Home > Riverside Bank of Dublin > Income and Expense

Riverside Bank of Dublin, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,649,0003,198
Total interest expense$4,250,0002,213
Net interest income$3,399,0003,780
Provision for loan and lease losses$400,0001,437
Total noninterest income$49,0004,412
Gross Fiduciary activities income$0981
Service charges on deposit accounts$20,0004,191
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,312
Total noninterest expense$2,735,0003,791
Salaries and employee benefits$1,478,0003,796
Premises and equipment expense$280,0003,644
Additional noninterest expense$29,0004,312
Pre-tax net operating income$313,0004,100
Securities gains (losses)$0988
Applicable income taxes$66,0002,944
Income before extraordinary items$247,0004,116
Extraordinary gains, net$054
Net income$247,0004,156
Minority interest net income$088
Net income of bank and minority interests.$247,0004,118
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$88,000425
Net operating income$247,0004,135
2023-09-30 (YTD Data)Rank
Total interest income$5,382,0003,251
Total interest expense$2,817,0002,227
Net interest income$2,565,0003,795
Provision for loan and lease losses$268,0001,443
Total noninterest income$32,0004,454
Gross Fiduciary activities income$0950
Service charges on deposit accounts$12,0004,244
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,342
Total noninterest expense$2,039,0003,791
Salaries and employee benefits$1,125,0003,762
Premises and equipment expense$186,0003,776
Additional noninterest expense$20,0004,340
Pre-tax net operating income$290,0004,115
Securities gains (losses)$0849
Applicable income taxes$61,0002,940
Income before extraordinary items$229,0004,118
Extraordinary gains, net$052
Net income$229,0004,157
Minority interest net income$081
Net income of bank and minority interests.$229,0004,118
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$69,000403
Net operating income$229,0004,146
2023-06-30 (YTD Data)Rank
Total interest income$3,372,0003,304
Total interest expense$1,655,0002,225
Net interest income$1,717,0003,815
Provision for loan and lease losses$231,0001,241
Total noninterest income$15,0004,520
Gross Fiduciary activities income$0931
Service charges on deposit accounts$6,0004,315
Trading account gains and feesNANA
Additional Noninterest Income$9,0004,443
Total noninterest expense$1,310,0003,835
Salaries and employee benefits$750,0003,776
Premises and equipment expense$98,0003,986
Additional noninterest expense$9,0004,432
Pre-tax net operating income$191,0004,170
Securities gains (losses)$0938
Applicable income taxes$40,0002,974
Income before extraordinary items$151,0004,185
Extraordinary gains, net$051
Net income$151,0004,226
Minority interest net income$081
Net income of bank and minority interests.$151,0004,184
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$46,000388
Net operating income$151,0004,203
2023-03-31 (YTD Data)Rank
Total interest income$1,537,0003,394
Total interest expense$700,0002,236
Net interest income$837,0003,848
Provision for loan and lease losses$137,0001,117
Total noninterest income$5,0004,598
Gross Fiduciary activities income$0913
Service charges on deposit accounts$3,0004,348
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,520
Total noninterest expense$632,0003,911
Salaries and employee benefits$397,0003,765
Premises and equipment expense$34,0004,279
Additional noninterest expense$2,0004,520
Pre-tax net operating income$73,0004,291
Securities gains (losses)$0950
Applicable income taxes$15,0003,044
Income before extraordinary items$58,0004,305
Extraordinary gains, net$04
Net income$58,0004,305
Minority interest net income$048
Net income of bank and minority interests.$58,0004,305
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$23,000360
Net operating income$58,0004,328
2022-12-31 (YTD Data)Rank
Total interest income$3,429,0003,883
Total interest expense$925,0002,523
Net interest income$2,504,0004,056
Provision for loan and lease losses$643,0001,065
Total noninterest income$37,0004,598
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$13,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,501
Total noninterest expense$2,120,0004,068
Salaries and employee benefits$1,254,0004,008
Premises and equipment expense$142,0004,264
Additional noninterest expense$24,0004,501
Pre-tax net operating income$-222,0004,609
Securities gains (losses)$0691
Applicable income taxes$-47,0004,580
Income before extraordinary items$-175,0004,580
Extraordinary gains, net$05
Net income$-175,0004,579
Minority interest net income$063
Net income of bank and minority interests.$-175,0004,580
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$71,000487
Net operating income$-175,0004,589
2022-09-30 (YTD Data)Rank
Total interest income$2,172,0004,025
Total interest expense$465,0002,753
Net interest income$1,707,0004,139
Provision for loan and lease losses$411,0001,078
Total noninterest income$31,0004,625
Gross Fiduciary activities income$0968
Service charges on deposit accounts$10,0004,426
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,504
Total noninterest expense$1,560,0004,089
Salaries and employee benefits$908,0004,030
Premises and equipment expense$103,0004,313
Additional noninterest expense$21,0004,504
Pre-tax net operating income$-233,0004,658
Securities gains (losses)$0740
Applicable income taxes$-49,0004,637
Income before extraordinary items$-184,0004,614
Extraordinary gains, net$04
Net income$-184,0004,613
Minority interest net income$057
Net income of bank and minority interests.$-184,0004,613
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$53,000445
Net operating income$-184,0004,636
2022-06-30 (YTD Data)Rank
Total interest income$1,183,0004,211
Total interest expense$202,0003,194
Net interest income$981,0004,262
Provision for loan and lease losses$256,0001,015
Total noninterest income$20,0004,642
Gross Fiduciary activities income$0925
Service charges on deposit accounts$6,0004,499
Trading account gains and feesNANA
Additional Noninterest Income$14,0004,545
Total noninterest expense$1,095,0004,056
Salaries and employee benefits$679,0003,945
Premises and equipment expense$71,0004,307
Additional noninterest expense$345,0004,058
Pre-tax net operating income$-350,0004,701
Securities gains (losses)$0687
Applicable income taxes$-74,0004,674
Income before extraordinary items$-276,0004,660
Extraordinary gains, net$04
Net income$-276,0004,660
Minority interest net income$060
Net income of bank and minority interests.$-276,0004,660
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$36,000426
Net operating income$-276,0004,689
2022-03-31 (YTD Data)Rank
Total interest income$513,0004,288
Total interest expense$95,0003,238
Net interest income$418,0004,358
Provision for loan and lease losses$99,000999
Total noninterest income$8,0004,676
Gross Fiduciary activities income$0892
Service charges on deposit accounts$3,0004,515
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,585
Total noninterest expense$455,0004,225
Salaries and employee benefits$266,0004,173
Premises and equipment expense$39,0004,262
Additional noninterest expense$150,0004,197
Pre-tax net operating income$-128,0004,694
Securities gains (losses)$0623
Applicable income taxes$-27,0004,683
Income before extraordinary items$-101,0004,663
Extraordinary gains, net$04
Net income$-101,0004,662
Minority interest net income$050
Net income of bank and minority interests.$-101,0004,663
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$18,000393
Net operating income$-101,0004,680
2021-12-31 (YTD Data)Rank
Total interest income$944,0004,681
Total interest expense$186,0004,172
Net interest income$758,0004,699
Provision for loan and lease losses$441,0001,153
Total noninterest income$48,0004,697
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,0004,669
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,574
Total noninterest expense$2,032,0004,160
Salaries and employee benefits$1,234,0004,080
Premises and equipment expense$219,0004,050
Additional noninterest expense$579,0004,262
Pre-tax net operating income$-1,667,0004,815
Securities gains (losses)$02,062
Applicable income taxes$-256,0004,800
Income before extraordinary items$-1,411,0004,804
Extraordinary gains, net$010
Net income$-1,411,0004,804
Minority interest net income$074
Net income of bank and minority interests.$-1,411,0004,804
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$24,217,00039
Net operating income$-1,411,0004,802
2021-09-30 (YTD Data)Rank
Total interest income$524,0004,816
Total interest expense$90,0004,519
Net interest income$434,0004,828
Provision for loan and lease losses$334,0001,092
Total noninterest income$24,0004,811
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,0004,748
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,700
Total noninterest expense$1,498,0004,216
Salaries and employee benefits$865,0004,178
Premises and equipment expense$158,0004,143
Additional noninterest expense$475,0004,228
Pre-tax net operating income$-1,374,0004,894
Securities gains (losses)$02,015
Applicable income taxes$-198,0004,883
Income before extraordinary items$-1,176,0004,883
Extraordinary gains, net$08
Net income$-1,176,0004,883
Minority interest net income$069
Net income of bank and minority interests.$-1,176,0004,883
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$24,200,00028
Net operating income$-1,176,0004,879
2021-06-30 (YTD Data)Rank
Total interest income$209,0004,905
Total interest expense$23,0004,831
Net interest income$186,0004,901
Provision for loan and lease losses$222,0001,125
Total noninterest income$5,0004,897
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,0004,787
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,833
Total noninterest expense$1,025,0004,215
Salaries and employee benefits$572,0004,207
Premises and equipment expense$99,0004,208
Additional noninterest expense$354,0004,120
Pre-tax net operating income$-1,056,0004,929
Securities gains (losses)$01,818
Applicable income taxes$-130,0004,913
Income before extraordinary items$-926,0004,917
Extraordinary gains, net$06
Net income$-926,0004,917
Minority interest net income$067
Net income of bank and minority interests.$-926,0004,917
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$24,184,00019
Net operating income$-926,0004,918
2021-03-31 (YTD Data)Rank
Total interest income$23,0004,968
Total interest expense$1,0004,950
Net interest income$22,0004,964
Provision for loan and lease losses$79,0001,413
Total noninterest income$4,0004,902
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,804
Total noninterest expense$616,0004,048
Salaries and employee benefits$338,0004,063
Premises and equipment expense$41,0004,368
Additional noninterest expense$237,0003,757
Pre-tax net operating income$-669,0004,961
Securities gains (losses)$01,392
Applicable income taxes$-46,0004,940
Income before extraordinary items$-623,0004,953
Extraordinary gains, net$03
Net income$-623,0004,953
Minority interest net income$055
Net income of bank and minority interests.$-623,0004,953
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$24,178,00017
Net operating income$-623,0004,955

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.