Home > Riverside Bank of Dublin > Income and Expense
Riverside Bank of Dublin, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $7,649,000 | 3,198 |
Total interest expense | $4,250,000 | 2,213 |
Net interest income | $3,399,000 | 3,780 |
Provision for loan and lease losses | $400,000 | 1,437 |
Total noninterest income | $49,000 | 4,412 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $20,000 | 4,191 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 4,312 |
Total noninterest expense | $2,735,000 | 3,791 |
Salaries and employee benefits | $1,478,000 | 3,796 |
Premises and equipment expense | $280,000 | 3,644 |
Additional noninterest expense | $29,000 | 4,312 |
Pre-tax net operating income | $313,000 | 4,100 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $66,000 | 2,944 |
Income before extraordinary items | $247,000 | 4,116 |
Extraordinary gains, net | $0 | 54 |
Net income | $247,000 | 4,156 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $247,000 | 4,118 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $88,000 | 425 |
Net operating income | $247,000 | 4,135 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $5,382,000 | 3,251 |
Total interest expense | $2,817,000 | 2,227 |
Net interest income | $2,565,000 | 3,795 |
Provision for loan and lease losses | $268,000 | 1,443 |
Total noninterest income | $32,000 | 4,454 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $12,000 | 4,244 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 4,342 |
Total noninterest expense | $2,039,000 | 3,791 |
Salaries and employee benefits | $1,125,000 | 3,762 |
Premises and equipment expense | $186,000 | 3,776 |
Additional noninterest expense | $20,000 | 4,340 |
Pre-tax net operating income | $290,000 | 4,115 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $61,000 | 2,940 |
Income before extraordinary items | $229,000 | 4,118 |
Extraordinary gains, net | $0 | 52 |
Net income | $229,000 | 4,157 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $229,000 | 4,118 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $69,000 | 403 |
Net operating income | $229,000 | 4,146 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $3,372,000 | 3,304 |
Total interest expense | $1,655,000 | 2,225 |
Net interest income | $1,717,000 | 3,815 |
Provision for loan and lease losses | $231,000 | 1,241 |
Total noninterest income | $15,000 | 4,520 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $6,000 | 4,315 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 4,443 |
Total noninterest expense | $1,310,000 | 3,835 |
Salaries and employee benefits | $750,000 | 3,776 |
Premises and equipment expense | $98,000 | 3,986 |
Additional noninterest expense | $9,000 | 4,432 |
Pre-tax net operating income | $191,000 | 4,170 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $40,000 | 2,974 |
Income before extraordinary items | $151,000 | 4,185 |
Extraordinary gains, net | $0 | 51 |
Net income | $151,000 | 4,226 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $151,000 | 4,184 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $46,000 | 388 |
Net operating income | $151,000 | 4,203 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $1,537,000 | 3,394 |
Total interest expense | $700,000 | 2,236 |
Net interest income | $837,000 | 3,848 |
Provision for loan and lease losses | $137,000 | 1,117 |
Total noninterest income | $5,000 | 4,598 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $3,000 | 4,348 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 4,520 |
Total noninterest expense | $632,000 | 3,911 |
Salaries and employee benefits | $397,000 | 3,765 |
Premises and equipment expense | $34,000 | 4,279 |
Additional noninterest expense | $2,000 | 4,520 |
Pre-tax net operating income | $73,000 | 4,291 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $15,000 | 3,044 |
Income before extraordinary items | $58,000 | 4,305 |
Extraordinary gains, net | $0 | 4 |
Net income | $58,000 | 4,305 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $58,000 | 4,305 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $23,000 | 360 |
Net operating income | $58,000 | 4,328 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $3,429,000 | 3,883 |
Total interest expense | $925,000 | 2,523 |
Net interest income | $2,504,000 | 4,056 |
Provision for loan and lease losses | $643,000 | 1,065 |
Total noninterest income | $37,000 | 4,598 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $13,000 | 4,396 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 4,501 |
Total noninterest expense | $2,120,000 | 4,068 |
Salaries and employee benefits | $1,254,000 | 4,008 |
Premises and equipment expense | $142,000 | 4,264 |
Additional noninterest expense | $24,000 | 4,501 |
Pre-tax net operating income | $-222,000 | 4,609 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $-47,000 | 4,580 |
Income before extraordinary items | $-175,000 | 4,580 |
Extraordinary gains, net | $0 | 5 |
Net income | $-175,000 | 4,579 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-175,000 | 4,580 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $71,000 | 487 |
Net operating income | $-175,000 | 4,589 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $2,172,000 | 4,025 |
Total interest expense | $465,000 | 2,753 |
Net interest income | $1,707,000 | 4,139 |
Provision for loan and lease losses | $411,000 | 1,078 |
Total noninterest income | $31,000 | 4,625 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $10,000 | 4,426 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 4,504 |
Total noninterest expense | $1,560,000 | 4,089 |
Salaries and employee benefits | $908,000 | 4,030 |
Premises and equipment expense | $103,000 | 4,313 |
Additional noninterest expense | $21,000 | 4,504 |
Pre-tax net operating income | $-233,000 | 4,658 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $-49,000 | 4,637 |
Income before extraordinary items | $-184,000 | 4,614 |
Extraordinary gains, net | $0 | 4 |
Net income | $-184,000 | 4,613 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-184,000 | 4,613 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $53,000 | 445 |
Net operating income | $-184,000 | 4,636 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $1,183,000 | 4,211 |
Total interest expense | $202,000 | 3,194 |
Net interest income | $981,000 | 4,262 |
Provision for loan and lease losses | $256,000 | 1,015 |
Total noninterest income | $20,000 | 4,642 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $6,000 | 4,499 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 4,545 |
Total noninterest expense | $1,095,000 | 4,056 |
Salaries and employee benefits | $679,000 | 3,945 |
Premises and equipment expense | $71,000 | 4,307 |
Additional noninterest expense | $345,000 | 4,058 |
Pre-tax net operating income | $-350,000 | 4,701 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $-74,000 | 4,674 |
Income before extraordinary items | $-276,000 | 4,660 |
Extraordinary gains, net | $0 | 4 |
Net income | $-276,000 | 4,660 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $-276,000 | 4,660 |
Net charge-offs | $0 | 2,156 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $36,000 | 426 |
Net operating income | $-276,000 | 4,689 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $513,000 | 4,288 |
Total interest expense | $95,000 | 3,238 |
Net interest income | $418,000 | 4,358 |
Provision for loan and lease losses | $99,000 | 999 |
Total noninterest income | $8,000 | 4,676 |
Gross Fiduciary activities income | $0 | 892 |
Service charges on deposit accounts | $3,000 | 4,515 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,585 |
Total noninterest expense | $455,000 | 4,225 |
Salaries and employee benefits | $266,000 | 4,173 |
Premises and equipment expense | $39,000 | 4,262 |
Additional noninterest expense | $150,000 | 4,197 |
Pre-tax net operating income | $-128,000 | 4,694 |
Securities gains (losses) | $0 | 623 |
Applicable income taxes | $-27,000 | 4,683 |
Income before extraordinary items | $-101,000 | 4,663 |
Extraordinary gains, net | $0 | 4 |
Net income | $-101,000 | 4,662 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $-101,000 | 4,663 |
Net charge-offs | $0 | 1,838 |
Cash dividends | $0 | 2,284 |
Sale, conversion, retirement of capital stock, net | $18,000 | 393 |
Net operating income | $-101,000 | 4,680 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $944,000 | 4,681 |
Total interest expense | $186,000 | 4,172 |
Net interest income | $758,000 | 4,699 |
Provision for loan and lease losses | $441,000 | 1,153 |
Total noninterest income | $48,000 | 4,697 |
Gross Fiduciary activities income | $0 | 994 |
Service charges on deposit accounts | $4,000 | 4,669 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 4,574 |
Total noninterest expense | $2,032,000 | 4,160 |
Salaries and employee benefits | $1,234,000 | 4,080 |
Premises and equipment expense | $219,000 | 4,050 |
Additional noninterest expense | $579,000 | 4,262 |
Pre-tax net operating income | $-1,667,000 | 4,815 |
Securities gains (losses) | $0 | 2,062 |
Applicable income taxes | $-256,000 | 4,800 |
Income before extraordinary items | $-1,411,000 | 4,804 |
Extraordinary gains, net | $0 | 10 |
Net income | $-1,411,000 | 4,804 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $-1,411,000 | 4,804 |
Net charge-offs | $0 | 2,705 |
Cash dividends | $0 | 3,608 |
Sale, conversion, retirement of capital stock, net | $24,217,000 | 39 |
Net operating income | $-1,411,000 | 4,802 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $524,000 | 4,816 |
Total interest expense | $90,000 | 4,519 |
Net interest income | $434,000 | 4,828 |
Provision for loan and lease losses | $334,000 | 1,092 |
Total noninterest income | $24,000 | 4,811 |
Gross Fiduciary activities income | $0 | 957 |
Service charges on deposit accounts | $2,000 | 4,748 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 4,700 |
Total noninterest expense | $1,498,000 | 4,216 |
Salaries and employee benefits | $865,000 | 4,178 |
Premises and equipment expense | $158,000 | 4,143 |
Additional noninterest expense | $475,000 | 4,228 |
Pre-tax net operating income | $-1,374,000 | 4,894 |
Securities gains (losses) | $0 | 2,015 |
Applicable income taxes | $-198,000 | 4,883 |
Income before extraordinary items | $-1,176,000 | 4,883 |
Extraordinary gains, net | $0 | 8 |
Net income | $-1,176,000 | 4,883 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $-1,176,000 | 4,883 |
Net charge-offs | $0 | 2,463 |
Cash dividends | $0 | 3,251 |
Sale, conversion, retirement of capital stock, net | $24,200,000 | 28 |
Net operating income | $-1,176,000 | 4,879 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $209,000 | 4,905 |
Total interest expense | $23,000 | 4,831 |
Net interest income | $186,000 | 4,901 |
Provision for loan and lease losses | $222,000 | 1,125 |
Total noninterest income | $5,000 | 4,897 |
Gross Fiduciary activities income | $0 | 951 |
Service charges on deposit accounts | $1,000 | 4,787 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 4,833 |
Total noninterest expense | $1,025,000 | 4,215 |
Salaries and employee benefits | $572,000 | 4,207 |
Premises and equipment expense | $99,000 | 4,208 |
Additional noninterest expense | $354,000 | 4,120 |
Pre-tax net operating income | $-1,056,000 | 4,929 |
Securities gains (losses) | $0 | 1,818 |
Applicable income taxes | $-130,000 | 4,913 |
Income before extraordinary items | $-926,000 | 4,917 |
Extraordinary gains, net | $0 | 6 |
Net income | $-926,000 | 4,917 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $-926,000 | 4,917 |
Net charge-offs | $0 | 2,245 |
Cash dividends | $0 | 3,104 |
Sale, conversion, retirement of capital stock, net | $24,184,000 | 19 |
Net operating income | $-926,000 | 4,918 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $23,000 | 4,968 |
Total interest expense | $1,000 | 4,950 |
Net interest income | $22,000 | 4,964 |
Provision for loan and lease losses | $79,000 | 1,413 |
Total noninterest income | $4,000 | 4,902 |
Gross Fiduciary activities income | $0 | 922 |
Service charges on deposit accounts | $0 | 4,819 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 4,804 |
Total noninterest expense | $616,000 | 4,048 |
Salaries and employee benefits | $338,000 | 4,063 |
Premises and equipment expense | $41,000 | 4,368 |
Additional noninterest expense | $237,000 | 3,757 |
Pre-tax net operating income | $-669,000 | 4,961 |
Securities gains (losses) | $0 | 1,392 |
Applicable income taxes | $-46,000 | 4,940 |
Income before extraordinary items | $-623,000 | 4,953 |
Extraordinary gains, net | $0 | 3 |
Net income | $-623,000 | 4,953 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $-623,000 | 4,953 |
Net charge-offs | $0 | 1,930 |
Cash dividends | $0 | 2,452 |
Sale, conversion, retirement of capital stock, net | $24,178,000 | 17 |
Net operating income | $-623,000 | 4,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.