Home > Riverside National Bank > Income and Expense
Riverside National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 7,299 |
| Total interest expense | $1,182,000 | 8,643 |
| Net interest income | $2,526,000 | 6,267 |
| Provision for loan and lease losses | $-211,000 | 11,817 |
| Total noninterest income | $790,000 | 3,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,507 |
| Total noninterest expense | $2,516,000 | 4,974 |
| Salaries and employee benefits | $1,413,000 | 4,530 |
| Premises and equipment expense | $412,000 | 4,418 |
| Additional noninterest expense | $691,000 | 5,919 |
| Pre-tax net operating income | $1,011,000 | 5,953 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $-184,000 | 11,784 |
| Income before extraordinary items | $1,207,000 | 3,941 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,207,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,195,000 | 3,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 8,346 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $2,047,000 | 7,457 |
| Provision for loan and lease losses | $-373,000 | 12,428 |
| Total noninterest income | $725,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $2,534,000 | 5,110 |
| Salaries and employee benefits | $1,139,000 | 5,492 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $1,001,000 | 4,709 |
| Pre-tax net operating income | $611,000 | 7,938 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-25,000 | 12,144 |
| Income before extraordinary items | $636,000 | 6,297 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $636,000 | 6,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-275,000 | 12,462 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,475,000 | 358 |
| Net operating income | $636,000 | 6,373 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 8,982 |
| Total interest expense | $711,000 | 10,521 |
| Net interest income | $1,901,000 | 7,951 |
| Provision for loan and lease losses | $146,000 | 4,734 |
| Total noninterest income | $808,000 | 3,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $2,161,000 | 5,957 |
| Salaries and employee benefits | $971,000 | 6,304 |
| Premises and equipment expense | $366,000 | 5,057 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $402,000 | 9,396 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $-96,000 | 12,951 |
| Income before extraordinary items | $497,000 | 7,586 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $497,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,429 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $498,000 | 7,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 9,109 |
| Total interest expense | $1,120,000 | 9,905 |
| Net interest income | $1,810,000 | 8,312 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $703,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $2,349,000 | 5,592 |
| Salaries and employee benefits | $938,000 | 6,405 |
| Premises and equipment expense | $557,000 | 3,610 |
| Additional noninterest expense | $854,000 | 5,770 |
| Pre-tax net operating income | $14,000 | 12,626 |
| Securities gains (losses) | $142,000 | 2,487 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $152,000 | 11,242 |
| Extraordinary gains, net | $75,000 | 860 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $14,260 | 12,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.