Home > Roma Bank > Income and Expense

Roma Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$40,933,000455
Total interest expense$7,979,000302
Net interest income$32,954,000487
Provision for loan and lease losses$-84,0006,550
Total noninterest income$4,157,0001,079
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$756,0001,354
Trading account gains and fees$0180
Additional Noninterest Income$3,401,000894
Total noninterest expense$33,356,000474
Salaries and employee benefits$17,133,000482
Premises and equipment expense$5,483,000357
Additional noninterest expense$10,740,000493
Pre-tax net operating income$3,839,0001,430
Securities gains (losses)$4,0002,720
Applicable income taxes$1,075,0001,185
Income before extraordinary items$2,768,0001,621
Extraordinary gains, net$025
Net income$2,740,0001,643
Minority interest net income$28,00060
Net income of bank and minority interests.$2,768,0001,625
Net charge-offs$-39,0006,408
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,765,1201,581
2013-06-30 (YTD Data)Rank
Total interest income$27,774,000450
Total interest expense$5,492,000298
Net interest income$22,282,000483
Provision for loan and lease losses$147,0002,533
Total noninterest income$3,104,000990
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$495,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$2,609,000817
Total noninterest expense$23,220,000462
Salaries and employee benefits$11,684,000476
Premises and equipment expense$3,670,000356
Additional noninterest expense$7,866,000456
Pre-tax net operating income$2,019,0001,705
Securities gains (losses)$3,0002,553
Applicable income taxes$386,0001,779
Income before extraordinary items$1,636,0001,787
Extraordinary gains, net$022
Net income$1,618,0001,813
Minority interest net income$18,00061
Net income of bank and minority interests.$1,636,0001,793
Net charge-offs$-54,0006,561
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,633,5701,730
2013-03-31 (YTD Data)Rank
Total interest income$14,158,000447
Total interest expense$2,832,000300
Net interest income$11,326,000479
Provision for loan and lease losses$-135,0006,867
Total noninterest income$1,868,000867
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$249,0001,335
Trading account gains and fees$0148
Additional Noninterest Income$1,619,000701
Total noninterest expense$11,055,000490
Salaries and employee benefits$6,041,000468
Premises and equipment expense$1,877,000339
Additional noninterest expense$3,137,000560
Pre-tax net operating income$2,274,000823
Securities gains (losses)$01,966
Applicable income taxes$751,000669
Income before extraordinary items$1,523,0001,000
Extraordinary gains, net$010
Net income$1,519,0001,003
Minority interest net income$4,00068
Net income of bank and minority interests.$1,523,0001,002
Net charge-offs$-25,0006,515
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,523,000947
2012-12-31 (YTD Data)Rank
Total interest income$61,010,000431
Total interest expense$14,057,000288
Net interest income$46,953,000477
Provision for loan and lease losses$6,478,000410
Total noninterest income$6,518,000943
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,165,0001,218
Trading account gains and fees$0166
Additional Noninterest Income$5,353,000772
Total noninterest expense$44,697,000488
Salaries and employee benefits$23,371,000469
Premises and equipment expense$7,374,000344
Additional noninterest expense$13,952,000529
Pre-tax net operating income$2,296,0002,562
Securities gains (losses)$423,0001,069
Applicable income taxes$538,0002,108
Income before extraordinary items$2,181,0002,429
Extraordinary gains, net$029
Net income$2,134,0002,468
Minority interest net income$47,00063
Net income of bank and minority interests.$2,181,0002,430
Net charge-offs$3,432,000773
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,842,6002,623
2012-09-30 (YTD Data)Rank
Total interest income$46,572,000429
Total interest expense$10,986,000291
Net interest income$35,586,000473
Provision for loan and lease losses$5,216,000391
Total noninterest income$4,864,000943
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$878,0001,218
Trading account gains and fees$0157
Additional Noninterest Income$3,986,000762
Total noninterest expense$32,210,000497
Salaries and employee benefits$17,382,000466
Premises and equipment expense$5,567,000335
Additional noninterest expense$9,261,000587
Pre-tax net operating income$3,024,0001,684
Securities gains (losses)$405,000887
Applicable income taxes$906,0001,332
Income before extraordinary items$2,523,0001,733
Extraordinary gains, net$020
Net income$2,479,0001,764
Minority interest net income$44,00063
Net income of bank and minority interests.$2,523,0001,734
Net charge-offs$2,701,000736
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,223,3001,806
2012-06-30 (YTD Data)Rank
Total interest income$31,911,000423
Total interest expense$7,671,000286
Net interest income$24,240,000469
Provision for loan and lease losses$2,510,000536
Total noninterest income$2,934,0001,000
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$590,0001,195
Trading account gains and fees$0153
Additional Noninterest Income$2,344,000825
Total noninterest expense$21,577,000498
Salaries and employee benefits$11,598,000464
Premises and equipment expense$3,688,000335
Additional noninterest expense$6,291,000582
Pre-tax net operating income$3,087,0001,157
Securities gains (losses)$109,0001,528
Applicable income taxes$890,000975
Income before extraordinary items$2,306,0001,290
Extraordinary gains, net$019
Net income$2,266,0001,309
Minority interest net income$40,00059
Net income of bank and minority interests.$2,306,0001,290
Net charge-offs$1,158,0001,022
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,227,5201,257
2012-03-31 (YTD Data)Rank
Total interest income$16,341,000415
Total interest expense$4,043,000280
Net interest income$12,298,000464
Provision for loan and lease losses$1,223,000533
Total noninterest income$1,385,0001,033
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$312,0001,125
Trading account gains and fees$0148
Additional Noninterest Income$1,073,000858
Total noninterest expense$10,643,000497
Salaries and employee benefits$5,827,000454
Premises and equipment expense$1,832,000343
Additional noninterest expense$2,984,000586
Pre-tax net operating income$1,817,000980
Securities gains (losses)$35,0001,381
Applicable income taxes$524,000846
Income before extraordinary items$1,328,0001,114
Extraordinary gains, net$019
Net income$1,292,0001,146
Minority interest net income$36,00048
Net income of bank and minority interests.$1,328,0001,115
Net charge-offs$328,0001,405
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,302,8001,069
2011-12-31 (YTD Data)Rank
Total interest income$67,893,000408
Total interest expense$19,423,000283
Net interest income$48,470,000450
Provision for loan and lease losses$4,466,000861
Total noninterest income$6,013,000900
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$6,013,000615
Total noninterest expense$40,311,000510
Salaries and employee benefits$22,619,000439
Premises and equipment expense$9,653,000272
Additional noninterest expense$8,039,000888
Pre-tax net operating income$9,706,000642
Securities gains (losses)$137,0001,781
Applicable income taxes$3,093,000569
Income before extraordinary items$6,750,000749
Extraordinary gains, net$029
Net income$6,750,000747
Minority interest net income$096
Net income of bank and minority interests.$6,750,000749
Net charge-offs$3,661,0001,049
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,655,470724
2011-09-30 (YTD Data)Rank
Total interest income$51,405,000414
Total interest expense$14,938,000287
Net interest income$36,467,000452
Provision for loan and lease losses$2,866,000963
Total noninterest income$4,211,000953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$4,211,000660
Total noninterest expense$30,264,000505
Salaries and employee benefits$17,222,000427
Premises and equipment expense$7,296,000268
Additional noninterest expense$5,746,000915
Pre-tax net operating income$7,548,000639
Securities gains (losses)$86,0001,911
Applicable income taxes$2,412,000545
Income before extraordinary items$5,222,000750
Extraordinary gains, net$021
Net income$5,222,000749
Minority interest net income$087
Net income of bank and minority interests.$5,222,000750
Net charge-offs$2,040,0001,209
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,163,520726
2011-06-30 (YTD Data)Rank
Total interest income$34,481,000418
Total interest expense$10,006,000309
Net interest income$24,475,000450
Provision for loan and lease losses$2,070,000898
Total noninterest income$2,684,000987
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$2,684,000675
Total noninterest expense$20,522,000504
Salaries and employee benefits$11,451,000432
Premises and equipment expense$4,896,000275
Additional noninterest expense$4,175,000870
Pre-tax net operating income$4,567,000686
Securities gains (losses)$21,0002,069
Applicable income taxes$1,439,000569
Income before extraordinary items$3,149,000797
Extraordinary gains, net$015
Net income$3,149,000796
Minority interest net income$089
Net income of bank and minority interests.$3,149,000797
Net charge-offs$1,325,0001,232
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,134,510769
2011-03-31 (YTD Data)Rank
Total interest income$17,236,000421
Total interest expense$4,940,000321
Net interest income$12,296,000452
Provision for loan and lease losses$756,0001,056
Total noninterest income$1,285,0001,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$1,285,000692
Total noninterest expense$10,180,000512
Salaries and employee benefits$5,721,000433
Premises and equipment expense$2,478,000277
Additional noninterest expense$1,981,000903
Pre-tax net operating income$2,645,000614
Securities gains (losses)$6,0001,415
Applicable income taxes$845,000514
Income before extraordinary items$1,806,000717
Extraordinary gains, net$09
Net income$1,806,000717
Minority interest net income$086
Net income of bank and minority interests.$1,806,000717
Net charge-offs$728,0001,052
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,801,920701
2010-12-31 (YTD Data)Rank
Total interest income$61,470,000480
Total interest expense$18,933,000413
Net interest income$42,537,000507
Provision for loan and lease losses$6,577,000921
Total noninterest income$5,976,000936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$5,976,000652
Total noninterest expense$36,257,000561
Salaries and employee benefits$19,736,000503
Premises and equipment expense$8,126,000334
Additional noninterest expense$8,395,000881
Pre-tax net operating income$5,679,000912
Securities gains (losses)$316,0001,218
Applicable income taxes$2,102,000718
Income before extraordinary items$3,893,0001,115
Extraordinary gains, net$029
Net income$3,893,0001,116
Minority interest net income$0111
Net income of bank and minority interests.$3,893,0001,118
Net charge-offs$4,991,0001,017
Cash dividends$22,225,00091
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,687,6001,130
2010-09-30 (YTD Data)Rank
Total interest income$44,568,000497
Total interest expense$14,240,000437
Net interest income$30,328,000523
Provision for loan and lease losses$3,686,0001,110
Total noninterest income$4,681,000887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$4,681,000602
Total noninterest expense$25,601,000585
Salaries and employee benefits$14,145,000510
Premises and equipment expense$5,604,000358
Additional noninterest expense$5,852,000908
Pre-tax net operating income$5,722,000738
Securities gains (losses)$218,0001,309
Applicable income taxes$2,095,000577
Income before extraordinary items$3,845,000903
Extraordinary gains, net$023
Net income$3,845,000905
Minority interest net income$0110
Net income of bank and minority interests.$3,845,000905
Net charge-offs$3,338,0001,048
Cash dividends$14,725,00076
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,703,300898
2010-06-30 (YTD Data)Rank
Total interest income$27,752,000541
Total interest expense$8,983,000474
Net interest income$18,769,000577
Provision for loan and lease losses$1,934,0001,307
Total noninterest income$2,778,000953
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,778,000626
Total noninterest expense$15,189,000659
Salaries and employee benefits$8,527,000552
Premises and equipment expense$3,281,000398
Additional noninterest expense$3,381,0001,043
Pre-tax net operating income$4,424,000631
Securities gains (losses)$122,0001,290
Applicable income taxes$1,537,000488
Income before extraordinary items$3,009,000747
Extraordinary gains, net$019
Net income$3,009,000744
Minority interest net income$0105
Net income of bank and minority interests.$3,009,000747
Net charge-offs$1,649,0001,300
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,928,480742
2010-03-31 (YTD Data)Rank
Total interest income$13,791,000562
Total interest expense$4,549,000491
Net interest income$9,242,000596
Provision for loan and lease losses$1,232,0001,012
Total noninterest income$1,347,000957
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,347,000637
Total noninterest expense$7,086,000712
Salaries and employee benefits$4,158,000576
Premises and equipment expense$1,644,000415
Additional noninterest expense$1,284,0001,388
Pre-tax net operating income$2,271,000604
Securities gains (losses)$35,0001,295
Applicable income taxes$744,000482
Income before extraordinary items$1,562,000710
Extraordinary gains, net$016
Net income$1,562,000712
Minority interest net income$091
Net income of bank and minority interests.$1,562,000714
Net charge-offs$1,152,000939
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,538,200690
2009-12-31 (YTD Data)Rank
Total interest income$51,341,000633
Total interest expense$20,558,000553
Net interest income$30,783,000694
Provision for loan and lease losses$3,073,0001,952
Total noninterest income$5,305,0001,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$5,305,000678
Total noninterest expense$26,943,000781
Salaries and employee benefits$15,277,000625
Premises and equipment expense$6,407,000421
Additional noninterest expense$5,259,0001,414
Pre-tax net operating income$6,072,000714
Securities gains (losses)$139,0001,848
Applicable income taxes$1,989,000570
Income before extraordinary items$4,222,000818
Extraordinary gains, net$034
Net income$4,222,000817
Minority interest net income$0115
Net income of bank and minority interests.$4,222,000818
Net charge-offs$2,483,0001,804
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,127,480821
2009-09-30 (YTD Data)Rank
Total interest income$37,728,000665
Total interest expense$15,643,000582
Net interest income$22,085,000720
Provision for loan and lease losses$1,836,0002,013
Total noninterest income$3,930,0001,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$3,930,000697
Total noninterest expense$20,288,000773
Salaries and employee benefits$11,681,000627
Premises and equipment expense$4,756,000443
Additional noninterest expense$3,851,0001,408
Pre-tax net operating income$3,891,000869
Securities gains (losses)$101,0001,834
Applicable income taxes$1,247,000707
Income before extraordinary items$2,745,000988
Extraordinary gains, net$027
Net income$2,745,000987
Minority interest net income$0118
Net income of bank and minority interests.$2,745,000988
Net charge-offs$1,403,0001,832
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,675,3101,002
2009-06-30 (YTD Data)Rank
Total interest income$24,282,000710
Total interest expense$10,308,000622
Net interest income$13,974,000771
Provision for loan and lease losses$628,0002,640
Total noninterest income$2,554,0001,088
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,554,000724
Total noninterest expense$13,599,000778
Salaries and employee benefits$7,691,000642
Premises and equipment expense$3,205,000446
Additional noninterest expense$2,703,0001,379
Pre-tax net operating income$2,301,000992
Securities gains (losses)$98,0001,509
Applicable income taxes$756,000789
Income before extraordinary items$1,643,0001,155
Extraordinary gains, net$021
Net income$1,643,0001,155
Minority interest net income$0112
Net income of bank and minority interests.$1,643,0001,155
Net charge-offs$683,0002,005
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,576,3601,163
2009-03-31 (YTD Data)Rank
Total interest income$11,864,000736
Total interest expense$5,070,000664
Net interest income$6,794,000789
Provision for loan and lease losses$326,0002,201
Total noninterest income$1,191,0001,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,191,000732
Total noninterest expense$6,261,000812
Salaries and employee benefits$3,859,000648
Premises and equipment expense$1,637,000440
Additional noninterest expense$765,0002,070
Pre-tax net operating income$1,398,000914
Securities gains (losses)$36,0001,437
Applicable income taxes$453,000745
Income before extraordinary items$981,0001,113
Extraordinary gains, net$015
Net income$981,0001,115
Minority interest net income$0102
Net income of bank and minority interests.$981,0001,115
Net charge-offs$590,0001,263
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$956,5201,060
2008-12-31 (YTD Data)Rank
Total interest income$46,743,000792
Total interest expense$19,901,000786
Net interest income$26,842,000803
Provision for loan and lease losses$328,0004,476
Total noninterest income$4,228,0001,222
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$4,228,000745
Total noninterest expense$23,534,000848
Salaries and employee benefits$14,083,000705
Premises and equipment expense$5,834,000471
Additional noninterest expense$3,617,0001,702
Pre-tax net operating income$7,208,000769
Securities gains (losses)$126,000967
Applicable income taxes$2,482,000551
Income before extraordinary items$4,852,000835
Extraordinary gains, net$039
Net income$4,852,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,768,840917
2008-09-30 (YTD Data)Rank
Total interest income$34,436,000834
Total interest expense$14,796,000834
Net interest income$19,640,000831
Provision for loan and lease losses$180,0004,348
Total noninterest income$3,082,0001,286
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$3,082,000812
Total noninterest expense$17,152,000858
Salaries and employee benefits$10,284,000737
Premises and equipment expense$4,219,000494
Additional noninterest expense$2,649,0001,676
Pre-tax net operating income$5,390,000937
Securities gains (losses)$86,0001,065
Applicable income taxes$2,010,000650
Income before extraordinary items$3,466,0001,074
Extraordinary gains, net$031
Net income$3,466,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,410,9601,146
2008-06-30 (YTD Data)Rank
Total interest income$22,807,000859
Total interest expense$9,974,000861
Net interest income$12,833,000848
Provision for loan and lease losses$181,0003,303
Total noninterest income$2,189,0001,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,189,000793
Total noninterest expense$11,402,000858
Salaries and employee benefits$6,708,000765
Premises and equipment expense$2,724,000509
Additional noninterest expense$1,970,0001,495
Pre-tax net operating income$3,439,0001,044
Securities gains (losses)$54,0001,391
Applicable income taxes$1,183,000813
Income before extraordinary items$2,310,0001,197
Extraordinary gains, net$021
Net income$2,310,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,274,3601,198
2008-03-31 (YTD Data)Rank
Total interest income$11,354,000890
Total interest expense$5,055,000910
Net interest income$6,299,000861
Provision for loan and lease losses$128,0002,378
Total noninterest income$980,0001,353
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$980,000871
Total noninterest expense$5,504,000878
Salaries and employee benefits$3,294,000783
Premises and equipment expense$1,357,000510
Additional noninterest expense$853,0001,678
Pre-tax net operating income$1,647,0001,152
Securities gains (losses)$43,0001,162
Applicable income taxes$564,000909
Income before extraordinary items$1,126,0001,344
Extraordinary gains, net$015
Net income$1,126,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,097,1901,334
2007-12-31 (YTD Data)Rank
Total interest income$44,299,000949
Total interest expense$18,471,0001,055
Net interest income$25,828,000846
Provision for loan and lease losses$458,0002,478
Total noninterest income$4,200,0001,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$4,200,000796
Total noninterest expense$19,818,000947
Salaries and employee benefits$11,941,000826
Premises and equipment expense$4,596,000570
Additional noninterest expense$3,281,0001,702
Pre-tax net operating income$9,752,000875
Securities gains (losses)$11,0001,315
Applicable income taxes$3,515,000711
Income before extraordinary items$6,248,0001,043
Extraordinary gains, net$039
Net income$6,248,0001,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,240,9601,023
2007-09-30 (YTD Data)Rank
Total interest income$32,860,000960
Total interest expense$13,433,0001,096
Net interest income$19,427,000842
Provision for loan and lease losses$350,0002,081
Total noninterest income$3,081,0001,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,081,000812
Total noninterest expense$14,749,000944
Salaries and employee benefits$8,921,000831
Premises and equipment expense$3,391,000578
Additional noninterest expense$2,437,0001,671
Pre-tax net operating income$7,409,000935
Securities gains (losses)$1,0001,492
Applicable income taxes$2,546,000786
Income before extraordinary items$4,864,0001,084
Extraordinary gains, net$033
Net income$4,864,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,863,3401,062
2007-06-30 (YTD Data)Rank
Total interest income$21,667,000988
Total interest expense$8,811,0001,120
Net interest income$12,856,000868
Provision for loan and lease losses$06,209
Total noninterest income$1,973,0001,340
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,973,000865
Total noninterest expense$9,971,000950
Salaries and employee benefits$5,879,000861
Premises and equipment expense$2,216,000616
Additional noninterest expense$1,876,0001,458
Pre-tax net operating income$4,858,000983
Securities gains (losses)$1,0001,305
Applicable income taxes$1,606,000867
Income before extraordinary items$3,253,0001,107
Extraordinary gains, net$029
Net income$3,253,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,252,3301,085
2007-03-31 (YTD Data)Rank
Total interest income$10,680,000994
Total interest expense$4,330,0001,124
Net interest income$6,350,000878
Provision for loan and lease losses$05,779
Total noninterest income$870,0001,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$870,000940
Total noninterest expense$5,046,000928
Salaries and employee benefits$2,949,000860
Premises and equipment expense$1,154,000589
Additional noninterest expense$943,0001,425
Pre-tax net operating income$2,174,0001,072
Securities gains (losses)$1,0001,055
Applicable income taxes$734,000941
Income before extraordinary items$1,441,0001,226
Extraordinary gains, net$022
Net income$1,441,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,440,3401,208
2006-12-31 (YTD Data)Rank
Total interest income$39,833,000990
Total interest expense$15,564,0001,076
Net interest income$24,269,000912
Provision for loan and lease losses$350,0002,520
Total noninterest income$3,609,0001,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,609,000871
Total noninterest expense$17,725,0001,015
Salaries and employee benefits$10,476,000921
Premises and equipment expense$4,102,000626
Additional noninterest expense$3,147,0001,676
Pre-tax net operating income$9,803,000995
Securities gains (losses)$8,0001,147
Applicable income taxes$3,294,000869
Income before extraordinary items$6,517,0001,132
Extraordinary gains, net$051
Net income$6,517,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,511,7201,121
2006-09-30 (YTD Data)Rank
Total interest income$29,394,0001,001
Total interest expense$11,327,0001,081
Net interest income$18,067,000943
Provision for loan and lease losses$232,0002,563
Total noninterest income$2,593,0001,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,593,000921
Total noninterest expense$13,061,0001,043
Salaries and employee benefits$7,568,000970
Premises and equipment expense$3,040,000651
Additional noninterest expense$2,453,0001,605
Pre-tax net operating income$7,367,0001,038
Securities gains (losses)$6,000998
Applicable income taxes$2,575,000885
Income before extraordinary items$4,798,0001,183
Extraordinary gains, net$045
Net income$4,798,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,863
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,794,1001,173
2006-06-30 (YTD Data)Rank
Total interest income$19,194,000996
Total interest expense$7,357,0001,034
Net interest income$11,837,000963
Provision for loan and lease losses$135,0002,822
Total noninterest income$1,574,0001,569
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,574,000983
Total noninterest expense$8,771,0001,033
Salaries and employee benefits$5,035,000973
Premises and equipment expense$2,087,000625
Additional noninterest expense$1,649,0001,598
Pre-tax net operating income$4,505,0001,132
Securities gains (losses)$1,0001,053
Applicable income taxes$1,556,000959
Income before extraordinary items$2,950,0001,262
Extraordinary gains, net$039
Net income$2,950,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,949,3501,253
2006-03-31 (YTD Data)Rank
Total interest income$9,316,0001,001
Total interest expense$3,551,0001,018
Net interest income$5,765,000986
Provision for loan and lease losses$57,0002,978
Total noninterest income$666,0001,770
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$666,0001,081
Total noninterest expense$4,317,0001,051
Salaries and employee benefits$2,496,000989
Premises and equipment expense$1,018,000635
Additional noninterest expense$803,0001,622
Pre-tax net operating income$2,057,0001,202
Securities gains (losses)$1,000856
Applicable income taxes$697,0001,057
Income before extraordinary items$1,361,0001,347
Extraordinary gains, net$021
Net income$1,361,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,360,3401,329
2005-12-31 (YTD Data)Rank
Total interest income$34,451,000953
Total interest expense$10,993,0001,017
Net interest income$23,458,000915
Provision for loan and lease losses$128,0004,363
Total noninterest income$2,996,0001,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,996,0001,011
Total noninterest expense$15,058,0001,144
Salaries and employee benefits$8,790,0001,053
Premises and equipment expense$3,323,000730
Additional noninterest expense$2,945,0001,718
Pre-tax net operating income$11,268,000878
Securities gains (losses)$120,000644
Applicable income taxes$3,853,000792
Income before extraordinary items$7,535,000957
Extraordinary gains, net$046
Net income$7,535,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,232
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,455,800951
2005-09-30 (YTD Data)Rank
Total interest income$25,193,000951
Total interest expense$7,592,0001,039
Net interest income$17,601,000907
Provision for loan and lease losses$-21,0008,623
Total noninterest income$2,083,0001,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,083,0001,086
Total noninterest expense$10,862,0001,189
Salaries and employee benefits$6,418,0001,069
Premises and equipment expense$2,310,000779
Additional noninterest expense$2,134,0001,746
Pre-tax net operating income$8,843,000835
Securities gains (losses)$118,000612
Applicable income taxes$3,097,000761
Income before extraordinary items$5,864,000919
Extraordinary gains, net$035
Net income$5,864,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,136
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,787,300916
2005-06-30 (YTD Data)Rank
Total interest income$16,452,000952
Total interest expense$4,709,0001,060
Net interest income$11,743,000894
Provision for loan and lease losses$-103,0008,736
Total noninterest income$1,188,0001,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,188,0001,189
Total noninterest expense$7,035,0001,203
Salaries and employee benefits$4,153,0001,098
Premises and equipment expense$1,500,000791
Additional noninterest expense$1,382,0001,783
Pre-tax net operating income$5,999,000800
Securities gains (losses)$16,0001,180
Applicable income taxes$2,046,000747
Income before extraordinary items$3,969,000879
Extraordinary gains, net$030
Net income$3,969,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,091
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,958,440859
2005-03-31 (YTD Data)Rank
Total interest income$8,028,000954
Total interest expense$2,112,0001,108
Net interest income$5,916,000880
Provision for loan and lease losses$-16,0008,741
Total noninterest income$479,0002,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$479,0001,364
Total noninterest expense$3,405,0001,246
Salaries and employee benefits$2,014,0001,131
Premises and equipment expense$734,000806
Additional noninterest expense$657,0001,869
Pre-tax net operating income$3,006,000790
Securities gains (losses)$11,000981
Applicable income taxes$1,051,000736
Income before extraordinary items$1,966,000884
Extraordinary gains, net$024
Net income$1,966,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,958,850865
2004-12-31 (YTD Data)Rank
Total interest income$30,964,000901
Total interest expense$7,418,0001,091
Net interest income$23,546,000839
Provision for loan and lease losses$49,0005,966
Total noninterest income$1,770,0002,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,770,0001,450
Total noninterest expense$13,455,0001,217
Salaries and employee benefits$7,989,0001,081
Premises and equipment expense$2,729,000830
Additional noninterest expense$2,737,0001,780
Pre-tax net operating income$11,812,000748
Securities gains (losses)$55,0001,669
Applicable income taxes$4,255,000668
Income before extraordinary items$7,612,000862
Extraordinary gains, net$034
Net income$7,612,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,576,800837
2004-09-30 (YTD Data)Rank
Total interest income$23,013,000901
Total interest expense$5,411,0001,101
Net interest income$17,602,000844
Provision for loan and lease losses$13,0006,615
Total noninterest income$1,353,0002,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,353,0001,438
Total noninterest expense$10,125,0001,207
Salaries and employee benefits$6,027,0001,067
Premises and equipment expense$2,070,000822
Additional noninterest expense$2,028,0001,774
Pre-tax net operating income$8,817,000752
Securities gains (losses)$25,0002,158
Applicable income taxes$3,214,000682
Income before extraordinary items$5,628,000883
Extraordinary gains, net$026
Net income$5,628,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,612,000844
2004-06-30 (YTD Data)Rank
Total interest income$15,149,000897
Total interest expense$3,541,0001,114
Net interest income$11,608,000845
Provision for loan and lease losses$25,0005,618
Total noninterest income$889,0002,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$889,0001,445
Total noninterest expense$6,687,0001,210
Salaries and employee benefits$4,060,0001,058
Premises and equipment expense$1,350,000834
Additional noninterest expense$1,277,0001,870
Pre-tax net operating income$5,785,000761
Securities gains (losses)$15,0002,191
Applicable income taxes$2,097,000699
Income before extraordinary items$3,703,000883
Extraordinary gains, net$021
Net income$3,703,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,693,400847
2004-03-31 (YTD Data)Rank
Total interest income$7,468,000914
Total interest expense$1,791,0001,117
Net interest income$5,677,000873
Provision for loan and lease losses$34,0003,968
Total noninterest income$460,0002,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$460,0001,378
Total noninterest expense$3,356,0001,209
Salaries and employee benefits$2,024,0001,070
Premises and equipment expense$682,000837
Additional noninterest expense$650,0001,825
Pre-tax net operating income$2,747,000795
Securities gains (losses)$14,0001,880
Applicable income taxes$968,000753
Income before extraordinary items$1,793,000907
Extraordinary gains, net$016
Net income$1,793,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,783,900867
2003-12-31 (YTD Data)Rank
Total interest income$30,688,000909
Total interest expense$8,299,0001,076
Net interest income$22,389,000865
Provision for loan and lease losses$86,0005,552
Total noninterest income$2,394,0002,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,394,0001,274
Total noninterest expense$12,553,0001,291
Salaries and employee benefits$7,768,0001,083
Premises and equipment expense$2,390,000941
Additional noninterest expense$2,395,0002,010
Pre-tax net operating income$12,144,000715
Securities gains (losses)$2,0004,163
Applicable income taxes$4,438,000679
Income before extraordinary items$7,708,000846
Extraordinary gains, net$054
Net income$7,708,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,705
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,706,720788
2003-09-30 (YTD Data)Rank
Total interest income$23,110,000927
Total interest expense$6,468,0001,080
Net interest income$16,642,000882
Provision for loan and lease losses$13,0007,023
Total noninterest income$1,876,0002,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,876,0001,294
Total noninterest expense$9,482,0001,289
Salaries and employee benefits$5,930,0001,076
Premises and equipment expense$1,773,000974
Additional noninterest expense$1,779,0002,012
Pre-tax net operating income$9,023,000752
Securities gains (losses)$2,0003,872
Applicable income taxes$3,271,000714
Income before extraordinary items$5,754,000883
Extraordinary gains, net$040
Net income$5,754,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,621
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,752,720814
2003-06-30 (YTD Data)Rank
Total interest income$15,675,000928
Total interest expense$4,599,0001,043
Net interest income$11,076,000885
Provision for loan and lease losses$-1,0009,066
Total noninterest income$1,241,0002,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,241,0001,297
Total noninterest expense$6,398,0001,278
Salaries and employee benefits$3,956,0001,070
Premises and equipment expense$1,231,000929
Additional noninterest expense$1,211,0001,976
Pre-tax net operating income$5,920,000765
Securities gains (losses)$2,0003,460
Applicable income taxes$2,146,000730
Income before extraordinary items$3,776,000902
Extraordinary gains, net$030
Net income$3,776,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,774,720828
2003-03-31 (YTD Data)Rank
Total interest income$7,948,000921
Total interest expense$2,439,0001,009
Net interest income$5,509,000891
Provision for loan and lease losses$-17,0009,202
Total noninterest income$588,0002,029
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$588,0001,321
Total noninterest expense$3,158,0001,284
Salaries and employee benefits$1,947,0001,083
Premises and equipment expense$624,000923
Additional noninterest expense$587,0002,002
Pre-tax net operating income$2,956,000762
Securities gains (losses)$2,0002,590
Applicable income taxes$1,070,000750
Income before extraordinary items$1,888,000892
Extraordinary gains, net$021
Net income$1,888,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,886,720820
2002-12-31 (YTD Data)Rank
Total interest income$35,182,000863
Total interest expense$12,181,000919
Net interest income$23,001,000839
Provision for loan and lease losses$107,0005,612
Total noninterest income$1,418,0002,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,418,0001,721
Total noninterest expense$11,904,0001,291
Salaries and employee benefits$6,880,0001,172
Premises and equipment expense$2,705,000813
Additional noninterest expense$2,319,0001,999
Pre-tax net operating income$12,408,000707
Securities gains (losses)$2,0004,234
Applicable income taxes$4,704,000628
Income before extraordinary items$7,706,000825
Extraordinary gains, net$070
Net income$7,706,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,875
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,704,720790
2001-12-31 (YTD Data)Rank
Total interest income$35,575,000957
Total interest expense$15,467,0001,045
Net interest income$20,108,000874
Provision for loan and lease losses$-128,0009,542
Total noninterest income$1,244,0002,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,244,0001,751
Total noninterest expense$10,561,0001,394
Salaries and employee benefits$6,223,0001,196
Premises and equipment expense$2,211,000945
Additional noninterest expense$2,127,0002,109
Pre-tax net operating income$10,919,000714
Securities gains (losses)$04,612
Applicable income taxes$3,782,000684
Income before extraordinary items$7,137,000780
Extraordinary gains, net$0105
Net income$7,137,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,137,000747
2000-12-31 (YTD Data)Rank
Total interest income$35,801,000989
Total interest expense$16,081,0001,091
Net interest income$19,720,000879
Provision for loan and lease losses$-73,0009,790
Total noninterest income$1,089,0002,962
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,089,0001,759
Total noninterest expense$9,762,0001,423
Salaries and employee benefits$6,053,0001,167
Premises and equipment expense$1,862,0001,073
Additional noninterest expense$1,847,0002,325
Pre-tax net operating income$11,120,000710
Securities gains (losses)$01,956
Applicable income taxes$3,827,000664
Income before extraordinary items$7,293,000745
Extraordinary gains, net$038
Net income$7,293,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,343
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,293,000744
1999-12-31 (YTD Data)Rank
Total interest income$35,005,000954
Total interest expense$15,880,000978
Net interest income$19,125,000922
Provision for loan and lease losses$86,0005,547
Total noninterest income$1,120,0002,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,120,0001,728
Total noninterest expense$9,067,0001,532
Salaries and employee benefits$5,560,0001,238
Premises and equipment expense$1,707,0001,175
Additional noninterest expense$1,800,0002,421
Pre-tax net operating income$11,092,000757
Securities gains (losses)$03,155
Applicable income taxes$3,824,000728
Income before extraordinary items$7,268,000798
Extraordinary gains, net$035
Net income$7,268,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,925
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,268,000780
1998-12-31 (YTD Data)Rank
Total interest income$34,981,000948
Total interest expense$15,773,0001,005
Net interest income$19,208,000895
Provision for loan and lease losses$133,0004,421
Total noninterest income$1,729,0002,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,729,0001,278
Total noninterest expense$8,971,0001,475
Salaries and employee benefits$5,456,0001,202
Premises and equipment expense$1,577,0001,219
Additional noninterest expense$1,938,0002,165
Pre-tax net operating income$11,833,000687
Securities gains (losses)$04,449
Applicable income taxes$4,096,000671
Income before extraordinary items$7,737,000738
Extraordinary gains, net$032
Net income$7,737,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,285
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,737,000712
1997-12-31 (YTD Data)Rank
Total interest income$35,256,000963
Total interest expense$15,965,0001,023
Net interest income$19,291,000926
Provision for loan and lease losses$53,0006,553
Total noninterest income$987,0003,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$987,0001,752
Total noninterest expense$8,467,0001,555
Salaries and employee benefits$5,221,0001,263
Premises and equipment expense$1,417,0001,381
Additional noninterest expense$1,829,0002,277
Pre-tax net operating income$11,758,000712
Securities gains (losses)$03,944
Applicable income taxes$4,268,000684
Income before extraordinary items$7,490,000756
Extraordinary gains, net$044
Net income$7,490,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,811
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,490,000736
1996-12-31 (YTD Data)Rank
Total interest income$35,485,000992
Total interest expense$16,161,0001,025
Net interest income$19,324,000950
Provision for loan and lease losses$183,0003,607
Total noninterest income$1,081,0002,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,081,0001,711
Total noninterest expense$11,242,0001,274
Salaries and employee benefits$4,881,0001,373
Premises and equipment expense$1,376,0001,475
Additional noninterest expense$4,985,0001,140
Pre-tax net operating income$8,980,000856
Securities gains (losses)$25,0001,832
Applicable income taxes$3,278,000809
Income before extraordinary items$5,727,000920
Extraordinary gains, net$053
Net income$5,727,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,098
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,711,000908
1995-12-31 (YTD Data)Rank
Total interest income$35,270,0001,005
Total interest expense$15,955,0001,063
Net interest income$19,315,000956
Provision for loan and lease losses$136,0003,832
Total noninterest income$1,205,0002,715
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,205,0001,598
Total noninterest expense$8,778,0001,619
Salaries and employee benefits$4,838,0001,375
Premises and equipment expense$1,523,0001,352
Additional noninterest expense$2,417,0002,056
Pre-tax net operating income$11,606,000732
Securities gains (losses)$18,0001,987
Applicable income taxes$4,142,000699
Income before extraordinary items$7,482,000770
Extraordinary gains, net$065
Net income$7,482,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,457
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$7,470,480762
1994-12-31 (YTD Data)Rank
Total interest income$34,906,000912
Total interest expense$13,504,000984
Net interest income$21,402,000871
Provision for loan and lease losses$183,0003,178
Total noninterest income$1,409,0002,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,409,0001,451
Total noninterest expense$9,116,0001,614
Salaries and employee benefits$4,902,0001,381
Premises and equipment expense$1,453,0001,441
Additional noninterest expense$2,761,0001,963
Pre-tax net operating income$13,512,000626
Securities gains (losses)$-159,00011,830
Applicable income taxes$4,787,000593
Income before extraordinary items$8,566,000649
Extraordinary gains, net$0249
Net income$8,566,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,303,000747
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,667,760643
1993-12-31 (YTD Data)Rank
Total interest income$37,352,000886
Total interest expense$14,639,000949
Net interest income$22,713,000828
Provision for loan and lease losses$845,0001,462
Total noninterest income$760,0004,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$760,0002,460
Total noninterest expense$8,431,0001,779
Salaries and employee benefits$4,603,0001,469
Premises and equipment expense$1,214,0001,727
Additional noninterest expense$2,614,0002,135
Pre-tax net operating income$14,197,000529
Securities gains (losses)$46,0003,527
Applicable income taxes$5,040,000535
Income before extraordinary items$9,203,000578
Extraordinary gains, net$03,149
Net income$9,203,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,173,100540
1992-12-31 (YTD Data)Rank
Total interest income$37,418,000994
Total interest expense$18,748,000965
Net interest income$18,670,000995
Provision for loan and lease losses$886,0002,001
Total noninterest income$614,0004,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$614,0002,788
Total noninterest expense$7,466,0001,979
Salaries and employee benefits$4,073,0001,624
Premises and equipment expense$1,105,0001,911
Additional noninterest expense$2,288,0002,504
Pre-tax net operating income$10,932,000586
Securities gains (losses)$298,0001,541
Applicable income taxes$4,064,000578
Income before extraordinary items$7,166,000661
Extraordinary gains, net$01,422
Net income$7,166,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,975,280621

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.