Home > Roig Commercial Bank > Net charge- offs to loans
Roig Commercial Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8038% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 72.0247% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2856% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9914% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4514% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5147% | 519 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5718% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 10.0443% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3107% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3330% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1546% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1344% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2990% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0995% | 526 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0028% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4071% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5968% | 525 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0229% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5314% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4441% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6563% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.8540% | 16 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1186% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1776% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9194% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4962% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5878% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9737% | 95 |