Home > Riverton State Bank > Income and Expense
Riverton State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 5,845 |
| Total interest expense | $1,990,000 | 6,205 |
| Net interest income | $2,796,000 | 5,418 |
| Provision for loan and lease losses | $281,000 | 2,766 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,613 |
| Total noninterest expense | $1,909,000 | 5,775 |
| Salaries and employee benefits | $1,091,000 | 5,437 |
| Premises and equipment expense | $287,000 | 5,516 |
| Additional noninterest expense | $531,000 | 6,228 |
| Pre-tax net operating income | $1,060,000 | 5,242 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $705,000 | 5,597 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $705,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,472 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $705,000 | 5,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 6,068 |
| Total interest expense | $1,825,000 | 6,619 |
| Net interest income | $2,847,000 | 5,519 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $396,000 | 5,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $1,754,000 | 6,173 |
| Salaries and employee benefits | $1,010,000 | 5,814 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $535,000 | 6,231 |
| Pre-tax net operating income | $1,329,000 | 4,891 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $447,000 | 4,551 |
| Income before extraordinary items | $882,000 | 5,116 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $882,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $882,000 | 5,068 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 6,720 |
| Total interest expense | $1,611,000 | 7,299 |
| Net interest income | $2,537,000 | 6,131 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $361,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $1,566,000 | 6,932 |
| Salaries and employee benefits | $904,000 | 6,442 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $487,000 | 7,162 |
| Pre-tax net operating income | $1,272,000 | 4,913 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $431,000 | 4,652 |
| Income before extraordinary items | $841,000 | 5,112 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $841,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $841,000 | 5,058 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 7,506 |
| Total interest expense | $1,226,000 | 8,504 |
| Net interest income | $2,310,000 | 6,661 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $358,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $1,468,000 | 7,367 |
| Salaries and employee benefits | $801,000 | 7,099 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $504,000 | 7,224 |
| Pre-tax net operating income | $1,120,000 | 5,523 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $735,000 | 5,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $735,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $735,000 | 5,765 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 8,342 |
| Total interest expense | $840,000 | 9,397 |
| Net interest income | $1,997,000 | 7,580 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $305,000 | 7,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,382,000 | 7,969 |
| Salaries and employee benefits | $712,000 | 7,781 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $908,000 | 6,356 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $598,000 | 6,566 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $598,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $598,000 | 6,622 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 9,248 |
| Total interest expense | $789,000 | 10,098 |
| Net interest income | $1,682,000 | 8,541 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,330,000 | 8,407 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $530,000 | 7,950 |
| Pre-tax net operating income | $620,000 | 7,813 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $406,000 | 8,366 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $406,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 642 |
| Net operating income | $406,000 | 8,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 10,462 |
| Total interest expense | $904,000 | 10,854 |
| Net interest income | $1,302,000 | 9,976 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $268,000 | 8,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,085,000 | 9,587 |
| Salaries and employee benefits | $501,000 | 9,773 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $447,000 | 9,007 |
| Pre-tax net operating income | $454,000 | 8,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $334,000 | 8,885 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $334,000 | 9,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,000 | 8,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.