Home > Riverside National Bank of Florida > Assets and Liabilities

Riverside National Bank of Florida, Assets and Liabilities

2010-03-31		Rank
# of Employees:	817	168
Assets and Liabilities
Total Assets:	$3,393,818,000	230
Cash and due from depository institutions	$452,836,000	168
Interest-bearing balances	$417,020,000	114
Securities	$948,462,000	160
Federal funds sold & reverse repurchase agreements	$71,000	4,616
Net loans & leases	$1,731,675,000	285
Loan loss allowance	$85,000,000	151
Trading account assets	$3,517,000	128
Bank premises and fixed assets	$107,867,000	93
Other real estate owned	$57,387,000	168
Goodwill and other intangibles	$1,958,000	1,228
All other assets	$90,045,000	314
Life insurance assets	$0	3,823
Total liabilities and capital	$3,393,817,000	230
Total liabilities	$3,398,170,000	211
Total deposits	$2,724,475,000	216
Interest-bearing deposits	$2,273,281,000	218
Deposits held in domestic offices	$2,724,475,000	213
% insured	93.92%	2,162
Federal funds purchased & repurchase agreements	$7,621,000	1,132
Trading liabilities	$0	108
Other borrowed funds	$650,000,000	119
Subordinated debt	$0	248
All other liabilities	$16,074,000	414
Total equity capital	$-4,353,000	7,940
Total bank equity capital	$-4,433,000	7,940
Perpetual preferred stock	$0	220
Common stock	$3,564,000	1,267
Surplus	$111,655,000	385
Undivided profits	$-119,652,000	7,885
Noncontrolling interests in consolidated subsidiaries	$80,000	148
Memoranda
Noncurrent loans and leases	$237,303,000	124
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,615,000	259
Income earned, not collected on loans	$12,347,000	237
Earning assets	$3,100,745,000	224
Long-term assets (5+ years)	$944,469,000	147
Average Assets, year-to-date	$3,394,548,500	232
Average Assets, quarterly	$3,394,548,500	232
Volatile liabilities	$703,430,000	230
Insider loans	$1,753,000	3,243
FHLB advances	$650,000,000	79
Loans and leases held for sale	$460,000	1,235
Unused loan commitments	$154,380,000	529
Tier 1 (core) risk-based capital	$74,623,000	820
Tier 2 risk-based capital	$31,483,000	227
Total risk weighted assets	$2,463,933,000	216
Total unused commitments	$154,380,000	529
Derivatives	$2,166,000	794
2009-12-31		Rank
# of Employees:	811	170
Assets and Liabilities
Total Assets:	$3,395,279,000	236
Cash and due from depository institutions	$341,141,000	170
Interest-bearing balances	$300,886,000	127
Securities	$948,831,000	160
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$1,842,785,000	274
Loan loss allowance	$89,191,000	146
Trading account assets	$3,545,000	129
Bank premises and fixed assets	$109,490,000	92
Other real estate owned	$53,884,000	170
Goodwill and other intangibles	$2,172,000	1,199
All other assets	$93,431,000	305
Life insurance assets	$0	3,837
Total liabilities and capital	$3,395,279,000	236
Total liabilities	$3,401,412,000	217
Total deposits	$2,724,623,000	214
Interest-bearing deposits	$2,282,361,000	219
Deposits held in domestic offices	$2,724,623,000	211
% insured	94.49%	1,908
Federal funds purchased & repurchase agreements	$11,779,000	954
Trading liabilities	$0	104
Other borrowed funds	$650,000,000	119
Subordinated debt	$0	258
All other liabilities	$15,010,000	440
Total equity capital	$-6,133,000	8,014
Total bank equity capital	$-6,213,000	8,014
Perpetual preferred stock	$0	219
Common stock	$3,564,000	1,286
Surplus	$111,600,000	374
Undivided profits	$-121,377,000	7,967
Noncontrolling interests in consolidated subsidiaries	$80,000	152
Memoranda
Noncurrent loans and leases	$244,667,000	121
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,487,000	238
Income earned, not collected on loans	$13,929,000	221
Earning assets	$3,096,047,000	232
Long-term assets (5+ years)	$880,614,000	148
Average Assets, year-to-date	$3,550,644,000	224
Average Assets, quarterly	$3,429,886,000	232
Volatile liabilities	$612,034,000	261
Insider loans	$2,020,000	3,037
FHLB advances	$650,000,000	81
Loans and leases held for sale	$4,775,000	439
Unused loan commitments	$160,201,000	528
Tier 1 (core) risk-based capital	$93,161,000	648
Tier 2 risk-based capital	$32,530,000	223
Total risk weighted assets	$2,544,498,000	219
Total unused commitments	$160,201,000	528
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	838	168
Assets and Liabilities
Total Assets:	$3,464,493,000	242
Cash and due from depository institutions	$524,330,000	168
Interest-bearing balances	$474,630,000	88
Securities	$730,683,000	186
Federal funds sold & reverse repurchase agreements	$7,000	4,872
Net loans & leases	$1,957,242,000	273
Loan loss allowance	$99,407,000	135
Trading account assets	$2,799,000	150
Bank premises and fixed assets	$111,669,000	94
Other real estate owned	$57,767,000	168
Goodwill and other intangibles	$2,812,000	1,121
All other assets	$77,184,000	338
Life insurance assets	$0	3,862
Total liabilities and capital	$3,464,493,000	242
Total liabilities	$3,457,546,000	221
Total deposits	$2,778,177,000	215
Interest-bearing deposits	$2,358,732,000	222
Deposits held in domestic offices	$2,778,177,000	214
% insured	95.65%	1,608
Federal funds purchased & repurchase agreements	$9,559,000	1,123
Trading liabilities	$0	103
Other borrowed funds	$650,000,000	129
Subordinated debt	$0	269
All other liabilities	$19,810,000	389
Total equity capital	$6,947,000	6,334
Total bank equity capital	$6,867,000	6,366
Perpetual preferred stock	$0	212
Common stock	$3,564,000	1,310
Surplus	$107,931,000	382
Undivided profits	$-104,628,000	8,057
Noncontrolling interests in consolidated subsidiaries	$80,000	163
Memoranda
Noncurrent loans and leases	$240,315,000	127
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,114,000	166
Income earned, not collected on loans	$12,690,000	255
Earning assets	$3,165,361,000	231
Long-term assets (5+ years)	$803,174,000	164
Average Assets, year-to-date	$3,589,485,250	230
Average Assets, quarterly	$3,465,622,500	241
Volatile liabilities	$614,062,000	277
Insider loans	$3,097,000	2,301
FHLB advances	$650,000,000	94
Loans and leases held for sale	$1,894,000	683
Unused loan commitments	$171,155,000	525
Tier 1 (core) risk-based capital	$86,033,000	709
Tier 2 risk-based capital	$34,753,000	220
Total risk weighted assets	$2,713,892,000	221
Total unused commitments	$171,155,000	526
Derivatives	$6,101,000	617
2009-06-30		Rank
# of Employees:	871	172
Assets and Liabilities
Total Assets:	$3,466,752,000	243
Cash and due from depository institutions	$278,451,000	172
Interest-bearing balances	$238,596,000	119
Securities	$824,544,000	178
Federal funds sold & reverse repurchase agreements	$726,000	4,266
Net loans & leases	$2,102,287,000	261
Loan loss allowance	$93,473,000	141
Trading account assets	$2,317,000	154
Bank premises and fixed assets	$112,637,000	96
Other real estate owned	$60,071,000	172
Goodwill and other intangibles	$3,181,000	1,055
All other assets	$82,538,000	326
Life insurance assets	$2,529,000	2,042
Total liabilities and capital	$3,466,753,000	243
Total liabilities	$3,431,542,000	226
Total deposits	$2,756,237,000	223
Interest-bearing deposits	$2,296,856,000	230
Deposits held in domestic offices	$2,756,237,000	221
% insured	85.65%	2,001
Federal funds purchased & repurchase agreements	$0	2,922
Trading liabilities	$0	100
Other borrowed funds	$650,000,000	134
Subordinated debt	$0	276
All other liabilities	$25,305,000	329
Total equity capital	$35,211,000	1,945
Total bank equity capital	$35,131,000	1,949
Perpetual preferred stock	$0	213
Common stock	$3,564,000	1,327
Surplus	$107,821,000	393
Undivided profits	$-76,254,000	8,138
Noncontrolling interests in consolidated subsidiaries	$80,000	168
Memoranda
Noncurrent loans and leases	$155,340,000	170
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,365,000	226
Income earned, not collected on loans	$15,154,000	221
Earning assets	$3,168,470,000	236
Long-term assets (5+ years)	$728,675,000	183
Average Assets, year-to-date	$3,631,149,330	234
Average Assets, quarterly	$3,530,126,500	240
Volatile liabilities	$492,795,000	335
Insider loans	$3,443,000	2,156
FHLB advances	$650,000,000	95
Loans and leases held for sale	$5,549,000	522
Unused loan commitments	$192,568,000	494
Tier 1 (core) risk-based capital	$138,701,000	462
Tier 2 risk-based capital	$37,119,000	214
Total risk weighted assets	$2,911,482,000	219
Total unused commitments	$192,568,000	494
Derivatives	$9,565,000	582
2009-03-31		Rank
# of Employees:	882	168
Assets and Liabilities
Total Assets:	$3,593,501,000	240
Cash and due from depository institutions	$159,554,000	168
Interest-bearing balances	$117,648,000	196
Securities	$920,311,000	165
Federal funds sold & reverse repurchase agreements	$754,000	4,680
Net loans & leases	$2,237,084,000	254
Loan loss allowance	$91,000,000	144
Trading account assets	$2,319,000	163
Bank premises and fixed assets	$113,461,000	96
Other real estate owned	$67,612,000	168
Goodwill and other intangibles	$3,329,000	1,045
All other assets	$89,077,000	297
Life insurance assets	$2,546,000	2,028
Total liabilities and capital	$3,593,501,000	240
Total liabilities	$3,537,712,000	222
Total deposits	$2,866,271,000	218
Interest-bearing deposits	$2,386,600,000	221
Deposits held in domestic offices	$2,866,271,000	215
% insured	92.50%	550
Federal funds purchased & repurchase agreements	$900,000	2,404
Trading liabilities	$0	92
Other borrowed funds	$650,000,000	135
Subordinated debt	$0	271
All other liabilities	$20,541,000	395
Total equity capital	$55,789,000	1,224
Total bank equity capital	$55,709,000	1,225
Perpetual preferred stock	$0	193
Common stock	$3,564,000	1,336
Surplus	$107,761,000	387
Undivided profits	$-55,616,000	8,185
Noncontrolling interests in consolidated subsidiaries	$80,000	164
Memoranda
Noncurrent loans and leases	$160,316,000	150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,449,000	212
Income earned, not collected on loans	$16,155,000	218
Earning assets	$3,278,116,000	234
Long-term assets (5+ years)	$1,191,935,000	124
Average Assets, year-to-date	$3,713,348,000	232
Average Assets, quarterly	$3,713,348,000	232
Volatile liabilities	$461,538,000	362
Insider loans	$3,603,000	2,121
FHLB advances	$650,000,000	97
Loans and leases held for sale	$2,451,000	712
Unused loan commitments	$220,414,000	480
Tier 1 (core) risk-based capital	$174,036,000	380
Tier 2 risk-based capital	$38,634,000	209
Total risk weighted assets	$3,037,081,000	215
Total unused commitments	$220,414,000	481
Derivatives	$15,371,000	533
2008-12-31		Rank
# of Employees:	953	166
Assets and Liabilities
Total Assets:	$3,833,195,000	229
Cash and due from depository institutions	$186,795,000	166
Interest-bearing balances	$137,234,000	122
Securities	$982,031,000	155
Federal funds sold & reverse repurchase agreements	$5,070,000	1,846
Net loans & leases	$2,380,625,000	242
Loan loss allowance	$73,202,000	149
Trading account assets	$1,979,000	172
Bank premises and fixed assets	$150,748,000	75
Other real estate owned	$27,241,000	166
Goodwill and other intangibles	$4,075,000	967
All other assets	$94,631,000	288
Life insurance assets	$2,526,000	2,044
Total liabilities and capital	$3,833,195,000	229
Total liabilities	$3,739,113,000	211
Total deposits	$2,933,201,000	211
Interest-bearing deposits	$2,533,194,000	205
Deposits held in domestic offices	$2,933,201,000	206
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$139,901,000	236
Trading liabilities	$0	88
Other borrowed funds	$650,000,000	148
Subordinated debt	$0	278
All other liabilities	$16,011,000	461
Total equity capital	$94,082,000	704
Total bank equity capital	$94,082,000	704
Perpetual preferred stock	$0	141
Common stock	$3,564,000	1,334
Surplus	$107,701,000	376
Undivided profits	$-17,183,000	8,162
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$115,197,000	155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,082,000	234
Income earned, not collected on loans	$19,324,000	194
Earning assets	$3,506,939,000	221
Long-term assets (5+ years)	$1,422,877,000	109
Average Assets, year-to-date	$4,295,857,000	200
Average Assets, quarterly	$3,910,186,500	218
Volatile liabilities	$602,549,000	293
Insider loans	$3,469,000	2,196
FHLB advances	$650,000,000	109
Loans and leases held for sale	$4,356,000	385
Unused loan commitments	$245,728,000	459
Tier 1 (core) risk-based capital	$203,931,000	327
Tier 2 risk-based capital	$35,116,000	225
Total risk weighted assets	$2,769,871,000	224
Total unused commitments	$245,728,000	459
Derivatives	$13,384,000	493
2008-09-30		Rank
# of Employees:	922	172
Assets and Liabilities
Total Assets:	$3,987,178,000	216
Cash and due from depository institutions	$109,177,000	172
Interest-bearing balances	$65,243,000	108
Securities	$967,464,000	150
Federal funds sold & reverse repurchase agreements	$1,507,000	4,105
Net loans & leases	$2,513,500,000	235
Loan loss allowance	$51,058,000	179
Trading account assets	$2,455,000	168
Bank premises and fixed assets	$152,244,000	75
Other real estate owned	$15,080,000	172
Goodwill and other intangibles	$44,470,000	264
All other assets	$181,281,000	185
Life insurance assets	$2,502,000	2,050
Total liabilities and capital	$3,987,178,000	216
Total liabilities	$3,770,316,000	207
Total deposits	$2,955,457,000	208
Interest-bearing deposits	$2,521,828,000	201
Deposits held in domestic offices	$2,955,457,000	203
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$124,887,000	267
Trading liabilities	$0	91
Other borrowed funds	$670,000,000	150
Subordinated debt	$0	276
All other liabilities	$19,972,000	399
Total equity capital	$216,862,000	348
Total bank equity capital	$216,862,000	348
Perpetual preferred stock	$0	110
Common stock	$3,564,000	1,340
Surplus	$107,612,000	365
Undivided profits	$105,686,000	307
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$74,929,000	196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,082,000	216
Income earned, not collected on loans	$18,641,000	203
Earning assets	$3,550,169,000	219
Long-term assets (5+ years)	$1,474,501,000	104
Average Assets, year-to-date	$4,411,522,500	200
Average Assets, quarterly	$4,172,490,000	207
Volatile liabilities	$615,509,000	288
Insider loans	$3,478,000	2,189
FHLB advances	$650,000,000	119
Loans and leases held for sale	$3,346,000	396
Unused loan commitments	$322,512,000	402
Tier 1 (core) risk-based capital	$270,584,000	260
Tier 2 risk-based capital	$37,455,000	216
Total risk weighted assets	$2,981,533,000	215
Total unused commitments	$322,512,000	402
Derivatives	$8,511,000	497
2008-06-30		Rank
# of Employees:	979	163
Assets and Liabilities
Total Assets:	$4,357,802,000	203
Cash and due from depository institutions	$86,531,000	163
Interest-bearing balances	$24,873,000	239
Securities	$1,303,597,000	117
Federal funds sold & reverse repurchase agreements	$3,004,000	3,155
Net loans & leases	$2,594,718,000	227
Loan loss allowance	$40,354,000	205
Trading account assets	$37,178,000	85
Bank premises and fixed assets	$152,254,000	76
Other real estate owned	$11,951,000	163
Goodwill and other intangibles	$44,784,000	274
All other assets	$123,785,000	229
Life insurance assets	$2,475,000	2,066
Total liabilities and capital	$4,357,802,000	203
Total liabilities	$4,034,209,000	198
Total deposits	$3,175,279,000	195
Interest-bearing deposits	$2,734,377,000	187
Deposits held in domestic offices	$3,175,279,000	192
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$193,245,000	216
Trading liabilities	$0	94
Other borrowed funds	$650,000,000	150
Subordinated debt	$0	257
All other liabilities	$15,685,000	466
Total equity capital	$323,593,000	263
Total bank equity capital	$323,593,000	263
Perpetual preferred stock	$0	107
Common stock	$3,564,000	1,339
Surplus	$110,996,000	352
Undivided profits	$209,033,000	165
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$54,839,000	220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$699,000	287
Income earned, not collected on loans	$21,985,000	184
Earning assets	$3,963,370,000	203
Long-term assets (5+ years)	$1,627,435,000	100
Average Assets, year-to-date	$4,552,970,670	195
Average Assets, quarterly	$4,438,897,500	201
Volatile liabilities	$769,845,000	256
Insider loans	$3,615,000	2,100
FHLB advances	$650,000,000	113
Loans and leases held for sale	$5,954,000	327
Unused loan commitments	$353,033,000	392
Tier 1 (core) risk-based capital	$310,912,000	232
Tier 2 risk-based capital	$40,565,000	204
Total risk weighted assets	$3,244,323,000	203
Total unused commitments	$353,033,000	392
Derivatives	$7,553,000	500
2008-03-31		Rank
# of Employees:	989	165
Assets and Liabilities
Total Assets:	$4,519,993,000	197
Cash and due from depository institutions	$77,758,000	165
Interest-bearing balances	$652,000	3,405
Securities	$1,425,881,000	120
Federal funds sold & reverse repurchase agreements	$2,035,000	4,923
Net loans & leases	$2,644,579,000	218
Loan loss allowance	$30,102,000	237
Trading account assets	$49,349,000	82
Bank premises and fixed assets	$151,115,000	76
Other real estate owned	$7,151,000	165
Goodwill and other intangibles	$45,125,000	282
All other assets	$117,000,000	231
Life insurance assets	$2,454,000	2,068
Total liabilities and capital	$4,519,993,000	197
Total liabilities	$4,168,992,000	193
Total deposits	$2,746,098,000	214
Interest-bearing deposits	$2,286,108,000	215
Deposits held in domestic offices	$2,746,098,000	213
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$481,682,000	131
Trading liabilities	$0	86
Other borrowed funds	$925,000,000	117
Subordinated debt	$0	251
All other liabilities	$16,212,000	497
Total equity capital	$351,001,000	250
Total bank equity capital	$351,001,000	250
Perpetual preferred stock	$0	108
Common stock	$3,564,000	1,334
Surplus	$110,452,000	341
Undivided profits	$236,985,000	155
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$45,476,000	209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$343,000	428
Income earned, not collected on loans	$23,360,000	186
Earning assets	$4,122,496,000	196
Long-term assets (5+ years)	$1,805,787,000	97
Average Assets, year-to-date	$4,650,555,000	194
Average Assets, quarterly	$4,650,555,000	194
Volatile liabilities	$1,223,151,000	182
Insider loans	$3,624,000	2,040
FHLB advances	$700,000,000	112
Loans and leases held for sale	$6,250,000	356
Unused loan commitments	$362,668,000	394
Tier 1 (core) risk-based capital	$333,283,000	226
Tier 2 risk-based capital	$30,871,000	239
Total risk weighted assets	$3,318,876,000	199
Total unused commitments	$362,668,000	395
Derivatives	$15,750,000	435
2007-12-31		Rank
# of Employees:	1,004	169
Assets and Liabilities
Total Assets:	$4,781,117,000	193
Cash and due from depository institutions	$61,422,000	169
Interest-bearing balances	$14,763,000	406
Securities	$1,750,934,000	112
Federal funds sold & reverse repurchase agreements	$3,889,000	3,016
Net loans & leases	$2,661,666,000	217
Loan loss allowance	$26,902,000	253
Trading account assets	$2,980,000	173
Bank premises and fixed assets	$148,973,000	81
Other real estate owned	$4,011,000	169
Goodwill and other intangibles	$45,622,000	273
All other assets	$101,620,000	251
Life insurance assets	$2,441,000	2,059
Total liabilities and capital	$4,781,117,000	193
Total liabilities	$4,425,507,000	188
Total deposits	$2,924,354,000	208
Interest-bearing deposits	$2,509,542,000	200
Deposits held in domestic offices	$2,924,354,000	205
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$553,593,000	128
Trading liabilities	$0	78
Other borrowed funds	$930,000,000	111
Subordinated debt	$0	248
All other liabilities	$17,560,000	443
Total equity capital	$355,610,000	250
Total bank equity capital	$355,610,000	250
Perpetual preferred stock	$0	111
Common stock	$3,564,000	1,323
Surplus	$109,932,000	339
Undivided profits	$242,114,000	156
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$30,822,000	235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$343,000	414
Income earned, not collected on loans	$26,110,000	180
Earning assets	$4,434,232,000	186
Long-term assets (5+ years)	$2,092,745,000	86
Average Assets, year-to-date	$4,586,597,800	194
Average Assets, quarterly	$4,778,253,000	190
Volatile liabilities	$1,333,107,000	167
Insider loans	$3,635,000	2,015
FHLB advances	$725,000,000	103
Loans and leases held for sale	$2,931,000	513
Unused loan commitments	$346,569,000	414
Tier 1 (core) risk-based capital	$327,149,000	228
Tier 2 risk-based capital	$27,571,000	256
Total risk weighted assets	$3,356,857,000	202
Total unused commitments	$346,569,000	414
Derivatives	$8,313,000	502
2007-09-30		Rank
# of Employees:	997	167
Assets and Liabilities
Total Assets:	$4,775,389,000	190
Cash and due from depository institutions	$51,647,000	167
Interest-bearing balances	$7,272,000	722
Securities	$1,793,134,000	115
Federal funds sold & reverse repurchase agreements	$1,645,000	4,425
Net loans & leases	$2,640,162,000	211
Loan loss allowance	$25,757,000	240
Trading account assets	$0	244
Bank premises and fixed assets	$142,703,000	84
Other real estate owned	$1,884,000	167
Goodwill and other intangibles	$46,418,000	262
All other assets	$97,796,000	255
Life insurance assets	$2,417,000	2,030
Total liabilities and capital	$4,775,389,000	190
Total liabilities	$4,416,681,000	186
Total deposits	$2,810,041,000	210
Interest-bearing deposits	$2,375,655,000	208
Deposits held in domestic offices	$2,810,041,000	207
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$442,638,000	134
Trading liabilities	$0	78
Other borrowed funds	$1,146,000,000	95
Subordinated debt	$0	244
All other liabilities	$18,002,000	432
Total equity capital	$358,708,000	246
Total bank equity capital	$358,708,000	246
Perpetual preferred stock	$0	113
Common stock	$3,564,000	1,303
Surplus	$108,686,000	333
Undivided profits	$246,458,000	159
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$23,224,000	240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$249,000	504
Income earned, not collected on loans	$28,140,000	177
Earning assets	$4,442,213,000	184
Long-term assets (5+ years)	$2,090,324,000	86
Average Assets, year-to-date	$4,537,968,000	193
Average Assets, quarterly	$4,707,357,000	190
Volatile liabilities	$1,647,182,000	152
Insider loans	$3,770,000	1,926
FHLB advances	$651,000,000	108
Loans and leases held for sale	$2,939,000	487
Unused loan commitments	$367,441,000	401
Tier 1 (core) risk-based capital	$322,408,000	230
Tier 2 risk-based capital	$26,444,000	253
Total risk weighted assets	$3,297,422,000	198
Total unused commitments	$367,441,000	401
Derivatives	$9,555,000	479
2007-06-30		Rank
# of Employees:	1,009	176
Assets and Liabilities
Total Assets:	$4,639,325,000	199
Cash and due from depository institutions	$57,520,000	176
Interest-bearing balances	$6,973,000	806
Securities	$1,717,182,000	121
Federal funds sold & reverse repurchase agreements	$1,352,000	4,749
Net loans & leases	$2,586,880,000	219
Loan loss allowance	$25,197,000	247
Trading account assets	$0	245
Bank premises and fixed assets	$139,784,000	85
Other real estate owned	$1,252,000	176
Goodwill and other intangibles	$47,095,000	272
All other assets	$88,260,000	278
Life insurance assets	$2,390,000	2,041
Total liabilities and capital	$4,639,325,000	199
Total liabilities	$4,285,147,000	197
Total deposits	$2,732,695,000	225
Interest-bearing deposits	$2,246,691,000	224
Deposits held in domestic offices	$2,732,695,000	222
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$734,773,000	111
Trading liabilities	$0	87
Other borrowed funds	$800,000,000	110
Subordinated debt	$0	258
All other liabilities	$17,679,000	447
Total equity capital	$354,178,000	256
Total bank equity capital	$354,178,000	256
Perpetual preferred stock	$0	111
Common stock	$3,564,000	1,294
Surplus	$103,483,000	359
Undivided profits	$247,131,000	165
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$22,846,000	208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$428,000	365
Income earned, not collected on loans	$24,621,000	200
Earning assets	$4,312,387,000	196
Long-term assets (5+ years)	$1,973,292,000	100
Average Assets, year-to-date	$4,458,827,670	204
Average Assets, quarterly	$4,497,425,000	204
Volatile liabilities	$1,466,031,000	173
Insider loans	$3,727,000	1,933
FHLB advances	$550,000,000	117
Loans and leases held for sale	$1,662,000	795
Unused loan commitments	$358,623,000	416
Tier 1 (core) risk-based capital	$325,720,000	235
Tier 2 risk-based capital	$25,947,000	271
Total risk weighted assets	$3,174,691,000	209
Total unused commitments	$358,623,000	416
Derivatives	$11,038,000	488
2007-03-31		Rank
# of Employees:	1,044	167
Assets and Liabilities
Total Assets:	$4,355,525,000	207
Cash and due from depository institutions	$62,540,000	167
Interest-bearing balances	$1,140,000	2,412
Securities	$1,494,579,000	131
Federal funds sold & reverse repurchase agreements	$1,747,000	5,240
Net loans & leases	$2,536,117,000	219
Loan loss allowance	$25,633,000	232
Trading account assets	$0	267
Bank premises and fixed assets	$135,988,000	84
Other real estate owned	$569,000	167
Goodwill and other intangibles	$47,678,000	256
All other assets	$76,307,000	306
Life insurance assets	$2,387,000	2,022
Total liabilities and capital	$4,355,525,000	207
Total liabilities	$3,994,168,000	204
Total deposits	$2,701,954,000	223
Interest-bearing deposits	$2,184,962,000	226
Deposits held in domestic offices	$2,701,954,000	220
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$778,218,000	95
Trading liabilities	$0	89
Other borrowed funds	$500,000,000	150
Subordinated debt	$0	262
All other liabilities	$13,996,000	536
Total equity capital	$361,357,000	253
Total bank equity capital	$361,357,000	253
Perpetual preferred stock	$0	113
Common stock	$3,564,000	1,276
Surplus	$103,483,000	345
Undivided profits	$254,310,000	161
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$16,239,000	247
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$428,000	359
Income earned, not collected on loans	$25,994,000	186
Earning assets	$4,033,583,000	206
Long-term assets (5+ years)	$1,860,996,000	103
Average Assets, year-to-date	$4,368,579,000	206
Average Assets, quarterly	$4,368,579,000	206
Volatile liabilities	$1,265,098,000	181
Insider loans	$3,940,000	1,801
FHLB advances	$500,000,000	120
Loans and leases held for sale	$4,258,000	436
Unused loan commitments	$341,944,000	424
Tier 1 (core) risk-based capital	$314,507,000	238
Tier 2 risk-based capital	$25,633,000	267
Total risk weighted assets	$3,023,420,000	211
Total unused commitments	$341,944,000	424
Derivatives	$15,728,000	432
2006-12-31		Rank
# of Employees:	1,063	163
Assets and Liabilities
Total Assets:	$4,381,633,000	204
Cash and due from depository institutions	$67,960,000	163
Interest-bearing balances	$5,996,000	935
Securities	$1,528,172,000	130
Federal funds sold & reverse repurchase agreements	$3,711,000	3,391
Net loans & leases	$2,533,483,000	219
Loan loss allowance	$25,678,000	226
Trading account assets	$0	156
Bank premises and fixed assets	$127,857,000	88
Other real estate owned	$456,000	163
Goodwill and other intangibles	$48,860,000	242
All other assets	$71,134,000	320
Life insurance assets	$2,355,000	2,009
Total liabilities and capital	$4,381,633,000	204
Total liabilities	$4,029,502,000	197
Total deposits	$2,617,040,000	225
Interest-bearing deposits	$2,131,535,000	225
Deposits held in domestic offices	$2,617,040,000	224
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$413,138,000	146
Trading liabilities	$0	77
Other borrowed funds	$985,000,000	102
Subordinated debt	$0	264
All other liabilities	$14,324,000	520
Total equity capital	$352,131,000	250
Total bank equity capital	$352,131,000	250
Perpetual preferred stock	$0	112
Common stock	$3,564,000	1,265
Surplus	$103,483,000	336
Undivided profits	$245,084,000	164
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,965,000	298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$467,000	320
Income earned, not collected on loans	$23,761,000	202
Earning assets	$4,071,362,000	198
Long-term assets (5+ years)	$1,919,804,000	99
Average Assets, year-to-date	$3,835,010,600	215
Average Assets, quarterly	$4,300,326,500	207
Volatile liabilities	$1,367,753,000	198
Insider loans	$3,952,000	1,781
FHLB advances	$475,000,000	137
Loans and leases held for sale	$5,018,000	377
Unused loan commitments	$352,394,000	409
Tier 1 (core) risk-based capital	$303,804,000	236
Tier 2 risk-based capital	$25,678,000	262
Total risk weighted assets	$3,026,002,000	207
Total unused commitments	$352,394,000	409
Derivatives	$12,166,000	457
2006-09-30		Rank
# of Employees:	1,084	164
Assets and Liabilities
Total Assets:	$4,219,020,000	216
Cash and due from depository institutions	$58,717,000	164
Interest-bearing balances	$767,000	2,676
Securities	$1,367,043,000	144
Federal funds sold & reverse repurchase agreements	$45,373,000	301
Net loans & leases	$2,497,044,000	227
Loan loss allowance	$27,441,000	222
Trading account assets	$0	154
Bank premises and fixed assets	$120,372,000	95
Other real estate owned	$2,775,000	164
Goodwill and other intangibles	$47,126,000	254
All other assets	$80,570,000	305
Life insurance assets	$2,331,000	1,982
Total liabilities and capital	$4,219,020,000	216
Total liabilities	$3,877,419,000	210
Total deposits	$2,690,073,000	223
Interest-bearing deposits	$2,177,974,000	229
Deposits held in domestic offices	$2,690,073,000	222
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$334,348,000	164
Trading liabilities	$0	74
Other borrowed funds	$840,000,000	120
Subordinated debt	$0	269
All other liabilities	$12,998,000	552
Total equity capital	$341,601,000	265
Total bank equity capital	$341,601,000	265
Perpetual preferred stock	$0	118
Common stock	$3,564,000	1,254
Surplus	$103,483,000	343
Undivided profits	$234,554,000	182
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,599,000	463
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$136,000	651
Income earned, not collected on loans	$25,428,000	191
Earning assets	$3,910,227,000	207
Long-term assets (5+ years)	$1,758,404,000	105
Average Assets, year-to-date	$3,698,355,000	226
Average Assets, quarterly	$4,016,168,500	220
Volatile liabilities	$1,284,233,000	206
Insider loans	$4,426,000	1,590
FHLB advances	$515,000,000	131
Loans and leases held for sale	$1,150,000	876
Unused loan commitments	$371,093,000	408
Tier 1 (core) risk-based capital	$296,163,000	250
Tier 2 risk-based capital	$27,441,000	251
Total risk weighted assets	$2,996,082,000	217
Total unused commitments	$371,093,000	408
Derivatives	$16,295,000	435
2006-06-30		Rank
# of Employees:	994	179
Assets and Liabilities
Total Assets:	$3,813,317,000	227
Cash and due from depository institutions	$97,594,000	179
Interest-bearing balances	$14,698,000	376
Securities	$1,321,842,000	148
Federal funds sold & reverse repurchase agreements	$115,000	5,629
Net loans & leases	$2,231,874,000	240
Loan loss allowance	$25,640,000	232
Trading account assets	$0	157
Bank premises and fixed assets	$94,767,000	110
Other real estate owned	$2,775,000	179
Goodwill and other intangibles	$2,262,000	1,271
All other assets	$62,088,000	376
Life insurance assets	$0	4,035
Total liabilities and capital	$3,813,317,000	227
Total liabilities	$3,556,102,000	224
Total deposits	$2,545,615,000	231
Interest-bearing deposits	$2,013,000,000	240
Deposits held in domestic offices	$2,545,615,000	229
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$271,565,000	183
Trading liabilities	$0	73
Other borrowed funds	$725,000,000	139
Subordinated debt	$0	265
All other liabilities	$13,922,000	496
Total equity capital	$257,215,000	319
Total bank equity capital	$257,215,000	319
Perpetual preferred stock	$0	119
Common stock	$3,564,000	1,242
Surplus	$38,130,000	769
Undivided profits	$215,521,000	187
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,136,000	1,291
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$155,000	640
Income earned, not collected on loans	$19,225,000	223
Earning assets	$3,568,529,000	222
Long-term assets (5+ years)	$1,652,668,000	111
Average Assets, year-to-date	$3,524,800,000	234
Average Assets, quarterly	$3,643,464,000	235
Volatile liabilities	$1,043,826,000	240
Insider loans	$4,145,000	1,649
FHLB advances	$425,000,000	159
Loans and leases held for sale	$1,122,000	878
Unused loan commitments	$322,289,000	449
Tier 1 (core) risk-based capital	$265,581,000	272
Tier 2 risk-based capital	$25,640,000	263
Total risk weighted assets	$2,714,814,000	229
Total unused commitments	$322,289,000	449
Derivatives	$13,953,000	456
2006-03-31		Rank
# of Employees:	994	178
Assets and Liabilities
Total Assets:	$3,473,611,000	237
Cash and due from depository institutions	$87,773,000	178
Interest-bearing balances	$563,000	3,111
Securities	$1,096,831,000	174
Federal funds sold & reverse repurchase agreements	$5,500,000	2,461
Net loans & leases	$2,132,333,000	244
Loan loss allowance	$25,612,000	231
Trading account assets	$0	154
Bank premises and fixed assets	$86,985,000	116
Other real estate owned	$483,000	178
Goodwill and other intangibles	$2,324,000	1,237
All other assets	$61,382,000	356
Life insurance assets	$0	4,002
Total liabilities and capital	$3,473,611,000	237
Total liabilities	$3,231,367,000	233
Total deposits	$2,387,328,000	239
Interest-bearing deposits	$1,832,013,000	250
Deposits held in domestic offices	$2,387,328,000	236
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$374,762,000	159
Trading liabilities	$0	77
Other borrowed funds	$458,000,000	183
Subordinated debt	$0	259
All other liabilities	$11,277,000	582
Total equity capital	$242,244,000	325
Total bank equity capital	$242,244,000	325
Perpetual preferred stock	$0	120
Common stock	$3,564,000	1,232
Surplus	$25,380,000	1,071
Undivided profits	$213,300,000	186
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,940,000	552
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$263,000	482
Income earned, not collected on loans	$21,552,000	198
Earning assets	$3,235,227,000	232
Long-term assets (5+ years)	$1,384,708,000	122
Average Assets, year-to-date	$3,380,541,500	239
Average Assets, quarterly	$3,380,541,500	239
Volatile liabilities	$865,475,000	262
Insider loans	$4,140,000	1,626
FHLB advances	$458,000,000	144
Loans and leases held for sale	$5,356,000	329
Unused loan commitments	$318,346,000	447
Tier 1 (core) risk-based capital	$242,959,000	285
Tier 2 risk-based capital	$25,612,000	256
Total risk weighted assets	$2,590,964,000	231
Total unused commitments	$318,346,000	447
Derivatives	$21,151,000	375
2005-12-31		Rank
# of Employees:	1,002	178
Assets and Liabilities
Total Assets:	$3,287,472,000	242
Cash and due from depository institutions	$93,935,000	178
Interest-bearing balances	$7,294,000	787
Securities	$1,015,151,000	187
Federal funds sold & reverse repurchase agreements	$1,330,000	4,523
Net loans & leases	$2,044,094,000	248
Loan loss allowance	$23,670,000	241
Trading account assets	$0	155
Bank premises and fixed assets	$79,180,000	121
Other real estate owned	$484,000	178
Goodwill and other intangibles	$2,360,000	1,205
All other assets	$50,938,000	420
Life insurance assets	$0	351
Total liabilities and capital	$3,287,472,000	242
Total liabilities	$3,045,889,000	238
Total deposits	$2,215,587,000	248
Interest-bearing deposits	$1,680,431,000	264
Deposits held in domestic offices	$2,215,587,000	245
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$303,459,000	174
Trading liabilities	$0	72
Other borrowed funds	$515,000,000	179
Subordinated debt	$0	258
All other liabilities	$11,843,000	550
Total equity capital	$241,583,000	321
Total bank equity capital	$241,583,000	321
Perpetual preferred stock	$0	122
Common stock	$3,564,000	1,217
Surplus	$25,380,000	1,047
Undivided profits	$212,639,000	179
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,731,000	556
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$434,000	342
Income earned, not collected on loans	$17,015,000	233
Earning assets	$3,067,869,000	239
Long-term assets (5+ years)	$1,278,730,000	130
Average Assets, year-to-date	$2,767,592,200	272
Average Assets, quarterly	$3,116,896,500	250
Volatile liabilities	$939,452,000	243
Insider loans	$4,169,000	1,601
FHLB advances	$410,000,000	158
Loans and leases held for sale	$2,493,000	520
Unused loan commitments	$294,006,000	453
Tier 1 (core) risk-based capital	$238,447,000	286
Tier 2 risk-based capital	$23,670,000	263
Total risk weighted assets	$2,438,078,000	238
Total unused commitments	$294,006,000	453
Derivatives	$20,057,000	346
2005-09-30		Rank
# of Employees:	981	183
Assets and Liabilities
Total Assets:	$2,946,321,000	264
Cash and due from depository institutions	$85,271,000	183
Interest-bearing balances	$700,000	3,061
Securities	$798,668,000	208
Federal funds sold & reverse repurchase agreements	$634,000	4,970
Net loans & leases	$1,944,724,000	253
Loan loss allowance	$22,363,000	253
Trading account assets	$0	146
Bank premises and fixed assets	$70,946,000	130
Other real estate owned	$445,000	183
Goodwill and other intangibles	$2,351,000	1,177
All other assets	$43,282,000	459
Life insurance assets	$0	341
Total liabilities and capital	$2,946,321,000	264
Total liabilities	$2,712,695,000	260
Total deposits	$2,152,450,000	249
Interest-bearing deposits	$1,605,417,000	271
Deposits held in domestic offices	$2,152,450,000	246
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$113,763,000	269
Trading liabilities	$0	63
Other borrowed funds	$435,000,000	202
Subordinated debt	$0	251
All other liabilities	$11,482,000	546
Total equity capital	$233,626,000	323
Total bank equity capital	$233,626,000	323
Perpetual preferred stock	$0	120
Common stock	$3,564,000	1,186
Surplus	$25,380,000	1,011
Undivided profits	$204,682,000	181
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,394,000	525
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$559,000	299
Income earned, not collected on loans	$14,916,000	240
Earning assets	$2,744,726,000	256
Long-term assets (5+ years)	$1,025,557,000	150
Average Assets, year-to-date	$2,637,622,250	280
Average Assets, quarterly	$2,872,297,500	267
Volatile liabilities	$676,454,000	293
Insider loans	$4,416,000	1,467
FHLB advances	$350,000,000	174
Loans and leases held for sale	$4,865,000	409
Unused loan commitments	$287,275,000	447
Tier 1 (core) risk-based capital	$227,587,000	290
Tier 2 risk-based capital	$22,363,000	274
Total risk weighted assets	$2,268,028,000	248
Total unused commitments	$287,275,000	447
Derivatives	$26,567,000	320
2005-06-30		Rank
# of Employees:	1,050	176
Assets and Liabilities
Total Assets:	$2,798,274,000	271
Cash and due from depository institutions	$96,553,000	176
Interest-bearing balances	$3,223,000	1,466
Securities	$763,331,000	218
Federal funds sold & reverse repurchase agreements	$243,000	5,315
Net loans & leases	$1,825,789,000	258
Loan loss allowance	$20,511,000	265
Trading account assets	$0	148
Bank premises and fixed assets	$67,855,000	135
Other real estate owned	$451,000	176
Goodwill and other intangibles	$2,483,000	1,138
All other assets	$41,569,000	466
Life insurance assets	$0	339
Total liabilities and capital	$2,798,274,000	271
Total liabilities	$2,572,114,000	265
Total deposits	$1,953,398,000	259
Interest-bearing deposits	$1,384,915,000	294
Deposits held in domestic offices	$1,953,398,000	258
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$180,503,000	216
Trading liabilities	$0	65
Other borrowed funds	$426,500,000	203
Subordinated debt	$0	251
All other liabilities	$11,713,000	519
Total equity capital	$226,160,000	326
Total bank equity capital	$226,160,000	326
Perpetual preferred stock	$0	118
Common stock	$3,564,000	1,167
Surplus	$25,380,000	988
Undivided profits	$197,216,000	189
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,553,000	495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$682,000	260
Income earned, not collected on loans	$13,261,000	251
Earning assets	$2,592,586,000	263
Long-term assets (5+ years)	$1,039,827,000	148
Average Assets, year-to-date	$2,534,722,670	284
Average Assets, quarterly	$2,620,991,500	281
Volatile liabilities	$547,723,000	329
Insider loans	$4,225,000	1,511
FHLB advances	$356,500,000	175
Loans and leases held for sale	$7,851,000	321
Unused loan commitments	$270,143,000	461
Tier 1 (core) risk-based capital	$217,731,000	293
Tier 2 risk-based capital	$20,511,000	287
Total risk weighted assets	$2,102,357,000	254
Total unused commitments	$270,143,000	461
Derivatives	$1,350,000	670
2005-03-31		Rank
# of Employees:	1,031	176
Assets and Liabilities
Total Assets:	$2,443,709,000	289
Cash and due from depository institutions	$100,594,000	176
Interest-bearing balances	$540,000	3,342
Securities	$550,045,000	279
Federal funds sold & reverse repurchase agreements	$28,358,000	427
Net loans & leases	$1,670,871,000	267
Loan loss allowance	$19,399,000	277
Trading account assets	$0	148
Bank premises and fixed assets	$60,551,000	143
Other real estate owned	$483,000	176
Goodwill and other intangibles	$1,731,000	1,329
All other assets	$31,076,000	560
Life insurance assets	$0	333
Total liabilities and capital	$2,443,709,000	289
Total liabilities	$2,227,552,000	282
Total deposits	$1,873,197,000	263
Interest-bearing deposits	$1,299,184,000	305
Deposits held in domestic offices	$1,873,197,000	260
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$214,295,000	198
Trading liabilities	$0	65
Other borrowed funds	$130,000,000	437
Subordinated debt	$0	265
All other liabilities	$10,060,000	559
Total equity capital	$216,157,000	326
Total bank equity capital	$216,157,000	326
Perpetual preferred stock	$0	120
Common stock	$3,564,000	1,160
Surplus	$25,380,000	963
Undivided profits	$187,213,000	192
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,948,000	555
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$715,000	245
Income earned, not collected on loans	$12,518,000	259
Earning assets	$2,249,814,000	287
Long-term assets (5+ years)	$964,040,000	160
Average Assets, year-to-date	$2,402,947,000	291
Average Assets, quarterly	$2,402,947,000	291
Volatile liabilities	$447,771,000	370
Insider loans	$4,008,000	1,555
FHLB advances	$100,000,000	461
Loans and leases held for sale	$10,886,000	253
Unused loan commitments	$234,731,000	498
Tier 1 (core) risk-based capital	$209,973,000	301
Tier 2 risk-based capital	$19,399,000	300
Total risk weighted assets	$1,849,333,000	272
Total unused commitments	$234,731,000	498
Derivatives	$57,436,000	225
2004-12-31		Rank
# of Employees:	998	183
Assets and Liabilities
Total Assets:	$2,362,185,000	299
Cash and due from depository institutions	$70,684,000	183
Interest-bearing balances	$526,000	3,411
Securities	$649,615,000	248
Federal funds sold & reverse repurchase agreements	$1,300,000	4,535
Net loans & leases	$1,546,243,000	290
Loan loss allowance	$18,185,000	298
Trading account assets	$0	153
Bank premises and fixed assets	$56,472,000	158
Other real estate owned	$422,000	183
Goodwill and other intangibles	$1,659,000	1,343
All other assets	$35,790,000	501
Life insurance assets	$0	334
Total liabilities and capital	$2,362,185,000	299
Total liabilities	$2,142,817,000	295
Total deposits	$1,793,367,000	273
Interest-bearing deposits	$1,745,529,000	241
Deposits held in domestic offices	$1,793,367,000	271
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$170,402,000	214
Trading liabilities	$0	66
Other borrowed funds	$165,000,000	368
Subordinated debt	$0	272
All other liabilities	$14,048,000	463
Total equity capital	$219,368,000	329
Total bank equity capital	$219,368,000	329
Perpetual preferred stock	$0	118
Common stock	$3,564,000	1,140
Surplus	$25,380,000	943
Undivided profits	$190,424,000	188
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,884,000	575
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$558,000	284
Income earned, not collected on loans	$13,551,000	241
Earning assets	$2,197,684,000	294
Long-term assets (5+ years)	$1,015,179,000	156
Average Assets, year-to-date	$2,206,972,800	304
Average Assets, quarterly	$2,335,340,500	300
Volatile liabilities	$396,172,000	396
Insider loans	$3,692,000	1,656
FHLB advances	$150,000,000	352
Loans and leases held for sale	$6,312,000	323
Unused loan commitments	$206,821,000	533
Tier 1 (core) risk-based capital	$208,633,000	301
Tier 2 risk-based capital	$18,185,000	318
Total risk weighted assets	$1,741,730,000	287
Total unused commitments	$206,821,000	533
Derivatives	$13,331,000	364
2004-09-30		Rank
# of Employees:	979	192
Assets and Liabilities
Total Assets:	$2,308,496,000	307
Cash and due from depository institutions	$84,640,000	192
Interest-bearing balances	$634,000	3,280
Securities	$671,486,000	246
Federal funds sold & reverse repurchase agreements	$1,390,000	4,150
Net loans & leases	$1,460,030,000	305
Loan loss allowance	$17,521,000	316
Trading account assets	$0	149
Bank premises and fixed assets	$53,518,000	165
Other real estate owned	$422,000	192
Goodwill and other intangibles	$1,600,000	1,348
All other assets	$35,410,000	500
Life insurance assets	$0	330
Total liabilities and capital	$2,308,496,000	307
Total liabilities	$2,096,963,000	300
Total deposits	$1,606,164,000	292
Interest-bearing deposits	$1,567,453,000	266
Deposits held in domestic offices	$1,606,164,000	288
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$177,578,000	215
Trading liabilities	$0	68
Other borrowed funds	$296,865,000	250
Subordinated debt	$0	276
All other liabilities	$16,356,000	428
Total equity capital	$211,533,000	335
Total bank equity capital	$211,533,000	335
Perpetual preferred stock	$0	124
Common stock	$3,564,000	1,122
Surplus	$25,380,000	911
Undivided profits	$182,589,000	200
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,917,000	599
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$560,000	293
Income earned, not collected on loans	$11,959,000	267
Earning assets	$2,133,540,000	300
Long-term assets (5+ years)	$1,007,901,000	160
Average Assets, year-to-date	$2,168,169,750	309
Average Assets, quarterly	$2,215,950,000	310
Volatile liabilities	$525,592,000	327
Insider loans	$3,093,000	1,899
FHLB advances	$296,865,000	203
Loans and leases held for sale	$6,503,000	322
Unused loan commitments	$178,049,000	589
Tier 1 (core) risk-based capital	$202,591,000	306
Tier 2 risk-based capital	$17,521,000	331
Total risk weighted assets	$1,643,524,000	298
Total unused commitments	$178,049,000	590
Derivatives	$18,051,000	341
2004-06-30		Rank
# of Employees:	955	193
Assets and Liabilities
Total Assets:	$2,123,404,000	320
Cash and due from depository institutions	$78,556,000	193
Interest-bearing balances	$23,950,000	232
Securities	$567,148,000	286
Federal funds sold & reverse repurchase agreements	$5,351,000	1,899
Net loans & leases	$1,385,820,000	304
Loan loss allowance	$16,823,000	322
Trading account assets	$0	153
Bank premises and fixed assets	$52,326,000	168
Other real estate owned	$422,000	193
Goodwill and other intangibles	$1,483,000	1,384
All other assets	$32,298,000	533
Life insurance assets	$0	323
Total liabilities and capital	$2,123,404,000	320
Total liabilities	$1,931,299,000	312
Total deposits	$1,606,559,000	290
Interest-bearing deposits	$1,573,787,000	257
Deposits held in domestic offices	$1,606,559,000	286
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$141,410,000	243
Trading liabilities	$0	69
Other borrowed funds	$173,200,000	362
Subordinated debt	$0	288
All other liabilities	$10,130,000	534
Total equity capital	$192,105,000	343
Total bank equity capital	$192,105,000	343
Perpetual preferred stock	$0	126
Common stock	$3,564,000	1,116
Surplus	$25,380,000	891
Undivided profits	$163,161,000	207
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,746,000	453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$573,000	300
Income earned, not collected on loans	$9,969,000	279
Earning assets	$1,982,269,000	314
Long-term assets (5+ years)	$896,101,000	178
Average Assets, year-to-date	$2,121,394,330	315
Average Assets, quarterly	$2,063,272,500	321
Volatile liabilities	$365,741,000	412
Insider loans	$2,116,000	2,565
FHLB advances	$173,200,000	307
Loans and leases held for sale	$6,847,000	307
Unused loan commitments	$162,747,000	617
Tier 1 (core) risk-based capital	$194,258,000	308
Tier 2 risk-based capital	$16,823,000	336
Total risk weighted assets	$1,564,313,000	300
Total unused commitments	$162,747,000	617
Derivatives	$204,900,000	146
2004-03-31		Rank
# of Employees:	912	196
Assets and Liabilities
Total Assets:	$2,003,141,000	329
Cash and due from depository institutions	$54,263,000	196
Interest-bearing balances	$5,210,000	1,271
Securities	$540,190,000	296
Federal funds sold & reverse repurchase agreements	$1,432,000	5,162
Net loans & leases	$1,329,447,000	311
Loan loss allowance	$16,614,000	320
Trading account assets	$0	144
Bank premises and fixed assets	$50,477,000	171
Other real estate owned	$482,000	196
Goodwill and other intangibles	$1,375,000	1,433
All other assets	$25,475,000	607
Life insurance assets	$0	322
Total liabilities and capital	$2,003,141,000	329
Total liabilities	$1,804,002,000	325
Total deposits	$1,580,623,000	293
Interest-bearing deposits	$1,567,748,000	258
Deposits held in domestic offices	$1,580,623,000	290
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$47,727,000	447
Trading liabilities	$0	70
Other borrowed funds	$161,500,000	363
Subordinated debt	$0	287
All other liabilities	$14,152,000	477
Total equity capital	$199,139,000	332
Total bank equity capital	$199,139,000	332
Perpetual preferred stock	$0	129
Common stock	$3,564,000	1,107
Surplus	$25,380,000	879
Undivided profits	$170,195,000	206
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,530,000	394
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$702,000	262
Income earned, not collected on loans	$9,425,000	298
Earning assets	$1,876,279,000	326
Long-term assets (5+ years)	$863,167,000	167
Average Assets, year-to-date	$2,120,389,500	316
Average Assets, quarterly	$2,120,389,500	316
Volatile liabilities	$274,202,000	497
Insider loans	$2,141,000	2,503
FHLB advances	$161,500,000	309
Loans and leases held for sale	$3,755,000	481
Unused loan commitments	$132,885,000	696
Tier 1 (core) risk-based capital	$188,059,000	313
Tier 2 risk-based capital	$16,660,000	340
Total risk weighted assets	$1,478,255,000	311
Total unused commitments	$132,885,000	697
Derivatives	$124,604,000	176
2003-12-31		Rank
# of Employees:	881	211
Assets and Liabilities
Total Assets:	$2,237,638,000	305
Cash and due from depository institutions	$43,878,000	211
Interest-bearing balances	$4,481,000	1,315
Securities	$824,985,000	216
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$1,288,079,000	318
Loan loss allowance	$15,921,000	333
Trading account assets	$0	168
Bank premises and fixed assets	$49,298,000	179
Other real estate owned	$733,000	211
Goodwill and other intangibles	$1,184,000	1,516
All other assets	$29,481,000	556
Life insurance assets	$0	1
Total liabilities and capital	$2,237,638,000	305
Total liabilities	$2,051,419,000	299
Total deposits	$1,502,485,000	304
Interest-bearing deposits	$1,480,198,000	272
Deposits held in domestic offices	$1,502,485,000	301
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$298,040,000	176
Trading liabilities	$0	72
Other borrowed funds	$241,625,000	284
Subordinated debt	$0	293
All other liabilities	$9,269,000	608
Total equity capital	$186,219,000	347
Total bank equity capital	$186,219,000	347
Perpetual preferred stock	$0	131
Common stock	$3,564,000	1,112
Surplus	$25,380,000	869
Undivided profits	$157,275,000	211
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,367,000	376
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$688,000	255
Income earned, not collected on loans	$10,914,000	263
Earning assets	$2,117,545,000	295
Long-term assets (5+ years)	$1,141,067,000	146
Average Assets, year-to-date	$2,041,321,800	313
Average Assets, quarterly	$2,170,399,500	309
Volatile liabilities	$602,736,000	289
Insider loans	$3,251,000	1,725
FHLB advances	$241,625,000	230
Loans and leases held for sale	$18,265,000	178
Unused loan commitments	$116,636,000	752
Tier 1 (core) risk-based capital	$177,938,000	322
Tier 2 risk-based capital	$15,932,000	350
Total risk weighted assets	$1,488,437,000	313
Total unused commitments	$116,636,000	752
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	847	218
Assets and Liabilities
Total Assets:	$2,103,161,000	325
Cash and due from depository institutions	$54,316,000	218
Interest-bearing balances	$2,548,000	2,081
Securities	$717,099,000	232
Federal funds sold & reverse repurchase agreements	$922,000	5,461
Net loans & leases	$1,251,630,000	328
Loan loss allowance	$15,185,000	358
Trading account assets	$0	165
Bank premises and fixed assets	$46,205,000	193
Other real estate owned	$1,475,000	218
Goodwill and other intangibles	$1,039,000	1,582
All other assets	$30,475,000	554
Life insurance assets	$0	1
Total liabilities and capital	$2,103,161,000	325
Total liabilities	$1,929,082,000	320
Total deposits	$1,461,349,000	321
Interest-bearing deposits	$1,452,262,000	281
Deposits held in domestic offices	$1,461,349,000	318
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$217,907,000	203
Trading liabilities	$0	72
Other borrowed funds	$240,800,000	274
Subordinated debt	$0	293
All other liabilities	$9,026,000	641
Total equity capital	$174,079,000	377
Total bank equity capital	$174,079,000	377
Perpetual preferred stock	$0	137
Common stock	$3,564,000	1,103
Surplus	$25,380,000	871
Undivided profits	$145,135,000	233
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,573,000	445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$972,000	213
Income earned, not collected on loans	$10,780,000	277
Earning assets	$1,972,199,000	316
Long-term assets (5+ years)	$952,765,000	166
Average Assets, year-to-date	$1,992,242,750	328
Average Assets, quarterly	$2,046,132,000	329
Volatile liabilities	$491,759,000	336
Insider loans	$4,076,000	1,336
FHLB advances	$240,800,000	218
Loans and leases held for sale	$30,554,000	169
Unused loan commitments	$101,366,000	849
Tier 1 (core) risk-based capital	$170,052,000	342
Tier 2 risk-based capital	$15,190,000	369
Total risk weighted assets	$1,424,400,000	328
Total unused commitments	$101,366,000	853
Derivatives	$125,000,000	175
2003-06-30		Rank
# of Employees:	849	218
Assets and Liabilities
Total Assets:	$1,989,103,000	335
Cash and due from depository institutions	$62,056,000	218
Interest-bearing balances	$4,877,000	1,543
Securities	$650,904,000	254
Federal funds sold & reverse repurchase agreements	$1,035,000	5,726
Net loans & leases	$1,197,724,000	340
Loan loss allowance	$14,789,000	358
Trading account assets	$0	170
Bank premises and fixed assets	$44,891,000	201
Other real estate owned	$1,153,000	218
Goodwill and other intangibles	$1,049,000	1,532
All other assets	$30,291,000	542
Life insurance assets	$0	1
Total liabilities and capital	$1,989,103,000	335
Total liabilities	$1,812,861,000	327
Total deposits	$1,496,789,000	313
Interest-bearing deposits	$1,481,574,000	273
Deposits held in domestic offices	$1,496,789,000	310
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$44,442,000	451
Trading liabilities	$0	74
Other borrowed funds	$260,250,000	253
Subordinated debt	$0	266
All other liabilities	$11,380,000	579
Total equity capital	$176,242,000	370
Total bank equity capital	$176,242,000	370
Perpetual preferred stock	$0	140
Common stock	$3,564,000	1,090
Surplus	$25,380,000	853
Undivided profits	$147,298,000	231
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,206,000	779
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,064,000	210
Income earned, not collected on loans	$10,345,000	279
Earning assets	$1,854,540,000	330
Long-term assets (5+ years)	$946,106,000	155
Average Assets, year-to-date	$1,955,270,000	331
Average Assets, quarterly	$1,986,803,500	330
Volatile liabilities	$359,082,000	406
Insider loans	$3,487,000	1,576
FHLB advances	$260,250,000	205
Loans and leases held for sale	$29,895,000	218
Unused loan commitments	$94,069,000	891
Tier 1 (core) risk-based capital	$162,446,000	347
Tier 2 risk-based capital	$14,948,000	356
Total risk weighted assets	$1,338,597,000	339
Total unused commitments	$94,069,000	897
Derivatives	$125,000,000	181
2003-03-31		Rank
# of Employees:	810	224
Assets and Liabilities
Total Assets:	$1,984,504,000	332
Cash and due from depository institutions	$74,363,000	224
Interest-bearing balances	$21,472,000	371
Securities	$670,908,000	252
Federal funds sold & reverse repurchase agreements	$2,492,000	4,871
Net loans & leases	$1,161,334,000	343
Loan loss allowance	$13,991,000	368
Trading account assets	$0	169
Bank premises and fixed assets	$42,570,000	208
Other real estate owned	$706,000	224
Goodwill and other intangibles	$1,186,000	1,439
All other assets	$30,945,000	529
Life insurance assets	$0	1
Total liabilities and capital	$1,984,504,000	332
Total liabilities	$1,817,318,000	326
Total deposits	$1,549,953,000	306
Interest-bearing deposits	$1,535,261,000	270
Deposits held in domestic offices	$1,549,953,000	303
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$108,002,000	286
Trading liabilities	$0	79
Other borrowed funds	$150,000,000	376
Subordinated debt	$0	265
All other liabilities	$9,363,000	660
Total equity capital	$167,186,000	375
Total bank equity capital	$167,186,000	375
Perpetual preferred stock	$0	141
Common stock	$3,564,000	1,087
Surplus	$25,380,000	841
Undivided profits	$138,242,000	244
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,442,000	747
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$969,000	223
Income earned, not collected on loans	$10,567,000	291
Earning assets	$1,856,206,000	325
Long-term assets (5+ years)	$882,461,000	161
Average Assets, year-to-date	$1,938,353,500	337
Average Assets, quarterly	$1,938,353,500	337
Volatile liabilities	$370,735,000	393
Insider loans	$5,543,000	937
FHLB advances	$150,000,000	314
Loans and leases held for sale	$27,245,000	214
Unused loan commitments	$92,900,000	865
Tier 1 (core) risk-based capital	$157,074,000	353
Tier 2 risk-based capital	$14,077,000	366
Total risk weighted assets	$1,277,228,000	345
Total unused commitments	$92,900,000	868
Derivatives	$185,831,000	157
2002-12-31		Rank
# of Employees:	771	228
Assets and Liabilities
Total Assets:	$1,892,203,000	342
Cash and due from depository institutions	$48,219,000	228
Interest-bearing balances	$3,278,000	1,861
Securities	$616,033,000	251
Federal funds sold & reverse repurchase agreements	$1,392,000	5,444
Net loans & leases	$1,156,973,000	340
Loan loss allowance	$13,016,000	386
Trading account assets	$0	170
Bank premises and fixed assets	$40,298,000	218
Other real estate owned	$724,000	228
Goodwill and other intangibles	$1,184,000	1,425
All other assets	$27,380,000	568
Life insurance assets	$0	1
Total liabilities and capital	$1,892,203,000	342
Total liabilities	$1,731,366,000	336
Total deposits	$1,542,075,000	303
Interest-bearing deposits	$1,532,784,000	273
Deposits held in domestic offices	$1,542,075,000	300
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,689,000	540
Trading liabilities	$0	75
Other borrowed funds	$150,000,000	389
Subordinated debt	$0	258
All other liabilities	$6,602,000	806
Total equity capital	$160,837,000	380
Total bank equity capital	$160,837,000	380
Perpetual preferred stock	$0	142
Common stock	$3,564,000	1,077
Surplus	$25,380,000	819
Undivided profits	$131,893,000	252
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,969,000	645
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$780,000	256
Income earned, not collected on loans	$11,323,000	278
Earning assets	$1,777,676,000	331
Long-term assets (5+ years)	$735,294,000	176
Average Assets, year-to-date	$1,709,736,800	355
Average Assets, quarterly	$1,872,519,000	345
Volatile liabilities	$330,549,000	419
Insider loans	$6,473,000	766
FHLB advances	$150,000,000	317
Loans and leases held for sale	$28,986,000	234
Unused loan commitments	$81,005,000	934
Tier 1 (core) risk-based capital	$151,659,000	355
Tier 2 risk-based capital	$13,021,000	392
Total risk weighted assets	$1,231,299,000	352
Total unused commitments	$81,005,000	936
Derivatives	$92,681,000	186
2001-12-31		Rank
# of Employees:	615	271
Assets and Liabilities
Total Assets:	$1,486,826,000	393
Cash and due from depository institutions	$37,113,000	271
Interest-bearing balances	$271,000	4,230
Securities	$383,065,000	337
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$1,000,469,000	381
Loan loss allowance	$11,932,000	408
Trading account assets	$0	182
Bank premises and fixed assets	$27,403,000	290
Other real estate owned	$1,245,000	271
Goodwill and other intangibles	$1,572,000	1,198
All other assets	$35,959,000	472
Life insurance assets	$0	1
Total liabilities and capital	$1,486,826,000	393
Total liabilities	$1,374,928,000	384
Total deposits	$1,203,301,000	356
Interest-bearing deposits	$1,182,935,000	322
Deposits held in domestic offices	$1,203,301,000	354
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$112,274,000	283
Trading liabilities	$0	69
Other borrowed funds	$50,000,000	762
Subordinated debt	$0	241
All other liabilities	$9,353,000	640
Total equity capital	$111,898,000	471
Total bank equity capital	$111,898,000	471
Perpetual preferred stock	$0	158
Common stock	$3,564,000	1,074
Surplus	$1,380,000	6,314
Undivided profits	$106,954,000	273
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,980,000	1,025
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$995,000	199
Income earned, not collected on loans	$10,266,000	318
Earning assets	$1,383,805,000	383
Long-term assets (5+ years)	$646,211,000	202
Average Assets, year-to-date	$1,339,597,600	411
Average Assets, quarterly	$1,447,494,500	399
Volatile liabilities	$342,522,000	402
Insider loans	$3,576,000	1,397
FHLB advances	$50,000,000	672
Loans and leases held for sale	$44,525,000	164
Unused loan commitments	$58,855,000	1,118
Tier 1 (core) risk-based capital	$107,743,000	440
Tier 2 risk-based capital	$11,932,000	404
Total risk weighted assets	$1,003,439,000	404
Total unused commitments	$58,855,000	1,122
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	523	311
Assets and Liabilities
Total Assets:	$1,206,507,000	460
Cash and due from depository institutions	$35,095,000	311
Interest-bearing balances	$211,000	3,786
Securities	$202,722,000	584
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$928,705,000	409
Loan loss allowance	$11,936,000	401
Trading account assets	$0	175
Bank premises and fixed assets	$23,541,000	326
Other real estate owned	$1,178,000	311
Goodwill and other intangibles	$1,429,000	1,244
All other assets	$13,837,000	773
Life insurance assets	$0	1
Total liabilities and capital	$1,206,507,000	460
Total liabilities	$1,113,560,000	447
Total deposits	$1,060,740,000	388
Interest-bearing deposits	$900,544,000	391
Deposits held in domestic offices	$1,060,740,000	386
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$47,801,000	463
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$5,019,000	1,001
Total equity capital	$92,947,000	532
Total bank equity capital	$92,947,000	532
Perpetual preferred stock	$0	178
Common stock	$3,564,000	1,069
Surplus	$1,380,000	6,391
Undivided profits	$88,003,000	310
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,081,000	838
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$789,000	203
Income earned, not collected on loans	$5,981,000	426
Earning assets	$1,131,638,000	442
Long-term assets (5+ years)	$393,184,000	282
Average Assets, year-to-date	$1,150,422,000	455
Average Assets, quarterly	$1,195,172,500	456
Volatile liabilities	$205,407,000	577
Insider loans	$3,460,000	1,416
FHLB advances	$0	771
Loans and leases held for sale	$3,498,000	396
Unused loan commitments	$44,890,000	1,270
Tier 1 (core) risk-based capital	$89,562,800	513
Tier 2 risk-based capital	$10,446,890	436
Total risk weighted assets	$834,202,890	461
Total unused commitments	$44,890,000	1,271
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	495	358
Assets and Liabilities
Total Assets:	$1,059,748,000	522
Cash and due from depository institutions	$50,517,000	358
Interest-bearing balances	$161,000	4,235
Securities	$128,494,000	904
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$842,236,000	435
Loan loss allowance	$9,829,000	484
Trading account assets	$0	165
Bank premises and fixed assets	$23,100,000	342
Other real estate owned	$1,632,000	358
Goodwill and other intangibles	$479,000	1,919
All other assets	$13,290,000	797
Life insurance assets	$0	1
Total liabilities and capital	$1,059,748,000	522
Total liabilities	$981,407,000	513
Total deposits	$857,139,000	470
Interest-bearing deposits	$715,178,000	482
Deposits held in domestic offices	$857,139,000	466
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$119,670,000	310
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$4,598,000	997
Total equity capital	$78,341,000	606
Total bank equity capital	$78,341,000	606
Perpetual preferred stock	$0	193
Common stock	$3,564,000	1,082
Surplus	$1,380,000	6,491
Undivided profits	$73,397,000	339
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,717,000	878
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$4,883,000	457
Earning assets	$970,891,000	513
Long-term assets (5+ years)	$273,932,000	432
Average Assets, year-to-date	$977,559,600	537
Average Assets, quarterly	$1,045,200,500	520
Volatile liabilities	$231,331,000	550
Insider loans	$3,554,000	1,337
FHLB advances	$0	802
Loans and leases held for sale	$38,832,000	120
Unused loan commitments	$45,636,000	1,280
Tier 1 (core) risk-based capital	$79,954,800	570
Tier 2 risk-based capital	$9,092,050	486
Total risk weighted assets	$726,627,350	507
Total unused commitments	$45,636,000	1,283
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	433	406
Assets and Liabilities
Total Assets:	$892,484,000	580
Cash and due from depository institutions	$25,883,000	406
Interest-bearing balances	$239,000	4,147
Securities	$120,884,000	962
Federal funds sold & reverse repurchase agreements	$0	8,346
Net loans & leases	$714,607,000	473
Loan loss allowance	$7,754,000	576
Trading account assets	$0	197
Bank premises and fixed assets	$19,218,000	383
Other real estate owned	$1,243,000	406
Goodwill and other intangibles	$631,000	1,692
All other assets	$10,018,000	876
Life insurance assets	$0	1
Total liabilities and capital	$892,484,000	580
Total liabilities	$821,159,000	575
Total deposits	$783,351,000	498
Interest-bearing deposits	$658,568,000	501
Deposits held in domestic offices	$783,351,000	495
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,400,000	574
Trading liabilities	$0	69
Other borrowed funds	$0	5,274
Subordinated debt	$0	255
All other liabilities	$5,408,000	944
Total equity capital	$71,325,000	675
Total bank equity capital	$71,325,000	675
Perpetual preferred stock	$0	199
Common stock	$3,564,000	1,045
Surplus	$1,380,000	6,472
Undivided profits	$66,381,000	391
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,349,000	633
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$4,551,000	480
Earning assets	$835,730,000	571
Long-term assets (5+ years)	$216,460,000	451
Average Assets, year-to-date	$859,600,400	578
Average Assets, quarterly	$884,736,500	579
Volatile liabilities	$51,876,000	1,340
Insider loans	$3,161,000	1,370
FHLB advances	$0	740
Loans and leases held for sale	$17,825,000	248
Unused loan commitments	$29,142,000	1,701
Tier 1 (core) risk-based capital	$69,862,600	623
Tier 2 risk-based capital	$7,624,200	555
Total risk weighted assets	$609,806,300	557
Total unused commitments	$29,142,000	1,708
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	394	451
Assets and Liabilities
Total Assets:	$828,752,000	625
Cash and due from depository institutions	$39,058,000	451
Interest-bearing balances	$90,000	5,006
Securities	$113,623,000	1,009
Federal funds sold & reverse repurchase agreements	$0	8,160
Net loans & leases	$649,713,000	512
Loan loss allowance	$5,698,000	746
Trading account assets	$0	203
Bank premises and fixed assets	$13,180,000	557
Other real estate owned	$1,277,000	451
Goodwill and other intangibles	$812,000	1,470
All other assets	$11,089,000	797
Life insurance assets	$0	1
Total liabilities and capital	$828,752,000	625
Total liabilities	$764,739,000	615
Total deposits	$715,982,000	555
Interest-bearing deposits	$610,886,000	547
Deposits held in domestic offices	$715,982,000	550
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,500,000	518
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$5,257,000	964
Total equity capital	$64,013,000	741
Total bank equity capital	$64,013,000	741
Perpetual preferred stock	$0	223
Common stock	$3,564,000	1,026
Surplus	$1,380,000	6,575
Undivided profits	$59,069,000	428
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,935,000	962
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$4,513,000	507
Earning assets	$763,426,000	617
Long-term assets (5+ years)	$156,967,000	503
Average Assets, year-to-date	$787,039,800	619
Average Assets, quarterly	$815,003,000	624
Volatile liabilities	$72,745,000	1,054
Insider loans	$4,166,000	993
FHLB advances	$0	780
Loans and leases held for sale	$6,949,000	291
Unused loan commitments	$35,696,000	1,375
Tier 1 (core) risk-based capital	$62,189,500	700
Tier 2 risk-based capital	$5,698,000	657
Total risk weighted assets	$553,696,000	597
Total unused commitments	$35,696,000	1,378
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	335	570
Assets and Liabilities
Total Assets:	$752,597,000	702
Cash and due from depository institutions	$30,336,000	570
Interest-bearing balances	$37,000	5,586
Securities	$101,469,000	1,172
Federal funds sold & reverse repurchase agreements	$38,300,000	368
Net loans & leases	$558,780,000	626
Loan loss allowance	$4,892,000	889
Trading account assets	$0	240
Bank premises and fixed assets	$12,393,000	606
Other real estate owned	$1,808,000	570
Goodwill and other intangibles	$516,000	1,663
All other assets	$8,995,000	975
Life insurance assets	$0	1
Total liabilities and capital	$752,597,000	702
Total liabilities	$696,680,000	691
Total deposits	$658,372,000	630
Interest-bearing deposits	$577,486,000	610
Deposits held in domestic offices	$658,372,000	622
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,849,000	641
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$5,459,000	935
Total equity capital	$55,917,000	841
Total bank equity capital	$55,917,000	841
Perpetual preferred stock	$0	250
Common stock	$3,564,000	1,077
Surplus	$1,380,000	6,762
Undivided profits	$50,973,000	514
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,949,000	613
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$4,179,000	562
Earning assets	$698,586,000	693
Long-term assets (5+ years)	$138,295,000	548
Average Assets, year-to-date	$674,343,400	728
Average Assets, quarterly	$717,388,500	719
Volatile liabilities	$59,908,000	1,235
Insider loans	$3,820,000	1,140
FHLB advances	$0	882
Loans and leases held for sale	$8,724,000	233
Unused loan commitments	$33,879,000	1,410
Tier 1 (core) risk-based capital	$55,728,000	802
Tier 2 risk-based capital	$4,892,000	747
Total risk weighted assets	$491,495,300	671
Total unused commitments	$33,879,000	1,419
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	268	725
Assets and Liabilities
Total Assets:	$634,403,000	818
Cash and due from depository institutions	$26,756,000	725
Interest-bearing balances	$0	6,853
Securities	$116,874,000	1,073
Federal funds sold & reverse repurchase agreements	$2,800,000	4,556
Net loans & leases	$468,514,000	712
Loan loss allowance	$4,845,000	930
Trading account assets	$0	261
Bank premises and fixed assets	$10,649,000	697
Other real estate owned	$1,461,000	725
Goodwill and other intangibles	$631,000	1,434
All other assets	$6,718,000	1,294
Life insurance assets	$0	1
Total liabilities and capital	$634,403,000	818
Total liabilities	$586,885,000	805
Total deposits	$568,305,000	726
Interest-bearing deposits	$496,441,000	718
Deposits held in domestic offices	$568,305,000	715
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$13,914,000	944
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$4,666,000	1,092
Total equity capital	$47,518,000	988
Total bank equity capital	$47,518,000	988
Perpetual preferred stock	$0	288
Common stock	$3,564,000	1,097
Surplus	$1,380,000	6,860
Undivided profits	$42,574,000	632
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,309,000	1,362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$3,651,000	653
Earning assets	$588,188,000	809
Long-term assets (5+ years)	$170,025,000	436
Average Assets, year-to-date	$605,091,000	822
Average Assets, quarterly	$634,081,000	808
Volatile liabilities	$47,542,000	1,337
Insider loans	$4,037,000	1,103
FHLB advances	$0	855
Loans and leases held for sale	$7,157,000	284
Unused loan commitments	$61,007,000	922
Tier 1 (core) risk-based capital	$47,267,000	950
Tier 2 risk-based capital	$4,845,000	754
Total risk weighted assets	$406,861,600	784
Total unused commitments	$61,007,000	927
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	285	699
Assets and Liabilities
Total Assets:	$560,675,000	868
Cash and due from depository institutions	$22,770,000	699
Interest-bearing balances	$0	7,034
Securities	$132,909,000	985
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$383,431,000	808
Loan loss allowance	$4,049,000	1,078
Trading account assets	$0	286
Bank premises and fixed assets	$11,244,000	648
Other real estate owned	$1,337,000	699
Goodwill and other intangibles	$735,000	1,234
All other assets	$8,249,000	1,127
Life insurance assets	$0	1
Total liabilities and capital	$560,675,000	868
Total liabilities	$525,980,000	852
Total deposits	$459,972,000	846
Interest-bearing deposits	$396,858,000	856
Deposits held in domestic offices	$459,972,000	835
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$62,076,000	508
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$3,932,000	1,079
Total equity capital	$34,695,000	1,191
Total bank equity capital	$34,695,000	1,191
Perpetual preferred stock	$0	310
Common stock	$1,188,000	3,329
Surplus	$3,756,000	3,537
Undivided profits	$29,751,000	779
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,574,000	1,877
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$1,800,000	1,082
Earning assets	$516,340,000	861
Long-term assets (5+ years)	$147,017,000	491
Average Assets, year-to-date	$508,062,200	914
Average Assets, quarterly	$546,165,500	880
Volatile liabilities	$93,432,000	850
Insider loans	$2,764,000	1,524
FHLB advances	$0	993
Loans and leases held for sale	$3,011,000	364
Unused loan commitments	$45,387,000	1,054
Tier 1 (core) risk-based capital	$38,567,000	1,063
Tier 2 risk-based capital	$4,049,000	846
Total risk weighted assets	$328,553,200	890
Total unused commitments	$45,387,000	1,064
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	256	811
Assets and Liabilities
Total Assets:	$459,130,000	1,051
Cash and due from depository institutions	$17,391,000	811
Interest-bearing balances	$0	7,655
Securities	$126,520,000	1,087
Federal funds sold & reverse repurchase agreements	$0	10,345
Net loans & leases	$295,994,000	971
Loan loss allowance	$4,091,000	1,138
Trading account assets	$0	330
Bank premises and fixed assets	$11,335,000	631
Other real estate owned	$2,684,000	811
Goodwill and other intangibles	$911,000	1,049
All other assets	$4,295,000	1,786
Life insurance assets	$0	1
Total liabilities and capital	$459,130,000	1,051
Total liabilities	$428,359,000	1,036
Total deposits	$418,755,000	956
Interest-bearing deposits	$366,261,000	952
Deposits held in domestic offices	$418,755,000	945
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,486,000	1,316
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$3,118,000	1,302
Total equity capital	$30,771,000	1,330
Total bank equity capital	$30,771,000	1,330
Perpetual preferred stock	$0	343
Common stock	$1,188,000	3,430
Surplus	$3,756,000	3,481
Undivided profits	$25,827,000	894
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,403,000	1,672
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$1,615,000	1,060
Earning assets	$422,514,000	1,049
Long-term assets (5+ years)	$139,443,000	504
Average Assets, year-to-date	$406,826,000	1,139
Average Assets, quarterly	$447,011,500	1,064
Volatile liabilities	$38,581,000	1,452
Insider loans	$3,507,000	1,183
FHLB advances	$0	821
Loans and leases held for sale	$21,847,000	202
Unused loan commitments	$34,289,000	1,300
Tier 1 (core) risk-based capital	$30,771,000	1,293
Tier 2 risk-based capital	$3,426,970	986
Total risk weighted assets	$273,493,470	1,041
Total unused commitments	$34,289,000	1,320
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	212	1,005
Assets and Liabilities
Total Assets:	$355,630,000	1,393
Cash and due from depository institutions	$13,072,000	1,005
Interest-bearing balances	$0	8,059
Securities	$68,512,000	1,971
Federal funds sold & reverse repurchase agreements	$15,150,000	1,096
Net loans & leases	$244,344,000	1,173
Loan loss allowance	$2,992,000	1,543
Trading account assets	$0	344
Bank premises and fixed assets	$8,188,000	889
Other real estate owned	$2,198,000	1,005
Goodwill and other intangibles	$1,211,000	920
All other assets	$2,955,000	2,562
Life insurance assets	$0	1
Total liabilities and capital	$355,630,000	1,393
Total liabilities	$331,748,000	1,376
Total deposits	$328,041,000	1,261
Interest-bearing deposits	$292,871,000	1,256
Deposits held in domestic offices	$328,041,000	1,253
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$713,000	2,793
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$2,994,000	1,376
Total equity capital	$23,882,000	1,619
Total bank equity capital	$23,882,000	1,619
Perpetual preferred stock	$0	346
Common stock	$1,188,000	3,576
Surplus	$3,756,000	3,364
Undivided profits	$18,938,000	1,155
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,019,000	881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,438,000	1,331
Earning assets	$328,006,000	1,363
Long-term assets (5+ years)	$74,485,000	827
Average Assets, year-to-date	$329,504,600	1,464
Average Assets, quarterly	$338,771,000	1,441
Volatile liabilities	$22,194,000	2,163
Insider loans	$1,000	9,424
FHLB advances	$0	832
Loans and leases held for sale	$21,075,000	148
Unused loan commitments	$20,948,000	1,768
Tier 1 (core) risk-based capital	$23,882,000	1,581
Tier 2 risk-based capital	$2,535,890	1,299
Total risk weighted assets	$202,415,090	1,431
Total unused commitments	$20,948,000	1,785
Derivatives	$0	651