Home > Rose Hill Bank > Income and Expense
Rose Hill Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 2,208 |
| Total interest expense | $712,000 | 2,260 |
| Net interest income | $5,191,000 | 2,170 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $622,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $206,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 2,470 |
| Total noninterest expense | $4,110,000 | 2,212 |
| Salaries and employee benefits | $2,240,000 | 2,281 |
| Premises and equipment expense | $469,000 | 2,165 |
| Additional noninterest expense | $1,401,000 | 2,048 |
| Pre-tax net operating income | $1,643,000 | 2,382 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $286,000 | 1,902 |
| Income before extraordinary items | $1,357,000 | 2,462 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,357,000 | 2,461 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,357,000 | 2,461 |
| Net charge-offs | $-31,000 | 4,892 |
| Cash dividends | $2,565,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 531 |
| Net operating income | $1,357,000 | 2,458 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 2,238 |
| Total interest expense | $351,000 | 2,204 |
| Net interest income | $2,527,000 | 2,220 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $297,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $110,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,575 |
| Total noninterest expense | $2,025,000 | 2,263 |
| Salaries and employee benefits | $1,091,000 | 2,361 |
| Premises and equipment expense | $226,000 | 2,250 |
| Additional noninterest expense | $708,000 | 2,020 |
| Pre-tax net operating income | $759,000 | 2,470 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $146,000 | 1,853 |
| Income before extraordinary items | $613,000 | 2,579 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $613,000 | 2,579 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $613,000 | 2,579 |
| Net charge-offs | $-22,000 | 5,012 |
| Cash dividends | $230,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 493 |
| Net operating income | $613,000 | 2,572 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,684,000 | 2,168 |
| Total interest expense | $1,320,000 | 2,116 |
| Net interest income | $10,364,000 | 2,162 |
| Provision for loan and lease losses | $72,000 | 3,324 |
| Total noninterest income | $1,685,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $491,000 | 2,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,194,000 | 2,072 |
| Total noninterest expense | $8,274,000 | 2,205 |
| Salaries and employee benefits | $4,354,000 | 2,329 |
| Premises and equipment expense | $959,000 | 2,172 |
| Additional noninterest expense | $2,961,000 | 1,954 |
| Pre-tax net operating income | $3,703,000 | 2,148 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $1,080,000 | 1,806 |
| Income before extraordinary items | $2,624,000 | 2,254 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,624,000 | 2,254 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,624,000 | 2,254 |
| Net charge-offs | $-29,000 | 5,028 |
| Cash dividends | $834,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $-70,000 | 5,612 |
| Net operating income | $2,623,290 | 2,230 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,185 |
| Total interest expense | $984,000 | 2,105 |
| Net interest income | $7,763,000 | 2,172 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,297,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $364,000 | 2,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 2,058 |
| Total noninterest expense | $6,199,000 | 2,224 |
| Salaries and employee benefits | $3,228,000 | 2,354 |
| Premises and equipment expense | $728,000 | 2,159 |
| Additional noninterest expense | $2,243,000 | 1,942 |
| Pre-tax net operating income | $2,861,000 | 2,146 |
| Securities gains (losses) | $-10,000 | 5,399 |
| Applicable income taxes | $831,000 | 1,626 |
| Income before extraordinary items | $2,020,000 | 2,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,020,000 | 2,391 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,020,000 | 2,392 |
| Net charge-offs | $-42,000 | 5,124 |
| Cash dividends | $628,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 5,685 |
| Net operating income | $2,027,100 | 2,363 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,203 |
| Total interest expense | $641,000 | 2,104 |
| Net interest income | $5,053,000 | 2,205 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $912,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $212,000 | 2,298 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $700,000 | 1,929 |
| Total noninterest expense | $4,217,000 | 2,202 |
| Salaries and employee benefits | $2,241,000 | 2,303 |
| Premises and equipment expense | $480,000 | 2,187 |
| Additional noninterest expense | $1,496,000 | 1,944 |
| Pre-tax net operating income | $1,748,000 | 2,225 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $487,000 | 1,722 |
| Income before extraordinary items | $1,263,000 | 2,433 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,263,000 | 2,433 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,263,000 | 2,433 |
| Net charge-offs | $-32,000 | 5,158 |
| Cash dividends | $452,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 502 |
| Net operating income | $1,261,560 | 2,415 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,246 |
| Total interest expense | $300,000 | 2,177 |
| Net interest income | $2,478,000 | 2,246 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $307,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $74,000 | 2,900 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $233,000 | 2,394 |
| Total noninterest expense | $2,133,000 | 2,198 |
| Salaries and employee benefits | $1,165,000 | 2,256 |
| Premises and equipment expense | $233,000 | 2,253 |
| Additional noninterest expense | $735,000 | 1,968 |
| Pre-tax net operating income | $652,000 | 2,659 |
| Securities gains (losses) | $-13,000 | 5,665 |
| Applicable income taxes | $149,000 | 2,118 |
| Income before extraordinary items | $490,000 | 2,786 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $490,000 | 2,785 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $490,000 | 2,786 |
| Net charge-offs | $-22,000 | 5,287 |
| Cash dividends | $320,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 485 |
| Net operating income | $500,010 | 2,739 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,396,000 | 2,161 |
| Total interest expense | $1,168,000 | 2,177 |
| Net interest income | $10,228,000 | 2,142 |
| Provision for loan and lease losses | $700,000 | 1,191 |
| Total noninterest income | $1,307,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $341,000 | 2,741 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $966,000 | 2,436 |
| Total noninterest expense | $9,195,000 | 2,058 |
| Salaries and employee benefits | $4,770,000 | 2,166 |
| Premises and equipment expense | $1,059,000 | 2,048 |
| Additional noninterest expense | $3,366,000 | 1,784 |
| Pre-tax net operating income | $1,640,000 | 3,385 |
| Securities gains (losses) | $-19,000 | 5,688 |
| Applicable income taxes | $301,000 | 2,647 |
| Income before extraordinary items | $1,320,000 | 3,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,320,000 | 3,481 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,320,000 | 3,482 |
| Net charge-offs | $816,000 | 770 |
| Cash dividends | $675,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 402 |
| Net operating income | $1,335,390 | 3,411 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,140 |
| Total interest expense | $882,000 | 2,174 |
| Net interest income | $7,799,000 | 2,113 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $937,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $261,000 | 2,714 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $676,000 | 2,532 |
| Total noninterest expense | $6,925,000 | 2,044 |
| Salaries and employee benefits | $3,543,000 | 2,178 |
| Premises and equipment expense | $800,000 | 2,048 |
| Additional noninterest expense | $2,582,000 | 1,747 |
| Pre-tax net operating income | $1,586,000 | 3,014 |
| Securities gains (losses) | $-19,000 | 5,830 |
| Applicable income taxes | $348,000 | 2,366 |
| Income before extraordinary items | $1,219,000 | 3,181 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,219,000 | 3,181 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,219,000 | 3,181 |
| Net charge-offs | $510,000 | 787 |
| Cash dividends | $540,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 381 |
| Net operating income | $1,233,820 | 3,097 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 2,128 |
| Total interest expense | $604,000 | 2,122 |
| Net interest income | $5,223,000 | 2,102 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $605,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $169,000 | 2,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $436,000 | 2,554 |
| Total noninterest expense | $4,657,000 | 2,045 |
| Salaries and employee benefits | $2,348,000 | 2,204 |
| Premises and equipment expense | $532,000 | 2,055 |
| Additional noninterest expense | $1,777,000 | 1,710 |
| Pre-tax net operating income | $1,021,000 | 3,040 |
| Securities gains (losses) | $-19,000 | 5,927 |
| Applicable income taxes | $212,000 | 2,451 |
| Income before extraordinary items | $790,000 | 3,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $790,000 | 3,206 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $790,000 | 3,207 |
| Net charge-offs | $473,000 | 620 |
| Cash dividends | $360,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 367 |
| Net operating income | $805,010 | 3,111 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 2,100 |
| Total interest expense | $304,000 | 2,116 |
| Net interest income | $2,659,000 | 2,077 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $312,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $227,000 | 2,461 |
| Total noninterest expense | $2,390,000 | 2,002 |
| Salaries and employee benefits | $1,187,000 | 2,194 |
| Premises and equipment expense | $275,000 | 1,999 |
| Additional noninterest expense | $928,000 | 1,636 |
| Pre-tax net operating income | $506,000 | 3,024 |
| Securities gains (losses) | $-19,000 | 6,019 |
| Applicable income taxes | $93,000 | 2,521 |
| Income before extraordinary items | $394,000 | 3,159 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $394,000 | 3,157 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $394,000 | 3,158 |
| Net charge-offs | $13,000 | 2,213 |
| Cash dividends | $225,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 340 |
| Net operating income | $409,390 | 3,027 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 2,236 |
| Total interest expense | $912,000 | 2,591 |
| Net interest income | $9,790,000 | 2,189 |
| Provision for loan and lease losses | $310,000 | 1,865 |
| Total noninterest income | $957,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $269,000 | 3,233 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $688,000 | 2,863 |
| Total noninterest expense | $8,161,000 | 2,256 |
| Salaries and employee benefits | $4,308,000 | 2,328 |
| Premises and equipment expense | $880,000 | 2,393 |
| Additional noninterest expense | $2,973,000 | 2,028 |
| Pre-tax net operating income | $2,276,000 | 2,788 |
| Securities gains (losses) | $57,000 | 1,552 |
| Applicable income taxes | $608,000 | 2,052 |
| Income before extraordinary items | $1,725,000 | 2,987 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,725,000 | 2,989 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,725,000 | 2,989 |
| Net charge-offs | $381,000 | 1,408 |
| Cash dividends | $1,229,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 457 |
| Net operating income | $1,682,820 | 2,986 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 2,329 |
| Total interest expense | $620,000 | 2,796 |
| Net interest income | $7,107,000 | 2,272 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $633,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 3,018 |
| Total noninterest expense | $5,731,000 | 2,387 |
| Salaries and employee benefits | $3,029,000 | 2,481 |
| Premises and equipment expense | $614,000 | 2,546 |
| Additional noninterest expense | $2,088,000 | 2,126 |
| Pre-tax net operating income | $1,784,000 | 2,764 |
| Securities gains (losses) | $57,000 | 1,384 |
| Applicable income taxes | $498,000 | 2,023 |
| Income before extraordinary items | $1,343,000 | 2,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,343,000 | 2,978 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,343,000 | 2,979 |
| Net charge-offs | $29,000 | 3,145 |
| Cash dividends | $1,229,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,301,390 | 2,990 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 2,382 |
| Total interest expense | $392,000 | 2,920 |
| Net interest income | $4,628,000 | 2,318 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $359,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $90,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $269,000 | 3,199 |
| Total noninterest expense | $3,657,000 | 2,494 |
| Salaries and employee benefits | $1,960,000 | 2,557 |
| Premises and equipment expense | $384,000 | 2,685 |
| Additional noninterest expense | $1,313,000 | 2,245 |
| Pre-tax net operating income | $1,180,000 | 2,766 |
| Securities gains (losses) | $57,000 | 1,162 |
| Applicable income taxes | $368,000 | 1,929 |
| Income before extraordinary items | $869,000 | 3,018 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $869,000 | 3,018 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $869,000 | 3,020 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $1,130,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $829,100 | 3,045 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,388 |
| Total interest expense | $194,000 | 2,968 |
| Net interest income | $2,302,000 | 2,316 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $175,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 3,204 |
| Total noninterest expense | $1,780,000 | 2,570 |
| Salaries and employee benefits | $982,000 | 2,565 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $630,000 | 2,308 |
| Pre-tax net operating income | $622,000 | 2,623 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $171,000 | 1,971 |
| Income before extraordinary items | $469,000 | 2,847 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $469,000 | 2,850 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $469,000 | 2,850 |
| Net charge-offs | $-23,000 | 5,729 |
| Cash dividends | $976,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $455,860 | 2,821 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,079,000 | 2,382 |
| Total interest expense | $879,000 | 2,844 |
| Net interest income | $9,200,000 | 2,308 |
| Provision for loan and lease losses | $1,455,000 | 636 |
| Total noninterest income | $820,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $250,000 | 3,540 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $570,000 | 3,089 |
| Total noninterest expense | $6,961,000 | 2,632 |
| Salaries and employee benefits | $3,658,000 | 2,687 |
| Premises and equipment expense | $723,000 | 2,865 |
| Additional noninterest expense | $2,580,000 | 2,351 |
| Pre-tax net operating income | $1,604,000 | 3,354 |
| Securities gains (losses) | $193,000 | 822 |
| Applicable income taxes | $400,000 | 2,412 |
| Income before extraordinary items | $1,397,000 | 3,367 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,397,000 | 3,369 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,397,000 | 3,369 |
| Net charge-offs | $589,000 | 1,315 |
| Cash dividends | $1,118,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 761 |
| Net operating income | $1,246,460 | 3,503 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 2,410 |
| Total interest expense | $671,000 | 2,851 |
| Net interest income | $6,824,000 | 2,334 |
| Provision for loan and lease losses | $780,000 | 818 |
| Total noninterest income | $665,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $191,000 | 3,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $474,000 | 2,975 |
| Total noninterest expense | $5,172,000 | 2,645 |
| Salaries and employee benefits | $2,716,000 | 2,710 |
| Premises and equipment expense | $646,000 | 2,557 |
| Additional noninterest expense | $1,810,000 | 2,493 |
| Pre-tax net operating income | $1,537,000 | 2,996 |
| Securities gains (losses) | $193,000 | 652 |
| Applicable income taxes | $438,000 | 2,090 |
| Income before extraordinary items | $1,292,000 | 3,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,292,000 | 3,002 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,292,000 | 3,003 |
| Net charge-offs | $605,000 | 998 |
| Cash dividends | $473,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 711 |
| Net operating income | $1,147,250 | 3,196 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 2,448 |
| Total interest expense | $458,000 | 2,820 |
| Net interest income | $4,461,000 | 2,377 |
| Provision for loan and lease losses | $540,000 | 784 |
| Total noninterest income | $486,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $125,000 | 3,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $361,000 | 2,792 |
| Total noninterest expense | $3,411,000 | 2,667 |
| Salaries and employee benefits | $1,773,000 | 2,755 |
| Premises and equipment expense | $435,000 | 2,545 |
| Additional noninterest expense | $1,203,000 | 2,482 |
| Pre-tax net operating income | $996,000 | 2,983 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $235,000 | 2,265 |
| Income before extraordinary items | $765,000 | 3,179 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $765,000 | 3,185 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $765,000 | 3,185 |
| Net charge-offs | $554,000 | 805 |
| Cash dividends | $301,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $761,960 | 3,150 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 2,441 |
| Total interest expense | $236,000 | 2,797 |
| Net interest income | $2,226,000 | 2,364 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $276,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $62,000 | 3,563 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $1,697,000 | 2,690 |
| Salaries and employee benefits | $867,000 | 2,821 |
| Premises and equipment expense | $214,000 | 2,625 |
| Additional noninterest expense | $616,000 | 2,426 |
| Pre-tax net operating income | $685,000 | 2,359 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $190,000 | 1,756 |
| Income before extraordinary items | $499,000 | 2,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $499,000 | 2,579 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $499,000 | 2,579 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $129,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $496,120 | 2,536 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,714,000 | 2,267 |
| Total interest expense | $1,066,000 | 2,818 |
| Net interest income | $9,648,000 | 2,162 |
| Provision for loan and lease losses | $631,000 | 1,584 |
| Total noninterest income | $915,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $302,000 | 3,344 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $613,000 | 3,090 |
| Total noninterest expense | $7,011,000 | 2,626 |
| Salaries and employee benefits | $3,562,000 | 2,755 |
| Premises and equipment expense | $824,000 | 2,639 |
| Additional noninterest expense | $2,625,000 | 2,354 |
| Pre-tax net operating income | $2,921,000 | 2,205 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $846,000 | 1,631 |
| Income before extraordinary items | $2,086,000 | 2,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,086,000 | 2,530 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,086,000 | 2,530 |
| Net charge-offs | $176,000 | 3,165 |
| Cash dividends | $720,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 744 |
| Net operating income | $2,078,190 | 2,473 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 2,292 |
| Total interest expense | $811,000 | 2,864 |
| Net interest income | $7,171,000 | 2,181 |
| Provision for loan and lease losses | $413,000 | 1,730 |
| Total noninterest income | $663,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $228,000 | 3,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $435,000 | 3,230 |
| Total noninterest expense | $5,103,000 | 2,696 |
| Salaries and employee benefits | $2,640,000 | 2,797 |
| Premises and equipment expense | $603,000 | 2,718 |
| Additional noninterest expense | $1,860,000 | 2,461 |
| Pre-tax net operating income | $2,318,000 | 2,187 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $689,000 | 1,591 |
| Income before extraordinary items | $1,637,000 | 2,473 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,637,000 | 2,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,637,000 | 2,478 |
| Net charge-offs | $75,000 | 3,529 |
| Cash dividends | $365,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 655 |
| Net operating income | $1,631,400 | 2,410 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 2,294 |
| Total interest expense | $553,000 | 2,873 |
| Net interest income | $4,785,000 | 2,180 |
| Provision for loan and lease losses | $285,000 | 1,739 |
| Total noninterest income | $417,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $147,000 | 3,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $270,000 | 3,357 |
| Total noninterest expense | $3,354,000 | 2,729 |
| Salaries and employee benefits | $1,748,000 | 2,830 |
| Premises and equipment expense | $394,000 | 2,776 |
| Additional noninterest expense | $1,212,000 | 2,514 |
| Pre-tax net operating income | $1,563,000 | 2,127 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $483,000 | 1,551 |
| Income before extraordinary items | $1,088,000 | 2,458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,088,000 | 2,465 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,088,000 | 2,464 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $306,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,082,480 | 2,378 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,327 |
| Total interest expense | $285,000 | 2,893 |
| Net interest income | $2,370,000 | 2,206 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $175,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $73,000 | 3,385 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,723 |
| Total noninterest expense | $1,681,000 | 2,751 |
| Salaries and employee benefits | $871,000 | 2,851 |
| Premises and equipment expense | $195,000 | 2,811 |
| Additional noninterest expense | $615,000 | 2,485 |
| Pre-tax net operating income | $744,000 | 2,158 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $247,000 | 1,521 |
| Income before extraordinary items | $505,000 | 2,566 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $505,000 | 2,569 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $505,000 | 2,568 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $155,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $499,640 | 2,509 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 2,224 |
| Total interest expense | $1,889,000 | 2,235 |
| Net interest income | $9,827,000 | 2,186 |
| Provision for loan and lease losses | $571,000 | 2,535 |
| Total noninterest income | $1,070,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $347,000 | 3,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $723,000 | 2,844 |
| Total noninterest expense | $6,770,000 | 2,744 |
| Salaries and employee benefits | $3,620,000 | 2,706 |
| Premises and equipment expense | $812,000 | 2,707 |
| Additional noninterest expense | $2,338,000 | 2,722 |
| Pre-tax net operating income | $3,556,000 | 1,799 |
| Securities gains (losses) | $354,000 | 1,214 |
| Applicable income taxes | $1,172,000 | 1,318 |
| Income before extraordinary items | $2,738,000 | 2,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,738,000 | 2,016 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,738,000 | 2,018 |
| Net charge-offs | $-65,000 | 6,896 |
| Cash dividends | $3,064,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,490,200 | 2,056 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 2,282 |
| Total interest expense | $1,561,000 | 2,146 |
| Net interest income | $7,201,000 | 2,270 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $643,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $259,000 | 3,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $384,000 | 3,334 |
| Total noninterest expense | $5,152,000 | 2,705 |
| Salaries and employee benefits | $2,785,000 | 2,649 |
| Premises and equipment expense | $608,000 | 2,745 |
| Additional noninterest expense | $1,759,000 | 2,728 |
| Pre-tax net operating income | $2,332,000 | 2,095 |
| Securities gains (losses) | $345,000 | 992 |
| Applicable income taxes | $780,000 | 1,462 |
| Income before extraordinary items | $1,897,000 | 2,211 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,897,000 | 2,212 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,897,000 | 2,212 |
| Net charge-offs | $-47,000 | 6,915 |
| Cash dividends | $767,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,652,050 | 2,343 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 2,257 |
| Total interest expense | $1,114,000 | 2,097 |
| Net interest income | $4,821,000 | 2,252 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $450,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $174,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,185 |
| Total noninterest expense | $3,476,000 | 2,694 |
| Salaries and employee benefits | $1,901,000 | 2,599 |
| Premises and equipment expense | $398,000 | 2,787 |
| Additional noninterest expense | $1,177,000 | 2,730 |
| Pre-tax net operating income | $1,555,000 | 2,078 |
| Securities gains (losses) | $91,000 | 1,661 |
| Applicable income taxes | $465,000 | 1,553 |
| Income before extraordinary items | $1,181,000 | 2,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,181,000 | 2,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,181,000 | 2,299 |
| Net charge-offs | $-34,000 | 6,906 |
| Cash dividends | $131,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,115,480 | 2,274 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 2,274 |
| Total interest expense | $575,000 | 2,107 |
| Net interest income | $2,398,000 | 2,286 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $186,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $1,793,000 | 2,609 |
| Salaries and employee benefits | $1,005,000 | 2,457 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $595,000 | 2,679 |
| Pre-tax net operating income | $671,000 | 2,337 |
| Securities gains (losses) | $91,000 | 960 |
| Applicable income taxes | $211,000 | 1,664 |
| Income before extraordinary items | $551,000 | 2,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $551,000 | 2,420 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $551,000 | 2,421 |
| Net charge-offs | $-19,000 | 6,864 |
| Cash dividends | $65,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $485,480 | 2,549 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 6,358 |
| Total interest expense | $411,000 | 6,161 |
| Net interest income | $1,707,000 | 6,342 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $186,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $127,000 | 5,054 |
| Total noninterest expense | $854,000 | 6,989 |
| Salaries and employee benefits | $540,000 | 6,830 |
| Premises and equipment expense | $131,000 | 6,567 |
| Additional noninterest expense | $183,000 | 7,170 |
| Pre-tax net operating income | $1,039,000 | 3,654 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $337,000 | 2,419 |
| Income before extraordinary items | $702,000 | 4,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $702,000 | 4,161 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $702,000 | 4,161 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $702,000 | 4,028 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,105,000 | 2,104 |
| Total interest expense | $2,004,000 | 2,245 |
| Net interest income | $8,101,000 | 2,034 |
| Provision for loan and lease losses | $1,275,000 | 1,681 |
| Total noninterest income | $496,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $274,000 | 3,210 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $222,000 | 3,951 |
| Total noninterest expense | $4,965,000 | 2,789 |
| Salaries and employee benefits | $2,708,000 | 2,676 |
| Premises and equipment expense | $684,000 | 2,616 |
| Additional noninterest expense | $1,573,000 | 3,013 |
| Pre-tax net operating income | $2,357,000 | 1,827 |
| Securities gains (losses) | $74,000 | 2,036 |
| Applicable income taxes | $631,000 | 1,527 |
| Income before extraordinary items | $1,800,000 | 2,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,800,000 | 2,003 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,800,000 | 2,003 |
| Net charge-offs | $94,000 | 4,486 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,745,240 | 1,949 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 2,131 |
| Total interest expense | $1,342,000 | 2,332 |
| Net interest income | $5,360,000 | 2,050 |
| Provision for loan and lease losses | $630,000 | 2,001 |
| Total noninterest income | $350,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $175,000 | 3,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $3,329,000 | 2,808 |
| Salaries and employee benefits | $1,832,000 | 2,634 |
| Premises and equipment expense | $453,000 | 2,655 |
| Additional noninterest expense | $1,044,000 | 3,097 |
| Pre-tax net operating income | $1,751,000 | 1,629 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $497,000 | 1,328 |
| Income before extraordinary items | $1,328,000 | 1,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,328,000 | 1,789 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,328,000 | 1,789 |
| Net charge-offs | $67,000 | 4,232 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,273,980 | 1,790 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 2,154 |
| Total interest expense | $683,000 | 2,362 |
| Net interest income | $2,644,000 | 2,058 |
| Provision for loan and lease losses | $330,000 | 1,826 |
| Total noninterest income | $180,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $1,673,000 | 2,805 |
| Salaries and employee benefits | $915,000 | 2,651 |
| Premises and equipment expense | $220,000 | 2,768 |
| Additional noninterest expense | $538,000 | 3,001 |
| Pre-tax net operating income | $821,000 | 1,742 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $229,000 | 1,360 |
| Income before extraordinary items | $623,000 | 1,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $623,000 | 1,858 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $623,000 | 1,859 |
| Net charge-offs | $67,000 | 3,108 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $600,370 | 1,863 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,240,000 | 2,275 |
| Total interest expense | $3,174,000 | 2,482 |
| Net interest income | $10,066,000 | 2,175 |
| Provision for loan and lease losses | $670,000 | 3,674 |
| Total noninterest income | $744,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $363,000 | 3,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $381,000 | 3,591 |
| Total noninterest expense | $6,587,000 | 2,872 |
| Salaries and employee benefits | $3,699,000 | 2,599 |
| Premises and equipment expense | $936,000 | 2,618 |
| Additional noninterest expense | $1,952,000 | 3,329 |
| Pre-tax net operating income | $3,553,000 | 1,399 |
| Securities gains (losses) | $43,000 | 2,762 |
| Applicable income taxes | $930,000 | 1,300 |
| Income before extraordinary items | $2,666,000 | 1,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,666,000 | 1,543 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,666,000 | 1,544 |
| Net charge-offs | $294,000 | 4,322 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,634,180 | 1,514 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 2,342 |
| Total interest expense | $2,431,000 | 2,533 |
| Net interest income | $7,427,000 | 2,250 |
| Provision for loan and lease losses | $460,000 | 3,676 |
| Total noninterest income | $543,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $266,000 | 3,383 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $277,000 | 3,663 |
| Total noninterest expense | $4,863,000 | 2,907 |
| Salaries and employee benefits | $2,738,000 | 2,636 |
| Premises and equipment expense | $663,000 | 2,797 |
| Additional noninterest expense | $1,462,000 | 3,301 |
| Pre-tax net operating income | $2,647,000 | 1,487 |
| Securities gains (losses) | $95,000 | 1,986 |
| Applicable income taxes | $758,000 | 1,258 |
| Income before extraordinary items | $1,984,000 | 1,668 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,984,000 | 1,672 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,984,000 | 1,672 |
| Net charge-offs | $269,000 | 3,870 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,915,600 | 1,635 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 2,397 |
| Total interest expense | $1,674,000 | 2,553 |
| Net interest income | $4,820,000 | 2,317 |
| Provision for loan and lease losses | $315,000 | 3,528 |
| Total noninterest income | $338,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $173,000 | 3,436 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $165,000 | 3,830 |
| Total noninterest expense | $3,172,000 | 2,976 |
| Salaries and employee benefits | $1,803,000 | 2,682 |
| Premises and equipment expense | $432,000 | 2,865 |
| Additional noninterest expense | $937,000 | 3,380 |
| Pre-tax net operating income | $1,671,000 | 1,557 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $466,000 | 1,288 |
| Income before extraordinary items | $1,237,000 | 1,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,237,000 | 1,756 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,237,000 | 1,757 |
| Net charge-offs | $78,000 | 4,500 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,213,640 | 1,707 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,484 |
| Total interest expense | $865,000 | 2,585 |
| Net interest income | $2,342,000 | 2,412 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $159,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $80,000 | 3,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,602,000 | 2,976 |
| Salaries and employee benefits | $909,000 | 2,696 |
| Premises and equipment expense | $202,000 | 3,090 |
| Additional noninterest expense | $491,000 | 3,242 |
| Pre-tax net operating income | $749,000 | 1,716 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $202,000 | 1,414 |
| Income before extraordinary items | $552,000 | 1,962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $552,000 | 1,960 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $552,000 | 1,962 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $548,350 | 1,900 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,265,000 | 2,688 |
| Total interest expense | $3,777,000 | 2,863 |
| Net interest income | $8,488,000 | 2,559 |
| Provision for loan and lease losses | $551,000 | 4,384 |
| Total noninterest income | $706,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $391,000 | 3,376 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $315,000 | 3,915 |
| Total noninterest expense | $5,928,000 | 3,208 |
| Salaries and employee benefits | $3,226,000 | 2,998 |
| Premises and equipment expense | $716,000 | 3,393 |
| Additional noninterest expense | $1,986,000 | 3,329 |
| Pre-tax net operating income | $2,715,000 | 1,474 |
| Securities gains (losses) | $105,000 | 2,100 |
| Applicable income taxes | $776,000 | 1,160 |
| Income before extraordinary items | $2,044,000 | 1,633 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,044,000 | 1,631 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,044,000 | 1,632 |
| Net charge-offs | $186,000 | 5,097 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,968,400 | 1,659 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 2,788 |
| Total interest expense | $2,822,000 | 2,995 |
| Net interest income | $6,193,000 | 2,651 |
| Provision for loan and lease losses | $360,000 | 4,326 |
| Total noninterest income | $544,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $295,000 | 3,370 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $249,000 | 3,915 |
| Total noninterest expense | $4,370,000 | 3,254 |
| Salaries and employee benefits | $2,318,000 | 3,118 |
| Premises and equipment expense | $510,000 | 3,572 |
| Additional noninterest expense | $1,542,000 | 3,215 |
| Pre-tax net operating income | $2,007,000 | 1,620 |
| Securities gains (losses) | $93,000 | 1,896 |
| Applicable income taxes | $604,000 | 1,229 |
| Income before extraordinary items | $1,496,000 | 1,780 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,496,000 | 1,780 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,496,000 | 1,780 |
| Net charge-offs | $148,000 | 4,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,429,970 | 1,813 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 2,867 |
| Total interest expense | $1,884,000 | 3,109 |
| Net interest income | $4,048,000 | 2,687 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $309,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $187,000 | 3,432 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $122,000 | 4,461 |
| Total noninterest expense | $2,880,000 | 3,331 |
| Salaries and employee benefits | $1,508,000 | 3,226 |
| Premises and equipment expense | $347,000 | 3,544 |
| Additional noninterest expense | $1,025,000 | 3,231 |
| Pre-tax net operating income | $1,237,000 | 1,785 |
| Securities gains (losses) | $98,000 | 1,509 |
| Applicable income taxes | $385,000 | 1,301 |
| Income before extraordinary items | $950,000 | 1,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $950,000 | 1,929 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $950,000 | 1,930 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $880,420 | 2,002 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 2,919 |
| Total interest expense | $961,000 | 3,154 |
| Net interest income | $1,970,000 | 2,746 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $164,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $76,000 | 4,106 |
| Total noninterest expense | $1,418,000 | 3,289 |
| Salaries and employee benefits | $754,000 | 3,261 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $494,000 | 3,034 |
| Pre-tax net operating income | $596,000 | 2,064 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $173,000 | 1,589 |
| Income before extraordinary items | $425,000 | 2,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 2,441 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $425,000 | 2,443 |
| Net charge-offs | $79,000 | 3,118 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,580 | 2,305 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 3,096 |
| Total interest expense | $4,117,000 | 3,447 |
| Net interest income | $7,647,000 | 2,824 |
| Provision for loan and lease losses | $265,000 | 4,825 |
| Total noninterest income | $830,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $492,000 | 3,054 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $338,000 | 3,891 |
| Total noninterest expense | $5,182,000 | 3,460 |
| Salaries and employee benefits | $2,989,000 | 3,257 |
| Premises and equipment expense | $732,000 | 3,399 |
| Additional noninterest expense | $1,461,000 | 3,690 |
| Pre-tax net operating income | $3,030,000 | 1,779 |
| Securities gains (losses) | $45,000 | 1,683 |
| Applicable income taxes | $928,000 | 1,269 |
| Income before extraordinary items | $2,147,000 | 1,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,147,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,914 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,115,500 | 2,008 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 3,178 |
| Total interest expense | $3,165,000 | 3,491 |
| Net interest income | $5,601,000 | 2,906 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $668,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $387,000 | 2,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 3,789 |
| Total noninterest expense | $3,861,000 | 3,464 |
| Salaries and employee benefits | $2,209,000 | 3,348 |
| Premises and equipment expense | $556,000 | 3,393 |
| Additional noninterest expense | $1,096,000 | 3,625 |
| Pre-tax net operating income | $2,243,000 | 2,106 |
| Securities gains (losses) | $-8,000 | 7,315 |
| Applicable income taxes | $683,000 | 1,563 |
| Income before extraordinary items | $1,552,000 | 2,262 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,552,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,252 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,557,520 | 2,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 3,235 |
| Total interest expense | $2,163,000 | 3,547 |
| Net interest income | $3,624,000 | 2,971 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $430,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $180,000 | 3,971 |
| Total noninterest expense | $2,542,000 | 3,520 |
| Salaries and employee benefits | $1,468,000 | 3,388 |
| Premises and equipment expense | $367,000 | 3,441 |
| Additional noninterest expense | $707,000 | 3,700 |
| Pre-tax net operating income | $1,422,000 | 2,308 |
| Securities gains (losses) | $-13,000 | 8,138 |
| Applicable income taxes | $427,000 | 1,796 |
| Income before extraordinary items | $982,000 | 2,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,815 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $991,100 | 2,541 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 3,351 |
| Total interest expense | $1,131,000 | 3,600 |
| Net interest income | $1,736,000 | 3,100 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $211,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $123,000 | 3,001 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $1,264,000 | 3,552 |
| Salaries and employee benefits | $734,000 | 3,421 |
| Premises and equipment expense | $169,000 | 3,660 |
| Additional noninterest expense | $361,000 | 3,575 |
| Pre-tax net operating income | $638,000 | 2,584 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $196,000 | 1,999 |
| Income before extraordinary items | $457,000 | 2,894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $457,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,403 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $446,500 | 2,858 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 3,516 |
| Total interest expense | $4,554,000 | 3,689 |
| Net interest income | $6,491,000 | 3,301 |
| Provision for loan and lease losses | $98,000 | 4,961 |
| Total noninterest income | $939,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $600,000 | 2,674 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $339,000 | 4,028 |
| Total noninterest expense | $4,845,000 | 3,535 |
| Salaries and employee benefits | $2,802,000 | 3,411 |
| Premises and equipment expense | $866,000 | 2,892 |
| Additional noninterest expense | $1,177,000 | 4,132 |
| Pre-tax net operating income | $2,487,000 | 2,836 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $780,000 | 2,173 |
| Income before extraordinary items | $1,718,000 | 3,145 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,718,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,710,410 | 3,148 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 3,561 |
| Total interest expense | $3,371,000 | 3,730 |
| Net interest income | $4,783,000 | 3,357 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $713,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $283,000 | 3,845 |
| Total noninterest expense | $3,542,000 | 3,588 |
| Salaries and employee benefits | $2,043,000 | 3,468 |
| Premises and equipment expense | $627,000 | 2,964 |
| Additional noninterest expense | $872,000 | 4,115 |
| Pre-tax net operating income | $1,886,000 | 2,965 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $591,000 | 2,312 |
| Income before extraordinary items | $1,295,000 | 3,295 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,295,000 | 3,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,840 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,295,000 | 3,281 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 3,635 |
| Total interest expense | $2,190,000 | 3,780 |
| Net interest income | $3,106,000 | 3,444 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $453,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $276,000 | 2,830 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $177,000 | 4,023 |
| Total noninterest expense | $2,342,000 | 3,647 |
| Salaries and employee benefits | $1,359,000 | 3,508 |
| Premises and equipment expense | $414,000 | 3,018 |
| Additional noninterest expense | $569,000 | 4,171 |
| Pre-tax net operating income | $1,172,000 | 3,161 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $365,000 | 2,497 |
| Income before extraordinary items | $807,000 | 3,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $807,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $807,000 | 3,474 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 3,679 |
| Total interest expense | $1,043,000 | 3,903 |
| Net interest income | $1,547,000 | 3,457 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $215,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $130,000 | 2,901 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $1,145,000 | 3,707 |
| Salaries and employee benefits | $655,000 | 3,638 |
| Premises and equipment expense | $212,000 | 2,968 |
| Additional noninterest expense | $278,000 | 4,188 |
| Pre-tax net operating income | $594,000 | 3,143 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $185,000 | 2,510 |
| Income before extraordinary items | $409,000 | 3,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $409,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $409,000 | 3,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 3,751 |
| Total interest expense | $3,245,000 | 4,113 |
| Net interest income | $6,142,000 | 3,465 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $1,006,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $628,000 | 2,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $378,000 | 3,833 |
| Total noninterest expense | $4,671,000 | 3,533 |
| Salaries and employee benefits | $2,686,000 | 3,436 |
| Premises and equipment expense | $839,000 | 2,879 |
| Additional noninterest expense | $1,146,000 | 4,082 |
| Pre-tax net operating income | $2,387,000 | 3,230 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $742,000 | 2,591 |
| Income before extraordinary items | $1,646,000 | 3,560 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,646,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,039 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,645,310 | 3,541 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 3,791 |
| Total interest expense | $2,310,000 | 4,161 |
| Net interest income | $4,562,000 | 3,503 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $751,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $474,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $277,000 | 3,882 |
| Total noninterest expense | $3,467,000 | 3,562 |
| Salaries and employee benefits | $1,947,000 | 3,521 |
| Premises and equipment expense | $617,000 | 2,928 |
| Additional noninterest expense | $903,000 | 3,917 |
| Pre-tax net operating income | $1,778,000 | 3,371 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $560,000 | 2,700 |
| Income before extraordinary items | $1,218,000 | 3,707 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,218,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,666 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,218,000 | 3,687 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 3,824 |
| Total interest expense | $1,434,000 | 4,233 |
| Net interest income | $3,016,000 | 3,535 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $475,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $308,000 | 2,611 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,099 |
| Total noninterest expense | $2,299,000 | 3,575 |
| Salaries and employee benefits | $1,324,000 | 3,477 |
| Premises and equipment expense | $402,000 | 2,988 |
| Additional noninterest expense | $573,000 | 4,054 |
| Pre-tax net operating income | $1,147,000 | 3,462 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $361,000 | 2,778 |
| Income before extraordinary items | $786,000 | 3,791 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $786,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $786,000 | 3,783 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,851 |
| Total interest expense | $689,000 | 4,212 |
| Net interest income | $1,471,000 | 3,596 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $146,000 | 2,652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,153,000 | 3,581 |
| Salaries and employee benefits | $670,000 | 3,460 |
| Premises and equipment expense | $199,000 | 3,035 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $521,000 | 3,639 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $360,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $360,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $360,000 | 3,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 3,804 |
| Total interest expense | $2,174,000 | 4,193 |
| Net interest income | $5,688,000 | 3,578 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $939,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $564,000 | 2,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $375,000 | 3,890 |
| Total noninterest expense | $4,562,000 | 3,485 |
| Salaries and employee benefits | $2,601,000 | 3,370 |
| Premises and equipment expense | $818,000 | 2,842 |
| Additional noninterest expense | $1,143,000 | 4,015 |
| Pre-tax net operating income | $1,975,000 | 3,714 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $574,000 | 3,147 |
| Income before extraordinary items | $1,399,000 | 3,958 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,399,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,923 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,400,420 | 3,922 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 3,838 |
| Total interest expense | $1,523,000 | 4,242 |
| Net interest income | $4,206,000 | 3,619 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $676,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $425,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,130 |
| Total noninterest expense | $3,403,000 | 3,473 |
| Salaries and employee benefits | $1,948,000 | 3,350 |
| Premises and equipment expense | $608,000 | 2,855 |
| Additional noninterest expense | $847,000 | 4,010 |
| Pre-tax net operating income | $1,411,000 | 3,915 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $423,000 | 3,235 |
| Income before extraordinary items | $986,000 | 4,198 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $986,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $987,400 | 4,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 3,877 |
| Total interest expense | $912,000 | 4,412 |
| Net interest income | $2,779,000 | 3,620 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $389,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $273,000 | 2,807 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $2,209,000 | 3,534 |
| Salaries and employee benefits | $1,276,000 | 3,388 |
| Premises and equipment expense | $404,000 | 2,822 |
| Additional noninterest expense | $529,000 | 4,185 |
| Pre-tax net operating income | $914,000 | 3,955 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $272,000 | 3,274 |
| Income before extraordinary items | $640,000 | 4,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $641,400 | 4,193 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 3,947 |
| Total interest expense | $421,000 | 4,516 |
| Net interest income | $1,364,000 | 3,687 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $195,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $1,126,000 | 3,502 |
| Salaries and employee benefits | $651,000 | 3,315 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $410,000 | 4,205 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $118,000 | 3,499 |
| Income before extraordinary items | $290,000 | 4,471 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $290,000 | 4,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $291,420 | 4,414 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 3,787 |
| Total interest expense | $1,540,000 | 4,442 |
| Net interest income | $5,504,000 | 3,536 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $876,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $582,000 | 2,774 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $294,000 | 4,307 |
| Total noninterest expense | $4,155,000 | 3,625 |
| Salaries and employee benefits | $2,433,000 | 3,427 |
| Premises and equipment expense | $690,000 | 3,162 |
| Additional noninterest expense | $1,032,000 | 4,223 |
| Pre-tax net operating income | $2,065,000 | 3,427 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $606,000 | 3,012 |
| Income before extraordinary items | $1,466,000 | 3,689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,466,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,461,030 | 3,643 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 3,796 |
| Total interest expense | $1,123,000 | 4,482 |
| Net interest income | $4,096,000 | 3,527 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $615,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $430,000 | 2,821 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 4,660 |
| Total noninterest expense | $3,141,000 | 3,568 |
| Salaries and employee benefits | $1,794,000 | 3,435 |
| Premises and equipment expense | $485,000 | 3,338 |
| Additional noninterest expense | $862,000 | 3,855 |
| Pre-tax net operating income | $1,432,000 | 3,688 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $438,000 | 3,142 |
| Income before extraordinary items | $994,000 | 4,017 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $994,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,278 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $994,000 | 3,951 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 3,832 |
| Total interest expense | $717,000 | 4,611 |
| Net interest income | $2,721,000 | 3,526 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $396,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $278,000 | 2,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $2,044,000 | 3,675 |
| Salaries and employee benefits | $1,180,000 | 3,503 |
| Premises and equipment expense | $305,000 | 3,509 |
| Additional noninterest expense | $559,000 | 3,959 |
| Pre-tax net operating income | $953,000 | 3,643 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $291,000 | 3,128 |
| Income before extraordinary items | $662,000 | 3,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $662,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $662,000 | 3,900 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 3,869 |
| Total interest expense | $360,000 | 4,624 |
| Net interest income | $1,343,000 | 3,559 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $181,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $136,000 | 2,882 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $1,019,000 | 3,697 |
| Salaries and employee benefits | $592,000 | 3,516 |
| Premises and equipment expense | $151,000 | 3,573 |
| Additional noninterest expense | $276,000 | 4,011 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $283,000 | 4,429 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $283,000 | 4,302 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 3,897 |
| Total interest expense | $1,589,000 | 4,709 |
| Net interest income | $5,249,000 | 3,561 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $779,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $544,000 | 2,901 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $235,000 | 4,963 |
| Total noninterest expense | $3,570,000 | 4,041 |
| Salaries and employee benefits | $2,154,000 | 3,689 |
| Premises and equipment expense | $553,000 | 3,757 |
| Additional noninterest expense | $863,000 | 4,787 |
| Pre-tax net operating income | $2,353,000 | 3,028 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $761,000 | 2,626 |
| Income before extraordinary items | $1,600,000 | 3,414 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,600,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,353 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,594,560 | 3,250 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 3,955 |
| Total interest expense | $1,216,000 | 4,778 |
| Net interest income | $3,903,000 | 3,597 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $625,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $396,000 | 2,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 4,533 |
| Total noninterest expense | $2,684,000 | 4,018 |
| Salaries and employee benefits | $1,600,000 | 3,713 |
| Premises and equipment expense | $403,000 | 3,830 |
| Additional noninterest expense | $681,000 | 4,558 |
| Pre-tax net operating income | $1,844,000 | 3,019 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $605,000 | 2,651 |
| Income before extraordinary items | $1,247,000 | 3,392 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,247,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,131 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,241,640 | 3,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,976 |
| Total interest expense | $834,000 | 4,807 |
| Net interest income | $2,588,000 | 3,606 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $398,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $258,000 | 2,987 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $1,795,000 | 4,006 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $464,000 | 4,487 |
| Pre-tax net operating income | $1,191,000 | 3,097 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $394,000 | 2,722 |
| Income before extraordinary items | $804,000 | 3,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,159 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $799,310 | 3,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 3,997 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $1,277,000 | 3,636 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $190,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $911,000 | 3,958 |
| Salaries and employee benefits | $528,000 | 3,737 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $556,000 | 3,262 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $184,000 | 2,846 |
| Income before extraordinary items | $379,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,934 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $374,310 | 3,464 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 3,941 |
| Total interest expense | $2,242,000 | 4,460 |
| Net interest income | $4,988,000 | 3,683 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $833,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $499,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 4,032 |
| Total noninterest expense | $3,512,000 | 3,959 |
| Salaries and employee benefits | $2,080,000 | 3,627 |
| Premises and equipment expense | $566,000 | 3,588 |
| Additional noninterest expense | $866,000 | 4,662 |
| Pre-tax net operating income | $2,209,000 | 3,198 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $732,000 | 2,748 |
| Income before extraordinary items | $1,506,000 | 3,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,506,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,500 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,486,570 | 3,422 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 4,094 |
| Total interest expense | $3,088,000 | 4,613 |
| Net interest income | $4,727,000 | 3,602 |
| Provision for loan and lease losses | $320,000 | 3,073 |
| Total noninterest income | $825,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $448,000 | 3,111 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $3,313,000 | 4,007 |
| Salaries and employee benefits | $1,979,000 | 3,628 |
| Premises and equipment expense | $589,000 | 3,419 |
| Additional noninterest expense | $745,000 | 5,036 |
| Pre-tax net operating income | $1,919,000 | 3,275 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $638,000 | 2,857 |
| Income before extraordinary items | $1,306,000 | 3,572 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,306,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,849 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,289,250 | 3,507 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 4,400 |
| Total interest expense | $2,919,000 | 5,031 |
| Net interest income | $4,443,000 | 3,840 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $977,000 | 3,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 2,885 |
| Total noninterest expense | $3,334,000 | 3,870 |
| Salaries and employee benefits | $1,915,000 | 3,604 |
| Premises and equipment expense | $539,000 | 3,575 |
| Additional noninterest expense | $880,000 | 4,424 |
| Pre-tax net operating income | $1,976,000 | 3,356 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $666,000 | 2,899 |
| Income before extraordinary items | $1,294,000 | 3,649 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,294,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,304,560 | 3,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 4,502 |
| Total interest expense | $2,621,000 | 5,062 |
| Net interest income | $4,189,000 | 4,015 |
| Provision for loan and lease losses | $230,000 | 3,261 |
| Total noninterest income | $683,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,975 |
| Total noninterest expense | $2,927,000 | 4,298 |
| Salaries and employee benefits | $1,756,000 | 3,823 |
| Premises and equipment expense | $445,000 | 4,169 |
| Additional noninterest expense | $726,000 | 5,130 |
| Pre-tax net operating income | $1,715,000 | 3,745 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $581,000 | 3,285 |
| Income before extraordinary items | $1,146,000 | 4,014 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,146,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,146 |
| Cash dividends | $460,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,138,080 | 3,992 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,672 |
| Total interest expense | $2,519,000 | 5,337 |
| Net interest income | $3,982,000 | 4,130 |
| Provision for loan and lease losses | $375,000 | 2,169 |
| Total noninterest income | $520,000 | 4,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,052 |
| Total noninterest expense | $2,542,000 | 4,716 |
| Salaries and employee benefits | $1,438,000 | 4,392 |
| Premises and equipment expense | $380,000 | 4,596 |
| Additional noninterest expense | $724,000 | 5,034 |
| Pre-tax net operating income | $1,585,000 | 4,011 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $545,000 | 3,631 |
| Income before extraordinary items | $1,090,000 | 4,212 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,090,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,056,500 | 4,219 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,064,000 | 5,020 |
| Total interest expense | $2,303,000 | 5,716 |
| Net interest income | $3,761,000 | 4,461 |
| Provision for loan and lease losses | $470,000 | 1,876 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $2,322,000 | 5,066 |
| Salaries and employee benefits | $1,352,000 | 4,631 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $651,000 | 5,498 |
| Pre-tax net operating income | $1,456,000 | 4,602 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $524,000 | 4,072 |
| Income before extraordinary items | $935,000 | 4,928 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $935,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,111 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $933,080 | 4,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,286 |
| Total interest expense | $2,352,000 | 5,747 |
| Net interest income | $3,487,000 | 4,839 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $505,000 | 5,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,441 |
| Total noninterest expense | $2,164,000 | 5,608 |
| Salaries and employee benefits | $1,274,000 | 4,930 |
| Premises and equipment expense | $314,000 | 5,403 |
| Additional noninterest expense | $576,000 | 6,511 |
| Pre-tax net operating income | $1,618,000 | 4,089 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $583,000 | 3,676 |
| Income before extraordinary items | $1,020,000 | 4,416 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,020,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,029,600 | 4,330 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 5,578 |
| Total interest expense | $2,278,000 | 5,928 |
| Net interest income | $3,236,000 | 5,181 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $538,000 | 4,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,204,000 | 5,546 |
| Salaries and employee benefits | $1,237,000 | 5,081 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $628,000 | 6,343 |
| Pre-tax net operating income | $1,385,000 | 4,733 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $492,000 | 4,247 |
| Income before extraordinary items | $879,000 | 5,082 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $879,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $887,960 | 5,034 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 6,063 |
| Total interest expense | $1,510,000 | 6,859 |
| Net interest income | $3,074,000 | 5,518 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $527,000 | 5,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $2,262,000 | 5,608 |
| Salaries and employee benefits | $1,298,000 | 4,890 |
| Premises and equipment expense | $260,000 | 6,355 |
| Additional noninterest expense | $704,000 | 6,282 |
| Pre-tax net operating income | $1,243,000 | 5,105 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $768,000 | 5,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $768,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $791,040 | 5,468 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 6,622 |
| Total interest expense | $1,352,000 | 7,706 |
| Net interest income | $2,856,000 | 5,869 |
| Provision for loan and lease losses | $136,000 | 4,901 |
| Total noninterest income | $530,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,043,000 | 6,216 |
| Salaries and employee benefits | $1,172,000 | 5,337 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $582,000 | 7,499 |
| Pre-tax net operating income | $1,207,000 | 5,160 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $443,000 | 4,645 |
| Income before extraordinary items | $811,000 | 5,518 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $811,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $780,450 | 5,439 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 7,404 |
| Total interest expense | $1,561,000 | 8,328 |
| Net interest income | $2,522,000 | 6,548 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $466,000 | 5,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $1,913,000 | 6,619 |
| Salaries and employee benefits | $1,125,000 | 5,486 |
| Premises and equipment expense | $237,000 | 7,033 |
| Additional noninterest expense | $551,000 | 7,976 |
| Pre-tax net operating income | $1,015,000 | 5,559 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $350,000 | 5,355 |
| Income before extraordinary items | $665,000 | 6,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $665,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $665,000 | 5,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.