Home > Rock Hill Bank & Trust > Income and Expense
Rock Hill Bank & Trust, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,846,000 | 2,038 |
| Total interest expense | $9,672,000 | 1,683 |
| Net interest income | $7,174,000 | 2,490 |
| Provision for loan and lease losses | $2,195,000 | 654 |
| Total noninterest income | $639,000 | 4,423 |
| Gross Fiduciary activities income | $106,000 | 986 |
| Service charges on deposit accounts | $406,000 | 3,348 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $127,000 | 5,878 |
| Total noninterest expense | $5,275,000 | 2,685 |
| Salaries and employee benefits | $1,980,000 | 3,626 |
| Premises and equipment expense | $812,000 | 2,592 |
| Additional noninterest expense | $2,483,000 | 1,840 |
| Pre-tax net operating income | $343,000 | 7,225 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $137,000 | 5,593 |
| Income before extraordinary items | $206,000 | 7,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $206,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,863,000 | 602 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $206,000 | 7,567 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,801,000 | 2,218 |
| Total interest expense | $8,530,000 | 2,022 |
| Net interest income | $7,271,000 | 2,439 |
| Provision for loan and lease losses | $539,000 | 1,770 |
| Total noninterest income | $722,000 | 3,915 |
| Gross Fiduciary activities income | $291,000 | 724 |
| Service charges on deposit accounts | $348,000 | 3,614 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $83,000 | 6,842 |
| Total noninterest expense | $4,235,000 | 3,177 |
| Salaries and employee benefits | $1,689,000 | 3,972 |
| Premises and equipment expense | $701,000 | 2,877 |
| Additional noninterest expense | $1,845,000 | 2,328 |
| Pre-tax net operating income | $3,219,000 | 2,239 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,191,000 | 1,835 |
| Income before extraordinary items | $2,028,000 | 2,530 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,028,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,724 |
| Cash dividends | $20,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,028,000 | 2,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 3,171 |
| Total interest expense | $5,057,000 | 2,887 |
| Net interest income | $5,145,000 | 3,367 |
| Provision for loan and lease losses | $430,000 | 1,981 |
| Total noninterest income | $533,000 | 4,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,975 |
| Total noninterest expense | $3,005,000 | 4,201 |
| Salaries and employee benefits | $1,269,000 | 4,956 |
| Premises and equipment expense | $505,000 | 3,735 |
| Additional noninterest expense | $1,231,000 | 3,351 |
| Pre-tax net operating income | $2,243,000 | 3,045 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $798,000 | 2,652 |
| Income before extraordinary items | $1,445,000 | 3,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,445,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,445,000 | 3,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 4,795 |
| Total interest expense | $3,397,000 | 4,255 |
| Net interest income | $2,947,000 | 5,193 |
| Provision for loan and lease losses | $489,000 | 1,752 |
| Total noninterest income | $320,000 | 6,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $1,743,000 | 6,139 |
| Salaries and employee benefits | $752,000 | 6,904 |
| Premises and equipment expense | $336,000 | 5,030 |
| Additional noninterest expense | $655,000 | 5,418 |
| Pre-tax net operating income | $1,035,000 | 5,313 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $383,000 | 4,536 |
| Income before extraordinary items | $652,000 | 5,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $652,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $9,416,000 | 110 |
| Net operating income | $652,000 | 5,699 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 7,757 |
| Total interest expense | $1,556,000 | 7,223 |
| Net interest income | $1,442,000 | 8,115 |
| Provision for loan and lease losses | $209,000 | 3,361 |
| Total noninterest income | $147,000 | 8,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,887 |
| Total noninterest expense | $1,292,000 | 7,367 |
| Salaries and employee benefits | $529,000 | 8,401 |
| Premises and equipment expense | $297,000 | 5,476 |
| Additional noninterest expense | $466,000 | 6,790 |
| Pre-tax net operating income | $88,000 | 10,110 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $32,000 | 9,533 |
| Income before extraordinary items | $55,000 | 10,209 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $55,000 | 10,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $55,640 | 10,174 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 10,948 |
| Total interest expense | $449,000 | 10,745 |
| Net interest income | $430,000 | 11,038 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $26,000 | 11,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $1,150,000 | 8,158 |
| Salaries and employee benefits | $348,000 | 9,978 |
| Premises and equipment expense | $172,000 | 7,586 |
| Additional noninterest expense | $630,000 | 6,166 |
| Pre-tax net operating income | $-820,000 | 11,311 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-293,000 | 11,307 |
| Income before extraordinary items | $-527,000 | 11,277 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-527,000 | 11,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,974,000 | 117 |
| Net operating income | $-527,000 | 11,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.