Home > Rocky Mountain Bank > Income and Expense

Rocky Mountain Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$9,844,000	2,090
Total interest expense	$573,000	2,672
Net interest income	$9,271,000	2,018
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,675,000	2,150
Gross Fiduciary activities income	$119,000	684
Service charges on deposit accounts	$99,000	3,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,457,000	1,990
Total noninterest expense	$6,390,000	2,204
Salaries and employee benefits	$3,997,000	2,098
Premises and equipment expense	$596,000	2,351
Additional noninterest expense	$1,797,000	2,321
Pre-tax net operating income	$4,556,000	1,889
Securities gains (losses)	$0	2,015
Applicable income taxes	$998,000	1,456
Income before extraordinary items	$3,558,000	2,026
Extraordinary gains, net	$0	8
Net income	$3,558,000	2,025
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,558,000	2,026
Net charge-offs	$371,000	587
Cash dividends	$250,000	2,755
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,558,000	2,002
2021-06-30 (YTD Data)		Rank
Total interest income	$6,529,000	2,097
Total interest expense	$394,000	2,698
Net interest income	$6,135,000	2,019
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,246,000	1,999
Gross Fiduciary activities income	$76,000	692
Service charges on deposit accounts	$64,000	3,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,106,000	1,814
Total noninterest expense	$4,152,000	2,229
Salaries and employee benefits	$2,544,000	2,154
Premises and equipment expense	$385,000	2,386
Additional noninterest expense	$1,223,000	2,269
Pre-tax net operating income	$3,229,000	1,779
Securities gains (losses)	$0	1,818
Applicable income taxes	$716,000	1,404
Income before extraordinary items	$2,513,000	1,932
Extraordinary gains, net	$0	6
Net income	$2,513,000	1,931
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,513,000	1,932
Net charge-offs	$273,000	543
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,513,000	1,898
2021-03-31 (YTD Data)		Rank
Total interest income	$3,311,000	2,070
Total interest expense	$210,000	2,679
Net interest income	$3,101,000	1,982
Provision for loan and lease losses	$0	2,741
Total noninterest income	$703,000	1,874
Gross Fiduciary activities income	$48,000	679
Service charges on deposit accounts	$28,000	3,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	1,682
Total noninterest expense	$2,014,000	2,260
Salaries and employee benefits	$1,192,000	2,226
Premises and equipment expense	$168,000	2,600
Additional noninterest expense	$654,000	2,129
Pre-tax net operating income	$1,790,000	1,658
Securities gains (losses)	$0	1,392
Applicable income taxes	$411,000	1,287
Income before extraordinary items	$1,379,000	1,819
Extraordinary gains, net	$0	3
Net income	$1,379,000	1,819
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,379,000	1,819
Net charge-offs	$138,000	534
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,379,000	1,779
2020-12-31 (YTD Data)		Rank
Total interest income	$13,746,000	2,006
Total interest expense	$1,690,000	2,198
Net interest income	$12,056,000	1,940
Provision for loan and lease losses	$4,600,000	601
Total noninterest income	$1,750,000	2,269
Gross Fiduciary activities income	$32,000	816
Service charges on deposit accounts	$152,000	3,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,566,000	2,048
Total noninterest expense	$7,803,000	2,311
Salaries and employee benefits	$4,534,000	2,282
Premises and equipment expense	$743,000	2,436
Additional noninterest expense	$2,526,000	2,190
Pre-tax net operating income	$1,403,000	3,345
Securities gains (losses)	$-80,000	4,937
Applicable income taxes	$290,000	2,324
Income before extraordinary items	$1,033,000	3,618
Extraordinary gains, net	$0	4
Net income	$1,033,000	3,618
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,033,000	3,618
Net charge-offs	$1,733,000	455
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,096,200	3,504
2020-09-30 (YTD Data)		Rank
Total interest income	$10,243,000	2,026
Total interest expense	$1,433,000	2,100
Net interest income	$8,810,000	1,989
Provision for loan and lease losses	$3,900,000	596
Total noninterest income	$1,234,000	2,291
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$117,000	3,078
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,116,000	2,049
Total noninterest expense	$5,612,000	2,353
Salaries and employee benefits	$3,196,000	2,367
Premises and equipment expense	$557,000	2,434
Additional noninterest expense	$1,859,000	2,184
Pre-tax net operating income	$532,000	4,004
Securities gains (losses)	$-80,000	4,934
Applicable income taxes	$104,000	2,783
Income before extraordinary items	$348,000	4,272
Extraordinary gains, net	$0	4
Net income	$348,000	4,270
Minority interest net income	$0	65
Net income of bank and minority interests.	$348,000	4,272
Net charge-offs	$1,341,000	424
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$411,200	4,107
2020-06-30 (YTD Data)		Rank
Total interest income	$7,001,000	2,013
Total interest expense	$1,021,000	2,116
Net interest income	$5,980,000	1,966
Provision for loan and lease losses	$2,400,000	644
Total noninterest income	$837,000	2,219
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$78,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$759,000	1,957
Total noninterest expense	$3,582,000	2,416
Salaries and employee benefits	$2,029,000	2,446
Premises and equipment expense	$373,000	2,419
Additional noninterest expense	$1,180,000	2,244
Pre-tax net operating income	$835,000	3,175
Securities gains (losses)	$0	2,249
Applicable income taxes	$182,000	2,135
Income before extraordinary items	$653,000	3,382
Extraordinary gains, net	$0	4
Net income	$653,000	3,381
Minority interest net income	$0	65
Net income of bank and minority interests.	$653,000	3,382
Net charge-offs	$1,074,000	379
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$653,000	3,322
2020-03-31 (YTD Data)		Rank
Total interest income	$3,568,000	1,982
Total interest expense	$522,000	2,225
Net interest income	$3,046,000	1,895
Provision for loan and lease losses	$1,000,000	602
Total noninterest income	$412,000	2,143
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$45,000	3,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	1,814
Total noninterest expense	$2,061,000	2,233
Salaries and employee benefits	$1,264,000	2,138
Premises and equipment expense	$188,000	2,428
Additional noninterest expense	$609,000	2,226
Pre-tax net operating income	$397,000	3,078
Securities gains (losses)	$0	1,705
Applicable income taxes	$87,000	2,058
Income before extraordinary items	$310,000	3,247
Extraordinary gains, net	$0	4
Net income	$310,000	3,247
Minority interest net income	$0	56
Net income of bank and minority interests.	$310,000	3,248
Net charge-offs	$497,000	375
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$310,000	3,222
2019-12-31 (YTD Data)		Rank
Total interest income	$14,554,000	1,966
Total interest expense	$2,174,000	2,216
Net interest income	$12,380,000	1,882
Provision for loan and lease losses	$2,410,000	455
Total noninterest income	$1,310,000	2,463
Gross Fiduciary activities income	$10,000	919
Service charges on deposit accounts	$171,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,129,000	2,120
Total noninterest expense	$7,241,000	2,390
Salaries and employee benefits	$4,089,000	2,402
Premises and equipment expense	$712,000	2,513
Additional noninterest expense	$2,440,000	2,250
Pre-tax net operating income	$4,039,000	2,044
Securities gains (losses)	$0	2,379
Applicable income taxes	$844,000	1,558
Income before extraordinary items	$3,195,000	2,200
Extraordinary gains, net	$0	11
Net income	$3,195,000	2,202
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,195,000	2,202
Net charge-offs	$2,771,000	331
Cash dividends	$750,000	2,629
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,195,000	2,163
2019-09-30 (YTD Data)		Rank
Total interest income	$10,906,000	1,986
Total interest expense	$1,621,000	2,246
Net interest income	$9,285,000	1,900
Provision for loan and lease losses	$1,660,000	468
Total noninterest income	$781,000	2,783
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$125,000	3,421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$656,000	2,389
Total noninterest expense	$5,264,000	2,455
Salaries and employee benefits	$2,988,000	2,456
Premises and equipment expense	$517,000	2,576
Additional noninterest expense	$1,759,000	2,302
Pre-tax net operating income	$3,142,000	2,048
Securities gains (losses)	$0	2,167
Applicable income taxes	$657,000	1,578
Income before extraordinary items	$2,485,000	2,204
Extraordinary gains, net	$0	11
Net income	$2,485,000	2,204
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,485,000	2,205
Net charge-offs	$2,239,000	287
Cash dividends	$750,000	2,104
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,485,000	2,168
2019-06-30 (YTD Data)		Rank
Total interest income	$7,223,000	2,001
Total interest expense	$1,056,000	2,264
Net interest income	$6,167,000	1,913
Provision for loan and lease losses	$1,165,000	428
Total noninterest income	$404,000	3,080
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$81,000	3,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,738
Total noninterest expense	$3,409,000	2,518
Salaries and employee benefits	$2,005,000	2,455
Premises and equipment expense	$348,000	2,563
Additional noninterest expense	$1,056,000	2,484
Pre-tax net operating income	$1,997,000	2,099
Securities gains (losses)	$0	1,702
Applicable income taxes	$420,000	1,583
Income before extraordinary items	$1,577,000	2,258
Extraordinary gains, net	$0	11
Net income	$1,577,000	2,258
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,577,000	2,258
Net charge-offs	$865,000	382
Cash dividends	$750,000	1,703
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,577,000	2,227
2019-03-31 (YTD Data)		Rank
Total interest income	$3,629,000	1,995
Total interest expense	$489,000	2,337
Net interest income	$3,140,000	1,898
Provision for loan and lease losses	$600,000	408
Total noninterest income	$176,000	3,200
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$36,000	3,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,831
Total noninterest expense	$1,718,000	2,516
Salaries and employee benefits	$1,063,000	2,378
Premises and equipment expense	$181,000	2,533
Additional noninterest expense	$474,000	2,682
Pre-tax net operating income	$998,000	2,058
Securities gains (losses)	$0	1,087
Applicable income taxes	$209,000	1,553
Income before extraordinary items	$789,000	2,212
Extraordinary gains, net	$0	5
Net income	$789,000	2,211
Minority interest net income	$0	52
Net income of bank and minority interests.	$789,000	2,211
Net charge-offs	$510,000	321
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$789,000	2,196
2018-12-31 (YTD Data)		Rank
Total interest income	$13,586,000	2,004
Total interest expense	$1,159,000	2,723
Net interest income	$12,427,000	1,883
Provision for loan and lease losses	$2,025,000	500
Total noninterest income	$892,000	3,007
Gross Fiduciary activities income	$4,000	1,010
Service charges on deposit accounts	$148,000	3,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$740,000	2,589
Total noninterest expense	$7,361,000	2,389
Salaries and employee benefits	$4,279,000	2,348
Premises and equipment expense	$757,000	2,441
Additional noninterest expense	$2,325,000	2,346
Pre-tax net operating income	$3,933,000	2,134
Securities gains (losses)	$0	1,125
Applicable income taxes	$822,000	1,566
Income before extraordinary items	$3,111,000	2,268
Extraordinary gains, net	$0	6
Net income	$3,111,000	2,266
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,111,000	2,267
Net charge-offs	$1,746,000	396
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,111,000	2,267
2018-09-30 (YTD Data)		Rank
Total interest income	$9,953,000	2,030
Total interest expense	$791,000	2,775
Net interest income	$9,162,000	1,925
Provision for loan and lease losses	$1,500,000	478
Total noninterest income	$678,000	3,022
Gross Fiduciary activities income	$4,000	966
Service charges on deposit accounts	$106,000	3,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	2,588
Total noninterest expense	$5,578,000	2,375
Salaries and employee benefits	$3,244,000	2,334
Premises and equipment expense	$576,000	2,451
Additional noninterest expense	$1,758,000	2,319
Pre-tax net operating income	$2,762,000	2,235
Securities gains (losses)	$0	1,118
Applicable income taxes	$576,000	1,663
Income before extraordinary items	$2,186,000	2,375
Extraordinary gains, net	$0	5
Net income	$2,186,000	2,374
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,186,000	2,374
Net charge-offs	$1,381,000	353
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,186,000	2,368
2018-06-30 (YTD Data)		Rank
Total interest income	$6,531,000	2,045
Total interest expense	$463,000	2,904
Net interest income	$6,068,000	1,923
Provision for loan and lease losses	$975,000	479
Total noninterest income	$429,000	3,095
Gross Fiduciary activities income	$4,000	952
Service charges on deposit accounts	$69,000	3,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	2,684
Total noninterest expense	$3,741,000	2,365
Salaries and employee benefits	$2,178,000	2,338
Premises and equipment expense	$390,000	2,452
Additional noninterest expense	$1,173,000	2,335
Pre-tax net operating income	$1,781,000	2,261
Securities gains (losses)	$0	961
Applicable income taxes	$374,000	1,668
Income before extraordinary items	$1,407,000	2,405
Extraordinary gains, net	$0	6
Net income	$1,407,000	2,404
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,407,000	2,404
Net charge-offs	$893,000	352
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,407,000	2,401
2018-03-31 (YTD Data)		Rank
Total interest income	$3,248,000	2,048
Total interest expense	$213,000	2,987
Net interest income	$3,035,000	1,917
Provision for loan and lease losses	$525,000	436
Total noninterest income	$218,000	3,052
Gross Fiduciary activities income	$4,000	900
Service charges on deposit accounts	$32,000	3,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	2,604
Total noninterest expense	$1,862,000	2,396
Salaries and employee benefits	$1,107,000	2,327
Premises and equipment expense	$208,000	2,388
Additional noninterest expense	$547,000	2,458
Pre-tax net operating income	$866,000	2,256
Securities gains (losses)	$0	735
Applicable income taxes	$182,000	1,661
Income before extraordinary items	$684,000	2,410
Extraordinary gains, net	$0	7
Net income	$684,000	2,409
Minority interest net income	$0	52
Net income of bank and minority interests.	$684,000	2,410
Net charge-offs	$406,000	350
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$684,000	2,405
2017-12-31 (YTD Data)		Rank
Total interest income	$12,097,000	2,121
Total interest expense	$988,000	2,562
Net interest income	$11,109,000	2,049
Provision for loan and lease losses	$1,210,000	769
Total noninterest income	$948,000	3,029
Gross Fiduciary activities income	$4,000	1,047
Service charges on deposit accounts	$122,000	4,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$822,000	2,544
Total noninterest expense	$7,444,000	2,402
Salaries and employee benefits	$4,328,000	2,341
Premises and equipment expense	$808,000	2,437
Additional noninterest expense	$2,308,000	2,385
Pre-tax net operating income	$3,403,000	2,274
Securities gains (losses)	$0	2,243
Applicable income taxes	$546,000	2,353
Income before extraordinary items	$2,857,000	2,135
Extraordinary gains, net	$0	9
Net income	$2,857,000	2,136
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,857,000	2,136
Net charge-offs	$616,000	968
Cash dividends	$3,120,000	991
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,857,000	2,118
2017-09-30 (YTD Data)		Rank
Total interest income	$8,937,000	2,155
Total interest expense	$751,000	2,526
Net interest income	$8,186,000	2,084
Provision for loan and lease losses	$1,080,000	653
Total noninterest income	$741,000	2,986
Gross Fiduciary activities income	$4,000	1,000
Service charges on deposit accounts	$90,000	4,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	2,493
Total noninterest expense	$5,360,000	2,490
Salaries and employee benefits	$3,225,000	2,356
Premises and equipment expense	$601,000	2,472
Additional noninterest expense	$1,534,000	2,627
Pre-tax net operating income	$2,487,000	2,372
Securities gains (losses)	$0	2,274
Applicable income taxes	$-358,000	5,692
Income before extraordinary items	$2,845,000	1,800
Extraordinary gains, net	$0	9
Net income	$2,845,000	1,799
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,845,000	1,800
Net charge-offs	$290,000	1,145
Cash dividends	$1,420,000	1,359
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,845,000	1,773
2017-06-30 (YTD Data)		Rank
Total interest income	$5,872,000	2,159
Total interest expense	$491,000	2,524
Net interest income	$5,381,000	2,097
Provision for loan and lease losses	$720,000	643
Total noninterest income	$492,000	2,987
Gross Fiduciary activities income	$4,000	986
Service charges on deposit accounts	$60,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	2,508
Total noninterest expense	$3,535,000	2,512
Salaries and employee benefits	$2,149,000	2,378
Premises and equipment expense	$400,000	2,481
Additional noninterest expense	$986,000	2,698
Pre-tax net operating income	$1,618,000	2,366
Securities gains (losses)	$0	1,906
Applicable income taxes	$-654,000	5,762
Income before extraordinary items	$2,272,000	1,534
Extraordinary gains, net	$0	11
Net income	$2,272,000	1,533
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,272,000	1,534
Net charge-offs	$58,000	1,882
Cash dividends	$1,420,000	1,003
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,272,000	1,522
2017-03-31 (YTD Data)		Rank
Total interest income	$2,838,000	2,209
Total interest expense	$240,000	2,526
Net interest income	$2,598,000	2,158
Provision for loan and lease losses	$360,000	578
Total noninterest income	$222,000	3,146
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$27,000	4,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,610
Total noninterest expense	$1,769,000	2,535
Salaries and employee benefits	$1,102,000	2,346
Premises and equipment expense	$207,000	2,460
Additional noninterest expense	$460,000	2,825
Pre-tax net operating income	$691,000	2,559
Securities gains (losses)	$0	1,153
Applicable income taxes	$-969,000	5,842
Income before extraordinary items	$1,660,000	1,131
Extraordinary gains, net	$0	8
Net income	$1,660,000	1,130
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,660,000	1,131
Net charge-offs	$24,000	1,775
Cash dividends	$1,420,000	544
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,660,000	1,110
2016-12-31 (YTD Data)		Rank
Total interest income	$9,755,000	2,448
Total interest expense	$833,000	2,748
Net interest income	$8,922,000	2,399
Provision for loan and lease losses	$295,000	2,034
Total noninterest income	$720,000	3,545
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$109,000	4,413
Trading account gains and fees	$0	170
Additional Noninterest Income	$611,000	2,998
Total noninterest expense	$6,517,000	2,695
Salaries and employee benefits	$3,873,000	2,553
Premises and equipment expense	$774,000	2,556
Additional noninterest expense	$1,870,000	2,874
Pre-tax net operating income	$2,830,000	2,483
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,830,000	2,198
Extraordinary gains, net	$0	5
Net income	$2,830,000	2,196
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,830,000	2,197
Net charge-offs	$41,000	3,276
Cash dividends	$1,200,000	1,965
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,830,000	2,146
2016-09-30 (YTD Data)		Rank
Total interest income	$7,370,000	2,440
Total interest expense	$598,000	2,824
Net interest income	$6,772,000	2,382
Provision for loan and lease losses	$220,000	1,966
Total noninterest income	$559,000	3,497
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$81,000	4,450
Trading account gains and fees	$0	169
Additional Noninterest Income	$478,000	2,954
Total noninterest expense	$4,838,000	2,705
Salaries and employee benefits	$2,869,000	2,567
Premises and equipment expense	$580,000	2,566
Additional noninterest expense	$1,389,000	2,902
Pre-tax net operating income	$2,273,000	2,410
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,273,000	2,130
Extraordinary gains, net	$0	5
Net income	$2,273,000	2,130
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,273,000	2,130
Net charge-offs	$41,000	2,719
Cash dividends	$1,200,000	1,482
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,273,000	2,058
2016-06-30 (YTD Data)		Rank
Total interest income	$4,977,000	2,415
Total interest expense	$376,000	2,937
Net interest income	$4,601,000	2,348
Provision for loan and lease losses	$170,000	1,794
Total noninterest income	$350,000	3,609
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$54,000	4,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$296,000	3,040
Total noninterest expense	$3,211,000	2,724
Salaries and employee benefits	$1,925,000	2,575
Premises and equipment expense	$393,000	2,544
Additional noninterest expense	$893,000	2,984
Pre-tax net operating income	$1,570,000	2,324
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,570,000	2,035
Extraordinary gains, net	$0	16
Net income	$1,570,000	2,035
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,570,000	2,035
Net charge-offs	$41,000	2,292
Cash dividends	$1,200,000	1,138
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,570,000	1,972
2016-03-31 (YTD Data)		Rank
Total interest income	$2,516,000	2,399
Total interest expense	$172,000	3,094
Net interest income	$2,344,000	2,309
Provision for loan and lease losses	$105,000	1,464
Total noninterest income	$206,000	3,329
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$27,000	4,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$179,000	2,766
Total noninterest expense	$1,648,000	2,683
Salaries and employee benefits	$997,000	2,523
Premises and equipment expense	$206,000	2,492
Additional noninterest expense	$445,000	2,997
Pre-tax net operating income	$797,000	2,284
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$797,000	1,998
Extraordinary gains, net	$0	12
Net income	$797,000	1,998
Minority interest net income	$0	62
Net income of bank and minority interests.	$797,000	1,998
Net charge-offs	$-2,000	4,420
Cash dividends	$1,200,000	635
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$797,000	1,949
2015-12-31 (YTD Data)		Rank
Total interest income	$9,044,000	2,584
Total interest expense	$724,000	3,001
Net interest income	$8,320,000	2,505
Provision for loan and lease losses	$373,000	1,668
Total noninterest income	$886,000	3,282
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$108,000	4,605
Trading account gains and fees	$0	159
Additional Noninterest Income	$778,000	2,691
Total noninterest expense	$6,218,000	2,793
Salaries and employee benefits	$3,584,000	2,690
Premises and equipment expense	$752,000	2,678
Additional noninterest expense	$1,882,000	2,915
Pre-tax net operating income	$2,615,000	2,549
Securities gains (losses)	$-37,000	5,997
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,578,000	2,285
Extraordinary gains, net	$0	23
Net income	$2,578,000	2,285
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,578,000	2,286
Net charge-offs	$3,000	4,283
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$125,000	483
Net operating income	$2,615,000	2,216
2015-09-30 (YTD Data)		Rank
Total interest income	$6,637,000	2,650
Total interest expense	$546,000	3,026
Net interest income	$6,091,000	2,583
Provision for loan and lease losses	$233,000	1,778
Total noninterest income	$362,000	4,255
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$79,000	4,696
Trading account gains and fees	$0	153
Additional Noninterest Income	$283,000	3,696
Total noninterest expense	$4,648,000	2,813
Salaries and employee benefits	$2,666,000	2,712
Premises and equipment expense	$556,000	2,744
Additional noninterest expense	$1,426,000	2,890
Pre-tax net operating income	$1,572,000	2,990
Securities gains (losses)	$-37,000	6,124
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,535,000	2,724
Extraordinary gains, net	$0	21
Net income	$1,535,000	2,724
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,535,000	2,725
Net charge-offs	$4,000	3,882
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$125,000	408
Net operating income	$1,572,000	2,631
2015-06-30 (YTD Data)		Rank
Total interest income	$4,305,000	2,709
Total interest expense	$363,000	3,046
Net interest income	$3,942,000	2,637
Provision for loan and lease losses	$183,000	1,591
Total noninterest income	$193,000	4,579
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$51,000	4,737
Trading account gains and fees	$0	157
Additional Noninterest Income	$142,000	4,097
Total noninterest expense	$3,123,000	2,810
Salaries and employee benefits	$1,800,000	2,698
Premises and equipment expense	$373,000	2,753
Additional noninterest expense	$950,000	2,916
Pre-tax net operating income	$829,000	3,386
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$829,000	3,101
Extraordinary gains, net	$0	22
Net income	$829,000	3,101
Minority interest net income	$0	75
Net income of bank and minority interests.	$829,000	3,102
Net charge-offs	$1,000	3,770
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$125,000	349
Net operating income	$829,000	3,046
2015-03-31 (YTD Data)		Rank
Total interest income	$2,077,000	2,782
Total interest expense	$172,000	3,188
Net interest income	$1,905,000	2,710
Provision for loan and lease losses	$48,000	2,145
Total noninterest income	$117,000	4,312
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$25,000	4,767
Trading account gains and fees	$0	152
Additional Noninterest Income	$92,000	3,718
Total noninterest expense	$1,647,000	2,713
Salaries and employee benefits	$1,009,000	2,508
Premises and equipment expense	$178,000	2,869
Additional noninterest expense	$460,000	2,977
Pre-tax net operating income	$327,000	3,749
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$327,000	3,485
Extraordinary gains, net	$0	13
Net income	$327,000	3,488
Minority interest net income	$0	64
Net income of bank and minority interests.	$327,000	3,488
Net charge-offs	$2,000	2,999
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$125,000	239
Net operating income	$327,000	3,400
2014-12-31 (YTD Data)		Rank
Total interest income	$8,154,000	2,853
Total interest expense	$761,000	3,140
Net interest income	$7,393,000	2,785
Provision for loan and lease losses	$268,000	2,129
Total noninterest income	$1,272,000	2,739
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$97,000	5,043
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,175,000	2,105
Total noninterest expense	$5,943,000	2,938
Salaries and employee benefits	$3,400,000	2,822
Premises and equipment expense	$730,000	2,834
Additional noninterest expense	$1,813,000	3,098
Pre-tax net operating income	$2,454,000	2,615
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,454,000	2,336
Extraordinary gains, net	$0	17
Net income	$2,454,000	2,336
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,454,000	2,336
Net charge-offs	$47,000	3,811
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,454,000	2,294
2014-09-30 (YTD Data)		Rank
Total interest income	$6,011,000	2,914
Total interest expense	$583,000	3,156
Net interest income	$5,428,000	2,844
Provision for loan and lease losses	$218,000	1,996
Total noninterest income	$1,308,000	2,309
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$73,000	5,100
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,235,000	1,682
Total noninterest expense	$4,463,000	2,941
Salaries and employee benefits	$2,451,000	2,911
Premises and equipment expense	$541,000	2,887
Additional noninterest expense	$1,471,000	2,928
Pre-tax net operating income	$2,055,000	2,469
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,055,000	2,181
Extraordinary gains, net	$0	15
Net income	$2,055,000	2,181
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,055,000	2,180
Net charge-offs	$37,000	3,473
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,055,000	2,131
2014-06-30 (YTD Data)		Rank
Total interest income	$4,211,000	2,807
Total interest expense	$400,000	3,129
Net interest income	$3,811,000	2,741
Provision for loan and lease losses	$101,000	2,325
Total noninterest income	$1,198,000	1,846
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$50,000	5,066
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,148,000	1,320
Total noninterest expense	$2,994,000	2,946
Salaries and employee benefits	$1,654,000	2,899
Premises and equipment expense	$366,000	2,879
Additional noninterest expense	$974,000	2,949
Pre-tax net operating income	$1,914,000	1,880
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,914,000	1,595
Extraordinary gains, net	$0	20
Net income	$1,914,000	1,598
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,914,000	1,597
Net charge-offs	$24,000	3,316
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,914,000	1,572
2014-03-31 (YTD Data)		Rank
Total interest income	$2,457,000	2,443
Total interest expense	$198,000	3,202
Net interest income	$2,259,000	2,325
Provision for loan and lease losses	$101,000	1,582
Total noninterest income	$1,104,000	1,152
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$24,000	5,131
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,080,000	788
Total noninterest expense	$1,504,000	2,967
Salaries and employee benefits	$855,000	2,850
Premises and equipment expense	$193,000	2,825
Additional noninterest expense	$456,000	3,114
Pre-tax net operating income	$1,758,000	1,090
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,758,000	895
Extraordinary gains, net	$0	16
Net income	$1,758,000	896
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,758,000	896
Net charge-offs	$-1,000	4,711
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,758,000	867
2013-12-31 (YTD Data)		Rank
Total interest income	$6,535,000	3,430
Total interest expense	$1,127,000	2,692
Net interest income	$5,408,000	3,511
Provision for loan and lease losses	$230,000	2,811
Total noninterest income	$463,000	4,521
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$89,000	5,402
Trading account gains and fees	$0	184
Additional Noninterest Income	$374,000	3,768
Total noninterest expense	$5,976,000	3,006
Salaries and employee benefits	$3,092,000	3,036
Premises and equipment expense	$908,000	2,442
Additional noninterest expense	$1,976,000	2,998
Pre-tax net operating income	$-335,000	6,417
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-335,000	6,443
Extraordinary gains, net	$0	29
Net income	$-335,000	6,443
Minority interest net income	$0	90
Net income of bank and minority interests.	$-335,000	6,444
Net charge-offs	$745,000	1,564
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-335,000	6,435
2013-09-30 (YTD Data)		Rank
Total interest income	$4,744,000	3,528
Total interest expense	$907,000	2,621
Net interest income	$3,837,000	3,674
Provision for loan and lease losses	$230,000	2,380
Total noninterest income	$292,000	4,848
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$66,000	5,479
Trading account gains and fees	$0	180
Additional Noninterest Income	$226,000	4,159
Total noninterest expense	$4,511,000	2,988
Salaries and employee benefits	$2,305,000	3,086
Premises and equipment expense	$707,000	2,393
Additional noninterest expense	$1,499,000	2,981
Pre-tax net operating income	$-612,000	6,648
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-612,000	6,662
Extraordinary gains, net	$0	25
Net income	$-612,000	6,663
Minority interest net income	$0	84
Net income of bank and minority interests.	$-612,000	6,663
Net charge-offs	$746,000	1,237
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-612,000	6,649
2013-06-30 (YTD Data)		Rank
Total interest income	$2,764,000	3,872
Total interest expense	$656,000	2,523
Net interest income	$2,108,000	4,175
Provision for loan and lease losses	$230,000	1,953
Total noninterest income	$191,000	4,906
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$44,000	5,477
Trading account gains and fees	$0	157
Additional Noninterest Income	$147,000	4,234
Total noninterest expense	$3,079,000	2,931
Salaries and employee benefits	$1,544,000	3,080
Premises and equipment expense	$518,000	2,208
Additional noninterest expense	$1,017,000	2,932
Pre-tax net operating income	$-1,010,000	6,792
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-1,010,000	6,812
Extraordinary gains, net	$0	22
Net income	$-1,010,000	6,814
Minority interest net income	$0	82
Net income of bank and minority interests.	$-1,010,000	6,813
Net charge-offs	$746,000	949
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-1,010,000	6,800
2013-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	3,602
Total interest expense	$337,000	2,533
Net interest income	$1,221,000	3,794
Provision for loan and lease losses	$0	4,409
Total noninterest income	$68,000	5,375
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$21,000	5,534
Trading account gains and fees	$0	148
Additional Noninterest Income	$47,000	4,783
Total noninterest expense	$1,525,000	2,976
Salaries and employee benefits	$781,000	3,103
Premises and equipment expense	$257,000	2,263
Additional noninterest expense	$487,000	3,059
Pre-tax net operating income	$-236,000	6,754
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-236,000	6,778
Extraordinary gains, net	$0	10
Net income	$-236,000	6,778
Minority interest net income	$0	76
Net income of bank and minority interests.	$-236,000	6,778
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-236,000	6,761
2012-12-31 (YTD Data)		Rank
Total interest income	$5,781,000	3,929
Total interest expense	$1,401,000	2,864
Net interest income	$4,380,000	4,169
Provision for loan and lease losses	$2,472,000	897
Total noninterest income	$402,000	4,815
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$77,000	5,778
Trading account gains and fees	$0	166
Additional Noninterest Income	$325,000	3,933
Total noninterest expense	$5,505,000	3,239
Salaries and employee benefits	$2,563,000	3,506
Premises and equipment expense	$894,000	2,500
Additional noninterest expense	$2,048,000	3,047
Pre-tax net operating income	$-3,195,000	6,891
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-3,195,000	6,906
Extraordinary gains, net	$0	29
Net income	$-3,195,000	6,904
Minority interest net income	$0	93
Net income of bank and minority interests.	$-3,195,000	6,904
Net charge-offs	$482,000	2,705
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-3,195,000	6,890
2012-09-30 (YTD Data)		Rank
Total interest income	$4,166,000	4,109
Total interest expense	$1,039,000	2,983
Net interest income	$3,127,000	4,368
Provision for loan and lease losses	$2,370,000	741
Total noninterest income	$305,000	4,839
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$56,000	5,892
Trading account gains and fees	$0	157
Additional Noninterest Income	$249,000	3,946
Total noninterest expense	$3,881,000	3,406
Salaries and employee benefits	$1,822,000	3,663
Premises and equipment expense	$629,000	2,665
Additional noninterest expense	$1,430,000	3,233
Pre-tax net operating income	$-2,819,000	7,034
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-2,819,000	7,042
Extraordinary gains, net	$0	20
Net income	$-2,819,000	7,040
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,819,000	7,041
Net charge-offs	$485,000	2,234
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-2,819,000	7,033
2012-06-30 (YTD Data)		Rank
Total interest income	$2,576,000	4,335
Total interest expense	$649,000	3,229
Net interest income	$1,927,000	4,601
Provision for loan and lease losses	$2,145,000	606
Total noninterest income	$209,000	4,812
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$34,000	6,029
Trading account gains and fees	$0	153
Additional Noninterest Income	$175,000	3,854
Total noninterest expense	$2,327,000	3,701
Salaries and employee benefits	$1,168,000	3,768
Premises and equipment expense	$367,000	2,966
Additional noninterest expense	$792,000	3,687
Pre-tax net operating income	$-2,336,000	7,111
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-2,336,000	7,129
Extraordinary gains, net	$0	19
Net income	$-2,336,000	7,129
Minority interest net income	$0	84
Net income of bank and minority interests.	$-2,336,000	7,129
Net charge-offs	$-2,000	6,263
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-2,336,000	7,116
2012-03-31 (YTD Data)		Rank
Total interest income	$710,000	5,756
Total interest expense	$199,000	4,467
Net interest income	$511,000	6,006
Provision for loan and lease losses	$1,790,000	402
Total noninterest income	$43,000	6,011
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$10,000	6,521
Trading account gains and fees	$0	148
Additional Noninterest Income	$33,000	5,248
Total noninterest expense	$677,000	5,090
Salaries and employee benefits	$356,000	5,074
Premises and equipment expense	$97,000	4,467
Additional noninterest expense	$224,000	5,111
Pre-tax net operating income	$-1,913,000	7,237
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-1,913,000	7,241
Extraordinary gains, net	$0	19
Net income	$-1,913,000	7,241
Minority interest net income	$0	78
Net income of bank and minority interests.	$-1,913,000	7,241
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-1,913,000	7,238
2011-12-31 (YTD Data)		Rank
Total interest income	$8,666,000	3,113
Total interest expense	$3,546,000	1,682
Net interest income	$5,120,000	3,846
Provision for loan and lease losses	$3,512,000	1,050
Total noninterest income	$-530,000	7,196
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$106,000	5,428
Trading account gains and fees	$0	146
Additional Noninterest Income	$-636,000	7,126
Total noninterest expense	$10,423,000	1,848
Salaries and employee benefits	$4,132,000	2,331
Premises and equipment expense	$1,995,000	1,259
Additional noninterest expense	$4,296,000	1,588
Pre-tax net operating income	$-9,345,000	7,201
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-9,345,000	7,204
Extraordinary gains, net	$0	29
Net income	$-9,345,000	7,204
Minority interest net income	$0	96
Net income of bank and minority interests.	$-9,345,000	7,204
Net charge-offs	$4,473,000	880
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$-315,000	7,321
Net operating income	$-9,345,000	7,196
2011-09-30 (YTD Data)		Rank
Total interest income	$6,635,000	3,103
Total interest expense	$2,868,000	1,641
Net interest income	$3,767,000	3,907
Provision for loan and lease losses	$3,012,000	931
Total noninterest income	$-404,000	7,287
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$75,000	5,545
Trading account gains and fees	$0	145
Additional Noninterest Income	$-479,000	7,233
Total noninterest expense	$7,592,000	1,895
Salaries and employee benefits	$3,134,000	2,299
Premises and equipment expense	$1,319,000	1,437
Additional noninterest expense	$3,139,000	1,626
Pre-tax net operating income	$-7,241,000	7,292
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-7,241,000	7,305
Extraordinary gains, net	$0	21
Net income	$-7,241,000	7,305
Minority interest net income	$0	87
Net income of bank and minority interests.	$-7,241,000	7,305
Net charge-offs	$2,972,000	959
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$-314,000	7,407
Net operating income	$-7,241,000	7,299
2011-06-30 (YTD Data)		Rank
Total interest income	$4,513,000	3,080
Total interest expense	$2,006,000	1,628
Net interest income	$2,507,000	3,929
Provision for loan and lease losses	$3,012,000	675
Total noninterest income	$-213,000	7,353
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$49,000	5,561
Trading account gains and fees	$0	153
Additional Noninterest Income	$-262,000	7,306
Total noninterest expense	$5,324,000	1,835
Salaries and employee benefits	$2,426,000	2,012
Premises and equipment expense	$616,000	2,048
Additional noninterest expense	$2,282,000	1,514
Pre-tax net operating income	$-6,042,000	7,392
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-6,042,000	7,395
Extraordinary gains, net	$0	15
Net income	$-6,042,000	7,395
Minority interest net income	$0	89
Net income of bank and minority interests.	$-6,042,000	7,395
Net charge-offs	$2,868,000	712
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$15,000	788
Net operating income	$-6,042,000	7,396
2011-03-31 (YTD Data)		Rank
Total interest income	$2,339,000	2,998
Total interest expense	$1,064,000	1,594
Net interest income	$1,275,000	3,893
Provision for loan and lease losses	$527,000	1,378
Total noninterest income	$-9,000	7,336
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$22,000	5,670
Trading account gains and fees	$0	158
Additional Noninterest Income	$-31,000	7,256
Total noninterest expense	$2,590,000	1,886
Salaries and employee benefits	$1,265,000	1,937
Premises and equipment expense	$276,000	2,286
Additional noninterest expense	$1,049,000	1,647
Pre-tax net operating income	$-1,851,000	7,382
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-1,851,000	7,394
Extraordinary gains, net	$0	9
Net income	$-1,851,000	7,394
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,851,000	7,394
Net charge-offs	$527,000	1,291
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$15,000	613
Net operating income	$-1,851,000	7,392
2010-12-31 (YTD Data)		Rank
Total interest income	$13,826,000	2,187
Total interest expense	$5,070,000	1,642
Net interest income	$8,756,000	2,513
Provision for loan and lease losses	$18,399,000	402
Total noninterest income	$378,000	5,050
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$94,000	5,559
Trading account gains and fees	$0	175
Additional Noninterest Income	$284,000	4,034
Total noninterest expense	$13,420,000	1,474
Salaries and employee benefits	$4,421,000	2,192
Premises and equipment expense	$1,346,000	1,903
Additional noninterest expense	$7,653,000	967
Pre-tax net operating income	$-22,685,000	7,534
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-22,685,000	7,531
Extraordinary gains, net	$0	29
Net income	$-22,685,000	7,531
Minority interest net income	$0	111
Net income of bank and minority interests.	$-22,685,000	7,531
Net charge-offs	$11,867,000	530
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$56,000	918
Net operating income	$-22,685,000	7,525
2010-09-30 (YTD Data)		Rank
Total interest income	$11,156,000	2,073
Total interest expense	$3,969,000	1,636
Net interest income	$7,187,000	2,326
Provision for loan and lease losses	$14,811,000	367
Total noninterest income	$634,000	3,577
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$70,000	5,662
Trading account gains and fees	$0	165
Additional Noninterest Income	$564,000	2,575
Total noninterest expense	$7,348,000	1,977
Salaries and employee benefits	$3,255,000	2,232
Premises and equipment expense	$1,087,000	1,782
Additional noninterest expense	$3,006,000	1,778
Pre-tax net operating income	$-14,338,000	7,618
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$-14,338,000	7,628
Extraordinary gains, net	$0	23
Net income	$-14,338,000	7,628
Minority interest net income	$0	110
Net income of bank and minority interests.	$-14,338,000	7,628
Net charge-offs	$9,882,000	466
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$11,000	1,053
Net operating income	$-14,338,000	7,625
2010-06-30 (YTD Data)		Rank
Total interest income	$7,916,000	1,967
Total interest expense	$2,616,000	1,711
Net interest income	$5,300,000	2,080
Provision for loan and lease losses	$7,975,000	429
Total noninterest income	$585,000	2,919
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$51,000	5,564
Trading account gains and fees	$0	152
Additional Noninterest Income	$534,000	2,005
Total noninterest expense	$4,994,000	1,964
Salaries and employee benefits	$2,255,000	2,160
Premises and equipment expense	$828,000	1,586
Additional noninterest expense	$1,911,000	1,840
Pre-tax net operating income	$-7,084,000	7,623
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-7,084,000	7,647
Extraordinary gains, net	$0	19
Net income	$-7,084,000	7,647
Minority interest net income	$0	105
Net income of bank and minority interests.	$-7,084,000	7,647
Net charge-offs	$712,000	2,067
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$62,000	596
Net operating income	$-7,084,000	7,644
2010-03-31 (YTD Data)		Rank
Total interest income	$4,109,000	1,947
Total interest expense	$1,264,000	1,839
Net interest income	$2,845,000	1,985
Provision for loan and lease losses	$7,400,000	285
Total noninterest income	$644,000	1,698
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$30,000	5,359
Trading account gains and fees	$0	175
Additional Noninterest Income	$614,000	1,107
Total noninterest expense	$2,709,000	1,837
Salaries and employee benefits	$1,380,000	1,815
Premises and equipment expense	$427,000	1,580
Additional noninterest expense	$902,000	1,896
Pre-tax net operating income	$-6,620,000	7,807
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-6,620,000	7,818
Extraordinary gains, net	$0	16
Net income	$-6,620,000	7,819
Minority interest net income	$0	91
Net income of bank and minority interests.	$-6,620,000	7,819
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$48,000	426
Net operating income	$-6,620,000	7,817
2009-12-31 (YTD Data)		Rank
Total interest income	$17,102,000	1,980
Total interest expense	$6,477,000	1,803
Net interest income	$10,625,000	2,067
Provision for loan and lease losses	$1,860,000	2,586
Total noninterest income	$2,244,000	1,966
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$106,000	5,668
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,138,000	1,308
Total noninterest expense	$9,880,000	2,049
Salaries and employee benefits	$4,987,000	1,974
Premises and equipment expense	$1,832,000	1,477
Additional noninterest expense	$3,061,000	2,308
Pre-tax net operating income	$1,129,000	2,803
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,129,000	2,568
Extraordinary gains, net	$0	34
Net income	$1,129,000	2,566
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,129,000	2,567
Net charge-offs	$1,493,000	2,379
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$176,000	741
Net operating income	$1,129,000	2,524
2009-09-30 (YTD Data)		Rank
Total interest income	$12,670,000	2,041
Total interest expense	$5,164,000	1,782
Net interest income	$7,506,000	2,189
Provision for loan and lease losses	$2,040,000	1,877
Total noninterest income	$1,815,000	1,911
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$78,000	5,742
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,737,000	1,270
Total noninterest expense	$7,231,000	2,084
Salaries and employee benefits	$3,694,000	2,009
Premises and equipment expense	$1,386,000	1,480
Additional noninterest expense	$2,151,000	2,406
Pre-tax net operating income	$50,000	5,486
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$50,000	5,561
Extraordinary gains, net	$0	27
Net income	$50,000	5,561
Minority interest net income	$0	118
Net income of bank and minority interests.	$50,000	5,561
Net charge-offs	$1,478,000	1,789
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$123,000	692
Net operating income	$50,000	5,502
2009-06-30 (YTD Data)		Rank
Total interest income	$8,314,000	2,116
Total interest expense	$3,651,000	1,769
Net interest income	$4,663,000	2,339
Provision for loan and lease losses	$1,790,000	1,507
Total noninterest income	$1,236,000	1,876
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$49,000	5,826
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,187,000	1,273
Total noninterest expense	$4,906,000	2,066
Salaries and employee benefits	$2,428,000	2,074
Premises and equipment expense	$991,000	1,409
Additional noninterest expense	$1,487,000	2,351
Pre-tax net operating income	$-797,000	6,896
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-797,000	7,022
Extraordinary gains, net	$0	21
Net income	$-797,000	7,022
Minority interest net income	$0	112
Net income of bank and minority interests.	$-797,000	7,022
Net charge-offs	$1,462,000	1,357
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$76,000	682
Net operating income	$-797,000	7,010
2009-03-31 (YTD Data)		Rank
Total interest income	$4,205,000	2,113
Total interest expense	$1,935,000	1,748
Net interest income	$2,270,000	2,386
Provision for loan and lease losses	$265,000	2,494
Total noninterest income	$733,000	1,648
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$21,000	6,011
Trading account gains and fees	$0	171
Additional Noninterest Income	$712,000	1,102
Total noninterest expense	$2,171,000	2,254
Salaries and employee benefits	$1,226,000	2,085
Premises and equipment expense	$468,000	1,522
Additional noninterest expense	$477,000	3,126
Pre-tax net operating income	$567,000	2,152
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$567,000	1,898
Extraordinary gains, net	$0	15
Net income	$567,000	1,900
Minority interest net income	$0	102
Net income of bank and minority interests.	$567,000	1,900
Net charge-offs	$196,000	2,152
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$35,000	600
Net operating income	$567,000	1,794
2008-12-31 (YTD Data)		Rank
Total interest income	$18,468,000	2,067
Total interest expense	$8,411,000	1,877
Net interest income	$10,057,000	2,210
Provision for loan and lease losses	$5,679,000	919
Total noninterest income	$1,336,000	2,842
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$159,000	5,197
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,177,000	1,905
Total noninterest expense	$8,633,000	2,214
Salaries and employee benefits	$4,635,000	2,190
Premises and equipment expense	$1,324,000	2,046
Additional noninterest expense	$2,674,000	2,225
Pre-tax net operating income	$-2,919,000	7,576
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$-2,919,000	7,596
Extraordinary gains, net	$0	39
Net income	$-2,919,000	7,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,617,000	871
Cash dividends	$1,750,000	1,515
Sale, conversion, retirement of capital stock, net	$228,000	736
Net operating income	$-2,919,000	7,669
2008-09-30 (YTD Data)		Rank
Total interest income	$14,273,000	2,048
Total interest expense	$6,191,000	1,999
Net interest income	$8,082,000	2,074
Provision for loan and lease losses	$1,343,000	1,537
Total noninterest income	$879,000	3,151
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$60,000	6,226
Trading account gains and fees	$0	148
Additional Noninterest Income	$819,000	2,088
Total noninterest expense	$6,014,000	2,367
Salaries and employee benefits	$3,539,000	2,183
Premises and equipment expense	$769,000	2,582
Additional noninterest expense	$1,706,000	2,485
Pre-tax net operating income	$1,604,000	2,701
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,604,000	2,197
Extraordinary gains, net	$0	31
Net income	$1,604,000	2,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,863
Cash dividends	$600,000	2,477
Sale, conversion, retirement of capital stock, net	$187,000	600
Net operating income	$1,604,000	2,309
2008-06-30 (YTD Data)		Rank
Total interest income	$9,996,000	1,987
Total interest expense	$4,472,000	1,925
Net interest income	$5,524,000	2,021
Provision for loan and lease losses	$923,000	1,280
Total noninterest income	$617,000	3,079
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$41,000	6,214
Trading account gains and fees	$0	149
Additional Noninterest Income	$576,000	2,044
Total noninterest expense	$3,776,000	2,506
Salaries and employee benefits	$2,285,000	2,269
Premises and equipment expense	$442,000	2,946
Additional noninterest expense	$1,049,000	2,631
Pre-tax net operating income	$1,442,000	2,287
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,442,000	1,867
Extraordinary gains, net	$0	21
Net income	$1,442,000	1,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,817
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$147,000	474
Net operating income	$1,442,000	1,831
2008-03-31 (YTD Data)		Rank
Total interest income	$5,657,000	1,812
Total interest expense	$2,449,000	1,895
Net interest income	$3,208,000	1,739
Provision for loan and lease losses	$702,000	793
Total noninterest income	$259,000	3,433
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$23,000	6,062
Trading account gains and fees	$0	158
Additional Noninterest Income	$236,000	2,310
Total noninterest expense	$1,811,000	2,598
Salaries and employee benefits	$1,160,000	2,265
Premises and equipment expense	$203,000	3,191
Additional noninterest expense	$448,000	2,989
Pre-tax net operating income	$954,000	1,866
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$954,000	1,569
Extraordinary gains, net	$0	15
Net income	$954,000	1,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$954,000	1,512
2007-12-31 (YTD Data)		Rank
Total interest income	$17,897,000	2,296
Total interest expense	$8,088,000	2,297
Net interest income	$9,809,000	2,284
Provision for loan and lease losses	$827,000	1,639
Total noninterest income	$1,330,000	2,927
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$64,000	6,532
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,266,000	1,891
Total noninterest expense	$5,094,000	3,391
Salaries and employee benefits	$3,286,000	2,997
Premises and equipment expense	$538,000	4,150
Additional noninterest expense	$1,270,000	3,906
Pre-tax net operating income	$5,218,000	1,582
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$5,218,000	1,227
Extraordinary gains, net	$0	39
Net income	$5,218,000	1,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	2,398
Cash dividends	$599,000	3,465
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,218,000	1,222
2007-09-30 (YTD Data)		Rank
Total interest income	$12,789,000	2,418
Total interest expense	$5,793,000	2,388
Net interest income	$6,996,000	2,402
Provision for loan and lease losses	$602,000	1,343
Total noninterest income	$982,000	2,950
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$45,000	6,629
Trading account gains and fees	$0	184
Additional Noninterest Income	$937,000	1,914
Total noninterest expense	$3,575,000	3,558
Salaries and employee benefits	$2,336,000	3,108
Premises and equipment expense	$335,000	4,680
Additional noninterest expense	$904,000	3,995
Pre-tax net operating income	$3,801,000	1,745
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$3,801,000	1,345
Extraordinary gains, net	$0	33
Net income	$3,801,000	1,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	1,953
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,801,000	1,335
2007-06-30 (YTD Data)		Rank
Total interest income	$8,232,000	2,502
Total interest expense	$3,850,000	2,404
Net interest income	$4,382,000	2,545
Provision for loan and lease losses	$496,000	1,042
Total noninterest income	$607,000	3,125
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$28,000	6,731
Trading account gains and fees	$0	168
Additional Noninterest Income	$579,000	2,034
Total noninterest expense	$2,201,000	3,834
Salaries and employee benefits	$1,458,000	3,326
Premises and equipment expense	$208,000	4,900
Additional noninterest expense	$535,000	4,373
Pre-tax net operating income	$2,292,000	1,928
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,292,000	1,530
Extraordinary gains, net	$0	29
Net income	$2,292,000	1,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	1,359
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,292,000	1,511
2007-03-31 (YTD Data)		Rank
Total interest income	$4,011,000	2,559
Total interest expense	$1,860,000	2,463
Net interest income	$2,151,000	2,592
Provision for loan and lease losses	$411,000	612
Total noninterest income	$232,000	3,705
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$13,000	6,796
Trading account gains and fees	$0	195
Additional Noninterest Income	$219,000	2,412
Total noninterest expense	$1,008,000	4,118
Salaries and employee benefits	$683,000	3,530
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$233,000	4,770
Pre-tax net operating income	$964,000	2,236
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$964,000	1,775
Extraordinary gains, net	$0	22
Net income	$964,000	1,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	745
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$964,000	1,760
2006-12-31 (YTD Data)		Rank
Total interest income	$8,772,000	3,949
Total interest expense	$3,305,000	4,071
Net interest income	$5,467,000	3,771
Provision for loan and lease losses	$640,000	1,523
Total noninterest income	$1,129,000	3,269
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$59,000	6,743
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,070,000	2,117
Total noninterest expense	$3,644,000	4,268
Salaries and employee benefits	$2,246,000	3,918
Premises and equipment expense	$397,000	4,938
Additional noninterest expense	$1,001,000	4,514
Pre-tax net operating income	$2,312,000	3,324
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,312,000	2,782
Extraordinary gains, net	$0	51
Net income	$2,312,000	2,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,587
Cash dividends	$210,000	4,871
Sale, conversion, retirement of capital stock, net	$5,179,000	306
Net operating income	$2,312,000	2,771
2006-09-30 (YTD Data)		Rank
Total interest income	$5,661,000	4,335
Total interest expense	$1,901,000	4,703
Net interest income	$3,760,000	4,023
Provision for loan and lease losses	$460,000	1,489
Total noninterest income	$871,000	3,209
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$45,000	6,821
Trading account gains and fees	$0	126
Additional Noninterest Income	$826,000	2,078
Total noninterest expense	$2,836,000	4,142
Salaries and employee benefits	$1,715,000	3,858
Premises and equipment expense	$312,000	4,803
Additional noninterest expense	$809,000	4,228
Pre-tax net operating income	$1,335,000	4,041
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,335,000	3,467
Extraordinary gains, net	$0	45
Net income	$1,335,000	3,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,425
Cash dividends	$210,000	4,086
Sale, conversion, retirement of capital stock, net	$678,000	421
Net operating income	$1,335,000	3,454
2006-06-30 (YTD Data)		Rank
Total interest income	$3,286,000	4,692
Total interest expense	$1,003,000	5,214
Net interest income	$2,283,000	4,319
Provision for loan and lease losses	$377,000	1,217
Total noninterest income	$423,000	3,920
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$30,000	6,853
Trading account gains and fees	$0	126
Additional Noninterest Income	$393,000	2,587
Total noninterest expense	$1,747,000	4,405
Salaries and employee benefits	$1,038,000	4,166
Premises and equipment expense	$198,000	4,966
Additional noninterest expense	$511,000	4,421
Pre-tax net operating income	$582,000	5,072
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$582,000	4,518
Extraordinary gains, net	$0	39
Net income	$582,000	4,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$678,000	300
Net operating income	$582,000	4,508
2006-03-31 (YTD Data)		Rank
Total interest income	$1,293,000	5,381
Total interest expense	$316,000	6,277
Net interest income	$977,000	4,781
Provision for loan and lease losses	$100,000	1,992
Total noninterest income	$152,000	4,644
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$14,000	6,901
Trading account gains and fees	$0	115
Additional Noninterest Income	$138,000	3,119
Total noninterest expense	$803,000	4,679
Salaries and employee benefits	$482,000	4,395
Premises and equipment expense	$91,000	5,241
Additional noninterest expense	$230,000	4,721
Pre-tax net operating income	$226,000	5,571
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$226,000	5,069
Extraordinary gains, net	$0	21
Net income	$226,000	5,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$678,000	163
Net operating income	$226,000	5,062
2005-12-31 (YTD Data)		Rank
Total interest income	$2,336,000	7,144
Total interest expense	$592,000	7,349
Net interest income	$1,744,000	6,971
Provision for loan and lease losses	$0	7,120
Total noninterest income	$388,000	5,784
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$35,000	7,303
Trading account gains and fees	$0	138
Additional Noninterest Income	$353,000	3,999
Total noninterest expense	$1,187,000	7,420
Salaries and employee benefits	$651,000	7,438
Premises and equipment expense	$140,000	7,403
Additional noninterest expense	$396,000	7,108
Pre-tax net operating income	$945,000	5,510
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$945,000	4,963
Extraordinary gains, net	$0	46
Net income	$945,000	4,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,359
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$2,400,000	381
Net operating income	$945,000	4,938
2005-09-30 (YTD Data)		Rank
Total interest income	$1,115,000	7,932
Total interest expense	$254,000	8,081
Net interest income	$861,000	7,785
Provision for loan and lease losses	$0	6,899
Total noninterest income	$197,000	6,614
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$20,000	7,448
Trading account gains and fees	$0	126
Additional Noninterest Income	$177,000	4,870
Total noninterest expense	$513,000	8,261
Salaries and employee benefits	$326,000	8,077
Premises and equipment expense	$16,000	8,734
Additional noninterest expense	$171,000	8,060
Pre-tax net operating income	$545,000	6,219
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$545,000	5,696
Extraordinary gains, net	$0	35
Net income	$545,000	5,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,223
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$2,400,000	280
Net operating income	$545,000	5,652
2005-06-30 (YTD Data)		Rank
Total interest income	$63,000	8,834
Total interest expense	$9,000	8,793
Net interest income	$54,000	8,832
Provision for loan and lease losses	$0	6,626
Total noninterest income	$9,000	8,680
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,000	7,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$8,000	8,279
Total noninterest expense	$28,000	8,853
Salaries and employee benefits	$18,000	8,838
Premises and equipment expense	$0	8,833
Additional noninterest expense	$10,000	8,852
Pre-tax net operating income	$35,000	8,211
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$35,000	8,200
Extraordinary gains, net	$0	30
Net income	$35,000	8,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,147
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$35,000	8,167
2005-03-31 (YTD Data)		Rank
Total interest income	$667,000	6,854
Total interest expense	$101,000	7,824
Net interest income	$566,000	6,379
Provision for loan and lease losses	$0	6,226
Total noninterest income	$98,000	5,732
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$17,000	6,822
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,172
Total noninterest expense	$382,000	6,887
Salaries and employee benefits	$229,000	6,639
Premises and equipment expense	$2,000	8,862
Additional noninterest expense	$151,000	5,984
Pre-tax net operating income	$282,000	5,153
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$282,000	4,541
Extraordinary gains, net	$0	24
Net income	$282,000	4,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,116
Cash dividends	$293,000	1,811
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$282,000	4,498
2004-12-31 (YTD Data)		Rank
Total interest income	$2,977,000	6,443
Total interest expense	$390,000	7,733
Net interest income	$2,587,000	5,900
Provision for loan and lease losses	$0	7,314
Total noninterest income	$133,000	7,775
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$129,000	6,061
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,000	8,722
Total noninterest expense	$1,288,000	7,285
Salaries and employee benefits	$898,000	6,614
Premises and equipment expense	$-12,000	8,972
Additional noninterest expense	$402,000	7,111
Pre-tax net operating income	$1,432,000	4,364
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,432,000	3,746
Extraordinary gains, net	$0	34
Net income	$1,432,000	3,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,989
Cash dividends	$1,442,000	1,787
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,432,000	3,689
2004-09-30 (YTD Data)		Rank
Total interest income	$2,236,000	6,448
Total interest expense	$293,000	7,746
Net interest income	$1,943,000	5,890
Provision for loan and lease losses	$0	7,100
Total noninterest income	$100,000	7,803
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$96,000	6,117
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,000	8,732
Total noninterest expense	$941,000	7,311
Salaries and employee benefits	$662,000	6,633
Premises and equipment expense	$-11,000	9,019
Additional noninterest expense	$290,000	7,175
Pre-tax net operating income	$1,102,000	4,375
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,102,000	3,763
Extraordinary gains, net	$0	26
Net income	$1,102,000	3,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,322
Cash dividends	$1,151,000	1,545
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,102,000	3,688
2004-06-30 (YTD Data)		Rank
Total interest income	$1,495,000	6,470
Total interest expense	$198,000	7,786
Net interest income	$1,297,000	5,879
Provision for loan and lease losses	$0	6,885
Total noninterest income	$70,000	7,781
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$66,000	6,081
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,000	8,694
Total noninterest expense	$626,000	7,370
Salaries and employee benefits	$434,000	6,730
Premises and equipment expense	$-6,000	9,074
Additional noninterest expense	$198,000	7,157
Pre-tax net operating income	$741,000	4,315
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$741,000	3,726
Extraordinary gains, net	$0	21
Net income	$741,000	3,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,489
Cash dividends	$860,000	1,452
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$741,000	3,636
2004-03-31 (YTD Data)		Rank
Total interest income	$724,000	6,604
Total interest expense	$98,000	7,876
Net interest income	$626,000	6,005
Provision for loan and lease losses	$0	6,501
Total noninterest income	$35,000	7,776
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$33,000	6,033
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,000	8,709
Total noninterest expense	$313,000	7,409
Salaries and employee benefits	$215,000	6,788
Premises and equipment expense	$-6,000	9,110
Additional noninterest expense	$104,000	7,045
Pre-tax net operating income	$348,000	4,452
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$348,000	3,863
Extraordinary gains, net	$0	16
Net income	$348,000	3,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$571,000	1,073
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$348,000	3,745
2003-12-31 (YTD Data)		Rank
Total interest income	$3,130,000	6,388
Total interest expense	$379,000	8,180
Net interest income	$2,751,000	5,586
Provision for loan and lease losses	$0	7,651
Total noninterest income	$108,000	8,223
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$77,000	6,951
Trading account gains and fees	$0	160
Additional Noninterest Income	$31,000	8,089
Total noninterest expense	$1,389,000	7,094
Salaries and employee benefits	$888,000	6,634
Premises and equipment expense	$21,000	9,064
Additional noninterest expense	$480,000	6,673
Pre-tax net operating income	$1,470,000	4,174
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,470,000	3,608
Extraordinary gains, net	$0	54
Net income	$1,470,000	3,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,602
Cash dividends	$1,450,000	1,776
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,470,000	3,453
2003-09-30 (YTD Data)		Rank
Total interest income	$2,400,000	6,388
Total interest expense	$286,000	8,300
Net interest income	$2,114,000	5,538
Provision for loan and lease losses	$0	7,481
Total noninterest income	$75,000	8,365
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$55,000	7,074
Trading account gains and fees	$0	153
Additional Noninterest Income	$20,000	8,256
Total noninterest expense	$1,046,000	7,087
Salaries and employee benefits	$666,000	6,624
Premises and equipment expense	$9,000	9,161
Additional noninterest expense	$371,000	6,561
Pre-tax net operating income	$1,143,000	4,220
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,143,000	3,630
Extraordinary gains, net	$0	40
Net income	$1,143,000	3,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,047
Cash dividends	$1,161,000	1,562
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,143,000	3,458
2003-06-30 (YTD Data)		Rank
Total interest income	$1,600,000	6,433
Total interest expense	$200,000	8,335
Net interest income	$1,400,000	5,555
Provision for loan and lease losses	$0	7,324
Total noninterest income	$44,000	8,498
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$34,000	7,172
Trading account gains and fees	$0	150
Additional Noninterest Income	$10,000	8,463
Total noninterest expense	$707,000	7,056
Salaries and employee benefits	$435,000	6,713
Premises and equipment expense	$5,000	9,200
Additional noninterest expense	$267,000	6,335
Pre-tax net operating income	$737,000	4,288
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$737,000	3,720
Extraordinary gains, net	$0	30
Net income	$737,000	3,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$870,000	1,483
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$737,000	3,517
2003-03-31 (YTD Data)		Rank
Total interest income	$801,000	6,448
Total interest expense	$112,000	8,273
Net interest income	$689,000	5,596
Provision for loan and lease losses	$0	6,934
Total noninterest income	$37,000	7,862
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$23,000	6,666
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	7,447
Total noninterest expense	$359,000	7,051
Salaries and employee benefits	$220,000	6,691
Premises and equipment expense	$7,000	9,093
Additional noninterest expense	$132,000	6,375
Pre-tax net operating income	$367,000	4,257
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$367,000	3,682
Extraordinary gains, net	$0	21
Net income	$367,000	3,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$290,000	1,834
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$367,000	3,509
2002-12-31 (YTD Data)		Rank
Total interest income	$3,436,000	6,399
Total interest expense	$654,000	7,943
Net interest income	$2,782,000	5,547
Provision for loan and lease losses	$90,000	5,880
Total noninterest income	$128,000	8,085
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$74,000	7,056
Trading account gains and fees	$0	153
Additional Noninterest Income	$54,000	7,501
Total noninterest expense	$1,245,000	7,375
Salaries and employee benefits	$809,000	6,855
Premises and equipment expense	$-1,000	9,345
Additional noninterest expense	$437,000	6,896
Pre-tax net operating income	$1,575,000	3,981
Securities gains (losses)	$6,000	3,879
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,581,000	3,366
Extraordinary gains, net	$0	70
Net income	$1,581,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,791
Cash dividends	$1,447,000	1,699
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,575,000	3,272
2001-12-31 (YTD Data)		Rank
Total interest income	$3,757,000	6,539
Total interest expense	$1,300,000	7,408
Net interest income	$2,457,000	5,767
Provision for loan and lease losses	$0	8,228
Total noninterest income	$132,000	8,067
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$83,000	6,914
Trading account gains and fees	$0	177
Additional Noninterest Income	$49,000	7,713
Total noninterest expense	$1,166,000	7,539
Salaries and employee benefits	$757,000	6,950
Premises and equipment expense	$11,000	9,552
Additional noninterest expense	$398,000	7,161
Pre-tax net operating income	$1,423,000	3,999
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$1,423,000	3,353
Extraordinary gains, net	$0	105
Net income	$1,423,000	3,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,531
Cash dividends	$1,156,000	2,027
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,423,000	3,253
2000-12-31 (YTD Data)		Rank
Total interest income	$3,819,000	6,638
Total interest expense	$1,315,000	7,552
Net interest income	$2,504,000	5,798
Provision for loan and lease losses	$50,000	6,512
Total noninterest income	$803,000	3,653
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	6,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$709,000	2,343
Total noninterest expense	$1,098,000	7,747
Salaries and employee benefits	$678,000	7,298
Premises and equipment expense	$25,000	9,724
Additional noninterest expense	$395,000	7,186
Pre-tax net operating income	$2,159,000	3,127
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$2,159,000	2,370
Extraordinary gains, net	$0	38
Net income	$2,159,000	2,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,170
Cash dividends	$1,440,000	1,714
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,159,000	2,376
1999-12-31 (YTD Data)		Rank
Total interest income	$3,440,000	6,893
Total interest expense	$1,232,000	7,561
Net interest income	$2,208,000	6,270
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$152,000	8,074
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$104,000	6,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,128
Total noninterest expense	$1,226,000	7,504
Salaries and employee benefits	$692,000	7,289
Premises and equipment expense	$66,000	9,315
Additional noninterest expense	$468,000	6,758
Pre-tax net operating income	$1,084,000	5,063
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$1,084,000	4,192
Extraordinary gains, net	$0	35
Net income	$1,084,000	4,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,147
Cash dividends	$1,150,000	2,045
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,084,000	4,149
1998-12-31 (YTD Data)		Rank
Total interest income	$3,557,000	6,892
Total interest expense	$1,153,000	8,021
Net interest income	$2,404,000	5,984
Provision for loan and lease losses	$133,000	4,421
Total noninterest income	$184,000	7,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	6,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,637
Total noninterest expense	$1,212,000	7,517
Salaries and employee benefits	$793,000	6,711
Premises and equipment expense	$50,000	9,822
Additional noninterest expense	$369,000	7,484
Pre-tax net operating income	$1,243,000	4,770
Securities gains (losses)	$28,000	2,162
Applicable income taxes	$0	9,340
Income before extraordinary items	$1,271,000	3,750
Extraordinary gains, net	$0	32
Net income	$1,271,000	3,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,097
Cash dividends	$1,116,000	2,055
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,243,000	3,728
1997-12-31 (YTD Data)		Rank
Total interest income	$3,547,000	7,111
Total interest expense	$1,225,000	8,048
Net interest income	$2,322,000	6,330
Provision for loan and lease losses	$-60,000	10,730
Total noninterest income	$278,000	6,914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	6,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	6,011
Total noninterest expense	$1,241,000	7,525
Salaries and employee benefits	$793,000	6,828
Premises and equipment expense	$57,000	10,024
Additional noninterest expense	$391,000	7,425
Pre-tax net operating income	$1,419,000	4,682
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$1,419,000	3,522
Extraordinary gains, net	$0	44
Net income	$1,419,000	3,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	10,555
Cash dividends	$1,030,000	2,111
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,419,000	3,450
1996-12-31 (YTD Data)		Rank
Total interest income	$3,498,000	7,394
Total interest expense	$1,194,000	8,394
Net interest income	$2,304,000	6,557
Provision for loan and lease losses	$0	9,041
Total noninterest income	$241,000	7,701
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$164,000	6,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,844
Total noninterest expense	$1,169,000	8,069
Salaries and employee benefits	$796,000	7,003
Premises and equipment expense	$12,000	11,368
Additional noninterest expense	$361,000	8,252
Pre-tax net operating income	$1,376,000	4,639
Securities gains (losses)	$0	4,148
Applicable income taxes	$443,000	4,553
Income before extraordinary items	$933,000	4,752
Extraordinary gains, net	$0	53
Net income	$933,000	4,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,393
Cash dividends	$468,000	3,565
Sale, conversion, retirement of capital stock, net	$-183,000	11,372
Net operating income	$933,000	4,700
1995-12-31 (YTD Data)		Rank
Total interest income	$3,300,000	7,807
Total interest expense	$1,168,000	8,692
Net interest income	$2,132,000	7,016
Provision for loan and lease losses	$0	8,958
Total noninterest income	$282,000	7,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	7,238
Total noninterest expense	$1,269,000	7,955
Salaries and employee benefits	$778,000	7,218
Premises and equipment expense	$42,000	11,323
Additional noninterest expense	$449,000	7,716
Pre-tax net operating income	$1,145,000	5,430
Securities gains (losses)	$0	3,831
Applicable income taxes	$368,000	5,242
Income before extraordinary items	$777,000	5,557
Extraordinary gains, net	$0	65
Net income	$777,000	5,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$366,000	4,090
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$777,000	5,543
1994-12-31 (YTD Data)		Rank
Total interest income	$3,285,000	7,637
Total interest expense	$1,074,000	8,381
Net interest income	$2,211,000	7,064
Provision for loan and lease losses	$0	9,146
Total noninterest income	$284,000	7,473
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,924
Total noninterest expense	$1,294,000	8,268
Salaries and employee benefits	$766,000	7,414
Premises and equipment expense	$68,000	11,037
Additional noninterest expense	$460,000	8,230
Pre-tax net operating income	$1,201,000	5,238
Securities gains (losses)	$0	3,600
Applicable income taxes	$387,000	4,876
Income before extraordinary items	$814,000	5,292
Extraordinary gains, net	$0	249
Net income	$814,000	5,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$364,000	3,975
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$814,000	5,353
1993-12-31 (YTD Data)		Rank
Total interest income	$3,678,000	7,302
Total interest expense	$1,126,000	8,574
Net interest income	$2,552,000	6,442
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$358,000	6,927
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$240,000	5,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	7,354
Total noninterest expense	$1,389,000	8,225
Salaries and employee benefits	$792,000	7,378
Premises and equipment expense	$108,000	10,198
Additional noninterest expense	$489,000	8,336
Pre-tax net operating income	$1,509,000	4,301
Securities gains (losses)	$0	7,477
Applicable income taxes	$497,000	4,218
Income before extraordinary items	$1,012,000	4,659
Extraordinary gains, net	$0	3,149
Net income	$1,012,000	4,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	7,730
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,012,000	4,424
1992-12-31 (YTD Data)		Rank
Total interest income	$3,707,000	7,895
Total interest expense	$1,481,000	8,567
Net interest income	$2,226,000	7,185
Provision for loan and lease losses	$40,000	9,471
Total noninterest income	$296,000	7,785
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$234,000	5,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,701
Total noninterest expense	$1,289,000	8,699
Salaries and employee benefits	$703,000	7,957
Premises and equipment expense	$103,000	10,619
Additional noninterest expense	$483,000	8,623
Pre-tax net operating income	$1,193,000	4,928
Securities gains (losses)	$0	8,369
Applicable income taxes	$391,000	4,882
Income before extraordinary items	$802,000	5,352
Extraordinary gains, net	$0	1,422
Net income	$802,000	5,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	13,128
Cash dividends	$383,000	3,442
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$802,000	5,051

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.