Home > Rockdale Community Bank > Income and Expense
Rockdale Community Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 7,418 |
| Total interest expense | $1,306,000 | 8,264 |
| Net interest income | $2,300,000 | 6,684 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,100,000 | 8,576 |
| Salaries and employee benefits | $610,000 | 8,295 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $1,378,000 | 4,755 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $511,000 | 4,134 |
| Income before extraordinary items | $864,000 | 5,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $864,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $313,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 618 |
| Net operating income | $865,920 | 5,126 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 8,286 |
| Total interest expense | $986,000 | 8,755 |
| Net interest income | $1,886,000 | 7,841 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $1,123,000 | 8,891 |
| Salaries and employee benefits | $585,000 | 8,721 |
| Premises and equipment expense | $151,000 | 8,529 |
| Additional noninterest expense | $387,000 | 8,949 |
| Pre-tax net operating income | $948,000 | 6,177 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $364,000 | 5,112 |
| Income before extraordinary items | $617,000 | 6,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $617,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $196,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $595,880 | 6,642 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 9,369 |
| Total interest expense | $863,000 | 9,727 |
| Net interest income | $1,551,000 | 8,945 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,069,000 | 9,443 |
| Salaries and employee benefits | $561,000 | 9,115 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $371,000 | 9,592 |
| Pre-tax net operating income | $627,000 | 7,764 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $396,000 | 8,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $396,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $77,000 | 7,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $401,120 | 8,146 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 10,328 |
| Total interest expense | $957,000 | 10,593 |
| Net interest income | $1,318,000 | 9,918 |
| Provision for loan and lease losses | $126,000 | 6,581 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $1,071,000 | 9,660 |
| Salaries and employee benefits | $546,000 | 9,306 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $391,000 | 9,672 |
| Pre-tax net operating income | $336,000 | 9,809 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $224,000 | 10,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $224,000 | 10,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $228,760 | 9,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.