Home > Riverside National Bank > Income and Expense
Riverside National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $17,402,000 | 1,942 |
Total interest expense | $5,292,000 | 2,862 |
Net interest income | $12,110,000 | 1,476 |
Provision for loan and lease losses | $75,000 | 5,702 |
Total noninterest income | $2,240,000 | 1,675 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $1,513,000 | 877 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $727,000 | 2,234 |
Total noninterest expense | $9,706,000 | 1,473 |
Salaries and employee benefits | $5,225,000 | 1,285 |
Premises and equipment expense | $1,556,000 | 1,315 |
Additional noninterest expense | $2,925,000 | 1,778 |
Pre-tax net operating income | $4,569,000 | 1,591 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,690,000 | 1,432 |
Income before extraordinary items | $2,879,000 | 1,725 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,879,000 | 1,726 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $285,000 | 2,155 |
Cash dividends | $1,232,000 | 1,829 |
Sale, conversion, retirement of capital stock, net | $752,000 | 416 |
Net operating income | $2,879,000 | 1,693 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $16,420,000 | 2,046 |
Total interest expense | $4,988,000 | 3,031 |
Net interest income | $11,432,000 | 1,564 |
Provision for loan and lease losses | $180,000 | 3,223 |
Total noninterest income | $2,885,000 | 1,391 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $1,616,000 | 811 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,269,000 | 1,538 |
Total noninterest expense | $10,074,000 | 1,403 |
Salaries and employee benefits | $5,024,000 | 1,317 |
Premises and equipment expense | $1,671,000 | 1,243 |
Additional noninterest expense | $3,379,000 | 1,531 |
Pre-tax net operating income | $4,063,000 | 1,823 |
Securities gains (losses) | $-15,000 | 10,368 |
Applicable income taxes | $1,420,000 | 1,726 |
Income before extraordinary items | $2,628,000 | 1,905 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,628,000 | 1,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $246,000 | 2,202 |
Cash dividends | $771,000 | 2,495 |
Sale, conversion, retirement of capital stock, net | $107,000 | 554 |
Net operating income | $2,637,750 | 1,883 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $13,866,000 | 2,211 |
Total interest expense | $3,763,000 | 3,249 |
Net interest income | $10,103,000 | 1,785 |
Provision for loan and lease losses | $270,000 | 2,445 |
Total noninterest income | $3,186,000 | 1,308 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,562,000 | 833 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,624,000 | 1,303 |
Total noninterest expense | $10,951,000 | 1,341 |
Salaries and employee benefits | $5,512,000 | 1,219 |
Premises and equipment expense | $1,842,000 | 1,146 |
Additional noninterest expense | $3,597,000 | 1,545 |
Pre-tax net operating income | $2,068,000 | 3,329 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $715,000 | 3,043 |
Income before extraordinary items | $1,353,000 | 3,467 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,353,000 | 3,474 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $544,000 | 1,304 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,353,000 | 3,498 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $13,249,000 | 2,335 |
Total interest expense | $3,723,000 | 3,382 |
Net interest income | $9,526,000 | 1,894 |
Provision for loan and lease losses | $1,257,000 | 1,123 |
Total noninterest income | $3,260,000 | 1,366 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,596,000 | 816 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,664,000 | 1,431 |
Total noninterest expense | $15,948,000 | 997 |
Salaries and employee benefits | $5,995,000 | 1,127 |
Premises and equipment expense | $2,067,000 | 1,053 |
Additional noninterest expense | $7,886,000 | 906 |
Pre-tax net operating income | $-4,419,000 | 13,166 |
Securities gains (losses) | $19,000 | 4,737 |
Applicable income taxes | $-1,701,000 | 13,211 |
Income before extraordinary items | $-2,699,000 | 13,118 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-2,699,000 | 13,120 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,684,000 | 802 |
Cash dividends | $527,000 | 2,944 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-2,711,160 | 13,100 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $16,893,000 | 2,097 |
Total interest expense | $5,669,000 | 2,940 |
Net interest income | $11,224,000 | 1,642 |
Provision for loan and lease losses | $2,030,000 | 1,136 |
Total noninterest income | $3,337,000 | 1,310 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,082,000 | 1,229 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $2,255,000 | 1,149 |
Total noninterest expense | $11,902,000 | 1,333 |
Salaries and employee benefits | $5,847,000 | 1,145 |
Premises and equipment expense | $1,847,000 | 1,188 |
Additional noninterest expense | $4,208,000 | 1,541 |
Pre-tax net operating income | $629,000 | 7,522 |
Securities gains (losses) | $1,688,000 | 455 |
Applicable income taxes | $872,000 | 2,388 |
Income before extraordinary items | $1,445,000 | 3,192 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,445,000 | 3,224 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $803,000 | 1,816 |
Cash dividends | $536,000 | 2,635 |
Sale, conversion, retirement of capital stock, net | $-311,000 | 13,853 |
Net operating income | $364,680 | 8,205 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.