Home > Rockford Bank and Trust Company > Income and Expense
Rockford Bank and Trust Company, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,774,000 | 1,470 |
| Total interest expense | $5,541,000 | 900 |
| Net interest income | $10,233,000 | 1,765 |
| Provision for loan and lease losses | $559,000 | 1,062 |
| Total noninterest income | $2,239,000 | 1,565 |
| Gross Fiduciary activities income | $729,000 | 462 |
| Service charges on deposit accounts | $531,000 | 1,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $979,000 | 1,945 |
| Total noninterest expense | $10,107,000 | 1,486 |
| Salaries and employee benefits | $5,824,000 | 1,494 |
| Premises and equipment expense | $961,000 | 1,726 |
| Additional noninterest expense | $3,322,000 | 1,394 |
| Pre-tax net operating income | $1,806,000 | 2,879 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $129,000 | 2,796 |
| Income before extraordinary items | $1,677,000 | 2,794 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,677,000 | 2,795 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,677,000 | 2,795 |
| Net charge-offs | $1,004,000 | 495 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,677,000 | 2,759 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 1,481 |
| Total interest expense | $3,653,000 | 892 |
| Net interest income | $6,801,000 | 1,776 |
| Provision for loan and lease losses | $71,000 | 2,478 |
| Total noninterest income | $1,382,000 | 1,606 |
| Gross Fiduciary activities income | $483,000 | 462 |
| Service charges on deposit accounts | $334,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,073 |
| Total noninterest expense | $6,513,000 | 1,542 |
| Salaries and employee benefits | $4,000,000 | 1,462 |
| Premises and equipment expense | $627,000 | 1,765 |
| Additional noninterest expense | $1,886,000 | 1,596 |
| Pre-tax net operating income | $1,599,000 | 2,404 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $188,000 | 2,247 |
| Income before extraordinary items | $1,411,000 | 2,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,411,000 | 2,410 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,411,000 | 2,410 |
| Net charge-offs | $944,000 | 353 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,411,000 | 2,386 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 1,470 |
| Total interest expense | $1,789,000 | 876 |
| Net interest income | $3,428,000 | 1,762 |
| Provision for loan and lease losses | $39,000 | 2,292 |
| Total noninterest income | $567,000 | 1,791 |
| Gross Fiduciary activities income | $256,000 | 453 |
| Service charges on deposit accounts | $168,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 2,800 |
| Total noninterest expense | $3,321,000 | 1,525 |
| Salaries and employee benefits | $2,074,000 | 1,420 |
| Premises and equipment expense | $318,000 | 1,769 |
| Additional noninterest expense | $929,000 | 1,610 |
| Pre-tax net operating income | $635,000 | 2,721 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $48,000 | 2,665 |
| Income before extraordinary items | $587,000 | 2,655 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $587,000 | 2,654 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $587,000 | 2,654 |
| Net charge-offs | $-77,000 | 5,156 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $587,000 | 2,632 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,135,000 | 1,501 |
| Total interest expense | $5,494,000 | 855 |
| Net interest income | $13,641,000 | 1,747 |
| Provision for loan and lease losses | $4,619,000 | 270 |
| Total noninterest income | $2,838,000 | 1,610 |
| Gross Fiduciary activities income | $771,000 | 507 |
| Service charges on deposit accounts | $706,000 | 1,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,361,000 | 1,896 |
| Total noninterest expense | $11,513,000 | 1,683 |
| Salaries and employee benefits | $6,202,000 | 1,758 |
| Premises and equipment expense | $1,271,000 | 1,732 |
| Additional noninterest expense | $4,040,000 | 1,489 |
| Pre-tax net operating income | $347,000 | 4,839 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-360,000 | 5,352 |
| Income before extraordinary items | $707,000 | 4,258 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $707,000 | 4,257 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $707,000 | 4,257 |
| Net charge-offs | $3,178,000 | 270 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $707,000 | 4,271 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,059,000 | 1,507 |
| Total interest expense | $3,777,000 | 873 |
| Net interest income | $10,282,000 | 1,738 |
| Provision for loan and lease losses | $5,289,000 | 197 |
| Total noninterest income | $2,359,000 | 1,502 |
| Gross Fiduciary activities income | $546,000 | 516 |
| Service charges on deposit accounts | $519,000 | 1,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,294,000 | 1,662 |
| Total noninterest expense | $9,101,000 | 1,592 |
| Salaries and employee benefits | $5,081,000 | 1,651 |
| Premises and equipment expense | $943,000 | 1,763 |
| Additional noninterest expense | $3,077,000 | 1,476 |
| Pre-tax net operating income | $-1,749,000 | 5,455 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-826,000 | 5,457 |
| Income before extraordinary items | $-923,000 | 5,429 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-923,000 | 5,428 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-923,000 | 5,428 |
| Net charge-offs | $141,000 | 1,467 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-923,000 | 5,429 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 1,527 |
| Total interest expense | $2,303,000 | 874 |
| Net interest income | $6,867,000 | 1,739 |
| Provision for loan and lease losses | $440,000 | 913 |
| Total noninterest income | $1,589,000 | 1,503 |
| Gross Fiduciary activities income | $346,000 | 527 |
| Service charges on deposit accounts | $335,000 | 1,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $908,000 | 1,619 |
| Total noninterest expense | $6,139,000 | 1,584 |
| Salaries and employee benefits | $3,420,000 | 1,649 |
| Premises and equipment expense | $635,000 | 1,762 |
| Additional noninterest expense | $2,084,000 | 1,460 |
| Pre-tax net operating income | $1,877,000 | 2,181 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $310,000 | 1,838 |
| Income before extraordinary items | $1,567,000 | 2,244 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,567,000 | 2,242 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,567,000 | 2,243 |
| Net charge-offs | $137,000 | 1,126 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,567,000 | 2,243 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 1,534 |
| Total interest expense | $1,048,000 | 911 |
| Net interest income | $3,465,000 | 1,719 |
| Provision for loan and lease losses | $242,000 | 828 |
| Total noninterest income | $742,000 | 1,562 |
| Gross Fiduciary activities income | $167,000 | 550 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 1,677 |
| Total noninterest expense | $3,150,000 | 1,571 |
| Salaries and employee benefits | $1,805,000 | 1,573 |
| Premises and equipment expense | $322,000 | 1,759 |
| Additional noninterest expense | $1,023,000 | 1,484 |
| Pre-tax net operating income | $815,000 | 2,363 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $125,000 | 1,975 |
| Income before extraordinary items | $690,000 | 2,400 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $690,000 | 2,399 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $690,000 | 2,400 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $690,000 | 2,388 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,741,000 | 1,680 |
| Total interest expense | $3,033,000 | 1,075 |
| Net interest income | $12,708,000 | 1,816 |
| Provision for loan and lease losses | $728,000 | 1,120 |
| Total noninterest income | $3,450,000 | 1,430 |
| Gross Fiduciary activities income | $630,000 | 543 |
| Service charges on deposit accounts | $660,000 | 1,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,160,000 | 1,457 |
| Total noninterest expense | $10,688,000 | 1,809 |
| Salaries and employee benefits | $6,047,000 | 1,810 |
| Premises and equipment expense | $1,122,000 | 1,947 |
| Additional noninterest expense | $3,519,000 | 1,705 |
| Pre-tax net operating income | $4,742,000 | 1,790 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $2,040,000 | 1,262 |
| Income before extraordinary items | $2,698,000 | 2,211 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,698,000 | 2,211 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,698,000 | 2,211 |
| Net charge-offs | $157,000 | 2,032 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,700,560 | 2,193 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,391,000 | 1,739 |
| Total interest expense | $2,082,000 | 1,140 |
| Net interest income | $9,309,000 | 1,864 |
| Provision for loan and lease losses | $631,000 | 994 |
| Total noninterest income | $2,355,000 | 1,541 |
| Gross Fiduciary activities income | $438,000 | 563 |
| Service charges on deposit accounts | $489,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,428,000 | 1,603 |
| Total noninterest expense | $7,998,000 | 1,812 |
| Salaries and employee benefits | $4,462,000 | 1,839 |
| Premises and equipment expense | $825,000 | 1,980 |
| Additional noninterest expense | $2,711,000 | 1,649 |
| Pre-tax net operating income | $3,035,000 | 2,051 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $630,000 | 1,873 |
| Income before extraordinary items | $2,405,000 | 2,088 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,405,000 | 2,089 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,405,000 | 2,089 |
| Net charge-offs | $157,000 | 1,569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,405,000 | 2,061 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,301,000 | 1,798 |
| Total interest expense | $1,238,000 | 1,235 |
| Net interest income | $6,063,000 | 1,882 |
| Provision for loan and lease losses | $459,000 | 903 |
| Total noninterest income | $1,555,000 | 1,557 |
| Gross Fiduciary activities income | $274,000 | 582 |
| Service charges on deposit accounts | $316,000 | 1,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $965,000 | 1,579 |
| Total noninterest expense | $4,992,000 | 1,916 |
| Salaries and employee benefits | $2,948,000 | 1,856 |
| Premises and equipment expense | $556,000 | 1,957 |
| Additional noninterest expense | $1,488,000 | 1,951 |
| Pre-tax net operating income | $2,167,000 | 1,906 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $499,000 | 1,698 |
| Income before extraordinary items | $1,668,000 | 1,981 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,668,000 | 1,981 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,668,000 | 1,981 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,668,000 | 1,957 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 1,837 |
| Total interest expense | $571,000 | 1,305 |
| Net interest income | $2,968,000 | 1,916 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $740,000 | 1,609 |
| Gross Fiduciary activities income | $127,000 | 602 |
| Service charges on deposit accounts | $151,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 1,606 |
| Total noninterest expense | $2,452,000 | 1,958 |
| Salaries and employee benefits | $1,489,000 | 1,859 |
| Premises and equipment expense | $269,000 | 2,033 |
| Additional noninterest expense | $694,000 | 2,052 |
| Pre-tax net operating income | $1,106,000 | 1,833 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $274,000 | 1,569 |
| Income before extraordinary items | $832,000 | 1,919 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $832,000 | 1,919 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $832,000 | 1,919 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $832,000 | 1,903 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,749,000 | 1,850 |
| Total interest expense | $1,861,000 | 1,502 |
| Net interest income | $11,888,000 | 1,877 |
| Provision for loan and lease losses | $900,000 | 986 |
| Total noninterest income | $3,451,000 | 1,489 |
| Gross Fiduciary activities income | $525,000 | 586 |
| Service charges on deposit accounts | $644,000 | 1,718 |
| Trading account gains and fees | $275,000 | 123 |
| Additional Noninterest Income | $2,007,000 | 1,599 |
| Total noninterest expense | $10,060,000 | 1,903 |
| Salaries and employee benefits | $5,962,000 | 1,794 |
| Premises and equipment expense | $1,064,000 | 2,040 |
| Additional noninterest expense | $3,034,000 | 1,965 |
| Pre-tax net operating income | $4,379,000 | 1,806 |
| Securities gains (losses) | $10,000 | 2,659 |
| Applicable income taxes | $1,187,000 | 1,487 |
| Income before extraordinary items | $3,202,000 | 1,994 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,202,000 | 1,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,202,000 | 1,993 |
| Net charge-offs | $227,000 | 1,808 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,194,700 | 1,943 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 1,862 |
| Total interest expense | $1,336,000 | 1,556 |
| Net interest income | $8,914,000 | 1,881 |
| Provision for loan and lease losses | $800,000 | 821 |
| Total noninterest income | $2,517,000 | 1,515 |
| Gross Fiduciary activities income | $398,000 | 581 |
| Service charges on deposit accounts | $470,000 | 1,752 |
| Trading account gains and fees | $275,000 | 110 |
| Additional Noninterest Income | $1,374,000 | 1,676 |
| Total noninterest expense | $7,484,000 | 1,911 |
| Salaries and employee benefits | $4,443,000 | 1,798 |
| Premises and equipment expense | $772,000 | 2,107 |
| Additional noninterest expense | $2,269,000 | 1,952 |
| Pre-tax net operating income | $3,147,000 | 1,892 |
| Securities gains (losses) | $10,000 | 2,582 |
| Applicable income taxes | $851,000 | 1,573 |
| Income before extraordinary items | $2,306,000 | 2,099 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,306,000 | 2,098 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,306,000 | 2,099 |
| Net charge-offs | $133,000 | 1,799 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,298,700 | 2,034 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 1,883 |
| Total interest expense | $871,000 | 1,586 |
| Net interest income | $5,857,000 | 1,905 |
| Provision for loan and lease losses | $600,000 | 726 |
| Total noninterest income | $1,561,000 | 1,576 |
| Gross Fiduciary activities income | $251,000 | 598 |
| Service charges on deposit accounts | $300,000 | 1,801 |
| Trading account gains and fees | $55,000 | 136 |
| Additional Noninterest Income | $955,000 | 1,606 |
| Total noninterest expense | $4,969,000 | 1,925 |
| Salaries and employee benefits | $2,959,000 | 1,808 |
| Premises and equipment expense | $511,000 | 2,118 |
| Additional noninterest expense | $1,499,000 | 1,969 |
| Pre-tax net operating income | $1,849,000 | 2,069 |
| Securities gains (losses) | $10,000 | 2,238 |
| Applicable income taxes | $496,000 | 1,666 |
| Income before extraordinary items | $1,363,000 | 2,287 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,363,000 | 2,286 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,363,000 | 2,286 |
| Net charge-offs | $179,000 | 1,206 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,355,700 | 2,229 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 1,891 |
| Total interest expense | $435,000 | 1,585 |
| Net interest income | $2,912,000 | 1,926 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $681,000 | 1,699 |
| Gross Fiduciary activities income | $129,000 | 597 |
| Service charges on deposit accounts | $147,000 | 1,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $405,000 | 1,726 |
| Total noninterest expense | $2,485,000 | 1,925 |
| Salaries and employee benefits | $1,539,000 | 1,747 |
| Premises and equipment expense | $259,000 | 2,103 |
| Additional noninterest expense | $687,000 | 2,123 |
| Pre-tax net operating income | $808,000 | 2,253 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $208,000 | 1,803 |
| Income before extraordinary items | $610,000 | 2,416 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $610,000 | 2,416 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $610,000 | 2,416 |
| Net charge-offs | $109,000 | 962 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $602,500 | 2,392 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,808,000 | 1,919 |
| Total interest expense | $1,953,000 | 1,422 |
| Net interest income | $10,855,000 | 1,991 |
| Provision for loan and lease losses | $754,000 | 1,012 |
| Total noninterest income | $2,954,000 | 1,621 |
| Gross Fiduciary activities income | $454,000 | 620 |
| Service charges on deposit accounts | $582,000 | 1,870 |
| Trading account gains and fees | $93,000 | 114 |
| Additional Noninterest Income | $1,825,000 | 1,627 |
| Total noninterest expense | $10,182,000 | 1,865 |
| Salaries and employee benefits | $6,335,000 | 1,669 |
| Premises and equipment expense | $951,000 | 2,256 |
| Additional noninterest expense | $2,896,000 | 2,074 |
| Pre-tax net operating income | $2,873,000 | 2,390 |
| Securities gains (losses) | $28,000 | 2,030 |
| Applicable income taxes | $712,000 | 1,903 |
| Income before extraordinary items | $2,189,000 | 2,554 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,189,000 | 2,556 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,189,000 | 2,556 |
| Net charge-offs | $605,000 | 999 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,168,000 | 2,534 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,563,000 | 1,942 |
| Total interest expense | $1,473,000 | 1,421 |
| Net interest income | $8,090,000 | 2,011 |
| Provision for loan and lease losses | $578,000 | 936 |
| Total noninterest income | $2,536,000 | 1,486 |
| Gross Fiduciary activities income | $337,000 | 621 |
| Service charges on deposit accounts | $433,000 | 1,900 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,766,000 | 1,368 |
| Total noninterest expense | $7,747,000 | 1,839 |
| Salaries and employee benefits | $4,848,000 | 1,627 |
| Premises and equipment expense | $697,000 | 2,317 |
| Additional noninterest expense | $2,202,000 | 2,029 |
| Pre-tax net operating income | $2,301,000 | 2,324 |
| Securities gains (losses) | $28,000 | 1,833 |
| Applicable income taxes | $592,000 | 1,855 |
| Income before extraordinary items | $1,737,000 | 2,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,737,000 | 2,512 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,737,000 | 2,512 |
| Net charge-offs | $422,000 | 970 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,716,000 | 2,488 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 1,961 |
| Total interest expense | $967,000 | 1,449 |
| Net interest income | $5,318,000 | 2,029 |
| Provision for loan and lease losses | $403,000 | 914 |
| Total noninterest income | $1,532,000 | 1,598 |
| Gross Fiduciary activities income | $224,000 | 629 |
| Service charges on deposit accounts | $279,000 | 1,924 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,029,000 | 1,528 |
| Total noninterest expense | $5,272,000 | 1,812 |
| Salaries and employee benefits | $3,323,000 | 1,601 |
| Premises and equipment expense | $463,000 | 2,348 |
| Additional noninterest expense | $1,486,000 | 2,013 |
| Pre-tax net operating income | $1,175,000 | 2,771 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $265,000 | 2,216 |
| Income before extraordinary items | $938,000 | 2,865 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $938,000 | 2,865 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $938,000 | 2,867 |
| Net charge-offs | $349,000 | 825 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $916,160 | 2,847 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 1,978 |
| Total interest expense | $475,000 | 1,462 |
| Net interest income | $2,634,000 | 2,039 |
| Provision for loan and lease losses | $228,000 | 813 |
| Total noninterest income | $726,000 | 1,614 |
| Gross Fiduciary activities income | $110,000 | 632 |
| Service charges on deposit accounts | $138,000 | 1,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $478,000 | 1,556 |
| Total noninterest expense | $2,569,000 | 1,855 |
| Salaries and employee benefits | $1,633,000 | 1,636 |
| Premises and equipment expense | $215,000 | 2,503 |
| Additional noninterest expense | $721,000 | 2,048 |
| Pre-tax net operating income | $563,000 | 2,809 |
| Securities gains (losses) | $32,000 | 1,035 |
| Applicable income taxes | $130,000 | 2,243 |
| Income before extraordinary items | $465,000 | 2,857 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $465,000 | 2,860 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $465,000 | 2,860 |
| Net charge-offs | $350,000 | 479 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $440,040 | 2,887 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 2,005 |
| Total interest expense | $2,024,000 | 1,460 |
| Net interest income | $10,262,000 | 2,073 |
| Provision for loan and lease losses | $1,151,000 | 773 |
| Total noninterest income | $3,066,000 | 1,551 |
| Gross Fiduciary activities income | $380,000 | 665 |
| Service charges on deposit accounts | $551,000 | 2,118 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,135,000 | 1,388 |
| Total noninterest expense | $9,736,000 | 1,943 |
| Salaries and employee benefits | $5,849,000 | 1,762 |
| Premises and equipment expense | $1,051,000 | 2,151 |
| Additional noninterest expense | $2,836,000 | 2,134 |
| Pre-tax net operating income | $2,441,000 | 2,629 |
| Securities gains (losses) | $-28,000 | 6,172 |
| Applicable income taxes | $535,000 | 2,133 |
| Income before extraordinary items | $1,878,000 | 2,834 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,878,000 | 2,832 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,878,000 | 2,834 |
| Net charge-offs | $875,000 | 999 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,899,840 | 2,751 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,028 |
| Total interest expense | $1,530,000 | 1,465 |
| Net interest income | $7,637,000 | 2,101 |
| Provision for loan and lease losses | $498,000 | 1,143 |
| Total noninterest income | $2,299,000 | 1,549 |
| Gross Fiduciary activities income | $273,000 | 669 |
| Service charges on deposit accounts | $413,000 | 2,125 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,613,000 | 1,385 |
| Total noninterest expense | $7,341,000 | 1,939 |
| Salaries and employee benefits | $4,420,000 | 1,751 |
| Premises and equipment expense | $806,000 | 2,133 |
| Additional noninterest expense | $2,115,000 | 2,138 |
| Pre-tax net operating income | $2,097,000 | 2,438 |
| Securities gains (losses) | $-28,000 | 6,292 |
| Applicable income taxes | $515,000 | 1,953 |
| Income before extraordinary items | $1,554,000 | 2,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,554,000 | 2,669 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,554,000 | 2,669 |
| Net charge-offs | $416,000 | 1,314 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,575,000 | 2,595 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 2,035 |
| Total interest expense | $1,016,000 | 1,474 |
| Net interest income | $5,053,000 | 2,100 |
| Provision for loan and lease losses | $376,000 | 1,052 |
| Total noninterest income | $1,544,000 | 1,526 |
| Gross Fiduciary activities income | $174,000 | 674 |
| Service charges on deposit accounts | $271,000 | 2,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,099,000 | 1,365 |
| Total noninterest expense | $5,020,000 | 1,885 |
| Salaries and employee benefits | $2,990,000 | 1,724 |
| Premises and equipment expense | $533,000 | 2,154 |
| Additional noninterest expense | $1,497,000 | 2,029 |
| Pre-tax net operating income | $1,201,000 | 2,651 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $268,000 | 2,129 |
| Income before extraordinary items | $933,000 | 2,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $933,000 | 2,784 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $933,000 | 2,784 |
| Net charge-offs | $305,000 | 1,245 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $933,000 | 2,732 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 2,058 |
| Total interest expense | $510,000 | 1,485 |
| Net interest income | $2,476,000 | 2,135 |
| Provision for loan and lease losses | $185,000 | 1,055 |
| Total noninterest income | $705,000 | 1,584 |
| Gross Fiduciary activities income | $85,000 | 687 |
| Service charges on deposit accounts | $130,000 | 2,181 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $490,000 | 1,433 |
| Total noninterest expense | $2,513,000 | 1,879 |
| Salaries and employee benefits | $1,525,000 | 1,705 |
| Premises and equipment expense | $266,000 | 2,184 |
| Additional noninterest expense | $722,000 | 2,086 |
| Pre-tax net operating income | $483,000 | 2,962 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $94,000 | 2,410 |
| Income before extraordinary items | $389,000 | 3,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,061 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $389,000 | 3,061 |
| Net charge-offs | $-35,000 | 6,209 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $389,000 | 3,015 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,851,000 | 2,076 |
| Total interest expense | $2,206,000 | 1,548 |
| Net interest income | $9,645,000 | 2,164 |
| Provision for loan and lease losses | $1,008,000 | 1,086 |
| Total noninterest income | $2,710,000 | 1,746 |
| Gross Fiduciary activities income | $261,000 | 726 |
| Service charges on deposit accounts | $489,000 | 2,419 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,960,000 | 1,538 |
| Total noninterest expense | $9,245,000 | 2,043 |
| Salaries and employee benefits | $5,622,000 | 1,815 |
| Premises and equipment expense | $1,102,000 | 2,063 |
| Additional noninterest expense | $2,521,000 | 2,448 |
| Pre-tax net operating income | $2,102,000 | 2,761 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $525,000 | 2,102 |
| Income before extraordinary items | $1,579,000 | 3,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,579,000 | 3,062 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,579,000 | 3,063 |
| Net charge-offs | $1,427,000 | 976 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,577,500 | 3,001 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 2,101 |
| Total interest expense | $1,686,000 | 1,559 |
| Net interest income | $7,161,000 | 2,191 |
| Provision for loan and lease losses | $912,000 | 944 |
| Total noninterest income | $1,985,000 | 1,797 |
| Gross Fiduciary activities income | $180,000 | 738 |
| Service charges on deposit accounts | $357,000 | 2,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,448,000 | 1,596 |
| Total noninterest expense | $6,853,000 | 2,065 |
| Salaries and employee benefits | $4,165,000 | 1,844 |
| Premises and equipment expense | $856,000 | 2,019 |
| Additional noninterest expense | $1,832,000 | 2,499 |
| Pre-tax net operating income | $1,381,000 | 3,076 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $341,000 | 2,306 |
| Income before extraordinary items | $1,042,000 | 3,349 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,042,000 | 3,352 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,042,000 | 3,353 |
| Net charge-offs | $413,000 | 1,790 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,040,500 | 3,270 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 2,096 |
| Total interest expense | $1,145,000 | 1,560 |
| Net interest income | $4,740,000 | 2,197 |
| Provision for loan and lease losses | $800,000 | 795 |
| Total noninterest income | $1,275,000 | 1,887 |
| Gross Fiduciary activities income | $106,000 | 765 |
| Service charges on deposit accounts | $224,000 | 2,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $945,000 | 1,643 |
| Total noninterest expense | $4,330,000 | 2,176 |
| Salaries and employee benefits | $2,764,000 | 1,863 |
| Premises and equipment expense | $444,000 | 2,520 |
| Additional noninterest expense | $1,122,000 | 2,693 |
| Pre-tax net operating income | $885,000 | 3,134 |
| Securities gains (losses) | $16,000 | 2,123 |
| Applicable income taxes | $236,000 | 2,280 |
| Income before extraordinary items | $665,000 | 3,414 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $665,000 | 3,415 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $665,000 | 3,417 |
| Net charge-offs | $69,000 | 3,088 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $653,160 | 3,354 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 2,150 |
| Total interest expense | $580,000 | 1,589 |
| Net interest income | $2,305,000 | 2,275 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $454,000 | 2,371 |
| Gross Fiduciary activities income | $40,000 | 818 |
| Service charges on deposit accounts | $103,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $311,000 | 2,171 |
| Total noninterest expense | $2,121,000 | 2,246 |
| Salaries and employee benefits | $1,417,000 | 1,843 |
| Premises and equipment expense | $204,000 | 2,724 |
| Additional noninterest expense | $500,000 | 2,985 |
| Pre-tax net operating income | $238,000 | 4,208 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $49,000 | 3,004 |
| Income before extraordinary items | $189,000 | 4,366 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $189,000 | 4,369 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $189,000 | 4,368 |
| Net charge-offs | $201,000 | 1,349 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $189,000 | 4,268 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,422,000 | 2,101 |
| Total interest expense | $2,791,000 | 1,591 |
| Net interest income | $9,631,000 | 2,235 |
| Provision for loan and lease losses | $1,568,000 | 1,281 |
| Total noninterest income | $1,084,000 | 3,117 |
| Gross Fiduciary activities income | $116,000 | 865 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $577,000 | 3,164 |
| Total noninterest expense | $8,400,000 | 2,247 |
| Salaries and employee benefits | $5,249,000 | 1,918 |
| Premises and equipment expense | $921,000 | 2,427 |
| Additional noninterest expense | $2,230,000 | 2,832 |
| Pre-tax net operating income | $747,000 | 4,426 |
| Securities gains (losses) | $25,000 | 3,094 |
| Applicable income taxes | $179,000 | 3,089 |
| Income before extraordinary items | $593,000 | 4,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $593,000 | 4,717 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $593,000 | 4,718 |
| Net charge-offs | $1,376,000 | 1,474 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $573,750 | 4,578 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 2,120 |
| Total interest expense | $2,164,000 | 1,610 |
| Net interest income | $7,260,000 | 2,257 |
| Provision for loan and lease losses | $1,312,000 | 1,204 |
| Total noninterest income | $608,000 | 3,663 |
| Gross Fiduciary activities income | $42,000 | 950 |
| Service charges on deposit accounts | $284,000 | 3,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,765 |
| Total noninterest expense | $6,314,000 | 2,265 |
| Salaries and employee benefits | $3,941,000 | 1,912 |
| Premises and equipment expense | $684,000 | 2,481 |
| Additional noninterest expense | $1,689,000 | 2,823 |
| Pre-tax net operating income | $242,000 | 5,526 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $37,000 | 3,929 |
| Income before extraordinary items | $230,000 | 5,598 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $230,000 | 5,597 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $230,000 | 5,597 |
| Net charge-offs | $1,075,000 | 1,390 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $208,500 | 5,507 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 2,098 |
| Total interest expense | $1,500,000 | 1,605 |
| Net interest income | $4,891,000 | 2,234 |
| Provision for loan and lease losses | $466,000 | 1,887 |
| Total noninterest income | $616,000 | 2,887 |
| Gross Fiduciary activities income | $22,000 | 978 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $407,000 | 2,624 |
| Total noninterest expense | $4,106,000 | 2,315 |
| Salaries and employee benefits | $2,600,000 | 1,933 |
| Premises and equipment expense | $453,000 | 2,507 |
| Additional noninterest expense | $1,053,000 | 2,993 |
| Pre-tax net operating income | $935,000 | 2,982 |
| Securities gains (losses) | $25,000 | 2,404 |
| Applicable income taxes | $298,000 | 2,069 |
| Income before extraordinary items | $662,000 | 3,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $662,000 | 3,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $662,000 | 3,448 |
| Net charge-offs | $190,000 | 2,812 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $644,750 | 3,314 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,116 |
| Total interest expense | $763,000 | 1,647 |
| Net interest income | $2,433,000 | 2,251 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $42,000 | 6,036 |
| Gross Fiduciary activities income | $11,000 | 973 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-57,000 | 7,109 |
| Total noninterest expense | $1,968,000 | 2,405 |
| Salaries and employee benefits | $1,265,000 | 1,983 |
| Premises and equipment expense | $227,000 | 2,519 |
| Additional noninterest expense | $476,000 | 3,219 |
| Pre-tax net operating income | $472,000 | 2,989 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $146,000 | 2,070 |
| Income before extraordinary items | $326,000 | 3,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $326,000 | 3,487 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $326,000 | 3,487 |
| Net charge-offs | $31,000 | 3,398 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $326,000 | 3,308 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,523,000 | 2,237 |
| Total interest expense | $3,435,000 | 1,732 |
| Net interest income | $9,088,000 | 2,408 |
| Provision for loan and lease losses | $2,226,000 | 1,454 |
| Total noninterest income | $1,270,000 | 2,699 |
| Gross Fiduciary activities income | $42,000 | 940 |
| Service charges on deposit accounts | $350,000 | 3,300 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $878,000 | 2,316 |
| Total noninterest expense | $7,747,000 | 2,437 |
| Salaries and employee benefits | $4,532,000 | 2,135 |
| Premises and equipment expense | $811,000 | 2,891 |
| Additional noninterest expense | $2,404,000 | 2,667 |
| Pre-tax net operating income | $385,000 | 5,013 |
| Securities gains (losses) | $149,000 | 1,717 |
| Applicable income taxes | $122,000 | 3,243 |
| Income before extraordinary items | $412,000 | 4,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $412,000 | 4,909 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $412,000 | 4,908 |
| Net charge-offs | $1,365,000 | 2,004 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $297,270 | 5,144 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,286 |
| Total interest expense | $2,617,000 | 1,765 |
| Net interest income | $6,643,000 | 2,493 |
| Provision for loan and lease losses | $1,925,000 | 1,272 |
| Total noninterest income | $946,000 | 2,705 |
| Gross Fiduciary activities income | $32,000 | 914 |
| Service charges on deposit accounts | $259,000 | 3,338 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $655,000 | 2,304 |
| Total noninterest expense | $5,814,000 | 2,449 |
| Salaries and employee benefits | $3,357,000 | 2,166 |
| Premises and equipment expense | $602,000 | 2,935 |
| Additional noninterest expense | $1,855,000 | 2,625 |
| Pre-tax net operating income | $-150,000 | 6,347 |
| Securities gains (losses) | $149,000 | 1,435 |
| Applicable income taxes | $-49,000 | 6,928 |
| Income before extraordinary items | $48,000 | 6,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 6,093 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $48,000 | 6,093 |
| Net charge-offs | $1,308,000 | 1,635 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-47,360 | 6,244 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,352 |
| Total interest expense | $1,753,000 | 1,822 |
| Net interest income | $4,287,000 | 2,571 |
| Provision for loan and lease losses | $877,000 | 1,633 |
| Total noninterest income | $683,000 | 2,585 |
| Gross Fiduciary activities income | $20,000 | 940 |
| Service charges on deposit accounts | $166,000 | 3,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,106 |
| Total noninterest expense | $3,792,000 | 2,503 |
| Salaries and employee benefits | $2,188,000 | 2,229 |
| Premises and equipment expense | $402,000 | 2,956 |
| Additional noninterest expense | $1,202,000 | 2,745 |
| Pre-tax net operating income | $301,000 | 4,610 |
| Securities gains (losses) | $149,000 | 886 |
| Applicable income taxes | $127,000 | 2,659 |
| Income before extraordinary items | $323,000 | 4,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $323,000 | 4,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $323,000 | 4,339 |
| Net charge-offs | $1,088,000 | 1,405 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $215,720 | 4,817 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 2,405 |
| Total interest expense | $884,000 | 1,872 |
| Net interest income | $2,079,000 | 2,641 |
| Provision for loan and lease losses | $253,000 | 2,156 |
| Total noninterest income | $413,000 | 2,304 |
| Gross Fiduciary activities income | $11,000 | 935 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $1,903,000 | 2,516 |
| Salaries and employee benefits | $1,082,000 | 2,264 |
| Premises and equipment expense | $213,000 | 2,835 |
| Additional noninterest expense | $608,000 | 2,693 |
| Pre-tax net operating income | $336,000 | 3,312 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $105,000 | 2,124 |
| Income before extraordinary items | $231,000 | 3,716 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $231,000 | 3,717 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $231,000 | 3,716 |
| Net charge-offs | $334,000 | 1,654 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $231,000 | 3,661 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,745,000 | 2,356 |
| Total interest expense | $4,703,000 | 1,738 |
| Net interest income | $8,042,000 | 2,713 |
| Provision for loan and lease losses | $806,000 | 3,396 |
| Total noninterest income | $1,335,000 | 2,729 |
| Gross Fiduciary activities income | $46,000 | 972 |
| Service charges on deposit accounts | $292,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $997,000 | 2,184 |
| Total noninterest expense | $7,396,000 | 2,613 |
| Salaries and employee benefits | $3,958,000 | 2,420 |
| Premises and equipment expense | $826,000 | 2,918 |
| Additional noninterest expense | $2,612,000 | 2,579 |
| Pre-tax net operating income | $1,175,000 | 3,125 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $364,000 | 2,189 |
| Income before extraordinary items | $811,000 | 3,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $811,000 | 3,586 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $811,000 | 3,588 |
| Net charge-offs | $1,307,000 | 2,331 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $811,000 | 3,472 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 2,398 |
| Total interest expense | $3,704,000 | 1,721 |
| Net interest income | $5,935,000 | 2,778 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,066,000 | 2,608 |
| Gross Fiduciary activities income | $34,000 | 961 |
| Service charges on deposit accounts | $213,000 | 3,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $819,000 | 2,041 |
| Total noninterest expense | $5,558,000 | 2,610 |
| Salaries and employee benefits | $2,915,000 | 2,486 |
| Premises and equipment expense | $609,000 | 3,000 |
| Additional noninterest expense | $2,034,000 | 2,448 |
| Pre-tax net operating income | $1,173,000 | 2,826 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $374,000 | 1,936 |
| Income before extraordinary items | $799,000 | 3,284 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $799,000 | 3,282 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $799,000 | 3,284 |
| Net charge-offs | $875,000 | 2,344 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $799,000 | 3,157 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 2,410 |
| Total interest expense | $2,567,000 | 1,732 |
| Net interest income | $3,891,000 | 2,819 |
| Provision for loan and lease losses | $27,000 | 6,268 |
| Total noninterest income | $591,000 | 2,903 |
| Gross Fiduciary activities income | $25,000 | 960 |
| Service charges on deposit accounts | $133,000 | 3,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $433,000 | 2,305 |
| Total noninterest expense | $3,624,000 | 2,658 |
| Salaries and employee benefits | $1,894,000 | 2,563 |
| Premises and equipment expense | $404,000 | 3,032 |
| Additional noninterest expense | $1,326,000 | 2,499 |
| Pre-tax net operating income | $831,000 | 2,729 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $265,000 | 1,858 |
| Income before extraordinary items | $566,000 | 3,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 3,175 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $566,000 | 3,178 |
| Net charge-offs | $364,000 | 2,827 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $566,000 | 3,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 2,464 |
| Total interest expense | $1,272,000 | 1,826 |
| Net interest income | $1,959,000 | 2,832 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $16,000 | 937 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $1,739,000 | 2,782 |
| Salaries and employee benefits | $875,000 | 2,797 |
| Premises and equipment expense | $205,000 | 3,058 |
| Additional noninterest expense | $659,000 | 2,501 |
| Pre-tax net operating income | $412,000 | 2,787 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $131,000 | 1,861 |
| Income before extraordinary items | $281,000 | 3,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 3,253 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $281,000 | 3,256 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $281,000 | 3,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,625,000 | 2,611 |
| Total interest expense | $6,134,000 | 1,892 |
| Net interest income | $6,491,000 | 3,240 |
| Provision for loan and lease losses | $3,987,000 | 1,659 |
| Total noninterest income | $1,036,000 | 3,264 |
| Gross Fiduciary activities income | $18,000 | 1,105 |
| Service charges on deposit accounts | $245,000 | 4,268 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $773,000 | 2,513 |
| Total noninterest expense | $7,011,000 | 2,794 |
| Salaries and employee benefits | $3,793,000 | 2,563 |
| Premises and equipment expense | $792,000 | 3,145 |
| Additional noninterest expense | $2,426,000 | 2,809 |
| Pre-tax net operating income | $-3,471,000 | 6,977 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,253,000 | 7,362 |
| Income before extraordinary items | $-2,218,000 | 6,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,218,000 | 6,810 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,218,000 | 6,811 |
| Net charge-offs | $4,012,000 | 1,339 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,218,000 | 6,807 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,423,000 | 2,667 |
| Total interest expense | $4,725,000 | 1,922 |
| Net interest income | $4,698,000 | 3,337 |
| Provision for loan and lease losses | $3,144,000 | 1,443 |
| Total noninterest income | $866,000 | 3,109 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $678,000 | 2,335 |
| Total noninterest expense | $5,343,000 | 2,756 |
| Salaries and employee benefits | $2,867,000 | 2,570 |
| Premises and equipment expense | $589,000 | 3,208 |
| Additional noninterest expense | $1,887,000 | 2,693 |
| Pre-tax net operating income | $-2,923,000 | 7,266 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,054,000 | 7,572 |
| Income before extraordinary items | $-1,869,000 | 7,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,869,000 | 7,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,869,000 | 7,127 |
| Net charge-offs | $2,187,000 | 1,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,869,000 | 7,124 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 2,726 |
| Total interest expense | $3,219,000 | 1,971 |
| Net interest income | $3,008,000 | 3,448 |
| Provision for loan and lease losses | $2,386,000 | 1,264 |
| Total noninterest income | $629,000 | 2,948 |
| Gross Fiduciary activities income | $6,000 | 1,146 |
| Service charges on deposit accounts | $112,000 | 4,425 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $511,000 | 2,192 |
| Total noninterest expense | $3,337,000 | 2,938 |
| Salaries and employee benefits | $1,924,000 | 2,586 |
| Premises and equipment expense | $393,000 | 3,228 |
| Additional noninterest expense | $1,020,000 | 3,244 |
| Pre-tax net operating income | $-2,086,000 | 7,403 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-751,000 | 7,685 |
| Income before extraordinary items | $-1,335,000 | 7,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,335,000 | 7,279 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,335,000 | 7,278 |
| Net charge-offs | $1,368,000 | 1,408 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,335,000 | 7,278 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 2,779 |
| Total interest expense | $1,604,000 | 2,050 |
| Net interest income | $1,478,000 | 3,490 |
| Provision for loan and lease losses | $1,061,000 | 1,135 |
| Total noninterest income | $313,000 | 2,942 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,312 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $252,000 | 2,193 |
| Total noninterest expense | $1,614,000 | 2,939 |
| Salaries and employee benefits | $947,000 | 2,670 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $470,000 | 3,171 |
| Pre-tax net operating income | $-884,000 | 7,588 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-320,000 | 7,806 |
| Income before extraordinary items | $-564,000 | 7,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-564,000 | 7,499 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-564,000 | 7,499 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-564,000 | 7,476 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 3,276 |
| Total interest expense | $6,035,000 | 2,504 |
| Net interest income | $4,972,000 | 3,959 |
| Provision for loan and lease losses | $3,044,000 | 1,378 |
| Total noninterest income | $1,010,000 | 3,380 |
| Gross Fiduciary activities income | $15,000 | 1,152 |
| Service charges on deposit accounts | $171,000 | 5,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $824,000 | 2,422 |
| Total noninterest expense | $5,462,000 | 3,327 |
| Salaries and employee benefits | $3,098,000 | 3,163 |
| Premises and equipment expense | $740,000 | 3,369 |
| Additional noninterest expense | $1,624,000 | 3,423 |
| Pre-tax net operating income | $-2,524,000 | 7,495 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-917,000 | 7,679 |
| Income before extraordinary items | $-1,607,000 | 7,237 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,607,000 | 7,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 2,108 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,607,000 | 7,344 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 3,408 |
| Total interest expense | $4,400,000 | 2,658 |
| Net interest income | $3,642,000 | 4,049 |
| Provision for loan and lease losses | $689,000 | 2,292 |
| Total noninterest income | $787,000 | 3,376 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $661,000 | 2,399 |
| Total noninterest expense | $4,016,000 | 3,374 |
| Salaries and employee benefits | $2,283,000 | 3,239 |
| Premises and equipment expense | $546,000 | 3,433 |
| Additional noninterest expense | $1,187,000 | 3,417 |
| Pre-tax net operating income | $-276,000 | 7,095 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-130,000 | 7,582 |
| Income before extraordinary items | $-146,000 | 6,842 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-146,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,889 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-146,000 | 7,016 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 3,551 |
| Total interest expense | $2,872,000 | 2,819 |
| Net interest income | $2,309,000 | 4,192 |
| Provision for loan and lease losses | $429,000 | 2,075 |
| Total noninterest income | $562,000 | 3,266 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $63,000 | 5,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $490,000 | 2,283 |
| Total noninterest expense | $2,613,000 | 3,444 |
| Salaries and employee benefits | $1,531,000 | 3,271 |
| Premises and equipment expense | $363,000 | 3,462 |
| Additional noninterest expense | $719,000 | 3,644 |
| Pre-tax net operating income | $-171,000 | 7,292 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-83,000 | 7,829 |
| Income before extraordinary items | $-88,000 | 7,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-88,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,943 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-88,000 | 7,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 3,681 |
| Total interest expense | $1,472,000 | 2,926 |
| Net interest income | $1,071,000 | 4,398 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $294,000 | 3,177 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $265,000 | 2,132 |
| Total noninterest expense | $1,274,000 | 3,532 |
| Salaries and employee benefits | $759,000 | 3,320 |
| Premises and equipment expense | $181,000 | 3,483 |
| Additional noninterest expense | $334,000 | 3,798 |
| Pre-tax net operating income | $-89,000 | 7,526 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-43,000 | 7,998 |
| Income before extraordinary items | $-46,000 | 7,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-46,000 | 7,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 4,401 |
| Total interest expense | $4,920,000 | 3,507 |
| Net interest income | $2,965,000 | 5,535 |
| Provision for loan and lease losses | $728,000 | 1,798 |
| Total noninterest income | $668,000 | 4,408 |
| Gross Fiduciary activities income | $12,000 | 1,233 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $585,000 | 3,047 |
| Total noninterest expense | $4,398,000 | 3,827 |
| Salaries and employee benefits | $2,528,000 | 3,688 |
| Premises and equipment expense | $678,000 | 3,518 |
| Additional noninterest expense | $1,192,000 | 4,088 |
| Pre-tax net operating income | $-1,493,000 | 8,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-545,000 | 8,325 |
| Income before extraordinary items | $-948,000 | 8,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-948,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,372 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-948,000 | 8,084 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 4,608 |
| Total interest expense | $3,465,000 | 3,669 |
| Net interest income | $2,066,000 | 5,750 |
| Provision for loan and lease losses | $580,000 | 1,382 |
| Total noninterest income | $404,000 | 4,882 |
| Gross Fiduciary activities income | $9,000 | 1,194 |
| Service charges on deposit accounts | $51,000 | 6,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,493 |
| Total noninterest expense | $3,238,000 | 3,871 |
| Salaries and employee benefits | $1,865,000 | 3,734 |
| Premises and equipment expense | $525,000 | 3,423 |
| Additional noninterest expense | $848,000 | 4,202 |
| Pre-tax net operating income | $-1,348,000 | 8,364 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-483,000 | 8,441 |
| Income before extraordinary items | $-865,000 | 8,295 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-865,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,425 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-865,000 | 8,286 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 4,859 |
| Total interest expense | $2,131,000 | 3,872 |
| Net interest income | $1,264,000 | 6,019 |
| Provision for loan and lease losses | $246,000 | 1,836 |
| Total noninterest income | $203,000 | 5,539 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $166,000 | 4,131 |
| Total noninterest expense | $2,160,000 | 3,892 |
| Salaries and employee benefits | $1,249,000 | 3,746 |
| Premises and equipment expense | $350,000 | 3,448 |
| Additional noninterest expense | $561,000 | 4,218 |
| Pre-tax net operating income | $-939,000 | 8,446 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-333,000 | 8,510 |
| Income before extraordinary items | $-606,000 | 8,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-606,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,488 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-606,000 | 8,369 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,893 |
| Total interest expense | $1,054,000 | 3,874 |
| Net interest income | $623,000 | 6,072 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $1,259,000 | 3,440 |
| Salaries and employee benefits | $760,000 | 3,232 |
| Premises and equipment expense | $185,000 | 3,320 |
| Additional noninterest expense | $314,000 | 3,835 |
| Pre-tax net operating income | $-596,000 | 8,535 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-211,000 | 8,567 |
| Income before extraordinary items | $-385,000 | 8,490 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,512 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-385,000 | 8,481 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 5,688 |
| Total interest expense | $3,045,000 | 4,285 |
| Net interest income | $1,709,000 | 6,917 |
| Provision for loan and lease losses | $1,642,000 | 669 |
| Total noninterest income | $254,000 | 6,503 |
| Gross Fiduciary activities income | $4,000 | 1,374 |
| Service charges on deposit accounts | $36,000 | 7,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 4,989 |
| Total noninterest expense | $4,022,000 | 3,981 |
| Salaries and employee benefits | $2,424,000 | 3,693 |
| Premises and equipment expense | $501,000 | 4,258 |
| Additional noninterest expense | $1,097,000 | 4,222 |
| Pre-tax net operating income | $-3,701,000 | 8,649 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,297,000 | 8,642 |
| Income before extraordinary items | $-2,404,000 | 8,617 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,404,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $992,000 | 689 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,404,000 | 8,610 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 6,081 |
| Total interest expense | $1,906,000 | 4,698 |
| Net interest income | $1,143,000 | 7,224 |
| Provision for loan and lease losses | $560,000 | 1,276 |
| Total noninterest income | $168,000 | 6,776 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $21,000 | 7,256 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 5,203 |
| Total noninterest expense | $2,830,000 | 4,147 |
| Salaries and employee benefits | $1,745,000 | 3,813 |
| Premises and equipment expense | $342,000 | 4,527 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $-2,079,000 | 8,702 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-732,000 | 8,708 |
| Income before extraordinary items | $-1,347,000 | 8,658 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,347,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,347,000 | 8,652 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 6,714 |
| Total interest expense | $903,000 | 5,500 |
| Net interest income | $653,000 | 7,554 |
| Provision for loan and lease losses | $384,000 | 1,204 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $1,721,000 | 4,456 |
| Salaries and employee benefits | $1,052,000 | 4,116 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $458,000 | 4,765 |
| Pre-tax net operating income | $-1,353,000 | 8,729 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-477,000 | 8,748 |
| Income before extraordinary items | $-876,000 | 8,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-876,000 | 8,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-876,000 | 8,672 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 7,200 |
| Total interest expense | $336,000 | 6,134 |
| Net interest income | $284,000 | 7,810 |
| Provision for loan and lease losses | $114,000 | 1,832 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $706,000 | 5,109 |
| Salaries and employee benefits | $414,000 | 4,900 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $-496,000 | 8,693 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-176,000 | 8,727 |
| Income before extraordinary items | $-320,000 | 8,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-320,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-320,000 | 8,640 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 8,309 |
| Total interest expense | $419,000 | 7,836 |
| Net interest income | $608,000 | 8,437 |
| Provision for loan and lease losses | $256,000 | 3,108 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,018 |
| Total noninterest expense | $2,402,000 | 5,501 |
| Salaries and employee benefits | $1,394,000 | 5,303 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $698,000 | 5,594 |
| Pre-tax net operating income | $-1,913,000 | 8,755 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-670,000 | 8,784 |
| Income before extraordinary items | $-1,243,000 | 8,710 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,243,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 191 |
| Net operating income | $-1,243,000 | 8,694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $547,000 | 8,556 |
| Total interest expense | $176,000 | 8,363 |
| Net interest income | $371,000 | 8,587 |
| Provision for loan and lease losses | $208,000 | 2,895 |
| Total noninterest income | $71,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,729,000 | 5,597 |
| Salaries and employee benefits | $987,000 | 5,459 |
| Premises and equipment expense | $222,000 | 5,778 |
| Additional noninterest expense | $520,000 | 5,585 |
| Pre-tax net operating income | $-1,495,000 | 8,781 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-523,000 | 8,821 |
| Income before extraordinary items | $-972,000 | 8,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-972,000 | 8,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 132 |
| Net operating income | $-972,000 | 8,726 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,684 |
| Total interest expense | $62,000 | 8,631 |
| Net interest income | $195,000 | 8,672 |
| Provision for loan and lease losses | $103,000 | 3,310 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,000 | 7,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $1,143,000 | 5,620 |
| Salaries and employee benefits | $648,000 | 5,490 |
| Premises and equipment expense | $145,000 | 5,799 |
| Additional noninterest expense | $350,000 | 5,525 |
| Pre-tax net operating income | $-1,025,000 | 8,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-356,000 | 8,821 |
| Income before extraordinary items | $-669,000 | 8,749 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-669,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 88 |
| Net operating income | $-669,000 | 8,726 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $90,000 | 8,841 |
| Total interest expense | $11,000 | 8,829 |
| Net interest income | $79,000 | 8,821 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $3,000 | 8,778 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $576,000 | 5,638 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $-526,000 | 8,855 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-183,000 | 8,876 |
| Income before extraordinary items | $-343,000 | 8,820 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-343,000 | 8,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 43 |
| Net operating income | $-343,000 | 8,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.