Home > Rockwood Bank > Income and Expense

Rockwood Bank, Income and Expense

2021-03-31 (YTD Data)		Rank
Total interest income	$2,348,000	2,600
Total interest expense	$84,000	3,870
Net interest income	$2,264,000	2,486
Provision for loan and lease losses	$0	2,741
Total noninterest income	$659,000	1,949
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$75,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$584,000	1,751
Total noninterest expense	$1,614,000	2,606
Salaries and employee benefits	$747,000	2,941
Premises and equipment expense	$245,000	2,093
Additional noninterest expense	$622,000	2,213
Pre-tax net operating income	$1,309,000	2,037
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,309,000	1,878
Extraordinary gains, net	$0	3
Net income	$1,309,000	1,877
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,309,000	1,878
Net charge-offs	$-7,000	3,920
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,309,000	1,848
2020-12-31 (YTD Data)		Rank
Total interest income	$2,590,000	4,341
Total interest expense	$105,000	4,800
Net interest income	$2,485,000	4,227
Provision for loan and lease losses	$100,000	3,523
Total noninterest income	$659,000	3,337
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$89,000	3,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$570,000	3,021
Total noninterest expense	$1,814,000	4,362
Salaries and employee benefits	$912,000	4,467
Premises and equipment expense	$237,000	4,086
Additional noninterest expense	$665,000	4,182
Pre-tax net operating income	$1,230,000	3,501
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,230,000	3,430
Extraordinary gains, net	$0	4
Net income	$1,230,000	3,430
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,230,000	3,430
Net charge-offs	$26,000	2,706
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$38,474,000	20
Net operating income	$1,230,000	3,377
2020-09-30 (YTD Data)		Rank
Total interest income	$7,821,000	2,474
Total interest expense	$551,000	3,466
Net interest income	$7,270,000	2,315
Provision for loan and lease losses	$-550,000	5,030
Total noninterest income	$1,726,000	1,934
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$231,000	2,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,495,000	1,740
Total noninterest expense	$4,817,000	2,571
Salaries and employee benefits	$3,218,000	2,354
Premises and equipment expense	$563,000	2,421
Additional noninterest expense	$1,036,000	3,174
Pre-tax net operating income	$4,729,000	1,466
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,163,000	1,072
Income before extraordinary items	$3,566,000	1,683
Extraordinary gains, net	$0	4
Net income	$3,566,000	1,684
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,566,000	1,684
Net charge-offs	$-40,000	4,600
Cash dividends	$19,478,000	235
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,566,000	1,634
2020-06-30 (YTD Data)		Rank
Total interest income	$5,321,000	2,463
Total interest expense	$401,000	3,455
Net interest income	$4,920,000	2,304
Provision for loan and lease losses	$-300,000	5,057
Total noninterest income	$942,000	2,077
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$153,000	2,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$789,000	1,917
Total noninterest expense	$3,181,000	2,591
Salaries and employee benefits	$2,166,000	2,342
Premises and equipment expense	$373,000	2,419
Additional noninterest expense	$642,000	3,298
Pre-tax net operating income	$2,981,000	1,456
Securities gains (losses)	$0	2,249
Applicable income taxes	$733,000	1,040
Income before extraordinary items	$2,248,000	1,684
Extraordinary gains, net	$0	4
Net income	$2,248,000	1,685
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,248,000	1,685
Net charge-offs	$-40,000	4,688
Cash dividends	$805,000	1,510
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,248,000	1,630
2020-03-31 (YTD Data)		Rank
Total interest income	$2,658,000	2,458
Total interest expense	$220,000	3,467
Net interest income	$2,438,000	2,266
Provision for loan and lease losses	$-300,000	5,102
Total noninterest income	$437,000	2,080
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$97,000	2,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	1,875
Total noninterest expense	$1,618,000	2,597
Salaries and employee benefits	$1,114,000	2,307
Premises and equipment expense	$184,000	2,460
Additional noninterest expense	$320,000	3,334
Pre-tax net operating income	$1,557,000	1,285
Securities gains (losses)	$0	1,705
Applicable income taxes	$390,000	892
Income before extraordinary items	$1,167,000	1,465
Extraordinary gains, net	$0	4
Net income	$1,167,000	1,463
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,167,000	1,465
Net charge-offs	$-36,000	4,797
Cash dividends	$805,000	946
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,167,000	1,442
2019-12-31 (YTD Data)		Rank
Total interest income	$11,171,000	2,406
Total interest expense	$752,000	3,712
Net interest income	$10,419,000	2,156
Provision for loan and lease losses	$-1,325,000	5,140
Total noninterest income	$1,949,000	1,995
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$419,000	2,164
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,530,000	1,770
Total noninterest expense	$7,018,000	2,438
Salaries and employee benefits	$4,658,000	2,206
Premises and equipment expense	$787,000	2,369
Additional noninterest expense	$1,573,000	2,992
Pre-tax net operating income	$6,675,000	1,416
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,452,000	1,137
Income before extraordinary items	$5,223,000	1,547
Extraordinary gains, net	$0	11
Net income	$5,223,000	1,549
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,223,000	1,549
Net charge-offs	$-441,000	5,103
Cash dividends	$2,187,000	1,496
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,223,000	1,513
2019-09-30 (YTD Data)		Rank
Total interest income	$8,416,000	2,426
Total interest expense	$528,000	3,834
Net interest income	$7,888,000	2,166
Provision for loan and lease losses	$-950,000	5,213
Total noninterest income	$1,377,000	2,055
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$319,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	1,855
Total noninterest expense	$5,497,000	2,382
Salaries and employee benefits	$3,636,000	2,166
Premises and equipment expense	$607,000	2,345
Additional noninterest expense	$1,254,000	2,889
Pre-tax net operating income	$4,718,000	1,516
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,164,000	1,116
Income before extraordinary items	$3,554,000	1,693
Extraordinary gains, net	$0	11
Net income	$3,554,000	1,695
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,554,000	1,695
Net charge-offs	$-436,000	5,181
Cash dividends	$1,575,000	1,410
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,554,000	1,661
2019-06-30 (YTD Data)		Rank
Total interest income	$5,573,000	2,433
Total interest expense	$332,000	3,893
Net interest income	$5,241,000	2,183
Provision for loan and lease losses	$-350,000	5,231
Total noninterest income	$869,000	2,116
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$210,000	2,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	1,919
Total noninterest expense	$3,626,000	2,412
Salaries and employee benefits	$2,400,000	2,187
Premises and equipment expense	$377,000	2,449
Additional noninterest expense	$849,000	2,881
Pre-tax net operating income	$2,834,000	1,619
Securities gains (losses)	$0	1,702
Applicable income taxes	$703,000	1,168
Income before extraordinary items	$2,131,000	1,820
Extraordinary gains, net	$0	11
Net income	$2,131,000	1,819
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,131,000	1,820
Net charge-offs	$-363,000	5,224
Cash dividends	$875,000	1,563
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,131,000	1,790
2019-03-31 (YTD Data)		Rank
Total interest income	$2,753,000	2,453
Total interest expense	$161,000	3,930
Net interest income	$2,592,000	2,204
Provision for loan and lease losses	$-50,000	5,248
Total noninterest income	$392,000	2,190
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$103,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	2,003
Total noninterest expense	$1,656,000	2,591
Salaries and employee benefits	$1,039,000	2,424
Premises and equipment expense	$194,000	2,433
Additional noninterest expense	$423,000	2,885
Pre-tax net operating income	$1,378,000	1,628
Securities gains (losses)	$0	1,087
Applicable income taxes	$340,000	1,170
Income before extraordinary items	$1,038,000	1,815
Extraordinary gains, net	$0	5
Net income	$1,038,000	1,813
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,038,000	1,814
Net charge-offs	$-97,000	5,188
Cash dividends	$875,000	922
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,038,000	1,796
2018-12-31 (YTD Data)		Rank
Total interest income	$10,410,000	2,459
Total interest expense	$422,000	4,126
Net interest income	$9,988,000	2,252
Provision for loan and lease losses	$1,000,000	873
Total noninterest income	$1,230,000	2,585
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$473,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$757,000	2,569
Total noninterest expense	$6,979,000	2,477
Salaries and employee benefits	$4,289,000	2,345
Premises and equipment expense	$660,000	2,672
Additional noninterest expense	$2,030,000	2,571
Pre-tax net operating income	$3,239,000	2,392
Securities gains (losses)	$0	1,125
Applicable income taxes	$716,000	1,668
Income before extraordinary items	$2,523,000	2,579
Extraordinary gains, net	$0	6
Net income	$2,523,000	2,578
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,523,000	2,578
Net charge-offs	$1,040,000	562
Cash dividends	$1,505,000	1,722
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,523,000	2,569
2018-09-30 (YTD Data)		Rank
Total interest income	$7,673,000	2,480
Total interest expense	$297,000	4,180
Net interest income	$7,376,000	2,286
Provision for loan and lease losses	$1,035,000	628
Total noninterest income	$1,307,000	2,166
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$353,000	2,088
Trading account gains and fees	NA	NA
Additional Noninterest Income	$954,000	1,991
Total noninterest expense	$5,166,000	2,506
Salaries and employee benefits	$3,168,000	2,373
Premises and equipment expense	$487,000	2,722
Additional noninterest expense	$1,511,000	2,600
Pre-tax net operating income	$2,482,000	2,410
Securities gains (losses)	$0	1,118
Applicable income taxes	$553,000	1,708
Income before extraordinary items	$1,929,000	2,579
Extraordinary gains, net	$0	5
Net income	$1,929,000	2,579
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,929,000	2,578
Net charge-offs	$1,036,000	430
Cash dividends	$1,505,000	1,285
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,929,000	2,566
2018-06-30 (YTD Data)		Rank
Total interest income	$5,030,000	2,492
Total interest expense	$195,000	4,170
Net interest income	$4,835,000	2,311
Provision for loan and lease losses	$645,000	653
Total noninterest income	$891,000	2,144
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$232,000	2,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	1,946
Total noninterest expense	$3,456,000	2,520
Salaries and employee benefits	$2,102,000	2,390
Premises and equipment expense	$340,000	2,650
Additional noninterest expense	$1,014,000	2,590
Pre-tax net operating income	$1,625,000	2,401
Securities gains (losses)	$0	961
Applicable income taxes	$364,000	1,698
Income before extraordinary items	$1,261,000	2,594
Extraordinary gains, net	$0	6
Net income	$1,261,000	2,593
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,261,000	2,593
Net charge-offs	$50,000	1,772
Cash dividends	$963,000	1,362
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,261,000	2,586
2018-03-31 (YTD Data)		Rank
Total interest income	$2,502,000	2,498
Total interest expense	$99,000	4,125
Net interest income	$2,403,000	2,319
Provision for loan and lease losses	$300,000	673
Total noninterest income	$448,000	2,116
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$120,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	1,918
Total noninterest expense	$1,696,000	2,562
Salaries and employee benefits	$1,039,000	2,437
Premises and equipment expense	$167,000	2,730
Additional noninterest expense	$490,000	2,673
Pre-tax net operating income	$855,000	2,279
Securities gains (losses)	$0	735
Applicable income taxes	$195,000	1,596
Income before extraordinary items	$660,000	2,463
Extraordinary gains, net	$0	7
Net income	$660,000	2,463
Minority interest net income	$0	52
Net income of bank and minority interests.	$660,000	2,463
Net charge-offs	$-11,000	4,784
Cash dividends	$612,000	1,033
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$660,000	2,454
2017-12-31 (YTD Data)		Rank
Total interest income	$9,773,000	2,486
Total interest expense	$407,000	3,967
Net interest income	$9,366,000	2,323
Provision for loan and lease losses	$400,000	1,645
Total noninterest income	$868,000	3,164
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$510,000	1,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	3,585
Total noninterest expense	$6,738,000	2,570
Salaries and employee benefits	$4,061,000	2,449
Premises and equipment expense	$623,000	2,860
Additional noninterest expense	$2,054,000	2,599
Pre-tax net operating income	$3,096,000	2,435
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,671,000	1,439
Income before extraordinary items	$1,425,000	3,213
Extraordinary gains, net	$0	9
Net income	$1,425,000	3,211
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,425,000	3,213
Net charge-offs	$797,000	814
Cash dividends	$1,006,000	2,176
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,425,000	3,186
2017-09-30 (YTD Data)		Rank
Total interest income	$7,263,000	2,515
Total interest expense	$305,000	3,986
Net interest income	$6,958,000	2,358
Provision for loan and lease losses	$825,000	822
Total noninterest income	$1,330,000	2,207
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$378,000	2,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$952,000	2,026
Total noninterest expense	$5,087,000	2,565
Salaries and employee benefits	$2,995,000	2,483
Premises and equipment expense	$487,000	2,807
Additional noninterest expense	$1,605,000	2,543
Pre-tax net operating income	$2,376,000	2,443
Securities gains (losses)	$0	2,274
Applicable income taxes	$834,000	1,624
Income before extraordinary items	$1,542,000	2,812
Extraordinary gains, net	$0	9
Net income	$1,542,000	2,811
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,542,000	2,812
Net charge-offs	$828,000	559
Cash dividends	$1,006,000	1,669
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,542,000	2,797
2017-06-30 (YTD Data)		Rank
Total interest income	$4,796,000	2,517
Total interest expense	$203,000	3,974
Net interest income	$4,593,000	2,369
Provision for loan and lease losses	$500,000	849
Total noninterest income	$843,000	2,283
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$251,000	2,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,126
Total noninterest expense	$3,324,000	2,613
Salaries and employee benefits	$1,984,000	2,504
Premises and equipment expense	$309,000	2,908
Additional noninterest expense	$1,031,000	2,609
Pre-tax net operating income	$1,612,000	2,372
Securities gains (losses)	$0	1,906
Applicable income taxes	$567,000	1,582
Income before extraordinary items	$1,045,000	2,754
Extraordinary gains, net	$0	11
Net income	$1,045,000	2,754
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,045,000	2,754
Net charge-offs	$573,000	506
Cash dividends	$525,000	1,944
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,045,000	2,730
2017-03-31 (YTD Data)		Rank
Total interest income	$2,369,000	2,534
Total interest expense	$100,000	4,004
Net interest income	$2,269,000	2,391
Provision for loan and lease losses	$240,000	819
Total noninterest income	$427,000	2,241
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$126,000	2,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	2,095
Total noninterest expense	$1,645,000	2,644
Salaries and employee benefits	$979,000	2,559
Premises and equipment expense	$149,000	3,005
Additional noninterest expense	$517,000	2,609
Pre-tax net operating income	$811,000	2,262
Securities gains (losses)	$0	1,153
Applicable income taxes	$291,000	1,520
Income before extraordinary items	$520,000	2,690
Extraordinary gains, net	$0	8
Net income	$520,000	2,690
Minority interest net income	$0	55
Net income of bank and minority interests.	$520,000	2,690
Net charge-offs	$0	2,943
Cash dividends	$525,000	1,157
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$520,000	2,678
2016-12-31 (YTD Data)		Rank
Total interest income	$9,282,000	2,561
Total interest expense	$432,000	3,887
Net interest income	$8,850,000	2,417
Provision for loan and lease losses	$-590,000	5,770
Total noninterest income	$297,000	4,683
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$561,000	1,908
Trading account gains and fees	$0	170
Additional Noninterest Income	$-264,000	5,894
Total noninterest expense	$6,920,000	2,576
Salaries and employee benefits	$4,019,000	2,491
Premises and equipment expense	$635,000	2,917
Additional noninterest expense	$2,266,000	2,511
Pre-tax net operating income	$2,817,000	2,488
Securities gains (losses)	$0	3,212
Applicable income taxes	$975,000	1,668
Income before extraordinary items	$1,842,000	2,930
Extraordinary gains, net	$0	5
Net income	$1,842,000	2,929
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,842,000	2,929
Net charge-offs	$-140,000	5,593
Cash dividends	$726,000	2,554
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,842,000	2,877
2016-09-30 (YTD Data)		Rank
Total interest income	$6,924,000	2,586
Total interest expense	$328,000	3,893
Net interest income	$6,596,000	2,432
Provision for loan and lease losses	$770,000	840
Total noninterest income	$1,334,000	2,258
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$424,000	1,892
Trading account gains and fees	$0	169
Additional Noninterest Income	$910,000	2,166
Total noninterest expense	$5,186,000	2,566
Salaries and employee benefits	$2,990,000	2,490
Premises and equipment expense	$481,000	2,910
Additional noninterest expense	$1,715,000	2,492
Pre-tax net operating income	$1,974,000	2,646
Securities gains (losses)	$0	3,160
Applicable income taxes	$685,000	1,777
Income before extraordinary items	$1,289,000	3,066
Extraordinary gains, net	$0	5
Net income	$1,289,000	3,066
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,289,000	3,066
Net charge-offs	$-145,000	5,667
Cash dividends	$726,000	2,010
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,289,000	3,016
2016-06-30 (YTD Data)		Rank
Total interest income	$4,621,000	2,588
Total interest expense	$222,000	3,885
Net interest income	$4,399,000	2,430
Provision for loan and lease losses	$455,000	919
Total noninterest income	$868,000	2,277
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$275,000	1,908
Trading account gains and fees	$0	157
Additional Noninterest Income	$593,000	2,161
Total noninterest expense	$3,466,000	2,579
Salaries and employee benefits	$1,996,000	2,511
Premises and equipment expense	$322,000	2,908
Additional noninterest expense	$1,148,000	2,488
Pre-tax net operating income	$1,346,000	2,573
Securities gains (losses)	$0	2,835
Applicable income taxes	$471,000	1,728
Income before extraordinary items	$875,000	3,015
Extraordinary gains, net	$0	16
Net income	$875,000	3,013
Minority interest net income	$0	71
Net income of bank and minority interests.	$875,000	3,014
Net charge-offs	$-151,000	5,798
Cash dividends	$350,000	2,350
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$875,000	2,958
2016-03-31 (YTD Data)		Rank
Total interest income	$2,333,000	2,558
Total interest expense	$113,000	3,886
Net interest income	$2,220,000	2,423
Provision for loan and lease losses	$195,000	998
Total noninterest income	$414,000	2,322
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$142,000	1,865
Trading account gains and fees	$0	142
Additional Noninterest Income	$272,000	2,218
Total noninterest expense	$1,724,000	2,593
Salaries and employee benefits	$1,001,000	2,513
Premises and equipment expense	$163,000	2,912
Additional noninterest expense	$560,000	2,533
Pre-tax net operating income	$715,000	2,453
Securities gains (losses)	$0	2,077
Applicable income taxes	$253,000	1,646
Income before extraordinary items	$462,000	2,873
Extraordinary gains, net	$0	12
Net income	$462,000	2,872
Minority interest net income	$0	62
Net income of bank and minority interests.	$462,000	2,873
Net charge-offs	$-156,000	5,957
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$462,000	2,821
2015-12-31 (YTD Data)		Rank
Total interest income	$9,172,000	2,557
Total interest expense	$581,000	3,450
Net interest income	$8,591,000	2,431
Provision for loan and lease losses	$250,000	2,084
Total noninterest income	$1,772,000	2,268
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$597,000	1,840
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,175,000	2,172
Total noninterest expense	$7,780,000	2,359
Salaries and employee benefits	$4,305,000	2,331
Premises and equipment expense	$744,000	2,700
Additional noninterest expense	$2,731,000	2,171
Pre-tax net operating income	$2,333,000	2,754
Securities gains (losses)	$0	3,216
Applicable income taxes	$791,000	1,810
Income before extraordinary items	$1,542,000	3,175
Extraordinary gains, net	$0	23
Net income	$1,542,000	3,176
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,542,000	3,177
Net charge-offs	$-201,000	5,863
Cash dividends	$875,000	2,300
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,542,000	3,130
2015-09-30 (YTD Data)		Rank
Total interest income	$6,812,000	2,594
Total interest expense	$446,000	3,455
Net interest income	$6,366,000	2,466
Provision for loan and lease losses	$550,000	966
Total noninterest income	$1,429,000	2,192
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$447,000	1,860
Trading account gains and fees	$0	153
Additional Noninterest Income	$982,000	2,054
Total noninterest expense	$5,267,000	2,566
Salaries and employee benefits	$3,189,000	2,353
Premises and equipment expense	$576,000	2,672
Additional noninterest expense	$1,502,000	2,785
Pre-tax net operating income	$1,978,000	2,585
Securities gains (losses)	$0	3,031
Applicable income taxes	$688,000	1,711
Income before extraordinary items	$1,290,000	3,056
Extraordinary gains, net	$0	21
Net income	$1,290,000	3,056
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,290,000	3,057
Net charge-offs	$-158,000	5,913
Cash dividends	$875,000	1,748
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,290,000	3,005
2015-06-30 (YTD Data)		Rank
Total interest income	$4,512,000	2,609
Total interest expense	$305,000	3,427
Net interest income	$4,207,000	2,485
Provision for loan and lease losses	$400,000	919
Total noninterest income	$940,000	2,220
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$291,000	1,866
Trading account gains and fees	$0	157
Additional Noninterest Income	$649,000	2,061
Total noninterest expense	$3,422,000	2,642
Salaries and employee benefits	$2,123,000	2,381
Premises and equipment expense	$384,000	2,685
Additional noninterest expense	$915,000	3,005
Pre-tax net operating income	$1,325,000	2,557
Securities gains (losses)	$0	2,636
Applicable income taxes	$459,000	1,710
Income before extraordinary items	$866,000	3,024
Extraordinary gains, net	$0	22
Net income	$866,000	3,024
Minority interest net income	$0	75
Net income of bank and minority interests.	$866,000	3,026
Net charge-offs	$-158,000	6,024
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$866,000	2,961
2015-03-31 (YTD Data)		Rank
Total interest income	$2,222,000	2,643
Total interest expense	$155,000	3,412
Net interest income	$2,067,000	2,523
Provision for loan and lease losses	$350,000	557
Total noninterest income	$500,000	2,102
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$142,000	1,891
Trading account gains and fees	$0	152
Additional Noninterest Income	$358,000	1,898
Total noninterest expense	$1,580,000	2,795
Salaries and employee benefits	$1,047,000	2,426
Premises and equipment expense	$198,000	2,668
Additional noninterest expense	$335,000	3,700
Pre-tax net operating income	$637,000	2,585
Securities gains (losses)	$0	2,027
Applicable income taxes	$226,000	1,698
Income before extraordinary items	$411,000	3,069
Extraordinary gains, net	$0	13
Net income	$411,000	3,072
Minority interest net income	$0	64
Net income of bank and minority interests.	$411,000	3,072
Net charge-offs	$-107,000	6,130
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$411,000	3,005
2014-12-31 (YTD Data)		Rank
Total interest income	$9,035,000	2,635
Total interest expense	$730,000	3,215
Net interest income	$8,305,000	2,535
Provision for loan and lease losses	$-175,000	6,105
Total noninterest income	$1,206,000	2,834
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$664,000	1,815
Trading account gains and fees	$0	180
Additional Noninterest Income	$542,000	3,156
Total noninterest expense	$7,702,000	2,384
Salaries and employee benefits	$4,462,000	2,270
Premises and equipment expense	$758,000	2,762
Additional noninterest expense	$2,482,000	2,435
Pre-tax net operating income	$1,984,000	2,986
Securities gains (losses)	$0	3,259
Applicable income taxes	$674,000	1,933
Income before extraordinary items	$1,310,000	3,471
Extraordinary gains, net	$0	17
Net income	$1,310,000	3,473
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,310,000	3,473
Net charge-offs	$1,668,000	601
Cash dividends	$2,231,000	1,178
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,310,000	3,420
2014-09-30 (YTD Data)		Rank
Total interest income	$6,696,000	2,680
Total interest expense	$561,000	3,228
Net interest income	$6,135,000	2,587
Provision for loan and lease losses	$100,000	2,760
Total noninterest income	$1,353,000	2,262
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$494,000	1,838
Trading account gains and fees	$0	174
Additional Noninterest Income	$859,000	2,154
Total noninterest expense	$5,876,000	2,361
Salaries and employee benefits	$3,333,000	2,288
Premises and equipment expense	$577,000	2,769
Additional noninterest expense	$1,966,000	2,285
Pre-tax net operating income	$1,512,000	3,015
Securities gains (losses)	$0	2,980
Applicable income taxes	$513,000	1,959
Income before extraordinary items	$999,000	3,509
Extraordinary gains, net	$0	15
Net income	$999,000	3,509
Minority interest net income	$0	81
Net income of bank and minority interests.	$999,000	3,510
Net charge-offs	$1,297,000	550
Cash dividends	$2,231,000	849
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$999,000	3,450
2014-06-30 (YTD Data)		Rank
Total interest income	$4,436,000	2,688
Total interest expense	$380,000	3,233
Net interest income	$4,056,000	2,605
Provision for loan and lease losses	$45,000	3,110
Total noninterest income	$794,000	2,422
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$329,000	1,825
Trading account gains and fees	$0	172
Additional Noninterest Income	$465,000	2,406
Total noninterest expense	$3,879,000	2,388
Salaries and employee benefits	$2,225,000	2,287
Premises and equipment expense	$384,000	2,795
Additional noninterest expense	$1,270,000	2,362
Pre-tax net operating income	$926,000	3,098
Securities gains (losses)	$0	2,580
Applicable income taxes	$315,000	1,999
Income before extraordinary items	$611,000	3,606
Extraordinary gains, net	$0	20
Net income	$611,000	3,611
Minority interest net income	$0	80
Net income of bank and minority interests.	$611,000	3,612
Net charge-offs	$604,000	742
Cash dividends	$228,000	2,613
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$611,000	3,541
2014-03-31 (YTD Data)		Rank
Total interest income	$2,182,000	2,726
Total interest expense	$198,000	3,202
Net interest income	$1,984,000	2,646
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$481,000	2,098
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$167,000	1,787
Trading account gains and fees	$0	147
Additional Noninterest Income	$314,000	1,941
Total noninterest expense	$1,933,000	2,409
Salaries and employee benefits	$1,114,000	2,284
Premises and equipment expense	$198,000	2,768
Additional noninterest expense	$621,000	2,408
Pre-tax net operating income	$487,000	2,949
Securities gains (losses)	$0	1,715
Applicable income taxes	$165,000	1,908
Income before extraordinary items	$322,000	3,422
Extraordinary gains, net	$0	16
Net income	$322,000	3,425
Minority interest net income	$0	66
Net income of bank and minority interests.	$322,000	3,425
Net charge-offs	$45,000	1,951
Cash dividends	$228,000	1,666
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$322,000	3,376
2013-12-31 (YTD Data)		Rank
Total interest income	$9,168,000	2,631
Total interest expense	$1,002,000	2,939
Net interest income	$8,166,000	2,551
Provision for loan and lease losses	$650,000	1,542
Total noninterest income	$2,288,000	1,963
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$668,000	1,904
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,620,000	1,763
Total noninterest expense	$7,930,000	2,359
Salaries and employee benefits	$4,713,000	2,174
Premises and equipment expense	$710,000	2,937
Additional noninterest expense	$2,507,000	2,457
Pre-tax net operating income	$1,874,000	2,981
Securities gains (losses)	$0	3,182
Applicable income taxes	$635,000	1,912
Income before extraordinary items	$1,239,000	3,491
Extraordinary gains, net	$0	29
Net income	$1,239,000	3,492
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,239,000	3,494
Net charge-offs	$388,000	2,286
Cash dividends	$219,000	3,530
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,239,000	3,446
2013-09-30 (YTD Data)		Rank
Total interest income	$6,862,000	2,652
Total interest expense	$769,000	2,970
Net interest income	$6,093,000	2,577
Provision for loan and lease losses	$250,000	2,282
Total noninterest income	$1,700,000	2,028
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$490,000	1,933
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,210,000	1,817
Total noninterest expense	$6,033,000	2,336
Salaries and employee benefits	$3,589,000	2,133
Premises and equipment expense	$565,000	2,835
Additional noninterest expense	$1,879,000	2,442
Pre-tax net operating income	$1,510,000	2,904
Securities gains (losses)	$0	3,040
Applicable income taxes	$514,000	1,892
Income before extraordinary items	$996,000	3,431
Extraordinary gains, net	$0	25
Net income	$996,000	3,434
Minority interest net income	$0	84
Net income of bank and minority interests.	$996,000	3,435
Net charge-offs	$444,000	1,714
Cash dividends	$219,000	2,873
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$996,000	3,359
2013-06-30 (YTD Data)		Rank
Total interest income	$4,529,000	2,677
Total interest expense	$520,000	2,982
Net interest income	$4,009,000	2,605
Provision for loan and lease losses	$170,000	2,311
Total noninterest income	$1,129,000	2,056
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$316,000	1,954
Trading account gains and fees	$0	157
Additional Noninterest Income	$813,000	1,838
Total noninterest expense	$4,078,000	2,316
Salaries and employee benefits	$2,438,000	2,106
Premises and equipment expense	$373,000	2,863
Additional noninterest expense	$1,267,000	2,416
Pre-tax net operating income	$890,000	3,118
Securities gains (losses)	$0	2,791
Applicable income taxes	$302,000	2,011
Income before extraordinary items	$588,000	3,643
Extraordinary gains, net	$0	22
Net income	$588,000	3,645
Minority interest net income	$0	82
Net income of bank and minority interests.	$588,000	3,646
Net charge-offs	$260,000	1,828
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$588,000	3,536
2013-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	2,667
Total interest expense	$266,000	3,008
Net interest income	$2,025,000	2,589
Provision for loan and lease losses	$130,000	1,826
Total noninterest income	$678,000	1,776
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$162,000	1,912
Trading account gains and fees	$0	148
Additional Noninterest Income	$516,000	1,538
Total noninterest expense	$2,049,000	2,321
Salaries and employee benefits	$1,247,000	2,077
Premises and equipment expense	$192,000	2,838
Additional noninterest expense	$610,000	2,502
Pre-tax net operating income	$524,000	2,790
Securities gains (losses)	$0	1,966
Applicable income taxes	$177,000	1,825
Income before extraordinary items	$347,000	3,288
Extraordinary gains, net	$0	10
Net income	$347,000	3,288
Minority interest net income	$0	76
Net income of bank and minority interests.	$347,000	3,290
Net charge-offs	$51,000	2,405
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$347,000	3,192
2012-12-31 (YTD Data)		Rank
Total interest income	$10,034,000	2,557
Total interest expense	$1,393,000	2,885
Net interest income	$8,641,000	2,479
Provision for loan and lease losses	$600,000	2,443
Total noninterest income	$1,812,000	2,343
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$831,000	1,649
Trading account gains and fees	$0	166
Additional Noninterest Income	$981,000	2,394
Total noninterest expense	$7,586,000	2,478
Salaries and employee benefits	$4,108,000	2,386
Premises and equipment expense	$783,000	2,791
Additional noninterest expense	$2,695,000	2,407
Pre-tax net operating income	$2,267,000	2,591
Securities gains (losses)	$0	3,810
Applicable income taxes	$782,000	1,724
Income before extraordinary items	$1,485,000	3,149
Extraordinary gains, net	$0	29
Net income	$1,485,000	3,149
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,485,000	3,149
Net charge-offs	$1,207,000	1,624
Cash dividends	$420,000	2,953
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,485,000	3,012
2012-09-30 (YTD Data)		Rank
Total interest income	$7,584,000	2,595
Total interest expense	$1,104,000	2,855
Net interest income	$6,480,000	2,518
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$1,275,000	2,433
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$635,000	1,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$640,000	2,584
Total noninterest expense	$5,730,000	2,471
Salaries and employee benefits	$3,102,000	2,377
Premises and equipment expense	$602,000	2,767
Additional noninterest expense	$2,026,000	2,389
Pre-tax net operating income	$1,575,000	2,793
Securities gains (losses)	$0	3,575
Applicable income taxes	$517,000	1,905
Income before extraordinary items	$1,058,000	3,322
Extraordinary gains, net	$0	20
Net income	$1,058,000	3,324
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,058,000	3,324
Net charge-offs	$1,212,000	1,286
Cash dividends	$420,000	2,224
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,058,000	3,177
2012-06-30 (YTD Data)		Rank
Total interest income	$5,096,000	2,587
Total interest expense	$793,000	2,801
Net interest income	$4,303,000	2,529
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$777,000	2,528
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$429,000	1,600
Trading account gains and fees	$0	153
Additional Noninterest Income	$348,000	2,856
Total noninterest expense	$3,832,000	2,469
Salaries and employee benefits	$2,076,000	2,380
Premises and equipment expense	$399,000	2,774
Additional noninterest expense	$1,357,000	2,393
Pre-tax net operating income	$948,000	2,958
Securities gains (losses)	$0	3,178
Applicable income taxes	$325,000	1,965
Income before extraordinary items	$623,000	3,561
Extraordinary gains, net	$0	19
Net income	$623,000	3,562
Minority interest net income	$0	84
Net income of bank and minority interests.	$623,000	3,563
Net charge-offs	$464,000	1,857
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$623,000	3,388
2012-03-31 (YTD Data)		Rank
Total interest income	$2,600,000	2,561
Total interest expense	$444,000	2,641
Net interest income	$2,156,000	2,533
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$815,000	1,502
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$213,000	1,603
Trading account gains and fees	$0	148
Additional Noninterest Income	$602,000	1,319
Total noninterest expense	$1,985,000	2,382
Salaries and employee benefits	$1,083,000	2,305
Premises and equipment expense	$196,000	2,822
Additional noninterest expense	$706,000	2,272
Pre-tax net operating income	$836,000	1,959
Securities gains (losses)	$0	2,210
Applicable income taxes	$305,000	1,282
Income before extraordinary items	$531,000	2,486
Extraordinary gains, net	$0	19
Net income	$531,000	2,487
Minority interest net income	$0	78
Net income of bank and minority interests.	$531,000	2,489
Net charge-offs	$-61,000	7,099
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$531,000	2,361
2011-12-31 (YTD Data)		Rank
Total interest income	$11,573,000	2,414
Total interest expense	$2,503,000	2,312
Net interest income	$9,070,000	2,414
Provision for loan and lease losses	$9,600,000	434
Total noninterest income	$1,657,000	2,300
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$858,000	1,686
Trading account gains and fees	$0	146
Additional Noninterest Income	$799,000	2,447
Total noninterest expense	$7,677,000	2,465
Salaries and employee benefits	$4,042,000	2,382
Premises and equipment expense	$775,000	2,980
Additional noninterest expense	$2,860,000	2,299
Pre-tax net operating income	$-6,550,000	7,128
Securities gains (losses)	$0	3,838
Applicable income taxes	$-2,620,000	7,265
Income before extraordinary items	$-3,930,000	7,015
Extraordinary gains, net	$0	29
Net income	$-3,930,000	7,016
Minority interest net income	$0	96
Net income of bank and minority interests.	$-3,930,000	7,016
Net charge-offs	$11,143,000	410
Cash dividends	$298,000	3,030
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,930,000	6,999
2011-09-30 (YTD Data)		Rank
Total interest income	$8,831,000	2,388
Total interest expense	$1,983,000	2,281
Net interest income	$6,848,000	2,403
Provision for loan and lease losses	$8,000,000	391
Total noninterest income	$1,070,000	2,514
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$655,000	1,669
Trading account gains and fees	$0	145
Additional Noninterest Income	$415,000	2,976
Total noninterest expense	$5,834,000	2,439
Salaries and employee benefits	$3,059,000	2,355
Premises and equipment expense	$609,000	2,903
Additional noninterest expense	$2,166,000	2,285
Pre-tax net operating income	$-5,916,000	7,265
Securities gains (losses)	$0	3,555
Applicable income taxes	$-2,350,000	7,373
Income before extraordinary items	$-3,566,000	7,196
Extraordinary gains, net	$0	21
Net income	$-3,566,000	7,193
Minority interest net income	$0	87
Net income of bank and minority interests.	$-3,566,000	7,196
Net charge-offs	$10,323,000	336
Cash dividends	$298,000	2,371
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-3,566,000	7,180
2011-06-30 (YTD Data)		Rank
Total interest income	$6,044,000	2,349
Total interest expense	$1,389,000	2,256
Net interest income	$4,655,000	2,359
Provision for loan and lease losses	$1,200,000	1,329
Total noninterest income	$1,060,000	1,909
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$446,000	1,615
Trading account gains and fees	$0	153
Additional Noninterest Income	$614,000	1,842
Total noninterest expense	$4,066,000	2,364
Salaries and employee benefits	$2,105,000	2,302
Premises and equipment expense	$403,000	2,950
Additional noninterest expense	$1,558,000	2,181
Pre-tax net operating income	$449,000	4,008
Securities gains (losses)	$0	2,914
Applicable income taxes	$132,000	2,632
Income before extraordinary items	$317,000	4,360
Extraordinary gains, net	$0	15
Net income	$317,000	4,359
Minority interest net income	$0	89
Net income of bank and minority interests.	$317,000	4,361
Net charge-offs	$2,507,000	784
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$317,000	4,279
2011-03-31 (YTD Data)		Rank
Total interest income	$3,082,000	2,326
Total interest expense	$737,000	2,207
Net interest income	$2,345,000	2,330
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$537,000	1,892
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$219,000	1,613
Trading account gains and fees	$0	158
Additional Noninterest Income	$318,000	1,840
Total noninterest expense	$2,106,000	2,305
Salaries and employee benefits	$1,120,000	2,195
Premises and equipment expense	$204,000	2,935
Additional noninterest expense	$782,000	2,149
Pre-tax net operating income	$476,000	2,650
Securities gains (losses)	$0	1,772
Applicable income taxes	$160,000	1,731
Income before extraordinary items	$316,000	3,121
Extraordinary gains, net	$0	9
Net income	$316,000	3,118
Minority interest net income	$0	86
Net income of bank and minority interests.	$316,000	3,121
Net charge-offs	$1,067,000	826
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$316,000	3,058
2010-12-31 (YTD Data)		Rank
Total interest income	$14,629,000	2,056
Total interest expense	$4,198,000	1,903
Net interest income	$10,431,000	2,091
Provision for loan and lease losses	$5,800,000	1,025
Total noninterest income	$3,036,000	1,540
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,110,000	1,372
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,926,000	1,434
Total noninterest expense	$7,965,000	2,425
Salaries and employee benefits	$4,113,000	2,341
Premises and equipment expense	$820,000	2,930
Additional noninterest expense	$3,032,000	2,274
Pre-tax net operating income	$-298,000	6,109
Securities gains (losses)	$0	3,793
Applicable income taxes	$-571,000	7,201
Income before extraordinary items	$273,000	5,034
Extraordinary gains, net	$0	29
Net income	$273,000	5,037
Minority interest net income	$0	111
Net income of bank and minority interests.	$273,000	5,037
Net charge-offs	$4,513,000	1,109
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$273,000	4,891
2010-09-30 (YTD Data)		Rank
Total interest income	$11,226,000	2,059
Total interest expense	$3,313,000	1,891
Net interest income	$7,913,000	2,090
Provision for loan and lease losses	$2,050,000	1,628
Total noninterest income	$1,650,000	1,946
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$871,000	1,345
Trading account gains and fees	$0	165
Additional Noninterest Income	$779,000	2,104
Total noninterest expense	$5,907,000	2,454
Salaries and employee benefits	$3,037,000	2,395
Premises and equipment expense	$628,000	2,922
Additional noninterest expense	$2,242,000	2,266
Pre-tax net operating income	$1,606,000	2,251
Securities gains (losses)	$0	3,651
Applicable income taxes	$562,000	1,548
Income before extraordinary items	$1,044,000	2,811
Extraordinary gains, net	$0	23
Net income	$1,044,000	2,805
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,044,000	2,810
Net charge-offs	$635,000	2,749
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,044,000	2,678
2010-06-30 (YTD Data)		Rank
Total interest income	$7,583,000	2,060
Total interest expense	$2,345,000	1,857
Net interest income	$5,238,000	2,109
Provision for loan and lease losses	$1,000,000	1,929
Total noninterest income	$1,102,000	1,901
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$604,000	1,297
Trading account gains and fees	$0	152
Additional Noninterest Income	$498,000	2,106
Total noninterest expense	$3,917,000	2,470
Salaries and employee benefits	$2,015,000	2,418
Premises and equipment expense	$426,000	2,901
Additional noninterest expense	$1,476,000	2,291
Pre-tax net operating income	$1,423,000	1,787
Securities gains (losses)	$0	3,184
Applicable income taxes	$496,000	1,220
Income before extraordinary items	$927,000	2,257
Extraordinary gains, net	$0	19
Net income	$927,000	2,255
Minority interest net income	$0	105
Net income of bank and minority interests.	$927,000	2,258
Net charge-offs	$623,000	2,196
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$927,000	2,182
2010-03-31 (YTD Data)		Rank
Total interest income	$3,794,000	2,100
Total interest expense	$1,213,000	1,892
Net interest income	$2,581,000	2,161
Provision for loan and lease losses	$350,000	2,221
Total noninterest income	$511,000	2,001
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$309,000	1,265
Trading account gains and fees	$0	175
Additional Noninterest Income	$202,000	2,381
Total noninterest expense	$1,990,000	2,455
Salaries and employee benefits	$1,013,000	2,445
Premises and equipment expense	$270,000	2,418
Additional noninterest expense	$707,000	2,362
Pre-tax net operating income	$752,000	1,711
Securities gains (losses)	$0	2,284
Applicable income taxes	$265,000	1,152
Income before extraordinary items	$487,000	2,193
Extraordinary gains, net	$0	16
Net income	$487,000	2,192
Minority interest net income	$0	91
Net income of bank and minority interests.	$487,000	2,193
Net charge-offs	$-72,000	7,826
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$487,000	2,100
2009-12-31 (YTD Data)		Rank
Total interest income	$17,796,000	1,895
Total interest expense	$6,698,000	1,747
Net interest income	$11,098,000	1,989
Provision for loan and lease losses	$15,200,000	599
Total noninterest income	$2,484,000	1,836
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,257,000	1,372
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,227,000	1,886
Total noninterest expense	$7,931,000	2,481
Salaries and employee benefits	$4,050,000	2,414
Premises and equipment expense	$951,000	2,694
Additional noninterest expense	$2,930,000	2,399
Pre-tax net operating income	$-9,549,000	7,472
Securities gains (losses)	$0	3,754
Applicable income taxes	$-3,666,000	7,674
Income before extraordinary items	$-5,883,000	7,348
Extraordinary gains, net	$0	34
Net income	$-5,883,000	7,347
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,883,000	7,347
Net charge-offs	$13,875,000	526
Cash dividends	$1,085,000	1,539
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-5,883,000	7,364
2009-09-30 (YTD Data)		Rank
Total interest income	$13,707,000	1,891
Total interest expense	$5,305,000	1,746
Net interest income	$8,402,000	1,965
Provision for loan and lease losses	$6,400,000	878
Total noninterest income	$1,868,000	1,871
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$945,000	1,368
Trading account gains and fees	$0	212
Additional Noninterest Income	$923,000	1,929
Total noninterest expense	$6,252,000	2,362
Salaries and employee benefits	$3,132,000	2,379
Premises and equipment expense	$690,000	2,798
Additional noninterest expense	$2,430,000	2,161
Pre-tax net operating income	$-2,382,000	7,156
Securities gains (losses)	$0	3,497
Applicable income taxes	$-915,000	7,533
Income before extraordinary items	$-1,467,000	6,989
Extraordinary gains, net	$0	27
Net income	$-1,467,000	6,989
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,467,000	6,990
Net charge-offs	$3,826,000	1,009
Cash dividends	$1,085,000	1,172
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,467,000	6,974
2009-06-30 (YTD Data)		Rank
Total interest income	$9,306,000	1,897
Total interest expense	$3,773,000	1,716
Net interest income	$5,533,000	1,981
Provision for loan and lease losses	$5,500,000	689
Total noninterest income	$1,178,000	1,945
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$611,000	1,393
Trading account gains and fees	$0	193
Additional Noninterest Income	$567,000	2,064
Total noninterest expense	$4,192,000	2,385
Salaries and employee benefits	$2,098,000	2,406
Premises and equipment expense	$453,000	2,881
Additional noninterest expense	$1,641,000	2,164
Pre-tax net operating income	$-2,981,000	7,565
Securities gains (losses)	$0	3,136
Applicable income taxes	$-1,200,000	7,794
Income before extraordinary items	$-1,781,000	7,412
Extraordinary gains, net	$0	21
Net income	$-1,781,000	7,411
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,781,000	7,410
Net charge-offs	$3,256,000	803
Cash dividends	$1,085,000	834
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,781,000	7,418
2009-03-31 (YTD Data)		Rank
Total interest income	$4,901,000	1,821
Total interest expense	$2,042,000	1,662
Net interest income	$2,859,000	1,914
Provision for loan and lease losses	$1,175,000	1,073
Total noninterest income	$548,000	2,001
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$296,000	1,395
Trading account gains and fees	$0	171
Additional Noninterest Income	$252,000	2,193
Total noninterest expense	$1,835,000	2,626
Salaries and employee benefits	$1,041,000	2,460
Premises and equipment expense	$227,000	2,915
Additional noninterest expense	$567,000	2,689
Pre-tax net operating income	$397,000	2,812
Securities gains (losses)	$0	2,434
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$271,000	3,304
Extraordinary gains, net	$0	15
Net income	$271,000	3,304
Minority interest net income	$0	102
Net income of bank and minority interests.	$271,000	3,305
Net charge-offs	$-161,000	8,215
Cash dividends	$210,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$271,000	3,162
2008-12-31 (YTD Data)		Rank
Total interest income	$22,612,000	1,702
Total interest expense	$10,900,000	1,490
Net interest income	$11,712,000	1,901
Provision for loan and lease losses	$4,750,000	1,037
Total noninterest income	$2,204,000	1,992
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,392,000	1,291
Trading account gains and fees	$0	154
Additional Noninterest Income	$812,000	2,438
Total noninterest expense	$7,312,000	2,581
Salaries and employee benefits	$4,161,000	2,414
Premises and equipment expense	$989,000	2,654
Additional noninterest expense	$2,162,000	2,668
Pre-tax net operating income	$1,854,000	2,605
Securities gains (losses)	$0	3,220
Applicable income taxes	$602,000	1,663
Income before extraordinary items	$1,252,000	2,832
Extraordinary gains, net	$0	39
Net income	$1,252,000	2,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,568,000	627
Cash dividends	$1,317,000	1,912
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,252,000	2,976
2008-09-30 (YTD Data)		Rank
Total interest income	$17,459,000	1,699
Total interest expense	$8,634,000	1,476
Net interest income	$8,825,000	1,919
Provision for loan and lease losses	$1,600,000	1,364
Total noninterest income	$2,002,000	1,770
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,069,000	1,265
Trading account gains and fees	$0	148
Additional Noninterest Income	$933,000	1,919
Total noninterest expense	$5,912,000	2,400
Salaries and employee benefits	$3,285,000	2,342
Premises and equipment expense	$734,000	2,689
Additional noninterest expense	$1,893,000	2,261
Pre-tax net operating income	$3,315,000	1,477
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,171,000	1,024
Income before extraordinary items	$2,144,000	1,667
Extraordinary gains, net	$0	31
Net income	$2,144,000	1,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,113,000	628
Cash dividends	$1,317,000	1,471
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,144,000	1,767
2008-06-30 (YTD Data)		Rank
Total interest income	$12,088,000	1,667
Total interest expense	$6,157,000	1,432
Net interest income	$5,931,000	1,897
Provision for loan and lease losses	$520,000	1,868
Total noninterest income	$1,381,000	1,750
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$711,000	1,249
Trading account gains and fees	$0	149
Additional Noninterest Income	$670,000	1,851
Total noninterest expense	$4,033,000	2,359
Salaries and employee benefits	$2,257,000	2,298
Premises and equipment expense	$480,000	2,732
Additional noninterest expense	$1,296,000	2,185
Pre-tax net operating income	$2,759,000	1,278
Securities gains (losses)	$0	3,233
Applicable income taxes	$986,000	957
Income before extraordinary items	$1,773,000	1,545
Extraordinary gains, net	$0	21
Net income	$1,773,000	1,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$960,000	888
Cash dividends	$656,000	1,939
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,773,000	1,512
2008-03-31 (YTD Data)		Rank
Total interest income	$6,376,000	1,631
Total interest expense	$3,338,000	1,413
Net interest income	$3,038,000	1,842
Provision for loan and lease losses	$0	6,080
Total noninterest income	$690,000	1,770
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$362,000	1,212
Trading account gains and fees	$0	158
Additional Noninterest Income	$328,000	1,863
Total noninterest expense	$2,152,000	2,218
Salaries and employee benefits	$1,194,000	2,202
Premises and equipment expense	$244,000	2,708
Additional noninterest expense	$714,000	1,975
Pre-tax net operating income	$1,576,000	1,201
Securities gains (losses)	$0	2,688
Applicable income taxes	$560,000	914
Income before extraordinary items	$1,016,000	1,475
Extraordinary gains, net	$0	15
Net income	$1,016,000	1,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	795
Cash dividends	$656,000	1,080
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,016,000	1,416
2007-12-31 (YTD Data)		Rank
Total interest income	$28,150,000	1,532
Total interest expense	$13,887,000	1,438
Net interest income	$14,263,000	1,585
Provision for loan and lease losses	$500,000	2,315
Total noninterest income	$2,795,000	1,728
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,521,000	1,170
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,274,000	1,881
Total noninterest expense	$7,639,000	2,388
Salaries and employee benefits	$4,570,000	2,206
Premises and equipment expense	$989,000	2,596
Additional noninterest expense	$2,080,000	2,570
Pre-tax net operating income	$8,919,000	958
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,225,000	758
Income before extraordinary items	$5,694,000	1,131
Extraordinary gains, net	$0	39
Net income	$5,694,000	1,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$569,000	1,541
Cash dividends	$1,803,000	1,743
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,694,000	1,120
2007-09-30 (YTD Data)		Rank
Total interest income	$20,958,000	1,547
Total interest expense	$10,199,000	1,470
Net interest income	$10,759,000	1,586
Provision for loan and lease losses	$0	6,528
Total noninterest income	$2,074,000	1,744
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,116,000	1,179
Trading account gains and fees	$0	184
Additional Noninterest Income	$958,000	1,883
Total noninterest expense	$5,718,000	2,373
Salaries and employee benefits	$3,478,000	2,168
Premises and equipment expense	$725,000	2,636
Additional noninterest expense	$1,515,000	2,599
Pre-tax net operating income	$7,115,000	974
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,585,000	777
Income before extraordinary items	$4,530,000	1,149
Extraordinary gains, net	$0	33
Net income	$4,530,000	1,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,190
Cash dividends	$1,252,000	1,725
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,530,000	1,131
2007-06-30 (YTD Data)		Rank
Total interest income	$13,566,000	1,605
Total interest expense	$6,416,000	1,571
Net interest income	$7,150,000	1,615
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,401,000	1,752
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$735,000	1,204
Trading account gains and fees	$0	168
Additional Noninterest Income	$666,000	1,846
Total noninterest expense	$3,804,000	2,403
Salaries and employee benefits	$2,339,000	2,191
Premises and equipment expense	$473,000	2,704
Additional noninterest expense	$992,000	2,645
Pre-tax net operating income	$4,747,000	1,012
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,730,000	811
Income before extraordinary items	$3,017,000	1,187
Extraordinary gains, net	$0	29
Net income	$3,017,000	1,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,196
Cash dividends	$604,000	2,164
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,017,000	1,169
2007-03-31 (YTD Data)		Rank
Total interest income	$6,591,000	1,645
Total interest expense	$3,136,000	1,593
Net interest income	$3,455,000	1,666
Provision for loan and lease losses	$0	5,779
Total noninterest income	$666,000	1,798
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$355,000	1,218
Trading account gains and fees	$0	195
Additional Noninterest Income	$311,000	1,905
Total noninterest expense	$1,833,000	2,503
Salaries and employee benefits	$1,133,000	2,270
Premises and equipment expense	$235,000	2,728
Additional noninterest expense	$465,000	2,767
Pre-tax net operating income	$2,288,000	1,026
Securities gains (losses)	$0	1,187
Applicable income taxes	$845,000	819
Income before extraordinary items	$1,443,000	1,224
Extraordinary gains, net	$0	22
Net income	$1,443,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$604,000	1,211
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,443,000	1,204
2006-12-31 (YTD Data)		Rank
Total interest income	$25,497,000	1,578
Total interest expense	$11,733,000	1,433
Net interest income	$13,764,000	1,663
Provision for loan and lease losses	$400,000	2,257
Total noninterest income	$2,759,000	1,742
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,464,000	1,215
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,295,000	1,852
Total noninterest expense	$7,766,000	2,269
Salaries and employee benefits	$4,435,000	2,206
Premises and equipment expense	$1,028,000	2,408
Additional noninterest expense	$2,303,000	2,260
Pre-tax net operating income	$8,357,000	1,180
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,007,000	941
Income before extraordinary items	$5,350,000	1,365
Extraordinary gains, net	$0	51
Net income	$5,350,000	1,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,268
Cash dividends	$1,400,000	2,029
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,350,000	1,356
2006-09-30 (YTD Data)		Rank
Total interest income	$18,858,000	1,580
Total interest expense	$8,650,000	1,409
Net interest income	$10,208,000	1,699
Provision for loan and lease losses	$120,000	3,815
Total noninterest income	$2,107,000	1,734
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,107,000	1,210
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,000,000	1,825
Total noninterest expense	$5,784,000	2,287
Salaries and employee benefits	$3,350,000	2,190
Premises and equipment expense	$768,000	2,422
Additional noninterest expense	$1,666,000	2,321
Pre-tax net operating income	$6,411,000	1,195
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,335,000	962
Income before extraordinary items	$4,076,000	1,394
Extraordinary gains, net	$0	45
Net income	$4,076,000	1,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,158
Cash dividends	$1,120,000	1,781
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,076,000	1,376
2006-06-30 (YTD Data)		Rank
Total interest income	$12,187,000	1,595
Total interest expense	$5,610,000	1,382
Net interest income	$6,577,000	1,766
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$1,414,000	1,721
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$729,000	1,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$685,000	1,792
Total noninterest expense	$3,847,000	2,300
Salaries and employee benefits	$2,225,000	2,207
Premises and equipment expense	$503,000	2,452
Additional noninterest expense	$1,119,000	2,317
Pre-tax net operating income	$4,084,000	1,240
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,490,000	999
Income before extraordinary items	$2,594,000	1,440
Extraordinary gains, net	$0	39
Net income	$2,594,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,811
Cash dividends	$542,000	2,257
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,594,000	1,429
2006-03-31 (YTD Data)		Rank
Total interest income	$5,791,000	1,640
Total interest expense	$2,580,000	1,426
Net interest income	$3,211,000	1,797
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$691,000	1,712
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$347,000	1,238
Trading account gains and fees	$0	115
Additional Noninterest Income	$344,000	1,752
Total noninterest expense	$1,890,000	2,350
Salaries and employee benefits	$1,089,000	2,263
Premises and equipment expense	$258,000	2,409
Additional noninterest expense	$543,000	2,365
Pre-tax net operating income	$1,982,000	1,248
Securities gains (losses)	$0	955
Applicable income taxes	$730,000	1,013
Income before extraordinary items	$1,252,000	1,455
Extraordinary gains, net	$0	21
Net income	$1,252,000	1,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$542,000	1,252
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,252,000	1,434
2005-12-31 (YTD Data)		Rank
Total interest income	$21,238,000	1,588
Total interest expense	$9,002,000	1,260
Net interest income	$12,236,000	1,790
Provision for loan and lease losses	$900,000	1,141
Total noninterest income	$2,834,000	1,697
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,375,000	1,296
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,459,000	1,701
Total noninterest expense	$7,336,000	2,282
Salaries and employee benefits	$4,363,000	2,111
Premises and equipment expense	$868,000	2,680
Additional noninterest expense	$2,105,000	2,370
Pre-tax net operating income	$6,834,000	1,404
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,445,000	1,152
Income before extraordinary items	$4,389,000	1,604
Extraordinary gains, net	$0	46
Net income	$4,389,000	1,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,631
Cash dividends	$1,070,000	2,329
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,389,000	1,580
2005-09-30 (YTD Data)		Rank
Total interest income	$15,588,000	1,577
Total interest expense	$6,654,000	1,192
Net interest income	$8,934,000	1,830
Provision for loan and lease losses	$480,000	1,448
Total noninterest income	$2,164,000	1,669
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,017,000	1,297
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,147,000	1,641
Total noninterest expense	$5,407,000	2,296
Salaries and employee benefits	$3,256,000	2,103
Premises and equipment expense	$614,000	2,821
Additional noninterest expense	$1,537,000	2,394
Pre-tax net operating income	$5,211,000	1,383
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,900,000	1,122
Income before extraordinary items	$3,311,000	1,588
Extraordinary gains, net	$0	35
Net income	$3,311,000	1,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$1,070,000	1,698
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,311,000	1,558
2005-06-30 (YTD Data)		Rank
Total interest income	$10,213,000	1,560
Total interest expense	$4,392,000	1,131
Net interest income	$5,821,000	1,867
Provision for loan and lease losses	$282,000	1,624
Total noninterest income	$1,405,000	1,683
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$657,000	1,312
Trading account gains and fees	$0	116
Additional Noninterest Income	$748,000	1,661
Total noninterest expense	$3,497,000	2,358
Salaries and employee benefits	$2,135,000	2,119
Premises and equipment expense	$386,000	2,947
Additional noninterest expense	$976,000	2,490
Pre-tax net operating income	$3,447,000	1,365
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,260,000	1,103
Income before extraordinary items	$2,187,000	1,579
Extraordinary gains, net	$0	30
Net income	$2,187,000	1,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$555,000	2,051
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,187,000	1,554
2005-03-31 (YTD Data)		Rank
Total interest income	$4,927,000	1,595
Total interest expense	$2,120,000	1,101
Net interest income	$2,807,000	1,917
Provision for loan and lease losses	$135,000	1,592
Total noninterest income	$695,000	1,658
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$314,000	1,310
Trading account gains and fees	$0	115
Additional Noninterest Income	$381,000	1,606
Total noninterest expense	$1,732,000	2,376
Salaries and employee benefits	$1,063,000	2,144
Premises and equipment expense	$190,000	3,006
Additional noninterest expense	$479,000	2,538
Pre-tax net operating income	$1,635,000	1,400
Securities gains (losses)	$0	1,685
Applicable income taxes	$605,000	1,144
Income before extraordinary items	$1,030,000	1,620
Extraordinary gains, net	$0	24
Net income	$1,030,000	1,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$534,000	1,150
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,030,000	1,601
2004-12-31 (YTD Data)		Rank
Total interest income	$16,791,000	1,709
Total interest expense	$7,482,000	1,079
Net interest income	$9,309,000	2,190
Provision for loan and lease losses	$400,000	2,359
Total noninterest income	$3,307,000	1,481
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$980,000	1,793
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,327,000	1,196
Total noninterest expense	$6,936,000	2,300
Salaries and employee benefits	$4,394,000	1,988
Premises and equipment expense	$777,000	2,861
Additional noninterest expense	$1,765,000	2,702
Pre-tax net operating income	$5,280,000	1,616
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,845,000	1,370
Income before extraordinary items	$3,435,000	1,841
Extraordinary gains, net	$0	34
Net income	$3,435,000	1,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-66,000	8,727
Cash dividends	$919,000	2,481
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,435,000	1,801
2004-09-30 (YTD Data)		Rank
Total interest income	$12,105,000	1,750
Total interest expense	$5,381,000	1,110
Net interest income	$6,724,000	2,247
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$2,591,000	1,450
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$654,000	1,998
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,937,000	1,113
Total noninterest expense	$5,237,000	2,269
Salaries and employee benefits	$3,406,000	1,920
Premises and equipment expense	$581,000	2,866
Additional noninterest expense	$1,250,000	2,820
Pre-tax net operating income	$3,868,000	1,667
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,445,000	1,319
Income before extraordinary items	$2,423,000	1,955
Extraordinary gains, net	$0	26
Net income	$2,423,000	1,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-91,000	8,787
Cash dividends	$919,000	1,822
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,423,000	1,907
2004-06-30 (YTD Data)		Rank
Total interest income	$7,812,000	1,796
Total interest expense	$3,462,000	1,138
Net interest income	$4,350,000	2,297
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$1,917,000	1,329
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$388,000	2,203
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,529,000	973
Total noninterest expense	$3,595,000	2,198
Salaries and employee benefits	$2,399,000	1,822
Premises and equipment expense	$383,000	2,895
Additional noninterest expense	$813,000	2,898
Pre-tax net operating income	$2,552,000	1,656
Securities gains (losses)	$0	3,413
Applicable income taxes	$955,000	1,331
Income before extraordinary items	$1,597,000	1,959
Extraordinary gains, net	$0	21
Net income	$1,597,000	1,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-95,000	8,875
Cash dividends	$455,000	2,280
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,597,000	1,909
2004-03-31 (YTD Data)		Rank
Total interest income	$3,782,000	1,858
Total interest expense	$1,680,000	1,189
Net interest income	$2,102,000	2,374
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$791,000	1,513
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$188,000	2,208
Trading account gains and fees	$0	121
Additional Noninterest Income	$603,000	1,139
Total noninterest expense	$1,668,000	2,390
Salaries and employee benefits	$1,076,000	2,044
Premises and equipment expense	$187,000	2,989
Additional noninterest expense	$405,000	2,877
Pre-tax net operating income	$1,165,000	1,767
Securities gains (losses)	$0	2,934
Applicable income taxes	$430,000	1,467
Income before extraordinary items	$735,000	2,083
Extraordinary gains, net	$0	16
Net income	$735,000	2,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	8,951
Cash dividends	$455,000	1,314
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$735,000	2,001
2003-12-31 (YTD Data)		Rank
Total interest income	$15,315,000	1,852
Total interest expense	$7,369,000	1,207
Net interest income	$7,946,000	2,444
Provision for loan and lease losses	$535,000	2,046
Total noninterest income	$5,208,000	1,095
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$756,000	2,218
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,452,000	827
Total noninterest expense	$7,667,000	2,064
Salaries and employee benefits	$5,235,000	1,645
Premises and equipment expense	$729,000	2,979
Additional noninterest expense	$1,703,000	2,754
Pre-tax net operating income	$4,952,000	1,642
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,734,000	1,428
Income before extraordinary items	$3,218,000	1,921
Extraordinary gains, net	$0	54
Net income	$3,218,000	1,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,545
Cash dividends	$893,000	2,521
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,218,000	1,837
2003-09-30 (YTD Data)		Rank
Total interest income	$11,617,000	1,876
Total interest expense	$5,683,000	1,227
Net interest income	$5,934,000	2,465
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$4,407,000	1,027
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$559,000	2,258
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,848,000	774
Total noninterest expense	$6,001,000	1,987
Salaries and employee benefits	$4,213,000	1,538
Premises and equipment expense	$555,000	2,946
Additional noninterest expense	$1,233,000	2,814
Pre-tax net operating income	$4,190,000	1,515
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,475,000	1,376
Income before extraordinary items	$2,715,000	1,776
Extraordinary gains, net	$0	40
Net income	$2,715,000	1,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-104,000	9,093
Cash dividends	$893,000	1,890
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,715,000	1,683
2003-06-30 (YTD Data)		Rank
Total interest income	$7,740,000	1,890
Total interest expense	$3,873,000	1,237
Net interest income	$3,867,000	2,516
Provision for loan and lease losses	$40,000	5,444
Total noninterest income	$2,746,000	1,070
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$371,000	2,236
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,375,000	811
Total noninterest expense	$3,867,000	2,038
Salaries and employee benefits	$2,682,000	1,601
Premises and equipment expense	$370,000	2,950
Additional noninterest expense	$815,000	2,835
Pre-tax net operating income	$2,706,000	1,556
Securities gains (losses)	$0	3,782
Applicable income taxes	$955,000	1,421
Income before extraordinary items	$1,751,000	1,834
Extraordinary gains, net	$0	30
Net income	$1,751,000	1,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-126,000	9,154
Cash dividends	$455,000	2,280
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,751,000	1,715
2003-03-31 (YTD Data)		Rank
Total interest income	$3,846,000	1,913
Total interest expense	$1,964,000	1,244
Net interest income	$1,882,000	2,576
Provision for loan and lease losses	$0	6,934
Total noninterest income	$1,295,000	1,091
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$192,000	2,085
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,103,000	837
Total noninterest expense	$1,912,000	2,048
Salaries and employee benefits	$1,340,000	1,588
Premises and equipment expense	$188,000	2,908
Additional noninterest expense	$384,000	2,959
Pre-tax net operating income	$1,265,000	1,654
Securities gains (losses)	$0	2,891
Applicable income taxes	$440,000	1,518
Income before extraordinary items	$825,000	1,916
Extraordinary gains, net	$0	21
Net income	$825,000	1,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	9,225
Cash dividends	$455,000	1,314
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$825,000	1,809
2002-12-31 (YTD Data)		Rank
Total interest income	$16,392,000	1,881
Total interest expense	$9,393,000	1,198
Net interest income	$6,999,000	2,731
Provision for loan and lease losses	$50,000	6,677
Total noninterest income	$4,364,000	1,176
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$740,000	2,145
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,624,000	884
Total noninterest expense	$7,104,000	2,114
Salaries and employee benefits	$4,710,000	1,700
Premises and equipment expense	$709,000	2,973
Additional noninterest expense	$1,685,000	2,678
Pre-tax net operating income	$4,209,000	1,903
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,482,000	1,668
Income before extraordinary items	$2,727,000	2,190
Extraordinary gains, net	$0	70
Net income	$2,727,000	2,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,549
Cash dividends	$875,000	2,482
Sale, conversion, retirement of capital stock, net	$15,000	787
Net operating income	$2,727,000	2,116
2001-12-31 (YTD Data)		Rank
Total interest income	$20,052,000	1,694
Total interest expense	$12,129,000	1,344
Net interest income	$7,923,000	2,264
Provision for loan and lease losses	$900,000	1,348
Total noninterest income	$3,502,000	1,306
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$673,000	2,221
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,829,000	983
Total noninterest expense	$6,419,000	2,232
Salaries and employee benefits	$4,157,000	1,797
Premises and equipment expense	$677,000	3,034
Additional noninterest expense	$1,585,000	2,736
Pre-tax net operating income	$4,106,000	1,732
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,389,000	1,612
Income before extraordinary items	$2,717,000	1,930
Extraordinary gains, net	$0	105
Net income	$2,717,000	1,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$974,000	960
Cash dividends	$805,000	2,610
Sale, conversion, retirement of capital stock, net	$241,000	564
Net operating income	$2,717,000	1,858
2000-12-31 (YTD Data)		Rank
Total interest income	$19,321,000	1,786
Total interest expense	$10,745,000	1,591
Net interest income	$8,576,000	2,066
Provision for loan and lease losses	$600,000	1,605
Total noninterest income	$1,766,000	2,052
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$576,000	2,379
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,190,000	1,659
Total noninterest expense	$5,240,000	2,592
Salaries and employee benefits	$3,214,000	2,224
Premises and equipment expense	$612,000	3,211
Additional noninterest expense	$1,414,000	2,968
Pre-tax net operating income	$4,502,000	1,631
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,600,000	1,423
Income before extraordinary items	$2,902,000	1,798
Extraordinary gains, net	$0	38
Net income	$2,902,000	1,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,446
Cash dividends	$490,000	3,612
Sale, conversion, retirement of capital stock, net	$1,000,000	443
Net operating income	$2,902,000	1,797
1999-12-31 (YTD Data)		Rank
Total interest income	$14,078,000	2,313
Total interest expense	$7,285,000	2,053
Net interest income	$6,793,000	2,580
Provision for loan and lease losses	$475,000	1,844
Total noninterest income	$1,335,000	2,489
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$411,000	3,154
Trading account gains and fees	$0	173
Additional Noninterest Income	$924,000	1,970
Total noninterest expense	$4,368,000	3,054
Salaries and employee benefits	$2,565,000	2,739
Premises and equipment expense	$541,000	3,534
Additional noninterest expense	$1,262,000	3,284
Pre-tax net operating income	$3,285,000	2,224
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,200,000	1,925
Income before extraordinary items	$2,085,000	2,484
Extraordinary gains, net	$0	35
Net income	$2,085,000	2,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	9,464
Cash dividends	$359,000	4,166
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,085,000	2,443
1998-12-31 (YTD Data)		Rank
Total interest income	$12,024,000	2,700
Total interest expense	$6,434,000	2,337
Net interest income	$5,590,000	3,077
Provision for loan and lease losses	$600,000	1,475
Total noninterest income	$1,370,000	2,434
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$322,000	3,717
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,048,000	1,789
Total noninterest expense	$3,480,000	3,632
Salaries and employee benefits	$1,847,000	3,590
Premises and equipment expense	$392,000	4,494
Additional noninterest expense	$1,241,000	3,274
Pre-tax net operating income	$2,880,000	2,475
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,036,000	2,247
Income before extraordinary items	$1,844,000	2,743
Extraordinary gains, net	$0	32
Net income	$1,844,000	2,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,124
Cash dividends	$770,000	2,669
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,844,000	2,672
1997-12-31 (YTD Data)		Rank
Total interest income	$11,293,000	2,888
Total interest expense	$6,109,000	2,456
Net interest income	$5,184,000	3,372
Provision for loan and lease losses	$600,000	1,510
Total noninterest income	$811,000	3,536
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$305,000	4,013
Trading account gains and fees	$0	239
Additional Noninterest Income	$506,000	2,800
Total noninterest expense	$2,577,000	4,671
Salaries and employee benefits	$1,334,000	4,681
Premises and equipment expense	$284,000	5,616
Additional noninterest expense	$959,000	4,055
Pre-tax net operating income	$2,818,000	2,624
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$1,020,000	2,395
Income before extraordinary items	$1,801,000	2,828
Extraordinary gains, net	$0	44
Net income	$1,801,000	2,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$408,000	1,569
Cash dividends	$569,000	3,210
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,799,080	2,786
1996-12-31 (YTD Data)		Rank
Total interest income	$10,901,000	3,014
Total interest expense	$6,353,000	2,427
Net interest income	$4,548,000	3,865
Provision for loan and lease losses	$600,000	1,497
Total noninterest income	$527,000	4,995
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$331,000	3,934
Trading account gains and fees	$0	262
Additional Noninterest Income	$196,000	5,222
Total noninterest expense	$2,123,000	5,691
Salaries and employee benefits	$1,078,000	5,666
Premises and equipment expense	$293,000	5,680
Additional noninterest expense	$752,000	5,446
Pre-tax net operating income	$2,352,000	2,968
Securities gains (losses)	$-25,000	10,754
Applicable income taxes	$875,000	2,642
Income before extraordinary items	$1,452,000	3,297
Extraordinary gains, net	$0	53
Net income	$1,452,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,351
Cash dividends	$289,000	4,651
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,468,000	3,219
1995-12-31 (YTD Data)		Rank
Total interest income	$9,678,000	3,381
Total interest expense	$5,244,000	2,908
Net interest income	$4,434,000	3,959
Provision for loan and lease losses	$500,000	1,563
Total noninterest income	$611,000	4,504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	3,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	4,230
Total noninterest expense	$2,058,000	5,855
Salaries and employee benefits	$990,000	6,119
Premises and equipment expense	$268,000	6,085
Additional noninterest expense	$800,000	5,256
Pre-tax net operating income	$2,487,000	2,863
Securities gains (losses)	$0	3,831
Applicable income taxes	$905,000	2,585
Income before extraordinary items	$1,582,000	3,095
Extraordinary gains, net	$0	65
Net income	$1,582,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$287,000	1,993
Cash dividends	$253,000	4,930
Sale, conversion, retirement of capital stock, net	$1,000,000	293
Net operating income	$1,582,000	3,065
1994-12-31 (YTD Data)		Rank
Total interest income	$6,679,000	4,413
Total interest expense	$3,235,000	3,696
Net interest income	$3,444,000	5,007
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$666,000	4,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$324,000	4,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	3,768
Total noninterest expense	$1,909,000	6,433
Salaries and employee benefits	$883,000	6,742
Premises and equipment expense	$239,000	6,704
Additional noninterest expense	$787,000	5,770
Pre-tax net operating income	$2,081,000	3,312
Securities gains (losses)	$0	3,600
Applicable income taxes	$770,000	2,865
Income before extraordinary items	$1,311,000	3,562
Extraordinary gains, net	$0	249
Net income	$1,311,000	3,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	10,614
Cash dividends	$144,000	6,212
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,311,000	3,604
1993-12-31 (YTD Data)		Rank
Total interest income	$5,096,000	5,684
Total interest expense	$2,630,000	4,608
Net interest income	$2,466,000	6,612
Provision for loan and lease losses	$220,000	3,693
Total noninterest income	$872,000	3,726
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,988
Total noninterest expense	$1,682,000	7,246
Salaries and employee benefits	$789,000	7,389
Premises and equipment expense	$227,000	7,148
Additional noninterest expense	$666,000	6,817
Pre-tax net operating income	$1,436,000	4,492
Securities gains (losses)	$197,000	1,709
Applicable income taxes	$613,000	3,532
Income before extraordinary items	$1,020,000	4,627
Extraordinary gains, net	$23,000	2,642
Net income	$1,043,000	4,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	6,315
Cash dividends	$306,000	4,324
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$893,920	4,902
1992-12-31 (YTD Data)		Rank
Total interest income	$4,044,000	7,447
Total interest expense	$2,086,000	6,903
Net interest income	$1,958,000	7,877
Provision for loan and lease losses	$237,000	4,779
Total noninterest income	$797,000	3,989
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$255,000	5,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$542,000	3,025
Total noninterest expense	$1,448,000	8,103
Salaries and employee benefits	$706,000	7,941
Premises and equipment expense	$203,000	7,765
Additional noninterest expense	$539,000	8,097
Pre-tax net operating income	$1,070,000	5,363
Securities gains (losses)	$76,000	3,457
Applicable income taxes	$431,000	4,524
Income before extraordinary items	$715,000	5,826
Extraordinary gains, net	$0	1,422
Net income	$715,000	5,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$666,360	5,777

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.