Home > Rose Rock Bank > Income and Expense
Rose Rock Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,013,000 | 1,468 |
| Total interest expense | $8,463,000 | 1,772 |
| Net interest income | $13,550,000 | 1,240 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $1,132,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $834,000 | 1,586 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $298,000 | 3,753 |
| Total noninterest expense | $9,699,000 | 1,410 |
| Salaries and employee benefits | $4,412,000 | 1,701 |
| Premises and equipment expense | $1,318,000 | 1,511 |
| Additional noninterest expense | $3,969,000 | 1,037 |
| Pre-tax net operating income | $4,980,000 | 1,360 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,980,000 | 1,056 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,980,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,258 |
| Cash dividends | $13,131,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,980,000 | 1,040 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,346,000 | 1,523 |
| Total interest expense | $5,441,000 | 1,835 |
| Net interest income | $8,905,000 | 1,275 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $750,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $550,000 | 1,600 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $200,000 | 3,784 |
| Total noninterest expense | $6,295,000 | 1,458 |
| Salaries and employee benefits | $2,901,000 | 1,769 |
| Premises and equipment expense | $870,000 | 1,546 |
| Additional noninterest expense | $2,524,000 | 1,104 |
| Pre-tax net operating income | $3,357,000 | 1,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,357,000 | 1,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,357,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $13,131,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,357,000 | 1,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 1,547 |
| Total interest expense | $2,605,000 | 1,878 |
| Net interest income | $4,400,000 | 1,298 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $394,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $3,090,000 | 1,484 |
| Salaries and employee benefits | $1,429,000 | 1,808 |
| Premises and equipment expense | $433,000 | 1,553 |
| Additional noninterest expense | $1,228,000 | 1,109 |
| Pre-tax net operating income | $1,701,000 | 1,380 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,701,000 | 1,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,701,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $10,605,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,701,000 | 1,026 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,219,000 | 1,413 |
| Total interest expense | $9,602,000 | 1,746 |
| Net interest income | $18,617,000 | 1,210 |
| Provision for loan and lease losses | $1,098,000 | 965 |
| Total noninterest income | $1,651,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,250,000 | 1,433 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $401,000 | 3,734 |
| Total noninterest expense | $11,689,000 | 1,533 |
| Salaries and employee benefits | $4,747,000 | 2,061 |
| Premises and equipment expense | $1,944,000 | 1,331 |
| Additional noninterest expense | $4,998,000 | 1,062 |
| Pre-tax net operating income | $7,481,000 | 1,305 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,481,000 | 1,001 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,481,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,226 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,481,000 | 987 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,038,000 | 1,413 |
| Total interest expense | $7,052,000 | 1,729 |
| Net interest income | $13,986,000 | 1,219 |
| Provision for loan and lease losses | $1,098,000 | 697 |
| Total noninterest income | $1,239,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $942,000 | 1,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,750 |
| Total noninterest expense | $8,731,000 | 1,540 |
| Salaries and employee benefits | $3,525,000 | 2,079 |
| Premises and equipment expense | $1,436,000 | 1,355 |
| Additional noninterest expense | $3,770,000 | 1,076 |
| Pre-tax net operating income | $5,396,000 | 1,417 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,396,000 | 1,073 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,396,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,396,000 | 1,063 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,687,000 | 1,417 |
| Total interest expense | $4,517,000 | 1,716 |
| Net interest income | $9,170,000 | 1,243 |
| Provision for loan and lease losses | $1,050,000 | 487 |
| Total noninterest income | $820,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $627,000 | 1,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 3,821 |
| Total noninterest expense | $5,784,000 | 1,553 |
| Salaries and employee benefits | $2,328,000 | 2,107 |
| Premises and equipment expense | $925,000 | 1,400 |
| Additional noninterest expense | $2,531,000 | 1,078 |
| Pre-tax net operating income | $3,156,000 | 1,580 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,156,000 | 1,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,156,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,391 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,156,000 | 1,180 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 1,378 |
| Total interest expense | $2,257,000 | 1,628 |
| Net interest income | $4,571,000 | 1,245 |
| Provision for loan and lease losses | $525,000 | 456 |
| Total noninterest income | $414,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $364,000 | 1,190 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $2,821,000 | 1,593 |
| Salaries and employee benefits | $1,172,000 | 2,099 |
| Premises and equipment expense | $432,000 | 1,503 |
| Additional noninterest expense | $1,217,000 | 1,104 |
| Pre-tax net operating income | $1,639,000 | 1,510 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,639,000 | 1,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,639,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,405 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,639,000 | 1,117 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 2,469 |
| Total interest expense | $4,063,000 | 2,625 |
| Net interest income | $9,312,000 | 2,374 |
| Provision for loan and lease losses | $1,131,000 | 933 |
| Total noninterest income | $875,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $835,000 | 2,036 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $6,225,000 | 2,662 |
| Salaries and employee benefits | $2,477,000 | 3,517 |
| Premises and equipment expense | $840,000 | 2,764 |
| Additional noninterest expense | $2,908,000 | 1,740 |
| Pre-tax net operating income | $2,831,000 | 2,892 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,831,000 | 2,358 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,831,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-424,000 | 8,777 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,831,000 | 2,331 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 3,416 |
| Total interest expense | $1,919,000 | 3,619 |
| Net interest income | $4,722,000 | 3,290 |
| Provision for loan and lease losses | $606,000 | 1,195 |
| Total noninterest income | $451,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $437,000 | 2,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $3,394,000 | 3,479 |
| Salaries and employee benefits | $1,322,000 | 4,512 |
| Premises and equipment expense | $419,000 | 3,839 |
| Additional noninterest expense | $1,653,000 | 2,234 |
| Pre-tax net operating income | $1,173,000 | 4,361 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,173,000 | 3,726 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,173,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-359,000 | 8,796 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,173,000 | 3,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 7,759 |
| Total interest expense | $230,000 | 7,644 |
| Net interest income | $604,000 | 7,736 |
| Provision for loan and lease losses | $81,000 | 3,723 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $423,000 | 7,999 |
| Salaries and employee benefits | $122,000 | 8,626 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $266,000 | 6,349 |
| Pre-tax net operating income | $156,000 | 7,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $156,000 | 7,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $156,000 | 7,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.