Home > Riverside Bank of the Gulf Coast > Assets and Liabilities
Riverside Bank of the Gulf Coast, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $523,673,000 | 1,347 |
| Cash and due from depository institutions | $77,619,000 | 1,323 |
| Interest-bearing balances | $71,088,000 | 194 |
| Securities | $47,496,000 | 2,417 |
| Federal funds sold & reverse repurchase agreements | $162,000 | 4,951 |
| Net loans & leases | $358,398,000 | 1,389 |
| Loan loss allowance | $15,139,000 | 516 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $25,877,000 | 435 |
| Other real estate owned | $4,630,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,491,000 | 1,990 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $523,673,000 | 1,347 |
| Total liabilities | $526,268,000 | 1,210 |
| Total deposits | $422,708,000 | 1,296 |
| Interest-bearing deposits | $383,860,000 | 1,249 |
| Deposits held in domestic offices | $422,708,000 | 1,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $880,000 | 2,794 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $100,705,000 | 650 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,975,000 | 2,323 |
| Total equity capital | $-2,595,000 | 8,310 |
| Total bank equity capital | $-2,595,000 | 8,310 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $36,473,000 | 899 |
| Undivided profits | $-41,568,000 | 8,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,395,000 | 310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,661,000 | 2,283 |
| Earning assets | $477,144,000 | 1,349 |
| Long-term assets (5+ years) | $152,639,000 | 877 |
| Average Assets, year-to-date | $557,661,000 | 1,218 |
| Average Assets, quarterly | $539,058,500 | 1,288 |
| Volatile liabilities | $204,127,000 | 762 |
| Insider loans | $507,000 | 5,504 |
| FHLB advances | $100,705,000 | 569 |
| Loans and leases held for sale | $78,000 | 1,598 |
| Unused loan commitments | $40,087,000 | 1,900 |
| Tier 1 (core) risk-based capital | $6,698,000 | 6,424 |
| Tier 2 risk-based capital | $4,708,000 | 1,257 |
| Total risk weighted assets | $375,768,000 | 1,401 |
| Total unused commitments | $40,087,000 | 1,901 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $554,444,000 | 1,262 |
| Cash and due from depository institutions | $74,255,000 | 1,474 |
| Interest-bearing balances | $100,000 | 5,065 |
| Securities | $57,919,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $6,394,000 | 1,854 |
| Net loans & leases | $375,847,000 | 1,309 |
| Loan loss allowance | $16,846,000 | 422 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $26,231,000 | 431 |
| Other real estate owned | $4,549,000 | 1,474 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,249,000 | 2,020 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $554,444,000 | 1,262 |
| Total liabilities | $536,372,000 | 1,161 |
| Total deposits | $440,700,000 | 1,203 |
| Interest-bearing deposits | $395,920,000 | 1,179 |
| Deposits held in domestic offices | $440,700,000 | 1,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,533,000 | 2,611 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $90,705,000 | 712 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,434,000 | 1,530 |
| Total equity capital | $18,072,000 | 3,559 |
| Total bank equity capital | $18,072,000 | 3,559 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $36,473,000 | 881 |
| Undivided profits | $-20,901,000 | 8,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,060,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,755,000 | 2,281 |
| Earning assets | $440,260,000 | 1,456 |
| Long-term assets (5+ years) | $169,924,000 | 778 |
| Average Assets, year-to-date | $566,158,000 | 1,191 |
| Average Assets, quarterly | $587,490,500 | 1,176 |
| Volatile liabilities | $198,863,000 | 765 |
| Insider loans | $507,000 | 5,483 |
| FHLB advances | $90,705,000 | 644 |
| Loans and leases held for sale | $290,000 | 1,221 |
| Unused loan commitments | $46,371,000 | 1,786 |
| Tier 1 (core) risk-based capital | $27,978,000 | 2,340 |
| Tier 2 risk-based capital | $4,919,000 | 1,170 |
| Total risk weighted assets | $393,785,000 | 1,319 |
| Total unused commitments | $46,371,000 | 1,788 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 115 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $620,537,000 | 1,113 |
| Cash and due from depository institutions | $109,109,000 | 1,485 |
| Interest-bearing balances | $361,000 | 3,857 |
| Securities | $79,147,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $240,000 | 5,533 |
| Net loans & leases | $392,590,000 | 1,246 |
| Loan loss allowance | $14,070,000 | 469 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $25,433,000 | 434 |
| Other real estate owned | $4,394,000 | 1,485 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,624,000 | 1,919 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $620,537,000 | 1,113 |
| Total liabilities | $591,066,000 | 1,040 |
| Total deposits | $494,262,000 | 1,041 |
| Interest-bearing deposits | $442,254,000 | 1,008 |
| Deposits held in domestic offices | $494,262,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,294,000 | 2,402 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $90,705,000 | 714 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,805,000 | 1,406 |
| Total equity capital | $29,471,000 | 2,329 |
| Total bank equity capital | $29,471,000 | 2,329 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $36,223,000 | 877 |
| Undivided profits | $-9,252,000 | 8,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,069,000 | 266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,979,000 | 1,935 |
| Earning assets | $472,338,000 | 1,333 |
| Long-term assets (5+ years) | $193,942,000 | 679 |
| Average Assets, year-to-date | $570,062,670 | 1,177 |
| Average Assets, quarterly | $577,791,500 | 1,182 |
| Volatile liabilities | $236,567,000 | 653 |
| Insider loans | $507,000 | 5,496 |
| FHLB advances | $90,705,000 | 646 |
| Loans and leases held for sale | $1,552,000 | 730 |
| Unused loan commitments | $53,201,000 | 1,643 |
| Tier 1 (core) risk-based capital | $36,540,000 | 1,781 |
| Tier 2 risk-based capital | $5,278,000 | 1,047 |
| Total risk weighted assets | $413,419,000 | 1,255 |
| Total unused commitments | $53,201,000 | 1,644 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 170 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $535,046,000 | 1,276 |
| Cash and due from depository institutions | $8,314,000 | 968 |
| Interest-bearing balances | $146,000 | 4,669 |
| Securities | $83,829,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $5,753,000 | 2,874 |
| Net loans & leases | $397,568,000 | 1,206 |
| Loan loss allowance | $14,663,000 | 423 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $24,369,000 | 445 |
| Other real estate owned | $5,055,000 | 968 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,158,000 | 1,757 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $535,046,000 | 1,276 |
| Total liabilities | $500,970,000 | 1,221 |
| Total deposits | $403,842,000 | 1,324 |
| Interest-bearing deposits | $341,753,000 | 1,363 |
| Deposits held in domestic offices | $403,842,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,817,000 | 1,851 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $90,705,000 | 665 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,606,000 | 2,021 |
| Total equity capital | $34,076,000 | 2,075 |
| Total bank equity capital | $34,076,000 | 2,075 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $26,973,000 | 1,157 |
| Undivided profits | $4,603,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,107,000 | 319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,331,000 | 1,654 |
| Earning assets | $487,296,000 | 1,276 |
| Long-term assets (5+ years) | $197,018,000 | 651 |
| Average Assets, year-to-date | $544,825,500 | 1,235 |
| Average Assets, quarterly | $544,825,500 | 1,235 |
| Volatile liabilities | $171,094,000 | 874 |
| Insider loans | $560,000 | 5,328 |
| FHLB advances | $90,705,000 | 605 |
| Loans and leases held for sale | $918,000 | 974 |
| Unused loan commitments | $74,558,000 | 1,281 |
| Tier 1 (core) risk-based capital | $38,857,000 | 1,683 |
| Tier 2 risk-based capital | $5,282,000 | 1,012 |
| Total risk weighted assets | $418,210,000 | 1,216 |
| Total unused commitments | $74,558,000 | 1,282 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 170 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $554,605,000 | 1,219 |
| Cash and due from depository institutions | $7,324,000 | 978 |
| Interest-bearing balances | $101,000 | 4,707 |
| Securities | $111,417,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 5,703 |
| Net loans & leases | $398,375,000 | 1,190 |
| Loan loss allowance | $7,436,000 | 766 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $23,779,000 | 456 |
| Other real estate owned | $4,345,000 | 978 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,090,000 | 1,927 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $554,605,000 | 1,219 |
| Total liabilities | $511,544,000 | 1,179 |
| Total deposits | $421,761,000 | 1,243 |
| Interest-bearing deposits | $367,047,000 | 1,247 |
| Deposits held in domestic offices | $421,761,000 | 1,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,908,000 | 1,006 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $69,585,000 | 766 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,290,000 | 1,356 |
| Total equity capital | $43,061,000 | 1,617 |
| Total bank equity capital | $43,061,000 | 1,617 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $26,973,000 | 1,140 |
| Undivided profits | $13,588,000 | 2,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,218,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,376,000 | 1,755 |
| Earning assets | $510,168,000 | 1,217 |
| Long-term assets (5+ years) | $226,113,000 | 553 |
| Average Assets, year-to-date | $585,897,000 | 1,098 |
| Average Assets, quarterly | $575,530,500 | 1,162 |
| Volatile liabilities | $190,037,000 | 786 |
| Insider loans | $509,000 | 5,461 |
| FHLB advances | $69,585,000 | 703 |
| Loans and leases held for sale | $2,205,000 | 614 |
| Unused loan commitments | $74,003,000 | 1,307 |
| Tier 1 (core) risk-based capital | $46,443,000 | 1,389 |
| Tier 2 risk-based capital | $5,188,000 | 1,026 |
| Total risk weighted assets | $412,789,000 | 1,232 |
| Total unused commitments | $74,003,000 | 1,307 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 193 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $596,456,000 | 1,099 |
| Cash and due from depository institutions | $8,445,000 | 847 |
| Interest-bearing balances | $99,000 | 4,683 |
| Securities | $156,107,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $82,000 | 6,051 |
| Net loans & leases | $393,012,000 | 1,186 |
| Loan loss allowance | $7,006,000 | 780 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $22,457,000 | 476 |
| Other real estate owned | $4,285,000 | 847 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,068,000 | 1,522 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $596,456,000 | 1,099 |
| Total liabilities | $554,268,000 | 1,063 |
| Total deposits | $431,931,000 | 1,197 |
| Interest-bearing deposits | $371,996,000 | 1,222 |
| Deposits held in domestic offices | $431,931,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,376,000 | 971 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $103,480,000 | 502 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,481,000 | 1,577 |
| Total equity capital | $42,188,000 | 1,615 |
| Total bank equity capital | $42,188,000 | 1,615 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $25,307,000 | 1,166 |
| Undivided profits | $14,381,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,355,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,113,000 | 1,390 |
| Earning assets | $549,300,000 | 1,099 |
| Long-term assets (5+ years) | $246,833,000 | 493 |
| Average Assets, year-to-date | $593,720,000 | 1,088 |
| Average Assets, quarterly | $600,419,500 | 1,088 |
| Volatile liabilities | $231,417,000 | 643 |
| Insider loans | $507,000 | 5,456 |
| FHLB advances | $103,480,000 | 448 |
| Loans and leases held for sale | $15,709,000 | 179 |
| Unused loan commitments | $86,822,000 | 1,179 |
| Tier 1 (core) risk-based capital | $45,479,000 | 1,421 |
| Tier 2 risk-based capital | $5,193,000 | 1,010 |
| Total risk weighted assets | $417,123,000 | 1,185 |
| Total unused commitments | $86,822,000 | 1,180 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 202 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $604,383,000 | 1,105 |
| Cash and due from depository institutions | $6,299,000 | 823 |
| Interest-bearing balances | $112,000 | 4,516 |
| Securities | $165,311,000 | 711 |
| Federal funds sold & reverse repurchase agreements | $6,030,000 | 2,337 |
| Net loans & leases | $392,493,000 | 1,186 |
| Loan loss allowance | $4,502,000 | 1,161 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,922,000 | 490 |
| Other real estate owned | $2,190,000 | 823 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,138,000 | 1,754 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $604,383,000 | 1,105 |
| Total liabilities | $561,251,000 | 1,067 |
| Total deposits | $403,757,000 | 1,300 |
| Interest-bearing deposits | $334,353,000 | 1,381 |
| Deposits held in domestic offices | $403,757,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,333,000 | 383 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $80,000,000 | 595 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,161,000 | 1,331 |
| Total equity capital | $43,132,000 | 1,589 |
| Total bank equity capital | $43,132,000 | 1,589 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $25,307,000 | 1,173 |
| Undivided profits | $15,325,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,308,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,945,000 | 1,367 |
| Earning assets | $563,946,000 | 1,084 |
| Long-term assets (5+ years) | $262,212,000 | 453 |
| Average Assets, year-to-date | $592,808,000 | 1,108 |
| Average Assets, quarterly | $600,298,500 | 1,106 |
| Volatile liabilities | $229,513,000 | 649 |
| Insider loans | $507,000 | 5,462 |
| FHLB advances | $80,000,000 | 525 |
| Loans and leases held for sale | $17,386,000 | 182 |
| Unused loan commitments | $110,102,000 | 978 |
| Tier 1 (core) risk-based capital | $48,235,000 | 1,326 |
| Tier 2 risk-based capital | $4,502,000 | 1,161 |
| Total risk weighted assets | $426,782,000 | 1,156 |
| Total unused commitments | $110,102,000 | 978 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 202 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $596,214,000 | 1,115 |
| Cash and due from depository institutions | $9,479,000 | 815 |
| Interest-bearing balances | $93,000 | 4,929 |
| Securities | $147,940,000 | 806 |
| Federal funds sold & reverse repurchase agreements | $306,000 | 6,458 |
| Net loans & leases | $407,974,000 | 1,119 |
| Loan loss allowance | $4,493,000 | 1,160 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,386,000 | 530 |
| Other real estate owned | $565,000 | 815 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,564,000 | 1,789 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $596,214,000 | 1,115 |
| Total liabilities | $551,175,000 | 1,075 |
| Total deposits | $432,065,000 | 1,206 |
| Interest-bearing deposits | $351,671,000 | 1,288 |
| Deposits held in domestic offices | $432,065,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,298,000 | 498 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $70,185,000 | 647 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,627,000 | 1,973 |
| Total equity capital | $45,039,000 | 1,515 |
| Total bank equity capital | $45,039,000 | 1,515 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $25,307,000 | 1,153 |
| Undivided profits | $17,232,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,393,000 | 810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,978,000 | 1,309 |
| Earning assets | $556,313,000 | 1,094 |
| Long-term assets (5+ years) | $239,794,000 | 484 |
| Average Assets, year-to-date | $587,020,500 | 1,120 |
| Average Assets, quarterly | $587,020,500 | 1,120 |
| Volatile liabilities | $202,301,000 | 718 |
| Insider loans | $1,500,000 | 3,527 |
| FHLB advances | $70,185,000 | 584 |
| Loans and leases held for sale | $14,439,000 | 208 |
| Unused loan commitments | $136,525,000 | 821 |
| Tier 1 (core) risk-based capital | $47,402,000 | 1,329 |
| Tier 2 risk-based capital | $4,493,000 | 1,162 |
| Total risk weighted assets | $442,588,000 | 1,099 |
| Total unused commitments | $136,525,000 | 821 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 191 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $577,827,000 | 1,130 |
| Cash and due from depository institutions | $10,156,000 | 869 |
| Interest-bearing balances | $101,000 | 4,715 |
| Securities | $139,571,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $241,000 | 6,038 |
| Net loans & leases | $397,665,000 | 1,130 |
| Loan loss allowance | $4,190,000 | 1,230 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $19,769,000 | 526 |
| Other real estate owned | $0 | 869 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,425,000 | 1,673 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $577,827,000 | 1,130 |
| Total liabilities | $535,230,000 | 1,093 |
| Total deposits | $400,339,000 | 1,283 |
| Interest-bearing deposits | $318,313,000 | 1,413 |
| Deposits held in domestic offices | $400,339,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,238,000 | 471 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $80,430,000 | 601 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,223,000 | 1,632 |
| Total equity capital | $42,597,000 | 1,567 |
| Total bank equity capital | $42,597,000 | 1,567 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $23,807,000 | 1,188 |
| Undivided profits | $16,290,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,974,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,683,000 | 1,502 |
| Earning assets | $537,578,000 | 1,116 |
| Long-term assets (5+ years) | $213,346,000 | 529 |
| Average Assets, year-to-date | $562,632,200 | 1,103 |
| Average Assets, quarterly | $576,586,500 | 1,117 |
| Volatile liabilities | $185,388,000 | 865 |
| Insider loans | $1,520,000 | 3,488 |
| FHLB advances | $80,430,000 | 534 |
| Loans and leases held for sale | $10,418,000 | 258 |
| Unused loan commitments | $166,245,000 | 690 |
| Tier 1 (core) risk-based capital | $44,903,000 | 1,381 |
| Tier 2 risk-based capital | $4,190,000 | 1,229 |
| Total risk weighted assets | $417,178,000 | 1,138 |
| Total unused commitments | $166,245,000 | 690 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 193 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $575,346,000 | 1,126 |
| Cash and due from depository institutions | $7,792,000 | 869 |
| Interest-bearing balances | $86,000 | 5,044 |
| Securities | $118,915,000 | 1,048 |
| Federal funds sold & reverse repurchase agreements | $5,314,000 | 2,349 |
| Net loans & leases | $415,414,000 | 1,072 |
| Loan loss allowance | $4,386,000 | 1,175 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,747,000 | 561 |
| Other real estate owned | $0 | 869 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,164,000 | 1,875 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $575,346,000 | 1,126 |
| Total liabilities | $533,619,000 | 1,094 |
| Total deposits | $408,871,000 | 1,231 |
| Interest-bearing deposits | $323,248,000 | 1,367 |
| Deposits held in domestic offices | $408,871,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,813,000 | 401 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $52,190,000 | 897 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,745,000 | 1,855 |
| Total equity capital | $41,727,000 | 1,576 |
| Total bank equity capital | $41,727,000 | 1,576 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $23,807,000 | 1,188 |
| Undivided profits | $15,420,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,653,000 | 1,509 |
| Earning assets | $539,729,000 | 1,097 |
| Long-term assets (5+ years) | $196,762,000 | 569 |
| Average Assets, year-to-date | $558,833,500 | 1,120 |
| Average Assets, quarterly | $576,743,500 | 1,110 |
| Volatile liabilities | $215,944,000 | 764 |
| Insider loans | $1,519,000 | 3,459 |
| FHLB advances | $52,190,000 | 818 |
| Loans and leases held for sale | $6,385,000 | 328 |
| Unused loan commitments | $191,607,000 | 648 |
| Tier 1 (core) risk-based capital | $43,925,000 | 1,409 |
| Tier 2 risk-based capital | $4,386,000 | 1,175 |
| Total risk weighted assets | $411,942,000 | 1,150 |
| Total unused commitments | $191,607,000 | 648 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 181 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $578,141,000 | 1,103 |
| Cash and due from depository institutions | $13,974,000 | 941 |
| Interest-bearing balances | $60,000 | 5,371 |
| Securities | $111,362,000 | 1,117 |
| Federal funds sold & reverse repurchase agreements | $2,603,000 | 3,279 |
| Net loans & leases | $424,663,000 | 1,031 |
| Loan loss allowance | $4,325,000 | 1,184 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $16,669,000 | 621 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,870,000 | 1,900 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $578,141,000 | 1,103 |
| Total liabilities | $539,895,000 | 1,063 |
| Total deposits | $406,195,000 | 1,230 |
| Interest-bearing deposits | $322,685,000 | 1,353 |
| Deposits held in domestic offices | $406,195,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,686,000 | 456 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $76,335,000 | 662 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,679,000 | 2,473 |
| Total equity capital | $38,246,000 | 1,662 |
| Total bank equity capital | $38,246,000 | 1,662 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $23,807,000 | 1,166 |
| Undivided profits | $11,939,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 4,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,323,000 | 1,562 |
| Earning assets | $538,688,000 | 1,080 |
| Long-term assets (5+ years) | $211,891,000 | 536 |
| Average Assets, year-to-date | $553,329,330 | 1,132 |
| Average Assets, quarterly | $566,583,500 | 1,115 |
| Volatile liabilities | $216,584,000 | 768 |
| Insider loans | $1,930,000 | 2,980 |
| FHLB advances | $76,335,000 | 594 |
| Loans and leases held for sale | $6,065,000 | 351 |
| Unused loan commitments | $208,959,000 | 609 |
| Tier 1 (core) risk-based capital | $42,618,000 | 1,421 |
| Tier 2 risk-based capital | $4,325,000 | 1,174 |
| Total risk weighted assets | $420,283,000 | 1,108 |
| Total unused commitments | $208,959,000 | 609 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 174 | 961 |
| Assets and Liabilities | ||
| Total Assets: | $555,026,000 | 1,134 |
| Cash and due from depository institutions | $10,410,000 | 961 |
| Interest-bearing balances | $102,000 | 4,863 |
| Securities | $110,407,000 | 1,135 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 5,573 |
| Net loans & leases | $409,804,000 | 1,035 |
| Loan loss allowance | $4,058,000 | 1,247 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,837,000 | 635 |
| Other real estate owned | $0 | 961 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,018,000 | 2,004 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $555,026,000 | 1,134 |
| Total liabilities | $517,286,000 | 1,093 |
| Total deposits | $407,602,000 | 1,211 |
| Interest-bearing deposits | $308,274,000 | 1,388 |
| Deposits held in domestic offices | $407,602,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,070,000 | 434 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $51,565,000 | 872 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,049,000 | 2,133 |
| Total equity capital | $37,740,000 | 1,664 |
| Total bank equity capital | $37,740,000 | 1,664 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $23,807,000 | 1,129 |
| Undivided profits | $11,433,000 | 2,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,374,000 | 1,420 |
| Earning assets | $520,863,000 | 1,105 |
| Long-term assets (5+ years) | $216,183,000 | 503 |
| Average Assets, year-to-date | $540,923,500 | 1,159 |
| Average Assets, quarterly | $540,923,500 | 1,159 |
| Volatile liabilities | $178,951,000 | 838 |
| Insider loans | $1,930,000 | 2,913 |
| FHLB advances | $51,565,000 | 807 |
| Loans and leases held for sale | $3,886,000 | 387 |
| Unused loan commitments | $231,219,000 | 552 |
| Tier 1 (core) risk-based capital | $40,434,000 | 1,458 |
| Tier 2 risk-based capital | $4,058,000 | 1,230 |
| Total risk weighted assets | $417,939,000 | 1,077 |
| Total unused commitments | $231,219,000 | 552 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 183 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $526,821,000 | 1,187 |
| Cash and due from depository institutions | $10,155,000 | 892 |
| Interest-bearing balances | $107,000 | 4,839 |
| Securities | $121,485,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $992,000 | 4,879 |
| Net loans & leases | $371,907,000 | 1,136 |
| Loan loss allowance | $3,704,000 | 1,340 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $14,689,000 | 679 |
| Other real estate owned | $0 | 892 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,593,000 | 2,104 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $526,821,000 | 1,187 |
| Total liabilities | $488,801,000 | 1,149 |
| Total deposits | $388,459,000 | 1,258 |
| Interest-bearing deposits | $293,478,000 | 1,442 |
| Deposits held in domestic offices | $388,459,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,107,000 | 512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $56,400,000 | 829 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,835,000 | 2,280 |
| Total equity capital | $38,020,000 | 1,623 |
| Total bank equity capital | $38,020,000 | 1,623 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $23,661,000 | 1,109 |
| Undivided profits | $11,859,000 | 2,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,112,000 | 1,655 |
| Earning assets | $494,491,000 | 1,147 |
| Long-term assets (5+ years) | $195,130,000 | 536 |
| Average Assets, year-to-date | $444,606,400 | 1,340 |
| Average Assets, quarterly | $494,932,000 | 1,255 |
| Volatile liabilities | $165,192,000 | 902 |
| Insider loans | $1,930,000 | 2,916 |
| FHLB advances | $56,400,000 | 755 |
| Loans and leases held for sale | $12,667,000 | 218 |
| Unused loan commitments | $223,413,000 | 557 |
| Tier 1 (core) risk-based capital | $39,045,000 | 1,502 |
| Tier 2 risk-based capital | $3,704,000 | 1,316 |
| Total risk weighted assets | $416,106,000 | 1,068 |
| Total unused commitments | $223,413,000 | 557 |
| Derivatives | $10,147,000 | 438 |
| 2005-09-30 | Rank | |
| # of Employees: | 176 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $463,043,000 | 1,321 |
| Cash and due from depository institutions | $13,396,000 | 927 |
| Interest-bearing balances | $278,000 | 4,049 |
| Securities | $82,170,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $2,807,000 | 3,228 |
| Net loans & leases | $343,986,000 | 1,205 |
| Loan loss allowance | $3,407,000 | 1,424 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,867,000 | 716 |
| Other real estate owned | $0 | 927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,817,000 | 2,222 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $463,043,000 | 1,321 |
| Total liabilities | $425,472,000 | 1,295 |
| Total deposits | $360,570,000 | 1,328 |
| Interest-bearing deposits | $255,915,000 | 1,637 |
| Deposits held in domestic offices | $360,570,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,168,000 | 583 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,000,000 | 1,327 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,734,000 | 2,324 |
| Total equity capital | $37,571,000 | 1,621 |
| Total bank equity capital | $37,571,000 | 1,621 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $23,661,000 | 1,069 |
| Undivided profits | $11,410,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 4,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,569,000 | 2,201 |
| Earning assets | $429,241,000 | 1,307 |
| Long-term assets (5+ years) | $131,249,000 | 778 |
| Average Assets, year-to-date | $424,052,750 | 1,400 |
| Average Assets, quarterly | $462,144,500 | 1,309 |
| Volatile liabilities | $93,037,000 | 1,407 |
| Insider loans | $1,930,000 | 2,884 |
| FHLB advances | $30,000,000 | 1,227 |
| Loans and leases held for sale | $14,660,000 | 224 |
| Unused loan commitments | $197,539,000 | 598 |
| Tier 1 (core) risk-based capital | $37,832,000 | 1,514 |
| Tier 2 risk-based capital | $3,407,000 | 1,405 |
| Total risk weighted assets | $381,764,000 | 1,136 |
| Total unused commitments | $197,539,000 | 599 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 183 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $461,246,000 | 1,294 |
| Cash and due from depository institutions | $10,547,000 | 880 |
| Interest-bearing balances | $103,000 | 4,936 |
| Securities | $107,879,000 | 1,168 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 4,424 |
| Net loans & leases | $321,128,000 | 1,259 |
| Loan loss allowance | $3,178,000 | 1,524 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,646,000 | 708 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,106,000 | 2,085 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $461,246,000 | 1,294 |
| Total liabilities | $427,670,000 | 1,250 |
| Total deposits | $335,732,000 | 1,413 |
| Interest-bearing deposits | $246,455,000 | 1,655 |
| Deposits held in domestic offices | $335,732,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,247,000 | 399 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,348 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $691,000 | 4,095 |
| Total equity capital | $33,576,000 | 1,785 |
| Total bank equity capital | $33,576,000 | 1,785 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $20,661,000 | 1,169 |
| Undivided profits | $10,415,000 | 2,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 2,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,626,000 | 1,898 |
| Earning assets | $430,050,000 | 1,271 |
| Long-term assets (5+ years) | $161,514,000 | 627 |
| Average Assets, year-to-date | $411,056,000 | 1,434 |
| Average Assets, quarterly | $430,780,500 | 1,376 |
| Volatile liabilities | $123,716,000 | 1,061 |
| Insider loans | $2,192,000 | 2,597 |
| FHLB advances | $30,000,000 | 1,252 |
| Loans and leases held for sale | $15,014,000 | 225 |
| Unused loan commitments | $148,434,000 | 712 |
| Tier 1 (core) risk-based capital | $33,287,000 | 1,689 |
| Tier 2 risk-based capital | $3,178,000 | 1,479 |
| Total risk weighted assets | $352,988,000 | 1,208 |
| Total unused commitments | $148,434,000 | 713 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 159 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $400,315,000 | 1,501 |
| Cash and due from depository institutions | $24,358,000 | 1,017 |
| Interest-bearing balances | $858,000 | 2,877 |
| Securities | $63,998,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $714,000 | 5,366 |
| Net loans & leases | $290,685,000 | 1,371 |
| Loan loss allowance | $2,848,000 | 1,658 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,424,000 | 706 |
| Other real estate owned | $0 | 1,017 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,136,000 | 2,050 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $400,315,000 | 1,501 |
| Total liabilities | $368,666,000 | 1,460 |
| Total deposits | $339,653,000 | 1,375 |
| Interest-bearing deposits | $245,879,000 | 1,634 |
| Deposits held in domestic offices | $339,653,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,968,000 | 694 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,045,000 | 3,115 |
| Total equity capital | $31,649,000 | 1,828 |
| Total bank equity capital | $31,649,000 | 1,828 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $19,661,000 | 1,182 |
| Undivided profits | $9,488,000 | 3,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,448,000 | 2,105 |
| Earning assets | $356,255,000 | 1,555 |
| Long-term assets (5+ years) | $138,131,000 | 752 |
| Average Assets, year-to-date | $385,961,000 | 1,540 |
| Average Assets, quarterly | $385,961,000 | 1,540 |
| Volatile liabilities | $80,708,000 | 1,490 |
| Insider loans | $875,000 | 4,400 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $9,365,000 | 275 |
| Unused loan commitments | $116,514,000 | 854 |
| Tier 1 (core) risk-based capital | $31,935,000 | 1,732 |
| Tier 2 risk-based capital | $2,848,000 | 1,610 |
| Total risk weighted assets | $307,644,000 | 1,367 |
| Total unused commitments | $116,514,000 | 854 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 168 | 970 |
| Assets and Liabilities | ||
| Total Assets: | $371,607,000 | 1,619 |
| Cash and due from depository institutions | $17,262,000 | 970 |
| Interest-bearing balances | $460,000 | 3,567 |
| Securities | $63,897,000 | 1,946 |
| Federal funds sold & reverse repurchase agreements | $315,000 | 5,669 |
| Net loans & leases | $270,623,000 | 1,463 |
| Loan loss allowance | $2,531,000 | 1,860 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,745,000 | 751 |
| Other real estate owned | $0 | 970 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,765,000 | 2,107 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $371,607,000 | 1,619 |
| Total liabilities | $340,025,000 | 1,585 |
| Total deposits | $290,191,000 | 1,625 |
| Interest-bearing deposits | $208,452,000 | 1,908 |
| Deposits held in domestic offices | $290,191,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,288,000 | 484 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $546,000 | 4,502 |
| Total equity capital | $31,582,000 | 1,831 |
| Total bank equity capital | $31,582,000 | 1,831 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $19,661,000 | 1,169 |
| Undivided profits | $9,421,000 | 3,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,375,000 | 2,192 |
| Earning assets | $335,295,000 | 1,633 |
| Long-term assets (5+ years) | $135,120,000 | 781 |
| Average Assets, year-to-date | $318,731,200 | 1,765 |
| Average Assets, quarterly | $355,969,500 | 1,656 |
| Volatile liabilities | $101,748,000 | 1,178 |
| Insider loans | $295,000 | 6,256 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $11,389,000 | 228 |
| Unused loan commitments | $105,232,000 | 899 |
| Tier 1 (core) risk-based capital | $31,113,000 | 1,756 |
| Tier 2 risk-based capital | $2,531,000 | 1,779 |
| Total risk weighted assets | $309,516,000 | 1,339 |
| Total unused commitments | $105,232,000 | 899 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 162 | 998 |
| Assets and Liabilities | ||
| Total Assets: | $340,332,000 | 1,721 |
| Cash and due from depository institutions | $15,768,000 | 998 |
| Interest-bearing balances | $98,000 | 5,327 |
| Securities | $54,374,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $366,000 | 5,326 |
| Net loans & leases | $252,564,000 | 1,528 |
| Loan loss allowance | $2,552,000 | 1,835 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,959,000 | 869 |
| Other real estate owned | $0 | 998 |
| Goodwill and other intangibles | $6,000 | 3,188 |
| All other assets | $6,295,000 | 2,185 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $340,332,000 | 1,721 |
| Total liabilities | $311,575,000 | 1,705 |
| Total deposits | $272,555,000 | 1,694 |
| Interest-bearing deposits | $202,344,000 | 1,925 |
| Deposits held in domestic offices | $272,555,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,350,000 | 555 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $670,000 | 4,153 |
| Total equity capital | $28,757,000 | 1,998 |
| Total bank equity capital | $28,757,000 | 1,998 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $17,690,000 | 1,244 |
| Undivided profits | $8,567,000 | 3,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,167,000 | 2,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,331,000 | 2,326 |
| Earning assets | $307,402,000 | 1,748 |
| Long-term assets (5+ years) | $120,604,000 | 876 |
| Average Assets, year-to-date | $305,512,250 | 1,850 |
| Average Assets, quarterly | $331,712,000 | 1,740 |
| Volatile liabilities | $88,809,000 | 1,287 |
| Insider loans | $709,000 | 4,796 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $6,345,000 | 327 |
| Unused loan commitments | $98,765,000 | 935 |
| Tier 1 (core) risk-based capital | $28,466,000 | 1,910 |
| Tier 2 risk-based capital | $2,552,000 | 1,739 |
| Total risk weighted assets | $287,027,000 | 1,420 |
| Total unused commitments | $98,765,000 | 937 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 157 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $323,092,000 | 1,777 |
| Cash and due from depository institutions | $12,857,000 | 1,048 |
| Interest-bearing balances | $93,000 | 5,426 |
| Securities | $57,700,000 | 2,146 |
| Federal funds sold & reverse repurchase agreements | $754,000 | 4,716 |
| Net loans & leases | $235,123,000 | 1,599 |
| Loan loss allowance | $2,375,000 | 1,954 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,657,000 | 880 |
| Other real estate owned | $0 | 1,048 |
| Goodwill and other intangibles | $23,000 | 3,086 |
| All other assets | $5,978,000 | 2,271 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $323,092,000 | 1,777 |
| Total liabilities | $296,427,000 | 1,757 |
| Total deposits | $261,751,000 | 1,751 |
| Interest-bearing deposits | $194,755,000 | 1,989 |
| Deposits held in domestic offices | $261,751,000 | 1,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,378,000 | 603 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $298,000 | 5,872 |
| Total equity capital | $26,665,000 | 2,075 |
| Total bank equity capital | $26,665,000 | 2,075 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $17,690,000 | 1,211 |
| Undivided profits | $6,475,000 | 3,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,075,000 | 2,742 |
| Earning assets | $293,670,000 | 1,789 |
| Long-term assets (5+ years) | $121,484,000 | 900 |
| Average Assets, year-to-date | $293,905,670 | 1,906 |
| Average Assets, quarterly | $303,225,500 | 1,875 |
| Volatile liabilities | $83,331,000 | 1,340 |
| Insider loans | $718,000 | 4,743 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $9,782,000 | 256 |
| Unused loan commitments | $86,154,000 | 1,007 |
| Tier 1 (core) risk-based capital | $27,593,000 | 1,925 |
| Tier 2 risk-based capital | $2,375,000 | 1,840 |
| Total risk weighted assets | $264,642,000 | 1,519 |
| Total unused commitments | $86,154,000 | 1,007 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $283,359,000 | 1,994 |
| Cash and due from depository institutions | $18,885,000 | 1,127 |
| Interest-bearing balances | $110,000 | 5,162 |
| Securities | $37,878,000 | 3,065 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 6,094 |
| Net loans & leases | $210,995,000 | 1,736 |
| Loan loss allowance | $2,135,000 | 2,137 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,632,000 | 852 |
| Other real estate owned | $0 | 1,127 |
| Goodwill and other intangibles | $44,000 | 2,986 |
| All other assets | $4,360,000 | 2,776 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $283,359,000 | 1,994 |
| Total liabilities | $260,695,000 | 1,947 |
| Total deposits | $241,095,000 | 1,887 |
| Interest-bearing deposits | $183,408,000 | 2,102 |
| Deposits held in domestic offices | $241,095,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,319,000 | 885 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $281,000 | 6,344 |
| Total equity capital | $22,664,000 | 2,478 |
| Total bank equity capital | $22,664,000 | 2,478 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $13,015,000 | 1,573 |
| Undivided profits | $7,149,000 | 3,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,056,000 | 2,743 |
| Earning assets | $249,548,000 | 2,072 |
| Long-term assets (5+ years) | $86,265,000 | 1,191 |
| Average Assets, year-to-date | $279,312,500 | 2,001 |
| Average Assets, quarterly | $279,312,500 | 2,001 |
| Volatile liabilities | $61,106,000 | 1,647 |
| Insider loans | $1,667,000 | 3,005 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $6,053,000 | 361 |
| Unused loan commitments | $81,077,000 | 1,035 |
| Tier 1 (core) risk-based capital | $22,284,000 | 2,360 |
| Tier 2 risk-based capital | $2,136,000 | 1,984 |
| Total risk weighted assets | $234,243,000 | 1,657 |
| Total unused commitments | $81,077,000 | 1,037 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 134 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $275,266,000 | 2,036 |
| Cash and due from depository institutions | $10,744,000 | 1,273 |
| Interest-bearing balances | $105,000 | 5,140 |
| Securities | $50,175,000 | 2,491 |
| Federal funds sold & reverse repurchase agreements | $493,000 | 5,620 |
| Net loans & leases | $199,812,000 | 1,808 |
| Loan loss allowance | $2,017,000 | 2,239 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,277,000 | 903 |
| Other real estate owned | $0 | 1,273 |
| Goodwill and other intangibles | $60,000 | 2,922 |
| All other assets | $3,705,000 | 3,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,266,000 | 2,036 |
| Total liabilities | $253,673,000 | 1,993 |
| Total deposits | $218,880,000 | 2,073 |
| Interest-bearing deposits | $171,718,000 | 2,245 |
| Deposits held in domestic offices | $218,880,000 | 2,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,404,000 | 604 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $389,000 | 5,402 |
| Total equity capital | $21,593,000 | 2,543 |
| Total bank equity capital | $21,593,000 | 2,543 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $13,015,000 | 1,545 |
| Undivided profits | $6,078,000 | 4,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $933,000 | 3,189 |
| Earning assets | $250,585,000 | 2,052 |
| Long-term assets (5+ years) | $105,333,000 | 1,025 |
| Average Assets, year-to-date | $228,346,200 | 2,370 |
| Average Assets, quarterly | $261,418,000 | 2,121 |
| Volatile liabilities | $75,329,000 | 1,408 |
| Insider loans | $1,676,000 | 2,966 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $7,088,000 | 315 |
| Unused loan commitments | $74,111,000 | 1,085 |
| Tier 1 (core) risk-based capital | $21,603,000 | 2,396 |
| Tier 2 risk-based capital | $2,016,000 | 2,089 |
| Total risk weighted assets | $222,042,000 | 1,722 |
| Total unused commitments | $74,111,000 | 1,086 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 130 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $247,570,000 | 2,262 |
| Cash and due from depository institutions | $9,730,000 | 1,336 |
| Interest-bearing balances | $122,000 | 5,105 |
| Securities | $35,653,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $386,000 | 6,114 |
| Net loans & leases | $186,877,000 | 1,903 |
| Loan loss allowance | $1,918,000 | 2,347 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,242,000 | 888 |
| Other real estate owned | $597,000 | 1,336 |
| Goodwill and other intangibles | $77,000 | 2,849 |
| All other assets | $4,008,000 | 2,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,570,000 | 2,262 |
| Total liabilities | $227,597,000 | 2,204 |
| Total deposits | $204,171,000 | 2,216 |
| Interest-bearing deposits | $161,079,000 | 2,382 |
| Deposits held in domestic offices | $204,171,000 | 2,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,870,000 | 784 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $556,000 | 4,743 |
| Total equity capital | $19,973,000 | 2,712 |
| Total bank equity capital | $19,973,000 | 2,712 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $12,015,000 | 1,621 |
| Undivided profits | $5,458,000 | 4,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,009,000 | 3,114 |
| Earning assets | $223,038,000 | 2,309 |
| Long-term assets (5+ years) | $87,815,000 | 1,225 |
| Average Assets, year-to-date | $216,616,250 | 2,520 |
| Average Assets, quarterly | $232,950,000 | 2,390 |
| Volatile liabilities | $62,840,000 | 1,579 |
| Insider loans | $890,000 | 4,285 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $3,020,000 | 715 |
| Unused loan commitments | $55,961,000 | 1,350 |
| Tier 1 (core) risk-based capital | $19,925,000 | 2,583 |
| Tier 2 risk-based capital | $1,920,000 | 2,157 |
| Total risk weighted assets | $194,431,000 | 1,938 |
| Total unused commitments | $55,961,000 | 1,351 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 129 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $218,330,000 | 2,539 |
| Cash and due from depository institutions | $9,521,000 | 1,355 |
| Interest-bearing balances | $1,123,000 | 3,102 |
| Securities | $26,302,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 6,615 |
| Net loans & leases | $171,354,000 | 2,039 |
| Loan loss allowance | $1,731,000 | 2,498 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,021,000 | 1,327 |
| Other real estate owned | $473,000 | 1,355 |
| Goodwill and other intangibles | $96,000 | 2,742 |
| All other assets | $3,309,000 | 3,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,330,000 | 2,539 |
| Total liabilities | $201,522,000 | 2,480 |
| Total deposits | $184,460,000 | 2,437 |
| Interest-bearing deposits | $142,387,000 | 2,664 |
| Deposits held in domestic offices | $184,460,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,422,000 | 978 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $640,000 | 4,437 |
| Total equity capital | $16,808,000 | 3,168 |
| Total bank equity capital | $16,808,000 | 3,168 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $9,015,000 | 2,052 |
| Undivided profits | $5,293,000 | 4,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $779,000 | 3,790 |
| Earning assets | $199,033,000 | 2,547 |
| Long-term assets (5+ years) | $74,761,000 | 1,334 |
| Average Assets, year-to-date | $206,298,330 | 2,627 |
| Average Assets, quarterly | $211,107,000 | 2,603 |
| Volatile liabilities | $47,029,000 | 1,987 |
| Insider loans | $744,000 | 4,648 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $10,441,000 | 458 |
| Unused loan commitments | $47,827,000 | 1,481 |
| Tier 1 (core) risk-based capital | $16,205,000 | 3,069 |
| Tier 2 risk-based capital | $1,791,000 | 2,230 |
| Total risk weighted assets | $174,151,000 | 2,086 |
| Total unused commitments | $47,827,000 | 1,491 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 106 | 1,631 |
| Assets and Liabilities | ||
| Total Assets: | $203,884,000 | 2,674 |
| Cash and due from depository institutions | $10,780,000 | 1,631 |
| Interest-bearing balances | $50,000 | 5,857 |
| Securities | $24,946,000 | 4,022 |
| Federal funds sold & reverse repurchase agreements | $481,000 | 6,812 |
| Net loans & leases | $157,028,000 | 2,177 |
| Loan loss allowance | $1,595,000 | 2,663 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,956,000 | 1,321 |
| Other real estate owned | $473,000 | 1,631 |
| Goodwill and other intangibles | $115,000 | 2,666 |
| All other assets | $3,105,000 | 3,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,884,000 | 2,674 |
| Total liabilities | $188,065,000 | 2,612 |
| Total deposits | $168,768,000 | 2,622 |
| Interest-bearing deposits | $124,894,000 | 2,985 |
| Deposits held in domestic offices | $168,768,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,437,000 | 855 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $860,000 | 3,680 |
| Total equity capital | $15,819,000 | 3,285 |
| Total bank equity capital | $15,819,000 | 3,285 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $9,015,000 | 2,019 |
| Undivided profits | $4,304,000 | 4,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $855,000 | 3,508 |
| Earning assets | $182,505,000 | 2,709 |
| Long-term assets (5+ years) | $68,155,000 | 1,392 |
| Average Assets, year-to-date | $200,282,500 | 2,688 |
| Average Assets, quarterly | $200,282,500 | 2,688 |
| Volatile liabilities | $38,845,000 | 2,273 |
| Insider loans | $782,000 | 4,490 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $7,049,000 | 498 |
| Unused loan commitments | $51,549,000 | 1,355 |
| Tier 1 (core) risk-based capital | $15,348,000 | 3,185 |
| Tier 2 risk-based capital | $1,595,000 | 2,442 |
| Total risk weighted assets | $159,217,000 | 2,231 |
| Total unused commitments | $51,549,000 | 1,366 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 102 | 1,675 |
| Assets and Liabilities | ||
| Total Assets: | $196,681,000 | 2,711 |
| Cash and due from depository institutions | $6,629,000 | 1,675 |
| Interest-bearing balances | $21,000 | 6,326 |
| Securities | $25,056,000 | 3,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $154,776,000 | 2,192 |
| Loan loss allowance | $1,405,000 | 2,908 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,637,000 | 1,387 |
| Other real estate owned | $473,000 | 1,675 |
| Goodwill and other intangibles | $143,000 | 2,560 |
| All other assets | $2,967,000 | 3,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,681,000 | 2,711 |
| Total liabilities | $181,275,000 | 2,648 |
| Total deposits | $164,518,000 | 2,633 |
| Interest-bearing deposits | $130,613,000 | 2,823 |
| Deposits held in domestic offices | $164,518,000 | 2,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,084,000 | 963 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $673,000 | 4,368 |
| Total equity capital | $15,406,000 | 3,330 |
| Total bank equity capital | $15,406,000 | 3,330 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $9,015,000 | 1,992 |
| Undivided profits | $3,891,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $795,000 | 3,907 |
| Earning assets | $179,853,000 | 2,701 |
| Long-term assets (5+ years) | $63,380,000 | 1,454 |
| Average Assets, year-to-date | $167,512,600 | 2,979 |
| Average Assets, quarterly | $193,457,500 | 2,726 |
| Volatile liabilities | $42,852,000 | 2,082 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $8,325,000 | 512 |
| Unused loan commitments | $38,551,000 | 1,618 |
| Tier 1 (core) risk-based capital | $14,677,000 | 3,281 |
| Tier 2 risk-based capital | $1,405,000 | 2,658 |
| Total risk weighted assets | $149,047,000 | 2,352 |
| Total unused commitments | $38,551,000 | 1,624 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $138,604,000 | 3,485 |
| Cash and due from depository institutions | $3,181,000 | 2,391 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $12,595,000 | 5,874 |
| Federal funds sold & reverse repurchase agreements | $332,000 | 6,677 |
| Net loans & leases | $117,183,000 | 2,732 |
| Loan loss allowance | $1,183,000 | 3,153 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,864,000 | 3,082 |
| Other real estate owned | $320,000 | 2,391 |
| Goodwill and other intangibles | $301,000 | 2,165 |
| All other assets | $1,828,000 | 4,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,604,000 | 3,485 |
| Total liabilities | $128,495,000 | 3,403 |
| Total deposits | $118,261,000 | 3,384 |
| Interest-bearing deposits | $97,897,000 | 3,497 |
| Deposits held in domestic offices | $118,261,000 | 3,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,677,000 | 1,150 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,557,000 | 2,464 |
| Total equity capital | $10,109,000 | 4,460 |
| Total bank equity capital | $10,109,000 | 4,460 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $6,415,000 | 2,526 |
| Undivided profits | $1,194,000 | 7,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $678,000 | 4,811 |
| Earning assets | $130,110,000 | 3,400 |
| Long-term assets (5+ years) | $51,276,000 | 1,681 |
| Average Assets, year-to-date | $114,644,000 | 3,955 |
| Average Assets, quarterly | $130,484,000 | 3,634 |
| Volatile liabilities | $24,242,000 | 3,195 |
| Insider loans | $647,000 | 4,882 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,447,000 | 1,035 |
| Unused loan commitments | $27,855,000 | 1,981 |
| Tier 1 (core) risk-based capital | $9,609,000 | 4,489 |
| Tier 2 risk-based capital | $1,183,000 | 2,935 |
| Total risk weighted assets | $102,452,000 | 3,151 |
| Total unused commitments | $27,855,000 | 1,988 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $96,995,000 | 4,548 |
| Cash and due from depository institutions | $1,824,000 | 4,097 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,713,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,959 |
| Net loans & leases | $75,539,000 | 3,866 |
| Loan loss allowance | $772,000 | 4,269 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,624,000 | 3,269 |
| Other real estate owned | $474,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $796,000 | 6,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,995,000 | 4,548 |
| Total liabilities | $89,008,000 | 4,474 |
| Total deposits | $84,424,000 | 4,364 |
| Interest-bearing deposits | $69,616,000 | 4,514 |
| Deposits held in domestic offices | $84,424,000 | 4,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,152,000 | 1,713 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $432,000 | 6,255 |
| Total equity capital | $7,987,000 | 5,252 |
| Total bank equity capital | $7,987,000 | 5,252 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $6,015,000 | 2,585 |
| Undivided profits | $-528,000 | 9,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $437,000 | 5,576 |
| Earning assets | $91,277,000 | 4,458 |
| Long-term assets (5+ years) | $30,197,000 | 2,400 |
| Average Assets, year-to-date | $88,136,200 | 4,715 |
| Average Assets, quarterly | $95,229,500 | 4,566 |
| Volatile liabilities | $13,019,000 | 4,896 |
| Insider loans | $649,000 | 4,847 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,538,000 | 586 |
| Unused loan commitments | $6,236,000 | 4,870 |
| Tier 1 (core) risk-based capital | $7,948,000 | 5,159 |
| Tier 2 risk-based capital | $772,000 | 4,017 |
| Total risk weighted assets | $69,422,000 | 4,222 |
| Total unused commitments | $6,236,000 | 4,872 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $78,161,000 | 5,295 |
| Cash and due from depository institutions | $3,592,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,663,000 | 6,115 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 6,075 |
| Net loans & leases | $56,868,000 | 4,707 |
| Loan loss allowance | $541,000 | 5,393 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,737,000 | 3,106 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $961,000 | 6,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,161,000 | 5,295 |
| Total liabilities | $72,476,000 | 5,185 |
| Total deposits | $71,972,000 | 4,926 |
| Interest-bearing deposits | $63,071,000 | 4,861 |
| Deposits held in domestic offices | $71,972,000 | 4,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,000 | 4,054 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $444,000 | 5,734 |
| Total equity capital | $5,685,000 | 6,468 |
| Total bank equity capital | $5,685,000 | 6,468 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,031,000 | 1,239 |
| Surplus | $4,409,000 | 3,323 |
| Undivided profits | $-1,755,000 | 10,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 3,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $275,000 | 6,776 |
| Earning assets | $70,871,000 | 5,324 |
| Long-term assets (5+ years) | $24,218,000 | 2,930 |
| Average Assets, year-to-date | $60,112,000 | 6,069 |
| Average Assets, quarterly | $73,989,000 | 5,444 |
| Volatile liabilities | $10,602,000 | 5,264 |
| Insider loans | $397,000 | 5,910 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,124,000 | 661 |
| Unused loan commitments | $5,061,000 | 5,434 |
| Tier 1 (core) risk-based capital | $6,057,000 | 6,241 |
| Tier 2 risk-based capital | $541,000 | 5,056 |
| Total risk weighted assets | $53,480,100 | 4,987 |
| Total unused commitments | $5,061,000 | 5,439 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $41,883,000 | 7,625 |
| Cash and due from depository institutions | $1,457,000 | 5,321 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,006,000 | 6,806 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 8,207 |
| Net loans & leases | $26,107,000 | 7,181 |
| Loan loss allowance | $238,000 | 8,098 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,560,000 | 3,161 |
| Other real estate owned | $0 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $593,000 | 7,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,883,000 | 7,625 |
| Total liabilities | $37,278,000 | 7,609 |
| Total deposits | $36,648,000 | 7,488 |
| Interest-bearing deposits | $31,480,000 | 7,436 |
| Deposits held in domestic offices | $36,648,000 | 7,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $630,000 | 4,960 |
| Total equity capital | $4,605,000 | 7,409 |
| Total bank equity capital | $4,605,000 | 7,409 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,031,000 | 1,193 |
| Surplus | $2,679,000 | 4,531 |
| Undivided profits | $-1,105,000 | 10,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $122,000 | 9,058 |
| Earning assets | $37,273,000 | 7,715 |
| Long-term assets (5+ years) | $12,897,000 | 4,117 |
| Average Assets, year-to-date | $25,998,400 | 8,833 |
| Average Assets, quarterly | $39,385,000 | 7,750 |
| Volatile liabilities | $863,000 | 9,880 |
| Insider loans | $294,000 | 6,478 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,715,000 | 870 |
| Unused loan commitments | $5,565,000 | 5,068 |
| Tier 1 (core) risk-based capital | $4,574,000 | 7,268 |
| Tier 2 risk-based capital | $238,000 | 7,754 |
| Total risk weighted assets | $26,243,000 | 7,357 |
| Total unused commitments | $5,565,000 | 5,074 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $6,136,000 | 10,868 |
| Cash and due from depository institutions | $866,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,141,000 | 10,271 |
| Federal funds sold & reverse repurchase agreements | $2,169,000 | 4,779 |
| Net loans & leases | $11,000 | 10,901 |
| Loan loss allowance | $10,000 | 10,811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $847,000 | 6,492 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $102,000 | 10,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,136,000 | 10,868 |
| Total liabilities | $1,202,000 | 10,910 |
| Total deposits | $1,173,000 | 10,880 |
| Interest-bearing deposits | $1,002,000 | 10,820 |
| Deposits held in domestic offices | $1,173,000 | 10,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $29,000 | 10,826 |
| Total equity capital | $4,934,000 | 7,225 |
| Total bank equity capital | $4,934,000 | 7,225 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $2,210,000 | 5,092 |
| Undivided profits | $224,000 | 9,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $4,321,000 | 10,870 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $6,136,000 | 10,866 |
| Average Assets, quarterly | $6,136,000 | 10,870 |
| Volatile liabilities | $600,000 | 10,464 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $4,934,000 | 7,065 |
| Tier 2 risk-based capital | $10,000 | 10,778 |
| Total risk weighted assets | $2,104,000 | 10,868 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |