Home > Rock Canyon Bank > Income and Expense

Rock Canyon Bank, Income and Expense

2022-06-30 (YTD Data)		Rank
Total interest income	$17,670,000	923
Total interest expense	$1,454,000	786
Net interest income	$16,216,000	925
Provision for loan and lease losses	$289,000	974
Total noninterest income	$5,230,000	742
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$146,000	2,284
Trading account gains and fees	$0	108
Additional Noninterest Income	$5,084,000	585
Total noninterest expense	$12,936,000	959
Salaries and employee benefits	$9,383,000	781
Premises and equipment expense	$1,624,000	791
Additional noninterest expense	$1,929,000	1,647
Pre-tax net operating income	$8,221,000	833
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$2,046,000	647
Income before extraordinary items	$6,162,000	886
Extraordinary gains, net	$0	4
Net income	$6,162,000	886
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,162,000	886
Net charge-offs	$280,000	454
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,172,270	897
2022-03-31 (YTD Data)		Rank
Total interest income	$8,574,000	928
Total interest expense	$740,000	734
Net interest income	$7,834,000	929
Provision for loan and lease losses	$68,000	1,201
Total noninterest income	$3,770,000	596
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$74,000	2,262
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,696,000	472
Total noninterest expense	$6,082,000	1,009
Salaries and employee benefits	$4,250,000	849
Premises and equipment expense	$808,000	803
Additional noninterest expense	$1,024,000	1,546
Pre-tax net operating income	$5,454,000	645
Securities gains (losses)	$-4,000	4,101
Applicable income taxes	$1,359,000	534
Income before extraordinary items	$4,091,000	691
Extraordinary gains, net	$0	4
Net income	$4,091,000	691
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,091,000	691
Net charge-offs	$-3,000	3,434
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,094,160	696
2021-12-31 (YTD Data)		Rank
Total interest income	$33,735,000	956
Total interest expense	$3,198,000	853
Net interest income	$30,537,000	955
Provision for loan and lease losses	$264,000	1,510
Total noninterest income	$12,613,000	714
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$270,000	2,309
Trading account gains and fees	$0	132
Additional Noninterest Income	$12,343,000	582
Total noninterest expense	$30,585,000	832
Salaries and employee benefits	$24,296,000	610
Premises and equipment expense	$3,220,000	807
Additional noninterest expense	$3,069,000	1,943
Pre-tax net operating income	$12,301,000	1,110
Securities gains (losses)	$27,000	1,378
Applicable income taxes	$2,633,000	925
Income before extraordinary items	$9,695,000	1,170
Extraordinary gains, net	$0	10
Net income	$9,695,000	1,170
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,695,000	1,170
Net charge-offs	$-2,000	3,330
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,673,670	1,156
2021-09-30 (YTD Data)		Rank
Total interest income	$25,208,000	976
Total interest expense	$2,405,000	898
Net interest income	$22,803,000	974
Provision for loan and lease losses	$264,000	1,265
Total noninterest income	$10,672,000	678
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$198,000	2,337
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,474,000	552
Total noninterest expense	$19,168,000	971
Salaries and employee benefits	$14,503,000	762
Premises and equipment expense	$2,386,000	836
Additional noninterest expense	$2,279,000	1,964
Pre-tax net operating income	$14,043,000	821
Securities gains (losses)	$20,000	1,394
Applicable income taxes	$3,510,000	677
Income before extraordinary items	$10,553,000	907
Extraordinary gains, net	$0	8
Net income	$10,553,000	907
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,553,000	907
Net charge-offs	$1,000	2,373
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,537,200	891
2021-06-30 (YTD Data)		Rank
Total interest income	$16,530,000	973
Total interest expense	$1,590,000	940
Net interest income	$14,940,000	974
Provision for loan and lease losses	$264,000	991
Total noninterest income	$7,249,000	677
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$124,000	2,371
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,125,000	557
Total noninterest expense	$12,208,000	997
Salaries and employee benefits	$9,047,000	807
Premises and equipment expense	$1,595,000	828
Additional noninterest expense	$1,566,000	1,899
Pre-tax net operating income	$9,717,000	783
Securities gains (losses)	$12,000	1,351
Applicable income taxes	$2,428,000	657
Income before extraordinary items	$7,301,000	865
Extraordinary gains, net	$0	6
Net income	$7,301,000	865
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,301,000	865
Net charge-offs	$1,000	2,145
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,291,520	847
2021-03-31 (YTD Data)		Rank
Total interest income	$8,268,000	967
Total interest expense	$797,000	990
Net interest income	$7,471,000	961
Provision for loan and lease losses	$264,000	665
Total noninterest income	$4,952,000	545
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	$0	127
Additional Noninterest Income	$4,895,000	451
Total noninterest expense	$5,553,000	1,062
Salaries and employee benefits	$3,958,000	896
Premises and equipment expense	$765,000	874
Additional noninterest expense	$830,000	1,780
Pre-tax net operating income	$6,606,000	616
Securities gains (losses)	$12,000	1,012
Applicable income taxes	$1,651,000	526
Income before extraordinary items	$4,967,000	669
Extraordinary gains, net	$0	3
Net income	$4,967,000	669
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,967,000	669
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,957,520	654
2020-12-31 (YTD Data)		Rank
Total interest income	$34,876,000	930
Total interest expense	$4,089,000	1,141
Net interest income	$30,787,000	907
Provision for loan and lease losses	$1,132,000	1,485
Total noninterest income	$13,728,000	647
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$230,000	2,579
Trading account gains and fees	$0	133
Additional Noninterest Income	$13,498,000	529
Total noninterest expense	$30,872,000	794
Salaries and employee benefits	$24,369,000	582
Premises and equipment expense	$2,892,000	885
Additional noninterest expense	$3,611,000	1,666
Pre-tax net operating income	$12,511,000	880
Securities gains (losses)	$-4,000	4,727
Applicable income taxes	$3,212,000	666
Income before extraordinary items	$9,295,000	1,019
Extraordinary gains, net	$0	4
Net income	$9,295,000	1,019
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,295,000	1,019
Net charge-offs	$139,000	1,779
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,298,160	984
2020-09-30 (YTD Data)		Rank
Total interest income	$26,718,000	917
Total interest expense	$3,119,000	1,188
Net interest income	$23,599,000	895
Provision for loan and lease losses	$641,000	1,746
Total noninterest income	$8,593,000	701
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$169,000	2,619
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,424,000	568
Total noninterest expense	$19,060,000	924
Salaries and employee benefits	$14,205,000	744
Premises and equipment expense	$2,107,000	893
Additional noninterest expense	$2,748,000	1,619
Pre-tax net operating income	$12,491,000	657
Securities gains (losses)	$-9,000	4,770
Applicable income taxes	$3,123,000	540
Income before extraordinary items	$9,359,000	758
Extraordinary gains, net	$0	4
Net income	$9,359,000	758
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,359,000	758
Net charge-offs	$-21,000	4,436
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,366,110	727
2020-06-30 (YTD Data)		Rank
Total interest income	$18,525,000	900
Total interest expense	$2,130,000	1,255
Net interest income	$16,395,000	860
Provision for loan and lease losses	$641,000	1,400
Total noninterest income	$4,328,000	816
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$112,000	2,663
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,216,000	647
Total noninterest expense	$11,704,000	970
Salaries and employee benefits	$8,487,000	802
Premises and equipment expense	$1,387,000	905
Additional noninterest expense	$1,830,000	1,614
Pre-tax net operating income	$8,378,000	604
Securities gains (losses)	$-9,000	4,773
Applicable income taxes	$2,094,000	476
Income before extraordinary items	$6,275,000	690
Extraordinary gains, net	$0	4
Net income	$6,275,000	690
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,275,000	690
Net charge-offs	$-20,000	4,517
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,282,110	660
2020-03-31 (YTD Data)		Rank
Total interest income	$8,168,000	1,003
Total interest expense	$1,151,000	1,280
Net interest income	$7,017,000	958
Provision for loan and lease losses	$641,000	770
Total noninterest income	$1,397,000	1,034
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$73,000	2,558
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,324,000	804
Total noninterest expense	$5,117,000	1,087
Salaries and employee benefits	$3,730,000	891
Premises and equipment expense	$680,000	936
Additional noninterest expense	$707,000	2,012
Pre-tax net operating income	$2,656,000	828
Securities gains (losses)	$-13,000	4,828
Applicable income taxes	$663,000	608
Income before extraordinary items	$1,980,000	939
Extraordinary gains, net	$0	4
Net income	$1,980,000	939
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,980,000	939
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,990,270	925
2019-12-31 (YTD Data)		Rank
Total interest income	$30,365,000	1,077
Total interest expense	$3,484,000	1,634
Net interest income	$26,881,000	984
Provision for loan and lease losses	$1,150,000	823
Total noninterest income	$7,649,000	846
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$228,000	2,998
Trading account gains and fees	$0	135
Additional Noninterest Income	$7,421,000	640
Total noninterest expense	$23,606,000	951
Salaries and employee benefits	$18,088,000	738
Premises and equipment expense	$2,593,000	955
Additional noninterest expense	$2,925,000	1,966
Pre-tax net operating income	$9,774,000	1,076
Securities gains (losses)	$8,000	1,962
Applicable income taxes	$2,458,000	792
Income before extraordinary items	$7,324,000	1,197
Extraordinary gains, net	$0	11
Net income	$7,324,000	1,198
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,324,000	1,199
Net charge-offs	$652,000	888
Cash dividends	$250,000	3,446
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,317,680	1,178
2019-09-30 (YTD Data)		Rank
Total interest income	$22,338,000	1,095
Total interest expense	$2,361,000	1,752
Net interest income	$19,977,000	998
Provision for loan and lease losses	$912,000	730
Total noninterest income	$5,959,000	818
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$162,000	3,108
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,797,000	627
Total noninterest expense	$15,293,000	1,066
Salaries and employee benefits	$11,257,000	858
Premises and equipment expense	$1,880,000	981
Additional noninterest expense	$2,156,000	2,000
Pre-tax net operating income	$9,731,000	860
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,437,000	684
Income before extraordinary items	$7,294,000	972
Extraordinary gains, net	$0	11
Net income	$7,294,000	973
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,294,000	973
Net charge-offs	$196,000	1,314
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,294,000	952
2019-06-30 (YTD Data)		Rank
Total interest income	$14,457,000	1,113
Total interest expense	$1,508,000	1,784
Net interest income	$12,949,000	1,022
Provision for loan and lease losses	$592,000	762
Total noninterest income	$4,524,000	736
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$97,000	3,236
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,427,000	557
Total noninterest expense	$9,883,000	1,097
Salaries and employee benefits	$7,227,000	882
Premises and equipment expense	$1,229,000	1,002
Additional noninterest expense	$1,427,000	2,035
Pre-tax net operating income	$6,998,000	787
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,753,000	627
Income before extraordinary items	$5,245,000	890
Extraordinary gains, net	$0	11
Net income	$5,245,000	890
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,245,000	890
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,245,000	880
2019-03-31 (YTD Data)		Rank
Total interest income	$7,010,000	1,136
Total interest expense	$693,000	1,854
Net interest income	$6,317,000	1,045
Provision for loan and lease losses	$388,000	575
Total noninterest income	$1,114,000	1,154
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$35,000	3,627
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,079,000	857
Total noninterest expense	$4,624,000	1,151
Salaries and employee benefits	$3,288,000	961
Premises and equipment expense	$612,000	1,009
Additional noninterest expense	$724,000	1,975
Pre-tax net operating income	$2,419,000	1,051
Securities gains (losses)	$0	1,087
Applicable income taxes	$607,000	773
Income before extraordinary items	$1,812,000	1,180
Extraordinary gains, net	$0	5
Net income	$1,812,000	1,179
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,812,000	1,179
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,812,000	1,157
2018-12-31 (YTD Data)		Rank
Total interest income	$25,768,000	1,146
Total interest expense	$2,292,000	1,758
Net interest income	$23,476,000	1,088
Provision for loan and lease losses	$485,000	1,484
Total noninterest income	$7,482,000	848
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$141,000	3,752
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,341,000	635
Total noninterest expense	$20,589,000	1,040
Salaries and employee benefits	$15,617,000	805
Premises and equipment expense	$2,299,000	1,052
Additional noninterest expense	$2,673,000	2,113
Pre-tax net operating income	$9,884,000	1,044
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,287,000	804
Income before extraordinary items	$7,597,000	1,133
Extraordinary gains, net	$0	6
Net income	$7,597,000	1,132
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,597,000	1,132
Net charge-offs	$337,000	1,243
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,597,000	1,130
2018-09-30 (YTD Data)		Rank
Total interest income	$18,951,000	1,155
Total interest expense	$1,667,000	1,722
Net interest income	$17,284,000	1,097
Provision for loan and lease losses	$485,000	1,151
Total noninterest income	$5,636,000	843
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$103,000	3,812
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,533,000	640
Total noninterest expense	$13,415,000	1,166
Salaries and employee benefits	$9,806,000	944
Premises and equipment expense	$1,698,000	1,057
Additional noninterest expense	$1,911,000	2,182
Pre-tax net operating income	$9,020,000	908
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,072,000	713
Income before extraordinary items	$6,948,000	985
Extraordinary gains, net	$0	5
Net income	$6,948,000	984
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,948,000	984
Net charge-offs	$139,000	1,478
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,948,000	978
2018-06-30 (YTD Data)		Rank
Total interest income	$12,377,000	1,165
Total interest expense	$1,080,000	1,675
Net interest income	$11,297,000	1,113
Provision for loan and lease losses	$369,000	1,033
Total noninterest income	$4,011,000	804
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$67,000	3,851
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,944,000	606
Total noninterest expense	$8,722,000	1,185
Salaries and employee benefits	$6,356,000	963
Premises and equipment expense	$1,089,000	1,089
Additional noninterest expense	$1,277,000	2,190
Pre-tax net operating income	$6,217,000	865
Securities gains (losses)	$0	961
Applicable income taxes	$1,365,000	706
Income before extraordinary items	$4,852,000	936
Extraordinary gains, net	$0	6
Net income	$4,852,000	934
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,852,000	935
Net charge-offs	$177,000	988
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,852,000	929
2018-03-31 (YTD Data)		Rank
Total interest income	$6,046,000	1,185
Total interest expense	$536,000	1,619
Net interest income	$5,510,000	1,138
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,970,000	797
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$34,000	3,866
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,936,000	595
Total noninterest expense	$4,085,000	1,255
Salaries and employee benefits	$2,877,000	1,062
Premises and equipment expense	$532,000	1,128
Additional noninterest expense	$676,000	2,094
Pre-tax net operating income	$3,395,000	764
Securities gains (losses)	$0	735
Applicable income taxes	$658,000	704
Income before extraordinary items	$2,737,000	807
Extraordinary gains, net	$0	7
Net income	$2,737,000	807
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,737,000	807
Net charge-offs	$2,000	2,440
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,737,000	797
2017-12-31 (YTD Data)		Rank
Total interest income	$22,276,000	1,231
Total interest expense	$1,689,000	1,743
Net interest income	$20,587,000	1,180
Provision for loan and lease losses	$0	4,227
Total noninterest income	$7,850,000	822
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$137,000	3,966
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,713,000	621
Total noninterest expense	$18,473,000	1,129
Salaries and employee benefits	$13,904,000	877
Premises and equipment expense	$2,089,000	1,125
Additional noninterest expense	$2,480,000	2,274
Pre-tax net operating income	$9,964,000	994
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,872,000	797
Income before extraordinary items	$6,092,000	1,153
Extraordinary gains, net	$0	9
Net income	$6,092,000	1,153
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,092,000	1,153
Net charge-offs	$1,000	4,064
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,092,000	1,134
2017-09-30 (YTD Data)		Rank
Total interest income	$16,248,000	1,265
Total interest expense	$1,181,000	1,824
Net interest income	$15,067,000	1,207
Provision for loan and lease losses	$0	4,088
Total noninterest income	$5,418,000	875
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$104,000	3,970
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,314,000	665
Total noninterest expense	$12,044,000	1,258
Salaries and employee benefits	$8,728,000	1,026
Premises and equipment expense	$1,549,000	1,147
Additional noninterest expense	$1,767,000	2,362
Pre-tax net operating income	$8,441,000	910
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,160,000	660
Income before extraordinary items	$5,281,000	1,115
Extraordinary gains, net	$0	9
Net income	$5,281,000	1,115
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,281,000	1,115
Net charge-offs	$1,000	3,697
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,281,000	1,099
2017-06-30 (YTD Data)		Rank
Total interest income	$10,430,000	1,302
Total interest expense	$761,000	1,849
Net interest income	$9,669,000	1,254
Provision for loan and lease losses	$0	3,871
Total noninterest income	$4,055,000	808
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$70,000	3,948
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,985,000	599
Total noninterest expense	$7,839,000	1,285
Salaries and employee benefits	$5,648,000	1,064
Premises and equipment expense	$1,020,000	1,159
Additional noninterest expense	$1,171,000	2,373
Pre-tax net operating income	$5,885,000	858
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,203,000	625
Income before extraordinary items	$3,682,000	1,056
Extraordinary gains, net	$0	11
Net income	$3,682,000	1,056
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,682,000	1,056
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,682,000	1,046
2017-03-31 (YTD Data)		Rank
Total interest income	$5,086,000	1,311
Total interest expense	$359,000	1,916
Net interest income	$4,727,000	1,264
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,919,000	837
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$36,000	3,940
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,883,000	618
Total noninterest expense	$3,600,000	1,393
Salaries and employee benefits	$2,535,000	1,177
Premises and equipment expense	$509,000	1,174
Additional noninterest expense	$556,000	2,465
Pre-tax net operating income	$3,046,000	795
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,140,000	597
Income before extraordinary items	$1,906,000	993
Extraordinary gains, net	$0	8
Net income	$1,906,000	994
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,906,000	993
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,906,000	976
2016-12-31 (YTD Data)		Rank
Total interest income	$17,320,000	1,469
Total interest expense	$1,315,000	1,979
Net interest income	$16,005,000	1,413
Provision for loan and lease losses	$0	4,332
Total noninterest income	$5,402,000	1,087
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$155,000	3,927
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,247,000	817
Total noninterest expense	$15,703,000	1,277
Salaries and employee benefits	$11,504,000	1,021
Premises and equipment expense	$2,084,000	1,134
Additional noninterest expense	$2,115,000	2,651
Pre-tax net operating income	$5,704,000	1,457
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,142,000	995
Income before extraordinary items	$3,562,000	1,815
Extraordinary gains, net	$0	5
Net income	$3,562,000	1,814
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,562,000	1,814
Net charge-offs	$20,000	3,632
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,562,000	1,780
2016-09-30 (YTD Data)		Rank
Total interest income	$12,675,000	1,503
Total interest expense	$998,000	1,971
Net interest income	$11,677,000	1,449
Provision for loan and lease losses	$0	4,186
Total noninterest income	$3,641,000	1,171
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$112,000	4,010
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,529,000	872
Total noninterest expense	$10,720,000	1,366
Salaries and employee benefits	$7,577,000	1,139
Premises and equipment expense	$1,529,000	1,159
Additional noninterest expense	$1,614,000	2,633
Pre-tax net operating income	$4,598,000	1,399
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,723,000	972
Income before extraordinary items	$2,875,000	1,744
Extraordinary gains, net	$0	5
Net income	$2,875,000	1,744
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,875,000	1,744
Net charge-offs	$-6,000	4,786
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,875,000	1,695
2016-06-30 (YTD Data)		Rank
Total interest income	$8,380,000	1,518
Total interest expense	$672,000	1,970
Net interest income	$7,708,000	1,471
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,716,000	1,062
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$76,000	3,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,640,000	797
Total noninterest expense	$6,813,000	1,449
Salaries and employee benefits	$4,777,000	1,199
Premises and equipment expense	$995,000	1,189
Additional noninterest expense	$1,041,000	2,703
Pre-tax net operating income	$3,611,000	1,209
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,362,000	851
Income before extraordinary items	$2,249,000	1,520
Extraordinary gains, net	$0	16
Net income	$2,249,000	1,519
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,249,000	1,520
Net charge-offs	$-6,000	4,802
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,249,000	1,479
2016-03-31 (YTD Data)		Rank
Total interest income	$4,135,000	1,536
Total interest expense	$338,000	1,961
Net interest income	$3,797,000	1,482
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,365,000	1,031
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$38,000	3,981
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,327,000	768
Total noninterest expense	$3,069,000	1,588
Salaries and employee benefits	$2,128,000	1,315
Premises and equipment expense	$476,000	1,238
Additional noninterest expense	$465,000	2,904
Pre-tax net operating income	$2,093,000	1,047
Securities gains (losses)	$0	2,077
Applicable income taxes	$784,000	757
Income before extraordinary items	$1,309,000	1,319
Extraordinary gains, net	$0	12
Net income	$1,309,000	1,318
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,309,000	1,320
Net charge-offs	$-6,000	4,951
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,309,000	1,282
2015-12-31 (YTD Data)		Rank
Total interest income	$15,481,000	1,597
Total interest expense	$1,388,000	1,891
Net interest income	$14,093,000	1,560
Provision for loan and lease losses	$0	4,380
Total noninterest income	$4,176,000	1,265
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$150,000	4,144
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,026,000	953
Total noninterest expense	$13,520,000	1,445
Salaries and employee benefits	$9,828,000	1,146
Premises and equipment expense	$1,598,000	1,448
Additional noninterest expense	$2,094,000	2,707
Pre-tax net operating income	$4,749,000	1,635
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,786,000	1,090
Income before extraordinary items	$2,963,000	2,080
Extraordinary gains, net	$0	23
Net income	$2,963,000	2,081
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,963,000	2,082
Net charge-offs	$71,000	2,971
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,963,000	2,038
2015-09-30 (YTD Data)		Rank
Total interest income	$11,411,000	1,654
Total interest expense	$1,044,000	1,906
Net interest income	$10,367,000	1,597
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,921,000	1,338
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$113,000	4,176
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,808,000	1,018
Total noninterest expense	$9,154,000	1,589
Salaries and employee benefits	$6,459,000	1,284
Premises and equipment expense	$1,111,000	1,561
Additional noninterest expense	$1,584,000	2,674
Pre-tax net operating income	$4,134,000	1,482
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,553,000	1,009
Income before extraordinary items	$2,581,000	1,846
Extraordinary gains, net	$0	21
Net income	$2,581,000	1,848
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,581,000	1,848
Net charge-offs	$36,000	3,018
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,581,000	1,812
2015-06-30 (YTD Data)		Rank
Total interest income	$7,350,000	1,698
Total interest expense	$686,000	1,929
Net interest income	$6,664,000	1,663
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,805,000	1,422
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$78,000	4,124
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,727,000	1,083
Total noninterest expense	$5,591,000	1,722
Salaries and employee benefits	$3,876,000	1,401
Premises and equipment expense	$680,000	1,706
Additional noninterest expense	$1,035,000	2,735
Pre-tax net operating income	$2,878,000	1,425
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,086,000	973
Income before extraordinary items	$1,792,000	1,779
Extraordinary gains, net	$0	22
Net income	$1,792,000	1,782
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,792,000	1,783
Net charge-offs	$-1,000	4,579
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,792,000	1,728
2015-03-31 (YTD Data)		Rank
Total interest income	$3,449,000	1,811
Total interest expense	$325,000	2,021
Net interest income	$3,124,000	1,761
Provision for loan and lease losses	$0	3,703
Total noninterest income	$892,000	1,393
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$39,000	4,103
Trading account gains and fees	$0	152
Additional Noninterest Income	$853,000	1,047
Total noninterest expense	$2,516,000	1,889
Salaries and employee benefits	$1,723,000	1,561
Premises and equipment expense	$291,000	1,983
Additional noninterest expense	$502,000	2,786
Pre-tax net operating income	$1,500,000	1,340
Securities gains (losses)	$0	2,027
Applicable income taxes	$563,000	939
Income before extraordinary items	$937,000	1,697
Extraordinary gains, net	$0	13
Net income	$937,000	1,699
Minority interest net income	$0	64
Net income of bank and minority interests.	$937,000	1,699
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$937,000	1,635
2014-12-31 (YTD Data)		Rank
Total interest income	$10,879,000	2,208
Total interest expense	$893,000	2,803
Net interest income	$9,986,000	2,128
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,994,000	1,575
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$216,000	3,794
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,778,000	1,151
Total noninterest expense	$9,924,000	1,902
Salaries and employee benefits	$7,220,000	1,444
Premises and equipment expense	$1,085,000	2,100
Additional noninterest expense	$1,619,000	3,376
Pre-tax net operating income	$3,056,000	2,251
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,157,000	1,401
Income before extraordinary items	$1,899,000	2,805
Extraordinary gains, net	$0	17
Net income	$1,899,000	2,803
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,899,000	2,805
Net charge-offs	$4,000	4,772
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,899,000	2,753
2014-09-30 (YTD Data)		Rank
Total interest income	$7,816,000	2,332
Total interest expense	$644,000	2,939
Net interest income	$7,172,000	2,234
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,650,000	1,980
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$165,000	3,805
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,485,000	1,466
Total noninterest expense	$6,345,000	2,223
Salaries and employee benefits	$4,405,000	1,756
Premises and equipment expense	$785,000	2,178
Additional noninterest expense	$1,155,000	3,502
Pre-tax net operating income	$2,477,000	2,162
Securities gains (losses)	$0	2,980
Applicable income taxes	$941,000	1,363
Income before extraordinary items	$1,536,000	2,687
Extraordinary gains, net	$0	15
Net income	$1,536,000	2,687
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,536,000	2,687
Net charge-offs	$4,000	4,414
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,536,000	2,642
2014-06-30 (YTD Data)		Rank
Total interest income	$5,023,000	2,397
Total interest expense	$420,000	3,028
Net interest income	$4,603,000	2,303
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,183,000	1,863
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$106,000	3,836
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,077,000	1,385
Total noninterest expense	$3,908,000	2,373
Salaries and employee benefits	$2,721,000	1,893
Premises and equipment expense	$481,000	2,354
Additional noninterest expense	$706,000	3,721
Pre-tax net operating income	$1,878,000	1,913
Securities gains (losses)	$0	2,580
Applicable income taxes	$704,000	1,249
Income before extraordinary items	$1,174,000	2,370
Extraordinary gains, net	$0	20
Net income	$1,174,000	2,374
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,174,000	2,374
Net charge-offs	$4,000	4,000
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,174,000	2,325
2014-03-31 (YTD Data)		Rank
Total interest income	$2,471,000	2,434
Total interest expense	$210,000	3,059
Net interest income	$2,261,000	2,324
Provision for loan and lease losses	$0	3,817
Total noninterest income	$619,000	1,758
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$44,000	4,152
Trading account gains and fees	$0	147
Additional Noninterest Income	$575,000	1,279
Total noninterest expense	$1,796,000	2,577
Salaries and employee benefits	$1,252,000	2,075
Premises and equipment expense	$220,000	2,565
Additional noninterest expense	$324,000	3,934
Pre-tax net operating income	$1,084,000	1,649
Securities gains (losses)	$0	1,715
Applicable income taxes	$404,000	1,077
Income before extraordinary items	$680,000	2,051
Extraordinary gains, net	$0	16
Net income	$680,000	2,054
Minority interest net income	$0	66
Net income of bank and minority interests.	$680,000	2,054
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$680,000	2,008
2013-12-31 (YTD Data)		Rank
Total interest income	$9,345,000	2,581
Total interest expense	$767,000	3,531
Net interest income	$8,578,000	2,443
Provision for loan and lease losses	$-400,000	6,555
Total noninterest income	$1,784,000	2,308
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$202,000	4,084
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,582,000	1,787
Total noninterest expense	$7,147,000	2,582
Salaries and employee benefits	$4,938,000	2,071
Premises and equipment expense	$820,000	2,656
Additional noninterest expense	$1,389,000	3,842
Pre-tax net operating income	$3,615,000	1,853
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,348,000	1,211
Income before extraordinary items	$2,267,000	2,358
Extraordinary gains, net	$0	29
Net income	$2,267,000	2,362
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,267,000	2,361
Net charge-offs	$-172,000	6,610
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,267,000	2,312
2013-09-30 (YTD Data)		Rank
Total interest income	$6,915,000	2,639
Total interest expense	$562,000	3,676
Net interest income	$6,353,000	2,470
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,332,000	2,377
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$153,000	4,100
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,179,000	1,842
Total noninterest expense	$4,776,000	2,860
Salaries and employee benefits	$3,218,000	2,341
Premises and equipment expense	$567,000	2,830
Additional noninterest expense	$991,000	3,967
Pre-tax net operating income	$2,909,000	1,784
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,085,000	1,178
Income before extraordinary items	$1,824,000	2,298
Extraordinary gains, net	$0	25
Net income	$1,824,000	2,303
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,824,000	2,303
Net charge-offs	$-166,000	6,693
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,824,000	2,233
2013-06-30 (YTD Data)		Rank
Total interest income	$4,599,000	2,646
Total interest expense	$376,000	3,723
Net interest income	$4,223,000	2,471
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,212,000	1,961
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$96,000	4,178
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,116,000	1,471
Total noninterest expense	$3,138,000	2,892
Salaries and employee benefits	$2,148,000	2,349
Premises and equipment expense	$328,000	3,149
Additional noninterest expense	$662,000	3,971
Pre-tax net operating income	$2,297,000	1,542
Securities gains (losses)	$0	2,791
Applicable income taxes	$857,000	1,047
Income before extraordinary items	$1,440,000	1,994
Extraordinary gains, net	$0	22
Net income	$1,440,000	2,001
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,440,000	2,000
Net charge-offs	$-164,000	6,774
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,440,000	1,914
2013-03-31 (YTD Data)		Rank
Total interest income	$2,228,000	2,730
Total interest expense	$189,000	3,800
Net interest income	$2,039,000	2,576
Provision for loan and lease losses	$0	4,409
Total noninterest income	$444,000	2,404
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$51,000	4,059
Trading account gains and fees	$0	148
Additional Noninterest Income	$393,000	1,877
Total noninterest expense	$1,445,000	3,095
Salaries and employee benefits	$1,009,000	2,498
Premises and equipment expense	$149,000	3,396
Additional noninterest expense	$287,000	4,321
Pre-tax net operating income	$1,038,000	1,650
Securities gains (losses)	$0	1,966
Applicable income taxes	$387,000	1,113
Income before extraordinary items	$651,000	2,114
Extraordinary gains, net	$0	10
Net income	$651,000	2,117
Minority interest net income	$0	76
Net income of bank and minority interests.	$651,000	2,116
Net charge-offs	$-33,000	6,596
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$651,000	2,032
2012-12-31 (YTD Data)		Rank
Total interest income	$8,413,000	2,980
Total interest expense	$786,000	4,157
Net interest income	$7,627,000	2,764
Provision for loan and lease losses	$-225,000	6,935
Total noninterest income	$1,242,000	2,905
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$271,000	3,681
Trading account gains and fees	$0	166
Additional Noninterest Income	$971,000	2,409
Total noninterest expense	$5,788,000	3,118
Salaries and employee benefits	$3,607,000	2,715
Premises and equipment expense	$695,000	3,037
Additional noninterest expense	$1,486,000	3,815
Pre-tax net operating income	$3,306,000	1,926
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,431,000	1,135
Income before extraordinary items	$1,875,000	2,697
Extraordinary gains, net	$0	29
Net income	$1,875,000	2,701
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,875,000	2,699
Net charge-offs	$200,000	3,765
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,875,000	2,580
2012-09-30 (YTD Data)		Rank
Total interest income	$6,179,000	3,091
Total interest expense	$583,000	4,302
Net interest income	$5,596,000	2,867
Provision for loan and lease losses	$-225,000	7,067
Total noninterest income	$740,000	3,311
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$262,000	3,228
Trading account gains and fees	$0	157
Additional Noninterest Income	$478,000	3,015
Total noninterest expense	$4,143,000	3,250
Salaries and employee benefits	$2,555,000	2,863
Premises and equipment expense	$453,000	3,412
Additional noninterest expense	$1,135,000	3,790
Pre-tax net operating income	$2,418,000	2,039
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,100,000	1,149
Income before extraordinary items	$1,318,000	2,887
Extraordinary gains, net	$0	20
Net income	$1,318,000	2,887
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,318,000	2,886
Net charge-offs	$204,000	3,286
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,318,000	2,752
2012-06-30 (YTD Data)		Rank
Total interest income	$3,988,000	3,196
Total interest expense	$374,000	4,480
Net interest income	$3,614,000	2,962
Provision for loan and lease losses	$-225,000	7,144
Total noninterest income	$514,000	3,199
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$171,000	3,260
Trading account gains and fees	$0	153
Additional Noninterest Income	$343,000	2,878
Total noninterest expense	$2,663,000	3,355
Salaries and employee benefits	$1,611,000	3,001
Premises and equipment expense	$306,000	3,390
Additional noninterest expense	$746,000	3,830
Pre-tax net operating income	$1,690,000	1,938
Securities gains (losses)	$0	3,178
Applicable income taxes	$678,000	1,207
Income before extraordinary items	$1,012,000	2,605
Extraordinary gains, net	$0	19
Net income	$1,012,000	2,605
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,012,000	2,605
Net charge-offs	$88,000	3,539
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,012,000	2,464
2012-03-31 (YTD Data)		Rank
Total interest income	$1,920,000	3,331
Total interest expense	$183,000	4,652
Net interest income	$1,737,000	3,077
Provision for loan and lease losses	$-225,000	7,233
Total noninterest income	$142,000	4,336
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$81,000	3,352
Trading account gains and fees	$0	148
Additional Noninterest Income	$61,000	4,419
Total noninterest expense	$1,355,000	3,322
Salaries and employee benefits	$831,000	2,943
Premises and equipment expense	$157,000	3,345
Additional noninterest expense	$367,000	3,853
Pre-tax net operating income	$749,000	2,128
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$749,000	1,899
Extraordinary gains, net	$0	19
Net income	$749,000	1,900
Minority interest net income	$0	78
Net income of bank and minority interests.	$749,000	1,901
Net charge-offs	$-52,000	7,075
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$749,000	1,797
2011-12-31 (YTD Data)		Rank
Total interest income	$5,889,000	4,120
Total interest expense	$666,000	5,302
Net interest income	$5,223,000	3,795
Provision for loan and lease losses	$-188,000	7,284
Total noninterest income	$789,000	3,558
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$402,000	3,015
Trading account gains and fees	$0	146
Additional Noninterest Income	$387,000	3,488
Total noninterest expense	$5,491,000	3,284
Salaries and employee benefits	$2,846,000	3,238
Premises and equipment expense	$750,000	3,046
Additional noninterest expense	$1,895,000	3,281
Pre-tax net operating income	$709,000	4,266
Securities gains (losses)	$0	3,838
Applicable income taxes	$73,000	3,560
Income before extraordinary items	$636,000	4,304
Extraordinary gains, net	$0	29
Net income	$636,000	4,306
Minority interest net income	$0	96
Net income of bank and minority interests.	$636,000	4,306
Net charge-offs	$609,000	2,937
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$636,000	4,179
2011-09-30 (YTD Data)		Rank
Total interest income	$4,144,000	4,346
Total interest expense	$500,000	5,413
Net interest income	$3,644,000	4,002
Provision for loan and lease losses	$-224,000	7,374
Total noninterest income	$690,000	3,272
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$310,000	2,968
Trading account gains and fees	$0	145
Additional Noninterest Income	$380,000	3,117
Total noninterest expense	$4,076,000	3,322
Salaries and employee benefits	$2,119,000	3,260
Premises and equipment expense	$574,000	3,031
Additional noninterest expense	$1,383,000	3,350
Pre-tax net operating income	$482,000	4,526
Securities gains (losses)	$0	3,555
Applicable income taxes	$-14,000	6,813
Income before extraordinary items	$496,000	4,332
Extraordinary gains, net	$0	21
Net income	$496,000	4,334
Minority interest net income	$0	87
Net income of bank and minority interests.	$496,000	4,334
Net charge-offs	$749,000	2,213
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$496,000	4,197
2011-06-30 (YTD Data)		Rank
Total interest income	$2,669,000	4,478
Total interest expense	$335,000	5,513
Net interest income	$2,334,000	4,129
Provision for loan and lease losses	$-208,000	7,452
Total noninterest income	$436,000	3,387
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$210,000	2,916
Trading account gains and fees	$0	153
Additional Noninterest Income	$226,000	3,307
Total noninterest expense	$2,678,000	3,397
Salaries and employee benefits	$1,340,000	3,403
Premises and equipment expense	$388,000	3,023
Additional noninterest expense	$950,000	3,331
Pre-tax net operating income	$300,000	4,617
Securities gains (losses)	$0	2,914
Applicable income taxes	$-83,000	7,084
Income before extraordinary items	$383,000	4,064
Extraordinary gains, net	$0	15
Net income	$383,000	4,064
Minority interest net income	$0	89
Net income of bank and minority interests.	$383,000	4,066
Net charge-offs	$572,000	2,007
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$383,000	3,968
2011-03-31 (YTD Data)		Rank
Total interest income	$1,304,000	4,556
Total interest expense	$173,000	5,556
Net interest income	$1,131,000	4,221
Provision for loan and lease losses	$0	5,840
Total noninterest income	$287,000	2,902
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$100,000	2,979
Trading account gains and fees	$0	158
Additional Noninterest Income	$187,000	2,562
Total noninterest expense	$1,275,000	3,520
Salaries and employee benefits	$678,000	3,394
Premises and equipment expense	$194,000	3,063
Additional noninterest expense	$403,000	3,707
Pre-tax net operating income	$143,000	4,712
Securities gains (losses)	$0	1,772
Applicable income taxes	$-12,000	7,028
Income before extraordinary items	$155,000	4,394
Extraordinary gains, net	$0	9
Net income	$155,000	4,393
Minority interest net income	$0	86
Net income of bank and minority interests.	$155,000	4,394
Net charge-offs	$437,000	1,448
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$155,000	4,329
2010-12-31 (YTD Data)		Rank
Total interest income	$5,274,000	4,668
Total interest expense	$1,126,000	4,963
Net interest income	$4,148,000	4,475
Provision for loan and lease losses	$4,965,000	1,153
Total noninterest income	$-1,705,000	7,586
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$389,000	3,125
Trading account gains and fees	$0	175
Additional Noninterest Income	$-2,094,000	7,568
Total noninterest expense	$5,216,000	3,486
Salaries and employee benefits	$2,517,000	3,563
Premises and equipment expense	$848,000	2,843
Additional noninterest expense	$1,851,000	3,471
Pre-tax net operating income	$-7,738,000	7,268
Securities gains (losses)	$0	3,793
Applicable income taxes	$-2,817,000	7,519
Income before extraordinary items	$-4,921,000	7,170
Extraordinary gains, net	$0	29
Net income	$-4,921,000	7,170
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,921,000	7,170
Net charge-offs	$3,973,000	1,213
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-4,921,000	7,147
2010-09-30 (YTD Data)		Rank
Total interest income	$3,925,000	4,781
Total interest expense	$905,000	4,967
Net interest income	$3,020,000	4,633
Provision for loan and lease losses	$4,120,000	1,019
Total noninterest income	$-1,606,000	7,716
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$291,000	3,205
Trading account gains and fees	$0	165
Additional Noninterest Income	$-1,897,000	7,706
Total noninterest expense	$3,829,000	3,547
Salaries and employee benefits	$1,762,000	3,802
Premises and equipment expense	$642,000	2,872
Additional noninterest expense	$1,425,000	3,375
Pre-tax net operating income	$-6,535,000	7,445
Securities gains (losses)	$0	3,651
Applicable income taxes	$-677,000	7,430
Income before extraordinary items	$-5,858,000	7,459
Extraordinary gains, net	$0	23
Net income	$-5,858,000	7,459
Minority interest net income	$0	110
Net income of bank and minority interests.	$-5,858,000	7,459
Net charge-offs	$3,306,000	1,058
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-5,858,000	7,444
2010-06-30 (YTD Data)		Rank
Total interest income	$2,668,000	4,769
Total interest expense	$650,000	4,869
Net interest income	$2,018,000	4,618
Provision for loan and lease losses	$4,178,000	744
Total noninterest income	$-1,647,000	7,800
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$184,000	3,318
Trading account gains and fees	$0	152
Additional Noninterest Income	$-1,831,000	7,791
Total noninterest expense	$2,420,000	3,721
Salaries and employee benefits	$1,056,000	4,135
Premises and equipment expense	$406,000	3,021
Additional noninterest expense	$958,000	3,317
Pre-tax net operating income	$-6,227,000	7,600
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-6,227,000	7,629
Extraordinary gains, net	$0	19
Net income	$-6,227,000	7,629
Minority interest net income	$0	105
Net income of bank and minority interests.	$-6,227,000	7,629
Net charge-offs	$2,102,000	1,092
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-6,227,000	7,627
2010-03-31 (YTD Data)		Rank
Total interest income	$1,358,000	4,789
Total interest expense	$362,000	4,730
Net interest income	$996,000	4,698
Provision for loan and lease losses	$1,230,000	1,013
Total noninterest income	$-399,000	7,873
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$91,000	3,330
Trading account gains and fees	$0	175
Additional Noninterest Income	$-490,000	7,867
Total noninterest expense	$1,111,000	3,975
Salaries and employee benefits	$452,000	4,640
Premises and equipment expense	$200,000	3,115
Additional noninterest expense	$459,000	3,415
Pre-tax net operating income	$-1,744,000	7,559
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-1,744,000	7,609
Extraordinary gains, net	$0	16
Net income	$-1,744,000	7,611
Minority interest net income	$0	91
Net income of bank and minority interests.	$-1,744,000	7,611
Net charge-offs	$1,076,000	991
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-1,744,000	7,603
2009-12-31 (YTD Data)		Rank
Total interest income	$6,673,000	4,315
Total interest expense	$2,256,000	4,142
Net interest income	$4,417,000	4,284
Provision for loan and lease losses	$7,590,000	1,067
Total noninterest income	$451,000	4,914
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$383,000	3,416
Trading account gains and fees	$0	211
Additional Noninterest Income	$68,000	6,067
Total noninterest expense	$6,314,000	3,057
Salaries and employee benefits	$2,252,000	4,005
Premises and equipment expense	$871,000	2,902
Additional noninterest expense	$3,191,000	2,216
Pre-tax net operating income	$-9,036,000	7,450
Securities gains (losses)	$0	3,754
Applicable income taxes	$-3,279,000	7,646
Income before extraordinary items	$-5,757,000	7,333
Extraordinary gains, net	$0	34
Net income	$-5,757,000	7,333
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,757,000	7,333
Net charge-offs	$7,264,000	867
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-5,757,000	7,348
2009-09-30 (YTD Data)		Rank
Total interest income	$5,139,000	4,294
Total interest expense	$1,771,000	4,165
Net interest income	$3,368,000	4,252
Provision for loan and lease losses	$4,390,000	1,145
Total noninterest income	$520,000	4,150
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$287,000	3,419
Trading account gains and fees	$0	212
Additional Noninterest Income	$233,000	4,020
Total noninterest expense	$4,530,000	3,168
Salaries and employee benefits	$1,491,000	4,408
Premises and equipment expense	$640,000	2,980
Additional noninterest expense	$2,399,000	2,183
Pre-tax net operating income	$-5,032,000	7,509
Securities gains (losses)	$0	3,497
Applicable income taxes	$60,000	3,222
Income before extraordinary items	$-5,092,000	7,586
Extraordinary gains, net	$0	27
Net income	$-5,092,000	7,586
Minority interest net income	$0	118
Net income of bank and minority interests.	$-5,092,000	7,586
Net charge-offs	$5,122,000	799
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-5,092,000	7,596
2009-06-30 (YTD Data)		Rank
Total interest income	$3,535,000	4,237
Total interest expense	$1,236,000	4,164
Net interest income	$2,299,000	4,152
Provision for loan and lease losses	$3,640,000	950
Total noninterest income	$365,000	4,016
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$184,000	3,477
Trading account gains and fees	$0	193
Additional Noninterest Income	$181,000	3,802
Total noninterest expense	$3,374,000	2,907
Salaries and employee benefits	$1,004,000	4,429
Premises and equipment expense	$431,000	2,999
Additional noninterest expense	$1,939,000	1,854
Pre-tax net operating income	$-4,350,000	7,695
Securities gains (losses)	$0	3,136
Applicable income taxes	$60,000	3,028
Income before extraordinary items	$-4,410,000	7,761
Extraordinary gains, net	$0	21
Net income	$-4,410,000	7,760
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,410,000	7,760
Net charge-offs	$4,295,000	653
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-4,410,000	7,772
2009-03-31 (YTD Data)		Rank
Total interest income	$1,801,000	4,228
Total interest expense	$659,000	4,110
Net interest income	$1,142,000	4,161
Provision for loan and lease losses	$2,000,000	753
Total noninterest income	$179,000	4,034
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$85,000	3,906
Total noninterest expense	$1,635,000	2,909
Salaries and employee benefits	$460,000	4,727
Premises and equipment expense	$216,000	3,050
Additional noninterest expense	$959,000	1,693
Pre-tax net operating income	$-2,314,000	7,867
Securities gains (losses)	$0	2,434
Applicable income taxes	$60,000	2,729
Income before extraordinary items	$-2,374,000	7,930
Extraordinary gains, net	$0	15
Net income	$-2,374,000	7,930
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,374,000	7,931
Net charge-offs	$2,580,000	511
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,374,000	7,934
2008-12-31 (YTD Data)		Rank
Total interest income	$8,597,000	3,925
Total interest expense	$2,801,000	4,443
Net interest income	$5,796,000	3,562
Provision for loan and lease losses	$2,888,000	1,431
Total noninterest income	$828,000	3,801
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$402,000	3,451
Trading account gains and fees	$0	154
Additional Noninterest Income	$426,000	3,473
Total noninterest expense	$5,596,000	3,272
Salaries and employee benefits	$2,791,000	3,454
Premises and equipment expense	$868,000	2,969
Additional noninterest expense	$1,937,000	2,943
Pre-tax net operating income	$-1,860,000	7,318
Securities gains (losses)	$5,000	2,760
Applicable income taxes	$-673,000	7,591
Income before extraordinary items	$-1,182,000	7,077
Extraordinary gains, net	$377,000	15
Net income	$-805,000	6,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,213,000	1,753
Cash dividends	$180,000	4,599
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-1,185,200	7,196
2008-09-30 (YTD Data)		Rank
Total interest income	$6,578,000	3,930
Total interest expense	$2,115,000	4,542
Net interest income	$4,463,000	3,523
Provision for loan and lease losses	$1,488,000	1,440
Total noninterest income	$611,000	3,922
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$300,000	3,486
Trading account gains and fees	$0	148
Additional Noninterest Income	$311,000	3,628
Total noninterest expense	$3,809,000	3,502
Salaries and employee benefits	$2,036,000	3,561
Premises and equipment expense	$656,000	2,967
Additional noninterest expense	$1,117,000	3,566
Pre-tax net operating income	$-223,000	7,045
Securities gains (losses)	$5,000	2,631
Applicable income taxes	$0	5,372
Income before extraordinary items	$-218,000	6,926
Extraordinary gains, net	$0	31
Net income	$-218,000	6,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,152,000	1,183
Cash dividends	$150,000	4,104
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-223,000	7,096
2008-06-30 (YTD Data)		Rank
Total interest income	$4,440,000	3,950
Total interest expense	$1,410,000	4,681
Net interest income	$3,030,000	3,471
Provision for loan and lease losses	$1,463,000	969
Total noninterest income	$445,000	3,774
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$193,000	3,553
Trading account gains and fees	$0	149
Additional Noninterest Income	$252,000	3,340
Total noninterest expense	$2,608,000	3,447
Salaries and employee benefits	$1,379,000	3,553
Premises and equipment expense	$439,000	2,961
Additional noninterest expense	$790,000	3,400
Pre-tax net operating income	$-596,000	7,676
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$0	5,627
Income before extraordinary items	$-591,000	7,756
Extraordinary gains, net	$0	21
Net income	$-591,000	7,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,141,000	791
Cash dividends	$135,000	3,848
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-596,000	7,739
2008-03-31 (YTD Data)		Rank
Total interest income	$2,259,000	3,994
Total interest expense	$700,000	4,877
Net interest income	$1,559,000	3,391
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$241,000	3,600
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$92,000	3,611
Trading account gains and fees	$0	158
Additional Noninterest Income	$149,000	3,056
Total noninterest expense	$1,266,000	3,548
Salaries and employee benefits	$626,000	3,848
Premises and equipment expense	$222,000	2,948
Additional noninterest expense	$418,000	3,184
Pre-tax net operating income	$459,000	3,234
Securities gains (losses)	$5,000	2,232
Applicable income taxes	$172,000	2,154
Income before extraordinary items	$292,000	3,863
Extraordinary gains, net	$0	15
Net income	$292,000	3,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,623
Cash dividends	$60,000	3,273
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$288,800	3,807
2007-12-31 (YTD Data)		Rank
Total interest income	$10,246,000	3,721
Total interest expense	$3,093,000	4,709
Net interest income	$7,153,000	3,045
Provision for loan and lease losses	$480,000	2,381
Total noninterest income	$834,000	3,939
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$447,000	3,303
Trading account gains and fees	$0	178
Additional Noninterest Income	$387,000	3,798
Total noninterest expense	$5,211,000	3,340
Salaries and employee benefits	$2,809,000	3,406
Premises and equipment expense	$720,000	3,373
Additional noninterest expense	$1,682,000	3,111
Pre-tax net operating income	$2,296,000	3,014
Securities gains (losses)	$0	2,146
Applicable income taxes	$795,000	2,147
Income before extraordinary items	$1,501,000	3,452
Extraordinary gains, net	$0	39
Net income	$1,501,000	3,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$295,000	4,470
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,501,000	3,438
2007-09-30 (YTD Data)		Rank
Total interest income	$7,817,000	3,669
Total interest expense	$2,326,000	4,708
Net interest income	$5,491,000	2,980
Provision for loan and lease losses	$120,000	3,851
Total noninterest income	$612,000	3,983
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$348,000	3,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$264,000	3,988
Total noninterest expense	$3,484,000	3,640
Salaries and employee benefits	$1,886,000	3,691
Premises and equipment expense	$471,000	3,711
Additional noninterest expense	$1,127,000	3,355
Pre-tax net operating income	$2,499,000	2,430
Securities gains (losses)	$0	1,655
Applicable income taxes	$931,000	1,726
Income before extraordinary items	$1,568,000	2,875
Extraordinary gains, net	$0	33
Net income	$1,568,000	2,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$280,000	3,725
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,568,000	2,862
2007-06-30 (YTD Data)		Rank
Total interest income	$5,178,000	3,698
Total interest expense	$1,482,000	4,827
Net interest income	$3,696,000	2,974
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$378,000	4,157
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$217,000	3,349
Trading account gains and fees	$0	168
Additional Noninterest Income	$161,000	4,188
Total noninterest expense	$2,334,000	3,651
Salaries and employee benefits	$1,281,000	3,677
Premises and equipment expense	$313,000	3,737
Additional noninterest expense	$740,000	3,393
Pre-tax net operating income	$1,650,000	2,512
Securities gains (losses)	$0	1,444
Applicable income taxes	$616,000	1,811
Income before extraordinary items	$1,034,000	2,967
Extraordinary gains, net	$0	29
Net income	$1,034,000	2,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$280,000	3,226
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,034,000	2,952
2007-03-31 (YTD Data)		Rank
Total interest income	$2,527,000	3,751
Total interest expense	$705,000	4,954
Net interest income	$1,822,000	3,018
Provision for loan and lease losses	$40,000	3,421
Total noninterest income	$212,000	3,888
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$107,000	3,307
Trading account gains and fees	$0	195
Additional Noninterest Income	$105,000	3,680
Total noninterest expense	$1,015,000	4,096
Salaries and employee benefits	$566,000	4,041
Premises and equipment expense	$138,000	4,103
Additional noninterest expense	$311,000	3,865
Pre-tax net operating income	$979,000	2,208
Securities gains (losses)	$0	1,187
Applicable income taxes	$368,000	1,611
Income before extraordinary items	$611,000	2,591
Extraordinary gains, net	$0	22
Net income	$611,000	2,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$100,000	3,076
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$611,000	2,570
2006-12-31 (YTD Data)		Rank
Total interest income	$8,611,000	4,003
Total interest expense	$1,818,000	5,662
Net interest income	$6,793,000	3,195
Provision for loan and lease losses	$100,000	4,711
Total noninterest income	$751,000	4,209
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$455,000	3,269
Trading account gains and fees	$0	130
Additional Noninterest Income	$296,000	4,323
Total noninterest expense	$4,625,000	3,563
Salaries and employee benefits	$2,557,000	3,559
Premises and equipment expense	$520,000	4,163
Additional noninterest expense	$1,548,000	3,219
Pre-tax net operating income	$2,819,000	2,893
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,049,000	2,131
Income before extraordinary items	$1,770,000	3,391
Extraordinary gains, net	$0	51
Net income	$1,770,000	3,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,872
Cash dividends	$90,000	5,496
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,770,000	3,372
2006-09-30 (YTD Data)		Rank
Total interest income	$6,101,000	4,129
Total interest expense	$1,193,000	5,925
Net interest income	$4,908,000	3,319
Provision for loan and lease losses	$70,000	4,662
Total noninterest income	$554,000	4,256
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$343,000	3,271
Trading account gains and fees	$0	126
Additional Noninterest Income	$211,000	4,427
Total noninterest expense	$3,168,000	3,811
Salaries and employee benefits	$1,745,000	3,813
Premises and equipment expense	$388,000	4,179
Additional noninterest expense	$1,035,000	3,518
Pre-tax net operating income	$2,224,000	2,899
Securities gains (losses)	$0	1,388
Applicable income taxes	$827,000	2,150
Income before extraordinary items	$1,397,000	3,357
Extraordinary gains, net	$0	45
Net income	$1,397,000	3,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,854
Cash dividends	$85,000	4,831
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,397,000	3,348
2006-06-30 (YTD Data)		Rank
Total interest income	$3,845,000	4,243
Total interest expense	$750,000	5,974
Net interest income	$3,095,000	3,466
Provision for loan and lease losses	$40,000	4,712
Total noninterest income	$386,000	4,130
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$230,000	3,228
Trading account gains and fees	$0	126
Additional Noninterest Income	$156,000	4,229
Total noninterest expense	$2,100,000	3,852
Salaries and employee benefits	$1,143,000	3,879
Premises and equipment expense	$259,000	4,184
Additional noninterest expense	$698,000	3,488
Pre-tax net operating income	$1,341,000	3,109
Securities gains (losses)	$0	1,185
Applicable income taxes	$498,000	2,317
Income before extraordinary items	$843,000	3,611
Extraordinary gains, net	$0	39
Net income	$843,000	3,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,293
Cash dividends	$50,000	4,764
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$843,000	3,601
2006-03-31 (YTD Data)		Rank
Total interest income	$1,844,000	4,313
Total interest expense	$373,000	5,872
Net interest income	$1,471,000	3,596
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$186,000	4,131
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$110,000	3,276
Trading account gains and fees	$0	115
Additional Noninterest Income	$76,000	4,256
Total noninterest expense	$983,000	4,063
Salaries and employee benefits	$514,000	4,203
Premises and equipment expense	$127,000	4,250
Additional noninterest expense	$342,000	3,506
Pre-tax net operating income	$664,000	3,090
Securities gains (losses)	$0	955
Applicable income taxes	$248,000	2,286
Income before extraordinary items	$416,000	3,589
Extraordinary gains, net	$0	21
Net income	$416,000	3,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,127
Cash dividends	$50,000	3,539
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$416,000	3,572
2005-12-31 (YTD Data)		Rank
Total interest income	$5,933,000	4,625
Total interest expense	$1,047,000	6,172
Net interest income	$4,886,000	4,020
Provision for loan and lease losses	$90,000	4,964
Total noninterest income	$805,000	4,027
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$541,000	2,890
Trading account gains and fees	$0	138
Additional Noninterest Income	$264,000	4,612
Total noninterest expense	$3,920,000	3,921
Salaries and employee benefits	$2,182,000	3,868
Premises and equipment expense	$542,000	3,947
Additional noninterest expense	$1,196,000	3,880
Pre-tax net operating income	$1,681,000	4,116
Securities gains (losses)	$0	2,296
Applicable income taxes	$604,000	3,066
Income before extraordinary items	$1,077,000	4,641
Extraordinary gains, net	$0	46
Net income	$1,077,000	4,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,723
Cash dividends	$205,000	4,859
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,077,000	4,598
2005-09-30 (YTD Data)		Rank
Total interest income	$4,229,000	4,747
Total interest expense	$707,000	6,334
Net interest income	$3,522,000	4,138
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$633,000	3,951
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$416,000	2,830
Trading account gains and fees	$0	126
Additional Noninterest Income	$217,000	4,423
Total noninterest expense	$2,711,000	4,145
Salaries and employee benefits	$1,449,000	4,198
Premises and equipment expense	$416,000	3,859
Additional noninterest expense	$846,000	4,013
Pre-tax net operating income	$1,354,000	4,019
Securities gains (losses)	$0	2,317
Applicable income taxes	$498,000	2,951
Income before extraordinary items	$856,000	4,579
Extraordinary gains, net	$0	35
Net income	$856,000	4,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$205,000	4,008
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$856,000	4,540
2005-06-30 (YTD Data)		Rank
Total interest income	$2,753,000	4,776
Total interest expense	$423,000	6,463
Net interest income	$2,330,000	4,144
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$438,000	3,822
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$284,000	2,724
Trading account gains and fees	$0	116
Additional Noninterest Income	$154,000	4,261
Total noninterest expense	$1,843,000	4,063
Salaries and employee benefits	$994,000	4,103
Premises and equipment expense	$288,000	3,731
Additional noninterest expense	$561,000	4,004
Pre-tax net operating income	$865,000	4,093
Securities gains (losses)	$0	2,146
Applicable income taxes	$319,000	2,995
Income before extraordinary items	$546,000	4,664
Extraordinary gains, net	$0	30
Net income	$546,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,895
Cash dividends	$205,000	3,455
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$546,000	4,616
2005-03-31 (YTD Data)		Rank
Total interest income	$1,269,000	4,999
Total interest expense	$196,000	6,592
Net interest income	$1,073,000	4,399
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$215,000	3,796
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$144,000	2,653
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,437
Total noninterest expense	$855,000	4,329
Salaries and employee benefits	$459,000	4,374
Premises and equipment expense	$154,000	3,579
Additional noninterest expense	$242,000	4,456
Pre-tax net operating income	$403,000	4,259
Securities gains (losses)	$0	1,685
Applicable income taxes	$150,000	3,095
Income before extraordinary items	$253,000	4,835
Extraordinary gains, net	$0	24
Net income	$253,000	4,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$205,000	2,160
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$253,000	4,797
2004-12-31 (YTD Data)		Rank
Total interest income	$5,005,000	4,845
Total interest expense	$693,000	6,625
Net interest income	$4,312,000	4,255
Provision for loan and lease losses	$170,000	4,037
Total noninterest income	$723,000	4,310
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$591,000	2,737
Trading account gains and fees	$0	138
Additional Noninterest Income	$132,000	5,935
Total noninterest expense	$3,647,000	4,040
Salaries and employee benefits	$2,030,000	3,953
Premises and equipment expense	$509,000	4,032
Additional noninterest expense	$1,108,000	3,993
Pre-tax net operating income	$1,218,000	4,756
Securities gains (losses)	$0	3,819
Applicable income taxes	$454,000	3,501
Income before extraordinary items	$764,000	5,374
Extraordinary gains, net	$0	34
Net income	$764,000	5,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,059
Cash dividends	$154,000	5,155
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$764,000	5,293
2004-09-30 (YTD Data)		Rank
Total interest income	$3,744,000	4,836
Total interest expense	$516,000	6,627
Net interest income	$3,228,000	4,254
Provision for loan and lease losses	$140,000	3,657
Total noninterest income	$536,000	4,347
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$447,000	2,737
Trading account gains and fees	$0	134
Additional Noninterest Income	$89,000	6,140
Total noninterest expense	$2,586,000	4,199
Salaries and employee benefits	$1,414,000	4,140
Premises and equipment expense	$372,000	4,095
Additional noninterest expense	$800,000	4,081
Pre-tax net operating income	$1,038,000	4,522
Securities gains (losses)	$0	3,710
Applicable income taxes	$380,000	3,391
Income before extraordinary items	$658,000	5,121
Extraordinary gains, net	$0	26
Net income	$658,000	5,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,523
Cash dividends	$154,000	4,273
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$658,000	5,034
2004-06-30 (YTD Data)		Rank
Total interest income	$2,467,000	4,882
Total interest expense	$347,000	6,637
Net interest income	$2,120,000	4,304
Provision for loan and lease losses	$110,000	3,324
Total noninterest income	$362,000	4,349
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$302,000	2,697
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$1,702,000	4,260
Salaries and employee benefits	$916,000	4,256
Premises and equipment expense	$243,000	4,159
Additional noninterest expense	$543,000	4,056
Pre-tax net operating income	$670,000	4,556
Securities gains (losses)	$0	3,413
Applicable income taxes	$246,000	3,415
Income before extraordinary items	$424,000	5,162
Extraordinary gains, net	$0	21
Net income	$424,000	5,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,384
Cash dividends	$154,000	3,760
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$424,000	5,073
2004-03-31 (YTD Data)		Rank
Total interest income	$1,212,000	4,967
Total interest expense	$176,000	6,673
Net interest income	$1,036,000	4,373
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$183,000	4,279
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$146,000	2,732
Trading account gains and fees	$0	121
Additional Noninterest Income	$37,000	5,724
Total noninterest expense	$833,000	4,358
Salaries and employee benefits	$441,000	4,413
Premises and equipment expense	$122,000	4,191
Additional noninterest expense	$270,000	4,069
Pre-tax net operating income	$356,000	4,387
Securities gains (losses)	$0	2,934
Applicable income taxes	$132,000	3,327
Income before extraordinary items	$224,000	5,040
Extraordinary gains, net	$0	16
Net income	$224,000	5,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,516
Cash dividends	$94,000	2,975
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$224,000	4,913
2003-12-31 (YTD Data)		Rank
Total interest income	$4,768,000	5,057
Total interest expense	$856,000	6,539
Net interest income	$3,912,000	4,428
Provision for loan and lease losses	$155,000	4,520
Total noninterest income	$739,000	4,408
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$538,000	2,929
Trading account gains and fees	$0	160
Additional Noninterest Income	$201,000	5,275
Total noninterest expense	$3,406,000	4,214
Salaries and employee benefits	$1,927,000	4,053
Premises and equipment expense	$481,000	4,190
Additional noninterest expense	$998,000	4,283
Pre-tax net operating income	$1,090,000	4,949
Securities gains (losses)	$0	4,500
Applicable income taxes	$415,000	3,703
Income before extraordinary items	$675,000	5,691
Extraordinary gains, net	$0	54
Net income	$675,000	5,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,782
Cash dividends	$90,000	5,636
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$675,000	5,513
2003-09-30 (YTD Data)		Rank
Total interest income	$3,569,000	5,129
Total interest expense	$666,000	6,598
Net interest income	$2,903,000	4,485
Provision for loan and lease losses	$125,000	4,278
Total noninterest income	$578,000	4,357
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$409,000	2,906
Trading account gains and fees	$0	153
Additional Noninterest Income	$169,000	5,111
Total noninterest expense	$2,472,000	4,306
Salaries and employee benefits	$1,365,000	4,220
Premises and equipment expense	$358,000	4,204
Additional noninterest expense	$749,000	4,265
Pre-tax net operating income	$884,000	4,876
Securities gains (losses)	$0	4,204
Applicable income taxes	$311,000	3,848
Income before extraordinary items	$573,000	5,519
Extraordinary gains, net	$0	40
Net income	$573,000	5,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,184
Cash dividends	$65,000	4,986
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$573,000	5,327
2003-06-30 (YTD Data)		Rank
Total interest income	$2,334,000	5,226
Total interest expense	$458,000	6,631
Net interest income	$1,876,000	4,584
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$409,000	4,189
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$274,000	2,852
Trading account gains and fees	$0	150
Additional Noninterest Income	$135,000	4,758
Total noninterest expense	$1,624,000	4,346
Salaries and employee benefits	$889,000	4,288
Premises and equipment expense	$241,000	4,161
Additional noninterest expense	$494,000	4,288
Pre-tax net operating income	$586,000	4,893
Securities gains (losses)	$0	3,782
Applicable income taxes	$207,000	3,888
Income before extraordinary items	$379,000	5,553
Extraordinary gains, net	$0	30
Net income	$379,000	5,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,131
Cash dividends	$40,000	4,849
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$379,000	5,335
2003-03-31 (YTD Data)		Rank
Total interest income	$1,109,000	5,406
Total interest expense	$243,000	6,571
Net interest income	$866,000	4,820
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$249,000	3,655
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$146,000	2,632
Trading account gains and fees	$0	134
Additional Noninterest Income	$103,000	3,872
Total noninterest expense	$810,000	4,329
Salaries and employee benefits	$463,000	4,138
Premises and equipment expense	$117,000	4,253
Additional noninterest expense	$230,000	4,499
Pre-tax net operating income	$260,000	5,170
Securities gains (losses)	$0	2,891
Applicable income taxes	$92,000	4,095
Income before extraordinary items	$168,000	5,743
Extraordinary gains, net	$0	21
Net income	$168,000	5,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$40,000	3,528
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$168,000	5,545
2002-12-31 (YTD Data)		Rank
Total interest income	$4,955,000	5,207
Total interest expense	$1,231,000	6,356
Net interest income	$3,724,000	4,562
Provision for loan and lease losses	$172,000	4,677
Total noninterest income	$673,000	4,431
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$535,000	2,813
Trading account gains and fees	$0	153
Additional Noninterest Income	$138,000	5,780
Total noninterest expense	$3,199,000	4,251
Salaries and employee benefits	$1,717,000	4,239
Premises and equipment expense	$510,000	3,890
Additional noninterest expense	$972,000	4,273
Pre-tax net operating income	$1,026,000	5,146
Securities gains (losses)	$0	4,537
Applicable income taxes	$376,000	4,015
Income before extraordinary items	$650,000	5,756
Extraordinary gains, net	$0	70
Net income	$650,000	5,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	3,089
Cash dividends	$75,000	5,758
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$650,000	5,617
2001-12-31 (YTD Data)		Rank
Total interest income	$5,258,000	5,449
Total interest expense	$1,609,000	6,759
Net interest income	$3,649,000	4,435
Provision for loan and lease losses	$658,000	1,764
Total noninterest income	$609,000	4,543
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$491,000	2,874
Trading account gains and fees	$0	177
Additional Noninterest Income	$118,000	6,034
Total noninterest expense	$2,976,000	4,352
Salaries and employee benefits	$1,582,000	4,337
Premises and equipment expense	$481,000	4,024
Additional noninterest expense	$913,000	4,358
Pre-tax net operating income	$624,000	6,087
Securities gains (losses)	$0	4,612
Applicable income taxes	$231,000	4,745
Income before extraordinary items	$393,000	6,612
Extraordinary gains, net	$0	105
Net income	$393,000	6,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	1,460
Cash dividends	$110,000	5,677
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$393,000	6,485
2000-12-31 (YTD Data)		Rank
Total interest income	$4,823,000	5,875
Total interest expense	$1,651,000	6,854
Net interest income	$3,172,000	4,955
Provision for loan and lease losses	$163,000	4,226
Total noninterest income	$824,000	3,596
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$557,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	4,168
Total noninterest expense	$2,680,000	4,615
Salaries and employee benefits	$1,421,000	4,557
Premises and equipment expense	$494,000	3,827
Additional noninterest expense	$765,000	4,879
Pre-tax net operating income	$1,153,000	4,844
Securities gains (losses)	$0	1,956
Applicable income taxes	$420,000	3,881
Income before extraordinary items	$733,000	5,293
Extraordinary gains, net	$0	38
Net income	$733,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,734
Cash dividends	$16,000	6,718
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$733,000	5,299
1999-12-31 (YTD Data)		Rank
Total interest income	$3,974,000	6,390
Total interest expense	$1,142,000	7,800
Net interest income	$2,832,000	5,383
Provision for loan and lease losses	$179,000	3,861
Total noninterest income	$752,000	3,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$600,000	2,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	5,571
Total noninterest expense	$2,482,000	4,912
Salaries and employee benefits	$1,281,000	4,922
Premises and equipment expense	$487,000	3,852
Additional noninterest expense	$714,000	5,177
Pre-tax net operating income	$923,000	5,539
Securities gains (losses)	$0	3,155
Applicable income taxes	$338,000	4,548
Income before extraordinary items	$585,000	5,973
Extraordinary gains, net	$0	35
Net income	$585,000	5,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,603
Cash dividends	$305,000	4,472
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$585,000	5,946
1998-12-31 (YTD Data)		Rank
Total interest income	$3,276,000	7,199
Total interest expense	$1,026,000	8,348
Net interest income	$2,250,000	6,210
Provision for loan and lease losses	$98,000	5,179
Total noninterest income	$714,000	3,918
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$567,000	2,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	5,739
Total noninterest expense	$2,247,000	5,132
Salaries and employee benefits	$1,134,000	5,284
Premises and equipment expense	$470,000	3,872
Additional noninterest expense	$643,000	5,488
Pre-tax net operating income	$619,000	6,816
Securities gains (losses)	$0	4,449
Applicable income taxes	$216,000	6,009
Income before extraordinary items	$403,000	7,192
Extraordinary gains, net	$0	32
Net income	$403,000	7,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,973
Cash dividends	$135,000	5,927
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$403,000	7,101
1997-12-31 (YTD Data)		Rank
Total interest income	$2,619,000	8,227
Total interest expense	$882,000	9,021
Net interest income	$1,737,000	7,464
Provision for loan and lease losses	$78,000	5,710
Total noninterest income	$790,000	3,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$523,000	2,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	4,199
Total noninterest expense	$1,946,000	5,760
Salaries and employee benefits	$950,000	6,052
Premises and equipment expense	$385,000	4,571
Additional noninterest expense	$611,000	5,739
Pre-tax net operating income	$503,000	7,899
Securities gains (losses)	$0	3,944
Applicable income taxes	$169,000	7,340
Income before extraordinary items	$334,000	8,111
Extraordinary gains, net	$0	44
Net income	$334,000	8,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,964
Cash dividends	$41,000	7,331
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$334,000	8,069
1996-12-31 (YTD Data)		Rank
Total interest income	$2,428,000	8,784
Total interest expense	$742,000	9,839
Net interest income	$1,686,000	7,824
Provision for loan and lease losses	$95,000	5,238
Total noninterest income	$412,000	5,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$395,000	3,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	10,581
Total noninterest expense	$1,502,000	7,102
Salaries and employee benefits	$720,000	7,394
Premises and equipment expense	$241,000	6,374
Additional noninterest expense	$541,000	6,757
Pre-tax net operating income	$501,000	7,936
Securities gains (losses)	$0	4,148
Applicable income taxes	$164,000	7,668
Income before extraordinary items	$337,000	8,108
Extraordinary gains, net	$0	53
Net income	$337,000	8,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	7,019
Cash dividends	$144,000	6,125
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$337,000	8,052
1995-12-31 (YTD Data)		Rank
Total interest income	$2,046,000	9,644
Total interest expense	$633,000	10,556
Net interest income	$1,413,000	8,763
Provision for loan and lease losses	$83,000	5,026
Total noninterest income	$368,000	6,285
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$316,000	4,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	9,130
Total noninterest expense	$1,225,000	8,123
Salaries and employee benefits	$623,000	8,225
Premises and equipment expense	$170,000	7,815
Additional noninterest expense	$432,000	7,878
Pre-tax net operating income	$473,000	8,596
Securities gains (losses)	$0	3,831
Applicable income taxes	$173,000	7,875
Income before extraordinary items	$300,000	8,939
Extraordinary gains, net	$0	65
Net income	$300,000	8,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,680
Cash dividends	$27,000	8,247
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$300,000	8,905
1994-12-31 (YTD Data)		Rank
Total interest income	$1,456,000	10,826
Total interest expense	$370,000	11,740
Net interest income	$1,086,000	10,115
Provision for loan and lease losses	$77,000	5,110
Total noninterest income	$248,000	7,979
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$240,000	5,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	12,207
Total noninterest expense	$925,000	9,655
Salaries and employee benefits	$383,000	10,439
Premises and equipment expense	$159,000	8,320
Additional noninterest expense	$383,000	9,006
Pre-tax net operating income	$332,000	9,887
Securities gains (losses)	$0	3,600
Applicable income taxes	$124,000	8,842
Income before extraordinary items	$208,000	10,186
Extraordinary gains, net	$0	249
Net income	$208,000	10,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$208,000	10,227
1993-12-31 (YTD Data)		Rank
Total interest income	$890,000	12,519
Total interest expense	$230,000	12,901
Net interest income	$660,000	12,008
Provision for loan and lease losses	$95,000	5,900
Total noninterest income	$261,000	8,200
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	7,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	7,578
Total noninterest expense	$695,000	11,194
Salaries and employee benefits	$298,000	11,665
Premises and equipment expense	$130,000	9,470
Additional noninterest expense	$267,000	10,864
Pre-tax net operating income	$131,000	11,623
Securities gains (losses)	$0	7,477
Applicable income taxes	$37,000	11,224
Income before extraordinary items	$94,000	11,851
Extraordinary gains, net	$23,000	2,642
Net income	$117,000	11,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	7,819
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$94,000	11,663
1992-12-31 (YTD Data)		Rank
Total interest income	$452,000	13,738
Total interest expense	$122,000	13,803
Net interest income	$330,000	13,561
Provision for loan and lease losses	$26,000	10,195
Total noninterest income	$116,000	11,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	9,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,672
Total noninterest expense	$446,000	12,923
Salaries and employee benefits	$217,000	12,972
Premises and equipment expense	$80,000	11,493
Additional noninterest expense	$149,000	12,968
Pre-tax net operating income	$-26,000	12,809
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-26,000	12,950
Extraordinary gains, net	$0	1,422
Net income	$-26,000	12,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-26,000	12,752

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.