Home > Rochester State Bank > Income and Expense
Rochester State Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 4,333 |
| Total interest expense | $125,000 | 4,095 |
| Net interest income | $1,136,000 | 4,316 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $106,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $11,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,072 |
| Total noninterest expense | $936,000 | 4,306 |
| Salaries and employee benefits | $573,000 | 4,205 |
| Premises and equipment expense | $76,000 | 4,407 |
| Additional noninterest expense | $287,000 | 4,336 |
| Pre-tax net operating income | $306,000 | 4,264 |
| Securities gains (losses) | $16,000 | 1,253 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $322,000 | 4,201 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $322,000 | 4,200 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $322,000 | 4,201 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $306,000 | 4,208 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 4,334 |
| Total interest expense | $61,000 | 4,191 |
| Net interest income | $574,000 | 4,298 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $33,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $7,000 | 4,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,367 |
| Total noninterest expense | $465,000 | 4,328 |
| Salaries and employee benefits | $290,000 | 4,212 |
| Premises and equipment expense | $41,000 | 4,368 |
| Additional noninterest expense | $134,000 | 4,403 |
| Pre-tax net operating income | $142,000 | 4,284 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $142,000 | 4,248 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $142,000 | 4,247 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $142,000 | 4,248 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $142,000 | 4,228 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,335 |
| Total interest expense | $158,000 | 4,668 |
| Net interest income | $2,448,000 | 4,240 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $152,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $25,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,255 |
| Total noninterest expense | $2,005,000 | 4,267 |
| Salaries and employee benefits | $1,266,000 | 4,163 |
| Premises and equipment expense | $151,000 | 4,465 |
| Additional noninterest expense | $588,000 | 4,326 |
| Pre-tax net operating income | $595,000 | 4,108 |
| Securities gains (losses) | $204,000 | 1,028 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $799,000 | 3,851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $799,000 | 3,851 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $799,000 | 3,851 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $539,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $595,000 | 4,020 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 4,366 |
| Total interest expense | $117,000 | 4,726 |
| Net interest income | $1,847,000 | 4,251 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $119,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $18,000 | 4,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,218 |
| Total noninterest expense | $1,535,000 | 4,266 |
| Salaries and employee benefits | $975,000 | 4,138 |
| Premises and equipment expense | $111,000 | 4,505 |
| Additional noninterest expense | $449,000 | 4,310 |
| Pre-tax net operating income | $431,000 | 4,148 |
| Securities gains (losses) | $192,000 | 908 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $623,000 | 3,836 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $623,000 | 3,835 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $623,000 | 3,836 |
| Net charge-offs | $-3,000 | 3,980 |
| Cash dividends | $187,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $431,000 | 4,077 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 4,395 |
| Total interest expense | $76,000 | 4,795 |
| Net interest income | $1,259,000 | 4,257 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $64,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $12,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,348 |
| Total noninterest expense | $1,023,000 | 4,292 |
| Salaries and employee benefits | $641,000 | 4,172 |
| Premises and equipment expense | $75,000 | 4,513 |
| Additional noninterest expense | $307,000 | 4,299 |
| Pre-tax net operating income | $300,000 | 4,120 |
| Securities gains (losses) | $177,000 | 748 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $477,000 | 3,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $477,000 | 3,703 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $477,000 | 3,703 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $187,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $300,000 | 4,042 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 4,389 |
| Total interest expense | $38,000 | 4,861 |
| Net interest income | $659,000 | 4,239 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $30,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $7,000 | 4,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,367 |
| Total noninterest expense | $527,000 | 4,302 |
| Salaries and employee benefits | $330,000 | 4,179 |
| Premises and equipment expense | $42,000 | 4,477 |
| Additional noninterest expense | $155,000 | 4,342 |
| Pre-tax net operating income | $162,000 | 3,973 |
| Securities gains (losses) | $177,000 | 419 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $339,000 | 3,129 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $339,000 | 3,129 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $339,000 | 3,130 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $162,000 | 3,870 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,501 |
| Total interest expense | $152,000 | 4,909 |
| Net interest income | $2,497,000 | 4,359 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $131,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $32,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 4,425 |
| Total noninterest expense | $1,954,000 | 4,426 |
| Salaries and employee benefits | $1,244,000 | 4,277 |
| Premises and equipment expense | $150,000 | 4,610 |
| Additional noninterest expense | $560,000 | 4,531 |
| Pre-tax net operating income | $674,000 | 4,229 |
| Securities gains (losses) | $21,000 | 1,630 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $695,000 | 4,131 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $695,000 | 4,133 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $695,000 | 4,133 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $525,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $674,000 | 4,129 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 4,568 |
| Total interest expense | $115,000 | 4,980 |
| Net interest income | $1,863,000 | 4,430 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $97,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $24,000 | 4,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,485 |
| Total noninterest expense | $1,438,000 | 4,496 |
| Salaries and employee benefits | $910,000 | 4,330 |
| Premises and equipment expense | $112,000 | 4,670 |
| Additional noninterest expense | $416,000 | 4,592 |
| Pre-tax net operating income | $522,000 | 4,314 |
| Securities gains (losses) | $21,000 | 1,403 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $543,000 | 4,199 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $543,000 | 4,199 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $543,000 | 4,199 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $260,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $522,000 | 4,206 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 4,626 |
| Total interest expense | $77,000 | 5,009 |
| Net interest income | $1,210,000 | 4,488 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $62,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $16,000 | 4,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,548 |
| Total noninterest expense | $959,000 | 4,522 |
| Salaries and employee benefits | $610,000 | 4,367 |
| Premises and equipment expense | $72,000 | 4,723 |
| Additional noninterest expense | $277,000 | 4,630 |
| Pre-tax net operating income | $313,000 | 4,405 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $315,000 | 4,318 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $315,000 | 4,316 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $315,000 | 4,316 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $200,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $313,000 | 4,302 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 4,677 |
| Total interest expense | $38,000 | 5,058 |
| Net interest income | $595,000 | 4,553 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $30,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $7,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,561 |
| Total noninterest expense | $487,000 | 4,546 |
| Salaries and employee benefits | $316,000 | 4,376 |
| Premises and equipment expense | $39,000 | 4,713 |
| Additional noninterest expense | $132,000 | 4,720 |
| Pre-tax net operating income | $138,000 | 4,496 |
| Securities gains (losses) | $-17,000 | 5,168 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $121,000 | 4,505 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $121,000 | 4,504 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $121,000 | 4,504 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $138,000 | 4,401 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 4,676 |
| Total interest expense | $195,000 | 4,838 |
| Net interest income | $2,324,000 | 4,601 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $139,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $42,000 | 4,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 4,594 |
| Total noninterest expense | $1,957,000 | 4,577 |
| Salaries and employee benefits | $1,256,000 | 4,404 |
| Premises and equipment expense | $144,000 | 4,823 |
| Additional noninterest expense | $557,000 | 4,690 |
| Pre-tax net operating income | $506,000 | 4,631 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $-30,000 | 5,257 |
| Income before extraordinary items | $533,000 | 4,496 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $533,000 | 4,495 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $533,000 | 4,495 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $475,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $536,000 | 4,506 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,719 |
| Total interest expense | $153,000 | 4,841 |
| Net interest income | $1,736,000 | 4,657 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $105,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $32,000 | 4,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,656 |
| Total noninterest expense | $1,448,000 | 4,622 |
| Salaries and employee benefits | $934,000 | 4,446 |
| Premises and equipment expense | $101,000 | 4,921 |
| Additional noninterest expense | $413,000 | 4,737 |
| Pre-tax net operating income | $393,000 | 4,705 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $-30,000 | 5,377 |
| Income before extraordinary items | $427,000 | 4,538 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $427,000 | 4,537 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $427,000 | 4,537 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $210,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $423,000 | 4,552 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,758 |
| Total interest expense | $112,000 | 4,767 |
| Net interest income | $1,146,000 | 4,710 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $68,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $20,000 | 4,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,701 |
| Total noninterest expense | $961,000 | 4,678 |
| Salaries and employee benefits | $632,000 | 4,474 |
| Premises and equipment expense | $68,000 | 4,954 |
| Additional noninterest expense | $261,000 | 4,848 |
| Pre-tax net operating income | $253,000 | 4,737 |
| Securities gains (losses) | $4,000 | 737 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $257,000 | 4,628 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $257,000 | 4,627 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $257,000 | 4,627 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $150,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $253,000 | 4,649 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 4,808 |
| Total interest expense | $70,000 | 4,541 |
| Net interest income | $551,000 | 4,804 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $34,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $10,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,730 |
| Total noninterest expense | $498,000 | 4,691 |
| Salaries and employee benefits | $329,000 | 4,483 |
| Premises and equipment expense | $37,000 | 4,931 |
| Additional noninterest expense | $132,000 | 4,876 |
| Pre-tax net operating income | $87,000 | 4,956 |
| Securities gains (losses) | $4,000 | 555 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $91,000 | 4,863 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $91,000 | 4,862 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $91,000 | 4,863 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $87,000 | 4,902 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 4,918 |
| Total interest expense | $365,000 | 4,118 |
| Net interest income | $1,924,000 | 4,982 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $150,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $51,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 4,788 |
| Total noninterest expense | $1,850,000 | 4,820 |
| Salaries and employee benefits | $1,129,000 | 4,706 |
| Premises and equipment expense | $144,000 | 5,031 |
| Additional noninterest expense | $577,000 | 4,861 |
| Pre-tax net operating income | $224,000 | 5,152 |
| Securities gains (losses) | $91,000 | 655 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $315,000 | 4,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $315,000 | 4,818 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $315,000 | 4,818 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $347,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $224,000 | 4,976 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,982 |
| Total interest expense | $277,000 | 4,125 |
| Net interest income | $1,414,000 | 5,055 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $114,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $39,000 | 4,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,840 |
| Total noninterest expense | $1,382,000 | 4,856 |
| Salaries and employee benefits | $840,000 | 4,735 |
| Premises and equipment expense | $106,000 | 5,094 |
| Additional noninterest expense | $436,000 | 4,871 |
| Pre-tax net operating income | $146,000 | 5,274 |
| Securities gains (losses) | $91,000 | 619 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $237,000 | 5,038 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $237,000 | 5,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 5,038 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $147,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $146,000 | 5,237 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 5,040 |
| Total interest expense | $183,000 | 4,129 |
| Net interest income | $922,000 | 5,113 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $79,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $27,000 | 4,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,840 |
| Total noninterest expense | $912,000 | 4,906 |
| Salaries and employee benefits | $557,000 | 4,770 |
| Premises and equipment expense | $65,000 | 5,193 |
| Additional noninterest expense | $290,000 | 4,912 |
| Pre-tax net operating income | $89,000 | 5,330 |
| Securities gains (losses) | $69,000 | 543 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $158,000 | 5,041 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $158,000 | 5,041 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $158,000 | 5,041 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $89,000 | 5,282 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 5,061 |
| Total interest expense | $90,000 | 4,173 |
| Net interest income | $470,000 | 5,136 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $14,000 | 4,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,849 |
| Total noninterest expense | $457,000 | 4,956 |
| Salaries and employee benefits | $270,000 | 4,858 |
| Premises and equipment expense | $36,000 | 5,158 |
| Additional noninterest expense | $151,000 | 4,902 |
| Pre-tax net operating income | $54,000 | 5,265 |
| Securities gains (losses) | $37,000 | 394 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $91,000 | 4,938 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $91,000 | 4,938 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $91,000 | 4,938 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $54,000 | 5,215 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 4,842 |
| Total interest expense | $355,000 | 4,226 |
| Net interest income | $2,352,000 | 4,867 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $169,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $70,000 | 4,907 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $99,000 | 4,962 |
| Total noninterest expense | $1,841,000 | 5,002 |
| Salaries and employee benefits | $1,075,000 | 4,912 |
| Premises and equipment expense | $165,000 | 5,106 |
| Additional noninterest expense | $601,000 | 4,981 |
| Pre-tax net operating income | $680,000 | 4,540 |
| Securities gains (losses) | $40,000 | 1,983 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $720,000 | 4,332 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $720,000 | 4,330 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $720,000 | 4,331 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $680,000 | 4,338 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 4,819 |
| Total interest expense | $265,000 | 4,273 |
| Net interest income | $1,888,000 | 4,829 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $129,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $51,000 | 4,980 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $78,000 | 4,985 |
| Total noninterest expense | $1,332,000 | 5,073 |
| Salaries and employee benefits | $797,000 | 4,939 |
| Premises and equipment expense | $121,000 | 5,177 |
| Additional noninterest expense | $414,000 | 5,135 |
| Pre-tax net operating income | $685,000 | 4,267 |
| Securities gains (losses) | $40,000 | 1,917 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $725,000 | 3,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $725,000 | 3,986 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $725,000 | 3,988 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $289,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $685,000 | 3,999 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,820 |
| Total interest expense | $174,000 | 4,329 |
| Net interest income | $1,305,000 | 4,830 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $30,000 | 5,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,008 |
| Total noninterest expense | $884,000 | 5,133 |
| Salaries and employee benefits | $531,000 | 4,997 |
| Premises and equipment expense | $80,000 | 5,215 |
| Additional noninterest expense | $273,000 | 5,222 |
| Pre-tax net operating income | $504,000 | 4,133 |
| Securities gains (losses) | $40,000 | 1,579 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $544,000 | 3,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $544,000 | 3,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $544,000 | 3,841 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $170,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $504,000 | 3,868 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 5,047 |
| Total interest expense | $86,000 | 4,373 |
| Net interest income | $556,000 | 5,086 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $43,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $15,000 | 5,134 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $28,000 | 4,988 |
| Total noninterest expense | $442,000 | 5,173 |
| Salaries and employee benefits | $267,000 | 5,037 |
| Premises and equipment expense | $42,000 | 5,196 |
| Additional noninterest expense | $133,000 | 5,278 |
| Pre-tax net operating income | $157,000 | 4,701 |
| Securities gains (losses) | $40,000 | 923 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $197,000 | 4,260 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $197,000 | 4,257 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $197,000 | 4,259 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $157,000 | 4,502 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 5,163 |
| Total interest expense | $340,000 | 4,426 |
| Net interest income | $2,042,000 | 5,232 |
| Provision for loan and lease losses | $45,000 | 3,695 |
| Total noninterest income | $185,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $74,000 | 5,049 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $111,000 | 5,019 |
| Total noninterest expense | $1,788,000 | 5,214 |
| Salaries and employee benefits | $1,011,000 | 5,149 |
| Premises and equipment expense | $170,000 | 5,270 |
| Additional noninterest expense | $607,000 | 5,148 |
| Pre-tax net operating income | $394,000 | 5,107 |
| Securities gains (losses) | $70,000 | 1,397 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $464,000 | 4,891 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $464,000 | 4,894 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $464,000 | 4,894 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $394,000 | 4,991 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 5,280 |
| Total interest expense | $254,000 | 4,480 |
| Net interest income | $1,485,000 | 5,328 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $144,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $57,000 | 5,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 5,022 |
| Total noninterest expense | $1,286,000 | 5,306 |
| Salaries and employee benefits | $711,000 | 5,270 |
| Premises and equipment expense | $128,000 | 5,320 |
| Additional noninterest expense | $447,000 | 5,221 |
| Pre-tax net operating income | $298,000 | 5,231 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $302,000 | 5,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 5,117 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $302,000 | 5,119 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $95,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $298,000 | 5,072 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 5,331 |
| Total interest expense | $168,000 | 4,530 |
| Net interest income | $981,000 | 5,376 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $98,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $37,000 | 5,131 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,013 |
| Total noninterest expense | $838,000 | 5,380 |
| Salaries and employee benefits | $462,000 | 5,355 |
| Premises and equipment expense | $82,000 | 5,410 |
| Additional noninterest expense | $294,000 | 5,277 |
| Pre-tax net operating income | $211,000 | 5,192 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $213,000 | 5,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 5,070 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $213,000 | 5,072 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $48,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $211,000 | 5,028 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 5,339 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $501,000 | 5,391 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $53,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $457,000 | 5,317 |
| Salaries and employee benefits | $258,000 | 5,234 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $156,000 | 5,214 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $84,000 | 5,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $84,000 | 5,269 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $84,000 | 5,270 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $82,000 | 5,218 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 5,504 |
| Total interest expense | $336,000 | 4,760 |
| Net interest income | $1,884,000 | 5,567 |
| Provision for loan and lease losses | $145,000 | 2,819 |
| Total noninterest income | $199,000 | 5,427 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $95,000 | 5,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $98,000 | 5,253 |
| Total noninterest expense | $1,677,000 | 5,520 |
| Salaries and employee benefits | $903,000 | 5,530 |
| Premises and equipment expense | $159,000 | 5,617 |
| Additional noninterest expense | $615,000 | 5,350 |
| Pre-tax net operating income | $261,000 | 5,545 |
| Securities gains (losses) | $81,000 | 1,411 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $338,000 | 5,309 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $338,000 | 5,308 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $338,000 | 5,309 |
| Net charge-offs | $180,000 | 2,581 |
| Cash dividends | $535,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $257,810 | 5,465 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 5,598 |
| Total interest expense | $252,000 | 4,832 |
| Net interest income | $1,386,000 | 5,652 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $152,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $72,000 | 5,119 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $80,000 | 5,241 |
| Total noninterest expense | $1,163,000 | 5,675 |
| Salaries and employee benefits | $608,000 | 5,711 |
| Premises and equipment expense | $98,000 | 5,892 |
| Additional noninterest expense | $457,000 | 5,405 |
| Pre-tax net operating income | $245,000 | 5,508 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $244,000 | 5,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 5,416 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $244,000 | 5,418 |
| Net charge-offs | $182,000 | 2,100 |
| Cash dividends | $45,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $241,060 | 5,390 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 5,661 |
| Total interest expense | $165,000 | 4,925 |
| Net interest income | $905,000 | 5,715 |
| Provision for loan and lease losses | $11,000 | 3,880 |
| Total noninterest income | $100,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $45,000 | 5,223 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $55,000 | 5,240 |
| Total noninterest expense | $776,000 | 5,716 |
| Salaries and employee benefits | $399,000 | 5,776 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $312,000 | 5,390 |
| Pre-tax net operating income | $218,000 | 5,251 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $215,000 | 5,139 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $215,000 | 5,141 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $215,000 | 5,142 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $45,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $214,020 | 5,100 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 5,726 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $451,000 | 5,776 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $45,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $410,000 | 5,703 |
| Salaries and employee benefits | $189,000 | 5,919 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $187,000 | 5,146 |
| Pre-tax net operating income | $86,000 | 5,400 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $84,000 | 5,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 5,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $84,000 | 5,338 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $82,100 | 5,320 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 5,806 |
| Total interest expense | $330,000 | 5,237 |
| Net interest income | $1,781,000 | 5,839 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $228,000 | 5,479 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $111,000 | 5,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,255 |
| Total noninterest expense | $1,608,000 | 5,785 |
| Salaries and employee benefits | $845,000 | 5,820 |
| Premises and equipment expense | $129,000 | 6,083 |
| Additional noninterest expense | $634,000 | 5,503 |
| Pre-tax net operating income | $241,000 | 5,626 |
| Securities gains (losses) | $211,000 | 859 |
| Applicable income taxes | $-13,000 | 6,313 |
| Income before extraordinary items | $465,000 | 4,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $465,000 | 4,975 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $465,000 | 4,975 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $522,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $254,000 | 5,484 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 5,885 |
| Total interest expense | $247,000 | 5,337 |
| Net interest income | $1,314,000 | 5,920 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $173,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $86,000 | 5,323 |
| Total noninterest expense | $1,142,000 | 5,899 |
| Salaries and employee benefits | $602,000 | 5,935 |
| Premises and equipment expense | $93,000 | 6,162 |
| Additional noninterest expense | $447,000 | 5,608 |
| Pre-tax net operating income | $305,000 | 5,321 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $-13,000 | 6,546 |
| Income before extraordinary items | $332,000 | 5,149 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $332,000 | 5,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $332,000 | 5,151 |
| Net charge-offs | $31,000 | 4,166 |
| Cash dividends | $73,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $318,000 | 5,111 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,926 |
| Total interest expense | $164,000 | 5,401 |
| Net interest income | $869,000 | 5,959 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $120,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $62,000 | 5,299 |
| Total noninterest expense | $765,000 | 5,916 |
| Salaries and employee benefits | $401,000 | 5,972 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $292,000 | 5,658 |
| Pre-tax net operating income | $204,000 | 5,292 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $210,000 | 5,204 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $210,000 | 5,206 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $210,000 | 5,207 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $49,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $204,000 | 5,120 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 5,998 |
| Total interest expense | $82,000 | 5,488 |
| Net interest income | $424,000 | 6,019 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $51,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $393,000 | 5,942 |
| Salaries and employee benefits | $207,000 | 5,968 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $152,000 | 5,656 |
| Pre-tax net operating income | $82,000 | 5,494 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-13,000 | 6,764 |
| Income before extraordinary items | $95,000 | 5,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $95,000 | 5,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $95,000 | 5,312 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $24,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $95,000 | 5,212 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 6,075 |
| Total interest expense | $345,000 | 5,784 |
| Net interest income | $1,756,000 | 6,071 |
| Provision for loan and lease losses | $37,000 | 5,348 |
| Total noninterest income | $248,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $144,000 | 4,851 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $1,511,000 | 6,085 |
| Salaries and employee benefits | $841,000 | 6,003 |
| Premises and equipment expense | $134,000 | 6,265 |
| Additional noninterest expense | $536,000 | 5,980 |
| Pre-tax net operating income | $456,000 | 5,010 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $454,000 | 5,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $454,000 | 5,052 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $454,000 | 5,053 |
| Net charge-offs | $14,000 | 5,510 |
| Cash dividends | $218,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $454,000 | 4,850 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 6,161 |
| Total interest expense | $262,000 | 5,896 |
| Net interest income | $1,330,000 | 6,165 |
| Provision for loan and lease losses | $37,000 | 5,144 |
| Total noninterest income | $184,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $107,000 | 4,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 5,401 |
| Total noninterest expense | $1,058,000 | 6,256 |
| Salaries and employee benefits | $538,000 | 6,293 |
| Premises and equipment expense | $92,000 | 6,424 |
| Additional noninterest expense | $428,000 | 5,949 |
| Pre-tax net operating income | $419,000 | 4,927 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $417,000 | 4,926 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $417,000 | 4,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $417,000 | 4,927 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $70,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $417,000 | 4,743 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 6,189 |
| Total interest expense | $177,000 | 5,970 |
| Net interest income | $893,000 | 6,188 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $121,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $70,000 | 4,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $692,000 | 6,330 |
| Salaries and employee benefits | $355,000 | 6,346 |
| Premises and equipment expense | $58,000 | 6,511 |
| Additional noninterest expense | $279,000 | 6,026 |
| Pre-tax net operating income | $322,000 | 4,756 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $320,000 | 4,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $320,000 | 4,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $320,000 | 4,716 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $23,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $320,000 | 4,525 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 6,225 |
| Total interest expense | $89,000 | 6,060 |
| Net interest income | $453,000 | 6,205 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $59,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,519 |
| Total noninterest expense | $346,000 | 6,372 |
| Salaries and employee benefits | $177,000 | 6,396 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $141,000 | 6,030 |
| Pre-tax net operating income | $166,000 | 4,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $164,000 | 4,706 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 4,710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $164,000 | 4,710 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $23,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $164,000 | 4,570 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 6,273 |
| Total interest expense | $418,000 | 6,140 |
| Net interest income | $1,825,000 | 6,242 |
| Provision for loan and lease losses | $13,000 | 6,307 |
| Total noninterest income | $251,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $147,000 | 4,925 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $104,000 | 5,271 |
| Total noninterest expense | $1,538,000 | 6,280 |
| Salaries and employee benefits | $805,000 | 6,265 |
| Premises and equipment expense | $139,000 | 6,510 |
| Additional noninterest expense | $594,000 | 6,010 |
| Pre-tax net operating income | $525,000 | 4,687 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $523,000 | 4,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $523,000 | 4,600 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $523,000 | 4,599 |
| Net charge-offs | $-16,000 | 7,067 |
| Cash dividends | $216,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $523,000 | 4,484 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 6,338 |
| Total interest expense | $325,000 | 6,190 |
| Net interest income | $1,357,000 | 6,301 |
| Provision for loan and lease losses | $13,000 | 6,140 |
| Total noninterest income | $178,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $66,000 | 5,529 |
| Total noninterest expense | $1,051,000 | 6,459 |
| Salaries and employee benefits | $526,000 | 6,502 |
| Premises and equipment expense | $103,000 | 6,572 |
| Additional noninterest expense | $422,000 | 6,130 |
| Pre-tax net operating income | $471,000 | 4,558 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $470,000 | 4,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 4,422 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $470,000 | 4,422 |
| Net charge-offs | $-14,000 | 7,057 |
| Cash dividends | $23,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $470,000 | 4,294 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 6,410 |
| Total interest expense | $227,000 | 6,229 |
| Net interest income | $880,000 | 6,392 |
| Provision for loan and lease losses | $13,000 | 5,888 |
| Total noninterest income | $116,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 5,584 |
| Total noninterest expense | $688,000 | 6,546 |
| Salaries and employee benefits | $347,000 | 6,567 |
| Premises and equipment expense | $63,000 | 6,708 |
| Additional noninterest expense | $278,000 | 6,229 |
| Pre-tax net operating income | $295,000 | 4,645 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $294,000 | 4,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 4,472 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $294,000 | 4,474 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $15,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $294,000 | 4,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 6,480 |
| Total interest expense | $113,000 | 6,333 |
| Net interest income | $432,000 | 6,448 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $340,000 | 6,616 |
| Salaries and employee benefits | $173,000 | 6,611 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $134,000 | 6,344 |
| Pre-tax net operating income | $147,000 | 4,670 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $147,000 | 4,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 4,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 4,490 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $8,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $147,000 | 4,427 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 6,587 |
| Total interest expense | $534,000 | 6,432 |
| Net interest income | $1,654,000 | 6,580 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $263,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 4,775 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $1,471,000 | 6,556 |
| Salaries and employee benefits | $761,000 | 6,534 |
| Premises and equipment expense | $131,000 | 6,790 |
| Additional noninterest expense | $579,000 | 6,260 |
| Pre-tax net operating income | $431,000 | 4,540 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $428,000 | 4,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $428,000 | 4,535 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $428,000 | 4,535 |
| Net charge-offs | $20,000 | 6,376 |
| Cash dividends | $409,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $428,000 | 4,391 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 6,678 |
| Total interest expense | $416,000 | 6,519 |
| Net interest income | $1,248,000 | 6,662 |
| Provision for loan and lease losses | $5,000 | 6,921 |
| Total noninterest income | $200,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $78,000 | 5,525 |
| Total noninterest expense | $1,007,000 | 6,750 |
| Salaries and employee benefits | $496,000 | 6,829 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $415,000 | 6,395 |
| Pre-tax net operating income | $436,000 | 4,401 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $434,000 | 4,349 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $434,000 | 4,350 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $434,000 | 4,350 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $40,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $434,000 | 4,183 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 6,708 |
| Total interest expense | $288,000 | 6,556 |
| Net interest income | $834,000 | 6,686 |
| Provision for loan and lease losses | $5,000 | 6,764 |
| Total noninterest income | $138,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $655,000 | 6,840 |
| Salaries and employee benefits | $329,000 | 6,886 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $263,000 | 6,509 |
| Pre-tax net operating income | $312,000 | 4,345 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $310,000 | 4,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 4,239 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $310,000 | 4,239 |
| Net charge-offs | $-10,000 | 7,481 |
| Cash dividends | $26,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $310,000 | 4,111 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 6,772 |
| Total interest expense | $143,000 | 6,689 |
| Net interest income | $422,000 | 6,726 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $314,000 | 7,003 |
| Salaries and employee benefits | $161,000 | 7,010 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $126,000 | 6,639 |
| Pre-tax net operating income | $163,000 | 4,419 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $163,000 | 4,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,228 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $163,000 | 4,226 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $13,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $163,000 | 4,128 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,768 |
| Total interest expense | $594,000 | 6,931 |
| Net interest income | $1,795,000 | 6,575 |
| Provision for loan and lease losses | $15,000 | 7,244 |
| Total noninterest income | $275,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $181,000 | 4,823 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $94,000 | 5,717 |
| Total noninterest expense | $1,461,000 | 6,849 |
| Salaries and employee benefits | $719,000 | 6,922 |
| Premises and equipment expense | $158,000 | 6,860 |
| Additional noninterest expense | $584,000 | 6,507 |
| Pre-tax net operating income | $594,000 | 3,783 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $592,000 | 3,611 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $592,000 | 3,610 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $592,000 | 3,610 |
| Net charge-offs | $148,000 | 5,338 |
| Cash dividends | $343,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $592,000 | 3,542 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 6,848 |
| Total interest expense | $449,000 | 7,031 |
| Net interest income | $1,350,000 | 6,608 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $211,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $73,000 | 5,808 |
| Total noninterest expense | $1,011,000 | 7,015 |
| Salaries and employee benefits | $470,000 | 7,179 |
| Premises and equipment expense | $110,000 | 7,014 |
| Additional noninterest expense | $431,000 | 6,554 |
| Pre-tax net operating income | $550,000 | 3,753 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $548,000 | 3,533 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $548,000 | 3,530 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $548,000 | 3,533 |
| Net charge-offs | $149,000 | 4,617 |
| Cash dividends | $118,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $548,000 | 3,439 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 6,884 |
| Total interest expense | $303,000 | 7,126 |
| Net interest income | $914,000 | 6,595 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $658,000 | 7,112 |
| Salaries and employee benefits | $312,000 | 7,267 |
| Premises and equipment expense | $69,000 | 7,151 |
| Additional noninterest expense | $277,000 | 6,658 |
| Pre-tax net operating income | $392,000 | 3,716 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $390,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 3,513 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $390,000 | 3,514 |
| Net charge-offs | $47,000 | 4,972 |
| Cash dividends | $79,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $390,000 | 3,401 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 6,920 |
| Total interest expense | $156,000 | 7,180 |
| Net interest income | $459,000 | 6,593 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $309,000 | 7,221 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $207,000 | 3,978 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $206,000 | 3,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 3,812 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $206,000 | 3,813 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,000 | 3,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 6,929 |
| Total interest expense | $687,000 | 7,346 |
| Net interest income | $1,877,000 | 6,559 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $272,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 4,921 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $1,361,000 | 7,063 |
| Salaries and employee benefits | $701,000 | 7,151 |
| Premises and equipment expense | $175,000 | 6,912 |
| Additional noninterest expense | $485,000 | 6,686 |
| Pre-tax net operating income | $788,000 | 4,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $783,000 | 3,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $783,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,560 |
| Cash dividends | $403,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $783,000 | 3,866 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 6,995 |
| Total interest expense | $520,000 | 7,448 |
| Net interest income | $1,406,000 | 6,611 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $204,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $145,000 | 4,897 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $924,000 | 7,235 |
| Salaries and employee benefits | $455,000 | 7,420 |
| Premises and equipment expense | $125,000 | 7,032 |
| Additional noninterest expense | $344,000 | 6,800 |
| Pre-tax net operating income | $686,000 | 4,378 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $682,000 | 3,869 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $682,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,571 |
| Cash dividends | $202,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $682,000 | 4,018 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,056 |
| Total interest expense | $348,000 | 7,558 |
| Net interest income | $940,000 | 6,604 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $603,000 | 7,323 |
| Salaries and employee benefits | $302,000 | 7,502 |
| Premises and equipment expense | $75,000 | 7,252 |
| Additional noninterest expense | $226,000 | 6,836 |
| Pre-tax net operating income | $465,000 | 4,500 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $463,000 | 4,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $135,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $463,000 | 4,112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 7,136 |
| Total interest expense | $173,000 | 7,669 |
| Net interest income | $477,000 | 6,611 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $310,000 | 7,313 |
| Salaries and employee benefits | $148,000 | 7,570 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $230,000 | 4,702 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $68,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $230,000 | 4,275 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 7,050 |
| Total interest expense | $722,000 | 7,613 |
| Net interest income | $1,990,000 | 6,516 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $268,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $181,000 | 5,096 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $1,369,000 | 7,104 |
| Salaries and employee benefits | $685,000 | 7,289 |
| Premises and equipment expense | $185,000 | 6,882 |
| Additional noninterest expense | $499,000 | 6,586 |
| Pre-tax net operating income | $889,000 | 4,973 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $886,000 | 4,578 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $886,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $1,007,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $886,000 | 4,567 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 7,101 |
| Total interest expense | $538,000 | 7,670 |
| Net interest income | $1,481,000 | 6,564 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $198,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 5,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $909,000 | 7,324 |
| Salaries and employee benefits | $445,000 | 7,537 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $341,000 | 6,797 |
| Pre-tax net operating income | $770,000 | 4,920 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $767,000 | 4,439 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $767,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $406,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $767,000 | 4,430 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 7,162 |
| Total interest expense | $353,000 | 7,723 |
| Net interest income | $980,000 | 6,634 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $130,000 | 6,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $92,000 | 5,104 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $620,000 | 7,321 |
| Salaries and employee benefits | $299,000 | 7,576 |
| Premises and equipment expense | $82,000 | 7,105 |
| Additional noninterest expense | $239,000 | 6,700 |
| Pre-tax net operating income | $490,000 | 5,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $488,000 | 4,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $488,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $359,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $488,000 | 4,597 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 7,218 |
| Total interest expense | $172,000 | 7,772 |
| Net interest income | $485,000 | 6,679 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $308,000 | 7,375 |
| Salaries and employee benefits | $148,000 | 7,630 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $231,000 | 5,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $230,000 | 4,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $230,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $264,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $230,000 | 4,729 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 7,234 |
| Total interest expense | $637,000 | 7,634 |
| Net interest income | $1,755,000 | 6,862 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $191,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $113,000 | 5,980 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $1,327,000 | 7,181 |
| Salaries and employee benefits | $709,000 | 7,242 |
| Premises and equipment expense | $153,000 | 7,227 |
| Additional noninterest expense | $465,000 | 6,711 |
| Pre-tax net operating income | $619,000 | 6,130 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $619,000 | 5,752 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $619,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,893 |
| Cash dividends | $251,000 | 4,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $619,000 | 5,739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 7,304 |
| Total interest expense | $467,000 | 7,676 |
| Net interest income | $1,291,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $86,000 | 6,025 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $901,000 | 7,382 |
| Salaries and employee benefits | $451,000 | 7,576 |
| Premises and equipment expense | $115,000 | 7,239 |
| Additional noninterest expense | $335,000 | 6,836 |
| Pre-tax net operating income | $536,000 | 6,085 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $535,000 | 5,620 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $535,000 | 5,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $196,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $535,000 | 5,616 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,332 |
| Total interest expense | $306,000 | 7,676 |
| Net interest income | $853,000 | 7,046 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $97,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $607,000 | 7,401 |
| Salaries and employee benefits | $301,000 | 7,621 |
| Premises and equipment expense | $75,000 | 7,303 |
| Additional noninterest expense | $231,000 | 6,773 |
| Pre-tax net operating income | $343,000 | 6,194 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $343,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $141,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $343,000 | 5,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,352 |
| Total interest expense | $150,000 | 7,677 |
| Net interest income | $423,000 | 7,087 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $310,000 | 7,374 |
| Salaries and employee benefits | $150,000 | 7,630 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $157,000 | 6,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $157,000 | 5,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $86,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $157,000 | 5,853 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 7,186 |
| Total interest expense | $551,000 | 7,475 |
| Net interest income | $1,737,000 | 6,981 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $180,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $106,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $1,342,000 | 7,152 |
| Salaries and employee benefits | $725,000 | 7,174 |
| Premises and equipment expense | $155,000 | 7,213 |
| Additional noninterest expense | $462,000 | 6,781 |
| Pre-tax net operating income | $575,000 | 6,501 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $573,000 | 6,098 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $573,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $491,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $573,000 | 6,069 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,193 |
| Total interest expense | $402,000 | 7,461 |
| Net interest income | $1,310,000 | 7,003 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $141,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $909,000 | 7,374 |
| Salaries and employee benefits | $458,000 | 7,552 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $333,000 | 6,857 |
| Pre-tax net operating income | $542,000 | 6,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $542,000 | 5,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $542,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $423,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $542,000 | 5,672 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 7,202 |
| Total interest expense | $255,000 | 7,482 |
| Net interest income | $874,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $91,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $622,000 | 7,313 |
| Salaries and employee benefits | $324,000 | 7,433 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $217,000 | 6,903 |
| Pre-tax net operating income | $343,000 | 6,327 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $342,000 | 5,851 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $381,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $342,000 | 5,795 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,317 |
| Total interest expense | $118,000 | 7,591 |
| Net interest income | $425,000 | 7,115 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $327,000 | 7,265 |
| Salaries and employee benefits | $167,000 | 7,421 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $146,000 | 6,624 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $146,000 | 6,152 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $146,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $42,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $146,000 | 6,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 7,128 |
| Total interest expense | $513,000 | 7,258 |
| Net interest income | $1,742,000 | 6,983 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $155,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,192 |
| Total noninterest expense | $1,322,000 | 7,223 |
| Salaries and employee benefits | $733,000 | 7,170 |
| Premises and equipment expense | $163,000 | 7,196 |
| Additional noninterest expense | $426,000 | 6,985 |
| Pre-tax net operating income | $575,000 | 6,469 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $570,000 | 6,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $570,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $208,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $570,000 | 6,007 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 7,146 |
| Total interest expense | $390,000 | 7,252 |
| Net interest income | $1,308,000 | 6,994 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $116,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $72,000 | 6,590 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $851,000 | 7,528 |
| Salaries and employee benefits | $438,000 | 7,674 |
| Premises and equipment expense | $118,000 | 7,211 |
| Additional noninterest expense | $295,000 | 7,132 |
| Pre-tax net operating income | $573,000 | 6,005 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $571,000 | 5,490 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $571,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $176,000 | 4,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $571,000 | 5,422 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,155 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $882,000 | 6,986 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $80,000 | 7,595 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $572,000 | 7,562 |
| Salaries and employee benefits | $294,000 | 7,716 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $200,000 | 7,124 |
| Pre-tax net operating income | $390,000 | 5,912 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $389,000 | 5,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $389,000 | 5,286 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,176 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $444,000 | 7,011 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $283,000 | 7,626 |
| Salaries and employee benefits | $145,000 | 7,771 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $196,000 | 5,863 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $195,000 | 5,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $59,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $195,000 | 5,280 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 7,102 |
| Total interest expense | $687,000 | 7,082 |
| Net interest income | $1,755,000 | 6,979 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $168,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $107,000 | 6,448 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $61,000 | 7,285 |
| Total noninterest expense | $1,286,000 | 7,301 |
| Salaries and employee benefits | $685,000 | 7,367 |
| Premises and equipment expense | $159,000 | 7,278 |
| Additional noninterest expense | $442,000 | 6,887 |
| Pre-tax net operating income | $637,000 | 6,214 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $636,000 | 5,819 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $636,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,922 |
| Cash dividends | $1,997,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $636,000 | 5,654 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 7,148 |
| Total interest expense | $545,000 | 7,102 |
| Net interest income | $1,316,000 | 7,021 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $124,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,400 |
| Total noninterest expense | $852,000 | 7,590 |
| Salaries and employee benefits | $421,000 | 7,822 |
| Premises and equipment expense | $121,000 | 7,260 |
| Additional noninterest expense | $310,000 | 7,047 |
| Pre-tax net operating income | $588,000 | 5,932 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $587,000 | 5,454 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $587,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,937 |
| Cash dividends | $545,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $587,000 | 5,267 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 7,168 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $875,000 | 7,040 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $52,000 | 6,525 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $558,000 | 7,653 |
| Salaries and employee benefits | $278,000 | 7,871 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $202,000 | 7,115 |
| Pre-tax net operating income | $397,000 | 5,877 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $396,000 | 5,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $396,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $318,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $396,000 | 5,228 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,199 |
| Total interest expense | $198,000 | 7,097 |
| Net interest income | $430,000 | 7,087 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $272,000 | 7,736 |
| Salaries and employee benefits | $138,000 | 7,922 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $194,000 | 5,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $194,000 | 5,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $218,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,000 | 5,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 7,200 |
| Total interest expense | $884,000 | 7,240 |
| Net interest income | $1,777,000 | 6,997 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $160,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $101,000 | 6,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 7,380 |
| Total noninterest expense | $1,275,000 | 7,302 |
| Salaries and employee benefits | $681,000 | 7,360 |
| Premises and equipment expense | $150,000 | 7,444 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $647,000 | 6,263 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $641,000 | 5,788 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $641,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-237,000 | 9,304 |
| Cash dividends | $285,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $641,990 | 5,659 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 7,358 |
| Total interest expense | $1,161,000 | 7,685 |
| Net interest income | $1,742,000 | 6,905 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $144,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $55,000 | 7,544 |
| Total noninterest expense | $1,224,000 | 7,398 |
| Salaries and employee benefits | $634,000 | 7,509 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $446,000 | 6,819 |
| Pre-tax net operating income | $642,000 | 6,015 |
| Securities gains (losses) | $-17,000 | 9,356 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $620,000 | 5,524 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $620,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,566 |
| Cash dividends | $339,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $636,830 | 5,345 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 7,421 |
| Total interest expense | $1,148,000 | 7,912 |
| Net interest income | $1,844,000 | 6,830 |
| Provision for loan and lease losses | $169,000 | 4,168 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $1,272,000 | 7,324 |
| Salaries and employee benefits | $652,000 | 7,421 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $475,000 | 6,614 |
| Pre-tax net operating income | $551,000 | 6,780 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,000 | 8,258 |
| Income before extraordinary items | $548,000 | 6,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $548,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $329,000 | 4,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $548,000 | 6,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 7,650 |
| Total interest expense | $1,105,000 | 7,888 |
| Net interest income | $1,647,000 | 7,293 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $140,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $1,136,000 | 7,736 |
| Salaries and employee benefits | $621,000 | 7,636 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $361,000 | 7,598 |
| Pre-tax net operating income | $593,000 | 6,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $588,000 | 5,956 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $588,000 | 5,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $416,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $588,000 | 5,929 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,982 |
| Total interest expense | $985,000 | 8,463 |
| Net interest income | $1,618,000 | 7,435 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $131,000 | 8,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,079,000 | 7,882 |
| Salaries and employee benefits | $555,000 | 8,019 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $361,000 | 7,560 |
| Pre-tax net operating income | $637,000 | 6,734 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $97,000 | 7,577 |
| Income before extraordinary items | $540,000 | 6,372 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $540,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $205,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $540,000 | 6,265 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 8,238 |
| Total interest expense | $946,000 | 8,837 |
| Net interest income | $1,664,000 | 7,635 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $964,000 | 8,470 |
| Salaries and employee benefits | $498,000 | 8,621 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $318,000 | 8,140 |
| Pre-tax net operating income | $767,000 | 6,693 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $143,000 | 7,708 |
| Income before extraordinary items | $624,000 | 6,237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $624,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $165,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $624,000 | 6,181 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 8,617 |
| Total interest expense | $966,000 | 9,136 |
| Net interest income | $1,596,000 | 8,039 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $130,000 | 9,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $966,000 | 8,797 |
| Salaries and employee benefits | $485,000 | 8,993 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $354,000 | 8,324 |
| Pre-tax net operating income | $730,000 | 6,791 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $112,000 | 8,533 |
| Income before extraordinary items | $618,000 | 6,165 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $618,000 | 6,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $101,000 | 6,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $618,000 | 6,102 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 9,031 |
| Total interest expense | $925,000 | 9,523 |
| Net interest income | $1,536,000 | 8,438 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $868,000 | 9,483 |
| Salaries and employee benefits | $420,000 | 9,794 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $333,000 | 8,883 |
| Pre-tax net operating income | $735,000 | 7,134 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $119,000 | 8,810 |
| Income before extraordinary items | $613,000 | 6,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $613,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $198,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $615,520 | 6,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 9,031 |
| Total interest expense | $788,000 | 9,659 |
| Net interest income | $1,644,000 | 8,473 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $130,000 | 10,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $891,000 | 9,812 |
| Salaries and employee benefits | $488,000 | 9,505 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $883,000 | 6,477 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $725,000 | 5,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $725,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,809 |
| Cash dividends | $198,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $712,040 | 5,904 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 9,333 |
| Total interest expense | $765,000 | 10,234 |
| Net interest income | $1,665,000 | 8,591 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $120,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $869,000 | 10,349 |
| Salaries and employee benefits | $485,000 | 9,823 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $870,000 | 6,471 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $702,000 | 6,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $702,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $697,200 | 5,856 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 9,795 |
| Total interest expense | $950,000 | 10,618 |
| Net interest income | $1,610,000 | 8,932 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $851,000 | 10,747 |
| Salaries and employee benefits | $480,000 | 9,977 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $286,000 | 11,047 |
| Pre-tax net operating income | $860,000 | 6,288 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $654,000 | 6,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $654,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $654,000 | 5,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.