RockBank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,302,000 | 2,326 |
| Total interest expense | $5,286,000 | 2,450 |
| Net interest income | $8,016,000 | 2,237 |
| Provision for loan and lease losses | $320,000 | 2,859 |
| Total noninterest income | $1,749,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $549,000 | 2,527 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,200,000 | 1,812 |
| Total noninterest expense | $6,179,000 | 2,328 |
| Salaries and employee benefits | $3,648,000 | 1,838 |
| Premises and equipment expense | $734,000 | 2,757 |
| Additional noninterest expense | $1,797,000 | 2,992 |
| Pre-tax net operating income | $3,266,000 | 2,086 |
| Securities gains (losses) | $204,000 | 1,677 |
| Applicable income taxes | $1,035,000 | 2,173 |
| Income before extraordinary items | $2,435,000 | 2,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,435,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,996 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,292,200 | 2,054 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,650,000 | 2,582 |
| Total interest expense | $6,816,000 | 2,472 |
| Net interest income | $6,834,000 | 2,659 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $1,116,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $497,000 | 2,799 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $619,000 | 2,772 |
| Total noninterest expense | $5,856,000 | 2,478 |
| Salaries and employee benefits | $3,255,000 | 2,018 |
| Premises and equipment expense | $629,000 | 3,209 |
| Additional noninterest expense | $1,972,000 | 2,838 |
| Pre-tax net operating income | $1,734,000 | 3,544 |
| Securities gains (losses) | $691,000 | 851 |
| Applicable income taxes | $789,000 | 2,653 |
| Income before extraordinary items | $1,636,000 | 2,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,636,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 2,373 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,173,030 | 3,603 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.