Home > Roosevelt Savings Bank > Net charge- offs to loans
Roosevelt Savings Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 7,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8553% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0279% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1269% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0866% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 7,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0821% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.7935% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1936% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6868% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1223% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 8,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0655% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3183% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3428% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3170% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6007% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0187% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4379% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1026% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3431% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2484% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3665% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5263% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2442% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3750% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1583% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 3,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3367% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 5.5407% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0546% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0401% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8704% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0525% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2285% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4275% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4458% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4958% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 13.4882% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9979% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1853% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2262% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2882% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9977% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2205% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |