Home > Roosevelt Savings Bank > Loan Charge- Offs and Recoveries

Roosevelt Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$702,0001,214
Loans secured by real estate, total$574,000387
To non-U.S. addressees$013
Real estate loans in domestic offices$574,000385
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$187,000502
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$387,000212
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$9,0005,429
Loans to individuals$15,0005,915
Credit card loan charge offs$8,0002,202
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$7,0006,544
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$104,000132
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$463,000638
Loans secured by real estate, total$385,000248
To non-U.S. addressees$010
Real estate loans in domestic offices$385,000247
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$55,000501
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$330,000143
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$15,0003,048
Loans to individuals$17,0003,308
Credit card loan recoveries$7,000982
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0003,964
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$46,00095
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$239,0002,178
Loans secured by real estate, total$189,000632
To non-U.S. addressees$012
Real estate loans in domestic offices$189,000629
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$132,000550
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$57,000508
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-6,0009,242
To non-U.S. addressees$036
Loans to individuals$-2,0009,785
Credit card loan net charge offs$1,0003,066
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-3,0009,831
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$58,000153
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$592,0001,522
Loans secured by real estate, total$433,000552
To non-U.S. addressees$011
Real estate loans in domestic offices$433,000552
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$189,000589
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$244,000340
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$1,0006,736
Loans to individuals$47,0003,992
Credit card loan charge offs$43,0001,062
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$4,0007,545
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$111,000128
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$339,000876
Loans secured by real estate, total$277,000360
To non-U.S. addressees$012
Real estate loans in domestic offices$277,000360
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$205,000200
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$72,000443
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$14,0003,492
Loans to individuals$29,0002,445
Credit card loan recoveries$9,000846
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$20,0002,860
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$19,000148
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$253,0002,195
Loans secured by real estate, total$156,000856
To non-U.S. addressees$010
Real estate loans in domestic offices$156,000854
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-16,00010,487
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$172,000304
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-13,0009,867
To non-U.S. addressees$021
Loans to individuals$18,0005,011
Credit card loan net charge offs$34,0001,115
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-16,00010,782
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$92,000125
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$538,0001,740
Loans secured by real estate, total$447,000673
To non-U.S. addressees$010
Real estate loans in domestic offices$447,000673
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$390,000392
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$57,000939
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$07,405
Loans to individuals$52,0003,775
Credit card loan charge offs$25,0001,465
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$27,0004,567
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$39,000215
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$241,0001,292
Loans secured by real estate, total$199,000532
To non-U.S. addressees$08
Real estate loans in domestic offices$199,000532
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$5,0002,215
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$194,000307
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$1,0006,555
Loans to individuals$15,0003,734
Credit card loan recoveries$11,000846
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0005,862
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$26,000131
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$297,0002,090
Loans secured by real estate, total$248,000737
To non-U.S. addressees$07
Real estate loans in domestic offices$248,000736
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$385,000328
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-137,00011,276
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-1,0009,056
To non-U.S. addressees$022
Loans to individuals$37,0003,618
Credit card loan net charge offs$14,0001,766
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0003,994
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$13,000247
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$3,019,000561
Loans secured by real estate, total$2,893,000225
To non-U.S. addressees$015
Real estate loans in domestic offices$2,893,000224
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$797,000238
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$2,096,000144
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$7,0006,153
Loans to individuals$80,0002,717
Credit card loan charge offs$37,0001,110
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$43,0003,485
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$39,000177
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,191,000444
Loans secured by real estate, total$1,128,000171
To non-U.S. addressees$013
Real estate loans in domestic offices$1,128,000169
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$398,000120
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$730,000148
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$18,0003,637
Loans to individuals$24,0002,904
Credit card loan recoveries$5,0001,280
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$19,0003,107
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$21,000157
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,828,000603
Loans secured by real estate, total$1,765,000253
To non-U.S. addressees$012
Real estate loans in domestic offices$1,765,000252
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$399,000342
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$1,366,000154
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-11,00010,329
To non-U.S. addressees$022
Loans to individuals$56,0002,555
Credit card loan net charge offs$32,0001,080
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$24,0003,564
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$18,000177
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$4,347,000449
Loans secured by real estate, total$4,163,000204
To non-U.S. addressees$013
Real estate loans in domestic offices$4,163,000204
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$887,000247
Secured by multifamily residential properties$98,000351
Secured by nonfarm nonresidential properties$3,178,000129
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$19,0005,226
Loans to individuals$81,0002,568
Credit card loan charge offs$53,000907
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$28,0004,315
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$84,000115
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$382,0001,036
Loans secured by real estate, total$271,000498
To non-U.S. addressees$012
Real estate loans in domestic offices$271,000497
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$61,000638
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$210,000333
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$3,0006,843
Loans to individuals$48,0001,878
Credit card loan recoveries$12,000872
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$36,0002,167
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$60,000115
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,965,000350
Loans secured by real estate, total$3,892,000179
To non-U.S. addressees$09
Real estate loans in domestic offices$3,892,000179
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$826,000215
Secured by multifamily residential properties$98,000323
Secured by nonfarm nonresidential properties$2,968,000116
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$16,0003,937
To non-U.S. addressees$026
Loans to individuals$33,0003,275
Credit card loan net charge offs$41,000901
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-8,00011,876
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$24,000130
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$3,867,000579
Loans secured by real estate, total$3,531,000306
To non-U.S. addressees$019
Real estate loans in domestic offices$3,531,000306
Construction and land development$158,000491
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$711,000356
Secured by multifamily residential properties$11,000663
Secured by nonfarm nonresidential properties$2,651,000205
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$143,0002,503
Loans to individuals$62,0003,408
Credit card loan charge offs$22,0001,476
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,954
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$131,000137
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$382,0001,108
Loans secured by real estate, total$247,000549
To non-U.S. addressees$016
Real estate loans in domestic offices$247,000548
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$134,000330
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$113,000499
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$13,0005,223
Loans to individuals$70,0001,545
Credit card loan recoveries$25,000646
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$45,0001,923
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$52,000138
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,485,000514
Loans secured by real estate, total$3,284,000289
To non-U.S. addressees$018
Real estate loans in domestic offices$3,284,000289
Construction and land development$158,000442
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$577,000365
Secured by multifamily residential properties$11,000623
Secured by nonfarm nonresidential properties$2,538,000186
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$130,0002,048
To non-U.S. addressees$036
Loans to individuals$-8,00012,670
Credit card loan net charge offs$-3,00013,160
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-5,00012,278
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$79,000124
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$4,978,000601
Loans secured by real estate, total$4,585,000298
To non-U.S. addressees$017
Real estate loans in domestic offices$4,585,000297
Construction and land development$784,000308
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,164,000245
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$2,637,000251
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$60,0005,242
Loans to individuals$134,0002,487
Credit card loan charge offs$49,0001,160
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$85,0002,991
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$199,000150
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$736,000706
Loans secured by real estate, total$173,000679
To non-U.S. addressees$07
Real estate loans in domestic offices$173,000678
Construction and land development$34,000418
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$52,000701
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$87,000544
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$351,000518
Loans to individuals$86,0001,418
Credit card loan recoveries$21,000707
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$65,0001,555
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$126,00093
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,242,000592
Loans secured by real estate, total$4,412,000283
To non-U.S. addressees$017
Real estate loans in domestic offices$4,412,000282
Construction and land development$750,000301
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,112,000232
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$2,550,000240
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-291,00013,858
To non-U.S. addressees$050
Loans to individuals$48,0003,736
Credit card loan net charge offs$28,0001,357
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$20,0005,193
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$73,000183
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.