,447,0001,532
Salaries and employee benefits$6,741,0001,557
Premises and equipment expense$1,802,0001,318
Additional noninterest expense$3,904,0001,591
Pre-tax net operating income$17,384,000521
Securities gains (losses)$03,259
Applicable income taxes$6,704,000410
Income before extraordinary items$10,680,000637
Extraordinary gains, net$017
Net income$10,680,000636
Minority interest net income$084
Net income of bank and minority interests.$10,680,000637
Net charge-offs$-7,0005,613
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,680,000626
2014-09-30 (YTD Data)Rank
Total interest income$25,479,000743
Total interest expense$2,965,000746
Net interest income$22,514,000735
Provision for loan and lease losses$-269,0006,309
Total noninterest income$-61,0006,526
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$73,0005,100
Trading account gains and fees$0174
Additional Noninterest Income$-134,0006,504
Total noninterest expense$9,152,0001,570
Salaries and employee benefits$5,023,0001,554
Premises and equipment expense$1,354,0001,330
Additional noninterest expense$2,775,0001,678
Pre-tax net operating income$13,570,000502
Securities gains (losses)$02,980
Applicable income taxes$5,681,000382
Income before extraordinary items$7,889,000650
Extraordinary gains, net$015
Net income$7,889,000647
Minority interest net income$081
Net income of bank and minority interests.$7,889,000648
Net charge-offs$-150,0006,289
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,889,000639
2014-06-30 (YTD Data)Rank
Total interest income$17,142,000731
Total interest expense$1,961,000759
Net interest income$15,181,000720
Provision for loan and lease losses$142,0001,989
Total noninterest income$-39,0006,596
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$48,0005,127
Trading account gains and fees$0172
Additional Noninterest Income$-87,0006,582
Total noninterest expense$6,007,0001,592
Salaries and employee benefits$3,390,0001,539
Premises and equipment expense$821,0001,458
Additional noninterest expense$1,796,0001,717
Pre-tax net operating income$8,993,000490
Securities gains (losses)$02,580
Applicable income taxes$3,746,000372
Income before extraordinary items$5,247,000625
Extraordinary gains, net$020
Net income$5,247,000624
Minority interest net income$080
Net income of bank and minority interests.$5,247,000625
Net charge-offs$148,0001,847
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,247,000613
2014-03-31 (YTD Data)Rank
Total interest income$8,667,000723
Total interest expense$971,000777
Net interest income$7,696,000713
Provision for loan and lease losses$-109,0006,529
Total noninterest income$-36,0006,669
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$25,0005,072
Trading account gains and fees$0147
Additional Noninterest Income$-61,0006,642
Total noninterest expense$2,916,0001,650
Salaries and employee benefits$1,595,0001,633
Premises and equipment expense$413,0001,478
Additional noninterest expense$908,0001,680
Pre-tax net operating income$4,853,000450
Securities gains (losses)$01,715
Applicable income taxes$2,046,000323
Income before extraordinary items$2,807,000568
Extraordinary gains, net$016
Net income$2,807,000569
Minority interest net income$066
Net income of bank and minority interests.$2,807,000569
Net charge-offs$15,0002,640
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,807,000562
2013-12-31 (YTD Data)Rank
Total interest income$33,222,000745
Total interest expense$3,898,000875
Net interest income$29,324,000730
Provision for loan and lease losses$712,0001,459
Total noninterest income$41,0006,519
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$102,0005,232
Trading account gains and fees$0184
Additional Noninterest Income$-61,0006,578
Total noninterest expense$11,583,0001,666
Salaries and employee benefits$6,443,0001,602
Premises and equipment expense$1,380,0001,694
Additional noninterest expense$3,760,0001,696
Pre-tax net operating income$17,070,000490
Securities gains (losses)$03,182
Applicable income taxes$6,776,000375
Income before extraordinary items$10,294,000626
Extraordinary gains, net$029
Net income$10,294,000627
Minority interest net income$090
Net income of bank and minority interests.$10,294,000627
Net charge-offs$555,0001,908
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,294,000609
2013-09-30 (YTD Data)Rank
Total interest income$24,857,000751
Total interest expense$2,926,000903
Net interest income$21,931,000730
Provision for loan and lease losses$215,0002,501
Total noninterest income$19,0006,666
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$77,0005,272
Trading account gains and fees$0180
Additional Noninterest Income$-58,0006,698
Total noninterest expense$8,691,0001,671
Salaries and employee benefits$4,885,0001,599
Premises and equipment expense$980,0001,798
Additional noninterest expense$2,826,0001,685
Pre-tax net operating income$13,044,000495
Securities gains (losses)$03,040
Applicable income taxes$5,124,000383
Income before extraordinary items$7,920,000623
Extraordinary gains, net$025
Net income$7,920,000625
Minority interest net income$084
Net income of bank and minority interests.$7,920,000625
Net charge-offs$456,0001,687
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,920,000606
2013-06-30 (YTD Data)Rank
Total interest income$16,507,000749
Total interest expense$2,003,000902
Net interest income$14,504,000731
Provision for loan and lease losses$-286,0006,767
Total noninterest income$55,0006,255
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$51,0005,273
Trading account gains and fees$0157
Additional Noninterest Income$4,0006,512
Total noninterest expense$5,794,0001,662
Salaries and employee benefits$3,340,0001,558
Premises and equipment expense$636,0001,827
Additional noninterest expense$1,818,0001,742
Pre-tax net operating income$9,051,000473
Securities gains (losses)$02,791
Applicable income taxes$3,826,000342
Income before extraordinary items$5,225,000637
Extraordinary gains, net$022
Net income$5,225,000638
Minority interest net income$082
Net income of bank and minority interests.$5,225,000639
Net charge-offs$301,0001,685
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,225,000606
2013-03-31 (YTD Data)Rank
Total interest income$8,280,000755
Total interest expense$1,029,000905
Net interest income$7,251,000734
Provision for loan and lease losses$-287,0006,926
Total noninterest income$35,0006,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$26,0005,216
Trading account gains and fees$0148
Additional Noninterest Income$9,0006,201
Total noninterest expense$2,783,0001,740
Salaries and employee benefits$1,613,0001,631
Premises and equipment expense$335,0001,780
Additional noninterest expense$835,0001,875
Pre-tax net operating income$4,790,000456
Securities gains (losses)$01,966
Applicable income taxes$2,025,000338
Income before extraordinary items$2,765,000595
Extraordinary gains, net$010
Net income$2,765,000593
Minority interest net income$076
Net income of bank and minority interests.$2,765,000596
Net charge-offs$253,0001,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,765,000565
2012-12-31 (YTD Data)Rank
Total interest income$34,550,000752
Total interest expense$6,313,000677
Net interest income$28,237,000761
Provision for loan and lease losses$1,906,0001,106
Total noninterest income$-454,0006,986
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$89,0005,598
Trading account gains and fees$0166
Additional Noninterest Income$-543,0006,942
Total noninterest expense$11,169,0001,727
Salaries and employee benefits$6,195,0001,635
Premises and equipment expense$1,351,0001,747
Additional noninterest expense$3,623,0001,818
Pre-tax net operating income$14,708,000528
Securities gains (losses)$03,810
Applicable income taxes$5,892,000392
Income before extraordinary items$8,816,000683
Extraordinary gains, net$029
Net income$8,816,000683
Minority interest net income$093
Net income of bank and minority interests.$8,816,000683
Net charge-offs$-620,0007,050
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,816,000659
2012-09-30 (YTD Data)Rank
Total interest income$25,971,000762
Total interest expense$5,027,000671
Net interest income$20,944,000782
Provision for loan and lease losses$-19,0006,958
Total noninterest income$-477,0007,108
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$63,0005,739
Trading account gains and fees$0157
Additional Noninterest Income$-540,0007,085
Total noninterest expense$8,512,0001,702
Salaries and employee benefits$4,761,0001,591
Premises and equipment expense$961,0001,854
Additional noninterest expense$2,790,0001,778
Pre-tax net operating income$11,974,000514
Securities gains (losses)$03,575
Applicable income taxes$4,700,000379
Income before extraordinary items$7,274,000651
Extraordinary gains, net$020
Net income$7,274,000648
Minority interest net income$086
Net income of bank and minority interests.$7,274,000651
Net charge-offs$-795,0007,160
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,274,000623
2012-06-30 (YTD Data)Rank
Total interest income$17,724,000759
Total interest expense$3,557,000653
Net interest income$14,167,000773
Provision for loan and lease losses$-932,0007,209
Total noninterest income$-199,0007,140
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$36,0005,959
Trading account gains and fees$0153
Additional Noninterest Income$-235,0007,090
Total noninterest expense$5,728,0001,697
Salaries and employee benefits$3,238,0001,553
Premises and equipment expense$637,0001,862
Additional noninterest expense$1,853,0001,796
Pre-tax net operating income$9,172,000445
Securities gains (losses)$03,178
Applicable income taxes$3,532,000354
Income before extraordinary items$5,640,000574
Extraordinary gains, net$019
Net income$5,640,000570
Minority interest net income$084
Net income of bank and minority interests.$5,640,000574
Net charge-offs$-1,637,0007,242
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,640,000551
2012-03-31 (YTD Data)Rank
Total interest income$8,743,000778
Total interest expense$1,819,000658
Net interest income$6,924,000794
Provision for loan and lease losses$-1,440,0007,287
Total noninterest income$-264,0007,256
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$16,0006,090
Trading account gains and fees$0148
Additional Noninterest Income$-280,0007,243
Total noninterest expense$2,728,0001,770
Salaries and employee benefits$1,554,0001,629
Premises and equipment expense$334,0001,773
Additional noninterest expense$840,0001,953
Pre-tax net operating income$5,372,000399
Securities gains (losses)$02,210
Applicable income taxes$2,063,000316
Income before extraordinary items$3,309,000485
Extraordinary gains, net$019
Net income$3,309,000486
Minority interest net income$078
Net income of bank and minority interests.$3,309,000486
Net charge-offs$-1,962,0007,305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,309,000474
2011-12-31 (YTD Data)Rank
Total interest income$36,269,000777
Total interest expense$9,020,000638
Net interest income$27,249,000801
Provision for loan and lease losses$7,031,000593
Total noninterest income$-21,0007,017
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0006,020
Trading account gains and fees$0146
Additional Noninterest Income$-89,0006,883
Total noninterest expense$11,080,0001,751
Salaries and employee benefits$6,471,0001,524
Premises and equipment expense$1,683,0001,480
Additional noninterest expense$2,926,0002,252
Pre-tax net operating income$9,117,000678
Securities gains (losses)$03,838
Applicable income taxes$3,285,000546
Income before extraordinary items$5,832,000859
Extraordinary gains, net$029
Net income$5,832,000859
Minority interest net income$096
Net income of bank and minority interests.$5,832,000859
Net charge-offs$6,951,000615
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,832,000828
2011-09-30 (YTD Data)Rank
Total interest income$27,225,000796
Total interest expense$6,918,000656
Net interest income$20,307,000814
Provision for loan and lease losses$1,636,0001,429
Total noninterest income$174,0005,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0006,073
Trading account gains and fees$0145
Additional Noninterest Income$124,0004,820
Total noninterest expense$8,267,0001,753
Salaries and employee benefits$4,795,0001,546
Premises and equipment expense$1,242,0001,512
Additional noninterest expense$2,230,0002,228
Pre-tax net operating income$10,578,000486
Securities gains (losses)$03,555
Applicable income taxes$3,802,000400
Income before extraordinary items$6,776,000603
Extraordinary gains, net$021
Net income$6,776,000600
Minority interest net income$087
Net income of bank and minority interests.$6,776,000603
Net charge-offs$1,553,0001,455
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,776,000585
2011-06-30 (YTD Data)Rank
Total interest income$18,093,000809
Total interest expense$4,624,000683
Net interest income$13,469,000825
Provision for loan and lease losses$580,0002,148
Total noninterest income$128,0005,549
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,0006,157
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,589
Total noninterest expense$5,273,0001,846
Salaries and employee benefits$3,188,0001,567
Premises and equipment expense$810,0001,557
Additional noninterest expense$1,275,0002,595
Pre-tax net operating income$7,744,000449
Securities gains (losses)$02,914
Applicable income taxes$2,969,000364
Income before extraordinary items$4,775,000558
Extraordinary gains, net$015
Net income$4,775,000555
Minority interest net income$089
Net income of bank and minority interests.$4,775,000558
Net charge-offs$520,0002,102
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,775,000548
2011-03-31 (YTD Data)Rank
Total interest income$8,934,000818
Total interest expense$2,328,000714
Net interest income$6,606,000842
Provision for loan and lease losses$174,0002,618
Total noninterest income$62,0005,664
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$46,0004,790
Total noninterest expense$2,530,0001,917
Salaries and employee benefits$1,572,0001,593
Premises and equipment expense$397,0001,615
Additional noninterest expense$561,0002,887
Pre-tax net operating income$3,964,000443
Securities gains (losses)$01,772
Applicable income taxes$1,675,000320
Income before extraordinary items$2,289,000572
Extraordinary gains, net$09
Net income$2,289,000572
Minority interest net income$086
Net income of bank and minority interests.$2,289,000572
Net charge-offs$118,0002,575
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,289,000562
2010-12-31 (YTD Data)Rank
Total interest income$35,028,000866
Total interest expense$10,262,000790
Net interest income$24,766,000890
Provision for loan and lease losses$245,0005,111
Total noninterest income$252,0005,657
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$252,0004,239
Total noninterest expense$10,389,0001,890
Salaries and employee benefits$6,658,0001,479
Premises and equipment expense$1,568,0001,643
Additional noninterest expense$2,163,0003,038
Pre-tax net operating income$14,384,000402
Securities gains (losses)$03,793
Applicable income taxes$6,017,000317
Income before extraordinary items$8,367,000543
Extraordinary gains, net$029
Net income$8,367,000542
Minority interest net income$0111
Net income of bank and minority interests.$8,367,000544
Net charge-offs$47,0005,947
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,367,000518
2010-09-30 (YTD Data)Rank
Total interest income$26,084,000883
Total interest expense$7,795,000815
Net interest income$18,289,000905
Provision for loan and lease losses$152,0005,229
Total noninterest income$192,0005,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$192,0004,237
Total noninterest expense$7,949,0001,845
Salaries and employee benefits$5,143,0001,442
Premises and equipment expense$1,176,0001,661
Additional noninterest expense$1,630,0002,983
Pre-tax net operating income$10,380,000410
Securities gains (losses)$03,651
Applicable income taxes$4,367,000322
Income before extraordinary items$6,013,000574
Extraordinary gains, net$023
Net income$6,013,000573
Minority interest net income$0110
Net income of bank and minority interests.$6,013,000574
Net charge-offs$-1,0007,212
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,013,000551
2010-06-30 (YTD Data)Rank
Total interest income$17,260,000899
Total interest expense$5,228,000842
Net interest income$12,032,000918
Provision for loan and lease losses$-39,0007,762
Total noninterest income$128,0005,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$128,0004,245
Total noninterest expense$5,333,0001,844
Salaries and employee benefits$3,387,0001,461
Premises and equipment expense$795,0001,656
Additional noninterest expense$1,151,0002,809
Pre-tax net operating income$6,866,000408
Securities gains (losses)$03,184
Applicable income taxes$2,877,000309
Income before extraordinary items$3,989,000555
Extraordinary gains, net$019
Net income$3,989,000556
Minority interest net income$0105
Net income of bank and minority interests.$3,989,000556
Net charge-offs$-12,0007,511
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,989,000531
2010-03-31 (YTD Data)Rank
Total interest income$8,520,000934
Total interest expense$2,612,000897
Net interest income$5,908,000947
Provision for loan and lease losses$8,0006,225
Total noninterest income$65,0005,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$65,0004,256
Total noninterest expense$2,528,0001,956
Salaries and employee benefits$1,583,0001,573
Premises and equipment expense$422,0001,603
Additional noninterest expense$523,0003,047
Pre-tax net operating income$3,437,000389
Securities gains (losses)$02,284
Applicable income taxes$1,445,000289
Income before extraordinary items$1,992,000559
Extraordinary gains, net$016
Net income$1,992,000561
Minority interest net income$091
Net income of bank and minority interests.$1,992,000561
Net charge-offs$-5,0007,295
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,992,000536
2009-12-31 (YTD Data)Rank
Total interest income$33,714,0001,010
Total interest expense$12,008,000989
Net interest income$21,706,0001,004
Provision for loan and lease losses$1,090,0003,370
Total noninterest income$252,0005,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$252,0004,260
Total noninterest expense$9,585,0002,094
Salaries and employee benefits$6,020,0001,648
Premises and equipment expense$1,509,0001,803
Additional noninterest expense$2,055,0003,240
Pre-tax net operating income$11,284,000365
Securities gains (losses)$03,754
Applicable income taxes$4,506,000288
Income before extraordinary items$6,778,000500
Extraordinary gains, net$034
Net income$6,778,000500
Minority interest net income$0115
Net income of bank and minority interests.$6,778,000502
Net charge-offs$2,390,0001,845
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,778,000497
2009-09-30 (YTD Data)Rank
Total interest income$25,252,0001,029
Total interest expense$9,286,0001,013
Net interest income$15,966,0001,031
Provision for loan and lease losses$1,161,0002,555
Total noninterest income$191,0005,970
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$191,0004,355
Total noninterest expense$7,630,0001,971
Salaries and employee benefits$4,520,0001,662
Premises and equipment expense$1,137,0001,800
Additional noninterest expense$1,972,0002,602
Pre-tax net operating income$7,367,000456
Securities gains (losses)$03,497
Applicable income taxes$2,852,000343
Income before extraordinary items$4,515,000603
Extraordinary gains, net$027
Net income$4,515,000603
Minority interest net income$0118
Net income of bank and minority interests.$4,515,000605
Net charge-offs$-189,0008,077
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,515,000601
2009-06-30 (YTD Data)Rank
Total interest income$16,936,0001,040
Total interest expense$6,431,0001,028
Net interest income$10,505,0001,042
Provision for loan and lease losses$554,0002,825
Total noninterest income$130,0005,960
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$130,0004,354
Total noninterest expense$5,179,0001,967
Salaries and employee benefits$2,995,0001,710
Premises and equipment expense$745,0001,855
Additional noninterest expense$1,438,0002,430
Pre-tax net operating income$4,903,000443
Securities gains (losses)$03,136
Applicable income taxes$1,811,000365
Income before extraordinary items$3,092,000582
Extraordinary gains, net$021
Net income$3,092,000579
Minority interest net income$0112
Net income of bank and minority interests.$3,092,000582
Net charge-offs$-184,0008,173
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,092,000562
2009-03-31 (YTD Data)Rank
Total interest income$8,616,0001,026
Total interest expense$3,358,0001,022
Net interest income$5,258,0001,031
Provision for loan and lease losses$189,0002,942
Total noninterest income$66,0005,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$66,0004,358
Total noninterest expense$2,706,0001,836
Salaries and employee benefits$1,458,0001,776
Premises and equipment expense$385,0001,839
Additional noninterest expense$862,0001,870
Pre-tax net operating income$2,430,000482
Securities gains (losses)$02,434
Applicable income taxes$800,000424
Income before extraordinary items$1,630,000610
Extraordinary gains, net$015
Net income$1,630,000611
Minority interest net income$0102
Net income of bank and minority interests.$1,630,000613
Net charge-offs$-10,0007,862
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,630,000574
2008-12-31 (YTD Data)Rank
Total interest income$34,278,0001,119
Total interest expense$14,715,0001,105
Net interest income$19,563,0001,118
Provision for loan and lease losses$106,0005,981
Total noninterest income$246,0006,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$246,0004,475
Total noninterest expense$9,168,0002,098
Salaries and employee benefits$5,810,0001,756
Premises and equipment expense$1,486,0001,842
Additional noninterest expense$1,872,0003,037
Pre-tax net operating income$10,535,000510
Securities gains (losses)$03,220
Applicable income taxes$4,183,000369
Income before extraordinary items$6,352,000627
Extraordinary gains, net$039
Net income$6,352,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0005,145
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,352,000676
2008-09-30 (YTD Data)Rank
Total interest income$25,566,0001,147
Total interest expense$11,181,0001,134
Net interest income$14,385,0001,176
Provision for loan and lease losses$207,0004,158
Total noninterest income$187,0006,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$187,0004,551
Total noninterest expense$6,627,0002,166
Salaries and employee benefits$4,259,0001,823
Premises and equipment expense$1,093,0001,868
Additional noninterest expense$1,275,0003,211
Pre-tax net operating income$7,738,000647
Securities gains (losses)$03,106
Applicable income taxes$2,976,000455
Income before extraordinary items$4,762,000764
Extraordinary gains, net$031
Net income$4,762,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,414
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,762,000807
2008-06-30 (YTD Data)Rank
Total interest income$16,869,0001,170
Total interest expense$7,606,0001,146
Net interest income$9,263,0001,211
Provision for loan and lease losses$-3,0008,312
Total noninterest income$121,0006,355
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$121,0004,711
Total noninterest expense$4,394,0002,182
Salaries and employee benefits$2,836,0001,845
Premises and equipment expense$739,0001,851
Additional noninterest expense$819,0003,293
Pre-tax net operating income$4,993,000711
Securities gains (losses)$03,233
Applicable income taxes$1,972,000519
Income before extraordinary items$3,021,000902
Extraordinary gains, net$021
Net income$3,021,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,332
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,021,000889
2008-03-31 (YTD Data)Rank
Total interest income$8,412,0001,210
Total interest expense$3,909,0001,193
Net interest income$4,503,0001,227
Provision for loan and lease losses$37,0004,177
Total noninterest income$61,0006,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$61,0004,665
Total noninterest expense$2,165,0002,204
Salaries and employee benefits$1,403,0001,878
Premises and equipment expense$387,0001,772
Additional noninterest expense$375,0003,476
Pre-tax net operating income$2,362,000812
Securities gains (losses)$02,688
Applicable income taxes$868,000648
Income before extraordinary items$1,494,0001,007
Extraordinary gains, net$015
Net income$1,494,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,732
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,494,000964
2007-12-31 (YTD Data)Rank
Total interest income$33,742,0001,251
Total interest expense$15,059,0001,323
Net interest income$18,683,0001,188
Provision for loan and lease losses$-112,0008,392
Total noninterest income$227,0006,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$227,0004,809
Total noninterest expense$8,477,0002,166
Salaries and employee benefits$5,499,0001,834
Premises and equipment expense$1,720,0001,545
Additional noninterest expense$1,258,0003,942
Pre-tax net operating income$10,545,000811
Securities gains (losses)$02,146
Applicable income taxes$4,071,000629
Income before extraordinary items$6,474,0001,012
Extraordinary gains, net$039
Net income$6,474,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,985
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,474,000996
2007-09-30 (YTD Data)Rank
Total interest income$25,337,0001,247
Total interest expense$11,201,0001,339
Net interest income$14,136,0001,190
Provision for loan and lease losses$44,0005,259
Total noninterest income$166,0006,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$166,0004,870
Total noninterest expense$6,320,0002,148
Salaries and employee benefits$4,114,0001,837
Premises and equipment expense$1,291,0001,538
Additional noninterest expense$915,0003,969
Pre-tax net operating income$7,938,000877
Securities gains (losses)$01,655
Applicable income taxes$3,073,000686
Income before extraordinary items$4,865,0001,083
Extraordinary gains, net$033
Net income$4,865,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,865,0001,061
2007-06-30 (YTD Data)Rank
Total interest income$16,833,0001,266
Total interest expense$7,362,0001,363
Net interest income$9,471,0001,204
Provision for loan and lease losses$-116,0008,491
Total noninterest income$110,0006,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$110,0004,949
Total noninterest expense$4,218,0002,174
Salaries and employee benefits$2,746,0001,865
Premises and equipment expense$876,0001,535
Additional noninterest expense$596,0004,030
Pre-tax net operating income$5,479,000880
Securities gains (losses)$01,444
Applicable income taxes$2,195,000678
Income before extraordinary items$3,284,0001,099
Extraordinary gains, net$029
Net income$3,284,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,284,0001,076
2007-03-31 (YTD Data)Rank
Total interest income$8,396,0001,262
Total interest expense$3,628,0001,369
Net interest income$4,768,0001,184
Provision for loan and lease losses$-10,0008,430
Total noninterest income$53,0006,742
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$53,0004,993
Total noninterest expense$2,116,0002,187
Salaries and employee benefits$1,379,0001,860
Premises and equipment expense$456,0001,468
Additional noninterest expense$281,0004,155
Pre-tax net operating income$2,715,000868
Securities gains (losses)$01,187
Applicable income taxes$1,110,000666
Income before extraordinary items$1,605,0001,096
Extraordinary gains, net$022
Net income$1,605,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,605,0001,080
2006-12-31 (YTD Data)Rank
Total interest income$33,044,0001,191
Total interest expense$12,962,0001,302
Net interest income$20,082,0001,105
Provision for loan and lease losses$-161,0008,516
Total noninterest income$298,0006,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$298,0004,305
Total noninterest expense$8,372,0002,106
Salaries and employee benefits$5,375,0001,819
Premises and equipment expense$1,727,0001,488
Additional noninterest expense$1,270,0003,771
Pre-tax net operating income$12,169,000818
Securities gains (losses)$01,687
Applicable income taxes$4,447,000696
Income before extraordinary items$7,722,000964
Extraordinary gains, net$051
Net income$7,722,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-177,0008,569
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,722,000950
2006-09-30 (YTD Data)Rank
Total interest income$24,614,0001,205
Total interest expense$9,297,0001,318
Net interest income$15,317,0001,106
Provision for loan and lease losses$-143,0008,597
Total noninterest income$245,0006,058
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$245,0004,132
Total noninterest expense$6,443,0002,048
Salaries and employee benefits$4,207,0001,742
Premises and equipment expense$1,298,0001,495
Additional noninterest expense$938,0003,805
Pre-tax net operating income$9,262,000838
Securities gains (losses)$01,388
Applicable income taxes$3,473,000700
Income before extraordinary items$5,789,0001,001
Extraordinary gains, net$045
Net income$5,789,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-162,0008,606
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,789,000987
2006-06-30 (YTD Data)Rank
Total interest income$16,339,0001,188
Total interest expense$5,986,0001,307
Net interest income$10,353,0001,091
Provision for loan and lease losses$06,419
Total noninterest income$192,0005,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$192,0003,832
Total noninterest expense$4,341,0002,024
Salaries and employee benefits$2,883,0001,701
Premises and equipment expense$857,0001,517
Additional noninterest expense$601,0003,913
Pre-tax net operating income$6,204,000837
Securities gains (losses)$01,185
Applicable income taxes$2,219,000732
Income before extraordinary items$3,985,000969
Extraordinary gains, net$039
Net income$3,985,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,207
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,985,000948
2006-03-31 (YTD Data)Rank
Total interest income$8,176,0001,162
Total interest expense$2,947,0001,268
Net interest income$5,229,0001,077
Provision for loan and lease losses$06,013
Total noninterest income$94,0005,729
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,842
Total noninterest expense$2,061,0002,150
Salaries and employee benefits$1,332,0001,849
Premises and equipment expense$430,0001,510
Additional noninterest expense$299,0003,908
Pre-tax net operating income$3,262,000793
Securities gains (losses)$0955
Applicable income taxes$1,239,000677
Income before extraordinary items$2,023,000939
Extraordinary gains, net$021
Net income$2,023,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,023,000918
2005-12-31 (YTD Data)Rank
Total interest income$32,540,0001,009
Total interest expense$10,221,0001,102
Net interest income$22,319,000952
Provision for loan and lease losses$07,120
Total noninterest income$565,0004,950
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$565,0003,172
Total noninterest expense$8,124,0002,058
Salaries and employee benefits$5,333,0001,747
Premises and equipment expense$1,544,0001,578
Additional noninterest expense$1,247,0003,747
Pre-tax net operating income$14,760,000679
Securities gains (losses)$02,296
Applicable income taxes$6,007,000566
Income before extraordinary items$8,753,000827
Extraordinary gains, net$046
Net income$8,753,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,458
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,753,000815
2005-09-30 (YTD Data)Rank
Total interest income$24,363,000986
Total interest expense$7,469,0001,063
Net interest income$16,894,000932
Provision for loan and lease losses$06,899
Total noninterest income$435,0004,908
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$435,0003,125
Total noninterest expense$5,878,0002,105
Salaries and employee benefits$3,824,0001,814
Premises and equipment expense$1,136,0001,593
Additional noninterest expense$918,0003,742
Pre-tax net operating income$11,451,000660
Securities gains (losses)$02,317
Applicable income taxes$4,545,000556
Income before extraordinary items$6,906,000779
Extraordinary gains, net$035
Net income$6,906,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,906,000764
2005-06-30 (YTD Data)Rank
Total interest income$16,083,000967
Total interest expense$4,831,0001,028
Net interest income$11,252,000929
Provision for loan and lease losses$06,626
Total noninterest income$314,0004,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$314,0002,980
Total noninterest expense$3,900,0002,099
Salaries and employee benefits$2,559,0001,790
Premises and equipment expense$763,0001,585
Additional noninterest expense$578,0003,919
Pre-tax net operating income$7,666,000642
Securities gains (losses)$02,146
Applicable income taxes$2,993,000549
Income before extraordinary items$4,673,000754
Extraordinary gains, net$030
Net income$4,673,000755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,673,000738
2005-03-31 (YTD Data)Rank
Total interest income$7,887,000969
Total interest expense$2,355,000994
Net interest income$5,532,000939
Provision for loan and lease losses$06,226
Total noninterest income$178,0004,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$178,0002,669
Total noninterest expense$1,972,0002,097
Salaries and employee benefits$1,285,0001,796
Premises and equipment expense$399,0001,515
Additional noninterest expense$288,0003,930
Pre-tax net operating income$3,738,000663
Securities gains (losses)$01,685
Applicable income taxes$1,531,000550
Income before extraordinary items$2,207,000796
Extraordinary gains, net$024
Net income$2,207,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,145
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,207,000777
2004-12-31 (YTD Data)Rank
Total interest income$31,280,000893
Total interest expense$9,380,000856
Net interest income$21,900,000899
Provision for loan and lease losses$07,314
Total noninterest income$579,0004,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$579,0003,047
Total noninterest expense$7,657,0002,082
Salaries and employee benefits$4,898,0001,796
Premises and equipment expense$1,494,0001,554
Additional noninterest expense$1,265,0003,599
Pre-tax net operating income$14,822,000625
Securities gains (losses)$03,819
Applicable income taxes$5,725,000545
Income before extraordinary items$9,097,000736
Extraordinary gains, net$034
Net income$9,097,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-408,0008,930
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,097,000703
2004-09-30 (YTD Data)Rank
Total interest income$23,358,000887
Total interest expense$7,041,000833
Net interest income$16,317,000903
Provision for loan and lease losses$07,100
Total noninterest income$326,0005,639
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$326,0003,586
Total noninterest expense$5,643,0002,115
Salaries and employee benefits$3,579,0001,823
Premises and equipment expense$1,142,0001,520
Additional noninterest expense$922,0003,644
Pre-tax net operating income$11,000,000628
Securities gains (losses)$03,710
Applicable income taxes$4,569,000519
Income before extraordinary items$6,431,000781
Extraordinary gains, net$026
Net income$6,431,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-408,0008,966
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,431,000746
2004-06-30 (YTD Data)Rank
Total interest income$15,446,000874
Total interest expense$4,744,000817
Net interest income$10,702,000912
Provision for loan and lease losses$06,885
Total noninterest income$161,0006,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$161,0004,166
Total noninterest expense$3,708,0002,148
Salaries and employee benefits$2,317,0001,871
Premises and equipment expense$774,0001,497
Additional noninterest expense$617,0003,664
Pre-tax net operating income$7,155,000639
Securities gains (losses)$03,413
Applicable income taxes$2,991,000524
Income before extraordinary items$4,164,000791
Extraordinary gains, net$021
Net income$4,164,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-353,0009,027
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,164,000757
2004-03-31 (YTD Data)Rank
Total interest income$7,767,000882
Total interest expense$2,407,000832
Net interest income$5,360,000916
Provision for loan and lease losses$06,501
Total noninterest income$79,0006,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$79,0004,203
Total noninterest expense$1,806,0002,209
Salaries and employee benefits$1,113,0001,977
Premises and equipment expense$387,0001,518
Additional noninterest expense$306,0003,687
Pre-tax net operating income$3,633,000618
Securities gains (losses)$02,934
Applicable income taxes$1,743,000480
Income before extraordinary items$1,890,000867
Extraordinary gains, net$016
Net income$1,890,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,0009,043
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,890,000819
2003-12-31 (YTD Data)Rank
Total interest income$30,040,000938
Total interest expense$11,095,000800
Net interest income$18,945,0001,016
Provision for loan and lease losses$495,0002,187
Total noninterest income$523,0005,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$523,0003,503
Total noninterest expense$7,127,0002,207
Salaries and employee benefits$4,593,0001,874
Premises and equipment expense$1,342,0001,690
Additional noninterest expense$1,192,0003,744
Pre-tax net operating income$11,846,000741
Securities gains (losses)$04,500
Applicable income taxes$4,544,000670
Income before extraordinary items$7,302,000889
Extraordinary gains, net$054
Net income$7,302,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,499,000683
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,302,000829
2003-09-30 (YTD Data)Rank
Total interest income$22,513,000954
Total interest expense$8,573,000812
Net interest income$13,940,0001,051
Provision for loan and lease losses$445,0001,877
Total noninterest income$394,0005,353
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$394,0003,554
Total noninterest expense$5,131,0002,308
Salaries and employee benefits$3,296,0001,955
Premises and equipment expense$974,0001,758
Additional noninterest expense$861,0003,850
Pre-tax net operating income$8,758,000775
Securities gains (losses)$04,204
Applicable income taxes$3,376,000698
Income before extraordinary items$5,382,000939
Extraordinary gains, net$040
Net income$5,382,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,313
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,382,000871
2003-06-30 (YTD Data)Rank
Total interest income$15,515,000935
Total interest expense$5,954,000810
Net interest income$9,561,0001,013
Provision for loan and lease losses$445,0001,292
Total noninterest income$262,0005,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$262,0003,538
Total noninterest expense$3,420,0002,297
Salaries and employee benefits$2,205,0001,933
Premises and equipment expense$629,0001,811
Additional noninterest expense$586,0003,766
Pre-tax net operating income$5,958,000756
Securities gains (losses)$03,782
Applicable income taxes$2,293,000692
Income before extraordinary items$3,665,000923
Extraordinary gains, net$030
Net income$3,665,000925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,253
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,665,000852
2003-03-31 (YTD Data)Rank
Total interest income$7,708,000952
Total interest expense$3,052,000806
Net interest income$4,656,0001,042
Provision for loan and lease losses$310,000890
Total noninterest income$127,0005,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$127,0003,502
Total noninterest expense$1,717,0002,270
Salaries and employee benefits$1,102,0001,933
Premises and equipment expense$322,0001,776
Additional noninterest expense$293,0003,718
Pre-tax net operating income$2,756,000814
Securities gains (losses)$02,891
Applicable income taxes$1,062,000757
Income before extraordinary items$1,694,000990
Extraordinary gains, net$021
Net income$1,694,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,039
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,694,000916
2002-12-31 (YTD Data)Rank
Total interest income$30,448,0001,008
Total interest expense$13,800,000818
Net interest income$16,648,0001,171
Provision for loan and lease losses$1,664,000861
Total noninterest income$538,0005,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$538,0003,157
Total noninterest expense$6,698,0002,231
Salaries and employee benefits$4,333,0001,852
Premises and equipment expense$1,243,0001,780
Additional noninterest expense$1,122,0003,805
Pre-tax net operating income$8,824,000962
Securities gains (losses)$04,537
Applicable income taxes$3,375,000836
Income before extraordinary items$5,449,0001,153
Extraordinary gains, net$070
Net income$5,449,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,0001,212
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,449,0001,107
2001-12-31 (YTD Data)Rank
Total interest income$30,157,0001,126
Total interest expense$16,342,000983
Net interest income$13,815,0001,287
Provision for loan and lease losses$500,0002,196
Total noninterest income$537,0004,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$537,0003,009
Total noninterest expense$6,384,0002,242
Salaries and employee benefits$4,066,0001,837
Premises and equipment expense$1,219,0001,778
Additional noninterest expense$1,099,0003,762
Pre-tax net operating income$7,468,000998
Securities gains (losses)$04,612
Applicable income taxes$2,925,000859
Income before extraordinary items$4,543,0001,198
Extraordinary gains, net$0105
Net income$4,543,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,867
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,543,0001,150
2000-12-31 (YTD Data)Rank
Total interest income$29,684,0001,185
Total interest expense$15,011,0001,153
Net interest income$14,673,0001,198
Provision for loan and lease losses$43,0006,774
Total noninterest income$471,0005,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$471,0003,049
Total noninterest expense$6,023,0002,271
Salaries and employee benefits$3,766,0001,910
Premises and equipment expense$1,158,0001,811
Additional noninterest expense$1,099,0003,698
Pre-tax net operating income$9,078,000847
Securities gains (losses)$01,956
Applicable income taxes$3,516,000724
Income before extraordinary items$5,562,000962
Extraordinary gains, net$038
Net income$5,562,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,523
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,562,000961
1999-12-31 (YTD Data)Rank
Total interest income$28,655,0001,140
Total interest expense$14,300,0001,062
Net interest income$14,355,0001,228
Provision for loan and lease losses$-34,00010,038
Total noninterest income$428,0005,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$428,0003,262
Total noninterest expense$5,398,0002,504
Salaries and employee benefits$3,443,0002,037
Premises and equipment expense$925,0002,205
Additional noninterest expense$1,030,0003,922
Pre-tax net operating income$9,419,000865
Securities gains (losses)$03,155
Applicable income taxes$3,637,000756
Income before extraordinary items$5,782,000966
Extraordinary gains, net$035
Net income$5,782,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,737
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,782,000954
1998-12-31 (YTD Data)Rank
Total interest income$28,601,0001,141
Total interest expense$14,455,0001,085
Net interest income$14,146,0001,196
Provision for loan and lease losses$31,0007,285
Total noninterest income$485,0005,031
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$485,0003,037
Total noninterest expense$5,108,0002,548
Salaries and employee benefits$3,315,0002,035
Premises and equipment expense$897,0002,163
Additional noninterest expense$896,0004,305
Pre-tax net operating income$9,492,000823
Securities gains (losses)$04,449
Applicable income taxes$3,680,000736
Income before extraordinary items$5,812,000933
Extraordinary gains, net$032
Net income$5,812,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,703
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,812,000900
1997-12-31 (YTD Data)Rank
Total interest income$28,693,0001,168
Total interest expense$13,967,0001,160
Net interest income$14,726,0001,197
Provision for loan and lease losses$23,0007,798
Total noninterest income$455,0005,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$455,0003,022
Total noninterest expense$4,957,0002,589
Salaries and employee benefits$3,191,0002,066
Premises and equipment expense$886,0002,220
Additional noninterest expense$880,0004,391
Pre-tax net operating income$10,201,000805
Securities gains (losses)$03,944
Applicable income taxes$3,886,000742
Income before extraordinary items$6,315,000876
Extraordinary gains, net$044
Net income$6,315,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,755
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,315,000852
1996-12-31 (YTD Data)Rank
Total interest income$29,231,0001,177
Total interest expense$14,335,0001,142
Net interest income$14,896,0001,202
Provision for loan and lease losses$-42,00011,181
Total noninterest income$459,0005,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$459,0003,100
Total noninterest expense$6,914,0002,026
Salaries and employee benefits$2,973,0002,243
Premises and equipment expense$807,0002,433
Additional noninterest expense$3,134,0001,656
Pre-tax net operating income$8,483,000906
Securities gains (losses)$52,0001,307
Applicable income taxes$2,953,000883
Income before extraordinary items$5,582,000951
Extraordinary gains, net$053
Net income$5,582,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00010,811
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,548,200933
1995-12-31 (YTD Data)Rank
Total interest income$27,432,0001,253
Total interest expense$13,169,0001,255
Net interest income$14,263,0001,263
Provision for loan and lease losses$223,0002,821
Total noninterest income$579,0004,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$579,0002,597
Total noninterest expense$5,112,0002,652
Salaries and employee benefits$2,825,0002,348
Premises and equipment expense$806,0002,457
Additional noninterest expense$1,481,0003,120
Pre-tax net operating income$9,507,000865
Securities gains (losses)$03,831
Applicable income taxes$3,840,000750
Income before extraordinary items$5,667,000941
Extraordinary gains, net$065
Net income$5,667,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,157
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$5,667,000937
1994-12-31 (YTD Data)Rank
Total interest income$26,749,0001,170
Total interest expense$11,218,0001,170
Net interest income$15,531,0001,175
Provision for loan and lease losses$987,000941
Total noninterest income$573,0004,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$573,0002,681
Total noninterest expense$4,952,0002,795
Salaries and employee benefits$2,820,0002,375
Premises and equipment expense$822,0002,472
Additional noninterest expense$1,310,0003,750
Pre-tax net operating income$10,165,000788
Securities gains (losses)$03,600
Applicable income taxes$4,002,000681
Income before extraordinary items$6,163,000848
Extraordinary gains, net$406,00033
Net income$6,569,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,00012,141
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,163,000853
1993-12-31 (YTD Data)Rank
Total interest income$27,493,0001,157
Total interest expense$11,872,0001,144
Net interest income$15,621,0001,165
Provision for loan and lease losses$660,0001,725
Total noninterest income$427,0006,197
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$427,0003,608
Total noninterest expense$4,999,0002,857
Salaries and employee benefits$2,945,0002,258
Premises and equipment expense$873,0002,338
Additional noninterest expense$1,181,0004,247
Pre-tax net operating income$10,389,000704
Securities gains (losses)$07,477
Applicable income taxes$4,231,000617
Income before extraordinary items$6,158,000853
Extraordinary gains, net$-424,00013,155
Net income$5,734,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,158,000804
1992-12-31 (YTD Data)Rank
Total interest income$28,081,0001,300
Total interest expense$14,353,0001,230
Net interest income$13,728,0001,341
Provision for loan and lease losses$644,0002,512
Total noninterest income$425,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$425,0003,555
Total noninterest expense$4,697,0003,038
Salaries and employee benefits$2,647,0002,438
Premises and equipment expense$827,0002,502
Additional noninterest expense$1,223,0004,270
Pre-tax net operating income$8,812,000734
Securities gains (losses)$08,369
Applicable income taxes$3,436,000682
Income before extraordinary items$5,376,000890
Extraordinary gains, net$01,422
Net income$5,376,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0002,612
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,376,000807

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.