Home > RockBridge Commercial Bank > Assets and Liabilities
RockBridge Commercial Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 20 | 5,765 |
| Assets and Liabilities | ||
| Total Assets: | $294,024,000 | 2,310 |
| Cash and due from depository institutions | $32,054,000 | 5,765 |
| Interest-bearing balances | $24,634,000 | 1,039 |
| Securities | $45,456,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 4,761 |
| Net loans & leases | $206,530,000 | 2,230 |
| Loan loss allowance | $5,212,000 | 1,496 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,126,000 | 5,442 |
| Other real estate owned | $6,713,000 | 5,765 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,086,000 | 5,001 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $294,024,000 | 2,310 |
| Total liabilities | $292,490,000 | 2,122 |
| Total deposits | $291,707,000 | 1,917 |
| Interest-bearing deposits | $282,022,000 | 1,758 |
| Deposits held in domestic offices | $291,707,000 | 1,915 |
| % insured | 87.98% | 4,619 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $783,000 | 4,329 |
| Total equity capital | $1,534,000 | 7,987 |
| Total bank equity capital | $1,534,000 | 7,987 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $13,500,000 | 365 |
| Surplus | $22,997,000 | 1,397 |
| Undivided profits | $-34,963,000 | 7,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $63,791,000 | 337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,140,000 | 3,160 |
| Earning assets | $276,679,000 | 2,269 |
| Long-term assets (5+ years) | $38,589,000 | 2,844 |
| Average Assets, year-to-date | $278,691,250 | 2,371 |
| Average Assets, quarterly | $286,406,000 | 2,344 |
| Volatile liabilities | $96,807,000 | 1,569 |
| Insider loans | $10,754,000 | 666 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,297,000 | 3,665 |
| Tier 1 (core) risk-based capital | $949,000 | 8,045 |
| Tier 2 risk-based capital | $949,000 | 4,423 |
| Total risk weighted assets | $228,517,000 | 2,128 |
| Total unused commitments | $13,297,000 | 3,666 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $278,788,000 | 2,419 |
| Cash and due from depository institutions | $30,596,000 | 5,448 |
| Interest-bearing balances | $58,000 | 6,590 |
| Securities | $20,049,000 | 4,424 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 5,020 |
| Net loans & leases | $219,083,000 | 2,144 |
| Loan loss allowance | $17,748,000 | 489 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,205,000 | 5,407 |
| Other real estate owned | $5,796,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,000,000 | 5,114 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $278,788,000 | 2,419 |
| Total liabilities | $266,108,000 | 2,303 |
| Total deposits | $265,498,000 | 2,087 |
| Interest-bearing deposits | $257,202,000 | 1,890 |
| Deposits held in domestic offices | $265,498,000 | 2,085 |
| % insured | 75.02% | 5,033 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $610,000 | 4,909 |
| Total equity capital | $12,680,000 | 4,624 |
| Total bank equity capital | $12,680,000 | 4,624 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $13,500,000 | 362 |
| Surplus | $22,997,000 | 1,407 |
| Undivided profits | $-23,817,000 | 8,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $43,951,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,165,000 | 2,983 |
| Earning assets | $239,249,000 | 2,569 |
| Long-term assets (5+ years) | $26,347,000 | 3,605 |
| Average Assets, year-to-date | $273,580,330 | 2,419 |
| Average Assets, quarterly | $278,885,500 | 2,407 |
| Volatile liabilities | $96,354,000 | 1,582 |
| Insider loans | $13,403,000 | 518 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,697,000 | 2,974 |
| Tier 1 (core) risk-based capital | $12,704,000 | 4,507 |
| Tier 2 risk-based capital | $3,077,000 | 1,845 |
| Total risk weighted assets | $231,473,000 | 2,139 |
| Total unused commitments | $19,697,000 | 2,975 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 22 | 5,605 |
| Assets and Liabilities | ||
| Total Assets: | $278,983,000 | 2,407 |
| Cash and due from depository institutions | $19,390,000 | 5,605 |
| Interest-bearing balances | $58,000 | 6,397 |
| Securities | $19,402,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 5,416 |
| Net loans & leases | $232,557,000 | 2,053 |
| Loan loss allowance | $6,045,000 | 1,202 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,136,000 | 5,538 |
| Other real estate owned | $4,245,000 | 5,605 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,194,000 | 4,917 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $278,983,000 | 2,407 |
| Total liabilities | $250,264,000 | 2,410 |
| Total deposits | $249,561,000 | 2,205 |
| Interest-bearing deposits | $239,625,000 | 2,009 |
| Deposits held in domestic offices | $249,561,000 | 2,203 |
| % insured | 69.97% | 6,087 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $703,000 | 4,478 |
| Total equity capital | $28,719,000 | 2,378 |
| Total bank equity capital | $28,719,000 | 2,377 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,500,000 | 353 |
| Surplus | $21,997,000 | 1,444 |
| Undivided profits | $-6,778,000 | 7,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,247,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,346,000 | 2,639 |
| Earning assets | $252,076,000 | 2,452 |
| Long-term assets (5+ years) | $25,916,000 | 3,583 |
| Average Assets, year-to-date | $270,976,500 | 2,453 |
| Average Assets, quarterly | $270,976,500 | 2,453 |
| Volatile liabilities | $91,023,000 | 1,681 |
| Insider loans | $12,959,000 | 550 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $24,074,000 | 2,713 |
| Tier 1 (core) risk-based capital | $28,643,000 | 2,267 |
| Tier 2 risk-based capital | $3,082,000 | 1,839 |
| Total risk weighted assets | $243,617,000 | 2,045 |
| Total unused commitments | $24,074,000 | 2,717 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 22 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $262,970,000 | 2,519 |
| Cash and due from depository institutions | $732,000 | 5,671 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $17,466,000 | 4,762 |
| Federal funds sold & reverse repurchase agreements | $15,317,000 | 602 |
| Net loans & leases | $222,881,000 | 2,150 |
| Loan loss allowance | $5,934,000 | 1,178 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,205,000 | 5,489 |
| Other real estate owned | $3,678,000 | 5,671 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,691,000 | 5,567 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $262,970,000 | 2,519 |
| Total liabilities | $236,462,000 | 2,525 |
| Total deposits | $235,386,000 | 2,267 |
| Interest-bearing deposits | $223,229,000 | 2,095 |
| Deposits held in domestic offices | $235,386,000 | 2,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,076,000 | 3,576 |
| Total equity capital | $26,508,000 | 2,521 |
| Total bank equity capital | $26,508,000 | 2,521 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,500,000 | 354 |
| Surplus | $19,997,000 | 1,551 |
| Undivided profits | $-6,989,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,245,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,066,000 | 3,488 |
| Earning assets | $255,664,000 | 2,401 |
| Long-term assets (5+ years) | $23,931,000 | 3,698 |
| Average Assets, year-to-date | $229,078,400 | 2,774 |
| Average Assets, quarterly | $255,114,000 | 2,565 |
| Volatile liabilities | $93,742,000 | 1,606 |
| Insider loans | $13,118,000 | 550 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $35,687,000 | 2,081 |
| Tier 1 (core) risk-based capital | $26,274,000 | 2,436 |
| Tier 2 risk-based capital | $3,063,000 | 1,819 |
| Total risk weighted assets | $242,146,000 | 2,054 |
| Total unused commitments | $35,687,000 | 2,082 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 21 | 5,841 |
| Assets and Liabilities | ||
| Total Assets: | $247,258,000 | 2,640 |
| Cash and due from depository institutions | $1,160,000 | 5,841 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $10,683,000 | 5,747 |
| Federal funds sold & reverse repurchase agreements | $13,932,000 | 852 |
| Net loans & leases | $214,793,000 | 2,222 |
| Loan loss allowance | $3,329,000 | 1,788 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,167,000 | 5,569 |
| Other real estate owned | $3,822,000 | 5,841 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,701,000 | 5,625 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $247,258,000 | 2,640 |
| Total liabilities | $222,051,000 | 2,643 |
| Total deposits | $221,331,000 | 2,363 |
| Interest-bearing deposits | $204,195,000 | 2,228 |
| Deposits held in domestic offices | $221,331,000 | 2,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $720,000 | 4,619 |
| Total equity capital | $25,207,000 | 2,655 |
| Total bank equity capital | $25,207,000 | 2,655 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $13,500,000 | 350 |
| Surplus | $15,997,000 | 1,836 |
| Undivided profits | $-4,290,000 | 8,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,197,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,150,000 | 3,390 |
| Earning assets | $239,408,000 | 2,524 |
| Long-term assets (5+ years) | $16,965,000 | 4,277 |
| Average Assets, year-to-date | $220,605,500 | 2,886 |
| Average Assets, quarterly | $239,943,000 | 2,710 |
| Volatile liabilities | $77,014,000 | 1,856 |
| Insider loans | $10,911,000 | 676 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $49,290,000 | 1,698 |
| Tier 1 (core) risk-based capital | $25,144,000 | 2,560 |
| Tier 2 risk-based capital | $3,011,000 | 1,790 |
| Total risk weighted assets | $240,538,000 | 2,082 |
| Total unused commitments | $49,290,000 | 1,700 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 23 | 5,647 |
| Assets and Liabilities | ||
| Total Assets: | $232,628,000 | 2,800 |
| Cash and due from depository institutions | $934,000 | 5,647 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $10,467,000 | 5,843 |
| Federal funds sold & reverse repurchase agreements | $19,819,000 | 566 |
| Net loans & leases | $199,073,000 | 2,338 |
| Loan loss allowance | $3,371,000 | 1,723 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,171,000 | 5,601 |
| Other real estate owned | $0 | 5,647 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,164,000 | 6,414 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $232,628,000 | 2,800 |
| Total liabilities | $206,694,000 | 2,829 |
| Total deposits | $205,867,000 | 2,537 |
| Interest-bearing deposits | $191,859,000 | 2,355 |
| Deposits held in domestic offices | $205,867,000 | 2,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $827,000 | 4,250 |
| Total equity capital | $25,934,000 | 2,602 |
| Total bank equity capital | $25,934,000 | 2,602 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $13,500,000 | 348 |
| Surplus | $15,997,000 | 1,822 |
| Undivided profits | $-3,563,000 | 8,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,919,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $865,000 | 4,208 |
| Earning assets | $229,359,000 | 2,615 |
| Long-term assets (5+ years) | $11,438,000 | 5,052 |
| Average Assets, year-to-date | $211,721,330 | 2,994 |
| Average Assets, quarterly | $227,270,000 | 2,843 |
| Volatile liabilities | $64,229,000 | 2,165 |
| Insider loans | $10,333,000 | 731 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,719,000 | 2,088 |
| Tier 1 (core) risk-based capital | $26,257,000 | 2,473 |
| Tier 2 risk-based capital | $2,790,000 | 1,883 |
| Total risk weighted assets | $222,666,000 | 2,203 |
| Total unused commitments | $39,719,000 | 2,088 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $221,912,000 | 2,904 |
| Cash and due from depository institutions | $970,000 | 5,682 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $6,985,000 | 6,581 |
| Federal funds sold & reverse repurchase agreements | $34,315,000 | 425 |
| Net loans & leases | $177,272,000 | 2,529 |
| Loan loss allowance | $2,602,000 | 2,060 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,223,000 | 5,542 |
| Other real estate owned | $0 | 5,682 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,147,000 | 6,321 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $221,912,000 | 2,904 |
| Total liabilities | $196,686,000 | 2,928 |
| Total deposits | $195,988,000 | 2,656 |
| Interest-bearing deposits | $193,687,000 | 2,337 |
| Deposits held in domestic offices | $195,988,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $698,000 | 4,889 |
| Total equity capital | $25,226,000 | 2,727 |
| Total bank equity capital | $25,226,000 | 2,727 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $13,500,000 | 347 |
| Surplus | $13,997,000 | 2,030 |
| Undivided profits | $-2,271,000 | 8,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $813,000 | 4,401 |
| Earning assets | $218,572,000 | 2,726 |
| Long-term assets (5+ years) | $7,960,000 | 5,583 |
| Average Assets, year-to-date | $201,268,000 | 3,128 |
| Average Assets, quarterly | $201,268,000 | 3,128 |
| Volatile liabilities | $35,327,000 | 3,415 |
| Insider loans | $10,577,000 | 711 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $51,019,000 | 1,728 |
| Tier 1 (core) risk-based capital | $25,219,000 | 2,569 |
| Tier 2 risk-based capital | $2,517,000 | 2,002 |
| Total risk weighted assets | $201,267,000 | 2,371 |
| Total unused commitments | $51,019,000 | 1,729 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 21 | 5,951 |
| Assets and Liabilities | ||
| Total Assets: | $180,624,000 | 3,421 |
| Cash and due from depository institutions | $236,000 | 5,951 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $22,990,000 | 551 |
| Net loans & leases | $154,983,000 | 2,821 |
| Loan loss allowance | $1,922,000 | 2,634 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,257,000 | 5,511 |
| Other real estate owned | $0 | 5,951 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,158,000 | 6,402 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $180,624,000 | 3,421 |
| Total liabilities | $154,798,000 | 3,524 |
| Total deposits | $154,030,000 | 3,282 |
| Interest-bearing deposits | $152,382,000 | 2,879 |
| Deposits held in domestic offices | $154,030,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $768,000 | 4,611 |
| Total equity capital | $25,826,000 | 2,641 |
| Total bank equity capital | $25,826,000 | 2,641 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,500,000 | 347 |
| Surplus | $13,997,000 | 2,010 |
| Undivided profits | $-1,671,000 | 8,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $809,000 | 4,679 |
| Earning assets | $177,973,000 | 3,222 |
| Long-term assets (5+ years) | $981,000 | 7,199 |
| Average Assets, year-to-date | $86,254,200 | 5,414 |
| Average Assets, quarterly | $143,990,000 | 4,008 |
| Volatile liabilities | $14,459,000 | 5,526 |
| Insider loans | $10,350,000 | 709 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $43,628,000 | 1,981 |
| Tier 1 (core) risk-based capital | $25,826,000 | 2,509 |
| Tier 2 risk-based capital | $1,922,000 | 2,493 |
| Total risk weighted assets | $171,769,000 | 2,698 |
| Total unused commitments | $43,628,000 | 1,982 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 20 | 6,092 |
| Assets and Liabilities | ||
| Total Assets: | $107,356,000 | 4,823 |
| Cash and due from depository institutions | $1,683,000 | 6,092 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $16,309,000 | 857 |
| Net loans & leases | $87,354,000 | 4,260 |
| Loan loss allowance | $886,000 | 4,536 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,298,000 | 5,459 |
| Other real estate owned | $0 | 6,092 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $712,000 | 7,401 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $107,356,000 | 4,823 |
| Total liabilities | $81,015,000 | 5,323 |
| Total deposits | $80,656,000 | 5,079 |
| Interest-bearing deposits | $67,937,000 | 5,113 |
| Deposits held in domestic offices | $80,656,000 | 5,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $359,000 | 6,530 |
| Total equity capital | $26,341,000 | 2,572 |
| Total bank equity capital | $26,341,000 | 2,572 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,500,000 | 334 |
| Surplus | $13,997,000 | 1,969 |
| Undivided profits | $-1,156,000 | 8,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $528,000 | 6,187 |
| Earning assets | $103,663,000 | 4,678 |
| Long-term assets (5+ years) | $1,630,000 | 6,947 |
| Average Assets, year-to-date | $62,661,750 | 6,251 |
| Average Assets, quarterly | $90,678,000 | 5,335 |
| Volatile liabilities | $8,996,000 | 6,433 |
| Insider loans | $3,933,000 | 1,860 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,452,000 | 2,239 |
| Tier 1 (core) risk-based capital | $26,341,000 | 2,458 |
| Tier 2 risk-based capital | $886,000 | 4,347 |
| Total risk weighted assets | $95,710,000 | 4,164 |
| Total unused commitments | $37,452,000 | 2,239 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $74,000,000 | 5,979 |
| Cash and due from depository institutions | $172,000 | 6,721 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $19,023,000 | 805 |
| Net loans & leases | $53,115,000 | 5,555 |
| Loan loss allowance | $539,000 | 5,867 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,194,000 | 5,636 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $496,000 | 7,842 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $74,000,000 | 5,979 |
| Total liabilities | $47,476,000 | 6,676 |
| Total deposits | $47,255,000 | 6,545 |
| Interest-bearing deposits | $36,508,000 | 6,720 |
| Deposits held in domestic offices | $47,255,000 | 6,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $221,000 | 7,234 |
| Total equity capital | $26,524,000 | 2,535 |
| Total bank equity capital | $26,524,000 | 2,535 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,500,000 | 335 |
| Surplus | $13,997,000 | 1,974 |
| Undivided profits | $-973,000 | 8,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $354,000 | 6,941 |
| Earning assets | $72,138,000 | 5,788 |
| Long-term assets (5+ years) | $1,375,000 | 7,055 |
| Average Assets, year-to-date | $47,763,670 | 6,958 |
| Average Assets, quarterly | $57,097,500 | 6,547 |
| Volatile liabilities | $1,694,000 | 8,190 |
| Insider loans | $4,532,000 | 1,625 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,071,000 | 5,014 |
| Tier 1 (core) risk-based capital | $26,524,000 | 2,449 |
| Tier 2 risk-based capital | $539,000 | 5,654 |
| Total risk weighted assets | $60,486,000 | 5,406 |
| Total unused commitments | $9,071,000 | 5,016 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 15 | 6,876 |
| Assets and Liabilities | ||
| Total Assets: | $40,195,000 | 7,349 |
| Cash and due from depository institutions | $183,000 | 6,876 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $13,285,000 | 1,532 |
| Net loans & leases | $25,436,000 | 7,100 |
| Loan loss allowance | $258,000 | 7,369 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,187,000 | 5,645 |
| Other real estate owned | $0 | 6,876 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $104,000 | 8,595 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $40,195,000 | 7,349 |
| Total liabilities | $13,510,000 | 8,368 |
| Total deposits | $13,399,000 | 8,333 |
| Interest-bearing deposits | $3,471,000 | 8,534 |
| Deposits held in domestic offices | $13,399,000 | 8,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $111,000 | 8,048 |
| Total equity capital | $26,685,000 | 2,538 |
| Total bank equity capital | $26,685,000 | 2,538 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,500,000 | 319 |
| Surplus | $13,997,000 | 1,946 |
| Undivided profits | $-812,000 | 8,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $65,000 | 8,446 |
| Earning assets | $38,721,000 | 7,257 |
| Long-term assets (5+ years) | $991,000 | 7,196 |
| Average Assets, year-to-date | $34,645,500 | 7,608 |
| Average Assets, quarterly | $34,645,500 | 7,608 |
| Volatile liabilities | $1,415,000 | 8,239 |
| Insider loans | $7,500,000 | 949 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,982,000 | 5,806 |
| Tier 1 (core) risk-based capital | $26,685,000 | 2,413 |
| Tier 2 risk-based capital | $258,000 | 7,196 |
| Total risk weighted assets | $31,947,000 | 6,862 |
| Total unused commitments | $5,982,000 | 5,806 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 11 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $29,096,000 | 7,904 |
| Cash and due from depository institutions | $112,000 | 7,566 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $20,852,000 | 777 |
| Net loans & leases | $7,249,000 | 8,373 |
| Loan loss allowance | $74,000 | 8,381 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $824,000 | 6,236 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $59,000 | 8,662 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $29,096,000 | 7,904 |
| Total liabilities | $2,152,000 | 8,648 |
| Total deposits | $1,981,000 | 8,613 |
| Interest-bearing deposits | $1,554,000 | 8,587 |
| Deposits held in domestic offices | $1,981,000 | 8,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $171,000 | 7,538 |
| Total equity capital | $26,944,000 | 2,453 |
| Total bank equity capital | $26,944,000 | 2,453 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,500,000 | 310 |
| Surplus | $13,997,000 | 1,893 |
| Undivided profits | $-553,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $22,000 | 8,592 |
| Earning assets | $28,101,000 | 7,811 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $29,096,000 | 7,825 |
| Average Assets, quarterly | $29,096,000 | 7,867 |
| Volatile liabilities | $801,000 | 8,454 |
| Insider loans | $5,000,000 | 1,439 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,674,000 | 6,145 |
| Tier 1 (core) risk-based capital | $26,944,000 | 2,346 |
| Tier 2 risk-based capital | $74,000 | 8,353 |
| Total risk weighted assets | $12,384,000 | 8,216 |
| Total unused commitments | $4,674,000 | 6,147 |
| Derivatives | $0 | 1,023 |