Home > Riverside National Bank > Assets and Liabilities
Riverside National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 124 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $251,715,000 | 1,853 |
| Cash and due from depository institutions | $22,549,000 | 1,509 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,815,000 | 4,280 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 850 |
| Net loans & leases | $174,673,000 | 1,649 |
| Loan loss allowance | $2,380,000 | 1,621 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,767,000 | 1,363 |
| Other real estate owned | $2,928,000 | 1,509 |
| Goodwill and other intangibles | $380,000 | 1,820 |
| All other assets | $3,603,000 | 2,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,715,000 | 1,853 |
| Total liabilities | $228,418,000 | 1,849 |
| Total deposits | $224,241,000 | 1,712 |
| Interest-bearing deposits | $147,325,000 | 2,253 |
| Deposits held in domestic offices | $224,241,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,271,000 | 2,559 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,906,000 | 2,118 |
| Total equity capital | $23,297,000 | 1,916 |
| Total bank equity capital | $23,297,000 | 1,916 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,738,000 | 1,418 |
| Surplus | $4,795,000 | 2,967 |
| Undivided profits | $15,764,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,339,000 | 1,628 |
| Earning assets | $216,488,000 | 1,989 |
| Long-term assets (5+ years) | $13,322,000 | 3,540 |
| Average Assets, year-to-date | $237,197,800 | 1,907 |
| Average Assets, quarterly | $250,036,500 | 1,853 |
| Volatile liabilities | $38,491,000 | 1,695 |
| Insider loans | $6,295,000 | 682 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $93,000 | 1,405 |
| Unused loan commitments | $51,325,000 | 1,032 |
| Tier 1 (core) risk-based capital | $22,785,000 | 1,889 |
| Tier 2 risk-based capital | $2,380,000 | 1,352 |
| Total risk weighted assets | $216,598,300 | 1,331 |
| Total unused commitments | $51,325,000 | 1,037 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 129 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $222,391,000 | 2,132 |
| Cash and due from depository institutions | $23,462,000 | 1,478 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,543,000 | 3,465 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,611 |
| Net loans & leases | $141,422,000 | 1,996 |
| Loan loss allowance | $2,590,000 | 1,553 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,117,000 | 1,239 |
| Other real estate owned | $2,901,000 | 1,478 |
| Goodwill and other intangibles | $410,000 | 1,661 |
| All other assets | $2,536,000 | 2,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,391,000 | 2,132 |
| Total liabilities | $201,175,000 | 2,120 |
| Total deposits | $198,644,000 | 1,976 |
| Interest-bearing deposits | $134,774,000 | 2,505 |
| Deposits held in domestic offices | $198,644,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $687,000 | 3,236 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,844,000 | 2,248 |
| Total equity capital | $21,216,000 | 2,103 |
| Total bank equity capital | $21,216,000 | 2,103 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,649,000 | 1,480 |
| Surplus | $4,324,000 | 3,227 |
| Undivided profits | $14,243,000 | 1,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,030,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,197,000 | 1,890 |
| Earning assets | $186,965,000 | 2,311 |
| Long-term assets (5+ years) | $7,910,000 | 4,639 |
| Average Assets, year-to-date | $216,080,800 | 2,100 |
| Average Assets, quarterly | $220,244,000 | 2,127 |
| Volatile liabilities | $30,799,000 | 1,816 |
| Insider loans | $8,340,000 | 526 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $34,016,000 | 1,354 |
| Tier 1 (core) risk-based capital | $20,356,000 | 2,101 |
| Tier 2 risk-based capital | $2,198,070 | 1,445 |
| Total risk weighted assets | $175,453,370 | 1,619 |
| Total unused commitments | $34,016,000 | 1,365 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 133 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $203,459,000 | 2,283 |
| Cash and due from depository institutions | $16,830,000 | 1,476 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,825,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $134,473,000 | 2,061 |
| Loan loss allowance | $2,656,000 | 1,555 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,494,000 | 1,122 |
| Other real estate owned | $1,512,000 | 1,476 |
| Goodwill and other intangibles | $440,000 | 1,523 |
| All other assets | $5,885,000 | 1,478 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,459,000 | 2,283 |
| Total liabilities | $185,084,000 | 2,274 |
| Total deposits | $182,365,000 | 2,127 |
| Interest-bearing deposits | $125,448,000 | 2,639 |
| Deposits held in domestic offices | $182,365,000 | 2,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,342,000 | 2,902 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,377,000 | 2,379 |
| Total equity capital | $18,375,000 | 2,230 |
| Total bank equity capital | $18,375,000 | 2,230 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,632,000 | 1,511 |
| Surplus | $4,233,000 | 3,166 |
| Undivided profits | $11,510,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,955,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,037,000 | 1,899 |
| Earning assets | $172,298,000 | 2,449 |
| Long-term assets (5+ years) | $6,435,000 | 5,335 |
| Average Assets, year-to-date | $209,351,200 | 2,139 |
| Average Assets, quarterly | $209,041,500 | 2,194 |
| Volatile liabilities | $24,289,000 | 2,158 |
| Insider loans | $8,307,000 | 531 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $34,545,000 | 1,299 |
| Tier 1 (core) risk-based capital | $18,362,000 | 2,240 |
| Tier 2 risk-based capital | $2,078,500 | 1,516 |
| Total risk weighted assets | $165,702,600 | 1,674 |
| Total unused commitments | $34,545,000 | 1,307 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 174 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $206,122,000 | 2,255 |
| Cash and due from depository institutions | $20,940,000 | 1,184 |
| Interest-bearing balances | $5,920,000 | 1,047 |
| Securities | $30,534,000 | 4,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $138,269,000 | 1,974 |
| Loan loss allowance | $2,930,000 | 1,498 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,097,000 | 1,191 |
| Other real estate owned | $3,840,000 | 1,184 |
| Goodwill and other intangibles | $470,000 | 1,396 |
| All other assets | $5,972,000 | 1,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,122,000 | 2,255 |
| Total liabilities | $188,477,000 | 2,262 |
| Total deposits | $175,018,000 | 2,272 |
| Interest-bearing deposits | $121,000,000 | 2,820 |
| Deposits held in domestic offices | $175,018,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,030,000 | 1,642 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $9,429,000 | 637 |
| Total equity capital | $17,645,000 | 2,284 |
| Total bank equity capital | $17,645,000 | 2,284 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,632,000 | 1,522 |
| Surplus | $4,233,000 | 3,112 |
| Undivided profits | $10,780,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,266,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $886,000 | 1,991 |
| Earning assets | $174,723,000 | 2,435 |
| Long-term assets (5+ years) | $9,960,000 | 4,371 |
| Average Assets, year-to-date | $210,159,400 | 2,148 |
| Average Assets, quarterly | $205,846,500 | 2,238 |
| Volatile liabilities | $19,637,000 | 2,440 |
| Insider loans | $7,536,000 | 564 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,736,000 | 581 |
| Unused loan commitments | $24,521,000 | 1,648 |
| Tier 1 (core) risk-based capital | $16,978,000 | 2,322 |
| Tier 2 risk-based capital | $2,000,710 | 1,579 |
| Total risk weighted assets | $159,127,610 | 1,723 |
| Total unused commitments | $24,521,000 | 1,670 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 187 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $223,018,000 | 2,131 |
| Cash and due from depository institutions | $28,912,000 | 1,136 |
| Interest-bearing balances | $5,000,000 | 1,428 |
| Securities | $38,530,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $136,580,000 | 2,040 |
| Loan loss allowance | $3,357,000 | 1,412 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,942,000 | 1,223 |
| Other real estate owned | $3,525,000 | 1,136 |
| Goodwill and other intangibles | $851,000 | 1,085 |
| All other assets | $4,178,000 | 1,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,018,000 | 2,131 |
| Total liabilities | $202,344,000 | 2,143 |
| Total deposits | $193,157,000 | 2,120 |
| Interest-bearing deposits | $135,794,000 | 2,657 |
| Deposits held in domestic offices | $193,157,000 | 2,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,429,000 | 1,819 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,758,000 | 785 |
| Total equity capital | $20,674,000 | 1,890 |
| Total bank equity capital | $20,674,000 | 1,890 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,632,000 | 1,559 |
| Surplus | $4,233,000 | 2,999 |
| Undivided profits | $13,809,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,299,000 | 799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $970,000 | 2,037 |
| Earning assets | $184,610,000 | 2,332 |
| Long-term assets (5+ years) | $10,449,000 | 4,224 |
| Average Assets, year-to-date | $231,919,600 | 2,004 |
| Average Assets, quarterly | $223,410,500 | 2,110 |
| Volatile liabilities | $18,137,000 | 2,551 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,813,000 | 573 |
| Unused loan commitments | $21,526,000 | 1,738 |
| Tier 1 (core) risk-based capital | $20,174,000 | 1,886 |
| Tier 2 risk-based capital | $2,115,150 | 1,515 |
| Total risk weighted assets | $167,970,250 | 1,692 |
| Total unused commitments | $21,526,000 | 1,756 |
| Derivatives | $0 | 651 |