Home > Robeson Savings Bank, Inc., SSB > Income and Expense
Robeson Savings Bank, Inc., SSB, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 4,279 |
| Total interest expense | $4,826,000 | 3,421 |
| Net interest income | $3,205,000 | 5,395 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $394,000 | 6,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $394,000 | 3,746 |
| Total noninterest expense | $1,785,000 | 6,994 |
| Salaries and employee benefits | $859,000 | 6,875 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $592,000 | 7,583 |
| Pre-tax net operating income | $1,662,000 | 3,695 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $602,000 | 3,426 |
| Income before extraordinary items | $1,060,000 | 4,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,060,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $280,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 897 |
| Net operating income | $1,060,000 | 3,964 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.