Home > Rivoli Bank & Trust > Assets and Liabilities
Rivoli Bank & Trust, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 60 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $234,339,000 | 2,630 |
| Cash and due from depository institutions | $8,095,000 | 2,895 |
| Interest-bearing balances | $906,000 | 2,754 |
| Securities | $22,268,000 | 4,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $161,825,000 | 2,510 |
| Loan loss allowance | $2,211,000 | 2,187 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,006,000 | 1,401 |
| Other real estate owned | $212,000 | 2,895 |
| Goodwill and other intangibles | $29,784,000 | 306 |
| All other assets | $4,149,000 | 3,313 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $234,339,000 | 2,630 |
| Total liabilities | $189,433,000 | 2,853 |
| Total deposits | $148,481,000 | 3,201 |
| Interest-bearing deposits | $120,962,000 | 3,272 |
| Deposits held in domestic offices | $148,481,000 | 3,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,635,000 | 1,330 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,419,000 | 1,388 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,898,000 | 1,030 |
| Total equity capital | $44,906,000 | 1,353 |
| Total bank equity capital | $44,906,000 | 1,353 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,772,000 | 1,160 |
| Surplus | $41,531,000 | 672 |
| Undivided profits | $-397,000 | 8,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $999,000 | 3,458 |
| Earning assets | $184,999,000 | 2,940 |
| Long-term assets (5+ years) | $18,480,000 | 3,450 |
| Average Assets, year-to-date | $213,629,600 | 2,725 |
| Average Assets, quarterly | $223,353,000 | 2,709 |
| Volatile liabilities | $38,731,000 | 2,942 |
| Insider loans | $805,000 | 4,626 |
| FHLB advances | $28,400,000 | 1,295 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,328,000 | 2,182 |
| Tier 1 (core) risk-based capital | $15,519,000 | 3,648 |
| Tier 2 risk-based capital | $2,211,000 | 2,093 |
| Total risk weighted assets | $181,982,000 | 2,355 |
| Total unused commitments | $37,328,000 | 2,183 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 65 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $212,367,000 | 2,797 |
| Cash and due from depository institutions | $9,352,000 | 2,674 |
| Interest-bearing balances | $1,177,000 | 2,524 |
| Securities | $23,843,000 | 4,117 |
| Federal funds sold & reverse repurchase agreements | $8,671,000 | 1,469 |
| Net loans & leases | $160,048,000 | 2,510 |
| Loan loss allowance | $2,176,000 | 2,212 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,347,000 | 1,730 |
| Other real estate owned | $263,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,843,000 | 3,435 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $212,367,000 | 2,797 |
| Total liabilities | $195,146,000 | 2,751 |
| Total deposits | $166,691,000 | 2,859 |
| Interest-bearing deposits | $137,647,000 | 2,883 |
| Deposits held in domestic offices | $166,691,000 | 2,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,426,000 | 1,433 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,029,000 | 3,397 |
| Total equity capital | $17,221,000 | 3,365 |
| Total bank equity capital | $17,221,000 | 3,365 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,772,000 | 1,128 |
| Surplus | $8,228,000 | 2,564 |
| Undivided profits | $5,221,000 | 4,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $852,000 | 3,931 |
| Earning assets | $193,739,000 | 2,808 |
| Long-term assets (5+ years) | $19,180,000 | 3,411 |
| Average Assets, year-to-date | $208,452,250 | 2,780 |
| Average Assets, quarterly | $211,264,500 | 2,791 |
| Volatile liabilities | $40,912,000 | 2,739 |
| Insider loans | $731,000 | 4,784 |
| FHLB advances | $27,400,000 | 1,344 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $39,213,000 | 2,084 |
| Tier 1 (core) risk-based capital | $17,533,000 | 3,215 |
| Tier 2 risk-based capital | $2,176,000 | 2,109 |
| Total risk weighted assets | $179,442,000 | 2,349 |
| Total unused commitments | $39,213,000 | 2,086 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $210,162,000 | 2,780 |
| Cash and due from depository institutions | $7,636,000 | 2,619 |
| Interest-bearing balances | $813,000 | 2,951 |
| Securities | $24,813,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $5,568,000 | 1,923 |
| Net loans & leases | $162,357,000 | 2,440 |
| Loan loss allowance | $2,018,000 | 2,320 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,761,000 | 1,859 |
| Other real estate owned | $310,000 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,717,000 | 3,396 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $210,162,000 | 2,780 |
| Total liabilities | $192,997,000 | 2,733 |
| Total deposits | $164,611,000 | 2,841 |
| Interest-bearing deposits | $131,870,000 | 2,943 |
| Deposits held in domestic offices | $164,611,000 | 2,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,444,000 | 1,435 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $942,000 | 3,382 |
| Total equity capital | $17,165,000 | 3,325 |
| Total bank equity capital | $17,165,000 | 3,325 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,772,000 | 1,112 |
| Surplus | $8,228,000 | 2,520 |
| Undivided profits | $5,165,000 | 4,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $806,000 | 3,814 |
| Earning assets | $193,551,000 | 2,772 |
| Long-term assets (5+ years) | $26,324,000 | 2,813 |
| Average Assets, year-to-date | $207,147,330 | 2,777 |
| Average Assets, quarterly | $206,375,000 | 2,806 |
| Volatile liabilities | $36,407,000 | 2,862 |
| Insider loans | $884,000 | 4,404 |
| FHLB advances | $27,400,000 | 1,352 |
| Loans and leases held for sale | $6,545,000 | 365 |
| Unused loan commitments | $38,446,000 | 2,060 |
| Tier 1 (core) risk-based capital | $17,277,000 | 3,180 |
| Tier 2 risk-based capital | $2,018,000 | 2,221 |
| Total risk weighted assets | $174,647,000 | 2,361 |
| Total unused commitments | $38,446,000 | 2,060 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 84 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $202,588,000 | 2,855 |
| Cash and due from depository institutions | $5,492,000 | 2,038 |
| Interest-bearing balances | $1,560,000 | 2,279 |
| Securities | $24,216,000 | 4,199 |
| Federal funds sold & reverse repurchase agreements | $14,179,000 | 871 |
| Net loans & leases | $149,864,000 | 2,555 |
| Loan loss allowance | $1,905,000 | 2,419 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,006,000 | 2,128 |
| Other real estate owned | $310,000 | 2,038 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,521,000 | 3,479 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $202,588,000 | 2,855 |
| Total liabilities | $186,252,000 | 2,799 |
| Total deposits | $160,874,000 | 2,883 |
| Interest-bearing deposits | $128,704,000 | 3,019 |
| Deposits held in domestic offices | $160,874,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,406,000 | 1,497 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $972,000 | 3,259 |
| Total equity capital | $16,336,000 | 3,397 |
| Total bank equity capital | $16,336,000 | 3,397 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,772,000 | 1,099 |
| Surplus | $8,228,000 | 2,472 |
| Undivided profits | $4,336,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $670,000 | 4,307 |
| Earning assets | $189,819,000 | 2,808 |
| Long-term assets (5+ years) | $22,596,000 | 3,192 |
| Average Assets, year-to-date | $205,640,000 | 2,810 |
| Average Assets, quarterly | $205,640,000 | 2,810 |
| Volatile liabilities | $28,977,000 | 3,271 |
| Insider loans | $922,000 | 4,316 |
| FHLB advances | $24,400,000 | 1,405 |
| Loans and leases held for sale | $2,707,000 | 537 |
| Unused loan commitments | $15,502,000 | 3,678 |
| Tier 1 (core) risk-based capital | $16,760,000 | 3,252 |
| Tier 2 risk-based capital | $1,905,000 | 2,306 |
| Total risk weighted assets | $162,638,000 | 2,470 |
| Total unused commitments | $15,502,000 | 3,678 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $208,692,000 | 2,788 |
| Cash and due from depository institutions | $11,109,000 | 2,318 |
| Interest-bearing balances | $1,290,000 | 2,501 |
| Securities | $23,448,000 | 4,304 |
| Federal funds sold & reverse repurchase agreements | $19,198,000 | 591 |
| Net loans & leases | $146,997,000 | 2,590 |
| Loan loss allowance | $1,660,000 | 2,693 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,294,000 | 2,413 |
| Other real estate owned | $190,000 | 2,318 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,456,000 | 3,463 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $208,692,000 | 2,788 |
| Total liabilities | $192,427,000 | 2,701 |
| Total deposits | $166,953,000 | 2,782 |
| Interest-bearing deposits | $138,566,000 | 2,828 |
| Deposits held in domestic offices | $166,953,000 | 2,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $24,435,000 | 1,511 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,039,000 | 3,036 |
| Total equity capital | $16,265,000 | 3,417 |
| Total bank equity capital | $16,265,000 | 3,417 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,772,000 | 1,075 |
| Surplus | $8,028,000 | 2,462 |
| Undivided profits | $4,465,000 | 4,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $748,000 | 3,919 |
| Earning assets | $190,933,000 | 2,784 |
| Long-term assets (5+ years) | $24,526,000 | 3,081 |
| Average Assets, year-to-date | $170,325,600 | 3,137 |
| Average Assets, quarterly | $191,268,000 | 2,952 |
| Volatile liabilities | $35,590,000 | 2,797 |
| Insider loans | $941,000 | 4,265 |
| FHLB advances | $24,400,000 | 1,416 |
| Loans and leases held for sale | $6,168,000 | 327 |
| Unused loan commitments | $30,787,000 | 2,275 |
| Tier 1 (core) risk-based capital | $16,378,000 | 3,271 |
| Tier 2 risk-based capital | $1,660,000 | 2,548 |
| Total risk weighted assets | $148,738,000 | 2,633 |
| Total unused commitments | $30,787,000 | 2,275 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 68 | 2,540 |
| Assets and Liabilities | ||
| Total Assets: | $173,844,000 | 3,154 |
| Cash and due from depository institutions | $4,940,000 | 2,540 |
| Interest-bearing balances | $969,000 | 2,917 |
| Securities | $23,747,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $2,636,000 | 3,177 |
| Net loans & leases | $135,083,000 | 2,721 |
| Loan loss allowance | $1,546,000 | 2,864 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,305,000 | 2,369 |
| Other real estate owned | $190,000 | 2,540 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,943,000 | 3,840 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $173,844,000 | 3,154 |
| Total liabilities | $159,655,000 | 3,095 |
| Total deposits | $134,374,000 | 3,316 |
| Interest-bearing deposits | $105,102,000 | 3,496 |
| Deposits held in domestic offices | $134,374,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $24,400,000 | 1,512 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $881,000 | 3,504 |
| Total equity capital | $14,189,000 | 3,826 |
| Total bank equity capital | $14,189,000 | 3,826 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,772,000 | 1,063 |
| Surplus | $6,228,000 | 3,006 |
| Undivided profits | $4,189,000 | 5,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $628,000 | 4,676 |
| Earning assets | $162,435,000 | 3,114 |
| Long-term assets (5+ years) | $23,324,000 | 3,238 |
| Average Assets, year-to-date | $160,734,000 | 3,284 |
| Average Assets, quarterly | $166,940,500 | 3,220 |
| Volatile liabilities | $27,382,000 | 3,301 |
| Insider loans | $1,098,000 | 3,890 |
| FHLB advances | $24,400,000 | 1,411 |
| Loans and leases held for sale | $2,093,000 | 593 |
| Unused loan commitments | $27,629,000 | 2,407 |
| Tier 1 (core) risk-based capital | $14,212,000 | 3,683 |
| Tier 2 risk-based capital | $1,546,000 | 2,661 |
| Total risk weighted assets | $136,009,000 | 2,801 |
| Total unused commitments | $27,629,000 | 2,411 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $160,037,000 | 3,361 |
| Cash and due from depository institutions | $6,419,000 | 3,098 |
| Interest-bearing balances | $394,000 | 3,843 |
| Securities | $24,215,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 5,620 |
| Net loans & leases | $122,428,000 | 2,902 |
| Loan loss allowance | $1,542,000 | 2,877 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,030,000 | 2,496 |
| Other real estate owned | $0 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,820,000 | 3,918 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $160,037,000 | 3,361 |
| Total liabilities | $146,568,000 | 3,307 |
| Total deposits | $124,934,000 | 3,509 |
| Interest-bearing deposits | $97,876,000 | 3,725 |
| Deposits held in domestic offices | $124,934,000 | 3,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,413,000 | 2,625 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,400,000 | 1,736 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $821,000 | 3,376 |
| Total equity capital | $13,469,000 | 3,875 |
| Total bank equity capital | $13,469,000 | 3,875 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,772,000 | 1,053 |
| Surplus | $6,228,000 | 2,967 |
| Undivided profits | $3,469,000 | 5,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $547,000 | 4,955 |
| Earning assets | $147,162,000 | 3,341 |
| Long-term assets (5+ years) | $23,487,000 | 3,313 |
| Average Assets, year-to-date | $156,364,000 | 3,357 |
| Average Assets, quarterly | $157,076,000 | 3,375 |
| Volatile liabilities | $21,726,000 | 3,796 |
| Insider loans | $870,000 | 4,396 |
| FHLB advances | $19,400,000 | 1,632 |
| Loans and leases held for sale | $1,367,000 | 774 |
| Unused loan commitments | $26,842,000 | 2,449 |
| Tier 1 (core) risk-based capital | $13,824,000 | 3,724 |
| Tier 2 risk-based capital | $1,542,000 | 2,653 |
| Total risk weighted assets | $126,739,000 | 2,931 |
| Total unused commitments | $26,842,000 | 2,451 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $154,115,000 | 3,429 |
| Cash and due from depository institutions | $4,076,000 | 3,077 |
| Interest-bearing balances | $262,000 | 4,394 |
| Securities | $26,235,000 | 4,032 |
| Federal funds sold & reverse repurchase agreements | $2,416,000 | 4,267 |
| Net loans & leases | $115,130,000 | 2,994 |
| Loan loss allowance | $1,624,000 | 2,726 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,733,000 | 2,621 |
| Other real estate owned | $0 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,525,000 | 4,046 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $154,115,000 | 3,429 |
| Total liabilities | $140,660,000 | 3,391 |
| Total deposits | $120,491,000 | 3,595 |
| Interest-bearing deposits | $95,464,000 | 3,803 |
| Deposits held in domestic offices | $120,491,000 | 3,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,413,000 | 1,662 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $756,000 | 3,879 |
| Total equity capital | $13,455,000 | 3,960 |
| Total bank equity capital | $13,455,000 | 3,960 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,772,000 | 1,043 |
| Surplus | $6,228,000 | 2,928 |
| Undivided profits | $3,455,000 | 5,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $542,000 | 4,907 |
| Earning assets | $144,043,000 | 3,392 |
| Long-term assets (5+ years) | $26,906,000 | 2,993 |
| Average Assets, year-to-date | $154,527,500 | 3,398 |
| Average Assets, quarterly | $154,527,500 | 3,398 |
| Volatile liabilities | $17,201,000 | 4,322 |
| Insider loans | $877,000 | 4,309 |
| FHLB advances | $19,400,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,055,000 | 2,321 |
| Tier 1 (core) risk-based capital | $13,298,000 | 3,798 |
| Tier 2 risk-based capital | $1,598,000 | 2,547 |
| Total risk weighted assets | $127,013,000 | 2,878 |
| Total unused commitments | $28,055,000 | 2,327 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $154,940,000 | 3,401 |
| Cash and due from depository institutions | $8,647,000 | 3,960 |
| Interest-bearing balances | $3,516,000 | 1,571 |
| Securities | $30,174,000 | 3,700 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 6,086 |
| Net loans & leases | $109,852,000 | 3,105 |
| Loan loss allowance | $1,595,000 | 2,745 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,597,000 | 2,709 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,510,000 | 4,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,940,000 | 3,401 |
| Total liabilities | $141,992,000 | 3,338 |
| Total deposits | $118,631,000 | 3,623 |
| Interest-bearing deposits | $94,226,000 | 3,824 |
| Deposits held in domestic offices | $118,631,000 | 3,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,023,000 | 1,949 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,433,000 | 1,664 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $905,000 | 3,305 |
| Total equity capital | $12,948,000 | 4,007 |
| Total bank equity capital | $12,948,000 | 4,007 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,772,000 | 1,049 |
| Surplus | $6,228,000 | 2,893 |
| Undivided profits | $2,948,000 | 5,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $582,000 | 4,820 |
| Earning assets | $143,702,000 | 3,373 |
| Long-term assets (5+ years) | $28,164,000 | 2,920 |
| Average Assets, year-to-date | $142,844,600 | 3,538 |
| Average Assets, quarterly | $150,822,000 | 3,452 |
| Volatile liabilities | $21,474,000 | 3,736 |
| Insider loans | $854,000 | 4,386 |
| FHLB advances | $19,400,000 | 1,555 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,283,000 | 2,185 |
| Tier 1 (core) risk-based capital | $12,964,000 | 3,845 |
| Tier 2 risk-based capital | $1,467,000 | 2,717 |
| Total risk weighted assets | $116,496,000 | 3,103 |
| Total unused commitments | $29,283,000 | 2,188 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $146,704,000 | 3,553 |
| Cash and due from depository institutions | $4,322,000 | 4,063 |
| Interest-bearing balances | $1,120,000 | 2,950 |
| Securities | $30,644,000 | 3,580 |
| Federal funds sold & reverse repurchase agreements | $1,551,000 | 4,794 |
| Net loans & leases | $104,109,000 | 3,227 |
| Loan loss allowance | $1,631,000 | 2,689 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,640,000 | 2,660 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,438,000 | 4,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,704,000 | 3,553 |
| Total liabilities | $134,296,000 | 3,491 |
| Total deposits | $114,072,000 | 3,726 |
| Interest-bearing deposits | $88,835,000 | 3,985 |
| Deposits held in domestic offices | $114,072,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,400,000 | 1,633 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $824,000 | 3,670 |
| Total equity capital | $12,408,000 | 4,139 |
| Total bank equity capital | $12,408,000 | 4,139 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,772,000 | 1,041 |
| Surplus | $6,228,000 | 2,832 |
| Undivided profits | $2,408,000 | 6,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $485,000 | 5,646 |
| Earning assets | $137,424,000 | 3,478 |
| Long-term assets (5+ years) | $28,614,000 | 2,876 |
| Average Assets, year-to-date | $139,820,750 | 3,630 |
| Average Assets, quarterly | $145,217,000 | 3,557 |
| Volatile liabilities | $14,031,000 | 4,801 |
| Insider loans | $886,000 | 4,296 |
| FHLB advances | $19,400,000 | 1,514 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,273,000 | 1,903 |
| Tier 1 (core) risk-based capital | $12,469,000 | 3,961 |
| Tier 2 risk-based capital | $1,396,000 | 2,813 |
| Total risk weighted assets | $111,466,000 | 3,198 |
| Total unused commitments | $36,273,000 | 1,905 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $143,730,000 | 3,600 |
| Cash and due from depository institutions | $7,304,000 | 4,182 |
| Interest-bearing balances | $447,000 | 4,034 |
| Securities | $29,753,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $959,000 | 5,847 |
| Net loans & leases | $99,859,000 | 3,304 |
| Loan loss allowance | $1,599,000 | 2,694 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,671,000 | 2,597 |
| Other real estate owned | $0 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,184,000 | 4,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,730,000 | 3,600 |
| Total liabilities | $131,276,000 | 3,549 |
| Total deposits | $111,009,000 | 3,800 |
| Interest-bearing deposits | $88,696,000 | 3,983 |
| Deposits held in domestic offices | $111,009,000 | 3,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000 | 3,261 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,417,000 | 1,612 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $845,000 | 3,705 |
| Total equity capital | $12,454,000 | 4,130 |
| Total bank equity capital | $12,454,000 | 4,130 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,772,000 | 1,029 |
| Surplus | $6,228,000 | 2,800 |
| Undivided profits | $2,454,000 | 6,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $511,000 | 5,308 |
| Earning assets | $131,018,000 | 3,605 |
| Long-term assets (5+ years) | $26,331,000 | 2,903 |
| Average Assets, year-to-date | $137,526,330 | 3,676 |
| Average Assets, quarterly | $140,198,500 | 3,649 |
| Volatile liabilities | $14,775,000 | 4,629 |
| Insider loans | $796,000 | 4,501 |
| FHLB advances | $19,400,000 | 1,499 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $29,264,000 | 2,161 |
| Tier 1 (core) risk-based capital | $12,076,000 | 4,000 |
| Tier 2 risk-based capital | $1,329,000 | 2,886 |
| Total risk weighted assets | $106,050,000 | 3,280 |
| Total unused commitments | $29,264,000 | 2,172 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $136,667,000 | 3,715 |
| Cash and due from depository institutions | $9,873,000 | 4,145 |
| Interest-bearing balances | $2,061,000 | 2,463 |
| Securities | $20,786,000 | 4,542 |
| Federal funds sold & reverse repurchase agreements | $3,325,000 | 4,179 |
| Net loans & leases | $97,178,000 | 3,332 |
| Loan loss allowance | $1,531,000 | 2,774 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,668,000 | 2,558 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,837,000 | 4,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,667,000 | 3,715 |
| Total liabilities | $124,536,000 | 3,668 |
| Total deposits | $110,014,000 | 3,794 |
| Interest-bearing deposits | $89,079,000 | 3,969 |
| Deposits held in domestic offices | $110,014,000 | 3,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,669,000 | 1,912 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $853,000 | 3,706 |
| Total equity capital | $12,131,000 | 4,138 |
| Total bank equity capital | $12,131,000 | 4,138 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,772,000 | 1,023 |
| Surplus | $6,228,000 | 2,752 |
| Undivided profits | $2,131,000 | 6,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 6,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $584,000 | 4,804 |
| Earning assets | $123,350,000 | 3,754 |
| Long-term assets (5+ years) | $15,080,000 | 3,981 |
| Average Assets, year-to-date | $134,424,500 | 3,738 |
| Average Assets, quarterly | $134,424,500 | 3,738 |
| Volatile liabilities | $13,805,000 | 4,769 |
| Insider loans | $721,000 | 4,669 |
| FHLB advances | $13,150,000 | 1,832 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,595,000 | 2,230 |
| Tier 1 (core) risk-based capital | $11,731,000 | 4,032 |
| Tier 2 risk-based capital | $1,327,000 | 2,847 |
| Total risk weighted assets | $105,966,000 | 3,221 |
| Total unused commitments | $26,595,000 | 2,241 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $132,182,000 | 3,782 |
| Cash and due from depository institutions | $4,531,000 | 4,296 |
| Interest-bearing balances | $171,000 | 4,745 |
| Securities | $21,559,000 | 4,418 |
| Federal funds sold & reverse repurchase agreements | $2,803,000 | 4,124 |
| Net loans & leases | $97,731,000 | 3,302 |
| Loan loss allowance | $1,507,000 | 2,729 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,707,000 | 2,521 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,851,000 | 4,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,182,000 | 3,782 |
| Total liabilities | $120,280,000 | 3,726 |
| Total deposits | $105,638,000 | 3,872 |
| Interest-bearing deposits | $86,043,000 | 4,005 |
| Deposits held in domestic offices | $105,638,000 | 3,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,657,000 | 1,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $985,000 | 3,410 |
| Total equity capital | $11,902,000 | 4,146 |
| Total bank equity capital | $11,902,000 | 4,146 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,772,000 | 1,012 |
| Surplus | $6,228,000 | 2,708 |
| Undivided profits | $1,902,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $632,000 | 4,761 |
| Earning assets | $122,264,000 | 3,733 |
| Long-term assets (5+ years) | $14,532,000 | 4,034 |
| Average Assets, year-to-date | $126,535,000 | 3,768 |
| Average Assets, quarterly | $132,194,000 | 3,734 |
| Volatile liabilities | $15,494,000 | 4,416 |
| Insider loans | $734,000 | 4,659 |
| FHLB advances | $13,150,000 | 1,829 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,701,000 | 2,215 |
| Tier 1 (core) risk-based capital | $11,451,000 | 4,049 |
| Tier 2 risk-based capital | $1,290,000 | 2,868 |
| Total risk weighted assets | $102,950,000 | 3,270 |
| Total unused commitments | $25,701,000 | 2,220 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $119,955,000 | 3,961 |
| Cash and due from depository institutions | $4,801,000 | 4,488 |
| Interest-bearing balances | $575,000 | 3,557 |
| Securities | $21,970,000 | 4,234 |
| Federal funds sold & reverse repurchase agreements | $2,861,000 | 4,033 |
| Net loans & leases | $84,660,000 | 3,611 |
| Loan loss allowance | $1,305,000 | 2,908 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,864,000 | 2,341 |
| Other real estate owned | $67,000 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,732,000 | 4,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,955,000 | 3,961 |
| Total liabilities | $111,455,000 | 3,860 |
| Total deposits | $100,187,000 | 3,933 |
| Interest-bearing deposits | $83,911,000 | 3,985 |
| Deposits held in domestic offices | $100,187,000 | 3,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,199,000 | 2,131 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,069,000 | 3,306 |
| Total equity capital | $8,500,000 | 5,113 |
| Total bank equity capital | $8,500,000 | 5,113 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,772,000 | 1,008 |
| Surplus | $3,778,000 | 3,806 |
| Undivided profits | $950,000 | 7,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $808,000 | 4,166 |
| Earning assets | $110,066,000 | 3,952 |
| Long-term assets (5+ years) | $8,349,000 | 5,179 |
| Average Assets, year-to-date | $112,994,200 | 4,004 |
| Average Assets, quarterly | $118,313,500 | 3,971 |
| Volatile liabilities | $6,307,000 | 6,843 |
| Insider loans | $770,000 | 4,488 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,192,000 | 3,148 |
| Tier 1 (core) risk-based capital | $8,247,000 | 5,089 |
| Tier 2 risk-based capital | $1,158,000 | 2,984 |
| Total risk weighted assets | $92,453,000 | 3,434 |
| Total unused commitments | $14,192,000 | 3,155 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $97,843,000 | 4,518 |
| Cash and due from depository institutions | $3,983,000 | 4,660 |
| Interest-bearing balances | $594,000 | 2,884 |
| Securities | $14,522,000 | 5,664 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,066 |
| Net loans & leases | $72,960,000 | 3,966 |
| Loan loss allowance | $971,000 | 3,576 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,034,000 | 2,185 |
| Other real estate owned | $0 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,094,000 | 5,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,843,000 | 4,518 |
| Total liabilities | $90,328,000 | 4,422 |
| Total deposits | $83,905,000 | 4,392 |
| Interest-bearing deposits | $71,601,000 | 4,399 |
| Deposits held in domestic offices | $83,905,000 | 4,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,365,000 | 2,789 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,058,000 | 3,446 |
| Total equity capital | $7,515,000 | 5,516 |
| Total bank equity capital | $7,515,000 | 5,516 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,771,000 | 1,010 |
| Surplus | $3,076,000 | 4,277 |
| Undivided profits | $668,000 | 8,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $545,000 | 4,789 |
| Earning assets | $89,326,000 | 4,546 |
| Long-term assets (5+ years) | $7,663,000 | 5,172 |
| Average Assets, year-to-date | $81,550,000 | 4,976 |
| Average Assets, quarterly | $92,154,500 | 4,669 |
| Volatile liabilities | $6,436,000 | 6,832 |
| Insider loans | $671,000 | 4,773 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,148,000 | 3,149 |
| Tier 1 (core) risk-based capital | $7,443,000 | 5,452 |
| Tier 2 risk-based capital | $971,000 | 3,356 |
| Total risk weighted assets | $79,109,900 | 3,801 |
| Total unused commitments | $13,148,000 | 3,150 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $66,396,000 | 5,879 |
| Cash and due from depository institutions | $5,317,000 | 5,920 |
| Interest-bearing balances | $1,882,000 | 1,809 |
| Securities | $10,571,000 | 6,898 |
| Federal funds sold & reverse repurchase agreements | $3,255,000 | 2,716 |
| Net loans & leases | $42,791,000 | 5,606 |
| Loan loss allowance | $692,000 | 4,587 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,695,000 | 2,341 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $33,000 | 2,970 |
| All other assets | $734,000 | 7,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,396,000 | 5,879 |
| Total liabilities | $59,518,000 | 5,860 |
| Total deposits | $58,879,000 | 5,635 |
| Interest-bearing deposits | $52,041,000 | 5,539 |
| Deposits held in domestic offices | $58,879,000 | 5,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $103,000 | 5,477 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $536,000 | 5,122 |
| Total equity capital | $6,878,000 | 5,726 |
| Total bank equity capital | $6,878,000 | 5,726 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,770,000 | 1,024 |
| Surplus | $3,074,000 | 4,257 |
| Undivided profits | $34,000 | 9,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $329,000 | 6,128 |
| Earning assets | $58,499,000 | 5,981 |
| Long-term assets (5+ years) | $4,399,000 | 6,544 |
| Average Assets, year-to-date | $58,232,400 | 6,189 |
| Average Assets, quarterly | $67,855,500 | 5,773 |
| Volatile liabilities | $4,401,000 | 7,643 |
| Insider loans | $474,000 | 5,490 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,234,000 | 4,901 |
| Tier 1 (core) risk-based capital | $7,074,000 | 5,644 |
| Tier 2 risk-based capital | $606,500 | 4,677 |
| Total risk weighted assets | $48,434,400 | 5,308 |
| Total unused commitments | $6,234,000 | 4,904 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $47,848,000 | 7,134 |
| Cash and due from depository institutions | $2,491,000 | 7,081 |
| Interest-bearing balances | $693,000 | 3,197 |
| Securities | $10,416,000 | 6,973 |
| Federal funds sold & reverse repurchase agreements | $3,405,000 | 4,472 |
| Net loans & leases | $27,393,000 | 7,025 |
| Loan loss allowance | $458,000 | 5,925 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,687,000 | 2,214 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $47,000 | 2,923 |
| All other assets | $409,000 | 8,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,848,000 | 7,134 |
| Total liabilities | $41,049,000 | 7,265 |
| Total deposits | $40,736,000 | 7,096 |
| Interest-bearing deposits | $36,938,000 | 6,855 |
| Deposits held in domestic offices | $40,736,000 | 7,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000 | 5,218 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $309,000 | 7,339 |
| Total equity capital | $6,799,000 | 5,885 |
| Total bank equity capital | $6,799,000 | 5,885 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,696,000 | 1,003 |
| Surplus | $2,963,000 | 4,280 |
| Undivided profits | $140,000 | 9,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $200,000 | 7,910 |
| Earning assets | $41,907,000 | 7,295 |
| Long-term assets (5+ years) | $7,317,000 | 5,424 |
| Average Assets, year-to-date | $35,080,600 | 8,000 |
| Average Assets, quarterly | $45,323,000 | 7,246 |
| Volatile liabilities | $3,144,000 | 8,169 |
| Insider loans | $592,000 | 4,848 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,961,000 | 5,374 |
| Tier 1 (core) risk-based capital | $6,734,000 | 5,753 |
| Tier 2 risk-based capital | $415,330 | 5,869 |
| Total risk weighted assets | $33,183,830 | 6,559 |
| Total unused commitments | $4,961,000 | 5,383 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $22,715,000 | 9,588 |
| Cash and due from depository institutions | $375,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,869,000 | 8,141 |
| Federal funds sold & reverse repurchase agreements | $1,080,000 | 6,281 |
| Net loans & leases | $11,597,000 | 9,591 |
| Loan loss allowance | $177,000 | 9,100 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,482,000 | 4,752 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $60,000 | 2,854 |
| All other assets | $252,000 | 10,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,715,000 | 9,588 |
| Total liabilities | $15,827,000 | 10,038 |
| Total deposits | $15,460,000 | 9,991 |
| Interest-bearing deposits | $14,467,000 | 9,777 |
| Deposits held in domestic offices | $15,460,000 | 9,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $208,000 | 4,506 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $159,000 | 9,490 |
| Total equity capital | $6,888,000 | 5,833 |
| Total bank equity capital | $6,888,000 | 5,833 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,696,000 | 990 |
| Surplus | $2,963,000 | 4,255 |
| Undivided profits | $229,000 | 9,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $70,000 | 10,198 |
| Earning assets | $20,546,000 | 9,602 |
| Long-term assets (5+ years) | $21,000 | 9,519 |
| Average Assets, year-to-date | $17,169,330 | 10,034 |
| Average Assets, quarterly | $20,775,500 | 9,745 |
| Volatile liabilities | $2,467,000 | 8,896 |
| Insider loans | $889,000 | 3,860 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,148,000 | 6,395 |
| Tier 1 (core) risk-based capital | $6,825,000 | 5,719 |
| Tier 2 risk-based capital | $177,000 | 8,724 |
| Total risk weighted assets | $14,952,800 | 9,231 |
| Total unused commitments | $3,148,000 | 6,402 |
| Derivatives | $0 | 533 |