Home > Riverway Bank > Income and Expense
Riverway Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $44,894,000 | 756 |
| Total interest expense | $25,948,000 | 648 |
| Net interest income | $18,946,000 | 939 |
| Provision for loan and lease losses | $1,456,000 | 935 |
| Total noninterest income | $-516,000 | 9,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $269,000 | 4,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-785,000 | 9,629 |
| Total noninterest expense | $12,289,000 | 1,196 |
| Salaries and employee benefits | $5,203,000 | 1,460 |
| Premises and equipment expense | $1,257,000 | 1,721 |
| Additional noninterest expense | $5,829,000 | 851 |
| Pre-tax net operating income | $4,685,000 | 1,532 |
| Securities gains (losses) | $-519,000 | 9,578 |
| Applicable income taxes | $1,320,000 | 1,676 |
| Income before extraordinary items | $2,846,000 | 1,847 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,846,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,460,000 | 720 |
| Cash dividends | $1,350,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,198,920 | 1,581 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,089,000 | 865 |
| Total interest expense | $25,440,000 | 715 |
| Net interest income | $15,649,000 | 1,122 |
| Provision for loan and lease losses | $2,810,000 | 485 |
| Total noninterest income | $3,589,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $302,000 | 4,040 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,287,000 | 810 |
| Total noninterest expense | $10,328,000 | 1,345 |
| Salaries and employee benefits | $4,420,000 | 1,612 |
| Premises and equipment expense | $1,141,000 | 1,839 |
| Additional noninterest expense | $4,767,000 | 986 |
| Pre-tax net operating income | $6,100,000 | 1,214 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,893,000 | 1,226 |
| Income before extraordinary items | $4,207,000 | 1,247 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,207,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,104,000 | 695 |
| Cash dividends | $916,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,207,000 | 1,242 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $34,953,000 | 956 |
| Total interest expense | $19,630,000 | 810 |
| Net interest income | $15,323,000 | 1,148 |
| Provision for loan and lease losses | $1,481,000 | 705 |
| Total noninterest income | $2,145,000 | 1,760 |
| Gross Fiduciary activities income | $358,000 | 731 |
| Service charges on deposit accounts | $284,000 | 4,134 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,503,000 | 1,396 |
| Total noninterest expense | $10,028,000 | 1,384 |
| Salaries and employee benefits | $3,950,000 | 1,748 |
| Premises and equipment expense | $989,000 | 2,071 |
| Additional noninterest expense | $5,089,000 | 944 |
| Pre-tax net operating income | $5,959,000 | 1,284 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,820,000 | 1,344 |
| Income before extraordinary items | $4,139,000 | 1,314 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,139,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 608 |
| Cash dividends | $343,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,139,000 | 1,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,088,000 | 1,019 |
| Total interest expense | $18,852,000 | 846 |
| Net interest income | $13,236,000 | 1,287 |
| Provision for loan and lease losses | $1,245,000 | 800 |
| Total noninterest income | $1,491,000 | 2,277 |
| Gross Fiduciary activities income | $154,000 | 919 |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,017,000 | 1,834 |
| Total noninterest expense | $8,710,000 | 1,524 |
| Salaries and employee benefits | $3,781,000 | 1,751 |
| Premises and equipment expense | $875,000 | 2,227 |
| Additional noninterest expense | $4,054,000 | 1,112 |
| Pre-tax net operating income | $4,772,000 | 1,545 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,413,000 | 1,725 |
| Income before extraordinary items | $3,361,000 | 1,571 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,361,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,411 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,359,600 | 1,510 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,965,000 | 1,429 |
| Total interest expense | $13,669,000 | 1,185 |
| Net interest income | $9,296,000 | 1,872 |
| Provision for loan and lease losses | $570,000 | 1,607 |
| Total noninterest income | $1,180,000 | 2,666 |
| Gross Fiduciary activities income | $84,000 | 1,085 |
| Service charges on deposit accounts | $277,000 | 4,320 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $819,000 | 1,999 |
| Total noninterest expense | $5,952,000 | 2,150 |
| Salaries and employee benefits | $2,914,000 | 2,270 |
| Premises and equipment expense | $655,000 | 2,914 |
| Additional noninterest expense | $2,383,000 | 1,784 |
| Pre-tax net operating income | $3,954,000 | 1,900 |
| Securities gains (losses) | $55,000 | 1,285 |
| Applicable income taxes | $1,067,000 | 2,307 |
| Income before extraordinary items | $2,942,000 | 1,796 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,942,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,164 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,901,850 | 1,782 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,172,000 | 1,864 |
| Total interest expense | $10,072,000 | 1,580 |
| Net interest income | $8,100,000 | 2,223 |
| Provision for loan and lease losses | $765,000 | 1,240 |
| Total noninterest income | $975,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $324,000 | 3,985 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $651,000 | 2,429 |
| Total noninterest expense | $4,857,000 | 2,814 |
| Salaries and employee benefits | $2,440,000 | 2,765 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $1,811,000 | 2,678 |
| Pre-tax net operating income | $3,453,000 | 2,074 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $1,050,000 | 2,249 |
| Income before extraordinary items | $2,408,000 | 2,065 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,408,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,375 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,404,500 | 2,027 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,489,000 | 2,180 |
| Total interest expense | $8,781,000 | 1,801 |
| Net interest income | $6,708,000 | 2,659 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $886,000 | 3,402 |
| Gross Fiduciary activities income | $19,000 | 1,413 |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $659,000 | 2,393 |
| Total noninterest expense | $4,615,000 | 2,915 |
| Salaries and employee benefits | $2,406,000 | 2,773 |
| Premises and equipment expense | $591,000 | 3,244 |
| Additional noninterest expense | $1,618,000 | 2,880 |
| Pre-tax net operating income | $2,834,000 | 2,543 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $826,000 | 2,803 |
| Income before extraordinary items | $2,020,000 | 2,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,020,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,625 |
| Cash dividends | $86,000 | 7,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,011,480 | 2,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,579,000 | 2,255 |
| Total interest expense | $6,696,000 | 1,870 |
| Net interest income | $6,883,000 | 2,620 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $1,083,000 | 2,939 |
| Gross Fiduciary activities income | $477,000 | 748 |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $430,000 | 3,256 |
| Total noninterest expense | $5,276,000 | 2,638 |
| Salaries and employee benefits | $2,589,000 | 2,572 |
| Premises and equipment expense | $708,000 | 2,798 |
| Additional noninterest expense | $1,979,000 | 2,604 |
| Pre-tax net operating income | $2,530,000 | 2,795 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $814,000 | 2,724 |
| Income before extraordinary items | $1,730,000 | 2,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,730,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-184,000 | 12,525 |
| Net operating income | $1,720,480 | 2,830 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 2,686 |
| Total interest expense | $5,001,000 | 2,569 |
| Net interest income | $6,545,000 | 2,757 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $894,000 | 3,655 |
| Gross Fiduciary activities income | $360,000 | 876 |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $354,000 | 4,088 |
| Total noninterest expense | $5,592,000 | 2,560 |
| Salaries and employee benefits | $2,345,000 | 2,814 |
| Premises and equipment expense | $852,000 | 2,397 |
| Additional noninterest expense | $2,395,000 | 2,331 |
| Pre-tax net operating income | $1,847,000 | 3,586 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $650,000 | 3,349 |
| Income before extraordinary items | $1,266,000 | 3,810 |
| Extraordinary gains, net | $1,258,000 | 190 |
| Net income | $2,524,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,220,460 | 3,741 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 3,403 |
| Total interest expense | $4,595,000 | 3,574 |
| Net interest income | $5,655,000 | 3,239 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $405,000 | 6,497 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $204,000 | 5,921 |
| Trading account gains and fees | $-62,000 | 5,254 |
| Additional Noninterest Income | $263,000 | 4,807 |
| Total noninterest expense | $4,987,000 | 2,876 |
| Salaries and employee benefits | $1,955,000 | 3,271 |
| Premises and equipment expense | $801,000 | 2,595 |
| Additional noninterest expense | $2,231,000 | 2,554 |
| Pre-tax net operating income | $918,000 | 6,000 |
| Securities gains (losses) | $982,000 | 659 |
| Applicable income taxes | $787,000 | 2,659 |
| Income before extraordinary items | $1,113,000 | 4,077 |
| Extraordinary gains, net | $795,000 | 147 |
| Net income | $1,908,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $484,520 | 7,094 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.