Home > Roig Commercial Bank > Assets and Liabilities
Roig Commercial Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 381 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $888,310,000 | 606 |
| Cash and due from depository institutions | $20,162,000 | 496 |
| Interest-bearing balances | $1,510,000 | 1,926 |
| Securities | $459,076,000 | 327 |
| Federal funds sold & reverse repurchase agreements | $31,700,000 | 422 |
| Net loans & leases | $349,115,000 | 888 |
| Loan loss allowance | $5,742,000 | 782 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,907,000 | 632 |
| Other real estate owned | $1,807,000 | 496 |
| Goodwill and other intangibles | $1,775,000 | 978 |
| All other assets | $12,768,000 | 743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $888,310,000 | 606 |
| Total liabilities | $821,817,000 | 598 |
| Total deposits | $656,291,000 | 632 |
| Interest-bearing deposits | $579,501,000 | 607 |
| Deposits held in domestic offices | $656,291,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,850,000 | 536 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $109,000,000 | 363 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,676,000 | 678 |
| Total equity capital | $66,493,000 | 722 |
| Total bank equity capital | $66,493,000 | 722 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 615 |
| Surplus | $40,000,000 | 520 |
| Undivided profits | $20,493,000 | 1,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,334,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,264,000 | 1,746 |
| Earning assets | $841,401,000 | 593 |
| Long-term assets (5+ years) | $102,885,000 | 707 |
| Average Assets, year-to-date | $870,889,400 | 594 |
| Average Assets, quarterly | $911,356,500 | 591 |
| Volatile liabilities | $188,905,000 | 586 |
| Insider loans | $4,864,000 | 892 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $60,993,000 | 943 |
| Tier 1 (core) risk-based capital | $64,348,000 | 698 |
| Tier 2 risk-based capital | $5,398,780 | 693 |
| Total risk weighted assets | $431,558,880 | 742 |
| Total unused commitments | $60,993,000 | 947 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 454 | 456 |
| Assets and Liabilities | ||
| Total Assets: | $810,389,000 | 670 |
| Cash and due from depository institutions | $19,193,000 | 456 |
| Interest-bearing balances | $910,000 | 2,670 |
| Securities | $453,031,000 | 344 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,563 |
| Net loans & leases | $301,378,000 | 1,004 |
| Loan loss allowance | $5,203,000 | 880 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,299,000 | 658 |
| Other real estate owned | $2,664,000 | 456 |
| Goodwill and other intangibles | $2,091,000 | 845 |
| All other assets | $11,433,000 | 851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $810,389,000 | 670 |
| Total liabilities | $745,892,000 | 668 |
| Total deposits | $642,360,000 | 654 |
| Interest-bearing deposits | $580,685,000 | 625 |
| Deposits held in domestic offices | $642,360,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,248 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $89,000,000 | 409 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,532,000 | 859 |
| Total equity capital | $64,497,000 | 766 |
| Total bank equity capital | $64,497,000 | 766 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,000,000 | 615 |
| Surplus | $35,000,000 | 590 |
| Undivided profits | $23,497,000 | 1,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,176,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,173,000 | 1,937 |
| Earning assets | $764,619,000 | 653 |
| Long-term assets (5+ years) | $113,726,000 | 611 |
| Average Assets, year-to-date | $793,390,400 | 663 |
| Average Assets, quarterly | $816,914,500 | 657 |
| Volatile liabilities | $169,822,000 | 612 |
| Insider loans | $4,736,000 | 939 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $44,654,000 | 1,121 |
| Tier 1 (core) risk-based capital | $59,100,000 | 787 |
| Tier 2 risk-based capital | $4,665,260 | 778 |
| Total risk weighted assets | $372,682,860 | 839 |
| Total unused commitments | $44,654,000 | 1,127 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 462 | 463 |
| Assets and Liabilities | ||
| Total Assets: | $759,387,000 | 703 |
| Cash and due from depository institutions | $27,691,000 | 463 |
| Interest-bearing balances | $6,400,000 | 559 |
| Securities | $418,587,000 | 375 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,329 |
| Net loans & leases | $282,262,000 | 1,017 |
| Loan loss allowance | $5,894,000 | 819 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,829,000 | 663 |
| Other real estate owned | $2,088,000 | 463 |
| Goodwill and other intangibles | $2,408,000 | 713 |
| All other assets | $13,122,000 | 806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $759,387,000 | 703 |
| Total liabilities | $707,721,000 | 697 |
| Total deposits | $623,923,000 | 667 |
| Interest-bearing deposits | $563,026,000 | 631 |
| Deposits held in domestic offices | $623,923,000 | 657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,926,000 | 898 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $60,000,000 | 505 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,872,000 | 936 |
| Total equity capital | $51,666,000 | 853 |
| Total bank equity capital | $51,666,000 | 853 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,000,000 | 601 |
| Surplus | $30,000,000 | 622 |
| Undivided profits | $15,666,000 | 1,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,699,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,143,000 | 1,716 |
| Earning assets | $709,649,000 | 683 |
| Long-term assets (5+ years) | $129,455,000 | 546 |
| Average Assets, year-to-date | $734,107,600 | 700 |
| Average Assets, quarterly | $761,799,500 | 699 |
| Volatile liabilities | $175,972,000 | 593 |
| Insider loans | $4,332,000 | 963 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $40,602,000 | 1,147 |
| Tier 1 (core) risk-based capital | $53,457,000 | 819 |
| Tier 2 risk-based capital | $4,318,580 | 804 |
| Total risk weighted assets | $343,911,180 | 854 |
| Total unused commitments | $40,602,000 | 1,154 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 421 | 528 |
| Assets and Liabilities | ||
| Total Assets: | $716,357,000 | 731 |
| Cash and due from depository institutions | $32,945,000 | 528 |
| Interest-bearing balances | $17,050,000 | 373 |
| Securities | $402,316,000 | 403 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 864 |
| Net loans & leases | $242,019,000 | 1,158 |
| Loan loss allowance | $5,038,000 | 975 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,374,000 | 780 |
| Other real estate owned | $2,738,000 | 528 |
| Goodwill and other intangibles | $1,950,000 | 721 |
| All other assets | $10,015,000 | 951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $716,357,000 | 731 |
| Total liabilities | $665,887,000 | 726 |
| Total deposits | $609,458,000 | 703 |
| Interest-bearing deposits | $562,705,000 | 651 |
| Deposits held in domestic offices | $609,458,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,193 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $44,000,000 | 511 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,429,000 | 1,038 |
| Total equity capital | $50,470,000 | 837 |
| Total bank equity capital | $50,470,000 | 837 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,000,000 | 588 |
| Surplus | $27,000,000 | 637 |
| Undivided profits | $17,470,000 | 1,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,120,000 | 517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $893,000 | 1,976 |
| Earning assets | $676,385,000 | 710 |
| Long-term assets (5+ years) | $118,185,000 | 591 |
| Average Assets, year-to-date | $685,620,000 | 749 |
| Average Assets, quarterly | $696,350,500 | 740 |
| Volatile liabilities | $236,914,000 | 448 |
| Insider loans | $2,537,000 | 1,636 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,782,000 | 1,261 |
| Tier 1 (core) risk-based capital | $48,520,000 | 835 |
| Tier 2 risk-based capital | $3,871,990 | 887 |
| Total risk weighted assets | $308,593,390 | 944 |
| Total unused commitments | $35,782,000 | 1,279 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 414 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $671,647,000 | 805 |
| Cash and due from depository institutions | $34,449,000 | 549 |
| Interest-bearing balances | $16,100,000 | 487 |
| Securities | $333,089,000 | 466 |
| Federal funds sold & reverse repurchase agreements | $20,200,000 | 842 |
| Net loans & leases | $260,192,000 | 1,103 |
| Loan loss allowance | $3,883,000 | 1,237 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,245,000 | 788 |
| Other real estate owned | $1,897,000 | 549 |
| Goodwill and other intangibles | $2,245,000 | 674 |
| All other assets | $10,330,000 | 967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $671,647,000 | 805 |
| Total liabilities | $627,279,000 | 794 |
| Total deposits | $605,458,000 | 742 |
| Interest-bearing deposits | $560,527,000 | 703 |
| Deposits held in domestic offices | $605,458,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,113 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,821,000 | 1,143 |
| Total equity capital | $44,368,000 | 899 |
| Total bank equity capital | $44,368,000 | 899 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000,000 | 591 |
| Surplus | $0 | 12,588 |
| Undivided profits | $38,368,000 | 555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,346,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $995,000 | 1,976 |
| Earning assets | $629,581,000 | 779 |
| Long-term assets (5+ years) | $101,316,000 | 619 |
| Average Assets, year-to-date | $654,568,800 | 802 |
| Average Assets, quarterly | $671,373,500 | 795 |
| Volatile liabilities | $202,112,000 | 484 |
| Insider loans | $2,465,000 | 254 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $34,724,000 | 1,216 |
| Tier 1 (core) risk-based capital | $42,123,000 | 909 |
| Tier 2 risk-based capital | $3,883,000 | 901 |
| Total risk weighted assets | $324,667,000 | 936 |
| Total unused commitments | $34,724,000 | 1,231 |
| Derivatives | $0 | 651 |