Home > RiverWood Bank > Assets and Liabilities
RiverWood Bank, Assets and Liabilities
| 2012-12-31 | Rank | |
| # of Employees: | 47 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $163,683,000 | 3,612 |
| Cash and due from depository institutions | $23,317,000 | 3,050 |
| Interest-bearing balances | $9,590,000 | 3,254 |
| Securities | $2,918,000 | 6,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $114,039,000 | 3,186 |
| Loan loss allowance | $1,876,000 | 3,209 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,036,000 | 1,905 |
| Other real estate owned | $10,202,000 | 3,050 |
| Goodwill and other intangibles | $343,000 | 2,137 |
| All other assets | $6,828,000 | 2,409 |
| Life insurance assets | $2,878,000 | 2,102 |
| Total liabilities and capital | $163,683,000 | 3,612 |
| Total liabilities | $147,404,000 | 3,567 |
| Total deposits | $135,328,000 | 3,637 |
| Interest-bearing deposits | $93,558,000 | 4,069 |
| Deposits held in domestic offices | $135,328,000 | 3,636 |
| % insured | 93.08% | 2,303 |
| Federal funds purchased & repurchase agreements | $98,000 | 2,142 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $11,625,000 | 1,588 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $353,000 | 4,967 |
| Total equity capital | $16,279,000 | 3,796 |
| Total bank equity capital | $16,279,000 | 3,794 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $137,000 | 5,081 |
| Surplus | $21,340,000 | 1,434 |
| Undivided profits | $-5,198,000 | 6,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,570,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $799,000 | 3,262 |
| Earning assets | $126,547,000 | 4,021 |
| Long-term assets (5+ years) | $6,856,000 | 6,306 |
| Average Assets, year-to-date | $159,172,800 | 3,635 |
| Average Assets, quarterly | $160,402,500 | 3,647 |
| Volatile liabilities | $7,407,000 | 3,736 |
| Insider loans | $3,727,000 | 1,606 |
| FHLB advances | $11,625,000 | 1,513 |
| Loans and leases held for sale | $1,415,000 | 1,288 |
| Unused loan commitments | $31,265,000 | 1,914 |
| Tier 1 (core) risk-based capital | $13,917,000 | 4,064 |
| Tier 2 risk-based capital | $1,619,000 | 2,860 |
| Total risk weighted assets | $129,262,000 | 3,046 |
| Total unused commitments | $31,265,000 | 1,914 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 51 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $157,122,000 | 3,723 |
| Cash and due from depository institutions | $19,305,000 | 2,873 |
| Interest-bearing balances | $15,712,000 | 2,310 |
| Securities | $3,163,000 | 6,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $110,388,000 | 3,286 |
| Loan loss allowance | $1,784,000 | 3,372 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,469,000 | 1,812 |
| Other real estate owned | $10,269,000 | 2,873 |
| Goodwill and other intangibles | $343,000 | 2,128 |
| All other assets | $7,185,000 | 2,353 |
| Life insurance assets | $2,854,000 | 2,063 |
| Total liabilities and capital | $157,122,000 | 3,723 |
| Total liabilities | $140,915,000 | 3,690 |
| Total deposits | $125,638,000 | 3,827 |
| Interest-bearing deposits | $90,744,000 | 4,161 |
| Deposits held in domestic offices | $125,638,000 | 3,827 |
| % insured | 96.64% | 983 |
| Federal funds purchased & repurchase agreements | $98,000 | 2,149 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $14,625,000 | 1,426 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $554,000 | 4,494 |
| Total equity capital | $16,207,000 | 3,862 |
| Total bank equity capital | $16,207,000 | 3,859 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $137,000 | 5,162 |
| Surplus | $21,340,000 | 1,453 |
| Undivided profits | $-5,270,000 | 6,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,700,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $993,000 | 2,914 |
| Earning assets | $129,263,000 | 3,972 |
| Long-term assets (5+ years) | $7,222,000 | 6,313 |
| Average Assets, year-to-date | $158,045,250 | 3,687 |
| Average Assets, quarterly | $155,720,500 | 3,742 |
| Volatile liabilities | $8,917,000 | 3,454 |
| Insider loans | $3,561,000 | 1,718 |
| FHLB advances | $14,625,000 | 1,354 |
| Loans and leases held for sale | $1,183,000 | 1,348 |
| Unused loan commitments | $33,476,000 | 1,796 |
| Tier 1 (core) risk-based capital | $13,821,000 | 4,131 |
| Tier 2 risk-based capital | $1,565,000 | 2,957 |
| Total risk weighted assets | $124,976,000 | 3,143 |
| Total unused commitments | $33,476,000 | 1,796 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 49 | 2,980 |
| Assets and Liabilities | ||
| Total Assets: | $154,319,000 | 3,769 |
| Cash and due from depository institutions | $18,323,000 | 2,980 |
| Interest-bearing balances | $14,244,000 | 2,445 |
| Securities | $3,415,000 | 6,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $110,015,000 | 3,305 |
| Loan loss allowance | $1,868,000 | 3,306 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,541,000 | 1,789 |
| Other real estate owned | $8,481,000 | 2,980 |
| Goodwill and other intangibles | $343,000 | 2,116 |
| All other assets | $7,201,000 | 2,326 |
| Life insurance assets | $2,830,000 | 2,035 |
| Total liabilities and capital | $154,319,000 | 3,769 |
| Total liabilities | $138,225,000 | 3,751 |
| Total deposits | $120,917,000 | 3,925 |
| Interest-bearing deposits | $90,029,000 | 4,197 |
| Deposits held in domestic offices | $120,917,000 | 3,925 |
| % insured | 97.55% | 716 |
| Federal funds purchased & repurchase agreements | $98,000 | 2,193 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $16,825,000 | 1,297 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $385,000 | 4,989 |
| Total equity capital | $16,094,000 | 3,835 |
| Total bank equity capital | $16,094,000 | 3,833 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $137,000 | 5,212 |
| Surplus | $21,340,000 | 1,450 |
| Undivided profits | $-5,383,000 | 6,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,333,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $900,000 | 3,003 |
| Earning assets | $127,674,000 | 4,016 |
| Long-term assets (5+ years) | $6,784,000 | 6,394 |
| Average Assets, year-to-date | $158,353,000 | 3,695 |
| Average Assets, quarterly | $156,370,000 | 3,740 |
| Volatile liabilities | $9,872,000 | 3,301 |
| Insider loans | $3,830,000 | 1,609 |
| FHLB advances | $16,825,000 | 1,230 |
| Loans and leases held for sale | $911,000 | 1,389 |
| Unused loan commitments | $32,780,000 | 1,798 |
| Tier 1 (core) risk-based capital | $13,672,000 | 4,118 |
| Tier 2 risk-based capital | $1,552,000 | 2,994 |
| Total risk weighted assets | $123,864,000 | 3,180 |
| Total unused commitments | $32,780,000 | 1,798 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 51 | 2,885 |
| Assets and Liabilities | ||
| Total Assets: | $158,421,000 | 3,732 |
| Cash and due from depository institutions | $24,933,000 | 2,885 |
| Interest-bearing balances | $20,588,000 | 2,039 |
| Securities | $3,618,000 | 6,569 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $107,744,000 | 3,356 |
| Loan loss allowance | $1,992,000 | 3,186 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,629,000 | 1,760 |
| Other real estate owned | $7,985,000 | 2,885 |
| Goodwill and other intangibles | $343,000 | 2,109 |
| All other assets | $7,169,000 | 2,351 |
| Life insurance assets | $2,807,000 | 2,026 |
| Total liabilities and capital | $158,421,000 | 3,732 |
| Total liabilities | $142,340,000 | 3,709 |
| Total deposits | $124,640,000 | 3,900 |
| Interest-bearing deposits | $95,520,000 | 4,111 |
| Deposits held in domestic offices | $124,640,000 | 3,899 |
| % insured | 98.10% | 537 |
| Federal funds purchased & repurchase agreements | $98,000 | 2,086 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $16,825,000 | 1,322 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $777,000 | 3,697 |
| Total equity capital | $16,081,000 | 3,815 |
| Total bank equity capital | $16,081,000 | 3,813 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $137,000 | 5,262 |
| Surplus | $21,340,000 | 1,458 |
| Undivided profits | $-5,396,000 | 6,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,478,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $253,000 | 633 |
| Income earned, not collected on loans | $826,000 | 3,232 |
| Earning assets | $131,950,000 | 3,972 |
| Long-term assets (5+ years) | $7,373,000 | 6,345 |
| Average Assets, year-to-date | $160,370,000 | 3,677 |
| Average Assets, quarterly | $160,370,000 | 3,677 |
| Volatile liabilities | $8,867,000 | 3,515 |
| Insider loans | $3,944,000 | 1,582 |
| FHLB advances | $16,825,000 | 1,255 |
| Loans and leases held for sale | $562,000 | 1,547 |
| Unused loan commitments | $34,055,000 | 1,757 |
| Tier 1 (core) risk-based capital | $13,683,000 | 4,108 |
| Tier 2 risk-based capital | $1,530,000 | 3,041 |
| Total risk weighted assets | $121,919,000 | 3,225 |
| Total unused commitments | $34,055,000 | 1,757 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 49 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $162,319,000 | 3,639 |
| Cash and due from depository institutions | $24,123,000 | 2,994 |
| Interest-bearing balances | $19,074,000 | 1,912 |
| Securities | $3,823,000 | 6,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $113,311,000 | 3,274 |
| Loan loss allowance | $2,184,000 | 2,987 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,604,000 | 1,754 |
| Other real estate owned | $6,994,000 | 2,994 |
| Goodwill and other intangibles | $343,000 | 2,116 |
| All other assets | $7,121,000 | 2,383 |
| Life insurance assets | $2,784,000 | 2,001 |
| Total liabilities and capital | $162,319,000 | 3,639 |
| Total liabilities | $146,197,000 | 3,610 |
| Total deposits | $128,598,000 | 3,783 |
| Interest-bearing deposits | $96,970,000 | 4,035 |
| Deposits held in domestic offices | $128,598,000 | 3,783 |
| % insured | 97.40% | 834 |
| Federal funds purchased & repurchase agreements | $98,000 | 2,317 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $16,825,000 | 1,425 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $676,000 | 3,965 |
| Total equity capital | $16,122,000 | 3,801 |
| Total bank equity capital | $16,122,000 | 3,801 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $137,000 | 5,288 |
| Surplus | $21,340,000 | 1,462 |
| Undivided profits | $-5,355,000 | 6,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $9,106,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 620 |
| Income earned, not collected on loans | $978,000 | 2,933 |
| Earning assets | $136,208,000 | 3,875 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $162,319,800 | 3,602 |
| Average Assets, quarterly | $161,805,500 | 3,635 |
| Volatile liabilities | $18,399,000 | 2,341 |
| Insider loans | $3,384,000 | 1,817 |
| FHLB advances | $16,825,000 | 1,348 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $30,113,000 | 1,879 |
| Tier 1 (core) risk-based capital | $13,777,000 | 4,067 |
| Tier 2 risk-based capital | $1,548,000 | 3,001 |
| Total risk weighted assets | $123,246,000 | 3,202 |
| Total unused commitments | $30,113,000 | 1,880 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 49 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $162,989,000 | 3,643 |
| Cash and due from depository institutions | $23,520,000 | 2,997 |
| Interest-bearing balances | $18,514,000 | 2,010 |
| Securities | $2,968,000 | 6,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $112,986,000 | 3,282 |
| Loan loss allowance | $2,172,000 | 3,019 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,691,000 | 1,746 |
| Other real estate owned | $6,875,000 | 2,997 |
| Goodwill and other intangibles | $2,040,000 | 1,177 |
| All other assets | $7,909,000 | 2,238 |
| Life insurance assets | $2,760,000 | 1,983 |
| Total liabilities and capital | $162,989,000 | 3,643 |
| Total liabilities | $145,252,000 | 3,643 |
| Total deposits | $124,127,000 | 3,877 |
| Interest-bearing deposits | $94,664,000 | 4,129 |
| Deposits held in domestic offices | $124,127,000 | 3,876 |
| % insured | 98.45% | 522 |
| Federal funds purchased & repurchase agreements | $497,000 | 2,112 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $19,825,000 | 1,313 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $803,000 | 3,825 |
| Total equity capital | $17,737,000 | 3,556 |
| Total bank equity capital | $17,737,000 | 3,556 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $137,000 | 5,349 |
| Surplus | $21,340,000 | 1,474 |
| Undivided profits | $-3,740,000 | 6,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,040,000 | 1,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $337,000 | 575 |
| Income earned, not collected on loans | $1,155,000 | 2,599 |
| Earning assets | $134,468,000 | 3,896 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $162,744,250 | 3,624 |
| Average Assets, quarterly | $161,117,000 | 3,646 |
| Volatile liabilities | $21,792,000 | 2,103 |
| Insider loans | $3,230,000 | 1,921 |
| FHLB advances | $19,825,000 | 1,229 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $29,233,000 | 1,908 |
| Tier 1 (core) risk-based capital | $13,649,000 | 4,102 |
| Tier 2 risk-based capital | $1,559,000 | 3,025 |
| Total risk weighted assets | $124,067,000 | 3,220 |
| Total unused commitments | $29,233,000 | 1,912 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 52 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $159,245,000 | 3,694 |
| Cash and due from depository institutions | $15,633,000 | 2,904 |
| Interest-bearing balances | $11,384,000 | 2,670 |
| Securities | $3,031,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $117,418,000 | 3,237 |
| Loan loss allowance | $2,614,000 | 2,679 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,783,000 | 1,717 |
| Other real estate owned | $7,164,000 | 2,904 |
| Goodwill and other intangibles | $2,040,000 | 1,192 |
| All other assets | $7,176,000 | 2,428 |
| Life insurance assets | $2,736,000 | 1,971 |
| Total liabilities and capital | $159,245,000 | 3,694 |
| Total liabilities | $141,482,000 | 3,706 |
| Total deposits | $120,775,000 | 3,961 |
| Interest-bearing deposits | $96,125,000 | 4,111 |
| Deposits held in domestic offices | $120,775,000 | 3,960 |
| % insured | 98.04% | 700 |
| Federal funds purchased & repurchase agreements | $486,000 | 2,198 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $19,825,000 | 1,348 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $396,000 | 5,050 |
| Total equity capital | $17,763,000 | 3,525 |
| Total bank equity capital | $17,763,000 | 3,525 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $137,000 | 5,412 |
| Surplus | $20,840,000 | 1,492 |
| Undivided profits | $-3,214,000 | 6,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,866,000 | 2,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 582 |
| Income earned, not collected on loans | $1,010,000 | 2,871 |
| Earning assets | $131,833,000 | 3,939 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $162,662,670 | 3,638 |
| Average Assets, quarterly | $160,834,500 | 3,681 |
| Volatile liabilities | $21,476,000 | 2,151 |
| Insider loans | $5,609,000 | 1,179 |
| FHLB advances | $19,825,000 | 1,266 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $31,755,000 | 1,801 |
| Tier 1 (core) risk-based capital | $14,001,000 | 3,993 |
| Tier 2 risk-based capital | $1,609,000 | 2,973 |
| Total risk weighted assets | $127,689,000 | 3,193 |
| Total unused commitments | $31,755,000 | 1,803 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 52 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $162,424,000 | 3,669 |
| Cash and due from depository institutions | $17,688,000 | 2,913 |
| Interest-bearing balances | $14,622,000 | 2,340 |
| Securities | $3,627,000 | 6,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $117,635,000 | 3,250 |
| Loan loss allowance | $2,815,000 | 2,525 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,864,000 | 1,723 |
| Other real estate owned | $7,122,000 | 2,913 |
| Goodwill and other intangibles | $2,040,000 | 1,195 |
| All other assets | $7,448,000 | 2,401 |
| Life insurance assets | $2,712,000 | 1,980 |
| Total liabilities and capital | $162,424,000 | 3,669 |
| Total liabilities | $144,657,000 | 3,695 |
| Total deposits | $122,617,000 | 3,974 |
| Interest-bearing deposits | $97,147,000 | 4,146 |
| Deposits held in domestic offices | $122,617,000 | 3,972 |
| % insured | 98.93% | 424 |
| Federal funds purchased & repurchase agreements | $612,000 | 2,051 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,883,000 | 1,320 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $545,000 | 4,341 |
| Total equity capital | $17,767,000 | 3,479 |
| Total bank equity capital | $17,767,000 | 3,478 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $137,000 | 5,465 |
| Surplus | $20,840,000 | 1,501 |
| Undivided profits | $-3,210,000 | 6,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,926,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 572 |
| Income earned, not collected on loans | $1,223,000 | 2,395 |
| Earning assets | $135,884,000 | 3,911 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $164,371,500 | 3,639 |
| Average Assets, quarterly | $164,371,500 | 3,639 |
| Volatile liabilities | $22,917,000 | 2,085 |
| Insider loans | $5,086,000 | 1,341 |
| FHLB advances | $20,825,000 | 1,235 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $34,099,000 | 1,731 |
| Tier 1 (core) risk-based capital | $14,016,000 | 3,997 |
| Tier 2 risk-based capital | $1,624,000 | 2,962 |
| Total risk weighted assets | $128,855,000 | 3,175 |
| Total unused commitments | $34,099,000 | 1,733 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 55 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $169,053,000 | 3,586 |
| Cash and due from depository institutions | $12,669,000 | 2,808 |
| Interest-bearing balances | $9,320,000 | 2,896 |
| Securities | $2,742,000 | 6,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $126,758,000 | 3,132 |
| Loan loss allowance | $3,017,000 | 2,372 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,971,000 | 1,722 |
| Other real estate owned | $7,689,000 | 2,808 |
| Goodwill and other intangibles | $4,774,000 | 776 |
| All other assets | $7,450,000 | 2,419 |
| Life insurance assets | $2,688,000 | 1,969 |
| Total liabilities and capital | $169,053,000 | 3,586 |
| Total liabilities | $148,231,000 | 3,644 |
| Total deposits | $126,512,000 | 3,873 |
| Interest-bearing deposits | $102,887,000 | 3,980 |
| Deposits held in domestic offices | $126,512,000 | 3,870 |
| % insured | 97.13% | 1,030 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,106,000 | 1,417 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $613,000 | 4,150 |
| Total equity capital | $20,822,000 | 3,030 |
| Total bank equity capital | $20,822,000 | 3,029 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $137,000 | 5,537 |
| Surplus | $20,840,000 | 1,508 |
| Undivided profits | $-155,000 | 6,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,109,000 | 1,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $302,000 | 664 |
| Income earned, not collected on loans | $1,234,000 | 2,454 |
| Earning assets | $138,820,000 | 3,865 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $176,242,600 | 3,432 |
| Average Assets, quarterly | $171,432,000 | 3,544 |
| Volatile liabilities | $38,982,000 | 3,113 |
| Insider loans | $5,350,000 | 1,286 |
| FHLB advances | $20,825,000 | 1,348 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $32,747,000 | 1,768 |
| Tier 1 (core) risk-based capital | $14,574,000 | 3,893 |
| Tier 2 risk-based capital | $1,747,000 | 2,825 |
| Total risk weighted assets | $138,616,000 | 3,056 |
| Total unused commitments | $32,747,000 | 1,770 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 55 | 2,820 |
| Assets and Liabilities | ||
| Total Assets: | $173,811,000 | 3,557 |
| Cash and due from depository institutions | $15,378,000 | 2,820 |
| Interest-bearing balances | $10,600,000 | 2,707 |
| Securities | $2,887,000 | 6,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $127,944,000 | 3,166 |
| Loan loss allowance | $2,839,000 | 2,507 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,078,000 | 1,725 |
| Other real estate owned | $8,303,000 | 2,820 |
| Goodwill and other intangibles | $4,774,000 | 775 |
| All other assets | $7,447,000 | 2,466 |
| Life insurance assets | $2,663,000 | 1,973 |
| Total liabilities and capital | $173,811,000 | 3,557 |
| Total liabilities | $153,146,000 | 3,586 |
| Total deposits | $126,908,000 | 3,901 |
| Interest-bearing deposits | $106,935,000 | 3,936 |
| Deposits held in domestic offices | $126,908,000 | 3,899 |
| % insured | 94.67% | 1,687 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,325,000 | 1,315 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $913,000 | 3,709 |
| Total equity capital | $20,665,000 | 3,151 |
| Total bank equity capital | $20,665,000 | 3,150 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $137,000 | 5,627 |
| Surplus | $20,340,000 | 1,536 |
| Undivided profits | $188,000 | 6,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,990,000 | 2,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,452,000 | 2,257 |
| Earning assets | $141,431,000 | 3,868 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $178,040,000 | 3,453 |
| Average Assets, quarterly | $173,833,500 | 3,537 |
| Volatile liabilities | $45,052,000 | 2,841 |
| Insider loans | $5,211,000 | 1,371 |
| FHLB advances | $25,325,000 | 1,229 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $32,589,000 | 1,806 |
| Tier 1 (core) risk-based capital | $14,592,000 | 3,930 |
| Tier 2 risk-based capital | $1,765,000 | 2,846 |
| Total risk weighted assets | $140,236,000 | 3,073 |
| Total unused commitments | $32,589,000 | 1,808 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 54 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $173,856,000 | 3,555 |
| Cash and due from depository institutions | $10,209,000 | 2,880 |
| Interest-bearing balances | $4,761,000 | 3,813 |
| Securities | $2,013,000 | 7,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $134,520,000 | 3,082 |
| Loan loss allowance | $2,749,000 | 2,549 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,189,000 | 1,724 |
| Other real estate owned | $7,750,000 | 2,880 |
| Goodwill and other intangibles | $4,774,000 | 787 |
| All other assets | $7,401,000 | 2,511 |
| Life insurance assets | $2,639,000 | 1,986 |
| Total liabilities and capital | $173,856,000 | 3,555 |
| Total liabilities | $153,555,000 | 3,592 |
| Total deposits | $127,432,000 | 3,902 |
| Interest-bearing deposits | $108,447,000 | 3,921 |
| Deposits held in domestic offices | $127,432,000 | 3,901 |
| % insured | 91.64% | 3,014 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,325,000 | 1,373 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $798,000 | 3,887 |
| Total equity capital | $20,301,000 | 3,179 |
| Total bank equity capital | $20,301,000 | 3,178 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $137,000 | 5,678 |
| Surplus | $19,840,000 | 1,566 |
| Undivided profits | $324,000 | 6,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,780,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,337,000 | 2,363 |
| Earning assets | $141,294,000 | 3,874 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $179,449,670 | 3,447 |
| Average Assets, quarterly | $177,592,500 | 3,500 |
| Volatile liabilities | $44,714,000 | 2,901 |
| Insider loans | $5,212,000 | 1,391 |
| FHLB advances | $25,325,000 | 1,294 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $32,317,000 | 1,843 |
| Tier 1 (core) risk-based capital | $15,450,000 | 3,770 |
| Tier 2 risk-based capital | $1,836,000 | 2,777 |
| Total risk weighted assets | $145,927,000 | 3,007 |
| Total unused commitments | $32,317,000 | 1,845 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 51 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $181,329,000 | 3,492 |
| Cash and due from depository institutions | $13,371,000 | 3,058 |
| Interest-bearing balances | $8,948,000 | 2,828 |
| Securities | $2,335,000 | 7,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $138,913,000 | 3,047 |
| Loan loss allowance | $2,435,000 | 2,832 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,292,000 | 1,730 |
| Other real estate owned | $7,410,000 | 3,058 |
| Goodwill and other intangibles | $4,774,000 | 795 |
| All other assets | $7,234,000 | 2,605 |
| Life insurance assets | $2,615,000 | 1,998 |
| Total liabilities and capital | $181,329,000 | 3,492 |
| Total liabilities | $160,446,000 | 3,515 |
| Total deposits | $120,192,000 | 4,109 |
| Interest-bearing deposits | $101,942,000 | 4,155 |
| Deposits held in domestic offices | $120,192,000 | 4,107 |
| % insured | 92.06% | 2,909 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 881 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $26,422,000 | 1,392 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $832,000 | 3,785 |
| Total equity capital | $20,883,000 | 3,103 |
| Total bank equity capital | $20,883,000 | 3,102 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $137,000 | 5,759 |
| Surplus | $19,840,000 | 1,595 |
| Undivided profits | $906,000 | 6,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,970,000 | 2,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,373,000 | 2,374 |
| Earning assets | $150,196,000 | 3,769 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $182,246,500 | 3,467 |
| Average Assets, quarterly | $182,246,500 | 3,467 |
| Volatile liabilities | $56,666,000 | 2,452 |
| Insider loans | $5,392,000 | 1,404 |
| FHLB advances | $25,325,000 | 1,357 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $33,140,000 | 1,865 |
| Tier 1 (core) risk-based capital | $16,031,000 | 3,709 |
| Tier 2 risk-based capital | $1,922,000 | 2,716 |
| Total risk weighted assets | $153,231,000 | 2,955 |
| Total unused commitments | $33,140,000 | 1,868 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 54 | 2,958 |
| Assets and Liabilities | ||
| Total Assets: | $183,164,000 | 3,468 |
| Cash and due from depository institutions | $8,306,000 | 2,958 |
| Interest-bearing balances | $73,000 | 6,637 |
| Securities | $2,481,000 | 7,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $146,456,000 | 2,956 |
| Loan loss allowance | $1,879,000 | 3,369 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,407,000 | 1,744 |
| Other real estate owned | $7,197,000 | 2,958 |
| Goodwill and other intangibles | $4,774,000 | 799 |
| All other assets | $6,543,000 | 2,870 |
| Life insurance assets | $2,591,000 | 2,013 |
| Total liabilities and capital | $183,164,000 | 3,468 |
| Total liabilities | $160,779,000 | 3,512 |
| Total deposits | $122,363,000 | 4,048 |
| Interest-bearing deposits | $103,094,000 | 4,083 |
| Deposits held in domestic offices | $122,363,000 | 4,046 |
| % insured | 91.49% | 3,153 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 903 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $23,942,000 | 1,640 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,474,000 | 2,695 |
| Total equity capital | $22,385,000 | 2,878 |
| Total bank equity capital | $22,385,000 | 2,878 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $137,000 | 5,817 |
| Surplus | $19,840,000 | 1,590 |
| Undivided profits | $2,408,000 | 5,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,100,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,571,000 | 2,156 |
| Earning assets | $149,010,000 | 3,789 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $181,166,200 | 3,418 |
| Average Assets, quarterly | $179,177,000 | 3,508 |
| Volatile liabilities | $53,493,000 | 2,596 |
| Insider loans | $4,566,000 | 1,685 |
| FHLB advances | $23,575,000 | 1,556 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $37,717,000 | 1,682 |
| Tier 1 (core) risk-based capital | $17,477,000 | 3,435 |
| Tier 2 risk-based capital | $1,879,000 | 2,790 |
| Total risk weighted assets | $161,200,000 | 2,879 |
| Total unused commitments | $37,717,000 | 1,683 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $175,190,000 | 3,588 |
| Cash and due from depository institutions | $4,301,000 | 2,976 |
| Interest-bearing balances | $13,000 | 7,077 |
| Securities | $3,143,000 | 7,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $145,989,000 | 3,000 |
| Loan loss allowance | $1,844,000 | 3,329 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,519,000 | 1,726 |
| Other real estate owned | $3,416,000 | 2,976 |
| Goodwill and other intangibles | $4,774,000 | 839 |
| All other assets | $6,048,000 | 2,725 |
| Life insurance assets | $2,566,000 | 2,017 |
| Total liabilities and capital | $175,190,000 | 3,588 |
| Total liabilities | $152,929,000 | 3,653 |
| Total deposits | $118,987,000 | 4,105 |
| Interest-bearing deposits | $102,087,000 | 4,108 |
| Deposits held in domestic offices | $118,987,000 | 4,103 |
| % insured | 89.64% | 4,066 |
| Federal funds purchased & repurchase agreements | $9,600,000 | 1,119 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,075,000 | 1,734 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,267,000 | 3,244 |
| Total equity capital | $22,261,000 | 2,993 |
| Total bank equity capital | $22,261,000 | 2,992 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $137,000 | 5,885 |
| Surplus | $18,840,000 | 1,679 |
| Undivided profits | $3,284,000 | 5,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,734,000 | 1,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,651,000 | 2,209 |
| Earning assets | $149,145,000 | 3,810 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $180,666,750 | 3,456 |
| Average Assets, quarterly | $180,623,500 | 3,492 |
| Volatile liabilities | $49,039,000 | 2,815 |
| Insider loans | $3,777,000 | 1,973 |
| FHLB advances | $23,075,000 | 1,634 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,250,000 | 1,856 |
| Tier 1 (core) risk-based capital | $17,354,000 | 3,525 |
| Tier 2 risk-based capital | $1,844,000 | 2,836 |
| Total risk weighted assets | $157,088,000 | 2,980 |
| Total unused commitments | $36,250,000 | 1,857 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 55 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $186,057,000 | 3,419 |
| Cash and due from depository institutions | $5,782,000 | 2,962 |
| Interest-bearing balances | $66,000 | 6,533 |
| Securities | $3,333,000 | 7,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $156,481,000 | 2,852 |
| Loan loss allowance | $1,539,000 | 3,651 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,603,000 | 1,725 |
| Other real estate owned | $2,233,000 | 2,962 |
| Goodwill and other intangibles | $4,774,000 | 856 |
| All other assets | $5,851,000 | 2,807 |
| Life insurance assets | $2,542,000 | 2,033 |
| Total liabilities and capital | $186,057,000 | 3,419 |
| Total liabilities | $164,230,000 | 3,466 |
| Total deposits | $118,625,000 | 4,118 |
| Interest-bearing deposits | $101,784,000 | 4,124 |
| Deposits held in domestic offices | $118,625,000 | 4,115 |
| % insured | 84.21% | 2,443 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 896 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,625,000 | 1,524 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,480,000 | 2,965 |
| Total equity capital | $21,827,000 | 3,009 |
| Total bank equity capital | $21,827,000 | 3,008 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $137,000 | 5,958 |
| Surplus | $17,840,000 | 1,758 |
| Undivided profits | $3,850,000 | 4,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,227,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,396,000 | 2,501 |
| Earning assets | $159,880,000 | 3,614 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $182,492,330 | 3,450 |
| Average Assets, quarterly | $181,822,500 | 3,482 |
| Volatile liabilities | $61,966,000 | 2,304 |
| Insider loans | $2,866,000 | 2,474 |
| FHLB advances | $29,625,000 | 1,427 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,511,000 | 2,045 |
| Tier 1 (core) risk-based capital | $16,929,000 | 3,627 |
| Tier 2 risk-based capital | $1,539,000 | 3,205 |
| Total risk weighted assets | $164,634,000 | 2,873 |
| Total unused commitments | $33,511,000 | 2,048 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $177,588,000 | 3,569 |
| Cash and due from depository institutions | $3,276,000 | 2,929 |
| Interest-bearing balances | $22,000 | 6,819 |
| Securities | $3,497,000 | 7,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $150,874,000 | 2,959 |
| Loan loss allowance | $1,419,000 | 3,765 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,733,000 | 1,697 |
| Other real estate owned | $1,644,000 | 2,929 |
| Goodwill and other intangibles | $4,774,000 | 869 |
| All other assets | $5,790,000 | 2,816 |
| Life insurance assets | $2,518,000 | 2,046 |
| Total liabilities and capital | $177,588,000 | 3,569 |
| Total liabilities | $155,562,000 | 3,619 |
| Total deposits | $127,709,000 | 3,908 |
| Interest-bearing deposits | $111,902,000 | 3,848 |
| Deposits held in domestic offices | $127,709,000 | 3,906 |
| % insured | 83.67% | 2,668 |
| Federal funds purchased & repurchase agreements | $11,000,000 | 1,045 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,625,000 | 2,373 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,228,000 | 3,280 |
| Total equity capital | $22,026,000 | 3,001 |
| Total bank equity capital | $22,026,000 | 3,000 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $137,000 | 5,996 |
| Surplus | $17,840,000 | 1,737 |
| Undivided profits | $4,049,000 | 4,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,053,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,429,000 | 2,507 |
| Earning assets | $154,393,000 | 3,707 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $180,710,000 | 3,496 |
| Average Assets, quarterly | $180,710,000 | 3,496 |
| Volatile liabilities | $47,323,000 | 2,869 |
| Insider loans | $2,813,000 | 2,513 |
| FHLB advances | $15,625,000 | 2,261 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $38,728,000 | 1,901 |
| Tier 1 (core) risk-based capital | $17,148,000 | 3,616 |
| Tier 2 risk-based capital | $1,419,000 | 3,393 |
| Total risk weighted assets | $157,532,000 | 2,994 |
| Total unused commitments | $38,728,000 | 1,902 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 56 | 2,966 |
| Assets and Liabilities | ||
| Total Assets: | $183,832,000 | 3,450 |
| Cash and due from depository institutions | $7,274,000 | 2,966 |
| Interest-bearing balances | $186,000 | 5,198 |
| Securities | $3,600,000 | 7,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $154,412,000 | 2,925 |
| Loan loss allowance | $1,556,000 | 3,511 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,819,000 | 1,670 |
| Other real estate owned | $169,000 | 2,966 |
| Goodwill and other intangibles | $4,774,000 | 880 |
| All other assets | $5,784,000 | 2,830 |
| Life insurance assets | $2,493,000 | 2,066 |
| Total liabilities and capital | $183,832,000 | 3,450 |
| Total liabilities | $162,190,000 | 3,496 |
| Total deposits | $121,253,000 | 3,979 |
| Interest-bearing deposits | $103,130,000 | 4,003 |
| Deposits held in domestic offices | $121,253,000 | 3,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,367 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $31,535,000 | 1,641 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,402,000 | 2,968 |
| Total equity capital | $21,642,000 | 3,008 |
| Total bank equity capital | $21,642,000 | 3,008 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $137,000 | 6,033 |
| Surplus | $17,840,000 | 1,708 |
| Undivided profits | $3,665,000 | 5,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,411,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,470,000 | 2,565 |
| Earning assets | $158,198,000 | 3,606 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $175,421,200 | 3,468 |
| Average Assets, quarterly | $182,185,500 | 3,432 |
| Volatile liabilities | $60,271,000 | 2,350 |
| Insider loans | $3,428,000 | 2,213 |
| FHLB advances | $31,535,000 | 1,538 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $28,951,000 | 2,400 |
| Tier 1 (core) risk-based capital | $16,790,000 | 3,657 |
| Tier 2 risk-based capital | $1,556,000 | 3,181 |
| Total risk weighted assets | $160,870,000 | 2,957 |
| Total unused commitments | $28,951,000 | 2,401 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $180,539,000 | 3,466 |
| Cash and due from depository institutions | $4,591,000 | 3,029 |
| Interest-bearing balances | $99,000 | 5,165 |
| Securities | $4,192,000 | 7,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $153,419,000 | 2,937 |
| Loan loss allowance | $1,703,000 | 3,080 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,193,000 | 1,839 |
| Other real estate owned | $169,000 | 3,029 |
| Goodwill and other intangibles | $4,774,000 | 929 |
| All other assets | $6,201,000 | 2,713 |
| Life insurance assets | $2,470,000 | 2,068 |
| Total liabilities and capital | $180,539,000 | 3,466 |
| Total liabilities | $158,940,000 | 3,497 |
| Total deposits | $123,587,000 | 3,891 |
| Interest-bearing deposits | $106,545,000 | 3,874 |
| Deposits held in domestic offices | $123,587,000 | 3,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,210,000 | 831 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $12,475,000 | 2,884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,668,000 | 2,695 |
| Total equity capital | $21,599,000 | 3,041 |
| Total bank equity capital | $21,599,000 | 3,041 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $137,000 | 6,083 |
| Surplus | $17,840,000 | 1,681 |
| Undivided profits | $3,622,000 | 5,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,050,000 | 2,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,873,000 | 2,133 |
| Earning assets | $157,710,000 | 3,590 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $173,318,500 | 3,518 |
| Average Assets, quarterly | $178,489,500 | 3,479 |
| Volatile liabilities | $50,193,000 | 2,666 |
| Insider loans | $3,402,000 | 2,224 |
| FHLB advances | $12,475,000 | 2,775 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,609,000 | 2,349 |
| Tier 1 (core) risk-based capital | $16,767,000 | 3,712 |
| Tier 2 risk-based capital | $1,703,000 | 2,864 |
| Total risk weighted assets | $160,926,000 | 2,951 |
| Total unused commitments | $31,609,000 | 2,351 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $176,440,000 | 3,537 |
| Cash and due from depository institutions | $4,215,000 | 3,037 |
| Interest-bearing balances | $22,000 | 6,137 |
| Securities | $4,274,000 | 7,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $150,490,000 | 2,963 |
| Loan loss allowance | $1,422,000 | 3,461 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,309,000 | 2,064 |
| Other real estate owned | $190,000 | 3,037 |
| Goodwill and other intangibles | $4,774,000 | 936 |
| All other assets | $6,188,000 | 2,679 |
| Life insurance assets | $2,447,000 | 2,082 |
| Total liabilities and capital | $176,440,000 | 3,537 |
| Total liabilities | $155,842,000 | 3,550 |
| Total deposits | $114,643,000 | 4,107 |
| Interest-bearing deposits | $97,408,000 | 4,126 |
| Deposits held in domestic offices | $114,643,000 | 4,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,310,000 | 764 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,375,000 | 2,780 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,514,000 | 2,859 |
| Total equity capital | $20,598,000 | 3,196 |
| Total bank equity capital | $20,598,000 | 3,196 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $137,000 | 6,135 |
| Surplus | $16,840,000 | 1,747 |
| Undivided profits | $3,621,000 | 5,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,677,000 | 2,296 |
| Earning assets | $154,786,000 | 3,630 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $170,911,670 | 3,572 |
| Average Assets, quarterly | $172,369,000 | 3,574 |
| Volatile liabilities | $63,007,000 | 2,211 |
| Insider loans | $3,164,000 | 2,330 |
| FHLB advances | $12,375,000 | 2,679 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,151,000 | 2,432 |
| Tier 1 (core) risk-based capital | $15,782,000 | 3,932 |
| Tier 2 risk-based capital | $1,422,000 | 3,256 |
| Total risk weighted assets | $157,030,000 | 2,987 |
| Total unused commitments | $32,151,000 | 2,434 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $168,298,000 | 3,660 |
| Cash and due from depository institutions | $3,736,000 | 3,099 |
| Interest-bearing balances | $95,000 | 5,154 |
| Securities | $4,476,000 | 7,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $143,251,000 | 3,039 |
| Loan loss allowance | $1,403,000 | 3,431 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,020,000 | 2,147 |
| Other real estate owned | $191,000 | 3,099 |
| Goodwill and other intangibles | $4,774,000 | 955 |
| All other assets | $5,850,000 | 2,721 |
| Life insurance assets | $2,425,000 | 2,087 |
| Total liabilities and capital | $168,298,000 | 3,660 |
| Total liabilities | $148,098,000 | 3,697 |
| Total deposits | $108,596,000 | 4,282 |
| Interest-bearing deposits | $93,724,000 | 4,231 |
| Deposits held in domestic offices | $108,596,000 | 4,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,400,000 | 919 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $19,550,000 | 2,028 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,552,000 | 3,003 |
| Total equity capital | $20,200,000 | 3,326 |
| Total bank equity capital | $20,200,000 | 3,326 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $137,000 | 6,159 |
| Surplus | $16,840,000 | 1,739 |
| Undivided profits | $3,223,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 797 |
| Income earned, not collected on loans | $1,851,000 | 2,135 |
| Earning assets | $147,822,000 | 3,782 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $168,147,500 | 3,628 |
| Average Assets, quarterly | $168,147,500 | 3,628 |
| Volatile liabilities | $58,506,000 | 2,298 |
| Insider loans | $2,554,000 | 2,640 |
| FHLB advances | $19,550,000 | 1,939 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $37,377,000 | 2,219 |
| Tier 1 (core) risk-based capital | $15,330,000 | 4,030 |
| Tier 2 risk-based capital | $1,403,000 | 3,258 |
| Total risk weighted assets | $150,115,000 | 3,065 |
| Total unused commitments | $37,377,000 | 2,221 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $167,997,000 | 3,619 |
| Cash and due from depository institutions | $6,328,000 | 3,102 |
| Interest-bearing balances | $370,000 | 3,460 |
| Securities | $4,543,000 | 7,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $141,342,000 | 3,059 |
| Loan loss allowance | $1,389,000 | 3,414 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,997,000 | 2,535 |
| Other real estate owned | $21,000 | 3,102 |
| Goodwill and other intangibles | $4,774,000 | 957 |
| All other assets | $5,992,000 | 2,690 |
| Life insurance assets | $2,402,000 | 2,086 |
| Total liabilities and capital | $167,997,000 | 3,619 |
| Total liabilities | $148,032,000 | 3,644 |
| Total deposits | $112,192,000 | 4,145 |
| Interest-bearing deposits | $93,704,000 | 4,206 |
| Deposits held in domestic offices | $112,192,000 | 4,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,550,000 | 793 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,900,000 | 2,626 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,390,000 | 3,235 |
| Total equity capital | $19,965,000 | 3,310 |
| Total bank equity capital | $19,965,000 | 3,310 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $137,000 | 6,198 |
| Surplus | $16,840,000 | 1,721 |
| Undivided profits | $2,988,000 | 5,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,848,000 | 2,316 |
| Earning assets | $146,255,000 | 3,757 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $161,528,200 | 3,617 |
| Average Assets, quarterly | $166,814,500 | 3,617 |
| Volatile liabilities | $50,058,000 | 2,610 |
| Insider loans | $3,362,000 | 2,150 |
| FHLB advances | $10,900,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $31,463,000 | 2,503 |
| Tier 1 (core) risk-based capital | $15,145,000 | 4,043 |
| Tier 2 risk-based capital | $1,389,000 | 3,253 |
| Total risk weighted assets | $147,666,000 | 3,069 |
| Total unused commitments | $31,463,000 | 2,505 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $165,632,000 | 3,635 |
| Cash and due from depository institutions | $5,679,000 | 3,455 |
| Interest-bearing balances | $158,000 | 4,107 |
| Securities | $6,546,000 | 6,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $137,702,000 | 3,060 |
| Loan loss allowance | $1,457,000 | 3,240 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,019,000 | 2,460 |
| Other real estate owned | $22,000 | 3,455 |
| Goodwill and other intangibles | $4,774,000 | 926 |
| All other assets | $5,890,000 | 2,722 |
| Life insurance assets | $2,381,000 | 2,056 |
| Total liabilities and capital | $165,634,000 | 3,635 |
| Total liabilities | $145,907,000 | 3,649 |
| Total deposits | $111,337,000 | 4,130 |
| Interest-bearing deposits | $93,894,000 | 4,180 |
| Deposits held in domestic offices | $111,337,000 | 4,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,100,000 | 942 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,900,000 | 1,958 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,570,000 | 2,997 |
| Total equity capital | $19,727,000 | 3,312 |
| Total bank equity capital | $19,727,000 | 3,312 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $137,000 | 6,208 |
| Surplus | $16,840,000 | 1,684 |
| Undivided profits | $2,750,000 | 5,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 3,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,240,000 | 2,031 |
| Earning assets | $144,406,000 | 3,776 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $159,911,000 | 3,643 |
| Average Assets, quarterly | $164,644,500 | 3,605 |
| Volatile liabilities | $47,645,000 | 2,677 |
| Insider loans | $3,449,000 | 2,078 |
| FHLB advances | $16,900,000 | 1,860 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $36,086,000 | 2,295 |
| Tier 1 (core) risk-based capital | $14,952,000 | 4,097 |
| Tier 2 risk-based capital | $1,457,000 | 3,108 |
| Total risk weighted assets | $145,181,000 | 3,069 |
| Total unused commitments | $36,086,000 | 2,295 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $163,657,000 | 3,649 |
| Cash and due from depository institutions | $6,346,000 | 3,329 |
| Interest-bearing balances | $73,000 | 5,082 |
| Securities | $6,573,000 | 6,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $135,716,000 | 3,096 |
| Loan loss allowance | $1,413,000 | 3,312 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,094,000 | 2,439 |
| Other real estate owned | $23,000 | 3,329 |
| Goodwill and other intangibles | $4,774,000 | 923 |
| All other assets | $5,131,000 | 2,998 |
| Life insurance assets | $2,359,000 | 2,067 |
| Total liabilities and capital | $163,657,000 | 3,649 |
| Total liabilities | $143,921,000 | 3,681 |
| Total deposits | $116,565,000 | 4,029 |
| Interest-bearing deposits | $96,071,000 | 4,109 |
| Deposits held in domestic offices | $116,565,000 | 4,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,400,000 | 906 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,700,000 | 2,704 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,256,000 | 3,327 |
| Total equity capital | $19,736,000 | 3,260 |
| Total bank equity capital | $19,736,000 | 3,260 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $137,000 | 6,247 |
| Surplus | $16,840,000 | 1,685 |
| Undivided profits | $2,759,000 | 5,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 3,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,867,000 | 2,268 |
| Earning assets | $142,362,000 | 3,796 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $158,004,000 | 3,699 |
| Average Assets, quarterly | $158,410,500 | 3,708 |
| Volatile liabilities | $40,154,000 | 3,005 |
| Insider loans | $3,791,000 | 1,904 |
| FHLB advances | $8,700,000 | 2,578 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,283,000 | 2,688 |
| Tier 1 (core) risk-based capital | $15,007,000 | 4,054 |
| Tier 2 risk-based capital | $1,413,000 | 3,187 |
| Total risk weighted assets | $143,271,000 | 3,089 |
| Total unused commitments | $29,283,000 | 2,689 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 51 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $153,164,000 | 3,840 |
| Cash and due from depository institutions | $4,632,000 | 3,310 |
| Interest-bearing balances | $76,000 | 5,116 |
| Securities | $4,652,000 | 7,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $128,971,000 | 3,207 |
| Loan loss allowance | $1,351,000 | 3,408 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,176,000 | 2,382 |
| Other real estate owned | $23,000 | 3,310 |
| Goodwill and other intangibles | $4,774,000 | 908 |
| All other assets | $4,936,000 | 3,006 |
| Life insurance assets | $2,339,000 | 2,055 |
| Total liabilities and capital | $153,164,000 | 3,840 |
| Total liabilities | $133,816,000 | 3,888 |
| Total deposits | $111,409,000 | 4,163 |
| Interest-bearing deposits | $96,111,000 | 4,101 |
| Deposits held in domestic offices | $111,409,000 | 4,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,300,000 | 1,045 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,700,000 | 2,641 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,407,000 | 3,132 |
| Total equity capital | $19,348,000 | 3,331 |
| Total bank equity capital | $19,348,000 | 3,331 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $137,000 | 6,269 |
| Surplus | $16,840,000 | 1,651 |
| Undivided profits | $2,371,000 | 6,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,803,000 | 2,263 |
| Earning assets | $133,699,000 | 3,974 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $155,177,500 | 3,762 |
| Average Assets, quarterly | $155,177,500 | 3,762 |
| Volatile liabilities | $33,665,000 | 3,374 |
| Insider loans | $3,840,000 | 1,835 |
| FHLB advances | $8,700,000 | 2,528 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $29,729,000 | 2,659 |
| Tier 1 (core) risk-based capital | $14,572,000 | 4,118 |
| Tier 2 risk-based capital | $1,351,000 | 3,261 |
| Total risk weighted assets | $136,430,000 | 3,195 |
| Total unused commitments | $29,729,000 | 2,660 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $157,191,000 | 3,744 |
| Cash and due from depository institutions | $7,019,000 | 3,356 |
| Interest-bearing balances | $48,000 | 5,462 |
| Securities | $2,932,000 | 7,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $132,009,000 | 3,133 |
| Loan loss allowance | $1,342,000 | 3,408 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,244,000 | 2,316 |
| Other real estate owned | $24,000 | 3,356 |
| Goodwill and other intangibles | $4,774,000 | 892 |
| All other assets | $5,189,000 | 2,923 |
| Life insurance assets | $2,319,000 | 2,030 |
| Total liabilities and capital | $157,191,000 | 3,744 |
| Total liabilities | $137,807,000 | 3,795 |
| Total deposits | $109,953,000 | 4,162 |
| Interest-bearing deposits | $94,238,000 | 4,107 |
| Deposits held in domestic offices | $109,953,000 | 4,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,800,000 | 887 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,700,000 | 2,715 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,354,000 | 3,176 |
| Total equity capital | $19,384,000 | 3,274 |
| Total bank equity capital | $19,384,000 | 3,274 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $137,000 | 6,299 |
| Surplus | $16,840,000 | 1,616 |
| Undivided profits | $2,407,000 | 6,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,686,000 | 2,494 |
| Earning assets | $134,989,000 | 3,925 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $147,015,200 | 3,806 |
| Average Assets, quarterly | $153,805,500 | 3,770 |
| Volatile liabilities | $54,884,000 | 2,479 |
| Insider loans | $3,583,000 | 1,947 |
| FHLB advances | $8,700,000 | 2,606 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,155,000 | 2,706 |
| Tier 1 (core) risk-based capital | $14,610,000 | 4,059 |
| Tier 2 risk-based capital | $1,342,000 | 3,262 |
| Total risk weighted assets | $138,991,000 | 3,120 |
| Total unused commitments | $28,155,000 | 2,706 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $150,420,000 | 3,834 |
| Cash and due from depository institutions | $5,617,000 | 3,202 |
| Interest-bearing balances | $68,000 | 5,233 |
| Securities | $7,000 | 8,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $129,304,000 | 3,169 |
| Loan loss allowance | $1,281,000 | 3,532 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,142,000 | 2,316 |
| Other real estate owned | $25,000 | 3,202 |
| Goodwill and other intangibles | $4,774,000 | 894 |
| All other assets | $5,551,000 | 2,787 |
| Life insurance assets | $2,299,000 | 2,004 |
| Total liabilities and capital | $150,420,000 | 3,834 |
| Total liabilities | $131,290,000 | 3,890 |
| Total deposits | $111,874,000 | 4,060 |
| Interest-bearing deposits | $93,371,000 | 4,080 |
| Deposits held in domestic offices | $111,874,000 | 4,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,900,000 | 1,272 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,200,000 | 2,783 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,316,000 | 3,193 |
| Total equity capital | $19,130,000 | 3,274 |
| Total bank equity capital | $19,130,000 | 3,274 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $137,000 | 6,350 |
| Surplus | $16,840,000 | 1,598 |
| Undivided profits | $2,153,000 | 6,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,079,000 | 2,005 |
| Earning assets | $129,379,000 | 4,000 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $144,471,250 | 3,859 |
| Average Assets, quarterly | $150,346,500 | 3,803 |
| Volatile liabilities | $45,199,000 | 2,829 |
| Insider loans | $2,883,000 | 2,262 |
| FHLB advances | $9,200,000 | 2,650 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,783,000 | 2,239 |
| Tier 1 (core) risk-based capital | $14,356,000 | 4,094 |
| Tier 2 risk-based capital | $1,281,000 | 3,360 |
| Total risk weighted assets | $137,476,000 | 3,126 |
| Total unused commitments | $37,783,000 | 2,240 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $150,273,000 | 3,804 |
| Cash and due from depository institutions | $5,283,000 | 3,211 |
| Interest-bearing balances | $72,000 | 5,239 |
| Securities | $7,000 | 8,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $130,047,000 | 3,112 |
| Loan loss allowance | $1,241,000 | 3,605 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,230,000 | 2,239 |
| Other real estate owned | $15,000 | 3,211 |
| Goodwill and other intangibles | $4,774,000 | 883 |
| All other assets | $4,917,000 | 3,021 |
| Life insurance assets | $2,278,000 | 1,972 |
| Total liabilities and capital | $150,273,000 | 3,804 |
| Total liabilities | $131,272,000 | 3,873 |
| Total deposits | $112,020,000 | 4,041 |
| Interest-bearing deposits | $96,651,000 | 3,968 |
| Deposits held in domestic offices | $112,020,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,545 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,620,000 | 2,446 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,332,000 | 2,932 |
| Total equity capital | $19,001,000 | 3,194 |
| Total bank equity capital | $19,001,000 | 3,194 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $137,000 | 6,370 |
| Surplus | $16,839,000 | 1,556 |
| Undivided profits | $2,025,000 | 6,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,597,000 | 2,360 |
| Earning assets | $130,126,000 | 3,954 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $142,488,330 | 3,909 |
| Average Assets, quarterly | $143,802,000 | 3,907 |
| Volatile liabilities | $44,854,000 | 2,808 |
| Insider loans | $2,883,000 | 2,227 |
| FHLB advances | $11,620,000 | 2,322 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $30,987,000 | 2,559 |
| Tier 1 (core) risk-based capital | $14,227,000 | 4,043 |
| Tier 2 risk-based capital | $1,241,000 | 3,422 |
| Total risk weighted assets | $139,006,000 | 3,068 |
| Total unused commitments | $30,987,000 | 2,560 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $137,331,000 | 4,036 |
| Cash and due from depository institutions | $8,179,000 | 3,300 |
| Interest-bearing balances | $3,000 | 6,621 |
| Securities | $7,000 | 8,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $114,569,000 | 3,373 |
| Loan loss allowance | $1,179,000 | 3,708 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,298,000 | 2,145 |
| Other real estate owned | $50,000 | 3,300 |
| Goodwill and other intangibles | $4,774,000 | 859 |
| All other assets | $4,454,000 | 3,176 |
| Life insurance assets | $2,259,000 | 1,945 |
| Total liabilities and capital | $137,331,000 | 4,036 |
| Total liabilities | $119,424,000 | 4,102 |
| Total deposits | $106,279,000 | 4,180 |
| Interest-bearing deposits | $90,739,000 | 4,122 |
| Deposits held in domestic offices | $106,279,000 | 4,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,982,000 | 2,335 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,163,000 | 3,199 |
| Total equity capital | $17,907,000 | 3,336 |
| Total bank equity capital | $17,907,000 | 3,336 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $137,000 | 6,383 |
| Surplus | $15,840,000 | 1,575 |
| Undivided profits | $1,930,000 | 6,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,363,000 | 2,599 |
| Earning assets | $114,579,000 | 4,320 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $138,596,000 | 3,974 |
| Average Assets, quarterly | $138,596,000 | 3,974 |
| Volatile liabilities | $38,229,000 | 2,992 |
| Insider loans | $2,490,000 | 2,464 |
| FHLB advances | $11,982,000 | 2,233 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $31,180,000 | 2,506 |
| Tier 1 (core) risk-based capital | $13,133,000 | 4,252 |
| Tier 2 risk-based capital | $1,179,000 | 3,506 |
| Total risk weighted assets | $123,883,000 | 3,324 |
| Total unused commitments | $31,180,000 | 2,510 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $139,861,000 | 3,959 |
| Cash and due from depository institutions | $7,403,000 | 3,155 |
| Interest-bearing balances | $76,000 | 5,353 |
| Securities | $7,000 | 8,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $117,555,000 | 3,281 |
| Loan loss allowance | $1,122,000 | 3,796 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,285,000 | 2,129 |
| Other real estate owned | $40,000 | 3,155 |
| Goodwill and other intangibles | $4,774,000 | 838 |
| All other assets | $4,797,000 | 2,982 |
| Life insurance assets | $2,240,000 | 218 |
| Total liabilities and capital | $139,861,000 | 3,959 |
| Total liabilities | $122,119,000 | 4,030 |
| Total deposits | $105,669,000 | 4,189 |
| Interest-bearing deposits | $90,640,000 | 4,097 |
| Deposits held in domestic offices | $105,669,000 | 4,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,425,000 | 1,925 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,982,000 | 2,405 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,043,000 | 3,397 |
| Total equity capital | $17,742,000 | 3,319 |
| Total bank equity capital | $17,742,000 | 3,319 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $137,000 | 6,407 |
| Surplus | $15,840,000 | 1,556 |
| Undivided profits | $1,765,000 | 6,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,496,000 | 2,379 |
| Earning assets | $117,638,000 | 4,219 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $125,486,200 | 4,131 |
| Average Assets, quarterly | $136,848,500 | 3,986 |
| Volatile liabilities | $44,178,000 | 2,682 |
| Insider loans | $4,704,000 | 1,433 |
| FHLB advances | $11,982,000 | 2,284 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,158,000 | 2,477 |
| Tier 1 (core) risk-based capital | $12,968,000 | 4,234 |
| Tier 2 risk-based capital | $1,122,000 | 3,592 |
| Total risk weighted assets | $127,189,000 | 3,217 |
| Total unused commitments | $31,158,000 | 2,477 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $133,836,000 | 4,026 |
| Cash and due from depository institutions | $6,227,000 | 3,234 |
| Interest-bearing balances | $74,000 | 5,384 |
| Securities | $7,000 | 8,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $112,817,000 | 3,341 |
| Loan loss allowance | $1,058,000 | 3,917 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,353,000 | 2,055 |
| Other real estate owned | $25,000 | 3,234 |
| Goodwill and other intangibles | $4,774,000 | 815 |
| All other assets | $4,633,000 | 3,004 |
| Life insurance assets | $2,221,000 | 212 |
| Total liabilities and capital | $133,836,000 | 4,026 |
| Total liabilities | $116,616,000 | 4,104 |
| Total deposits | $103,703,000 | 4,171 |
| Interest-bearing deposits | $89,051,000 | 4,089 |
| Deposits held in domestic offices | $103,703,000 | 4,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,982,000 | 2,424 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $931,000 | 3,624 |
| Total equity capital | $17,220,000 | 3,366 |
| Total bank equity capital | $17,220,000 | 3,366 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $137,000 | 6,434 |
| Surplus | $15,590,000 | 1,526 |
| Undivided profits | $1,493,000 | 6,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,606,000 | 2,143 |
| Earning assets | $112,898,000 | 4,285 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $121,892,500 | 4,223 |
| Average Assets, quarterly | $129,033,000 | 4,101 |
| Volatile liabilities | $36,008,000 | 3,006 |
| Insider loans | $4,377,000 | 1,489 |
| FHLB advances | $11,982,000 | 2,295 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,606,000 | 2,368 |
| Tier 1 (core) risk-based capital | $12,446,000 | 4,314 |
| Tier 2 risk-based capital | $1,058,000 | 3,714 |
| Total risk weighted assets | $122,203,000 | 3,259 |
| Total unused commitments | $32,606,000 | 2,371 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $124,230,000 | 4,216 |
| Cash and due from depository institutions | $2,959,000 | 3,181 |
| Interest-bearing balances | $314,000 | 3,806 |
| Securities | $7,000 | 8,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $106,681,000 | 3,422 |
| Loan loss allowance | $1,080,000 | 3,819 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,397,000 | 1,994 |
| Other real estate owned | $25,000 | 3,181 |
| Goodwill and other intangibles | $4,774,000 | 808 |
| All other assets | $4,387,000 | 2,997 |
| Life insurance assets | $2,202,000 | 207 |
| Total liabilities and capital | $124,230,000 | 4,216 |
| Total liabilities | $107,302,000 | 4,294 |
| Total deposits | $97,475,000 | 4,302 |
| Interest-bearing deposits | $79,786,000 | 4,372 |
| Deposits held in domestic offices | $97,475,000 | 4,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,997,000 | 2,838 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $830,000 | 3,668 |
| Total equity capital | $16,928,000 | 3,368 |
| Total bank equity capital | $16,928,000 | 3,368 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $137,000 | 6,434 |
| Surplus | $15,590,000 | 1,497 |
| Undivided profits | $1,201,000 | 7,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,317,000 | 2,421 |
| Earning assets | $107,002,000 | 4,413 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $117,911,330 | 4,316 |
| Average Assets, quarterly | $118,472,000 | 4,323 |
| Volatile liabilities | $31,714,000 | 3,150 |
| Insider loans | $3,984,000 | 1,607 |
| FHLB advances | $8,997,000 | 2,718 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,489,000 | 2,887 |
| Tier 1 (core) risk-based capital | $12,154,000 | 4,324 |
| Tier 2 risk-based capital | $1,080,000 | 3,608 |
| Total risk weighted assets | $115,484,000 | 3,342 |
| Total unused commitments | $23,489,000 | 2,888 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 49 | 3,375 |
| Assets and Liabilities | ||
| Total Assets: | $112,714,000 | 4,501 |
| Cash and due from depository institutions | $2,782,000 | 3,375 |
| Interest-bearing balances | $228,000 | 4,217 |
| Securities | $7,000 | 8,755 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $95,205,000 | 3,693 |
| Loan loss allowance | $1,049,000 | 3,918 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,452,000 | 1,952 |
| Other real estate owned | $392,000 | 3,375 |
| Goodwill and other intangibles | $4,774,000 | 799 |
| All other assets | $4,102,000 | 3,137 |
| Life insurance assets | $2,182,000 | 208 |
| Total liabilities and capital | $112,714,000 | 4,501 |
| Total liabilities | $97,004,000 | 4,624 |
| Total deposits | $83,701,000 | 4,829 |
| Interest-bearing deposits | $72,402,000 | 4,719 |
| Deposits held in domestic offices | $83,701,000 | 4,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,422,000 | 2,270 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $881,000 | 3,474 |
| Total equity capital | $15,710,000 | 3,509 |
| Total bank equity capital | $15,710,000 | 3,509 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $137,000 | 6,484 |
| Surplus | $14,590,000 | 1,535 |
| Undivided profits | $983,000 | 7,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,074,000 | 2,856 |
| Earning assets | $95,440,000 | 4,776 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $114,752,000 | 4,415 |
| Average Assets, quarterly | $114,752,000 | 4,415 |
| Volatile liabilities | $31,638,000 | 3,084 |
| Insider loans | $2,825,000 | 2,113 |
| FHLB advances | $12,422,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,904,000 | 2,571 |
| Tier 1 (core) risk-based capital | $10,936,000 | 4,613 |
| Tier 2 risk-based capital | $1,049,000 | 3,696 |
| Total risk weighted assets | $108,651,000 | 3,470 |
| Total unused commitments | $26,904,000 | 2,576 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $116,790,000 | 4,374 |
| Cash and due from depository institutions | $5,049,000 | 3,450 |
| Interest-bearing balances | $620,000 | 3,243 |
| Securities | $66,000 | 8,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $97,588,000 | 3,586 |
| Loan loss allowance | $1,109,000 | 3,739 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,032,000 | 2,095 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $4,774,000 | 793 |
| All other assets | $4,281,000 | 2,980 |
| Life insurance assets | $2,164,000 | 210 |
| Total liabilities and capital | $116,790,000 | 4,374 |
| Total liabilities | $101,223,000 | 4,482 |
| Total deposits | $85,049,000 | 4,767 |
| Interest-bearing deposits | $73,244,000 | 4,657 |
| Deposits held in domestic offices | $85,049,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,372,000 | 2,018 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $802,000 | 3,614 |
| Total equity capital | $15,567,000 | 3,533 |
| Total bank equity capital | $15,567,000 | 3,533 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $137,000 | 6,511 |
| Surplus | $14,590,000 | 1,519 |
| Undivided profits | $840,000 | 7,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,204,000 | 2,523 |
| Earning assets | $98,274,000 | 4,680 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $105,604,000 | 4,564 |
| Average Assets, quarterly | $113,733,500 | 4,422 |
| Volatile liabilities | $33,992,000 | 2,885 |
| Insider loans | $3,651,000 | 1,674 |
| FHLB advances | $15,372,000 | 1,902 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $42,258,000 | 1,821 |
| Tier 1 (core) risk-based capital | $10,791,000 | 4,624 |
| Tier 2 risk-based capital | $1,109,000 | 3,529 |
| Total risk weighted assets | $110,080,000 | 3,420 |
| Total unused commitments | $42,258,000 | 1,822 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $110,677,000 | 4,500 |
| Cash and due from depository institutions | $5,518,000 | 3,404 |
| Interest-bearing balances | $1,278,000 | 2,610 |
| Securities | $68,000 | 8,821 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $91,153,000 | 3,743 |
| Loan loss allowance | $1,097,000 | 3,760 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,763,000 | 2,161 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $4,774,000 | 773 |
| All other assets | $4,401,000 | 2,892 |
| Life insurance assets | $2,145,000 | 206 |
| Total liabilities and capital | $110,677,000 | 4,500 |
| Total liabilities | $95,349,000 | 4,606 |
| Total deposits | $79,556,000 | 4,943 |
| Interest-bearing deposits | $68,349,000 | 4,862 |
| Deposits held in domestic offices | $79,556,000 | 4,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,522,000 | 2,099 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,271,000 | 2,700 |
| Total equity capital | $15,328,000 | 3,587 |
| Total bank equity capital | $15,328,000 | 3,587 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $137,000 | 6,551 |
| Surplus | $14,590,000 | 1,491 |
| Undivided profits | $601,000 | 7,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,292,000 | 2,411 |
| Earning assets | $92,499,000 | 4,830 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $102,807,500 | 4,653 |
| Average Assets, quarterly | $110,009,500 | 4,475 |
| Volatile liabilities | $32,868,000 | 2,900 |
| Insider loans | $2,477,000 | 2,312 |
| FHLB advances | $14,522,000 | 1,979 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,052,000 | 3,216 |
| Tier 1 (core) risk-based capital | $10,559,000 | 4,659 |
| Tier 2 risk-based capital | $1,097,000 | 3,529 |
| Total risk weighted assets | $103,997,000 | 3,527 |
| Total unused commitments | $18,052,000 | 3,219 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $109,342,000 | 4,512 |
| Cash and due from depository institutions | $6,047,000 | 3,488 |
| Interest-bearing balances | $817,000 | 3,047 |
| Securities | $102,000 | 8,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $89,495,000 | 3,755 |
| Loan loss allowance | $1,116,000 | 3,702 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,572,000 | 2,202 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $4,774,000 | 754 |
| All other assets | $4,352,000 | 2,900 |
| Life insurance assets | $2,125,000 | 202 |
| Total liabilities and capital | $109,342,000 | 4,512 |
| Total liabilities | $95,325,000 | 4,598 |
| Total deposits | $73,452,000 | 5,192 |
| Interest-bearing deposits | $63,885,000 | 5,083 |
| Deposits held in domestic offices | $73,452,000 | 5,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,822 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,042,000 | 1,880 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $831,000 | 3,353 |
| Total equity capital | $14,017,000 | 3,756 |
| Total bank equity capital | $14,017,000 | 3,756 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $137,000 | 6,596 |
| Surplus | $13,590,000 | 1,543 |
| Undivided profits | $290,000 | 7,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,072,000 | 2,748 |
| Earning assets | $90,414,000 | 4,865 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $100,184,330 | 4,766 |
| Average Assets, quarterly | $102,868,500 | 4,712 |
| Volatile liabilities | $36,651,000 | 2,608 |
| Insider loans | $3,050,000 | 1,903 |
| FHLB advances | $17,042,000 | 1,767 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,856,000 | 2,828 |
| Tier 1 (core) risk-based capital | $9,247,000 | 5,054 |
| Tier 2 risk-based capital | $1,116,000 | 3,438 |
| Total risk weighted assets | $101,556,000 | 3,561 |
| Total unused commitments | $21,856,000 | 2,831 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $96,395,000 | 4,934 |
| Cash and due from depository institutions | $8,861,000 | 3,742 |
| Interest-bearing balances | $971,000 | 3,128 |
| Securities | $106,000 | 8,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $74,942,000 | 4,182 |
| Loan loss allowance | $1,037,000 | 3,867 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,064,000 | 2,449 |
| Other real estate owned | $0 | 3,742 |
| Goodwill and other intangibles | $4,774,000 | 737 |
| All other assets | $3,648,000 | 3,131 |
| Life insurance assets | $2,105,000 | 204 |
| Total liabilities and capital | $96,395,000 | 4,934 |
| Total liabilities | $82,528,000 | 5,089 |
| Total deposits | $75,285,000 | 5,124 |
| Interest-bearing deposits | $63,107,000 | 5,154 |
| Deposits held in domestic offices | $75,285,000 | 5,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,402,000 | 3,057 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $841,000 | 3,620 |
| Total equity capital | $13,867,000 | 3,857 |
| Total bank equity capital | $13,867,000 | 3,857 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $137,000 | 6,614 |
| Surplus | $13,590,000 | 1,521 |
| Undivided profits | $140,000 | 8,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,335 |
| Income earned, not collected on loans | $844,000 | 3,374 |
| Earning assets | $76,019,000 | 5,453 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $95,605,500 | 4,928 |
| Average Assets, quarterly | $95,605,500 | 4,928 |
| Volatile liabilities | $23,495,000 | 3,506 |
| Insider loans | $1,998,000 | 2,644 |
| FHLB advances | $5,802,000 | 3,065 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,978,000 | 2,385 |
| Tier 1 (core) risk-based capital | $9,095,000 | 5,068 |
| Tier 2 risk-based capital | $1,037,000 | 3,597 |
| Total risk weighted assets | $86,951,000 | 3,924 |
| Total unused commitments | $26,978,000 | 2,391 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $94,816,000 | 4,969 |
| Cash and due from depository institutions | $10,369,000 | 3,960 |
| Interest-bearing balances | $1,458,000 | 2,527 |
| Securities | $110,000 | 8,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $72,270,000 | 4,263 |
| Loan loss allowance | $1,053,000 | 3,800 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,567,000 | 2,723 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $4,726,000 | 742 |
| All other assets | $3,774,000 | 3,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,816,000 | 4,969 |
| Total liabilities | $81,113,000 | 5,128 |
| Total deposits | $73,307,000 | 5,216 |
| Interest-bearing deposits | $63,337,000 | 5,115 |
| Deposits held in domestic offices | $73,307,000 | 5,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,952,000 | 2,956 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $854,000 | 3,439 |
| Total equity capital | $13,703,000 | 3,835 |
| Total bank equity capital | $13,703,000 | 3,835 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $137,000 | 6,666 |
| Surplus | $13,590,000 | 1,484 |
| Undivided profits | $-24,000 | 8,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $953,000 | 3,136 |
| Earning assets | $73,838,000 | 5,527 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $82,191,600 | 5,349 |
| Average Assets, quarterly | $90,258,500 | 5,108 |
| Volatile liabilities | $23,267,000 | 3,519 |
| Insider loans | $1,441,000 | 3,285 |
| FHLB advances | $6,152,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,146,000 | 3,276 |
| Tier 1 (core) risk-based capital | $8,976,000 | 5,085 |
| Tier 2 risk-based capital | $1,048,000 | 3,567 |
| Total risk weighted assets | $83,874,000 | 4,011 |
| Total unused commitments | $16,146,000 | 3,278 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $85,701,000 | 5,312 |
| Cash and due from depository institutions | $7,436,000 | 4,063 |
| Interest-bearing balances | $611,000 | 3,577 |
| Securities | $108,000 | 9,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $72,791,000 | 4,229 |
| Loan loss allowance | $536,000 | 5,857 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,654,000 | 4,688 |
| Other real estate owned | $26,000 | 4,063 |
| Goodwill and other intangibles | $21,000 | 3,058 |
| All other assets | $3,665,000 | 3,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,701,000 | 5,312 |
| Total liabilities | $77,444,000 | 5,268 |
| Total deposits | $71,078,000 | 5,301 |
| Interest-bearing deposits | $60,613,000 | 5,265 |
| Deposits held in domestic offices | $71,078,000 | 5,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,902,000 | 3,447 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,464,000 | 2,451 |
| Total equity capital | $8,257,000 | 5,519 |
| Total bank equity capital | $8,257,000 | 5,519 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $137,000 | 6,708 |
| Surplus | $2,772,000 | 4,776 |
| Undivided profits | $5,348,000 | 4,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,163,000 | 2,711 |
| Earning assets | $73,510,000 | 5,539 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $79,035,500 | 5,512 |
| Average Assets, quarterly | $81,807,000 | 5,454 |
| Volatile liabilities | $16,275,000 | 4,407 |
| Insider loans | $1,442,000 | 3,249 |
| FHLB advances | $4,902,000 | 3,284 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,717,000 | 3,586 |
| Tier 1 (core) risk-based capital | $8,235,000 | 5,366 |
| Tier 2 risk-based capital | $536,000 | 5,511 |
| Total risk weighted assets | $77,343,000 | 4,229 |
| Total unused commitments | $13,717,000 | 3,591 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $77,913,000 | 5,624 |
| Cash and due from depository institutions | $4,614,000 | 4,085 |
| Interest-bearing balances | $957,000 | 3,289 |
| Securities | $112,000 | 9,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $67,908,000 | 4,433 |
| Loan loss allowance | $538,000 | 5,823 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,640,000 | 4,695 |
| Other real estate owned | $46,000 | 4,085 |
| Goodwill and other intangibles | $26,000 | 2,994 |
| All other assets | $3,567,000 | 3,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,913,000 | 5,624 |
| Total liabilities | $69,919,000 | 5,593 |
| Total deposits | $67,220,000 | 5,484 |
| Interest-bearing deposits | $60,138,000 | 5,295 |
| Deposits held in domestic offices | $67,220,000 | 5,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,412,000 | 4,667 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,287,000 | 2,789 |
| Total equity capital | $7,994,000 | 5,612 |
| Total bank equity capital | $7,994,000 | 5,612 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $137,000 | 6,729 |
| Surplus | $2,772,000 | 4,742 |
| Undivided profits | $5,085,000 | 4,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,019,000 | 2,977 |
| Earning assets | $68,977,000 | 5,721 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $76,813,670 | 5,602 |
| Average Assets, quarterly | $77,087,500 | 5,632 |
| Volatile liabilities | $10,125,000 | 5,673 |
| Insider loans | $822,000 | 4,434 |
| FHLB advances | $1,412,000 | 4,439 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,698,000 | 3,544 |
| Tier 1 (core) risk-based capital | $7,967,000 | 5,410 |
| Tier 2 risk-based capital | $538,000 | 5,471 |
| Total risk weighted assets | $71,817,000 | 4,437 |
| Total unused commitments | $13,698,000 | 3,558 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $76,262,000 | 5,649 |
| Cash and due from depository institutions | $4,057,000 | 4,051 |
| Interest-bearing balances | $860,000 | 3,342 |
| Securities | $114,000 | 9,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $67,074,000 | 4,431 |
| Loan loss allowance | $539,000 | 5,770 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,669,000 | 4,611 |
| Other real estate owned | $48,000 | 4,051 |
| Goodwill and other intangibles | $36,000 | 2,935 |
| All other assets | $3,264,000 | 3,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,262,000 | 5,649 |
| Total liabilities | $68,552,000 | 5,626 |
| Total deposits | $66,964,000 | 5,459 |
| Interest-bearing deposits | $60,309,000 | 5,269 |
| Deposits held in domestic offices | $66,964,000 | 5,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $350,000 | 5,204 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,238,000 | 2,889 |
| Total equity capital | $7,710,000 | 5,665 |
| Total bank equity capital | $7,710,000 | 5,665 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $137,000 | 6,760 |
| Surplus | $2,772,000 | 4,715 |
| Undivided profits | $4,801,000 | 4,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $769,000 | 3,861 |
| Earning assets | $68,048,000 | 5,724 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $76,264,000 | 5,616 |
| Average Assets, quarterly | $76,264,000 | 5,616 |
| Volatile liabilities | $8,384,000 | 6,144 |
| Insider loans | $691,000 | 4,751 |
| FHLB advances | $350,000 | 4,919 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,800,000 | 3,625 |
| Tier 1 (core) risk-based capital | $7,673,000 | 5,491 |
| Tier 2 risk-based capital | $539,000 | 5,427 |
| Total risk weighted assets | $70,606,000 | 4,423 |
| Total unused commitments | $12,800,000 | 3,641 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $76,266,000 | 5,626 |
| Cash and due from depository institutions | $4,806,000 | 4,137 |
| Interest-bearing balances | $3,983,000 | 1,653 |
| Securities | $350,000 | 9,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $65,930,000 | 4,474 |
| Loan loss allowance | $523,000 | 5,819 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,618,000 | 4,677 |
| Other real estate owned | $51,000 | 4,137 |
| Goodwill and other intangibles | $43,000 | 2,877 |
| All other assets | $3,468,000 | 3,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,266,000 | 5,626 |
| Total liabilities | $68,766,000 | 5,574 |
| Total deposits | $67,388,000 | 5,390 |
| Interest-bearing deposits | $59,894,000 | 5,224 |
| Deposits held in domestic offices | $67,388,000 | 5,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,378,000 | 2,694 |
| Total equity capital | $7,500,000 | 5,722 |
| Total bank equity capital | $7,500,000 | 5,722 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $137,000 | 6,785 |
| Surplus | $2,772,000 | 4,663 |
| Undivided profits | $4,591,000 | 4,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,021,000 | 3,149 |
| Earning assets | $70,263,000 | 5,590 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $75,597,600 | 5,465 |
| Average Assets, quarterly | $76,046,000 | 5,580 |
| Volatile liabilities | $8,192,000 | 6,209 |
| Insider loans | $696,000 | 4,747 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,184,000 | 3,288 |
| Tier 1 (core) risk-based capital | $7,456,000 | 5,535 |
| Tier 2 risk-based capital | $523,000 | 5,489 |
| Total risk weighted assets | $70,213,000 | 4,417 |
| Total unused commitments | $14,184,000 | 3,292 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 39 | 4,123 |
| Assets and Liabilities | ||
| Total Assets: | $74,400,000 | 5,602 |
| Cash and due from depository institutions | $5,392,000 | 4,123 |
| Interest-bearing balances | $4,657,000 | 1,337 |
| Securities | $632,000 | 9,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $62,829,000 | 4,521 |
| Loan loss allowance | $536,000 | 5,582 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,656,000 | 4,576 |
| Other real estate owned | $93,000 | 4,123 |
| Goodwill and other intangibles | $120,000 | 2,552 |
| All other assets | $3,678,000 | 2,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,400,000 | 5,602 |
| Total liabilities | $68,064,000 | 5,527 |
| Total deposits | $62,609,000 | 5,538 |
| Interest-bearing deposits | $54,289,000 | 5,477 |
| Deposits held in domestic offices | $62,609,000 | 5,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,200,000 | 3,275 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,255,000 | 2,916 |
| Total equity capital | $6,336,000 | 6,216 |
| Total bank equity capital | $6,336,000 | 6,216 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $128,000 | 6,987 |
| Surplus | $2,282,000 | 5,110 |
| Undivided profits | $3,926,000 | 5,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,144,000 | 3,030 |
| Earning assets | $68,118,000 | 5,590 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $71,953,800 | 5,536 |
| Average Assets, quarterly | $73,625,000 | 5,604 |
| Volatile liabilities | $11,659,000 | 5,200 |
| Insider loans | $683,000 | 4,756 |
| FHLB advances | $4,200,000 | 3,084 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,085,000 | 3,499 |
| Tier 1 (core) risk-based capital | $6,334,000 | 6,049 |
| Tier 2 risk-based capital | $536,000 | 5,267 |
| Total risk weighted assets | $66,759,000 | 4,473 |
| Total unused commitments | $12,085,000 | 3,507 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $70,222,000 | 5,676 |
| Cash and due from depository institutions | $7,460,000 | 4,445 |
| Interest-bearing balances | $6,748,000 | 672 |
| Securities | $4,089,000 | 8,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $53,303,000 | 4,964 |
| Loan loss allowance | $528,000 | 5,532 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,800,000 | 4,327 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $143,000 | 2,466 |
| All other assets | $3,427,000 | 2,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,222,000 | 5,676 |
| Total liabilities | $65,245,000 | 5,538 |
| Total deposits | $62,528,000 | 5,411 |
| Interest-bearing deposits | $57,326,000 | 5,156 |
| Deposits held in domestic offices | $62,528,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,518,000 | 4,240 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,199,000 | 3,109 |
| Total equity capital | $4,977,000 | 7,101 |
| Total bank equity capital | $4,977,000 | 7,101 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $106,000 | 7,396 |
| Surplus | $1,286,000 | 6,519 |
| Undivided profits | $3,585,000 | 5,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $951,000 | 2,891 |
| Earning assets | $64,140,000 | 5,700 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $64,678,000 | 5,781 |
| Average Assets, quarterly | $68,433,500 | 5,717 |
| Volatile liabilities | $7,742,000 | 6,347 |
| Insider loans | $1,141,000 | 3,536 |
| FHLB advances | $1,518,000 | 700 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,915,000 | 4,607 |
| Tier 1 (core) risk-based capital | $4,983,000 | 6,981 |
| Tier 2 risk-based capital | $528,000 | 5,214 |
| Total risk weighted assets | $57,414,000 | 4,843 |
| Total unused commitments | $6,915,000 | 4,608 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $60,938,000 | 6,186 |
| Cash and due from depository institutions | $5,018,000 | 4,286 |
| Interest-bearing balances | $4,331,000 | 925 |
| Securities | $4,164,000 | 8,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $47,511,000 | 5,245 |
| Loan loss allowance | $525,000 | 5,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,107,000 | 5,750 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $152,000 | 2,504 |
| All other assets | $2,986,000 | 2,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,938,000 | 6,186 |
| Total liabilities | $55,946,000 | 6,103 |
| Total deposits | $52,558,000 | 6,056 |
| Interest-bearing deposits | $47,291,000 | 5,858 |
| Deposits held in domestic offices | $52,558,000 | 6,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,293,000 | 3,779 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,095,000 | 3,036 |
| Total equity capital | $4,992,000 | 7,002 |
| Total bank equity capital | $4,992,000 | 7,002 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $106,000 | 7,664 |
| Surplus | $1,286,000 | 6,623 |
| Undivided profits | $3,600,000 | 5,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 8,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $670,000 | 3,509 |
| Earning assets | $56,006,000 | 6,150 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $58,484,200 | 6,168 |
| Average Assets, quarterly | $59,203,500 | 6,243 |
| Volatile liabilities | $7,525,000 | 6,237 |
| Insider loans | $811,000 | 4,248 |
| FHLB advances | $2,293,000 | 693 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,472,000 | 5,736 |
| Tier 1 (core) risk-based capital | $5,139,000 | 6,886 |
| Tier 2 risk-based capital | $525,000 | 5,151 |
| Total risk weighted assets | $48,988,000 | 5,276 |
| Total unused commitments | $4,472,000 | 5,742 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $58,849,000 | 6,349 |
| Cash and due from depository institutions | $4,662,000 | 4,841 |
| Interest-bearing balances | $3,919,000 | 1,473 |
| Securities | $6,266,000 | 8,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $44,361,000 | 5,340 |
| Loan loss allowance | $539,000 | 5,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $658,000 | 7,117 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $125,000 | 2,582 |
| All other assets | $2,777,000 | 2,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,849,000 | 6,349 |
| Total liabilities | $54,003,000 | 6,251 |
| Total deposits | $51,475,000 | 6,208 |
| Interest-bearing deposits | $46,440,000 | 5,992 |
| Deposits held in domestic offices | $51,475,000 | 6,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,232,000 | 3,620 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,296,000 | 2,850 |
| Total equity capital | $4,846,000 | 7,222 |
| Total bank equity capital | $4,846,000 | 7,222 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $106,000 | 7,821 |
| Surplus | $1,286,000 | 6,611 |
| Undivided profits | $3,454,000 | 5,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 8,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $629,000 | 3,700 |
| Earning assets | $54,546,000 | 6,315 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $57,601,000 | 6,228 |
| Average Assets, quarterly | $58,132,000 | 6,321 |
| Volatile liabilities | $5,105,000 | 6,968 |
| Insider loans | $533,000 | 5,138 |
| FHLB advances | $1,232,000 | 660 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,886,000 | 6,663 |
| Tier 1 (core) risk-based capital | $4,718,000 | 7,165 |
| Tier 2 risk-based capital | $539,000 | 4,945 |
| Total risk weighted assets | $45,418,000 | 5,426 |
| Total unused commitments | $2,886,000 | 6,677 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $56,942,000 | 6,570 |
| Cash and due from depository institutions | $5,815,000 | 5,932 |
| Interest-bearing balances | $5,090,000 | 884 |
| Securities | $6,365,000 | 8,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $42,916,000 | 5,553 |
| Loan loss allowance | $509,000 | 5,620 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $672,000 | 7,131 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $49,000 | 2,962 |
| All other assets | $1,125,000 | 5,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,942,000 | 6,570 |
| Total liabilities | $52,497,000 | 6,437 |
| Total deposits | $49,924,000 | 6,403 |
| Interest-bearing deposits | $45,686,000 | 6,108 |
| Deposits held in domestic offices | $49,924,000 | 6,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,308,000 | 3,252 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,265,000 | 2,942 |
| Total equity capital | $4,445,000 | 7,648 |
| Total bank equity capital | $4,445,000 | 7,648 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $106,000 | 8,175 |
| Surplus | $1,286,000 | 6,735 |
| Undivided profits | $3,053,000 | 5,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $588,000 | 4,048 |
| Earning assets | $54,371,000 | 6,396 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $55,766,800 | 6,453 |
| Average Assets, quarterly | $56,093,500 | 6,573 |
| Volatile liabilities | $4,255,000 | 7,601 |
| Insider loans | $598,000 | 4,922 |
| FHLB advances | $1,308,000 | 681 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,545,000 | 6,911 |
| Tier 1 (core) risk-based capital | $4,366,000 | 7,595 |
| Tier 2 risk-based capital | $503,000 | 5,146 |
| Total risk weighted assets | $40,220,000 | 5,910 |
| Total unused commitments | $2,545,000 | 6,918 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $55,897,000 | 6,806 |
| Cash and due from depository institutions | $2,889,000 | 6,239 |
| Interest-bearing balances | $2,246,000 | 1,514 |
| Securities | $8,350,000 | 8,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $42,903,000 | 5,598 |
| Loan loss allowance | $474,000 | 6,144 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $645,000 | 7,381 |
| Other real estate owned | $11,000 | 6,239 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,099,000 | 5,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,897,000 | 6,806 |
| Total liabilities | $52,137,000 | 6,638 |
| Total deposits | $49,759,000 | 6,620 |
| Interest-bearing deposits | $46,553,000 | 6,259 |
| Deposits held in domestic offices | $49,759,000 | 6,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,379,000 | 3,060 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $999,000 | 3,521 |
| Total equity capital | $3,760,000 | 8,423 |
| Total bank equity capital | $3,760,000 | 8,423 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $1,017,000 | 7,535 |
| Undivided profits | $2,643,000 | 6,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 5,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $447,000 | 5,161 |
| Earning assets | $53,499,000 | 6,626 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $55,695,400 | 6,664 |
| Average Assets, quarterly | $58,004,000 | 6,610 |
| Volatile liabilities | $5,766,000 | 6,633 |
| Insider loans | $400,000 | 6,091 |
| FHLB advances | $1,379,000 | 758 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,292,000 | 6,152 |
| Tier 1 (core) risk-based capital | $3,743,000 | 8,348 |
| Tier 2 risk-based capital | $474,000 | 5,468 |
| Total risk weighted assets | $39,289,000 | 6,054 |
| Total unused commitments | $3,292,000 | 6,169 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $54,706,000 | 7,042 |
| Cash and due from depository institutions | $3,122,000 | 6,302 |
| Interest-bearing balances | $2,577,000 | 1,552 |
| Securities | $7,430,000 | 9,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $42,468,000 | 5,584 |
| Loan loss allowance | $456,000 | 6,427 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $639,000 | 7,552 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,047,000 | 6,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,706,000 | 7,042 |
| Total liabilities | $51,072,000 | 6,891 |
| Total deposits | $46,864,000 | 7,055 |
| Interest-bearing deposits | $44,754,000 | 6,561 |
| Deposits held in domestic offices | $46,864,000 | 7,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,422,000 | 1,937 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $786,000 | 4,442 |
| Total equity capital | $3,634,000 | 8,762 |
| Total bank equity capital | $3,634,000 | 8,762 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,017,000 | 7,701 |
| Undivided profits | $2,517,000 | 6,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $425,000 | 5,494 |
| Earning assets | $52,475,000 | 6,832 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $51,696,600 | 7,084 |
| Average Assets, quarterly | $52,743,500 | 7,140 |
| Volatile liabilities | $7,284,000 | 5,636 |
| Insider loans | $1,104,000 | 3,495 |
| FHLB advances | $3,422,000 | 585 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,763,000 | 7,737 |
| Tier 1 (core) risk-based capital | $3,609,000 | 8,672 |
| Tier 2 risk-based capital | $446,000 | 5,760 |
| Total risk weighted assets | $37,997,000 | 6,192 |
| Total unused commitments | $1,763,000 | 7,751 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $50,537,000 | 7,458 |
| Cash and due from depository institutions | $5,122,000 | 6,160 |
| Interest-bearing balances | $4,704,000 | 764 |
| Securities | $8,708,000 | 9,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,021,000 | 6,358 |
| Loan loss allowance | $462,000 | 6,540 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $745,000 | 7,185 |
| Other real estate owned | $13,000 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $928,000 | 7,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,537,000 | 7,458 |
| Total liabilities | $47,268,000 | 7,293 |
| Total deposits | $46,462,000 | 7,153 |
| Interest-bearing deposits | $45,336,000 | 6,529 |
| Deposits held in domestic offices | $46,462,000 | 7,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,000 | 4,673 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $681,000 | 4,114 |
| Total equity capital | $3,269,000 | 9,114 |
| Total bank equity capital | $3,269,000 | 9,114 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,017,000 | 7,873 |
| Undivided profits | $2,152,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 5,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $290,000 | 6,759 |
| Earning assets | $48,433,000 | 7,216 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,134,800 | 7,571 |
| Average Assets, quarterly | $49,679,500 | 7,509 |
| Volatile liabilities | $4,697,000 | 6,977 |
| Insider loans | $575,000 | 5,250 |
| FHLB advances | $125,000 | 980 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,552,000 | 6,827 |
| Tier 1 (core) risk-based capital | $3,233,000 | 9,248 |
| Tier 2 risk-based capital | $386,000 | 6,396 |
| Total risk weighted assets | $30,824,000 | 7,115 |
| Total unused commitments | $2,552,000 | 6,836 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $48,796,000 | 7,858 |
| Cash and due from depository institutions | $5,322,000 | 6,114 |
| Interest-bearing balances | $4,860,000 | 1,254 |
| Securities | $6,454,000 | 10,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $35,355,000 | 6,256 |
| Loan loss allowance | $438,000 | 6,974 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $754,000 | 7,236 |
| Other real estate owned | $9,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $902,000 | 6,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,796,000 | 7,858 |
| Total liabilities | $45,414,000 | 7,731 |
| Total deposits | $45,083,000 | 7,579 |
| Interest-bearing deposits | $44,583,000 | 6,873 |
| Deposits held in domestic offices | $45,083,000 | 7,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $331,000 | 7,105 |
| Total equity capital | $3,382,000 | 9,236 |
| Total bank equity capital | $3,382,000 | 9,236 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,017,000 | 8,007 |
| Undivided profits | $2,265,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $258,000 | 6,834 |
| Earning assets | $46,669,000 | 7,647 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $46,967,800 | 7,898 |
| Average Assets, quarterly | $47,964,000 | 7,892 |
| Volatile liabilities | $3,764,000 | 7,555 |
| Insider loans | $950,000 | 3,871 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,529,000 | 6,893 |
| Tier 1 (core) risk-based capital | $3,382,000 | 9,171 |
| Tier 2 risk-based capital | $371,000 | 6,628 |
| Total risk weighted assets | $29,580,000 | 7,351 |
| Total unused commitments | $2,529,000 | 6,915 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $46,308,000 | 8,263 |
| Cash and due from depository institutions | $6,629,000 | 6,539 |
| Interest-bearing balances | $6,182,000 | 1,197 |
| Securities | $3,866,000 | 12,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $34,187,000 | 6,408 |
| Loan loss allowance | $884,000 | 4,135 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $759,000 | 7,318 |
| Other real estate owned | $23,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $844,000 | 7,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,308,000 | 8,263 |
| Total liabilities | $43,621,000 | 8,094 |
| Total deposits | $43,270,000 | 7,968 |
| Interest-bearing deposits | $43,030,000 | 7,256 |
| Deposits held in domestic offices | $43,270,000 | 7,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $351,000 | 7,448 |
| Total equity capital | $2,687,000 | 10,250 |
| Total bank equity capital | $2,687,000 | 10,250 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,017,000 | 8,010 |
| Undivided profits | $1,570,000 | 8,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $288,000 | 6,721 |
| Earning assets | $44,235,000 | 8,018 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $45,684,600 | 8,174 |
| Average Assets, quarterly | $45,803,000 | 8,267 |
| Volatile liabilities | $2,079,000 | 9,899 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,614,000 | 7,912 |
| Tier 1 (core) risk-based capital | $2,687,000 | 10,194 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $27,605,000 | 7,762 |
| Total unused commitments | $2,839,000 | 6,280 |
| Derivatives | $0 | 651 |