Home > Roebling Bank > Income and Expense
Roebling Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 3,765 |
| Total interest expense | $502,000 | 3,062 |
| Net interest income | $2,382,000 | 3,835 |
| Provision for loan and lease losses | $-200,000 | 6,732 |
| Total noninterest income | $241,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,952 |
| Total noninterest expense | $2,364,000 | 3,571 |
| Salaries and employee benefits | $1,068,000 | 3,969 |
| Premises and equipment expense | $230,000 | 3,976 |
| Additional noninterest expense | $1,066,000 | 2,821 |
| Pre-tax net operating income | $459,000 | 4,282 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $271,000 | 2,125 |
| Income before extraordinary items | $186,000 | 5,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,354 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $186,000 | 5,354 |
| Net charge-offs | $-81,000 | 6,648 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 514 |
| Net operating income | $187,280 | 5,223 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 3,685 |
| Total interest expense | $266,000 | 3,008 |
| Net interest income | $1,237,000 | 3,763 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $121,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,900 |
| Total noninterest expense | $1,179,000 | 3,609 |
| Salaries and employee benefits | $544,000 | 3,957 |
| Premises and equipment expense | $118,000 | 3,935 |
| Additional noninterest expense | $517,000 | 2,905 |
| Pre-tax net operating income | $179,000 | 4,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $103,000 | 2,376 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 473 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 3,736 |
| Total interest expense | $1,274,000 | 3,081 |
| Net interest income | $4,948,000 | 3,845 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $466,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $132,000 | 4,987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $334,000 | 3,893 |
| Total noninterest expense | $4,914,000 | 3,512 |
| Salaries and employee benefits | $2,234,000 | 3,858 |
| Premises and equipment expense | $473,000 | 3,944 |
| Additional noninterest expense | $2,207,000 | 2,853 |
| Pre-tax net operating income | $150,000 | 5,798 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $84,000 | 3,621 |
| Income before extraordinary items | $66,000 | 6,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $66,000 | 6,144 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $66,000 | 6,146 |
| Net charge-offs | $91,000 | 4,497 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 737 |
| Net operating income | $66,000 | 5,992 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 3,784 |
| Total interest expense | $978,000 | 3,123 |
| Net interest income | $3,721,000 | 3,900 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $183,000 | 5,526 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 5,306 |
| Total noninterest expense | $3,564,000 | 3,630 |
| Salaries and employee benefits | $1,677,000 | 3,852 |
| Premises and equipment expense | $354,000 | 4,009 |
| Additional noninterest expense | $1,533,000 | 3,056 |
| Pre-tax net operating income | $-10,000 | 6,303 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-23,000 | 6,802 |
| Income before extraordinary items | $13,000 | 6,374 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,000 | 6,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,000 | 6,373 |
| Net charge-offs | $94,000 | 4,032 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 708 |
| Net operating income | $13,000 | 6,244 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,803 |
| Total interest expense | $675,000 | 3,131 |
| Net interest income | $2,485,000 | 3,906 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-22,000 | 6,885 |
| Total noninterest expense | $2,373,000 | 3,645 |
| Salaries and employee benefits | $1,120,000 | 3,875 |
| Premises and equipment expense | $228,000 | 4,107 |
| Additional noninterest expense | $1,025,000 | 3,063 |
| Pre-tax net operating income | $155,000 | 5,566 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $50,000 | 3,537 |
| Income before extraordinary items | $105,000 | 5,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,909 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $105,000 | 5,909 |
| Net charge-offs | $80,000 | 3,625 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $105,000 | 5,754 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 3,800 |
| Total interest expense | $352,000 | 3,134 |
| Net interest income | $1,252,000 | 3,908 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-81,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-115,000 | 7,169 |
| Total noninterest expense | $1,177,000 | 3,682 |
| Salaries and employee benefits | $558,000 | 3,904 |
| Premises and equipment expense | $115,000 | 4,086 |
| Additional noninterest expense | $504,000 | 3,072 |
| Pre-tax net operating income | $-6,000 | 6,467 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-9,000 | 6,971 |
| Income before extraordinary items | $3,000 | 6,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,000 | 6,492 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,000 | 6,491 |
| Net charge-offs | $86,000 | 2,578 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,000 | 6,386 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 3,750 |
| Total interest expense | $1,689,000 | 3,144 |
| Net interest income | $5,099,000 | 3,857 |
| Provision for loan and lease losses | $-200,000 | 7,285 |
| Total noninterest income | $388,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,416 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $59,000 | 5,802 |
| Total noninterest expense | $5,059,000 | 3,504 |
| Salaries and employee benefits | $2,318,000 | 3,773 |
| Premises and equipment expense | $991,000 | 2,425 |
| Additional noninterest expense | $1,750,000 | 3,485 |
| Pre-tax net operating income | $628,000 | 4,449 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $229,000 | 2,773 |
| Income before extraordinary items | $399,000 | 4,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $399,000 | 4,947 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $399,000 | 4,946 |
| Net charge-offs | $-24,000 | 7,112 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $399,000 | 4,815 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 3,771 |
| Total interest expense | $1,296,000 | 3,199 |
| Net interest income | $3,846,000 | 3,860 |
| Provision for loan and lease losses | $-200,000 | 7,370 |
| Total noninterest income | $287,000 | 4,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 3,430 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $41,000 | 5,969 |
| Total noninterest expense | $3,868,000 | 3,460 |
| Salaries and employee benefits | $1,756,000 | 3,757 |
| Premises and equipment expense | $746,000 | 2,441 |
| Additional noninterest expense | $1,366,000 | 3,378 |
| Pre-tax net operating income | $465,000 | 4,575 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $171,000 | 2,793 |
| Income before extraordinary items | $294,000 | 5,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 5,087 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $294,000 | 5,087 |
| Net charge-offs | $-41,000 | 7,229 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $294,000 | 4,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 3,786 |
| Total interest expense | $872,000 | 3,280 |
| Net interest income | $2,589,000 | 3,854 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $207,000 | 4,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $2,454,000 | 3,624 |
| Salaries and employee benefits | $1,160,000 | 3,809 |
| Premises and equipment expense | $498,000 | 2,457 |
| Additional noninterest expense | $796,000 | 3,760 |
| Pre-tax net operating income | $257,000 | 4,801 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $83,000 | 3,003 |
| Income before extraordinary items | $174,000 | 5,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $174,000 | 5,196 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $174,000 | 5,197 |
| Net charge-offs | $204,000 | 3,097 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $174,000 | 5,113 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 3,801 |
| Total interest expense | $441,000 | 3,369 |
| Net interest income | $1,294,000 | 3,857 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $108,000 | 4,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $1,152,000 | 3,810 |
| Salaries and employee benefits | $579,000 | 3,830 |
| Premises and equipment expense | $252,000 | 2,480 |
| Additional noninterest expense | $321,000 | 4,342 |
| Pre-tax net operating income | $250,000 | 3,828 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $165,000 | 4,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $165,000 | 4,303 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $165,000 | 4,304 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $165,000 | 4,245 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,513,000 | 3,718 |
| Total interest expense | $2,124,000 | 3,413 |
| Net interest income | $5,389,000 | 3,759 |
| Provision for loan and lease losses | $725,000 | 3,544 |
| Total noninterest income | $384,000 | 5,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $384,000 | 3,579 |
| Total noninterest expense | $5,120,000 | 3,547 |
| Salaries and employee benefits | $2,285,000 | 3,841 |
| Premises and equipment expense | $1,003,000 | 2,471 |
| Additional noninterest expense | $1,832,000 | 3,496 |
| Pre-tax net operating income | $-72,000 | 5,898 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-60,000 | 6,742 |
| Income before extraordinary items | $-12,000 | 5,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 5,976 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,000 | 5,976 |
| Net charge-offs | $797,000 | 2,995 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-12,000 | 5,856 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 3,740 |
| Total interest expense | $1,643,000 | 3,457 |
| Net interest income | $4,088,000 | 3,778 |
| Provision for loan and lease losses | $675,000 | 3,084 |
| Total noninterest income | $270,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $270,000 | 3,710 |
| Total noninterest expense | $3,973,000 | 3,437 |
| Salaries and employee benefits | $1,706,000 | 3,899 |
| Premises and equipment expense | $762,000 | 2,491 |
| Additional noninterest expense | $1,505,000 | 3,213 |
| Pre-tax net operating income | $-290,000 | 6,388 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-140,000 | 7,134 |
| Income before extraordinary items | $-150,000 | 6,380 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-150,000 | 6,381 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-150,000 | 6,380 |
| Net charge-offs | $700,000 | 2,639 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-150,000 | 6,285 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 3,760 |
| Total interest expense | $1,120,000 | 3,489 |
| Net interest income | $2,736,000 | 3,773 |
| Provision for loan and lease losses | $475,000 | 2,932 |
| Total noninterest income | $157,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 3,904 |
| Total noninterest expense | $2,651,000 | 3,452 |
| Salaries and employee benefits | $1,143,000 | 3,908 |
| Premises and equipment expense | $513,000 | 2,486 |
| Additional noninterest expense | $995,000 | 3,215 |
| Pre-tax net operating income | $-233,000 | 6,482 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-109,000 | 7,213 |
| Income before extraordinary items | $-124,000 | 6,455 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-124,000 | 6,457 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-124,000 | 6,455 |
| Net charge-offs | $391,000 | 2,732 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-124,000 | 6,393 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 3,767 |
| Total interest expense | $575,000 | 3,545 |
| Net interest income | $1,382,000 | 3,777 |
| Provision for loan and lease losses | $325,000 | 2,296 |
| Total noninterest income | $56,000 | 5,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $1,398,000 | 3,331 |
| Salaries and employee benefits | $567,000 | 3,977 |
| Premises and equipment expense | $265,000 | 2,468 |
| Additional noninterest expense | $566,000 | 2,854 |
| Pre-tax net operating income | $-285,000 | 6,949 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-122,000 | 7,482 |
| Income before extraordinary items | $-163,000 | 6,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-163,000 | 6,877 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-163,000 | 6,876 |
| Net charge-offs | $325,000 | 1,955 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-163,000 | 6,836 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 3,658 |
| Total interest expense | $3,031,000 | 3,394 |
| Net interest income | $5,485,000 | 3,704 |
| Provision for loan and lease losses | $3,600,000 | 1,768 |
| Total noninterest income | $463,000 | 4,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $463,000 | 3,334 |
| Total noninterest expense | $5,229,000 | 3,541 |
| Salaries and employee benefits | $2,460,000 | 3,735 |
| Premises and equipment expense | $1,117,000 | 2,351 |
| Additional noninterest expense | $1,652,000 | 3,824 |
| Pre-tax net operating income | $-2,881,000 | 6,868 |
| Securities gains (losses) | $149,000 | 1,796 |
| Applicable income taxes | $-1,108,000 | 7,313 |
| Income before extraordinary items | $-1,624,000 | 6,625 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,624,000 | 6,625 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,624,000 | 6,625 |
| Net charge-offs | $3,131,000 | 1,557 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,719,360 | 6,649 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 3,677 |
| Total interest expense | $2,377,000 | 3,406 |
| Net interest income | $4,085,000 | 3,738 |
| Provision for loan and lease losses | $3,175,000 | 1,429 |
| Total noninterest income | $375,000 | 4,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $375,000 | 3,294 |
| Total noninterest expense | $4,018,000 | 3,485 |
| Salaries and employee benefits | $1,877,000 | 3,718 |
| Premises and equipment expense | $844,000 | 2,362 |
| Additional noninterest expense | $1,297,000 | 3,661 |
| Pre-tax net operating income | $-2,733,000 | 7,228 |
| Securities gains (losses) | $149,000 | 1,515 |
| Applicable income taxes | $-1,043,000 | 7,569 |
| Income before extraordinary items | $-1,541,000 | 7,011 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,541,000 | 7,010 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,541,000 | 7,011 |
| Net charge-offs | $2,544,000 | 1,308 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,636,360 | 7,036 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 3,687 |
| Total interest expense | $1,610,000 | 3,496 |
| Net interest income | $2,730,000 | 3,721 |
| Provision for loan and lease losses | $1,875,000 | 1,454 |
| Total noninterest income | $247,000 | 4,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $247,000 | 3,321 |
| Total noninterest expense | $2,474,000 | 3,757 |
| Salaries and employee benefits | $1,255,000 | 3,758 |
| Premises and equipment expense | $559,000 | 2,397 |
| Additional noninterest expense | $660,000 | 4,431 |
| Pre-tax net operating income | $-1,372,000 | 7,188 |
| Securities gains (losses) | $149,000 | 1,207 |
| Applicable income taxes | $-497,000 | 7,578 |
| Income before extraordinary items | $-726,000 | 6,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-726,000 | 6,965 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-726,000 | 6,965 |
| Net charge-offs | $1,082,000 | 1,574 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-821,360 | 7,023 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 3,711 |
| Total interest expense | $806,000 | 3,595 |
| Net interest income | $1,369,000 | 3,698 |
| Provision for loan and lease losses | $1,025,000 | 1,163 |
| Total noninterest income | $112,000 | 5,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,172,000 | 3,840 |
| Salaries and employee benefits | $614,000 | 3,857 |
| Premises and equipment expense | $279,000 | 2,449 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $-716,000 | 7,494 |
| Securities gains (losses) | $149,000 | 799 |
| Applicable income taxes | $-234,000 | 7,748 |
| Income before extraordinary items | $-333,000 | 7,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-333,000 | 7,255 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-333,000 | 7,255 |
| Net charge-offs | $744,000 | 1,122 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-428,360 | 7,340 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 3,928 |
| Total interest expense | $3,214,000 | 4,050 |
| Net interest income | $5,381,000 | 3,755 |
| Provision for loan and lease losses | $325,000 | 4,487 |
| Total noninterest income | $431,000 | 5,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $431,000 | 3,451 |
| Total noninterest expense | $4,699,000 | 3,751 |
| Salaries and employee benefits | $2,541,000 | 3,741 |
| Premises and equipment expense | $1,110,000 | 2,402 |
| Additional noninterest expense | $1,048,000 | 4,684 |
| Pre-tax net operating income | $788,000 | 4,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $280,000 | 2,481 |
| Income before extraordinary items | $508,000 | 4,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $508,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,831 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $508,000 | 4,582 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 4,001 |
| Total interest expense | $2,418,000 | 4,171 |
| Net interest income | $4,010,000 | 3,799 |
| Provision for loan and lease losses | $255,000 | 3,815 |
| Total noninterest income | $315,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $315,000 | 3,606 |
| Total noninterest expense | $3,504,000 | 3,752 |
| Salaries and employee benefits | $1,866,000 | 3,815 |
| Premises and equipment expense | $832,000 | 2,404 |
| Additional noninterest expense | $806,000 | 4,539 |
| Pre-tax net operating income | $566,000 | 4,738 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $202,000 | 2,898 |
| Income before extraordinary items | $364,000 | 4,927 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $364,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,000 | 5,090 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 4,040 |
| Total interest expense | $1,694,000 | 4,168 |
| Net interest income | $2,623,000 | 3,846 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $216,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $216,000 | 3,615 |
| Total noninterest expense | $2,309,000 | 3,812 |
| Salaries and employee benefits | $1,219,000 | 3,917 |
| Premises and equipment expense | $549,000 | 2,424 |
| Additional noninterest expense | $541,000 | 4,501 |
| Pre-tax net operating income | $340,000 | 5,092 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $119,000 | 3,271 |
| Income before extraordinary items | $221,000 | 5,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $221,000 | 5,403 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 4,090 |
| Total interest expense | $932,000 | 4,088 |
| Net interest income | $1,250,000 | 3,980 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,144,000 | 3,843 |
| Salaries and employee benefits | $611,000 | 3,917 |
| Premises and equipment expense | $269,000 | 2,503 |
| Additional noninterest expense | $264,000 | 4,521 |
| Pre-tax net operating income | $102,000 | 5,986 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $71,000 | 6,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,124 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $71,000 | 6,164 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,312,000 | 4,266 |
| Total interest expense | $3,776,000 | 4,163 |
| Net interest income | $4,536,000 | 4,271 |
| Provision for loan and lease losses | $47,000 | 5,745 |
| Total noninterest income | $514,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $4,440,000 | 3,801 |
| Salaries and employee benefits | $2,504,000 | 3,710 |
| Premises and equipment expense | $1,085,000 | 2,392 |
| Additional noninterest expense | $851,000 | 5,144 |
| Pre-tax net operating income | $563,000 | 5,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $241,000 | 3,660 |
| Income before extraordinary items | $322,000 | 6,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $322,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $322,000 | 6,329 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,340 |
| Total interest expense | $2,716,000 | 4,272 |
| Net interest income | $3,366,000 | 4,328 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $386,000 | 4,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $386,000 | 3,272 |
| Total noninterest expense | $3,320,000 | 3,795 |
| Salaries and employee benefits | $1,892,000 | 3,682 |
| Premises and equipment expense | $808,000 | 2,395 |
| Additional noninterest expense | $620,000 | 5,181 |
| Pre-tax net operating income | $407,000 | 6,141 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $179,000 | 3,849 |
| Income before extraordinary items | $228,000 | 6,664 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $228,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $228,000 | 6,652 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 4,422 |
| Total interest expense | $1,733,000 | 4,386 |
| Net interest income | $2,230,000 | 4,377 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $257,000 | 5,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $2,215,000 | 3,811 |
| Salaries and employee benefits | $1,268,000 | 3,710 |
| Premises and equipment expense | $534,000 | 2,415 |
| Additional noninterest expense | $413,000 | 5,200 |
| Pre-tax net operating income | $252,000 | 6,340 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $116,000 | 3,959 |
| Income before extraordinary items | $136,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $136,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $136,000 | 6,842 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 4,466 |
| Total interest expense | $839,000 | 4,451 |
| Net interest income | $1,109,000 | 4,392 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $130,000 | 4,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $130,000 | 3,266 |
| Total noninterest expense | $1,124,000 | 3,766 |
| Salaries and employee benefits | $652,000 | 3,651 |
| Premises and equipment expense | $263,000 | 2,470 |
| Additional noninterest expense | $209,000 | 5,128 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $55,000 | 7,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $55,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $55,000 | 7,065 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 4,541 |
| Total interest expense | $2,577,000 | 4,750 |
| Net interest income | $4,483,000 | 4,348 |
| Provision for loan and lease losses | $124,000 | 4,346 |
| Total noninterest income | $476,000 | 5,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 3,426 |
| Total noninterest expense | $4,183,000 | 3,860 |
| Salaries and employee benefits | $2,394,000 | 3,725 |
| Premises and equipment expense | $1,024,000 | 2,426 |
| Additional noninterest expense | $765,000 | 5,363 |
| Pre-tax net operating income | $652,000 | 6,048 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $315,000 | 3,746 |
| Income before extraordinary items | $340,000 | 6,747 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $340,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $338,080 | 6,761 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 4,622 |
| Total interest expense | $1,779,000 | 4,886 |
| Net interest income | $3,344,000 | 4,401 |
| Provision for loan and lease losses | $102,000 | 4,054 |
| Total noninterest income | $343,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,485 |
| Total noninterest expense | $3,092,000 | 3,892 |
| Salaries and employee benefits | $1,780,000 | 3,754 |
| Premises and equipment expense | $761,000 | 2,438 |
| Additional noninterest expense | $551,000 | 5,486 |
| Pre-tax net operating income | $493,000 | 6,250 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $240,000 | 3,901 |
| Income before extraordinary items | $256,000 | 6,946 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $256,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $254,080 | 6,958 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 4,699 |
| Total interest expense | $1,076,000 | 5,032 |
| Net interest income | $2,197,000 | 4,453 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $223,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,528 |
| Total noninterest expense | $2,031,000 | 3,967 |
| Salaries and employee benefits | $1,158,000 | 3,841 |
| Premises and equipment expense | $506,000 | 2,437 |
| Additional noninterest expense | $367,000 | 5,481 |
| Pre-tax net operating income | $317,000 | 6,351 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $153,000 | 3,977 |
| Income before extraordinary items | $167,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $165,080 | 7,053 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,762 |
| Total interest expense | $498,000 | 5,126 |
| Net interest income | $1,071,000 | 4,501 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $1,024,000 | 3,958 |
| Salaries and employee benefits | $585,000 | 3,839 |
| Premises and equipment expense | $266,000 | 2,343 |
| Additional noninterest expense | $173,000 | 5,628 |
| Pre-tax net operating income | $127,000 | 6,716 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $65,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,720 | 7,315 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 4,877 |
| Total interest expense | $1,454,000 | 5,299 |
| Net interest income | $4,000,000 | 4,626 |
| Provision for loan and lease losses | $102,000 | 4,778 |
| Total noninterest income | $468,000 | 5,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $468,000 | 3,496 |
| Total noninterest expense | $3,350,000 | 4,444 |
| Salaries and employee benefits | $1,770,000 | 4,530 |
| Premises and equipment expense | $984,000 | 2,399 |
| Additional noninterest expense | $596,000 | 6,082 |
| Pre-tax net operating income | $1,016,000 | 5,322 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $453,000 | 3,523 |
| Income before extraordinary items | $563,000 | 6,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $563,000 | 6,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $563,000 | 6,098 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 4,983 |
| Total interest expense | $987,000 | 5,470 |
| Net interest income | $2,931,000 | 4,716 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $356,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,498 |
| Total noninterest expense | $2,457,000 | 4,478 |
| Salaries and employee benefits | $1,297,000 | 4,586 |
| Premises and equipment expense | $725,000 | 2,433 |
| Additional noninterest expense | $435,000 | 6,120 |
| Pre-tax net operating income | $758,000 | 5,465 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $339,000 | 3,581 |
| Income before extraordinary items | $419,000 | 6,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $419,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $419,000 | 6,226 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 5,001 |
| Total interest expense | $625,000 | 5,455 |
| Net interest income | $1,924,000 | 4,731 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $222,000 | 5,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $222,000 | 3,588 |
| Total noninterest expense | $1,599,000 | 4,534 |
| Salaries and employee benefits | $848,000 | 4,628 |
| Premises and equipment expense | $474,000 | 2,444 |
| Additional noninterest expense | $277,000 | 6,233 |
| Pre-tax net operating income | $499,000 | 5,492 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $274,000 | 6,315 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $274,000 | 6,264 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 5,041 |
| Total interest expense | $297,000 | 5,505 |
| Net interest income | $960,000 | 4,745 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $779,000 | 4,638 |
| Salaries and employee benefits | $409,000 | 4,756 |
| Premises and equipment expense | $238,000 | 2,463 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $269,000 | 5,274 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $146,000 | 6,152 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $146,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $146,000 | 6,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 5,243 |
| Total interest expense | $921,000 | 5,888 |
| Net interest income | $3,492,000 | 4,910 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $464,000 | 5,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $464,000 | 3,447 |
| Total noninterest expense | $2,906,000 | 4,769 |
| Salaries and employee benefits | $1,608,000 | 4,712 |
| Premises and equipment expense | $816,000 | 2,739 |
| Additional noninterest expense | $482,000 | 6,651 |
| Pre-tax net operating income | $1,023,000 | 5,186 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $454,000 | 3,501 |
| Income before extraordinary items | $569,000 | 6,074 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $569,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $569,000 | 6,012 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 5,313 |
| Total interest expense | $654,000 | 6,016 |
| Net interest income | $2,561,000 | 4,979 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $345,000 | 5,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $345,000 | 3,459 |
| Total noninterest expense | $2,160,000 | 4,748 |
| Salaries and employee benefits | $1,190,000 | 4,709 |
| Premises and equipment expense | $613,000 | 2,731 |
| Additional noninterest expense | $357,000 | 6,660 |
| Pre-tax net operating income | $736,000 | 5,393 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $327,000 | 3,640 |
| Income before extraordinary items | $409,000 | 6,272 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $409,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $409,000 | 6,199 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 5,366 |
| Total interest expense | $428,000 | 6,094 |
| Net interest income | $1,693,000 | 5,006 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 3,513 |
| Total noninterest expense | $1,441,000 | 4,779 |
| Salaries and employee benefits | $799,000 | 4,731 |
| Premises and equipment expense | $410,000 | 2,731 |
| Additional noninterest expense | $232,000 | 6,763 |
| Pre-tax net operating income | $471,000 | 5,458 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $207,000 | 3,708 |
| Income before extraordinary items | $264,000 | 6,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $264,000 | 6,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 5,397 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $837,000 | 5,053 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $110,000 | 3,509 |
| Total noninterest expense | $730,000 | 4,778 |
| Salaries and employee benefits | $406,000 | 4,686 |
| Premises and equipment expense | $208,000 | 2,710 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $213,000 | 5,681 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $92,000 | 3,928 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 5,377 |
| Total interest expense | $1,078,000 | 5,901 |
| Net interest income | $3,240,000 | 5,057 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $518,000 | 5,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $518,000 | 3,522 |
| Total noninterest expense | $2,773,000 | 4,858 |
| Salaries and employee benefits | $1,488,000 | 4,870 |
| Premises and equipment expense | $730,000 | 2,978 |
| Additional noninterest expense | $555,000 | 6,227 |
| Pre-tax net operating income | $937,000 | 5,334 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $393,000 | 3,823 |
| Income before extraordinary items | $544,000 | 6,160 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $544,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $544,000 | 6,011 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 5,429 |
| Total interest expense | $839,000 | 5,930 |
| Net interest income | $2,413,000 | 5,099 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $402,000 | 5,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $402,000 | 3,519 |
| Total noninterest expense | $2,048,000 | 4,897 |
| Salaries and employee benefits | $1,087,000 | 4,952 |
| Premises and equipment expense | $516,000 | 3,137 |
| Additional noninterest expense | $445,000 | 6,020 |
| Pre-tax net operating income | $731,000 | 5,404 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $305,000 | 3,881 |
| Income before extraordinary items | $426,000 | 6,204 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $426,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $426,000 | 6,042 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 5,443 |
| Total interest expense | $579,000 | 5,951 |
| Net interest income | $1,606,000 | 5,098 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $266,000 | 3,519 |
| Total noninterest expense | $1,346,000 | 4,943 |
| Salaries and employee benefits | $715,000 | 4,992 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $297,000 | 6,011 |
| Pre-tax net operating income | $502,000 | 5,297 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $211,000 | 3,860 |
| Income before extraordinary items | $291,000 | 6,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $291,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $291,000 | 5,967 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,521 |
| Total interest expense | $296,000 | 5,971 |
| Net interest income | $781,000 | 5,179 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $676,000 | 4,916 |
| Salaries and employee benefits | $363,000 | 4,955 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $222,000 | 5,581 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $94,000 | 4,051 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,000 | 6,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 5,567 |
| Total interest expense | $1,362,000 | 6,040 |
| Net interest income | $3,094,000 | 5,184 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $470,000 | 5,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,398 |
| Total noninterest expense | $2,525,000 | 5,051 |
| Salaries and employee benefits | $1,365,000 | 5,032 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $568,000 | 6,111 |
| Pre-tax net operating income | $943,000 | 5,361 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $364,000 | 4,080 |
| Income before extraordinary items | $579,000 | 6,064 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $579,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $579,000 | 5,919 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,092 |
| Total interest expense | $1,705,000 | 6,593 |
| Net interest income | $2,610,000 | 5,573 |
| Provision for loan and lease losses | $91,000 | 5,765 |
| Total noninterest income | $435,000 | 5,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $435,000 | 3,380 |
| Total noninterest expense | $2,268,000 | 5,286 |
| Salaries and employee benefits | $1,222,000 | 5,244 |
| Premises and equipment expense | $533,000 | 3,692 |
| Additional noninterest expense | $513,000 | 6,354 |
| Pre-tax net operating income | $686,000 | 5,879 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $270,000 | 4,475 |
| Income before extraordinary items | $417,000 | 6,481 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $417,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $416,360 | 6,362 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,351 |
| Total interest expense | $1,629,000 | 6,900 |
| Net interest income | $2,550,000 | 5,729 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $421,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $421,000 | 3,230 |
| Total noninterest expense | $2,044,000 | 5,599 |
| Salaries and employee benefits | $1,109,000 | 5,528 |
| Premises and equipment expense | $474,000 | 3,957 |
| Additional noninterest expense | $461,000 | 6,699 |
| Pre-tax net operating income | $862,000 | 5,665 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $338,000 | 4,331 |
| Income before extraordinary items | $524,000 | 6,195 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $524,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $524,000 | 6,207 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 6,701 |
| Total interest expense | $1,416,000 | 7,158 |
| Net interest income | $2,208,000 | 6,270 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $354,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $354,000 | 3,678 |
| Total noninterest expense | $2,018,000 | 5,652 |
| Salaries and employee benefits | $1,099,000 | 5,502 |
| Premises and equipment expense | $441,000 | 4,194 |
| Additional noninterest expense | $478,000 | 6,687 |
| Pre-tax net operating income | $517,000 | 7,071 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $317,000 | 7,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $317,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $313,160 | 7,488 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 7,407 |
| Total interest expense | $1,273,000 | 7,746 |
| Net interest income | $1,831,000 | 6,986 |
| Provision for loan and lease losses | $-9,000 | 10,214 |
| Total noninterest income | $252,000 | 6,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $252,000 | 4,407 |
| Total noninterest expense | $1,692,000 | 6,247 |
| Salaries and employee benefits | $882,000 | 6,295 |
| Premises and equipment expense | $386,000 | 4,555 |
| Additional noninterest expense | $424,000 | 7,026 |
| Pre-tax net operating income | $400,000 | 7,875 |
| Securities gains (losses) | $-13,000 | 10,228 |
| Applicable income taxes | $138,000 | 7,010 |
| Income before extraordinary items | $249,000 | 8,254 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $249,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,952 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 993 |
| Net operating income | $257,320 | 8,128 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 8,127 |
| Total interest expense | $1,165,000 | 8,218 |
| Net interest income | $1,534,000 | 7,904 |
| Provision for loan and lease losses | $171,000 | 3,847 |
| Total noninterest income | $331,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $331,000 | 3,707 |
| Total noninterest expense | $1,389,000 | 7,063 |
| Salaries and employee benefits | $658,000 | 7,560 |
| Premises and equipment expense | $262,000 | 5,895 |
| Additional noninterest expense | $469,000 | 6,765 |
| Pre-tax net operating income | $305,000 | 8,970 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $113,000 | 8,198 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,759 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,674,000 | 396 |
| Net operating income | $194,520 | 9,162 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 8,782 |
| Total interest expense | $1,024,000 | 8,933 |
| Net interest income | $1,405,000 | 8,502 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $1,239,000 | 7,866 |
| Salaries and employee benefits | $509,000 | 8,806 |
| Premises and equipment expense | $230,000 | 6,529 |
| Additional noninterest expense | $500,000 | 7,056 |
| Pre-tax net operating income | $396,000 | 8,529 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $240,000 | 8,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $240,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,398 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $233,600 | 8,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 9,016 |
| Total interest expense | $1,055,000 | 9,057 |
| Net interest income | $1,419,000 | 8,742 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $274,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $274,000 | 4,230 |
| Total noninterest expense | $990,000 | 8,991 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $267,000 | 9,634 |
| Pre-tax net operating income | $703,000 | 7,316 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $240,000 | 6,788 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $461,300 | 7,520 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 9,494 |
| Total interest expense | $808,000 | 9,566 |
| Net interest income | $1,356,000 | 9,296 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $258,000 | 4,494 |
| Total noninterest expense | $1,027,000 | 9,252 |
| Salaries and employee benefits | $498,000 | 9,411 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $561,000 | 8,241 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $358,000 | 8,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $358,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $375,420 | 8,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 9,842 |
| Total interest expense | $894,000 | 9,580 |
| Net interest income | $1,278,000 | 9,813 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $995,000 | 9,744 |
| Salaries and employee benefits | $482,000 | 9,847 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $425,000 | 9,214 |
| Securities gains (losses) | $118,000 | 2,274 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $333,000 | 9,102 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $333,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $257,480 | 9,701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 10,332 |
| Total interest expense | $1,171,000 | 9,712 |
| Net interest income | $1,103,000 | 10,687 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $988,000 | 10,031 |
| Salaries and employee benefits | $444,000 | 10,363 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $393,000 | 9,643 |
| Pre-tax net operating income | $340,000 | 9,776 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,720 | 10,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.