Home > Rock Branch Community Bank, Inc. > Income and Expense
Rock Branch Community Bank, Inc., Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 4,564 |
| Total interest expense | $337,000 | 3,859 |
| Net interest income | $2,196,000 | 4,599 |
| Provision for loan and lease losses | $88,000 | 2,921 |
| Total noninterest income | $249,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $117,000 | 3,944 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $132,000 | 4,544 |
| Total noninterest expense | $2,303,000 | 4,194 |
| Salaries and employee benefits | $883,000 | 4,799 |
| Premises and equipment expense | $415,000 | 3,203 |
| Additional noninterest expense | $1,005,000 | 3,595 |
| Pre-tax net operating income | $54,000 | 5,618 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $39,000 | 3,657 |
| Income before extraordinary items | $15,000 | 5,727 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $15,000 | 5,727 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $15,000 | 5,727 |
| Net charge-offs | $-33,000 | 5,252 |
| Cash dividends | $104,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $15,000 | 5,699 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 4,596 |
| Total interest expense | $221,000 | 3,890 |
| Net interest income | $1,472,000 | 4,627 |
| Provision for loan and lease losses | $63,000 | 2,677 |
| Total noninterest income | $125,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,052 |
| Total noninterest expense | $1,420,000 | 4,402 |
| Salaries and employee benefits | $610,000 | 4,798 |
| Premises and equipment expense | $239,000 | 3,507 |
| Additional noninterest expense | $571,000 | 3,983 |
| Pre-tax net operating income | $114,000 | 5,428 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $114,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 5,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $114,000 | 5,400 |
| Net charge-offs | $-33,000 | 5,384 |
| Cash dividends | $52,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $114,000 | 5,342 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 4,595 |
| Total interest expense | $108,000 | 3,955 |
| Net interest income | $754,000 | 4,620 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $104,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $72,000 | 3,985 |
| Total noninterest expense | $681,000 | 4,507 |
| Salaries and employee benefits | $335,000 | 4,679 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $229,000 | 4,415 |
| Pre-tax net operating income | $152,000 | 4,733 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $61,000 | 2,833 |
| Income before extraordinary items | $101,000 | 5,008 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $101,000 | 5,009 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $101,000 | 5,009 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $52,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $94,600 | 5,007 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 4,702 |
| Total interest expense | $431,000 | 4,007 |
| Net interest income | $2,845,000 | 4,742 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $242,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $126,000 | 4,398 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $116,000 | 4,979 |
| Total noninterest expense | $2,554,000 | 4,650 |
| Salaries and employee benefits | $1,143,000 | 4,956 |
| Premises and equipment expense | $483,000 | 3,548 |
| Additional noninterest expense | $928,000 | 4,430 |
| Pre-tax net operating income | $353,000 | 5,173 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $52,000 | 3,619 |
| Income before extraordinary items | $301,000 | 5,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $301,000 | 5,242 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $301,000 | 5,242 |
| Net charge-offs | $142,000 | 2,309 |
| Cash dividends | $83,000 | 4,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $301,000 | 5,184 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 4,791 |
| Total interest expense | $323,000 | 4,068 |
| Net interest income | $2,098,000 | 4,823 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $170,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 5,098 |
| Total noninterest expense | $1,925,000 | 4,683 |
| Salaries and employee benefits | $861,000 | 4,984 |
| Premises and equipment expense | $370,000 | 3,549 |
| Additional noninterest expense | $694,000 | 4,462 |
| Pre-tax net operating income | $193,000 | 5,482 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $105,000 | 3,248 |
| Income before extraordinary items | $88,000 | 5,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 5,760 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,760 |
| Net charge-offs | $156,000 | 1,753 |
| Cash dividends | $41,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $88,000 | 5,720 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 4,835 |
| Total interest expense | $215,000 | 4,101 |
| Net interest income | $1,388,000 | 4,867 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $131,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 4,869 |
| Total noninterest expense | $1,277,000 | 4,746 |
| Salaries and employee benefits | $576,000 | 5,030 |
| Premises and equipment expense | $240,000 | 3,631 |
| Additional noninterest expense | $461,000 | 4,499 |
| Pre-tax net operating income | $137,000 | 5,468 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $70,000 | 3,255 |
| Income before extraordinary items | $67,000 | 5,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 5,768 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $67,000 | 5,769 |
| Net charge-offs | $162,000 | 1,326 |
| Cash dividends | $41,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $67,000 | 5,722 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 4,873 |
| Total interest expense | $104,000 | 4,221 |
| Net interest income | $690,000 | 4,899 |
| Provision for loan and lease losses | $53,000 | 2,030 |
| Total noninterest income | $74,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 4,587 |
| Total noninterest expense | $635,000 | 4,781 |
| Salaries and employee benefits | $295,000 | 5,033 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $219,000 | 4,628 |
| Pre-tax net operating income | $76,000 | 5,402 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $35,000 | 3,243 |
| Income before extraordinary items | $41,000 | 5,692 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $41,000 | 5,692 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $41,000 | 5,693 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $41,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $41,000 | 5,643 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 4,956 |
| Total interest expense | $422,000 | 4,351 |
| Net interest income | $2,758,000 | 4,972 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $288,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $144,000 | 4,894 |
| Total noninterest expense | $2,514,000 | 4,885 |
| Salaries and employee benefits | $1,152,000 | 5,127 |
| Premises and equipment expense | $416,000 | 4,003 |
| Additional noninterest expense | $946,000 | 4,571 |
| Pre-tax net operating income | $352,000 | 5,369 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $145,000 | 3,176 |
| Income before extraordinary items | $207,000 | 5,646 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $207,000 | 5,646 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $207,000 | 5,647 |
| Net charge-offs | $163,000 | 2,696 |
| Cash dividends | $83,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $207,000 | 5,601 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 4,997 |
| Total interest expense | $319,000 | 4,387 |
| Net interest income | $2,082,000 | 5,011 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $202,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $111,000 | 4,461 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $91,000 | 5,145 |
| Total noninterest expense | $1,831,000 | 4,968 |
| Salaries and employee benefits | $880,000 | 5,136 |
| Premises and equipment expense | $298,000 | 4,162 |
| Additional noninterest expense | $653,000 | 4,756 |
| Pre-tax net operating income | $318,000 | 5,282 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $94,000 | 3,325 |
| Income before extraordinary items | $224,000 | 5,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 5,490 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $224,000 | 5,491 |
| Net charge-offs | $77,000 | 2,932 |
| Cash dividends | $41,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $224,000 | 5,452 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 5,038 |
| Total interest expense | $212,000 | 4,444 |
| Net interest income | $1,373,000 | 5,045 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $147,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $77,000 | 4,875 |
| Total noninterest expense | $1,166,000 | 5,081 |
| Salaries and employee benefits | $576,000 | 5,206 |
| Premises and equipment expense | $168,000 | 4,549 |
| Additional noninterest expense | $422,000 | 4,844 |
| Pre-tax net operating income | $264,000 | 5,050 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $76,000 | 3,207 |
| Income before extraordinary items | $188,000 | 5,272 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $188,000 | 5,274 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $188,000 | 5,275 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $41,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $188,000 | 5,227 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 5,074 |
| Total interest expense | $106,000 | 4,511 |
| Net interest income | $689,000 | 5,085 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $556,000 | 5,222 |
| Salaries and employee benefits | $277,000 | 5,321 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $212,000 | 4,869 |
| Pre-tax net operating income | $159,000 | 4,791 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $47,000 | 2,994 |
| Income before extraordinary items | $112,000 | 5,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 5,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $112,000 | 5,025 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $41,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $112,000 | 4,980 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,097 |
| Total interest expense | $492,000 | 4,488 |
| Net interest income | $2,715,000 | 5,147 |
| Provision for loan and lease losses | $193,000 | 3,012 |
| Total noninterest income | $356,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $167,000 | 4,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $189,000 | 4,695 |
| Total noninterest expense | $2,145,000 | 5,338 |
| Salaries and employee benefits | $955,000 | 5,619 |
| Premises and equipment expense | $259,000 | 5,123 |
| Additional noninterest expense | $931,000 | 4,730 |
| Pre-tax net operating income | $733,000 | 4,537 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $208,000 | 2,918 |
| Income before extraordinary items | $531,000 | 4,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $531,000 | 4,834 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $531,000 | 4,834 |
| Net charge-offs | $114,000 | 3,615 |
| Cash dividends | $76,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $526,680 | 4,773 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,153 |
| Total interest expense | $379,000 | 4,537 |
| Net interest income | $2,013,000 | 5,206 |
| Provision for loan and lease losses | $103,000 | 3,325 |
| Total noninterest income | $284,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $127,000 | 4,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $1,661,000 | 5,305 |
| Salaries and employee benefits | $721,000 | 5,619 |
| Premises and equipment expense | $194,000 | 5,153 |
| Additional noninterest expense | $746,000 | 4,619 |
| Pre-tax net operating income | $533,000 | 4,681 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $136,000 | 3,096 |
| Income before extraordinary items | $403,000 | 4,905 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $403,000 | 4,905 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $403,000 | 4,906 |
| Net charge-offs | $90,000 | 3,362 |
| Cash dividends | $38,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $398,500 | 4,827 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 5,216 |
| Total interest expense | $262,000 | 4,516 |
| Net interest income | $1,309,000 | 5,268 |
| Provision for loan and lease losses | $63,000 | 3,355 |
| Total noninterest income | $155,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $81,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 5,101 |
| Total noninterest expense | $1,089,000 | 5,364 |
| Salaries and employee benefits | $481,000 | 5,657 |
| Premises and equipment expense | $130,000 | 5,162 |
| Additional noninterest expense | $478,000 | 4,715 |
| Pre-tax net operating income | $312,000 | 4,816 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $78,000 | 3,179 |
| Income before extraordinary items | $234,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $234,000 | 5,095 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $234,000 | 5,096 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $38,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $234,000 | 4,964 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 5,304 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $637,000 | 5,349 |
| Provision for loan and lease losses | $33,000 | 3,143 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $598,000 | 5,210 |
| Salaries and employee benefits | $244,000 | 5,683 |
| Premises and equipment expense | $66,000 | 5,171 |
| Additional noninterest expense | $288,000 | 4,313 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $66,000 | 5,648 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $66,000 | 5,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $66,000 | 5,650 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $38,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $66,000 | 5,551 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,283 |
| Total interest expense | $658,000 | 4,552 |
| Net interest income | $2,658,000 | 5,346 |
| Provision for loan and lease losses | $185,000 | 4,018 |
| Total noninterest income | $414,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $154,000 | 4,735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $260,000 | 4,247 |
| Total noninterest expense | $2,245,000 | 5,416 |
| Salaries and employee benefits | $927,000 | 5,831 |
| Premises and equipment expense | $271,000 | 5,171 |
| Additional noninterest expense | $1,047,000 | 4,687 |
| Pre-tax net operating income | $642,000 | 4,619 |
| Securities gains (losses) | $86,000 | 2,384 |
| Applicable income taxes | $136,000 | 3,292 |
| Income before extraordinary items | $592,000 | 4,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $592,000 | 4,719 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $592,000 | 4,720 |
| Net charge-offs | $181,000 | 3,858 |
| Cash dividends | $69,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $522,340 | 4,695 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 5,347 |
| Total interest expense | $513,000 | 4,591 |
| Net interest income | $2,009,000 | 5,410 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $248,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $117,000 | 4,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,787 |
| Total noninterest expense | $1,693,000 | 5,450 |
| Salaries and employee benefits | $701,000 | 5,861 |
| Premises and equipment expense | $199,000 | 5,268 |
| Additional noninterest expense | $793,000 | 4,689 |
| Pre-tax net operating income | $444,000 | 4,858 |
| Securities gains (losses) | $86,000 | 2,084 |
| Applicable income taxes | $105,000 | 3,342 |
| Income before extraordinary items | $425,000 | 4,894 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $425,000 | 4,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $425,000 | 4,894 |
| Net charge-offs | $112,000 | 3,862 |
| Cash dividends | $34,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $356,200 | 4,939 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 5,366 |
| Total interest expense | $351,000 | 4,633 |
| Net interest income | $1,344,000 | 5,443 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $181,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $81,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 4,661 |
| Total noninterest expense | $1,149,000 | 5,439 |
| Salaries and employee benefits | $453,000 | 5,955 |
| Premises and equipment expense | $130,000 | 5,331 |
| Additional noninterest expense | $566,000 | 4,535 |
| Pre-tax net operating income | $286,000 | 4,899 |
| Securities gains (losses) | $86,000 | 1,699 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $298,000 | 4,830 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 4,834 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $298,000 | 4,834 |
| Net charge-offs | $87,000 | 3,551 |
| Cash dividends | $34,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $229,200 | 4,973 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,393 |
| Total interest expense | $181,000 | 4,675 |
| Net interest income | $676,000 | 5,463 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $564,000 | 5,522 |
| Salaries and employee benefits | $225,000 | 6,025 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $277,000 | 4,580 |
| Pre-tax net operating income | $140,000 | 5,031 |
| Securities gains (losses) | $85,000 | 986 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $181,000 | 4,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $181,000 | 4,539 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $181,000 | 4,539 |
| Net charge-offs | $83,000 | 2,613 |
| Cash dividends | $34,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $113,000 | 5,077 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 5,372 |
| Total interest expense | $811,000 | 4,895 |
| Net interest income | $2,791,000 | 5,422 |
| Provision for loan and lease losses | $382,000 | 3,808 |
| Total noninterest income | $293,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $171,000 | 4,667 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $122,000 | 5,101 |
| Total noninterest expense | $2,273,000 | 5,554 |
| Salaries and employee benefits | $820,000 | 6,235 |
| Premises and equipment expense | $281,000 | 5,376 |
| Additional noninterest expense | $1,172,000 | 4,525 |
| Pre-tax net operating income | $429,000 | 4,900 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $79,000 | 3,510 |
| Income before extraordinary items | $350,000 | 5,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $350,000 | 5,092 |
| Net charge-offs | $406,000 | 3,419 |
| Cash dividends | $62,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $350,000 | 4,974 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 5,400 |
| Total interest expense | $616,000 | 4,981 |
| Net interest income | $2,125,000 | 5,427 |
| Provision for loan and lease losses | $162,000 | 4,403 |
| Total noninterest income | $206,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $88,000 | 5,233 |
| Total noninterest expense | $1,679,000 | 5,606 |
| Salaries and employee benefits | $612,000 | 6,255 |
| Premises and equipment expense | $212,000 | 5,407 |
| Additional noninterest expense | $855,000 | 4,589 |
| Pre-tax net operating income | $490,000 | 4,506 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $147,000 | 2,930 |
| Income before extraordinary items | $343,000 | 4,881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,882 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $343,000 | 4,882 |
| Net charge-offs | $229,000 | 3,562 |
| Cash dividends | $28,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $343,000 | 4,762 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 5,441 |
| Total interest expense | $415,000 | 5,064 |
| Net interest income | $1,420,000 | 5,447 |
| Provision for loan and lease losses | $94,000 | 4,464 |
| Total noninterest income | $128,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,267 |
| Total noninterest expense | $1,068,000 | 5,784 |
| Salaries and employee benefits | $407,000 | 6,320 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $519,000 | 4,900 |
| Pre-tax net operating income | $386,000 | 4,262 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $116,000 | 2,742 |
| Income before extraordinary items | $270,000 | 4,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 4,599 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $270,000 | 4,601 |
| Net charge-offs | $217,000 | 3,023 |
| Cash dividends | $28,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $270,000 | 4,517 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 5,532 |
| Total interest expense | $210,000 | 5,134 |
| Net interest income | $686,000 | 5,525 |
| Provision for loan and lease losses | $34,000 | 4,533 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $541,000 | 5,795 |
| Salaries and employee benefits | $201,000 | 6,382 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $267,000 | 4,829 |
| Pre-tax net operating income | $175,000 | 4,423 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $54,000 | 2,758 |
| Income before extraordinary items | $121,000 | 4,756 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $121,000 | 4,754 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $121,000 | 4,756 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $27,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $121,000 | 4,696 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 5,658 |
| Total interest expense | $900,000 | 5,462 |
| Net interest income | $2,691,000 | 5,611 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $408,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $196,000 | 4,447 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $212,000 | 4,506 |
| Total noninterest expense | $2,070,000 | 5,941 |
| Salaries and employee benefits | $795,000 | 6,467 |
| Premises and equipment expense | $309,000 | 5,333 |
| Additional noninterest expense | $966,000 | 5,190 |
| Pre-tax net operating income | $864,000 | 3,627 |
| Securities gains (losses) | $108,000 | 2,101 |
| Applicable income taxes | $293,000 | 2,381 |
| Income before extraordinary items | $679,000 | 3,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $679,000 | 3,895 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $679,000 | 3,897 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $48,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $603,400 | 3,927 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 5,757 |
| Total interest expense | $674,000 | 5,616 |
| Net interest income | $2,022,000 | 5,677 |
| Provision for loan and lease losses | $108,000 | 5,616 |
| Total noninterest income | $357,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $157,000 | 4,404 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $200,000 | 4,180 |
| Total noninterest expense | $1,559,000 | 5,966 |
| Salaries and employee benefits | $581,000 | 6,553 |
| Premises and equipment expense | $236,000 | 5,378 |
| Additional noninterest expense | $742,000 | 5,116 |
| Pre-tax net operating income | $712,000 | 3,683 |
| Securities gains (losses) | $108,000 | 1,878 |
| Applicable income taxes | $287,000 | 2,192 |
| Income before extraordinary items | $533,000 | 3,999 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $533,000 | 4,002 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $533,000 | 4,002 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $21,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $462,800 | 4,102 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 5,828 |
| Total interest expense | $452,000 | 5,710 |
| Net interest income | $1,323,000 | 5,732 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $172,000 | 3,761 |
| Total noninterest expense | $1,035,000 | 6,009 |
| Salaries and employee benefits | $375,000 | 6,658 |
| Premises and equipment expense | $162,000 | 5,343 |
| Additional noninterest expense | $498,000 | 5,100 |
| Pre-tax net operating income | $501,000 | 3,624 |
| Securities gains (losses) | $63,000 | 1,740 |
| Applicable income taxes | $199,000 | 2,130 |
| Income before extraordinary items | $365,000 | 3,941 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $365,000 | 3,939 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $365,000 | 3,940 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $21,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $324,050 | 4,027 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 5,912 |
| Total interest expense | $229,000 | 5,804 |
| Net interest income | $655,000 | 5,795 |
| Provision for loan and lease losses | $37,000 | 5,175 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $517,000 | 6,087 |
| Salaries and employee benefits | $177,000 | 6,841 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $262,000 | 4,984 |
| Pre-tax net operating income | $287,000 | 3,430 |
| Securities gains (losses) | $70,000 | 968 |
| Applicable income taxes | $128,000 | 1,880 |
| Income before extraordinary items | $229,000 | 3,649 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $229,000 | 3,646 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $229,000 | 3,648 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $21,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $184,200 | 3,925 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 5,951 |
| Total interest expense | $1,132,000 | 5,775 |
| Net interest income | $2,486,000 | 5,853 |
| Provision for loan and lease losses | $153,000 | 6,042 |
| Total noninterest income | $281,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $174,000 | 4,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $1,911,000 | 6,336 |
| Salaries and employee benefits | $735,000 | 6,872 |
| Premises and equipment expense | $255,000 | 6,015 |
| Additional noninterest expense | $921,000 | 5,472 |
| Pre-tax net operating income | $703,000 | 3,546 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $184,000 | 2,451 |
| Income before extraordinary items | $519,000 | 3,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $519,000 | 3,815 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $519,000 | 3,816 |
| Net charge-offs | $36,000 | 6,405 |
| Cash dividends | $41,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $519,000 | 3,761 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 6,042 |
| Total interest expense | $977,000 | 5,619 |
| Net interest income | $1,700,000 | 6,097 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $208,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $126,000 | 4,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $1,307,000 | 6,543 |
| Salaries and employee benefits | $547,000 | 6,916 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $573,000 | 5,930 |
| Pre-tax net operating income | $493,000 | 3,916 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $383,000 | 4,115 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $383,000 | 4,112 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $383,000 | 4,115 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $21,000 | 4,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $383,000 | 4,024 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 6,142 |
| Total interest expense | $574,000 | 6,011 |
| Net interest income | $1,174,000 | 6,021 |
| Provision for loan and lease losses | $81,000 | 5,562 |
| Total noninterest income | $137,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $81,000 | 5,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $895,000 | 6,540 |
| Salaries and employee benefits | $362,000 | 7,015 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $411,000 | 5,757 |
| Pre-tax net operating income | $335,000 | 3,981 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $265,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,154 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $265,000 | 4,154 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $265,000 | 4,045 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,320 |
| Total interest expense | $285,000 | 6,118 |
| Net interest income | $544,000 | 6,211 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $434,000 | 6,598 |
| Salaries and employee benefits | $181,000 | 7,052 |
| Premises and equipment expense | $60,000 | 6,298 |
| Additional noninterest expense | $193,000 | 5,692 |
| Pre-tax net operating income | $142,000 | 4,588 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $113,000 | 4,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 4,777 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $113,000 | 4,776 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $20,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $113,000 | 4,608 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 6,209 |
| Total interest expense | $1,347,000 | 6,194 |
| Net interest income | $2,336,000 | 6,057 |
| Provision for loan and lease losses | $133,000 | 5,704 |
| Total noninterest income | $316,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $210,000 | 4,703 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $106,000 | 5,844 |
| Total noninterest expense | $1,823,000 | 6,462 |
| Salaries and employee benefits | $754,000 | 7,018 |
| Premises and equipment expense | $230,000 | 6,417 |
| Additional noninterest expense | $839,000 | 5,348 |
| Pre-tax net operating income | $696,000 | 4,406 |
| Securities gains (losses) | $-1,731,000 | 7,854 |
| Applicable income taxes | $-480,000 | 7,479 |
| Income before extraordinary items | $-555,000 | 6,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-555,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $50,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 631 |
| Net operating income | $552,840 | 4,442 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 6,322 |
| Total interest expense | $1,047,000 | 6,229 |
| Net interest income | $1,660,000 | 6,234 |
| Provision for loan and lease losses | $91,000 | 5,254 |
| Total noninterest income | $242,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $159,000 | 4,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 5,906 |
| Total noninterest expense | $1,364,000 | 6,469 |
| Salaries and employee benefits | $587,000 | 6,947 |
| Premises and equipment expense | $169,000 | 6,490 |
| Additional noninterest expense | $608,000 | 5,385 |
| Pre-tax net operating income | $447,000 | 5,111 |
| Securities gains (losses) | $-1,660,000 | 8,016 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,213,000 | 7,611 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,213,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $32,000 | 4,791 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 464 |
| Net operating income | $447,000 | 4,772 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,438 |
| Total interest expense | $735,000 | 6,262 |
| Net interest income | $1,026,000 | 6,423 |
| Provision for loan and lease losses | $63,000 | 4,861 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $871,000 | 6,611 |
| Salaries and employee benefits | $406,000 | 6,939 |
| Premises and equipment expense | $113,000 | 6,526 |
| Additional noninterest expense | $352,000 | 5,761 |
| Pre-tax net operating income | $246,000 | 5,522 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $78,000 | 3,698 |
| Income before extraordinary items | $189,000 | 5,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $32,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 310 |
| Net operating income | $174,090 | 5,741 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 6,453 |
| Total interest expense | $413,000 | 6,181 |
| Net interest income | $490,000 | 6,547 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $90,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $459,000 | 6,520 |
| Salaries and employee benefits | $200,000 | 7,001 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $207,000 | 5,273 |
| Pre-tax net operating income | $89,000 | 6,137 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $78,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $32,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $63,090 | 6,281 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 6,324 |
| Total interest expense | $1,842,000 | 6,009 |
| Net interest income | $1,980,000 | 6,526 |
| Provision for loan and lease losses | $59,000 | 5,555 |
| Total noninterest income | $328,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $190,000 | 5,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $138,000 | 5,706 |
| Total noninterest expense | $1,738,000 | 6,562 |
| Salaries and employee benefits | $760,000 | 7,085 |
| Premises and equipment expense | $226,000 | 6,474 |
| Additional noninterest expense | $752,000 | 5,541 |
| Pre-tax net operating income | $511,000 | 5,955 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $140,000 | 4,194 |
| Income before extraordinary items | $371,000 | 6,154 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $371,000 | 6,138 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 6,332 |
| Total interest expense | $1,380,000 | 6,033 |
| Net interest income | $1,518,000 | 6,502 |
| Provision for loan and lease losses | $49,000 | 5,078 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $135,000 | 5,125 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $1,305,000 | 6,551 |
| Salaries and employee benefits | $586,000 | 6,999 |
| Premises and equipment expense | $176,000 | 6,396 |
| Additional noninterest expense | $543,000 | 5,593 |
| Pre-tax net operating income | $374,000 | 6,267 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $109,000 | 4,359 |
| Income before extraordinary items | $265,000 | 6,501 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $265,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $24,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $265,000 | 6,488 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 6,395 |
| Total interest expense | $907,000 | 6,084 |
| Net interest income | $1,006,000 | 6,570 |
| Provision for loan and lease losses | $29,000 | 5,065 |
| Total noninterest income | $127,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $83,000 | 5,287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $859,000 | 6,637 |
| Salaries and employee benefits | $394,000 | 7,034 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $355,000 | 5,651 |
| Pre-tax net operating income | $245,000 | 6,383 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $170,000 | 6,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $170,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $24,000 | 4,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $170,000 | 6,583 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,502 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $480,000 | 6,695 |
| Provision for loan and lease losses | $14,000 | 4,851 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $405,000 | 6,802 |
| Salaries and employee benefits | $199,000 | 7,053 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $151,000 | 6,100 |
| Pre-tax net operating income | $122,000 | 6,395 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $86,000 | 6,606 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $86,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $24,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $86,000 | 6,595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 6,399 |
| Total interest expense | $1,495,000 | 6,121 |
| Net interest income | $2,042,000 | 6,510 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $301,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $153,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 5,635 |
| Total noninterest expense | $1,739,000 | 6,529 |
| Salaries and employee benefits | $790,000 | 6,990 |
| Premises and equipment expense | $207,000 | 6,656 |
| Additional noninterest expense | $742,000 | 5,474 |
| Pre-tax net operating income | $529,000 | 6,392 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $137,000 | 4,703 |
| Income before extraordinary items | $382,000 | 6,579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $382,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,871 |
| Cash dividends | $47,000 | 5,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $389,400 | 6,559 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 6,469 |
| Total interest expense | $1,055,000 | 6,212 |
| Net interest income | $1,547,000 | 6,549 |
| Provision for loan and lease losses | $38,000 | 5,462 |
| Total noninterest income | $261,000 | 5,912 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $114,000 | 5,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,173 |
| Total noninterest expense | $1,340,000 | 6,470 |
| Salaries and employee benefits | $587,000 | 7,006 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $599,000 | 5,223 |
| Pre-tax net operating income | $430,000 | 6,498 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $284,000 | 6,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $284,000 | 6,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $22,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $290,800 | 6,771 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,534 |
| Total interest expense | $646,000 | 6,308 |
| Net interest income | $1,032,000 | 6,588 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $899,000 | 6,476 |
| Salaries and employee benefits | $398,000 | 6,986 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $401,000 | 5,200 |
| Pre-tax net operating income | $287,000 | 6,548 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $90,000 | 4,649 |
| Income before extraordinary items | $187,000 | 6,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $187,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $22,000 | 4,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $193,800 | 6,810 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,610 |
| Total interest expense | $306,000 | 6,349 |
| Net interest income | $504,000 | 6,666 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $416,000 | 6,674 |
| Salaries and employee benefits | $198,000 | 7,014 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $169,000 | 5,707 |
| Pre-tax net operating income | $128,000 | 6,706 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $79,000 | 7,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $22,000 | 3,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $85,700 | 6,975 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 6,659 |
| Total interest expense | $1,030,000 | 6,223 |
| Net interest income | $1,888,000 | 6,782 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $257,000 | 6,625 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $175,000 | 5,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $1,576,000 | 6,754 |
| Salaries and employee benefits | $736,000 | 7,137 |
| Premises and equipment expense | $184,000 | 6,901 |
| Additional noninterest expense | $656,000 | 5,777 |
| Pre-tax net operating income | $511,000 | 6,714 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $149,000 | 4,994 |
| Income before extraordinary items | $362,000 | 6,922 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $362,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,046 |
| Cash dividends | $41,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 706 |
| Net operating income | $362,000 | 6,912 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 6,722 |
| Total interest expense | $737,000 | 6,218 |
| Net interest income | $1,392,000 | 6,858 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $196,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 5,338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $1,162,000 | 6,800 |
| Salaries and employee benefits | $551,000 | 7,130 |
| Premises and equipment expense | $140,000 | 6,866 |
| Additional noninterest expense | $471,000 | 5,890 |
| Pre-tax net operating income | $388,000 | 6,842 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $135,000 | 4,932 |
| Income before extraordinary items | $253,000 | 7,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $253,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $19,000 | 5,217 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 548 |
| Net operating income | $253,000 | 7,136 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 6,749 |
| Total interest expense | $466,000 | 6,221 |
| Net interest income | $913,000 | 6,890 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $134,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $771,000 | 6,820 |
| Salaries and employee benefits | $370,000 | 7,122 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $308,000 | 5,931 |
| Pre-tax net operating income | $259,000 | 6,844 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $91,000 | 4,932 |
| Income before extraordinary items | $168,000 | 7,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $168,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $19,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 417 |
| Net operating income | $168,000 | 7,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 6,893 |
| Total interest expense | $215,000 | 6,358 |
| Net interest income | $442,000 | 7,027 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $382,000 | 6,887 |
| Salaries and employee benefits | $186,000 | 7,170 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $120,000 | 6,954 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $19,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 281 |
| Net operating income | $78,000 | 7,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 6,913 |
| Total interest expense | $634,000 | 6,833 |
| Net interest income | $1,840,000 | 6,843 |
| Provision for loan and lease losses | $44,000 | 6,096 |
| Total noninterest income | $204,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $137,000 | 5,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,427,000 | 7,017 |
| Salaries and employee benefits | $657,000 | 7,448 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $584,000 | 6,080 |
| Pre-tax net operating income | $573,000 | 6,479 |
| Securities gains (losses) | $26,000 | 2,233 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $402,000 | 6,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $402,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $37,000 | 5,937 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 619 |
| Net operating income | $384,580 | 6,805 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 6,954 |
| Total interest expense | $459,000 | 6,913 |
| Net interest income | $1,373,000 | 6,876 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $151,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 7,008 |
| Total noninterest expense | $1,045,000 | 7,054 |
| Salaries and employee benefits | $483,000 | 7,433 |
| Premises and equipment expense | $137,000 | 6,933 |
| Additional noninterest expense | $425,000 | 6,128 |
| Pre-tax net operating income | $467,000 | 6,470 |
| Securities gains (losses) | $26,000 | 2,136 |
| Applicable income taxes | $189,000 | 4,533 |
| Income before extraordinary items | $304,000 | 6,868 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $304,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $18,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 514 |
| Net operating income | $287,360 | 6,916 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 7,045 |
| Total interest expense | $290,000 | 7,056 |
| Net interest income | $906,000 | 6,936 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $102,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $65,000 | 6,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $692,000 | 7,124 |
| Salaries and employee benefits | $318,000 | 7,522 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $316,000 | 6,405 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $123,000 | 4,574 |
| Income before extraordinary items | $193,000 | 6,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 6,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $18,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 441 |
| Net operating income | $193,000 | 6,891 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,080 |
| Total interest expense | $141,000 | 7,178 |
| Net interest income | $458,000 | 6,927 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $353,000 | 7,099 |
| Salaries and employee benefits | $159,000 | 7,560 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $153,000 | 6,400 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $96,000 | 6,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $18,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $96,000 | 6,855 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 7,065 |
| Total interest expense | $806,000 | 6,695 |
| Net interest income | $1,663,000 | 7,122 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $211,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $140,000 | 5,993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,329,000 | 7,212 |
| Salaries and employee benefits | $610,000 | 7,650 |
| Premises and equipment expense | $180,000 | 7,024 |
| Additional noninterest expense | $539,000 | 6,317 |
| Pre-tax net operating income | $515,000 | 6,623 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $181,000 | 5,061 |
| Income before extraordinary items | $334,000 | 7,112 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $334,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $33,000 | 6,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $334,000 | 6,967 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 7,164 |
| Total interest expense | $635,000 | 6,720 |
| Net interest income | $1,217,000 | 7,229 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $142,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $105,000 | 6,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $960,000 | 7,300 |
| Salaries and employee benefits | $450,000 | 7,664 |
| Premises and equipment expense | $201,000 | 5,994 |
| Additional noninterest expense | $309,000 | 7,060 |
| Pre-tax net operating income | $369,000 | 6,853 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $144,000 | 5,164 |
| Income before extraordinary items | $225,000 | 7,422 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $225,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $15,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $225,000 | 7,264 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,159 |
| Total interest expense | $423,000 | 6,823 |
| Net interest income | $833,000 | 7,164 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $112,000 | 7,187 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $660,000 | 7,262 |
| Salaries and employee benefits | $301,000 | 7,684 |
| Premises and equipment expense | $89,000 | 7,056 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $270,000 | 6,704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $105,000 | 5,065 |
| Income before extraordinary items | $165,000 | 7,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $165,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $15,000 | 5,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $165,000 | 7,120 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 7,203 |
| Total interest expense | $225,000 | 6,759 |
| Net interest income | $402,000 | 7,282 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $315,000 | 7,397 |
| Salaries and employee benefits | $149,000 | 7,735 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $16,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $83,000 | 7,071 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 7,412 |
| Total interest expense | $1,051,000 | 6,796 |
| Net interest income | $1,387,000 | 7,612 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $268,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $146,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 6,029 |
| Total noninterest expense | $1,172,000 | 7,535 |
| Salaries and employee benefits | $517,000 | 8,075 |
| Premises and equipment expense | $168,000 | 7,198 |
| Additional noninterest expense | $487,000 | 6,581 |
| Pre-tax net operating income | $433,000 | 7,017 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $167,000 | 5,366 |
| Income before extraordinary items | $266,000 | 7,487 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $266,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $31,000 | 6,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $266,000 | 7,393 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 7,910 |
| Total interest expense | $1,133,000 | 7,740 |
| Net interest income | $1,205,000 | 7,872 |
| Provision for loan and lease losses | $11,000 | 7,912 |
| Total noninterest income | $256,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $135,000 | 6,013 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $1,165,000 | 7,544 |
| Salaries and employee benefits | $527,000 | 8,039 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $479,000 | 6,589 |
| Pre-tax net operating income | $285,000 | 7,487 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $44,000 | 6,821 |
| Income before extraordinary items | $252,000 | 7,426 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $252,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $242,650 | 7,362 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 8,279 |
| Total interest expense | $940,000 | 8,351 |
| Net interest income | $1,190,000 | 8,090 |
| Provision for loan and lease losses | $127,000 | 4,736 |
| Total noninterest income | $181,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,102,000 | 7,736 |
| Salaries and employee benefits | $523,000 | 8,133 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $142,000 | 8,629 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $57,000 | 8,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $57,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $57,000 | 8,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 8,432 |
| Total interest expense | $977,000 | 8,236 |
| Net interest income | $1,083,000 | 8,443 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $203,000 | 7,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $1,047,000 | 7,986 |
| Salaries and employee benefits | $558,000 | 7,988 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $361,000 | 7,598 |
| Pre-tax net operating income | $218,000 | 8,486 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-33,000 | 9,772 |
| Income before extraordinary items | $251,000 | 7,928 |
| Extraordinary gains, net | $-22,000 | 10,165 |
| Net income | $221,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $251,000 | 7,903 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 9,109 |
| Total interest expense | $754,000 | 9,062 |
| Net interest income | $889,000 | 9,049 |
| Provision for loan and lease losses | $218,000 | 3,346 |
| Total noninterest income | $137,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $915,000 | 8,388 |
| Salaries and employee benefits | $425,000 | 8,812 |
| Premises and equipment expense | $130,000 | 8,067 |
| Additional noninterest expense | $360,000 | 7,574 |
| Pre-tax net operating income | $-107,000 | 9,921 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-13,000 | 10,035 |
| Income before extraordinary items | $-94,000 | 9,953 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-94,000 | 9,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,097 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-94,000 | 9,915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 10,595 |
| Total interest expense | $214,000 | 10,655 |
| Net interest income | $460,000 | 10,459 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $63,000 | 10,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $629,000 | 9,631 |
| Salaries and employee benefits | $283,000 | 10,081 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $274,000 | 8,594 |
| Pre-tax net operating income | $-207,000 | 10,571 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $13,000 | 9,855 |
| Income before extraordinary items | $-220,000 | 10,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-220,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-220,000 | 10,594 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,000 | 11,430 |
| Total interest expense | $10,000 | 11,412 |
| Net interest income | $48,000 | 11,427 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $2,000 | 11,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $311,000 | 11,197 |
| Salaries and employee benefits | $145,000 | 11,254 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $128,000 | 10,819 |
| Pre-tax net operating income | $-269,000 | 11,118 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-110,000 | 11,182 |
| Income before extraordinary items | $-159,000 | 11,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-159,000 | 11,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,040,000 | 223 |
| Net operating income | $-159,000 | 11,029 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.