Home > Rock Savings Bank, Savings Association > Income and Expense
Rock Savings Bank, Savings Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,312,000 | 3,608 |
| Total interest expense | $4,882,000 | 2,519 |
| Net interest income | $3,430,000 | 5,021 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $484,000 | 3,007 |
| Total noninterest expense | $2,326,000 | 5,498 |
| Salaries and employee benefits | $1,065,000 | 5,788 |
| Premises and equipment expense | $452,000 | 4,133 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $1,561,000 | 4,266 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,000,000 | 4,552 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,000,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $1,143,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,000,000 | 4,587 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 3,769 |
| Total interest expense | $4,771,000 | 2,695 |
| Net interest income | $3,342,000 | 5,162 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $907,000 | 3,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $907,000 | 2,185 |
| Total noninterest expense | $2,395,000 | 5,462 |
| Salaries and employee benefits | $1,134,000 | 5,493 |
| Premises and equipment expense | $420,000 | 4,523 |
| Additional noninterest expense | $841,000 | 5,679 |
| Pre-tax net operating income | $1,808,000 | 3,662 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $663,000 | 3,281 |
| Income before extraordinary items | $1,145,000 | 4,191 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,145,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $598,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,145,000 | 3,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 4,011 |
| Total interest expense | $5,564,000 | 2,992 |
| Net interest income | $3,045,000 | 5,646 |
| Provision for loan and lease losses | $311,000 | 4,027 |
| Total noninterest income | $800,000 | 3,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $800,000 | 2,309 |
| Total noninterest expense | $2,254,000 | 5,793 |
| Salaries and employee benefits | $1,042,000 | 5,809 |
| Premises and equipment expense | $427,000 | 4,551 |
| Additional noninterest expense | $785,000 | 6,166 |
| Pre-tax net operating income | $1,280,000 | 4,668 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $613,000 | 3,376 |
| Income before extraordinary items | $667,000 | 6,124 |
| Extraordinary gains, net | $122,000 | 646 |
| Net income | $789,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $3,487,000 | 226 |
| Net operating income | $667,000 | 5,771 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.