Home > Roig Commercial Bank > Loan Charge- Offs and Recoveries
Roig Commercial Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,456,000 | 504 |
| Loans secured by real estate, total | $397,000 | 723 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $397,000 | 723 |
| Construction and land development | $397,000 | 105 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $75,000 | 2,893 |
| Loans to individuals | $2,984,000 | 335 |
| Credit card loan charge offs | $641,000 | 342 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,343,000 | 245 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $815,000 | 566 |
| Loans secured by real estate, total | $14,000 | 2,329 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $14,000 | 2,329 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,465 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $188,000 | 650 |
| Loans to individuals | $613,000 | 357 |
| Credit card loan recoveries | $132,000 | 287 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $481,000 | 309 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,641,000 | 488 |
| Loans secured by real estate, total | $383,000 | 568 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $383,000 | 567 |
| Construction and land development | $397,000 | 80 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-14,000 | 10,993 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-113,000 | 11,181 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,371,000 | 319 |
| Credit card loan net charge offs | $509,000 | 348 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,862,000 | 221 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,593,000 | 612 |
| Loans secured by real estate, total | $423,000 | 793 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $423,000 | 792 |
| Construction and land development | $127,000 | 274 |
| Secured by farmland | $13,000 | 229 |
| Total charge-offs secured by 1-4 family residential properties | $166,000 | 770 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $117,000 | 852 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $188,000 | 1,469 |
| Loans to individuals | $1,982,000 | 387 |
| Credit card loan charge offs | $357,000 | 432 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,625,000 | 275 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $896,000 | 519 |
| Loans secured by real estate, total | $13,000 | 2,572 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,000 | 2,571 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,076 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,498 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $137,000 | 908 |
| Loans to individuals | $746,000 | 327 |
| Credit card loan recoveries | $107,000 | 346 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $639,000 | 267 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,697,000 | 633 |
| Loans secured by real estate, total | $410,000 | 651 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $410,000 | 650 |
| Construction and land development | $127,000 | 229 |
| Secured by farmland | $13,000 | 193 |
| Secured by 1-4 family residential properties- net charge-offs | $159,000 | 646 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $111,000 | 699 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $51,000 | 2,537 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,236,000 | 396 |
| Credit card loan net charge offs | $250,000 | 459 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $986,000 | 289 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,020,000 | 736 |
| Loans secured by real estate, total | $67,000 | 2,371 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $67,000 | 2,371 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $66,000 | 1,475 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $446,000 | 769 |
| Loans to individuals | $1,507,000 | 394 |
| Credit card loan charge offs | $361,000 | 417 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,146,000 | 301 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,114,000 | 514 |
| Loans secured by real estate, total | $1,000 | 5,076 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,000 | 5,072 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,734 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $145,000 | 1,014 |
| Loans to individuals | $968,000 | 281 |
| Credit card loan recoveries | $109,000 | 345 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $859,000 | 217 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $906,000 | 925 |
| Loans secured by real estate, total | $66,000 | 1,957 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $66,000 | 1,958 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $1,000 | 367 |
| Secured by 1-4 family residential properties- net charge-offs | $65,000 | 1,252 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $301,000 | 722 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $539,000 | 551 |
| Credit card loan net charge offs | $252,000 | 427 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $287,000 | 543 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,661,000 | 601 |
| Loans secured by real estate, total | $91,000 | 2,546 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $91,000 | 2,545 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 2,192 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $46,000 | 1,800 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,062,000 | 519 |
| Loans to individuals | $2,508,000 | 320 |
| Credit card loan charge offs | $592,000 | 358 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,916,000 | 233 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,047,000 | 545 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $135,000 | 1,190 |
| Loans to individuals | $912,000 | 295 |
| Credit card loan recoveries | $110,000 | 344 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $802,000 | 230 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,614,000 | 620 |
| Loans secured by real estate, total | $91,000 | 2,155 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $91,000 | 2,153 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 1,889 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $46,000 | 1,573 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $927,000 | 453 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,596,000 | 320 |
| Credit card loan net charge offs | $482,000 | 352 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,114,000 | 222 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,939,000 | 478 |
| Loans secured by real estate, total | $91,000 | 3,150 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $91,000 | 3,150 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $69,000 | 2,027 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $22,000 | 2,830 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,002,000 | 778 |
| Loans to individuals | $5,846,000 | 223 |
| Credit card loan charge offs | $1,049,000 | 305 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,797,000 | 131 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,044,000 | 537 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $30,000 | 3,755 |
| Loans to individuals | $1,014,000 | 288 |
| Credit card loan recoveries | $114,000 | 350 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $900,000 | 223 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,895,000 | 470 |
| Loans secured by real estate, total | $91,000 | 2,812 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $91,000 | 2,812 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 1,770 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $22,000 | 2,602 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $972,000 | 696 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $4,832,000 | 212 |
| Credit card loan net charge offs | $935,000 | 294 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,897,000 | 104 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.