Home > Rock Hill Bank & Trust > Assets and Liabilities
Rock Hill Bank & Trust, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 46 | 3,598 |
| Assets and Liabilities | ||
| Total Assets: | $232,463,000 | 2,198 |
| Cash and due from depository institutions | $6,713,000 | 3,598 |
| Interest-bearing balances | $2,631,000 | 1,971 |
| Securities | $16,051,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $17,756,000 | 798 |
| Net loans & leases | $185,826,000 | 1,773 |
| Loan loss allowance | $1,933,000 | 2,068 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,422,000 | 4,992 |
| Other real estate owned | $324,000 | 3,598 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,371,000 | 2,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,463,000 | 2,198 |
| Total liabilities | $213,301,000 | 2,137 |
| Total deposits | $183,329,000 | 2,256 |
| Interest-bearing deposits | $174,712,000 | 2,024 |
| Deposits held in domestic offices | $183,329,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,001,000 | 1,673 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,215 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $971,000 | 3,533 |
| Total equity capital | $19,162,000 | 2,560 |
| Total bank equity capital | $19,162,000 | 2,560 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,376,000 | 2,464 |
| Surplus | $14,014,000 | 1,302 |
| Undivided profits | $3,772,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,717,000 | 1,947 |
| Earning assets | $222,264,000 | 2,097 |
| Long-term assets (5+ years) | $2,295,000 | 7,216 |
| Average Assets, year-to-date | $216,832,400 | 2,242 |
| Average Assets, quarterly | $226,796,500 | 2,225 |
| Volatile liabilities | $83,014,000 | 1,162 |
| Insider loans | $143,000 | 7,332 |
| FHLB advances | $25,000,000 | 1,103 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,355,000 | 1,754 |
| Tier 1 (core) risk-based capital | $19,129,000 | 2,448 |
| Tier 2 risk-based capital | $1,933,000 | 1,909 |
| Total risk weighted assets | $193,967,000 | 1,755 |
| Total unused commitments | $32,355,000 | 1,759 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $199,344,000 | 2,445 |
| Cash and due from depository institutions | $4,468,000 | 3,624 |
| Interest-bearing balances | $174,000 | 4,058 |
| Securities | $6,423,000 | 7,873 |
| Federal funds sold & reverse repurchase agreements | $31,654,000 | 383 |
| Net loans & leases | $153,187,000 | 2,076 |
| Loan loss allowance | $1,601,000 | 2,332 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,543,000 | 4,764 |
| Other real estate owned | $235,000 | 3,624 |
| Goodwill and other intangibles | $8,000 | 3,068 |
| All other assets | $1,826,000 | 4,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,344,000 | 2,445 |
| Total liabilities | $180,428,000 | 2,437 |
| Total deposits | $160,464,000 | 2,472 |
| Interest-bearing deposits | $150,373,000 | 2,254 |
| Deposits held in domestic offices | $160,464,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,114,000 | 1,311 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 1,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $850,000 | 4,056 |
| Total equity capital | $18,916,000 | 2,481 |
| Total bank equity capital | $18,916,000 | 2,481 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,376,000 | 2,515 |
| Surplus | $14,014,000 | 1,242 |
| Undivided profits | $3,526,000 | 5,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,240,000 | 2,130 |
| Earning assets | $191,438,000 | 2,332 |
| Long-term assets (5+ years) | $1,675,000 | 7,539 |
| Average Assets, year-to-date | $177,365,400 | 2,599 |
| Average Assets, quarterly | $193,845,500 | 2,482 |
| Volatile liabilities | $70,484,000 | 1,306 |
| Insider loans | $124,000 | 7,682 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,683,000 | 1,661 |
| Tier 1 (core) risk-based capital | $18,915,000 | 2,377 |
| Tier 2 risk-based capital | $1,601,000 | 2,178 |
| Total risk weighted assets | $156,091,900 | 2,055 |
| Total unused commitments | $31,683,000 | 1,662 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $149,421,000 | 3,104 |
| Cash and due from depository institutions | $3,680,000 | 4,678 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $8,684,000 | 7,460 |
| Federal funds sold & reverse repurchase agreements | $16,425,000 | 617 |
| Net loans & leases | $117,483,000 | 2,536 |
| Loan loss allowance | $1,226,000 | 2,873 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,636,000 | 4,582 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $26,000 | 3,007 |
| All other assets | $1,487,000 | 4,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,421,000 | 3,104 |
| Total liabilities | $132,558,000 | 3,167 |
| Total deposits | $107,934,000 | 3,484 |
| Interest-bearing deposits | $101,277,000 | 3,227 |
| Deposits held in domestic offices | $107,934,000 | 3,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,105,000 | 980 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $519,000 | 5,231 |
| Total equity capital | $16,863,000 | 2,621 |
| Total bank equity capital | $16,863,000 | 2,621 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,376,000 | 2,565 |
| Surplus | $14,014,000 | 1,226 |
| Undivided profits | $1,473,000 | 7,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $688,000 | 3,408 |
| Earning assets | $142,592,000 | 2,997 |
| Long-term assets (5+ years) | $11,714,000 | 4,509 |
| Average Assets, year-to-date | $132,001,000 | 3,349 |
| Average Assets, quarterly | $147,804,500 | 3,094 |
| Volatile liabilities | $47,639,000 | 1,718 |
| Insider loans | $91,000 | 8,113 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $30,110,000 | 1,733 |
| Tier 1 (core) risk-based capital | $16,889,000 | 2,589 |
| Tier 2 risk-based capital | $1,226,000 | 2,617 |
| Total risk weighted assets | $118,779,100 | 2,555 |
| Total unused commitments | $30,110,000 | 1,735 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $106,926,000 | 4,109 |
| Cash and due from depository institutions | $3,492,000 | 5,850 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $7,671,000 | 7,813 |
| Federal funds sold & reverse repurchase agreements | $24,505,000 | 651 |
| Net loans & leases | $69,165,000 | 3,810 |
| Loan loss allowance | $812,000 | 3,952 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,232,000 | 5,354 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $45,000 | 2,940 |
| All other assets | $816,000 | 6,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,926,000 | 4,109 |
| Total liabilities | $91,348,000 | 4,292 |
| Total deposits | $77,740,000 | 4,637 |
| Interest-bearing deposits | $71,589,000 | 4,364 |
| Deposits held in domestic offices | $77,740,000 | 4,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,250,000 | 905 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $358,000 | 6,889 |
| Total equity capital | $15,578,000 | 2,880 |
| Total bank equity capital | $15,578,000 | 2,880 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,376,000 | 2,542 |
| Surplus | $14,014,000 | 1,175 |
| Undivided profits | $188,000 | 9,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $473,000 | 4,813 |
| Earning assets | $101,341,000 | 3,998 |
| Long-term assets (5+ years) | $6,315,000 | 5,748 |
| Average Assets, year-to-date | $79,579,000 | 4,996 |
| Average Assets, quarterly | $100,184,500 | 4,275 |
| Volatile liabilities | $33,631,000 | 1,961 |
| Insider loans | $96,000 | 8,130 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,148,000 | 2,760 |
| Tier 1 (core) risk-based capital | $15,525,000 | 2,743 |
| Tier 2 risk-based capital | $812,000 | 3,625 |
| Total risk weighted assets | $74,737,400 | 3,646 |
| Total unused commitments | $15,148,000 | 2,769 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $52,324,000 | 6,883 |
| Cash and due from depository institutions | $3,756,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,109,000 | 8,406 |
| Federal funds sold & reverse repurchase agreements | $5,010,000 | 2,688 |
| Net loans & leases | $35,443,000 | 6,261 |
| Loan loss allowance | $334,000 | 7,208 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $385,000 | 8,476 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $65,000 | 2,803 |
| All other assets | $556,000 | 8,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,324,000 | 6,883 |
| Total liabilities | $46,808,000 | 6,861 |
| Total deposits | $45,281,000 | 6,787 |
| Interest-bearing deposits | $40,798,000 | 6,593 |
| Deposits held in domestic offices | $45,281,000 | 6,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,275,000 | 2,492 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $252,000 | 8,344 |
| Total equity capital | $5,516,000 | 6,745 |
| Total bank equity capital | $5,516,000 | 6,745 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $5,374,000 | 2,613 |
| Undivided profits | $-458,000 | 10,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $195,000 | 8,334 |
| Earning assets | $47,562,000 | 6,914 |
| Long-term assets (5+ years) | $131,000 | 9,383 |
| Average Assets, year-to-date | $38,133,000 | 7,901 |
| Average Assets, quarterly | $48,406,000 | 7,126 |
| Volatile liabilities | $10,168,000 | 4,956 |
| Insider loans | $51,000 | 9,031 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,762,000 | 3,281 |
| Tier 1 (core) risk-based capital | $5,437,000 | 6,665 |
| Tier 2 risk-based capital | $334,000 | 6,663 |
| Total risk weighted assets | $39,682,600 | 5,965 |
| Total unused commitments | $10,762,000 | 3,283 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $28,207,000 | 9,392 |
| Cash and due from depository institutions | $648,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,025,000 | 7,949 |
| Federal funds sold & reverse repurchase agreements | $3,960,000 | 3,167 |
| Net loans & leases | $12,492,000 | 9,779 |
| Loan loss allowance | $126,000 | 10,190 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $446,000 | 8,362 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $636,000 | 8,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,207,000 | 9,392 |
| Total liabilities | $22,733,000 | 9,667 |
| Total deposits | $22,599,000 | 9,560 |
| Interest-bearing deposits | $21,663,000 | 9,199 |
| Deposits held in domestic offices | $22,599,000 | 9,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $134,000 | 10,162 |
| Total equity capital | $5,474,000 | 6,846 |
| Total bank equity capital | $5,474,000 | 6,846 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $5,374,000 | 2,680 |
| Undivided profits | $-500,000 | 11,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $65,000 | 10,742 |
| Earning assets | $26,477,000 | 9,295 |
| Long-term assets (5+ years) | $963,000 | 8,804 |
| Average Assets, year-to-date | $21,729,670 | 9,991 |
| Average Assets, quarterly | $27,086,000 | 9,467 |
| Volatile liabilities | $2,963,000 | 8,610 |
| Insider loans | $1,000 | 10,250 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,951,000 | 5,693 |
| Tier 1 (core) risk-based capital | $5,447,000 | 6,765 |
| Tier 2 risk-based capital | $126,000 | 9,868 |
| Total risk weighted assets | $15,402,100 | 9,456 |
| Total unused commitments | $3,951,000 | 5,704 |
| Derivatives | $0 | 549 |