Home > Riverside National Bank of Florida > Net charge- offs to loans

Riverside National Bank of Florida, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9131%250
Percentage Net Loans Charged-off: Total real estate loans5.0879%195
Percentage Net Loans Charged-off:Construction & development10.7168%417
Percentage Net Loans Charged-off: Commercial real estate2.2603%413
Percentage Net Loans Charged-off: Multi-family residential9.6363%94
Percentage Net Loans Charged-off: 1-4 family residential5.3075%157
Percentage Net Loans Charged-off: Home equity loans6.0162%125
All other 1-4 family - Percent of loans charged-off, net5.0886%177
Percentage Net Loans Charged-off: Commercial and industrial12.2302%205
Percentage Net Loans Charged-off: Loans to individuals2.6299%764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0414%6,438
Percentage Net Loans Charged-off:Coml. RE not secured by RE27.4669%18
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2434%227
Percentage Net Loans Charged-off: Total real estate loans4.9062%256
Percentage Net Loans Charged-off:Construction & development10.7749%545
Percentage Net Loans Charged-off: Commercial real estate1.9367%590
Percentage Net Loans Charged-off: Multi-family residential0.2177%802
Percentage Net Loans Charged-off: 1-4 family residential5.0415%175
Percentage Net Loans Charged-off: Home equity loans7.3033%117
All other 1-4 family - Percent of loans charged-off, net4.3563%258
Percentage Net Loans Charged-off: Commercial and industrial17.6919%86
Percentage Net Loans Charged-off: Loans to individuals3.3337%702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.9868%302
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.1091%110
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0333%225
Percentage Net Loans Charged-off: Total real estate loans4.6244%238
Percentage Net Loans Charged-off:Construction & development10.1941%465
Percentage Net Loans Charged-off: Commercial real estate1.5625%545
Percentage Net Loans Charged-off: Multi-family residential0.3082%556
Percentage Net Loans Charged-off: 1-4 family residential4.8222%164
Percentage Net Loans Charged-off: Home equity loans6.4177%132
All other 1-4 family - Percent of loans charged-off, net4.3408%221
Percentage Net Loans Charged-off: Commercial and industrial18.0987%78
Percentage Net Loans Charged-off: Loans to individuals3.1904%716
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.9122%257
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.2267%86
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9857%353
Percentage Net Loans Charged-off: Total real estate loans3.6115%351
Percentage Net Loans Charged-off:Construction & development5.9597%728
Percentage Net Loans Charged-off: Commercial real estate0.3222%1,301
Percentage Net Loans Charged-off: Multi-family residential0.4522%390
Percentage Net Loans Charged-off: 1-4 family residential4.8085%172
Percentage Net Loans Charged-off: Home equity loans6.2367%124
All other 1-4 family - Percent of loans charged-off, net4.3802%201
Percentage Net Loans Charged-off: Commercial and industrial12.3698%178
Percentage Net Loans Charged-off: Loans to individuals3.1022%709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.4495%265
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.3969%58
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6160%336
Percentage Net Loans Charged-off: Total real estate loans2.8841%381
Percentage Net Loans Charged-off:Construction & development3.8111%678
Percentage Net Loans Charged-off: Commercial real estate0.2138%934
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential4.1422%172
Percentage Net Loans Charged-off: Home equity loans6.6822%95
All other 1-4 family - Percent of loans charged-off, net3.3845%225
Percentage Net Loans Charged-off: Commercial and industrial14.1392%134
Percentage Net Loans Charged-off: Loans to individuals3.3867%617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2032%300
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.6843%27
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6661%668
Percentage Net Loans Charged-off: Total real estate loans1.3457%683
Percentage Net Loans Charged-off:Construction & development2.6105%918
Percentage Net Loans Charged-off: Commercial real estate0.5063%863
Percentage Net Loans Charged-off: Multi-family residential5.2393%110
Percentage Net Loans Charged-off: 1-4 family residential1.3510%446
Percentage Net Loans Charged-off: Home equity loans2.9443%182
All other 1-4 family - Percent of loans charged-off, net0.9033%656
Percentage Net Loans Charged-off: Commercial and industrial1.6588%1,260
Percentage Net Loans Charged-off: Loans to individuals2.1746%900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.7638%202
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.5777%34
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3815%585
Percentage Net Loans Charged-off: Total real estate loans1.0344%610
Percentage Net Loans Charged-off:Construction & development2.1963%676
Percentage Net Loans Charged-off: Commercial real estate0.0133%1,652
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.2340%364
Percentage Net Loans Charged-off: Home equity loans2.9366%146
All other 1-4 family - Percent of loans charged-off, net0.7623%584
Percentage Net Loans Charged-off: Commercial and industrial1.6657%900
Percentage Net Loans Charged-off: Loans to individuals1.8553%919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.4584%164
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0976%622
Percentage Net Loans Charged-off: Total real estate loans0.7744%639
Percentage Net Loans Charged-off:Construction & development1.1408%717
Percentage Net Loans Charged-off: Commercial real estate0.0197%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0885%359
Percentage Net Loans Charged-off: Home equity loans2.9635%127
All other 1-4 family - Percent of loans charged-off, net0.5781%643
Percentage Net Loans Charged-off: Commercial and industrial0.9634%1,088
Percentage Net Loans Charged-off: Loans to individuals1.5944%1,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.2318%144
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1805%443
Percentage Net Loans Charged-off: Total real estate loans0.9357%375
Percentage Net Loans Charged-off:Construction & development1.4907%364
Percentage Net Loans Charged-off: Commercial real estate0.0392%692
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.2726%249
Percentage Net Loans Charged-off: Home equity loans3.5707%89
All other 1-4 family - Percent of loans charged-off, net0.6606%442
Percentage Net Loans Charged-off: Commercial and industrial1.0305%776
Percentage Net Loans Charged-off: Loans to individuals1.5045%1,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.9981%126
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4604%1,206
Percentage Net Loans Charged-off: Total real estate loans0.1741%1,508
Percentage Net Loans Charged-off:Construction & development0.1660%1,058
Percentage Net Loans Charged-off: Commercial real estate0.0723%1,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2368%1,115
Percentage Net Loans Charged-off: Home equity loans0.7346%228
All other 1-4 family - Percent of loans charged-off, net0.1096%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.6627%1,590
Percentage Net Loans Charged-off: Loans to individuals0.5760%2,774
Percentage Net Loans Charged-off: Credit card loans7.3285%111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.8900%103
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3966%1,001
Percentage Net Loans Charged-off: Total real estate loans0.1191%1,331
Percentage Net Loans Charged-off:Construction & development0.1588%661
Percentage Net Loans Charged-off: Commercial real estate0.0972%716
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1226%1,258
Percentage Net Loans Charged-off: Home equity loans0.3044%322
All other 1-4 family - Percent of loans charged-off, net0.0766%1,510
Percentage Net Loans Charged-off: Commercial and industrial0.7192%1,190
Percentage Net Loans Charged-off: Loans to individuals0.4817%2,754
Percentage Net Loans Charged-off: Credit card loans10.0288%68
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.2424%103
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2740%1,314
Percentage Net Loans Charged-off: Total real estate loans0.0585%1,589
Percentage Net Loans Charged-off:Construction & development0.0838%547
Percentage Net Loans Charged-off: Commercial real estate0.1471%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0050%2,068
Percentage Net Loans Charged-off: Home equity loans0.0548%468
All other 1-4 family - Percent of loans charged-off, net-0.0074%7,705
Percentage Net Loans Charged-off: Commercial and industrial0.3087%1,573
Percentage Net Loans Charged-off: Loans to individuals0.3905%2,801
Percentage Net Loans Charged-off: Credit card loans3.6505%280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.3178%109
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2101%1,347
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,487
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0041%7,917
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,650
Percentage Net Loans Charged-off: Home equity loans-0.0045%5,944
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,634
Percentage Net Loans Charged-off: Commercial and industrial0.1554%1,396
Percentage Net Loans Charged-off: Loans to individuals0.3521%2,571
Percentage Net Loans Charged-off: Credit card loans8.9776%99
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5228%96
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3007%1,345
Percentage Net Loans Charged-off: Total real estate loans0.0263%2,513
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0050%7,839
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0495%1,990
Percentage Net Loans Charged-off: Home equity loans0.2656%269
All other 1-4 family - Percent of loans charged-off, net0.0007%2,714
Percentage Net Loans Charged-off: Commercial and industrial0.3256%2,057
Percentage Net Loans Charged-off: Loans to individuals0.3137%3,819
Percentage Net Loans Charged-off: Credit card loans-5.6530%2,059
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.9769%100
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%1,243
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,485
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0010%2,425
Percentage Net Loans Charged-off: Home equity loans-0.0009%5,948
All other 1-4 family - Percent of loans charged-off, net0.0014%2,242
Percentage Net Loans Charged-off: Commercial and industrial0.1017%2,400
Percentage Net Loans Charged-off: Loans to individuals0.2601%3,647
Percentage Net Loans Charged-off: Credit card loans-10.2791%2,047
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.2152%87
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2457%1,264
Percentage Net Loans Charged-off: Total real estate loans-0.0037%7,636
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0117%8,019
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,678
Percentage Net Loans Charged-off: Home equity loans-0.0014%5,928
All other 1-4 family - Percent of loans charged-off, net-0.0013%7,688
Percentage Net Loans Charged-off: Commercial and industrial0.1400%1,890
Percentage Net Loans Charged-off: Loans to individuals0.2753%3,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.1326%95
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1293%1,796
Percentage Net Loans Charged-off: Total real estate loans-0.0066%7,776
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0239%8,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,781
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0013%7,803
Percentage Net Loans Charged-off: Commercial and industrial0.0520%1,538
Percentage Net Loans Charged-off: Loans to individuals0.1747%3,205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5502%149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2471%1,905
Percentage Net Loans Charged-off: Total real estate loans-0.0091%7,899
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0052%7,976
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%8,055
Percentage Net Loans Charged-off: Home equity loans-0.0342%6,037
All other 1-4 family - Percent of loans charged-off, net-0.0094%7,984
Percentage Net Loans Charged-off: Commercial and industrial0.1100%3,252
Percentage Net Loans Charged-off: Loans to individuals0.3370%4,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.2522%114
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%1,852
Percentage Net Loans Charged-off: Total real estate loans-0.0079%7,799
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,998
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0100%7,955
Percentage Net Loans Charged-off: Home equity loans-0.0058%5,944
All other 1-4 family - Percent of loans charged-off, net-0.0107%7,935
Percentage Net Loans Charged-off: Commercial and industrial-0.0917%7,438
Percentage Net Loans Charged-off: Loans to individuals0.2934%4,093
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.4749%106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1969%1,854
Percentage Net Loans Charged-off: Total real estate loans-0.0057%7,680
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%7,923
Percentage Net Loans Charged-off: Home equity loans0.0164%411
All other 1-4 family - Percent of loans charged-off, net-0.0131%7,974
Percentage Net Loans Charged-off: Commercial and industrial-0.0766%7,339
Percentage Net Loans Charged-off: Loans to individuals0.3181%3,604
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.1082%117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1440%2,002
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,586
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,872
Percentage Net Loans Charged-off: Home equity loans-0.0051%5,898
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,894
Percentage Net Loans Charged-off: Commercial and industrial-0.0761%7,334
Percentage Net Loans Charged-off: Loans to individuals0.3245%3,116
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1261%173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2527%2,259
Percentage Net Loans Charged-off: Total real estate loans0.0239%2,940
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0125%1,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0336%2,449
Percentage Net Loans Charged-off: Home equity loans0.0486%506
All other 1-4 family - Percent of loans charged-off, net0.0319%2,369
Percentage Net Loans Charged-off: Commercial and industrial0.6790%1,780
Percentage Net Loans Charged-off: Loans to individuals0.5107%3,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5861%294
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2363%2,041
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,278
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0169%1,096
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0484%1,880
Percentage Net Loans Charged-off: Home equity loans0.0695%380
All other 1-4 family - Percent of loans charged-off, net0.0461%1,813
Percentage Net Loans Charged-off: Commercial and industrial0.5429%1,692
Percentage Net Loans Charged-off: Loans to individuals0.4950%3,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0380%318
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2662%1,750
Percentage Net Loans Charged-off: Total real estate loans0.0643%1,584
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0770%689
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0715%1,434
Percentage Net Loans Charged-off: Home equity loans0.1131%270
All other 1-4 family - Percent of loans charged-off, net0.0672%1,382
Percentage Net Loans Charged-off: Commercial and industrial0.5411%1,536
Percentage Net Loans Charged-off: Loans to individuals0.5576%3,028
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7950%325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2436%1,712
Percentage Net Loans Charged-off: Total real estate loans0.0674%1,211
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.1421%374
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0480%1,238
Percentage Net Loans Charged-off: Home equity loans-0.0087%5,894
All other 1-4 family - Percent of loans charged-off, net0.0534%1,130
Percentage Net Loans Charged-off: Commercial and industrial0.3419%1,362
Percentage Net Loans Charged-off: Loans to individuals0.5907%2,672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8979%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2989%2,484
Percentage Net Loans Charged-off: Total real estate loans0.0307%2,961
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0055%1,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0457%2,422
Percentage Net Loans Charged-off: Home equity loans0.0672%464
All other 1-4 family - Percent of loans charged-off, net0.0444%2,359
Percentage Net Loans Charged-off: Commercial and industrial0.1654%3,797
Percentage Net Loans Charged-off: Loans to individuals0.8624%2,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8435%462
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2851%2,230
Percentage Net Loans Charged-off: Total real estate loans0.0444%2,242
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0110%1,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0641%1,792
Percentage Net Loans Charged-off: Home equity loans0.2360%216
All other 1-4 family - Percent of loans charged-off, net0.0547%1,840
Percentage Net Loans Charged-off: Commercial and industrial0.0920%3,617
Percentage Net Loans Charged-off: Loans to individuals0.8016%2,704
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7699%437
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2575%2,318
Percentage Net Loans Charged-off: Total real estate loans0.0599%1,731
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0281%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0798%1,415
Percentage Net Loans Charged-off: Home equity loans0.3863%148
All other 1-4 family - Percent of loans charged-off, net0.0645%1,493
Percentage Net Loans Charged-off: Commercial and industrial-0.1811%8,051
Percentage Net Loans Charged-off: Loans to individuals0.7703%2,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2452%507
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2814%1,856
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,964
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0204%8,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0163%1,482
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0171%1,393
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.9647%2,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2764%404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4575%1,804
Percentage Net Loans Charged-off: Total real estate loans0.0795%2,074
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1870%875
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0422%2,413
Percentage Net Loans Charged-off: Home equity loans0.0141%582
All other 1-4 family - Percent of loans charged-off, net0.0435%2,315
Percentage Net Loans Charged-off: Commercial and industrial2.1137%1,008
Percentage Net Loans Charged-off: Loans to individuals1.0059%2,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2023%621
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2268%3,325
Percentage Net Loans Charged-off: Total real estate loans0.0439%2,496
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0643%1,069
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0400%2,283
Percentage Net Loans Charged-off: Home equity loans0.2228%294
All other 1-4 family - Percent of loans charged-off, net0.0338%2,283
Percentage Net Loans Charged-off: Commercial and industrial0.2664%3,391
Percentage Net Loans Charged-off: Loans to individuals0.6857%3,319
Percentage Net Loans Charged-off: Credit card loans-184.5638%5,587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7353%832
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2823%2,375
Percentage Net Loans Charged-off: Total real estate loans0.0748%320
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0690%222
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0808%306
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0832%286
Percentage Net Loans Charged-off: Commercial and industrial0.9872%246
Percentage Net Loans Charged-off: Loans to individuals0.6715%629
Percentage Net Loans Charged-off: Credit card loans-35.4278%1,353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2896%76
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2679%2,537
Percentage Net Loans Charged-off: Total real estate loans0.0359%544
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0421%288
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0362%597
Percentage Net Loans Charged-off: Home equity loans0.0690%260
All other 1-4 family - Percent of loans charged-off, net0.0352%586
Percentage Net Loans Charged-off: Commercial and industrial0.1445%740
Percentage Net Loans Charged-off: Loans to individuals0.9341%478
Percentage Net Loans Charged-off: Credit card loans6.6445%87
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0512%42
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4238%1,762
Percentage Net Loans Charged-off: Total real estate loans0.0399%530
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0535%473
Percentage Net Loans Charged-off: Home equity loans0.2891%114
All other 1-4 family - Percent of loans charged-off, net0.0443%479
Percentage Net Loans Charged-off: Commercial and industrial0.4217%400
Percentage Net Loans Charged-off: Loans to individuals1.6397%262
Percentage Net Loans Charged-off: Credit card loans7.9392%63
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9432%81
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5328%1,407
Percentage Net Loans Charged-off: Total real estate loans0.0473%535
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential1.7322%24
Percentage Net Loans Charged-off: 1-4 family residential0.0584%490
Percentage Net Loans Charged-off: Home equity loans0.3114%119
All other 1-4 family - Percent of loans charged-off, net0.0456%527
Percentage Net Loans Charged-off: Commercial and industrial0.3966%403
Percentage Net Loans Charged-off: Loans to individuals2.1534%219
Percentage Net Loans Charged-off: Credit card loans6.8658%97
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1757%56
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3570%2,514
Percentage Net Loans Charged-off: Total real estate loans0.0204%784
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0307%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0186%777
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0197%729
Percentage Net Loans Charged-off: Commercial and industrial0.6595%270
Percentage Net Loans Charged-off: Loans to individuals1.5000%324
Percentage Net Loans Charged-off: Credit card loans5.1278%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3395%174
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2120%3,715
Percentage Net Loans Charged-off: Total real estate loans0.0453%699
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0642%496
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0431%575
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0462%540
Percentage Net Loans Charged-off: Commercial and industrial0.0400%733
Percentage Net Loans Charged-off: Loans to individuals0.8936%433
Percentage Net Loans Charged-off: Credit card loans3.5091%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0177%396
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2798%3,157
Percentage Net Loans Charged-off: Total real estate loans0.0109%963
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0525%563
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.1003%614
Percentage Net Loans Charged-off: Loans to individuals1.4317%178
Percentage Net Loans Charged-off: Credit card loans6.1404%45
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2054%5,326
Percentage Net Loans Charged-off: Total real estate loans0.0194%1,058
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.2761%1,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.1004%509
Percentage Net Loans Charged-off: Home equity loans0.2271%190
All other 1-4 family - Percent of loans charged-off, net0.0863%530
Percentage Net Loans Charged-off: Commercial and industrial0.4463%578
Percentage Net Loans Charged-off: Loans to individuals0.8181%491
Percentage Net Loans Charged-off: Credit card loans3.2095%259
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3698%198
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7981%2,745
Percentage Net Loans Charged-off: Total real estate loans0.3329%601
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.5521%556
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2982%284
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.3308%273
Percentage Net Loans Charged-off: Commercial and industrial2.8890%239
Percentage Net Loans Charged-off: Loans to individuals1.8842%266
Percentage Net Loans Charged-off: Credit card loans6.6667%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA