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Rocky Mountain Bank, F.S.B., Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$38,119,000868
Total interest expense$20,182,000710
Net interest income$17,937,0001,021
Provision for loan and lease losses$110,0005,504
Total noninterest income$4,906,000998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,906,000679
Total noninterest expense$18,660,000892
Salaries and employee benefits$8,837,000782
Premises and equipment expense$3,124,000742
Additional noninterest expense$6,699,0001,011
Pre-tax net operating income$4,073,0001,697
Securities gains (losses)$2,922,000240
Applicable income taxes$1,159,0001,975
Income before extraordinary items$5,836,000902
Extraordinary gains, net$2,0003,122
Net income$5,838,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,301,000952
Cash dividends$3,100,000692
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,410,7401,402
1992-12-31 (YTD Data)Rank
Total interest income$42,045,000903
Total interest expense$23,648,000796
Net interest income$18,397,0001,007
Provision for loan and lease losses$550,0002,794
Total noninterest income$9,851,000604
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$9,851,000449
Total noninterest expense$18,167,000918
Salaries and employee benefits$8,628,000788
Premises and equipment expense$3,215,000748
Additional noninterest expense$6,324,0001,093
Pre-tax net operating income$9,531,000671
Securities gains (losses)$477,0001,126
Applicable income taxes$012,680
Income before extraordinary items$10,008,000491
Extraordinary gains, net$01,422
Net income$10,008,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,145,000356
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$9,531,000461

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.