Home > Roosevelt Bank > Income and Expense
Roosevelt Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $140,538,000 | 346 |
| Total interest expense | $97,933,000 | 270 |
| Net interest income | $42,605,000 | 510 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $7,592,000 | 723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,592,000 | 511 |
| Total noninterest expense | $27,580,000 | 618 |
| Salaries and employee benefits | $8,722,000 | 804 |
| Premises and equipment expense | $4,305,000 | 557 |
| Additional noninterest expense | $14,553,000 | 522 |
| Pre-tax net operating income | $22,357,000 | 445 |
| Securities gains (losses) | $-29,449,000 | 11,970 |
| Applicable income taxes | $-4,146,000 | 11,948 |
| Income before extraordinary items | $-2,946,000 | 11,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,946,000 | 11,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $789,000 | 1,041 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $15,901,360 | 414 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 4,972 |
| Total interest expense | $2,664,000 | 4,388 |
| Net interest income | $3,196,000 | 5,328 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $331,000 | 3,845 |
| Total noninterest expense | $2,253,000 | 5,626 |
| Salaries and employee benefits | $1,165,000 | 5,391 |
| Premises and equipment expense | $511,000 | 3,731 |
| Additional noninterest expense | $577,000 | 7,202 |
| Pre-tax net operating income | $1,274,000 | 5,013 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $480,000 | 4,181 |
| Income before extraordinary items | $794,000 | 5,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $794,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $794,000 | 5,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 5,264 |
| Total interest expense | $2,961,000 | 4,153 |
| Net interest income | $2,618,000 | 6,317 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $316,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $316,000 | 4,329 |
| Total noninterest expense | $2,109,000 | 6,071 |
| Salaries and employee benefits | $995,000 | 6,163 |
| Premises and equipment expense | $507,000 | 3,819 |
| Additional noninterest expense | $607,000 | 7,267 |
| Pre-tax net operating income | $765,000 | 6,998 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $263,000 | 6,600 |
| Income before extraordinary items | $502,000 | 7,534 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $502,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,559,000 | 210 |
| Net operating income | $502,000 | 7,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 5,273 |
| Total interest expense | $3,707,000 | 4,352 |
| Net interest income | $2,600,000 | 6,402 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $1,850,000 | 6,794 |
| Salaries and employee benefits | $825,000 | 7,103 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $573,000 | 7,750 |
| Pre-tax net operating income | $989,000 | 5,674 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $364,000 | 5,165 |
| Income before extraordinary items | $625,000 | 6,401 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $625,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $625,000 | 6,039 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.